Home > F&M Bank-Darlington > Income and Expense
F&M Bank-Darlington, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 5,085 |
| Total interest expense | $3,018,000 | 4,687 |
| Net interest income | $2,975,000 | 5,335 |
| Provision for loan and lease losses | $-30,000 | 10,678 |
| Total noninterest income | $382,000 | 5,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,198 |
| Total noninterest expense | $2,161,000 | 5,356 |
| Salaries and employee benefits | $1,312,000 | 4,750 |
| Premises and equipment expense | $250,000 | 6,057 |
| Additional noninterest expense | $599,000 | 5,821 |
| Pre-tax net operating income | $1,226,000 | 5,167 |
| Securities gains (losses) | $45,000 | 1,407 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $922,000 | 4,972 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $922,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $4,075,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $889,150 | 5,044 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 5,460 |
| Total interest expense | $2,832,000 | 5,021 |
| Net interest income | $2,747,000 | 5,807 |
| Provision for loan and lease losses | $690,000 | 1,345 |
| Total noninterest income | $376,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,320 |
| Total noninterest expense | $2,154,000 | 5,624 |
| Salaries and employee benefits | $1,159,000 | 5,363 |
| Premises and equipment expense | $252,000 | 6,227 |
| Additional noninterest expense | $743,000 | 5,493 |
| Pre-tax net operating income | $279,000 | 9,268 |
| Securities gains (losses) | $-48,000 | 11,022 |
| Applicable income taxes | $-58,000 | 11,091 |
| Income before extraordinary items | $289,000 | 8,520 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $289,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,002 |
| Cash dividends | $498,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $337,000 | 8,052 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,758 |
| Total interest expense | $2,583,000 | 5,422 |
| Net interest income | $2,692,000 | 5,978 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $299,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $2,008,000 | 5,960 |
| Salaries and employee benefits | $1,085,000 | 5,664 |
| Premises and equipment expense | $243,000 | 6,462 |
| Additional noninterest expense | $680,000 | 5,994 |
| Pre-tax net operating income | $983,000 | 6,064 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $208,000 | 7,291 |
| Income before extraordinary items | $772,000 | 5,585 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $772,000 | 5,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $498,000 | 3,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $774,370 | 5,560 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,810 |
| Total interest expense | $2,142,000 | 5,296 |
| Net interest income | $2,693,000 | 6,112 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $309,000 | 7,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $1,915,000 | 6,415 |
| Salaries and employee benefits | $973,000 | 6,222 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $696,000 | 6,347 |
| Pre-tax net operating income | $1,087,000 | 5,617 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $223,000 | 6,971 |
| Income before extraordinary items | $864,000 | 5,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $864,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $864,000 | 5,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 6,202 |
| Total interest expense | $2,205,000 | 5,368 |
| Net interest income | $2,388,000 | 6,758 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,802 |
| Total noninterest expense | $1,738,000 | 7,079 |
| Salaries and employee benefits | $903,000 | 6,692 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $552,000 | 7,750 |
| Pre-tax net operating income | $862,000 | 6,510 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $46,000 | 11,040 |
| Income before extraordinary items | $815,000 | 5,490 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $815,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $294,000 | 4,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $815,950 | 5,247 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 6,421 |
| Total interest expense | $2,556,000 | 5,882 |
| Net interest income | $2,413,000 | 6,764 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $192,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,488,000 | 7,956 |
| Salaries and employee benefits | $778,000 | 7,408 |
| Premises and equipment expense | $179,000 | 8,342 |
| Additional noninterest expense | $531,000 | 8,188 |
| Pre-tax net operating income | $1,117,000 | 5,197 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $375,000 | 5,040 |
| Income before extraordinary items | $751,000 | 5,625 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $751,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $256,000 | 4,409 |
| Sale, conversion, retirement of capital stock, net | $-556,000 | 13,868 |
| Net operating income | $744,970 | 5,321 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.