Home > F&M Bank-Broadway > Income and Expense
F&M Bank-Broadway, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 6,092 |
| Total interest expense | $1,797,000 | 6,084 |
| Net interest income | $2,754,000 | 5,995 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $1,444,000 | 7,778 |
| Salaries and employee benefits | $757,000 | 7,473 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $595,000 | 7,076 |
| Pre-tax net operating income | $1,491,000 | 4,429 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $517,000 | 3,952 |
| Income before extraordinary items | $979,000 | 4,610 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $979,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $540,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $975,750 | 4,657 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 6,252 |
| Total interest expense | $1,924,000 | 6,031 |
| Net interest income | $2,629,000 | 6,297 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $213,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,313,000 | 8,466 |
| Salaries and employee benefits | $727,000 | 7,805 |
| Premises and equipment expense | $132,000 | 9,415 |
| Additional noninterest expense | $454,000 | 8,683 |
| Pre-tax net operating income | $1,485,000 | 4,358 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $445,000 | 4,621 |
| Income before extraordinary items | $1,049,000 | 4,516 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,049,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $545,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,042,700 | 4,300 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 6,471 |
| Total interest expense | $2,389,000 | 6,203 |
| Net interest income | $2,524,000 | 6,545 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $1,256,000 | 8,818 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $430,000 | 9,206 |
| Pre-tax net operating income | $1,367,000 | 4,411 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $344,000 | 5,418 |
| Income before extraordinary items | $1,031,000 | 4,365 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,031,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $513,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,025,000 | 4,084 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.