Home > F&M Bank-Darlington > Assets and Liabilities
F&M Bank-Darlington, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $77,016,000 | 5,327 |
| Cash and due from depository institutions | $2,898,000 | 4,776 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $18,598,000 | 5,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $52,633,000 | 4,784 |
| Loan loss allowance | $813,000 | 3,998 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,097,000 | 5,684 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $13,000 | 3,342 |
| All other assets | $1,777,000 | 3,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,016,000 | 5,327 |
| Total liabilities | $70,996,000 | 5,225 |
| Total deposits | $67,749,000 | 5,159 |
| Interest-bearing deposits | $61,872,000 | 4,952 |
| Deposits held in domestic offices | $67,749,000 | 5,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,450,000 | 1,995 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $264,000 | 4,397 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $533,000 | 5,679 |
| Total equity capital | $6,020,000 | 6,382 |
| Total bank equity capital | $6,020,000 | 6,382 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $4,520,000 | 4,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 845 |
| Income earned, not collected on loans | $1,157,000 | 1,947 |
| Earning assets | $71,330,000 | 5,304 |
| Long-term assets (5+ years) | $11,867,000 | 3,893 |
| Average Assets, year-to-date | $75,463,400 | 5,225 |
| Average Assets, quarterly | $76,733,500 | 5,278 |
| Volatile liabilities | $8,757,000 | 5,431 |
| Insider loans | $64,000 | 8,860 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,945,000 | 3,469 |
| Tier 1 (core) risk-based capital | $5,981,000 | 6,279 |
| Tier 2 risk-based capital | $765,010 | 3,697 |
| Total risk weighted assets | $61,152,710 | 4,289 |
| Total unused commitments | $9,945,000 | 3,471 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $75,069,000 | 5,569 |
| Cash and due from depository institutions | $2,611,000 | 4,777 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $18,879,000 | 5,518 |
| Federal funds sold & reverse repurchase agreements | $2,140,000 | 4,718 |
| Net loans & leases | $48,484,000 | 5,148 |
| Loan loss allowance | $872,000 | 3,954 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,028,000 | 5,906 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $14,000 | 3,198 |
| All other assets | $1,913,000 | 3,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,069,000 | 5,569 |
| Total liabilities | $65,917,000 | 5,658 |
| Total deposits | $65,156,000 | 5,481 |
| Interest-bearing deposits | $60,201,000 | 5,181 |
| Deposits held in domestic offices | $65,156,000 | 5,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,000 | 3,888 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $189,000 | 4,594 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $546,000 | 5,591 |
| Total equity capital | $9,152,000 | 4,667 |
| Total bank equity capital | $9,152,000 | 4,667 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $7,652,000 | 3,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $373,000 | 375 |
| Income earned, not collected on loans | $1,011,000 | 2,223 |
| Earning assets | $69,602,000 | 5,528 |
| Long-term assets (5+ years) | $7,044,000 | 5,043 |
| Average Assets, year-to-date | $71,665,200 | 5,605 |
| Average Assets, quarterly | $73,701,500 | 5,615 |
| Volatile liabilities | $5,787,000 | 6,621 |
| Insider loans | $18,000 | 9,970 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,870,000 | 4,701 |
| Tier 1 (core) risk-based capital | $8,937,000 | 4,664 |
| Tier 2 risk-based capital | $716,600 | 3,995 |
| Total risk weighted assets | $57,172,800 | 4,578 |
| Total unused commitments | $5,870,000 | 4,714 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $71,073,000 | 5,888 |
| Cash and due from depository institutions | $2,386,000 | 5,049 |
| Interest-bearing balances | $101,000 | 4,818 |
| Securities | $17,942,000 | 5,995 |
| Federal funds sold & reverse repurchase agreements | $6,248,000 | 2,352 |
| Net loans & leases | $42,206,000 | 5,610 |
| Loan loss allowance | $497,000 | 6,084 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $970,000 | 6,146 |
| Other real estate owned | $10,000 | 5,049 |
| Goodwill and other intangibles | $27,000 | 2,814 |
| All other assets | $1,284,000 | 5,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,073,000 | 5,888 |
| Total liabilities | $61,689,000 | 6,018 |
| Total deposits | $61,182,000 | 5,842 |
| Interest-bearing deposits | $56,154,000 | 5,580 |
| Deposits held in domestic offices | $61,182,000 | 5,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $115,000 | 4,309 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $392,000 | 7,241 |
| Total equity capital | $9,384,000 | 4,580 |
| Total bank equity capital | $9,384,000 | 4,580 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $7,884,000 | 3,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,187,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $484,000 | 273 |
| Income earned, not collected on loans | $889,000 | 2,603 |
| Earning assets | $66,497,000 | 5,797 |
| Long-term assets (5+ years) | $4,738,000 | 5,938 |
| Average Assets, year-to-date | $68,261,600 | 5,854 |
| Average Assets, quarterly | $69,964,500 | 5,901 |
| Volatile liabilities | $5,741,000 | 6,447 |
| Insider loans | $18,000 | 10,425 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,004,000 | 4,499 |
| Tier 1 (core) risk-based capital | $9,329,000 | 4,468 |
| Tier 2 risk-based capital | $497,000 | 5,304 |
| Total risk weighted assets | $51,087,300 | 4,944 |
