Home > F&M Bank-Central > Net Loans and Leases
F&M Bank-Central, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $101,788,000 | 2,877 |
| Loan loss allowance | $1,394,000 | 2,551 |
| Total loans and leases | $103,182,000 | 2,870 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $103,182,000 | 2,874 |
| All real estate loans | $29,634,000 | 5,191 |
| Real estate loans in domestic offices | $29,634,000 | 5,190 |
| Construction and development loans | $0 | 8,472 |
| Commercial RE | $2,189,000 | 7,107 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $498,000 | 4,136 |
| 1-4 family residential loans | $23,577,000 | 3,814 |
| Farmland loans | $3,370,000 | 2,238 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $13,147,000 | 651 |
| Commercial and industrial loans | $56,311,000 | 807 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $2,775,000 | 6,510 |
| Credit card loans | $306,000 | 2,756 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,469,000 | 6,596 |
| All other loans & leases | $1,315,000 | 2,094 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $1,083,000 | 1,151 |
| Other loans | $232,000 | 2,396 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $85,099,000 | 3,185 |
| Loan loss allowance | $879,000 | 3,715 |
| Total loans and leases | $85,978,000 | 3,194 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $85,978,000 | 3,203 |
| All real estate loans | $30,559,000 | 4,958 |
| Real estate loans in domestic offices | $30,559,000 | 4,958 |
| Construction and development loans | $54,000 | 8,186 |
| Commercial RE | $2,946,000 | 6,454 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $38,000 | 6,430 |
| 1-4 family residential loans | $20,781,000 | 4,078 |
| Farmland loans | $6,740,000 | 1,013 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,753,000 | 1,124 |
| Commercial and industrial loans | $43,904,000 | 918 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,388,000 | 7,035 |
| Credit card loans | $249,000 | 3,125 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,139,000 | 7,099 |
| All other loans & leases | $374,000 | 3,964 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $135,000 | 3,048 |
| Other loans | $239,000 | 2,365 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $61,255,000 | 4,248 |
| Loan loss allowance | $758,000 | 4,217 |
| Total loans and leases | $62,013,000 | 4,255 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $62,013,000 | 4,263 |
| All real estate loans | $26,891,000 | 5,453 |
| Real estate loans in domestic offices | $26,891,000 | 5,453 |
| Construction and development loans | $53,000 | 8,524 |
| Commercial RE | $3,819,000 | 6,072 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $200,000 | 5,537 |
| 1-4 family residential loans | $17,198,000 | 4,728 |
| Farmland loans | $5,621,000 | 1,195 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,569,000 | 2,221 |
| Commercial and industrial loans | $27,695,000 | 1,360 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,363,000 | 7,399 |
| Credit card loans | $199,000 | 3,640 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,164,000 | 7,443 |
| All other loans & leases | $495,000 | 3,573 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $195,000 | 2,870 |
| Other loans | $280,000 | 2,235 |
| Lease financing receivables | $20,000 | 1,764 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $48,012,000 | 5,185 |
| Loan loss allowance | $621,000 | 5,085 |
| Total loans and leases | $48,633,000 | 5,196 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $48,633,000 | 5,207 |
| All real estate loans | $28,103,000 | 5,370 |
| Real estate loans in domestic offices | $28,103,000 | 5,369 |
| Construction and development loans | $217,000 | 7,750 |
| Commercial RE | $4,755,000 | 5,663 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $239,000 | 5,557 |
| 1-4 family residential loans | $17,367,000 | 4,790 |
| Farmland loans | $5,525,000 | 1,143 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,314,000 | 2,800 |
| Commercial and industrial loans | $14,400,000 | 2,474 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,326,000 | 7,676 |
| Credit card loans | $157,000 | 4,175 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,169,000 | 7,661 |
| All other loans & leases | $490,000 | 3,741 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $254,000 | 2,754 |
| Other loans | $171,000 | 3,001 |
| Lease financing receivables | $65,000 | 1,558 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $42,004,000 | 5,629 |
