Home > F&M Bank - Highlands > Assets and Liabilities
F&M Bank - Highlands, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 39 | 4,123 |
| Assets and Liabilities | ||
| Total Assets: | $173,920,000 | 2,880 |
| Cash and due from depository institutions | $7,470,000 | 4,123 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $37,335,000 | 2,830 |
| Federal funds sold & reverse repurchase agreements | $21,185,000 | 660 |
| Net loans & leases | $103,643,000 | 3,050 |
| Loan loss allowance | $2,216,000 | 1,802 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,019,000 | 4,007 |
| Other real estate owned | $55,000 | 4,123 |
| Goodwill and other intangibles | $944,000 | 1,498 |
| All other assets | $1,269,000 | 5,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,920,000 | 2,880 |
| Total liabilities | $155,596,000 | 2,899 |
| Total deposits | $154,454,000 | 2,644 |
| Interest-bearing deposits | $149,549,000 | 2,361 |
| Deposits held in domestic offices | $154,454,000 | 2,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,142,000 | 3,141 |
| Total equity capital | $18,324,000 | 2,651 |
| Total bank equity capital | $18,324,000 | 2,651 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $740,000 | 3,709 |
| Surplus | $2,271,000 | 5,118 |
| Undivided profits | $15,313,000 | 1,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $395,000 | 6,727 |
| Earning assets | $162,163,000 | 2,819 |
| Long-term assets (5+ years) | $77,024,000 | 1,211 |
| Average Assets, year-to-date | $172,573,400 | 2,758 |
| Average Assets, quarterly | $173,741,000 | 2,846 |
| Volatile liabilities | $28,101,000 | 2,851 |
| Insider loans | $1,269,000 | 3,343 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $365,000 | 8,909 |
| Tier 1 (core) risk-based capital | $16,740,000 | 2,752 |
| Tier 2 risk-based capital | $1,266,000 | 2,765 |
| Total risk weighted assets | $100,513,000 | 3,202 |
| Total unused commitments | $365,000 | 8,912 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $168,193,000 | 2,838 |
| Cash and due from depository institutions | $5,591,000 | 3,478 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $46,355,000 | 2,353 |
| Federal funds sold & reverse repurchase agreements | $7,281,000 | 1,650 |
| Net loans & leases | $103,644,000 | 2,963 |
| Loan loss allowance | $1,182,000 | 3,008 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,570,000 | 3,325 |
| Other real estate owned | $35,000 | 3,478 |
| Goodwill and other intangibles | $1,013,000 | 1,423 |
| All other assets | $1,704,000 | 4,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,193,000 | 2,838 |
| Total liabilities | $150,916,000 | 2,858 |
| Total deposits | $149,949,000 | 2,615 |
| Interest-bearing deposits | $147,092,000 | 2,297 |
| Deposits held in domestic offices | $149,949,000 | 2,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $967,000 | 3,688 |
| Total equity capital | $17,277,000 | 2,716 |
| Total bank equity capital | $17,277,000 | 2,716 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $740,000 | 3,818 |
| Surplus | $2,271,000 | 5,112 |
| Undivided profits | $14,266,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $470,000 | 5,323 |
| Earning assets | $157,280,000 | 2,801 |
| Long-term assets (5+ years) | $22,554,000 | 2,926 |
| Average Assets, year-to-date | $160,377,800 | 2,855 |
| Average Assets, quarterly | $168,486,000 | 2,801 |
| Volatile liabilities | $24,143,000 | 3,183 |
| Insider loans | $1,285,000 | 3,253 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,366,000 | 6,287 |
| Tier 1 (core) risk-based capital | $16,246,000 | 2,761 |
| Tier 2 risk-based capital | $1,132,680 | 2,945 |
| Total risk weighted assets | $90,565,380 | 3,366 |
| Total unused commitments | $3,366,000 | 6,291 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $152,709,000 | 3,043 |
| Cash and due from depository institutions | $4,851,000 | 4,097 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $40,779,000 | 2,755 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,483 |
| Net loans & leases | $101,404,000 | 2,886 |
| Loan loss allowance | $1,181,000 | 2,960 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,409,000 | 5,029 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,066,000 | 3,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,709,000 | 3,043 |
| Total liabilities | $136,592,000 | 3,064 |
| Total deposits | $135,662,000 | 2,812 |
| Interest-bearing deposits | $126,228,000 | 2,600 |
| Deposits held in domestic offices | $135,662,000 | 2,807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $930,000 | 3,465 |
| Total equity capital | $16,117,000 | 2,747 |
| Total bank equity capital | $16,117,000 | 2,747 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $740,000 | 3,927 |
| Surplus | $2,271,000 | 5,142 |
| Undivided profits | $13,106,000 | 1,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $395,000 | 5,436 |
| Earning assets | $144,383,000 | 2,959 |
| Long-term assets (5+ years) | $26,168,000 | 2,799 |
| Average Assets, year-to-date | $154,095,600 | 2,899 |
| Average Assets, quarterly | $154,545,000 | 2,977 |
| Volatile liabilities | $19,071,000 | 3,596 |
| Insider loans | $453,000 | 5,604 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,869,000 | 6,100 |
| Tier 1 (core) risk-based capital | $17,041,000 | 2,567 |
| Tier 2 risk-based capital | $1,059,910 | 2,985 |
| Total risk weighted assets | $84,671,610 | 3,448 |
| Total unused commitments | $3,869,000 | 6,105 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $150,183,000 | 3,018 |
| Cash and due from depository institutions | $4,974,000 | 4,248 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $39,942,000 | 2,837 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $97,237,000 | 2,831 |
| Loan loss allowance | $863,000 | 3,768 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,548,000 | 4,691 |
| Other real estate owned | $0 | 4,248 |
| Goodwill and other intangibles | $12,000 | 3,269 |
| All other assets | $1,470,000 | 4,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,183,000 | 3,018 |
| Total liabilities | $133,254,000 | 3,066 |
| Total deposits | $131,997,000 | 2,872 |
| Interest-bearing deposits | $123,460,000 | 2,629 |
| Deposits held in domestic offices | $131,997,000 | 2,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,257,000 | 2,921 |
| Total equity capital | $16,929,000 | 2,642 |
| Total bank equity capital | $16,929,000 | 2,642 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $740,000 | 3,954 |
| Surplus | $2,271,000 | 5,020 |
| Undivided profits | $13,918,000 | 1,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $404,000 | 5,441 |
| Earning assets | $142,179,000 | 2,949 |
| Long-term assets (5+ years) | $22,121,000 | 2,952 |
| Average Assets, year-to-date | $147,613,400 | 2,924 |
| Average Assets, quarterly | $149,836,500 | 2,980 |
| Volatile liabilities | $13,967,000 | 3,991 |
| Insider loans | $532,000 | 5,144 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,752,000 | 6,049 |
| Tier 1 (core) risk-based capital | $16,496,000 | 2,584 |
| Tier 2 risk-based capital | $863,000 | 3,441 |
| Total risk weighted assets | $82,316,400 | 3,352 |
| Total unused commitments | $3,752,000 | 6,053 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 41 | 4,284 |
| Assets and Liabilities | ||
| Total Assets: | $141,266,000 | 3,141 |
| Cash and due from depository institutions | $4,252,000 | 4,284 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $36,117,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 2,065 |
| Net loans & leases | $90,955,000 | 2,995 |
| Loan loss allowance | $980,000 | 3,414 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,634,000 | 4,452 |
| Other real estate owned | $199,000 | 4,284 |
| Goodwill and other intangibles | $24,000 | 3,208 |
| All other assets | $1,385,000 | 4,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,266,000 | 3,141 |
| Total liabilities | $125,970,000 | 3,172 |
| Total deposits | $124,839,000 | 2,987 |
| Interest-bearing deposits | $116,779,000 | 2,745 |
| Deposits held in domestic offices | $124,839,000 | 2,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,131,000 | 3,222 |
| Total equity capital | $15,296,000 | 2,890 |
| Total bank equity capital | $15,296,000 | 2,890 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $740,000 | 4,085 |
| Surplus | $2,271,000 | 5,017 |
| Undivided profits | $12,285,000 | 2,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $370,000 | 5,984 |
| Earning assets | $133,772,000 | 3,053 |
| Long-term assets (5+ years) | $13,942,000 | 3,528 |
| Average Assets, year-to-date | $137,988,800 | 3,067 |
| Average Assets, quarterly | $140,158,000 | 3,121 |
| Volatile liabilities | $12,924,000 | 4,192 |
| Insider loans | $606,000 | 4,895 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,886,000 | 6,626 |
| Tier 1 (core) risk-based capital | $15,046,000 | 2,819 |
| Tier 2 risk-based capital | $974,100 | 3,001 |
| Total risk weighted assets | $77,922,200 | 3,487 |
| Total unused commitments | $2,886,000 | 6,633 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $134,049,000 | 3,366 |
| Cash and due from depository institutions | $4,318,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $39,627,000 | 3,058 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,890 |
| Net loans & leases | $82,744,000 | 3,297 |
| Loan loss allowance | $977,000 | 3,583 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,508,000 | 4,689 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $36,000 | 2,953 |
| All other assets | $1,416,000 | 4,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,049,000 | 3,366 |
| Total liabilities | $120,508,000 | 3,381 |
| Total deposits | $119,688,000 | 3,179 |
| Interest-bearing deposits | $111,092,000 | 2,965 |
| Deposits held in domestic offices | $119,688,000 | 3,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $820,000 | 4,111 |
| Total equity capital | $13,541,000 | 3,279 |
| Total bank equity capital | $13,541,000 | 3,279 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $740,000 | 4,356 |
| Surplus | $2,271,000 | 5,087 |
| Undivided profits | $10,530,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $325,000 | 6,564 |
| Earning assets | $126,771,000 | 3,275 |
| Long-term assets (5+ years) | $10,532,000 | 4,095 |
| Average Assets, year-to-date | $130,274,600 | 3,324 |
| Average Assets, quarterly | $133,699,500 | 3,338 |
| Volatile liabilities | $12,584,000 | 4,140 |
| Insider loans | $719,000 | 4,504 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,976,000 | 6,452 |
| Tier 1 (core) risk-based capital | $13,478,000 | 3,189 |
| Tier 2 risk-based capital | $909,320 | 3,256 |
| Total risk weighted assets | $72,677,620 | 3,738 |
| Total unused commitments | $2,976,000 | 6,467 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $122,680,000 | 3,651 |
| Cash and due from depository institutions | $3,320,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,573,000 | 3,463 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,488 |
| Net loans & leases | $75,998,000 | 3,466 |
| Loan loss allowance | $834,000 | 4,099 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,482,000 | 4,694 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $48,000 | 2,666 |
| All other assets | $1,259,000 | 5,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,680,000 | 3,651 |
| Total liabilities | $110,391,000 | 3,669 |
| Total deposits | $109,487,000 | 3,498 |
| Interest-bearing deposits | $103,866,000 | 3,169 |
| Deposits held in domestic offices | $109,487,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $904,000 | 3,955 |
| Total equity capital | $12,289,000 | 3,584 |
| Total bank equity capital | $12,289,000 | 3,584 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $737,000 | 4,581 |
| Surplus | $2,149,000 | 5,292 |
| Undivided profits | $9,403,000 | 2,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $315,000 | 6,903 |
| Earning assets | $116,571,000 | 3,535 |
| Long-term assets (5+ years) | $7,040,000 | 4,932 |
| Average Assets, year-to-date | $120,214,000 | 3,586 |
| Average Assets, quarterly | $122,841,500 | 3,626 |
| Volatile liabilities | $10,324,000 | 4,474 |
| Insider loans | $961,000 | 3,829 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,803,000 | 6,557 |
| Tier 1 (core) risk-based capital | $11,859,000 | 3,573 |
| Tier 2 risk-based capital | $834,000 | 3,458 |
| Total risk weighted assets | $67,907,700 | 3,884 |
| Total unused commitments | $2,803,000 | 6,570 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $115,979,000 | 3,812 |
| Cash and due from depository institutions | $3,589,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $33,462,000 | 3,886 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 2,724 |
| Net loans & leases | $72,989,000 | 3,539 |
| Loan loss allowance | $821,000 | 4,248 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,538,000 | 4,519 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $60,000 | 2,483 |
| All other assets | $1,241,000 | 5,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,979,000 | 3,812 |
| Total liabilities | $105,483,000 | 3,808 |
| Total deposits | $105,038,000 | 3,619 |
| Interest-bearing deposits | $99,939,000 | 3,264 |
| Deposits held in domestic offices | $105,038,000 | 3,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $445,000 | 5,651 |
| Total equity capital | $10,496,000 | 3,862 |
| Total bank equity capital | $10,496,000 | 3,862 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $737,000 | 4,814 |
| Surplus | $2,149,000 | 5,281 |
| Undivided profits | $7,610,000 | 3,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $282,000 | 6,895 |
| Earning assets | $109,551,000 | 3,702 |
| Long-term assets (5+ years) | $8,748,000 | 4,462 |
| Average Assets, year-to-date | $113,574,200 | 3,830 |
| Average Assets, quarterly | $115,960,500 | 3,801 |
| Volatile liabilities | $7,115,000 | 5,488 |
| Insider loans | $912,000 | 3,960 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,407,000 | 6,977 |
| Tier 1 (core) risk-based capital | $10,436,000 | 3,942 |
| Tier 2 risk-based capital | $807,820 | 3,543 |
| Total risk weighted assets | $64,612,720 | 3,967 |
| Total unused commitments | $2,407,000 | 6,988 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $106,582,000 | 4,208 |
| Cash and due from depository institutions | $3,323,000 | 5,698 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,764,000 | 4,167 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,690 |
| Net loans & leases | $64,299,000 | 3,893 |
| Loan loss allowance | $730,000 | 4,810 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,404,000 | 4,923 |
| Other real estate owned | $0 | 5,698 |
| Goodwill and other intangibles | $72,000 | 2,362 |
| All other assets | $1,020,000 | 6,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,582,000 | 4,208 |
| Total liabilities | $97,499,000 | 4,169 |
| Total deposits | $97,208,000 | 3,996 |
| Interest-bearing deposits | $92,743,000 | 3,629 |
| Deposits held in domestic offices | $97,208,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $291,000 | 7,684 |
| Total equity capital | $9,083,000 | 4,458 |
| Total bank equity capital | $9,083,000 | 4,458 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $738,000 | 5,016 |
| Surplus | $2,149,000 | 5,263 |
| Undivided profits | $6,196,000 | 3,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 8,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $232,000 | 7,392 |
| Earning assets | $100,763,000 | 4,102 |
| Long-term assets (5+ years) | $9,525,000 | 4,485 |
| Average Assets, year-to-date | $102,853,400 | 4,224 |
| Average Assets, quarterly | $105,967,000 | 4,192 |
| Volatile liabilities | $5,732,000 | 6,035 |
| Insider loans | $1,147,000 | 3,371 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,040,000 | 7,457 |
| Tier 1 (core) risk-based capital | $9,011,000 | 4,397 |
| Tier 2 risk-based capital | $726,690 | 3,835 |
| Total risk weighted assets | $58,131,490 | 4,293 |
| Total unused commitments | $2,040,000 | 7,483 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $98,309,000 | 4,590 |
| Cash and due from depository institutions | $4,748,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,501,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
| Net loans & leases | $54,617,000 | 4,494 |
| Loan loss allowance | $694,000 | 5,040 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,108,000 | 5,804 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $84,000 | 2,287 |
| All other assets | $1,051,000 | 6,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,309,000 | 4,590 |
| Total liabilities | $90,981,000 | 4,550 |
| Total deposits | $90,324,000 | 4,407 |
| Interest-bearing deposits | $85,967,000 | 4,096 |
| Deposits held in domestic offices | $90,324,000 | 4,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $657,000 | 4,657 |
| Total equity capital | $7,328,000 | 5,177 |
| Total bank equity capital | $7,328,000 | 5,177 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $725,000 | 5,297 |
| Surplus | $1,811,000 | 5,868 |
| Undivided profits | $4,792,000 | 4,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 9,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $237,000 | 7,799 |
| Earning assets | $91,318,000 | 4,544 |
| Long-term assets (5+ years) | $9,506,000 | 4,496 |
| Average Assets, year-to-date | $92,126,600 | 4,753 |
| Average Assets, quarterly | $97,584,500 | 4,593 |
| Volatile liabilities | $4,982,000 | 6,592 |
| Insider loans | $236,000 | 3,504 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,686,000 | 7,797 |
| Tier 1 (core) risk-based capital | $7,244,000 | 5,174 |
| Tier 2 risk-based capital | $632,820 | 4,301 |
| Total risk weighted assets | $50,564,120 | 4,889 |
| Total unused commitments | $1,686,000 | 7,832 |
| Derivatives | $0 | 651 |