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F&M Bank-Emporia, Assets and Liabilities

2001-12-31Rank
# of Employees:295,140
Assets and Liabilities
Total Assets:$92,736,0004,817
Cash and due from depository institutions$4,898,0005,140
Interest-bearing balances$07,015
Securities$25,276,0003,821
Federal funds sold & reverse repurchase agreements$37,677,000393
Net loans & leases$15,479,0008,313
Loan loss allowance$325,0007,148
Trading account assets$0182
Bank premises and fixed assets$3,820,0002,373
Other real estate owned$05,140
Goodwill and other intangibles$4,295,000693
All other assets$1,291,0005,836
Life insurance assets$01
Total liabilities and capital$92,736,0004,817
Total liabilities$74,733,0005,182
Total deposits$74,266,0004,928
Interest-bearing deposits$66,877,0004,749
Deposits held in domestic offices$74,266,0004,923
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$467,0005,608
Total equity capital$18,003,0002,695
Total bank equity capital$18,003,0002,695
Perpetual preferred stock$0158
Common stock$2,000,0001,837
Surplus$8,400,0002,010
Undivided profits$7,603,0003,374
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$179,0006,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$580,0005,398
Earning assets$78,432,0005,064
Long-term assets (5+ years)$1,451,0007,642
Average Assets, year-to-date$148,599,4003,167
Average Assets, quarterly$121,621,0003,875
Volatile liabilities$5,923,0006,993
Insider loans$40,0008,190
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$2,841,0006,709
Tier 1 (core) risk-based capital$13,200,0003,421
Tier 2 risk-based capital$325,0006,881
Total risk weighted assets$33,238,0006,735
Total unused commitments$2,841,0006,720
Derivatives$0450
2000-12-31Rank
# of Employees:523,220
Assets and Liabilities
Total Assets:$173,731,0002,758
Cash and due from depository institutions$6,133,0003,220
Interest-bearing balances$06,829
Securities$99,317,0001,128
Federal funds sold & reverse repurchase agreements$14,051,000871
Net loans & leases$40,072,0005,914
Loan loss allowance$471,0005,924
Trading account assets$0175
Bank premises and fixed assets$3,913,0002,255
Other real estate owned$03,220
Goodwill and other intangibles$7,542,000473
All other assets$2,703,0003,103
Life insurance assets$01
Total liabilities and capital$173,731,0002,758
Total liabilities$156,297,0002,764
Total deposits$155,638,0002,532
Interest-bearing deposits$139,273,0002,422
Deposits held in domestic offices$155,638,0002,526
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$659,0004,876
Total equity capital$17,434,0002,696
Total bank equity capital$17,434,0002,696
Perpetual preferred stock$0178
Common stock$2,000,0001,856
Surplus$8,400,0001,951
Undivided profits$7,034,0003,437
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$492,0003,783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$305,0006,875
Earning assets$153,440,0002,862
Long-term assets (5+ years)$48,610,0001,691
Average Assets, year-to-date$114,277,8003,826
Average Assets, quarterly$174,352,0002,719
Volatile liabilities$15,930,0004,287
Insider loans$136,0007,590
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$3,041,0006,509
Tier 1 (core) risk-based capital$9,548,0004,448
Tier 2 risk-based capital$471,0005,617
Total risk weighted assets$72,224,3004,096
Total unused commitments$3,041,0006,512
Derivatives$0481
1999-12-31Rank
# of Employees:305,233
Assets and Liabilities
Total Assets:$74,806,0005,454
Cash and due from depository institutions$4,897,0005,233
Interest-bearing balances$06,854
Securities$28,708,0003,728
Federal funds sold & reverse repurchase agreements$504,0005,713
Net loans & leases$38,912,0005,937
Loan loss allowance$466,0005,914
Trading account assets$0165
Bank premises and fixed assets$570,0007,431
Other real estate owned$05,233
Goodwill and other intangibles$03,276
All other assets$1,215,0005,566
Life insurance assets$01
Total liabilities and capital$74,806,0005,454
Total liabilities$66,618,0005,480
Total deposits$66,350,0005,226
Interest-bearing deposits$57,427,0005,178
Deposits held in domestic offices$66,350,0005,223