| Loan loss allowance | $571,000 | 5,494 |
| Total loans and leases | $42,575,000 | 5,636 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $42,575,000 | 5,644 |
| All real estate loans | $27,745,000 | 5,416 |
| Real estate loans in domestic offices | $27,745,000 | 5,415 |
| Construction and development loans | $231,000 | 7,790 |
| Commercial RE | $5,604,000 | 5,251 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $131,000 | 6,476 |
| 1-4 family residential loans | $16,880,000 | 4,905 |
| Farmland loans | $4,899,000 | 1,263 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,884,000 | 3,150 |
| Commercial and industrial loans | $9,319,000 | 3,385 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,017,000 | 8,313 |
| Credit card loans | $151,000 | 4,325 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,866,000 | 8,283 |
| All other loans & leases | $610,000 | 3,467 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $308,000 | 2,647 |
| Other loans | $194,000 | 2,927 |
| Lease financing receivables | $108,000 | 1,425 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $18,734,000 | 9,017 |
| Loan loss allowance | $248,000 | 9,119 |
| Total loans and leases | $18,982,000 | 9,026 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $18,982,000 | 9,033 |
| All real estate loans | $14,337,000 | 7,668 |
| Real estate loans in domestic offices | $14,337,000 | 7,668 |
| Construction and development loans | $470,000 | 6,791 |
| Commercial RE | $4,897,000 | 5,688 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $531,000 | 4,704 |
| 1-4 family residential loans | $8,289,000 | 7,159 |
| Farmland loans | $150,000 | 7,421 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,000 | 7,968 |
| Commercial and industrial loans | $2,779,000 | 6,936 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,392,000 | 9,622 |
| Credit card loans | $95,000 | 4,975 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,297,000 | 9,622 |
| All other loans & leases | $470,000 | 4,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $150,000 | 3,646 |
| Other loans | $173,000 | 3,152 |
| Lease financing receivables | $147,000 | 1,307 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $16,517,000 | 9,623 |
| Loan loss allowance | $213,000 | 9,992 |
| Total loans and leases | $16,730,000 | 9,639 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $16,730,000 | 9,642 |
| All real estate loans | $13,159,000 | 8,059 |
| Real estate loans in domestic offices | $13,159,000 | 8,058 |
| Construction and development loans | $999,000 | 5,254 |
| Commercial RE | $4,192,000 | 6,217 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $382,000 | 5,320 |
| 1-4 family residential loans | $7,582,000 | 7,577 |
| Farmland loans | $4,000 | 8,871 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,000 | 8,189 |
| Commercial and industrial loans | $1,902,000 | 8,134 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,094,000 | 10,659 |
| Credit card loans | $95,000 | 5,033 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $999,000 | 10,705 |
| All other loans & leases | $569,000 | 3,914 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $150,000 | 3,864 |
| Other loans | $236,000 | 2,855 |
| Lease financing receivables | $183,000 | 1,186 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $13,650,000 | 10,565 |
| Loan loss allowance | $208,000 | 10,348 |
| Total loans and leases | $13,858,000 | 10,592 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $13,858,000 | 10,596 |
| All real estate loans | $11,243,000 | 8,698 |
| Real estate loans in domestic offices | $11,243,000 | 8,698 |
| Construction and development loans | $459,000 | 6,843 |
| Commercial RE | $2,233,000 | 8,084 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $289,000 | 5,816 |
| 1-4 family residential loans | $8,262,000 | 7,474 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,000 | 8,408 |
| Commercial and industrial loans | $1,380,000 | 9,292 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $916,000 | 11,633 |
| Credit card loans | $88,000 | 5,205 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $828,000 | 11,708 |
| All other loans & leases | $313,000 | 5,336 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $150,000 | 4,039 |
| Other loans | $163,000 | 3,496 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $254,000 | 1,215 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $43,000 | 4,316 |
| Non 1-4 family restructured loans & leases | $43,000 | 4,316 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |