Home > F&M Bank-Darlington > Assets and Liabilities
F&M Bank-Darlington, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $114,372,000 | 3,926 |
| Cash and due from depository institutions | $3,311,000 | 4,901 |
| Interest-bearing balances | $272,000 | 3,733 |
| Securities | $18,305,000 | 5,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $88,638,000 | 3,263 |
| Loan loss allowance | $1,351,000 | 2,625 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,387,000 | 5,080 |
| Other real estate owned | $143,000 | 4,901 |
| Goodwill and other intangibles | $5,000 | 3,198 |
| All other assets | $2,583,000 | 3,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,372,000 | 3,926 |
| Total liabilities | $106,639,000 | 3,810 |
| Total deposits | $83,793,000 | 4,367 |
| Interest-bearing deposits | $75,659,000 | 4,161 |
| Deposits held in domestic offices | $83,793,000 | 4,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,919,000 | 1,559 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,155,000 | 1,485 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $772,000 | 3,940 |
| Total equity capital | $7,733,000 | 5,247 |
| Total bank equity capital | $7,733,000 | 5,247 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $60,000 | 8,448 |
| Surplus | $4,590,000 | 3,230 |
| Undivided profits | $3,083,000 | 5,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 1,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,421,000 | 1,535 |
| Earning assets | $107,215,000 | 3,849 |
| Long-term assets (5+ years) | $18,431,000 | 3,493 |
| Average Assets, year-to-date | $106,651,200 | 4,026 |
| Average Assets, quarterly | $113,075,000 | 3,924 |
| Volatile liabilities | $23,934,000 | 3,030 |
| Insider loans | $1,082,000 | 3,568 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,254,000 | 2,044 |
| Tier 1 (core) risk-based capital | $7,929,000 | 5,146 |
| Tier 2 risk-based capital | $1,061,690 | 2,980 |
| Total risk weighted assets | $84,645,490 | 3,449 |
| Total unused commitments | $24,254,000 | 2,048 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $97,891,000 | 4,429 |
| Cash and due from depository institutions | $3,100,000 | 4,841 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $19,997,000 | 4,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $71,437,000 | 3,716 |
| Loan loss allowance | $893,000 | 3,664 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,310,000 | 5,177 |
| Other real estate owned | $178,000 | 4,841 |
| Goodwill and other intangibles | $9,000 | 3,292 |
| All other assets | $1,860,000 | 3,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,891,000 | 4,429 |
| Total liabilities | $89,822,000 | 4,343 |
| Total deposits | $86,156,000 | 4,251 |
| Interest-bearing deposits | $77,859,000 | 4,064 |
| Deposits held in domestic offices | $86,156,000 | 4,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,922,000 | 2,012 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,067,000 | 3,687 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $677,000 | 4,715 |
| Total equity capital | $8,069,000 | 5,177 |
| Total bank equity capital | $8,069,000 | 5,177 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $60,000 | 8,637 |
| Surplus | $4,590,000 | 3,088 |
| Undivided profits | $3,419,000 | 5,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 987 |
| Income earned, not collected on loans | $1,333,000 | 1,627 |
| Earning assets | $91,534,000 | 4,369 |
| Long-term assets (5+ years) | $12,746,000 | 4,150 |
| Average Assets, year-to-date | $96,606,200 | 4,288 |
| Average Assets, quarterly | $97,981,500 | 4,377 |
| Volatile liabilities | $8,454,000 | 5,472 |
| Insider loans | $253,000 | 6,769 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,407,000 | 2,600 |
| Tier 1 (core) risk-based capital | $8,001,000 | 5,016 |
| Tier 2 risk-based capital | $893,000 | 3,334 |
| Total risk weighted assets | $79,054,000 | 3,480 |
| Total unused commitments | $16,407,000 | 2,607 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $19,251,000 | 9,930 |
| Cash and due from depository institutions | $446,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,596,000 | 8,974 |
| Federal funds sold & reverse repurchase agreements | $5,204,000 | 2,602 |
| Net loans & leases | $7,834,000 | 10,224 |
| Loan loss allowance | $156,000 | 9,384 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,000 | 10,857 |
| Other real estate owned | $0 | 9,876 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $169,000 | 10,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,251,000 | 9,930 |
| Total liabilities | $14,764,000 | 10,149 |
| Total deposits | $14,674,000 | 10,083 |
| Interest-bearing deposits | $12,595,000 | 10,022 |
| Deposits held in domestic offices | $14,674,000 | 10,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $90,000 | 10,307 |