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$268,0007,294
Total equity capital$8,188,0005,020
Total bank equity capital$8,188,0005,020
Perpetual preferred stock$0193
Common stock$2,000,0001,872
Surplus$400,0008,615
Undivided profits$5,788,0003,777
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$280,0004,942
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$283,0006,680
Earning assets$68,124,0005,453
Long-term assets (5+ years)$11,746,0004,503
Average Assets, year-to-date$74,053,8005,345
Average Assets, quarterly$74,430,0005,428
Volatile liabilities$9,671,0005,514
Insider loans$177,0007,368
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$2,806,0006,793
Tier 1 (core) risk-based capital$8,712,0004,771
Tier 2 risk-based capital$466,0005,565
Total risk weighted assets$42,634,4005,779
Total unused commitments$2,806,0006,798
Derivatives$0488
1998-12-31Rank
# of Employees:295,457
Assets and Liabilities
Total Assets:$74,149,0005,490
Cash and due from depository institutions$3,511,0005,457
Interest-bearing balances$06,728
Securities$27,887,0003,849
Federal funds sold & reverse repurchase agreements$6,800,0002,549
Net loans & leases$34,488,0006,213
Loan loss allowance$458,0005,925
Trading account assets$0197
Bank premises and fixed assets$556,0007,540
Other real estate owned$05,457
Goodwill and other intangibles$03,445
All other assets$907,0006,273
Life insurance assets$01
Total liabilities and capital$74,149,0005,490
Total liabilities$65,363,0005,545
Total deposits$65,089,0005,330
Interest-bearing deposits$55,976,0005,302
Deposits held in domestic offices$65,089,0005,326
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$274,0007,758
Total equity capital$8,786,0004,818
Total bank equity capital$8,786,0004,818
Perpetual preferred stock$0199
Common stock$2,000,0001,820
Surplus$400,0008,783
Undivided profits$6,386,0003,694
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$59,0007,959
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$271,0006,933
Earning assets$69,175,0005,421
Long-term assets (5+ years)$10,742,0004,558
Average Assets, year-to-date$70,874,2005,429
Average Assets, quarterly$71,909,5005,523
Volatile liabilities$8,282,0005,542
Insider loans$287,0006,518
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$2,100,0007,362
Tier 1 (core) risk-based capital$8,758,0004,664
Tier 2 risk-based capital$458,0005,521
Total risk weighted assets$40,851,9005,817
Total unused commitments$2,100,0007,374
Derivatives$0527
1997-12-31Rank
# of Employees:305,530
Assets and Liabilities
Total Assets:$68,839,0005,790
Cash and due from depository institutions$3,012,0005,530
Interest-bearing balances$06,604
Securities$20,549,0004,810
Federal funds sold & reverse repurchase agreements$6,500,0002,115
Net loans & leases$37,384,0006,057
Loan loss allowance$459,0006,033
Trading account assets$0203
Bank premises and fixed assets$535,0007,777
Other real estate owned$05,530
Goodwill and other intangibles$03,571
All other assets$859,0006,631
Life insurance assets$01
Total liabilities and capital$68,839,0005,790
Total liabilities$60,125,0005,876
Total deposits$59,852,0005,670
Interest-bearing deposits$52,244,0005,608
Deposits held in domestic offices$59,852,0005,664
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$273,0008,084
Total equity capital$8,714,0004,875
Total bank equity capital$8,714,0004,875
Perpetual preferred stock$0223
Common stock$2,000,0001,809
Surplus$400,0009,126
Undivided profits$6,314,0003,744
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$509,0004,008
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$449,000317
Income earned, not collected on loans$301,0006,815
Earning assets$64,433,0005,713
Long-term assets (5+ years)$2,621,0007,258
Average Assets, year-to-date$68,504,0005,632
Average Assets, quarterly$67,754,0005,808
Volatile liabilities$6,576,0006,309
Insider loans$326,0006,460
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$2,304,0007,115
Tier 1 (core) risk-based capital$8,714,0004,712
Tier 2 risk-based capital$459,0005,482
Total risk weighted assets$41,533,6005,790
Total unused commitments$2,304,0007,121
Derivatives$0533
1996-12-31Rank
# of Employees:305,814
Assets and Liabilities
Total Assets:$71,697,0005,769
Cash and due from depository institutions$6,092,0005,814
Interest-bearing balances$06,640
Securities$24,131,0004,619
Federal funds sold & reverse repurchase agreements$5,200,0002,492
Net loans & leases$34,882,0006,374
Loan loss allowance$444,0006,396
Trading account assets$0240
Bank premises and fixed assets$542,0007,886
Other real estate owned$05,814
Goodwill and other intangibles$03,437
All other assets$850,0006,904
Life insurance assets$01
Total liabilities and capital$71,697,0005,769
Total liabilities$63,539,0005,830
Total deposits$63,255,0005,611
Interest-bearing deposits$54,328,0005,614
Deposits held in domestic offices$63,255,0005,603
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$284,0008,086
Total equity capital$8,158,0005,156
Total bank equity capital$8,158,0005,156
Perpetual preferred stock$0250
Common stock$2,000,0001,906
Surplus$400,0009,542
Undivided profits$5,758,0004,004
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$48,0009,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$299,0006,925
Earning assets$64,213,0005,873
Long-term assets (5+ years)$3,024,0006,997
Average Assets, year-to-date$66,827,0005,896
Average Assets, quarterly$69,444,5005,863
Volatile liabilities$7,481,0005,839
Insider loans$369,0006,294
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$3,886,0005,725
Tier 1 (core) risk-based capital$8,201,0005,022
Tier 2 risk-based capital$444,0005,721
Total risk weighted assets$40,591,7005,918
Total unused commitments$3,886,0005,736
Derivatives$0549
1995-12-31Rank
# of Employees:296,154
Assets and Liabilities
Total Assets:$63,676,0006,361
Cash and due from depository institutions$3,385,0006,154
Interest-bearing balances$06,853
Securities$26,501,0004,511
Federal funds sold & reverse repurchase agreements$3,100,0004,232
Net loans & leases$29,385,0007,074
Loan loss allowance$451,0006,475
Trading account assets$0261
Bank premises and fixed assets$559,0007,986
Other real estate owned$06,154
Goodwill and other intangibles$03,181
All other assets$746,0007,595
Life insurance assets$01
Total liabilities and capital$63,676,0006,361
Total liabilities$56,006,0006,458
Total deposits$55,726,0006,263
Interest-bearing deposits$48,120,0006,240
Deposits held in domestic offices$55,726,0006,257
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$280,0008,559
Total equity capital$7,670,0005,451
Total bank equity capital$7,670,0005,451
Perpetual preferred stock$0288
Common stock$2,000,0001,954
Surplus$400,0009,920
Undivided profits$5,270,0004,333
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$53,0009,205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$233,0008,211
Earning assets$58,986,0006,309
Long-term assets (5+ years)$3,474,0006,695
Average Assets, year-to-date$64,140,6006,143
Average Assets, quarterly$63,249,5006,323
Volatile liabilities$4,648,0007,177
Insider loans$421,0006,149
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$3,724,0005,762
Tier 1 (core) risk-based capital$7,622,0005,349
Tier 2 risk-based capital$435,2605,841
Total risk weighted assets$34,805,0606,574
Total unused commitments$3,724,0005,775
Derivatives$0628
1994-12-31Rank
# of Employees:286,490
Assets and Liabilities
Total Assets:$68,537,0006,026
Cash and due from depository institutions$3,777,0006,490
Interest-bearing balances$100,0005,091
Securities$28,646,0004,438
Federal funds sold & reverse repurchase agreements$6,700,0001,388
Net loans & leases$27,345,0007,440
Loan loss allowance$477,0006,392
Trading account assets$0286
Bank premises and fixed assets$595,0007,956
Other real estate owned$310,0006,490
Goodwill and other intangibles$03,133
All other assets$1,164,0006,042
Life insurance assets$01
Total liabilities and capital$68,537,0006,026
Total liabilities$61,885,0006,020
Total deposits$61,573,0005,796
Interest-bearing deposits$52,150,0005,881
Deposits held in domestic offices$61,573,0005,789
