Home > F&M Bank-Iowa South Central > Assets and Liabilities
F&M Bank-Iowa South Central, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $122,114,000 | 3,654 |
| Cash and due from depository institutions | $2,355,000 | 4,841 |
| Interest-bearing balances | $203,000 | 4,248 |
| Securities | $26,749,000 | 3,962 |
| Federal funds sold & reverse repurchase agreements | $10,725,000 | 1,598 |
| Net loans & leases | $76,750,000 | 3,518 |
| Loan loss allowance | $1,389,000 | 2,492 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,109,000 | 1,968 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,426,000 | 4,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,114,000 | 3,654 |
| Total liabilities | $111,983,000 | 3,584 |
| Total deposits | $105,922,000 | 3,531 |
| Interest-bearing deposits | $97,575,000 | 3,300 |
| Deposits held in domestic offices | $105,922,000 | 3,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,318,000 | 1,506 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $569,000 | 4,114 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,174,000 | 3,090 |
| Total equity capital | $10,131,000 | 4,286 |
| Total bank equity capital | $10,131,000 | 4,286 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $3,050,000 | 4,140 |
| Undivided profits | $6,881,000 | 3,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 3,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 977 |
| Income earned, not collected on loans | $718,000 | 3,248 |
| Earning assets | $114,427,000 | 3,603 |
| Long-term assets (5+ years) | $27,815,000 | 2,503 |
| Average Assets, year-to-date | $117,116,800 | 3,611 |
| Average Assets, quarterly | $118,666,000 | 3,682 |
| Volatile liabilities | $9,373,000 | 5,177 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,235,000 | 3,362 |
| Tier 1 (core) risk-based capital | $10,062,000 | 4,140 |
| Tier 2 risk-based capital | $932,060 | 3,221 |
| Total risk weighted assets | $74,107,660 | 3,677 |
| Total unused commitments | $11,235,000 | 3,365 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $115,679,000 | 3,790 |
| Cash and due from depository institutions | $2,954,000 | 4,284 |
| Interest-bearing balances | $209,000 | 3,865 |
| Securities | $30,100,000 | 3,619 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 4,770 |
| Net loans & leases | $74,529,000 | 3,618 |
| Loan loss allowance | $1,376,000 | 2,519 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,191,000 | 1,890 |
| Other real estate owned | $84,000 | 4,284 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,646,000 | 4,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,679,000 | 3,790 |
| Total liabilities | $105,354,000 | 3,732 |
| Total deposits | $98,821,000 | 3,753 |
| Interest-bearing deposits | $91,842,000 | 3,466 |
| Deposits held in domestic offices | $98,821,000 | 3,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,816,000 | 1,692 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $929,000 | 3,630 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,788,000 | 2,242 |
| Total equity capital | $10,325,000 | 4,178 |
| Total bank equity capital | $10,325,000 | 4,178 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $3,050,000 | 4,105 |
| Undivided profits | $7,075,000 | 3,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $751,000 | 3,115 |
| Earning assets | $107,013,000 | 3,775 |
| Long-term assets (5+ years) | $36,879,000 | 1,792 |
| Average Assets, year-to-date | $111,248,200 | 3,762 |
| Average Assets, quarterly | $113,969,500 | 3,794 |
| Volatile liabilities | $9,012,000 | 5,340 |
| Insider loans | $103,000 | 8,395 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,696,000 | 4,071 |
| Tier 1 (core) risk-based capital | $10,327,000 | 4,036 |
| Tier 2 risk-based capital | $886,550 | 3,274 |
| Total risk weighted assets | $70,434,150 | 3,808 |
| Total unused commitments | $7,696,000 | 4,073 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $105,802,000 | 4,207 |
| Cash and due from depository institutions | $2,770,000 | 5,814 |
| Interest-bearing balances | $135,000 | 4,335 |
| Securities | $26,806,000 | 4,282 |
| Federal funds sold & reverse repurchase agreements | $1,425,000 | 5,708 |
| Net loans & leases | $71,051,000 | 3,793 |
| Loan loss allowance | $1,101,000 | 3,231 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,317,000 | 3,331 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,433,000 | 4,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,802,000 | 4,207 |
