Home > F & M Bank East Troy > Income and Expense
F & M Bank East Troy, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 5,868 |
| Total interest expense | $1,912,000 | 6,160 |
| Net interest income | $2,677,000 | 5,563 |
| Provision for loan and lease losses | $126,000 | 4,643 |
| Total noninterest income | $333,000 | 6,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,495 |
| Total noninterest expense | $1,728,000 | 6,234 |
| Salaries and employee benefits | $910,000 | 6,256 |
| Premises and equipment expense | $273,000 | 5,765 |
| Additional noninterest expense | $545,000 | 6,184 |
| Pre-tax net operating income | $1,156,000 | 4,880 |
| Securities gains (losses) | $-10,000 | 9,313 |
| Applicable income taxes | $382,000 | 4,282 |
| Income before extraordinary items | $764,000 | 5,217 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $764,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $770,700 | 5,160 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 6,227 |
| Total interest expense | $2,052,000 | 6,101 |
| Net interest income | $2,239,000 | 6,234 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $417,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,245 |
| Total noninterest expense | $1,796,000 | 6,004 |
| Salaries and employee benefits | $924,000 | 6,094 |
| Premises and equipment expense | $262,000 | 5,799 |
| Additional noninterest expense | $610,000 | 5,696 |
| Pre-tax net operating income | $860,000 | 5,872 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $256,000 | 5,584 |
| Income before extraordinary items | $604,000 | 6,032 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $604,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $604,000 | 5,928 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 6,633 |
| Total interest expense | $1,919,000 | 6,426 |
| Net interest income | $2,117,000 | 6,684 |
| Provision for loan and lease losses | $-30,000 | 10,678 |
| Total noninterest income | $297,000 | 6,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,165 |
| Total noninterest expense | $1,546,000 | 6,674 |
| Salaries and employee benefits | $849,000 | 6,542 |
| Premises and equipment expense | $194,000 | 6,955 |
| Additional noninterest expense | $503,000 | 6,482 |
| Pre-tax net operating income | $898,000 | 6,160 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $248,000 | 6,282 |
| Income before extraordinary items | $650,000 | 6,117 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $650,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $4,225,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $650,000 | 6,072 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 6,830 |
| Total interest expense | $1,835,000 | 6,764 |
| Net interest income | $2,204,000 | 6,759 |
| Provision for loan and lease losses | $297,000 | 2,617 |
| Total noninterest income | $341,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,002 |
| Total noninterest expense | $1,983,000 | 5,977 |
| Salaries and employee benefits | $1,128,000 | 5,486 |
| Premises and equipment expense | $293,000 | 5,680 |
| Additional noninterest expense | $562,000 | 6,599 |
| Pre-tax net operating income | $265,000 | 9,372 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $20,000 | 10,197 |
| Income before extraordinary items | $248,000 | 8,851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $248,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $245,210 | 8,820 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 7,018 |
| Total interest expense | $1,808,000 | 6,883 |
| Net interest income | $2,182,000 | 6,908 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $304,000 | 7,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,456 |
| Total noninterest expense | $1,510,000 | 7,245 |
| Salaries and employee benefits | $942,000 | 6,340 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $404,000 | 8,150 |
| Pre-tax net operating income | $940,000 | 6,238 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $233,000 | 6,914 |
| Income before extraordinary items | $707,000 | 5,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $707,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $22,000 | 8,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $707,000 | 5,927 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 6,992 |
| Total interest expense | $1,455,000 | 7,026 |
| Net interest income | $2,301,000 | 6,860 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,548,000 | 7,444 |
| Salaries and employee benefits | $918,000 | 6,527 |
| Premises and equipment expense | $188,000 | 7,687 |
| Additional noninterest expense | $442,000 | 8,396 |
| Pre-tax net operating income | $929,000 | 6,265 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $689,000 | 5,980 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $689,000 | 5,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $11,000 | 8,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $689,000 | 6,043 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 7,166 |
| Total interest expense | $1,455,000 | 7,356 |
| Net interest income | $2,311,000 | 6,915 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $208,000 | 9,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,571,000 | 7,590 |
| Salaries and employee benefits | $884,000 | 6,809 |
| Premises and equipment expense | $207,000 | 7,543 |
| Additional noninterest expense | $480,000 | 8,427 |
| Pre-tax net operating income | $872,000 | 6,465 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $223,000 | 7,210 |
| Income before extraordinary items | $673,000 | 6,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $673,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $655,000 | 6,156 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 7,647 |
| Total interest expense | $1,797,000 | 7,619 |
| Net interest income | $2,100,000 | 7,495 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,510,000 | 7,873 |
| Salaries and employee benefits | $775,000 | 7,432 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $559,000 | 7,886 |
| Pre-tax net operating income | $763,000 | 6,750 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $589,000 | 6,647 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $589,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $111,000 | 6,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $576,080 | 6,386 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.