Home > F & M Bank-Brodhead > Income and Expense
F & M Bank-Brodhead, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 7,657 |
| Total interest expense | $1,271,000 | 7,471 |
| Net interest income | $1,476,000 | 7,631 |
| Provision for loan and lease losses | $669,000 | 1,370 |
| Total noninterest income | $195,000 | 7,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,453 |
| Total noninterest expense | $1,040,000 | 8,005 |
| Salaries and employee benefits | $563,000 | 7,955 |
| Premises and equipment expense | $131,000 | 8,016 |
| Additional noninterest expense | $346,000 | 7,734 |
| Pre-tax net operating income | $-38,000 | 9,473 |
| Securities gains (losses) | $-27,000 | 9,628 |
| Applicable income taxes | $-60,000 | 9,855 |
| Income before extraordinary items | $-5,000 | 9,448 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-5,000 | 9,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,168 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $12,280 | 9,372 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 8,161 |
| Total interest expense | $1,162,000 | 7,997 |
| Net interest income | $1,282,000 | 8,161 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $199,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $969,000 | 8,217 |
| Salaries and employee benefits | $511,000 | 8,291 |
| Premises and equipment expense | $140,000 | 7,876 |
| Additional noninterest expense | $318,000 | 7,958 |
| Pre-tax net operating income | $482,000 | 7,468 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $164,000 | 6,659 |
| Income before extraordinary items | $318,000 | 7,736 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $318,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $325,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $318,000 | 7,649 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 8,488 |
| Total interest expense | $1,222,000 | 8,055 |
| Net interest income | $1,195,000 | 8,689 |
| Provision for loan and lease losses | $2,000 | 8,765 |
| Total noninterest income | $145,000 | 8,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $895,000 | 8,702 |
| Salaries and employee benefits | $469,000 | 8,827 |
| Premises and equipment expense | $137,000 | 8,082 |
| Additional noninterest expense | $289,000 | 8,438 |
| Pre-tax net operating income | $443,000 | 8,225 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $140,000 | 7,754 |
| Income before extraordinary items | $303,000 | 8,350 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $303,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $1,150,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $303,000 | 8,306 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 8,801 |
| Total interest expense | $1,239,000 | 8,268 |
| Net interest income | $1,180,000 | 9,068 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $154,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $779,000 | 9,517 |
| Salaries and employee benefits | $422,000 | 9,455 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $226,000 | 9,640 |
| Pre-tax net operating income | $423,000 | 8,377 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $286,000 | 8,542 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $286,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $286,000 | 8,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 9,309 |
| Total interest expense | $1,120,000 | 8,845 |
| Net interest income | $1,144,000 | 9,498 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $792,000 | 9,801 |
| Salaries and employee benefits | $452,000 | 9,519 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $217,000 | 10,218 |
| Pre-tax net operating income | $520,000 | 8,328 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $176,000 | 7,824 |
| Income before extraordinary items | $329,000 | 8,679 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $329,000 | 8,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $338,750 | 8,553 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 9,793 |
| Total interest expense | $908,000 | 9,097 |
| Net interest income | $1,096,000 | 10,078 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $190,000 | 8,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $814,000 | 10,182 |
| Salaries and employee benefits | $469,000 | 9,664 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $243,000 | 10,615 |
| Pre-tax net operating income | $460,000 | 8,917 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $311,000 | 9,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $311,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $311,000 | 9,098 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 10,108 |
| Total interest expense | $956,000 | 9,306 |
| Net interest income | $1,077,000 | 10,494 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $148,000 | 10,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $816,000 | 10,585 |
| Salaries and employee benefits | $451,000 | 10,140 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $269,000 | 10,837 |
| Pre-tax net operating income | $409,000 | 9,343 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $132,000 | 9,038 |
| Income before extraordinary items | $277,000 | 9,730 |
| Extraordinary gains, net | $38,000 | 2,338 |
| Net income | $315,000 | 9,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $277,000 | 9,471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 10,619 |
| Total interest expense | $1,119,000 | 9,907 |
| Net interest income | $1,017,000 | 11,039 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $129,000 | 10,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $751,000 | 11,252 |
| Salaries and employee benefits | $406,000 | 10,788 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $250,000 | 11,528 |
| Pre-tax net operating income | $395,000 | 9,290 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $257,000 | 9,826 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $257,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $256,350 | 9,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.