| Total unused commitments | $6,004,000 | 4,511 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $66,597,000 | 6,144 |
| Cash and due from depository institutions | $2,531,000 | 5,876 |
| Interest-bearing balances | $299,000 | 3,953 |
| Securities | $21,963,000 | 5,497 |
| Federal funds sold & reverse repurchase agreements | $1,092,000 | 5,295 |
| Net loans & leases | $38,401,000 | 5,952 |
| Loan loss allowance | $559,000 | 5,719 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,052,000 | 5,914 |
| Other real estate owned | $57,000 | 5,876 |
| Goodwill and other intangibles | $48,000 | 2,559 |
| All other assets | $1,453,000 | 5,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,597,000 | 6,144 |
| Total liabilities | $57,958,000 | 6,335 |
| Total deposits | $57,342,000 | 6,159 |
| Interest-bearing deposits | $52,353,000 | 5,862 |
| Deposits held in domestic offices | $57,342,000 | 6,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $261,000 | 4,251 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $355,000 | 6,581 |
| Total equity capital | $8,639,000 | 4,621 |
| Total bank equity capital | $8,639,000 | 4,621 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $7,139,000 | 3,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 4,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 878 |
| Income earned, not collected on loans | $845,000 | 2,384 |
| Earning assets | $61,755,000 | 6,089 |
| Long-term assets (5+ years) | $5,970,000 | 5,539 |
| Average Assets, year-to-date | $64,565,200 | 6,193 |
| Average Assets, quarterly | $65,519,000 | 6,196 |
| Volatile liabilities | $3,021,000 | 8,455 |
| Insider loans | $18,000 | 10,861 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,172,000 | 4,831 |
| Tier 1 (core) risk-based capital | $8,912,000 | 4,559 |
| Tier 2 risk-based capital | $559,000 | 4,830 |
| Total risk weighted assets | $49,112,500 | 5,024 |
| Total unused commitments | $5,172,000 | 4,839 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $64,269,000 | 6,478 |
| Cash and due from depository institutions | $2,881,000 | 6,753 |
| Interest-bearing balances | $471,000 | 4,482 |
| Securities | $24,131,000 | 5,371 |
| Federal funds sold & reverse repurchase agreements | $1,451,000 | 6,809 |
| Net loans & leases | $33,517,000 | 6,493 |
| Loan loss allowance | $601,000 | 5,578 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,045,000 | 5,961 |
| Other real estate owned | $24,000 | 6,753 |
| Goodwill and other intangibles | $69,000 | 2,374 |
| All other assets | $1,151,000 | 5,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,269,000 | 6,478 |
| Total liabilities | $55,651,000 | 6,734 |
| Total deposits | $55,156,000 | 6,565 |
| Interest-bearing deposits | $51,326,000 | 6,215 |
| Deposits held in domestic offices | $55,156,000 | 6,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $215,000 | 3,994 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $280,000 | 7,859 |
| Total equity capital | $8,618,000 | 4,701 |
| Total bank equity capital | $8,618,000 | 4,701 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $7,118,000 | 3,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 4,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 440 |
| Income earned, not collected on loans | $511,000 | 3,618 |
| Earning assets | $59,570,000 | 6,437 |
| Long-term assets (5+ years) | $7,531,000 | 5,198 |
| Average Assets, year-to-date | $61,834,800 | 6,518 |
| Average Assets, quarterly | $63,450,000 | 6,485 |
| Volatile liabilities | $2,781,000 | 8,667 |
| Insider loans | $18,000 | 11,301 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,117,000 | 6,269 |
| Tier 1 (core) risk-based capital | $8,549,000 | 4,627 |
| Tier 2 risk-based capital | $558,270 | 4,785 |
| Total risk weighted assets | $44,616,870 | 5,399 |
| Total unused commitments | $3,117,000 | 6,289 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $59,653,000 | 6,964 |
| Cash and due from depository institutions | $3,207,000 | 7,484 |
| Interest-bearing balances | $453,000 | 5,135 |
| Securities | $21,745,000 | 5,772 |
| Federal funds sold & reverse repurchase agreements | $1,547,000 | 7,434 |
| Net loans & leases | $31,071,000 | 6,876 |
| Loan loss allowance | $754,000 | 4,723 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $982,000 | 6,275 |
| Other real estate owned | $19,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,082,000 | 5,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,653,000 | 6,964 |
| Total liabilities | $51,550,000 | 7,233 |
| Total deposits | $50,899,000 | 7,112 |
| Interest-bearing deposits | $47,239,000 | 6,774 |
| Deposits held in domestic offices | $50,899,000 | 7,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $370,000 | 3,419 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $281,000 | 8,542 |
| Total equity capital | $8,103,000 | 4,732 |
| Total bank equity capital | $8,103,000 | 4,732 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $6,603,000 | 3,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 4,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $628,000 | 3,221 |
| Earning assets | $54,816,000 | 6,927 |
| Long-term assets (5+ years) | $8,484,000 | 4,792 |
| Average Assets, year-to-date | $58,641,800 | 6,892 |
| Average Assets, quarterly | $58,561,000 | 6,996 |
| Volatile liabilities | $2,522,000 | 9,214 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,996,000 | 6,092 |
| Tier 1 (core) risk-based capital | $8,103,000 | 4,661 |
| Tier 2 risk-based capital | $506,760 | 5,146 |
| Total risk weighted assets | $40,293,860 | 5,900 |
| Total unused commitments | $2,996,000 | 6,122 |
| Derivatives | $0 | 651 |