| Total liabilities | $96,322,000 | 4,152 |
| Total deposits | $88,903,000 | 4,226 |
| Interest-bearing deposits | $82,405,000 | 3,946 |
| Deposits held in domestic offices | $88,903,000 | 4,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,646,000 | 1,493 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $316,000 | 4,261 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,457,000 | 2,646 |
| Total equity capital | $9,480,000 | 4,534 |
| Total bank equity capital | $9,480,000 | 4,534 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $3,050,000 | 4,163 |
| Undivided profits | $6,230,000 | 3,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $722,000 | 3,174 |
| Earning assets | $99,417,000 | 4,125 |
| Long-term assets (5+ years) | $33,281,000 | 1,820 |
| Average Assets, year-to-date | $104,211,400 | 4,101 |
| Average Assets, quarterly | $105,077,000 | 4,181 |
| Volatile liabilities | $9,133,000 | 5,149 |
| Insider loans | $68,000 | 9,199 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,792,000 | 4,315 |
| Tier 1 (core) risk-based capital | $9,496,000 | 4,424 |
| Tier 2 risk-based capital | $802,100 | 3,633 |
| Total risk weighted assets | $63,869,200 | 4,155 |
| Total unused commitments | $6,792,000 | 4,329 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $103,686,000 | 4,285 |
| Cash and due from depository institutions | $2,192,000 | 6,302 |
| Interest-bearing balances | $131,000 | 4,616 |
| Securities | $31,640,000 | 3,907 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 7,422 |
| Net loans & leases | $65,951,000 | 3,942 |
| Loan loss allowance | $1,166,000 | 3,089 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,512,000 | 4,639 |
| Other real estate owned | $85,000 | 6,302 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,356,000 | 5,083 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,686,000 | 4,285 |
| Total liabilities | $95,107,000 | 4,200 |
| Total deposits | $88,951,000 | 4,255 |
| Interest-bearing deposits | $82,853,000 | 3,969 |
| Deposits held in domestic offices | $88,951,000 | 4,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,335,000 | 1,623 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $215,000 | 3,975 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,606,000 | 2,501 |
| Total equity capital | $8,579,000 | 4,927 |
| Total bank equity capital | $8,579,000 | 4,927 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $3,050,000 | 4,131 |
| Undivided profits | $5,329,000 | 4,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 7,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,418 |
| Income earned, not collected on loans | $635,000 | 3,768 |
| Earning assets | $98,672,000 | 4,142 |
| Long-term assets (5+ years) | $19,270,000 | 2,568 |
| Average Assets, year-to-date | $100,766,800 | 4,226 |
| Average Assets, quarterly | $103,878,500 | 4,224 |
| Volatile liabilities | $8,456,000 | 5,102 |
| Insider loans | $74,000 | 9,534 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,443,000 | 4,321 |
| Tier 1 (core) risk-based capital | $8,525,000 | 4,817 |
| Tier 2 risk-based capital | $766,220 | 3,713 |
| Total risk weighted assets | $60,898,120 | 4,255 |
| Total unused commitments | $6,443,000 | 4,333 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $98,173,000 | 4,444 |
| Cash and due from depository institutions | $1,824,000 | 6,346 |
| Interest-bearing balances | $21,000 | 6,463 |
| Securities | $27,955,000 | 4,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $66,326,000 | 3,856 |
| Loan loss allowance | $997,000 | 3,612 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $764,000 | 7,095 |
| Other real estate owned | $54,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,250,000 | 5,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,173,000 | 4,444 |
| Total liabilities | $90,795,000 | 4,361 |
| Total deposits | $80,746,000 | 4,607 |
| Interest-bearing deposits | $75,509,000 | 4,275 |
| Deposits held in domestic offices | $80,746,000 | 4,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,719,000 | 2,074 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,016,000 | 1,721 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,314,000 | 2,457 |
| Total equity capital | $7,378,000 | 5,262 |
| Total bank equity capital | $7,378,000 | 5,262 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $3,050,000 | 4,062 |
| Undivided profits | $4,128,000 | 4,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $554,000 | 3,794 |
