Home > F&M Bank-Darlington > Income and Expense
F&M Bank-Darlington, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $8,608,000 | 3,655 |
Total interest expense | $4,242,000 | 3,414 |
Net interest income | $4,366,000 | 3,882 |
Provision for loan and lease losses | $921,000 | 1,043 |
Total noninterest income | $466,000 | 5,173 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $320,000 | 3,793 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $146,000 | 5,673 |
Total noninterest expense | $2,858,000 | 4,388 |
Salaries and employee benefits | $1,398,000 | 4,592 |
Premises and equipment expense | $407,000 | 4,469 |
Additional noninterest expense | $1,053,000 | 3,852 |
Pre-tax net operating income | $1,053,000 | 5,151 |
Securities gains (losses) | $-20,000 | 9,544 |
Applicable income taxes | $259,000 | 5,121 |
Income before extraordinary items | $774,000 | 5,182 |
Extraordinary gains, net | $0 | 35 |
Net income | $774,000 | 5,181 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $463,000 | 1,287 |
Cash dividends | $850,000 | 2,559 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $789,000 | 5,093 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $7,839,000 | 4,018 |
Total interest expense | $3,895,000 | 3,778 |
Net interest income | $3,944,000 | 4,165 |
Provision for loan and lease losses | $60,000 | 6,123 |
Total noninterest income | $498,000 | 4,948 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $292,000 | 4,005 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $206,000 | 4,887 |
Total noninterest expense | $2,786,000 | 4,392 |
Salaries and employee benefits | $1,536,000 | 4,166 |
Premises and equipment expense | $337,000 | 5,019 |
Additional noninterest expense | $913,000 | 4,250 |
Pre-tax net operating income | $1,596,000 | 3,994 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $473,000 | 3,987 |
Income before extraordinary items | $1,123,000 | 4,123 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,123,000 | 4,122 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $180,000 | 2,620 |
Cash dividends | $3,550,000 | 852 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,123,000 | 4,033 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,416,000 | 9,787 |
Total interest expense | $618,000 | 9,772 |
Net interest income | $798,000 | 9,674 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $32,000 | 10,548 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 9,059 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 10,473 |
Total noninterest expense | $475,000 | 10,217 |
Salaries and employee benefits | $421,000 | 9,132 |
Premises and equipment expense | $10,000 | 10,848 |
Additional noninterest expense | $44,000 | 10,847 |
Pre-tax net operating income | $355,000 | 8,700 |
Securities gains (losses) | $-11,000 | 10,082 |
Applicable income taxes | $113,000 | 8,198 |
Income before extraordinary items | $231,000 | 8,902 |
Extraordinary gains, net | $0 | 44 |
Net income | $231,000 | 8,907 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $90,000 | 6,641 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $238,370 | 8,814 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,452,000 | 10,184 |
Total interest expense | $680,000 | 10,026 |
Net interest income | $772,000 | 10,183 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $41,000 | 10,992 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 9,437 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 10,772 |
Total noninterest expense | $438,000 | 10,837 |
Salaries and employee benefits | $388,000 | 9,689 |
Premises and equipment expense | $8,000 | 11,393 |
Additional noninterest expense | $42,000 | 11,406 |
Pre-tax net operating income | $375,000 | 8,657 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $117,000 | 8,439 |
Income before extraordinary items | $258,000 | 8,769 |
Extraordinary gains, net | $0 | 53 |
Net income | $258,000 | 8,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $180,000 | 5,668 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $258,000 | 8,704 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,407,000 | 10,678 |
Total interest expense | $640,000 | 10,523 |
Net interest income | $767,000 | 10,639 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $35,000 | 11,581 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $28,000 | 9,846 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 11,654 |
Total noninterest expense | $479,000 | 11,111 |
Salaries and employee benefits | $404,000 | 9,916 |
Premises and equipment expense | $9,000 | 11,907 |
Additional noninterest expense | $66,000 | 11,829 |
Pre-tax net operating income | $323,000 | 9,589 |
Securities gains (losses) | $-18,000 | 10,494 |
Applicable income taxes | $84,000 | 9,508 |
Income before extraordinary items | $221,000 | 9,710 |
Extraordinary gains, net | $0 | 65 |
Net income | $221,000 | 9,715 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,436 |
Cash dividends | $180,000 | 5,723 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $233,960 | 9,547 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,442,000 | 10,847 |
Total interest expense | $628,000 | 10,469 |
Net interest income | $814,000 | 11,002 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $37,000 | 12,169 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 10,344 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 12,207 |
Total noninterest expense | $507,000 | 11,585 |
Salaries and employee benefits | $430,000 | 10,002 |
Premises and equipment expense | $10,000 | 12,540 |
Additional noninterest expense | $67,000 | 12,485 |
Pre-tax net operating income | $344,000 | 9,775 |
Securities gains (losses) | $2,000 | 3,070 |
Applicable income taxes | $95,000 | 9,483 |
Income before extraordinary items | $251,000 | 9,683 |
Extraordinary gains, net | $0 | 249 |
Net income | $251,000 | 9,694 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-29,000 | 11,539 |
Cash dividends | $180,000 | 5,708 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $249,540 | 9,775 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,458,000 | 11,328 |
Total interest expense | $636,000 | 10,945 |
Net interest income | $822,000 | 11,436 |
Provision for loan and lease losses | $91,000 | 5,992 |
Total noninterest income | $135,000 | 10,524 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $30,000 | 10,750 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $105,000 | 7,719 |
Total noninterest expense | $521,000 | 12,054 |
Salaries and employee benefits | $433,000 | 10,310 |
Premises and equipment expense | $13,000 | 13,180 |
Additional noninterest expense | $75,000 | 13,112 |
Pre-tax net operating income | $345,000 | 9,852 |
Securities gains (losses) | $11,000 | 5,374 |
Applicable income taxes | $99,000 | 9,774 |
Income before extraordinary items | $257,000 | 9,964 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $257,000 | 10,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 11,961 |
Cash dividends | $180,000 | 5,679 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $249,080 | 9,804 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,603,000 | 11,723 |
Total interest expense | $771,000 | 11,459 |
Net interest income | $832,000 | 11,781 |
Provision for loan and lease losses | $39,000 | 9,563 |
Total noninterest income | $41,000 | 13,319 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $34,000 | 10,924 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 13,545 |
Total noninterest expense | $435,000 | 12,988 |
Salaries and employee benefits | $345,000 | 11,499 |
Premises and equipment expense | $17,000 | 13,728 |
Additional noninterest expense | $73,000 | 13,736 |
Pre-tax net operating income | $399,000 | 9,259 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $123,000 | 9,281 |
Income before extraordinary items | $276,000 | 9,609 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $276,000 | 9,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 8,076 |
Cash dividends | $111,000 | 6,367 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $276,000 | 9,241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.