Home > F & M Bank-Fennimore > Income and Expense
F & M Bank-Fennimore, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,257,000 | 3,145 |
| Total interest expense | $4,522,000 | 3,225 |
| Net interest income | $5,735,000 | 3,045 |
| Provision for loan and lease losses | $510,000 | 1,735 |
| Total noninterest income | $700,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $415,000 | 3,126 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $285,000 | 4,129 |
| Total noninterest expense | $3,637,000 | 3,598 |
| Salaries and employee benefits | $1,684,000 | 3,960 |
| Premises and equipment expense | $393,000 | 4,598 |
| Additional noninterest expense | $1,560,000 | 2,770 |
| Pre-tax net operating income | $2,288,000 | 2,996 |
| Securities gains (losses) | $-99,000 | 9,951 |
| Applicable income taxes | $553,000 | 3,408 |
| Income before extraordinary items | $1,636,000 | 3,036 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,636,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,796 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,710,250 | 2,894 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,404,000 | 3,105 |
| Total interest expense | $4,919,000 | 3,046 |
| Net interest income | $5,485,000 | 3,126 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $771,000 | 3,723 |
| Gross Fiduciary activities income | $13,000 | 1,263 |
| Service charges on deposit accounts | $381,000 | 3,264 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $377,000 | 3,553 |
| Total noninterest expense | $3,333,000 | 3,758 |
| Salaries and employee benefits | $1,762,000 | 3,736 |
| Premises and equipment expense | $354,000 | 4,844 |
| Additional noninterest expense | $1,217,000 | 3,325 |
| Pre-tax net operating income | $2,623,000 | 2,663 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $731,000 | 2,933 |
| Income before extraordinary items | $1,892,000 | 2,686 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,892,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,246 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,892,000 | 2,606 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,949,000 | 3,253 |
| Total interest expense | $4,955,000 | 3,006 |
| Net interest income | $4,994,000 | 3,496 |
| Provision for loan and lease losses | $252,000 | 2,917 |
| Total noninterest income | $678,000 | 4,062 |
| Gross Fiduciary activities income | $14,000 | 1,312 |
| Service charges on deposit accounts | $423,000 | 3,079 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $241,000 | 4,467 |
| Total noninterest expense | $3,274,000 | 3,819 |
| Salaries and employee benefits | $1,644,000 | 3,935 |
| Premises and equipment expense | $333,000 | 5,085 |
| Additional noninterest expense | $1,297,000 | 3,116 |
| Pre-tax net operating income | $2,146,000 | 3,315 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $546,000 | 3,957 |
| Income before extraordinary items | $1,600,000 | 3,166 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,600,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,142 |
| Cash dividends | $899,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,600,000 | 3,103 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 7,265 |
| Total interest expense | $1,783,000 | 6,877 |
| Net interest income | $1,822,000 | 7,517 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $273,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,682 |
| Total noninterest expense | $1,075,000 | 8,418 |
| Salaries and employee benefits | $560,000 | 8,406 |
| Premises and equipment expense | $92,000 | 9,504 |
| Additional noninterest expense | $423,000 | 7,689 |
| Pre-tax net operating income | $932,000 | 5,982 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $260,000 | 6,310 |
| Income before extraordinary items | $672,000 | 5,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $672,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $672,000 | 5,827 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,785 |
| Total interest expense | $1,633,000 | 7,321 |
| Net interest income | $1,678,000 | 8,074 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $243,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,060,000 | 8,717 |
| Salaries and employee benefits | $547,000 | 8,741 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $403,000 | 8,161 |
| Pre-tax net operating income | $779,000 | 6,922 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $570,000 | 6,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $570,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $567,080 | 6,781 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 8,233 |
| Total interest expense | $1,250,000 | 7,722 |
| Net interest income | $1,648,000 | 8,459 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,105,000 | 8,963 |
| Salaries and employee benefits | $581,000 | 8,751 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $403,000 | 8,800 |
| Pre-tax net operating income | $718,000 | 7,293 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $530,000 | 7,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $530,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $529,260 | 7,127 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 8,769 |
| Total interest expense | $1,210,000 | 8,207 |
| Net interest income | $1,523,000 | 9,032 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $205,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,011,000 | 9,685 |
| Salaries and employee benefits | $553,000 | 9,187 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $337,000 | 9,996 |
| Pre-tax net operating income | $673,000 | 7,503 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $200,000 | 7,620 |
| Income before extraordinary items | $519,000 | 7,395 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $519,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $485,880 | 7,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 9,420 |
| Total interest expense | $1,342,000 | 9,069 |
| Net interest income | $1,415,000 | 9,566 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $941,000 | 10,253 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $336,000 | 10,367 |
| Pre-tax net operating income | $657,000 | 7,344 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $477,000 | 7,530 |
| Extraordinary gains, net | $144,000 | 583 |
| Net income | $621,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $475,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $469,190 | 7,231 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.