| Total equity capital | $4,487,000 | 7,610 |
| Total bank equity capital | $4,487,000 | 7,610 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $60,000 | 9,027 |
| Surplus | $3,090,000 | 4,083 |
| Undivided profits | $1,337,000 | 8,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 7,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $84,000 | 10,023 |
| Earning assets | $18,634,000 | 9,791 |
| Long-term assets (5+ years) | $732,000 | 8,762 |
| Average Assets, year-to-date | $19,508,600 | 9,808 |
| Average Assets, quarterly | $19,059,000 | 9,907 |
| Volatile liabilities | $309,000 | 10,671 |
| Insider loans | $3,000 | 9,733 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $190,000 | 10,160 |
| Tier 1 (core) risk-based capital | $4,487,000 | 7,486 |
| Tier 2 risk-based capital | $140,030 | 9,294 |
| Total risk weighted assets | $11,186,330 | 9,825 |
| Total unused commitments | $190,000 | 10,164 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $20,131,000 | 10,289 |
| Cash and due from depository institutions | $459,000 | 10,360 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,642,000 | 9,131 |
| Federal funds sold & reverse repurchase agreements | $4,157,000 | 3,028 |
| Net loans & leases | $8,693,000 | 10,477 |
| Loan loss allowance | $156,000 | 9,776 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,000 | 11,393 |
| Other real estate owned | $0 | 10,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $178,000 | 10,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,131,000 | 10,289 |
| Total liabilities | $15,785,000 | 10,506 |
| Total deposits | $15,680,000 | 10,429 |
| Interest-bearing deposits | $13,547,000 | 10,362 |
| Deposits held in domestic offices | $15,680,000 | 10,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $105,000 | 10,566 |
| Total equity capital | $4,346,000 | 7,847 |
| Total bank equity capital | $4,346,000 | 7,847 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $60,000 | 9,468 |
| Surplus | $3,090,000 | 4,138 |
| Undivided profits | $1,196,000 | 8,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 8,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $90,000 | 10,358 |
| Earning assets | $19,492,000 | 10,117 |
| Long-term assets (5+ years) | $630,000 | 9,144 |
| Average Assets, year-to-date | $19,733,200 | 10,226 |
| Average Assets, quarterly | $19,993,000 | 10,265 |
| Volatile liabilities | $552,000 | 10,958 |
| Insider loans | $6,000 | 10,173 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $42,000 | 10,834 |
| Tier 1 (core) risk-based capital | $4,346,000 | 7,729 |
| Tier 2 risk-based capital | $156,000 | 9,358 |
| Total risk weighted assets | $13,349,900 | 9,839 |
| Total unused commitments | $42,000 | 10,835 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $19,957,000 | 10,689 |
| Cash and due from depository institutions | $281,000 | 10,829 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,939,000 | 9,019 |
| Federal funds sold & reverse repurchase agreements | $2,127,000 | 5,357 |
| Net loans & leases | $9,369,000 | 10,729 |
| Loan loss allowance | $156,000 | 10,121 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,000 | 11,913 |
| Other real estate owned | $0 | 10,829 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $239,000 | 11,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,957,000 | 10,689 |
| Total liabilities | $15,690,000 | 10,965 |
| Total deposits | $15,562,000 | 10,895 |
| Interest-bearing deposits | $13,727,000 | 10,771 |
| Deposits held in domestic offices | $15,562,000 | 10,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $128,000 | 10,742 |
| Total equity capital | $4,267,000 | 8,066 |
| Total bank equity capital | $4,267,000 | 8,066 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $60,000 | 9,924 |
| Surplus | $3,090,000 | 4,108 |
| Undivided profits | $1,117,000 | 9,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 7,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $132,000 | 10,070 |
| Earning assets | $19,435,000 | 10,509 |
| Long-term assets (5+ years) | $1,237,000 | 8,715 |
| Average Assets, year-to-date | $19,624,800 | 10,654 |
| Average Assets, quarterly | $19,550,500 | 10,720 |
| Volatile liabilities | $500,000 | 11,441 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $307,000 | 10,465 |
| Tier 1 (core) risk-based capital | $4,267,000 | 7,936 |
| Tier 2 risk-based capital | $156,000 | 9,651 |
| Total risk weighted assets | $14,433,300 | 9,925 |
| Total unused commitments | $307,000 | 10,473 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $20,016,000 | 11,113 |
| Cash and due from depository institutions | $552,000 | 11,389 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $9,380,000 | 8,970 |
| Federal funds sold & reverse repurchase agreements | $324,000 | 7,341 |
| Net loans & leases | $9,481,000 | 11,137 |