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$312,0007,150
Total equity capital$6,652,0005,789
Total bank equity capital$6,652,0005,789
Perpetual preferred stock$0310
Common stock$2,000,0002,014
Surplus$400,00010,339
Undivided profits$4,252,0004,728
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$34,00010,083
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$192,0008,642
Earning assets$62,791,0006,021
Long-term assets (5+ years)$3,100,0007,297
Average Assets, year-to-date$67,576,4005,966
Average Assets, quarterly$67,163,0006,088
Volatile liabilities$4,107,0007,438
Insider loans$457,0005,956
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,400,0006,005
Tier 1 (core) risk-based capital$7,136,0005,525
Tier 2 risk-based capital$452,9505,712
Total risk weighted assets$36,211,8506,356
Total unused commitments$3,400,0006,015
Derivatives$0687
1993-12-31Rank
# of Employees:296,588
Assets and Liabilities
Total Assets:$67,428,0006,245
Cash and due from depository institutions$3,720,0006,588
Interest-bearing balances$100,0006,134
Securities$31,197,0004,339
Federal funds sold & reverse repurchase agreements$6,500,0002,136
Net loans & leases$24,262,0007,964
Loan loss allowance$334,0008,219
Trading account assets$0330
Bank premises and fixed assets$600,0008,107
Other real estate owned$321,0006,588
Goodwill and other intangibles$03,091
All other assets$828,0007,002
Life insurance assets$01
Total liabilities and capital$67,428,0006,245
Total liabilities$60,823,0006,258
Total deposits$60,620,0006,065
Interest-bearing deposits$53,160,0006,029
Deposits held in domestic offices$60,620,0006,057
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$203,0009,212
Total equity capital$6,605,0005,903
Total bank equity capital$6,605,0005,903
Perpetual preferred stock$0343
Common stock$300,0007,497
Surplus$850,0008,835
Undivided profits$5,455,0004,043
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,00010,985
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$249,0007,027
Earning assets$62,059,0006,232
Long-term assets (5+ years)$5,708,0006,041
Average Assets, year-to-date$66,930,0006,161
Average Assets, quarterly$67,600,0006,188
Volatile liabilities$2,182,0009,442
Insider loans$519,0005,590
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$2,869,0006,522
Tier 1 (core) risk-based capital$6,605,0005,823
Tier 2 risk-based capital$334,0007,081
Total risk weighted assets$33,518,4006,707
Total unused commitments$2,869,0006,543
Derivatives$0714
1992-12-31Rank
# of Employees:316,386
Assets and Liabilities
Total Assets:$66,132,0006,416
Cash and due from depository institutions$4,226,0006,386
Interest-bearing balances$100,0006,673
Securities$26,721,0004,902
Federal funds sold & reverse repurchase agreements$7,100,0002,331
Net loans & leases$26,593,0007,610
Loan loss allowance$381,0007,706
Trading account assets$0344
Bank premises and fixed assets$632,0008,042
Other real estate owned$06,386
Goodwill and other intangibles$03,106
All other assets$860,0007,030
Life insurance assets$01
Total liabilities and capital$66,132,0006,416
Total liabilities$60,225,0006,410
Total deposits$59,832,0006,267
Interest-bearing deposits$52,227,0006,242
Deposits held in domestic offices$59,832,0006,257
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$393,0006,900
Total equity capital$5,907,0006,241
Total bank equity capital$5,907,0006,241
Perpetual preferred stock$0346
Common stock$300,0007,882
Surplus$850,0008,943
Undivided profits$4,757,0004,350
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$800,0004,266
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$281,0006,882
Earning assets$60,514,0006,405
Long-term assets (5+ years)$11,053,0004,071
Average Assets, year-to-date$62,700,0006,548
Average Assets, quarterly$64,594,5006,478
Volatile liabilities$3,906,0007,528
Insider loans$344,0002,602
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,401,0008,316
Tier 1 (core) risk-based capital$5,907,0006,158
Tier 2 risk-based capital$381,0006,469
Total risk weighted assets$38,784,2006,070
Total unused commitments$1,401,0008,343
Derivatives$0651