| Earning assets | $94,302,000 | 4,269 |
| Long-term assets (5+ years) | $19,181,000 | 2,639 |
| Average Assets, year-to-date | $97,565,200 | 4,372 |
| Average Assets, quarterly | $99,290,000 | 4,365 |
| Volatile liabilities | $12,403,000 | 3,712 |
| Insider loans | $81,000 | 9,740 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,902,000 | 4,029 |
| Tier 1 (core) risk-based capital | $7,634,000 | 5,211 |
| Tier 2 risk-based capital | $757,820 | 3,732 |
| Total risk weighted assets | $60,376,420 | 4,216 |
| Total unused commitments | $6,902,000 | 4,036 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $95,764,000 | 4,633 |
| Cash and due from depository institutions | $1,955,000 | 6,588 |
| Interest-bearing balances | $191,000 | 5,817 |
| Securities | $34,508,000 | 3,964 |
| Federal funds sold & reverse repurchase agreements | $2,655,000 | 4,792 |
| Net loans & leases | $54,931,000 | 4,418 |
| Loan loss allowance | $783,000 | 4,558 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $711,000 | 7,454 |
| Other real estate owned | $0 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,004,000 | 6,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,764,000 | 4,633 |
| Total liabilities | $88,808,000 | 4,542 |
| Total deposits | $82,800,000 | 4,648 |
| Interest-bearing deposits | $77,483,000 | 4,331 |
| Deposits held in domestic offices | $82,800,000 | 4,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,212,000 | 1,623 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $662,000 | 3,132 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,134,000 | 2,825 |
| Total equity capital | $6,956,000 | 5,629 |
| Total bank equity capital | $6,956,000 | 5,629 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $3,050,000 | 4,032 |
| Undivided profits | $3,706,000 | 5,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 8,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $477,000 | 3,907 |
| Earning assets | $92,285,000 | 4,439 |
| Long-term assets (5+ years) | $19,646,000 | 2,707 |
| Average Assets, year-to-date | $94,451,400 | 4,582 |
| Average Assets, quarterly | $94,500,500 | 4,645 |
| Volatile liabilities | $8,130,000 | 4,766 |
| Insider loans | $86,000 | 9,980 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,231,000 | 4,274 |
| Tier 1 (core) risk-based capital | $6,956,000 | 5,554 |
| Tier 2 risk-based capital | $695,420 | 3,973 |
| Total risk weighted assets | $55,546,220 | 4,466 |
| Total unused commitments | $6,231,000 | 4,300 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $94,456,000 | 4,764 |
| Cash and due from depository institutions | $1,937,000 | 7,249 |
| Interest-bearing balances | $105,000 | 6,633 |
| Securities | $45,902,000 | 2,963 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 9,350 |
| Net loans & leases | $43,996,000 | 5,333 |
| Loan loss allowance | $679,000 | 5,131 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $729,000 | 7,488 |
| Other real estate owned | $0 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,102,000 | 5,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,456,000 | 4,764 |
| Total liabilities | $88,075,000 | 4,681 |
| Total deposits | $82,897,000 | 4,761 |
| Interest-bearing deposits | $78,521,000 | 4,424 |
| Deposits held in domestic offices | $82,897,000 | 4,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,704,000 | 1,583 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $517,000 | 3,115 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $957,000 | 3,415 |
| Total equity capital | $6,381,000 | 5,835 |
| Total bank equity capital | $6,381,000 | 5,835 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $2,300,000 | 4,924 |
| Undivided profits | $3,881,000 | 5,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 9,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $428,000 | 4,743 |
| Earning assets | $90,793,000 | 4,560 |
| Long-term assets (5+ years) | $18,377,000 | 2,783 |
| Average Assets, year-to-date | $91,659,800 | 4,776 |
| Average Assets, quarterly | $93,369,500 | 4,776 |
| Volatile liabilities | $7,769,000 | 4,912 |
| Insider loans | $92,000 | 5,927 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,794,000 | 4,731 |
| Tier 1 (core) risk-based capital | $6,381,000 | 5,762 |
| Tier 2 risk-based capital | $642,740 | 4,239 |
| Total risk weighted assets | $51,383,240 | 4,820 |
| Total unused commitments | $4,794,000 | 4,760 |
| Derivatives | $0 | 651 |