| Loan loss allowance | $150,000 | 10,706 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,000 | 12,542 |
| Other real estate owned | $0 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $277,000 | 11,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,016,000 | 11,113 |
| Total liabilities | $15,898,000 | 11,402 |
| Total deposits | $15,759,000 | 11,322 |
| Interest-bearing deposits | $14,140,000 | 11,146 |
| Deposits held in domestic offices | $15,759,000 | 11,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $139,000 | 10,236 |
| Total equity capital | $4,118,000 | 8,044 |
| Total bank equity capital | $4,118,000 | 8,044 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $60,000 | 10,460 |
| Surplus | $3,090,000 | 4,039 |
| Undivided profits | $968,000 | 9,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $158,000 | 9,483 |
| Earning assets | $19,285,000 | 10,904 |
| Long-term assets (5+ years) | $1,717,000 | 8,567 |
| Average Assets, year-to-date | $20,594,000 | 10,969 |
| Average Assets, quarterly | $20,098,500 | 11,070 |
| Volatile liabilities | $461,000 | 11,953 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $307,000 | 10,851 |
| Tier 1 (core) risk-based capital | $4,118,000 | 8,139 |
| Tier 2 risk-based capital | $150,000 | 10,130 |
| Total risk weighted assets | $15,201,900 | 10,030 |
| Total unused commitments | $307,000 | 10,855 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $20,521,000 | 11,521 |
| Cash and due from depository institutions | $950,000 | 11,961 |
| Interest-bearing balances | $283,000 | 5,250 |
| Securities | $8,829,000 | 9,536 |
| Federal funds sold & reverse repurchase agreements | $1,237,000 | 7,236 |
| Net loans & leases | $9,228,000 | 11,569 |
| Loan loss allowance | $121,000 | 11,702 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,000 | 13,216 |
| Other real estate owned | $0 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $275,000 | 11,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,521,000 | 11,521 |
| Total liabilities | $16,355,000 | 11,897 |
| Total deposits | $16,207,000 | 11,809 |
| Interest-bearing deposits | $14,770,000 | 11,586 |
| Deposits held in domestic offices | $16,207,000 | 11,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $148,000 | 10,423 |
| Total equity capital | $4,166,000 | 8,182 |
| Total bank equity capital | $4,166,000 | 8,182 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $60,000 | 10,973 |
| Surplus | $2,790,000 | 4,362 |
| Undivided profits | $1,316,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $136,000 | 9,901 |
| Earning assets | $19,577,000 | 11,354 |
| Long-term assets (5+ years) | $1,250,000 | 9,641 |
| Average Assets, year-to-date | $20,322,600 | 11,469 |
| Average Assets, quarterly | $20,718,000 | 11,456 |
| Volatile liabilities | $548,000 | 12,236 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $371,000 | 10,937 |
| Tier 1 (core) risk-based capital | $4,166,000 | 8,100 |
| Tier 2 risk-based capital | $121,000 | 11,117 |
| Total risk weighted assets | $14,932,900 | 10,416 |
| Total unused commitments | $371,000 | 10,948 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $20,237,000 | 11,983 |
| Cash and due from depository institutions | $1,260,000 | 12,446 |
| Interest-bearing balances | $538,000 | 4,799 |
| Securities | $7,503,000 | 10,258 |
| Federal funds sold & reverse repurchase agreements | $2,722,000 | 5,372 |
| Net loans & leases | $8,405,000 | 12,189 |
| Loan loss allowance | $15,000 | 13,773 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,000 | 13,856 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $345,000 | 11,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,237,000 | 11,983 |
| Total liabilities | $16,148,000 | 12,369 |
| Total deposits | $15,944,000 | 12,308 |
| Interest-bearing deposits | $14,289,000 | 12,141 |
| Deposits held in domestic offices | $15,944,000 | 12,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $204,000 | 9,948 |
| Total equity capital | $4,089,000 | 8,165 |
| Total bank equity capital | $4,089,000 | 8,165 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $60,000 | 11,473 |
| Surplus | $2,790,000 | 4,263 |
| Undivided profits | $1,239,000 | 8,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 8,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $140,000 | 10,319 |
| Earning assets | $19,168,000 | 11,795 |
| Long-term assets (5+ years) | $1,446,000 | 9,622 |
| Average Assets, year-to-date | $20,101,200 | 11,900 |
| Average Assets, quarterly | $20,077,000 | 11,959 |
| Volatile liabilities | $436,000 | 12,975 |
| Insider loans | $3,000 | 9,303 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $4,089,000 | 8,107 |
| Tier 2 risk-based capital | $15,000 | 13,595 |
| Total risk weighted assets | $13,960,500 | 10,911 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |