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F&M Bank- Atlantic, Assets and Liabilities

2001-12-31Rank
# of Employees:179910
Assets and Liabilities
Total Assets:$423,428,0001,213
Cash and due from depository institutions$14,544,000910
Interest-bearing balances$2,646,0001,964
Securities$46,900,0002,320
Federal funds sold & reverse repurchase agreements$138,833,000143
Net loans & leases$207,678,0001,601
Loan loss allowance$6,139,000716
Trading account assets$0182
Bank premises and fixed assets$8,246,0001,032
Other real estate owned$55,000910
Goodwill and other intangibles$577,0001,788
All other assets$6,595,0001,755
Life insurance assets$01
Total liabilities and capital$423,428,0001,213
Total liabilities$383,538,0001,207
Total deposits$380,187,0001,039
Interest-bearing deposits$322,612,0001,061
Deposits held in domestic offices$380,187,0001,037
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$1,319,0004,469
Subordinated debt$0241
All other liabilities$2,032,0001,986
Total equity capital$39,890,0001,231
Total bank equity capital$39,890,0001,231
Perpetual preferred stock$0158
Common stock$5,579,000626
Surplus$11,022,0001,562
Undivided profits$23,289,0001,222
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,060,0002,573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$62,0001,067
Income earned, not collected on loans$2,123,0001,531
Earning assets$396,057,0001,183
Long-term assets (5+ years)$66,979,0001,384
Average Assets, year-to-date$411,926,0001,185
Average Assets, quarterly$413,565,5001,230
Volatile liabilities$50,399,0001,741
Insider loans$1,746,0002,666
FHLB advances$996,0004,486
Loans and leases held for sale$01,749
Unused loan commitments$42,454,0001,426
Tier 1 (core) risk-based capital$38,618,0001,179
Tier 2 risk-based capital$3,160,0001,223
Total risk weighted assets$249,800,0001,377
Total unused commitments$42,454,0001,430
Derivatives$0450
2000-12-31Rank
# of Employees:194817
Assets and Liabilities
Total Assets:$405,248,0001,201
Cash and due from depository institutions$18,318,000817
Interest-bearing balances$1,906,0001,758
Securities$114,331,000988
Federal funds sold & reverse repurchase agreements$32,516,000380
Net loans & leases$224,930,0001,419
Loan loss allowance$2,971,0001,309
Trading account assets$0175
Bank premises and fixed assets$9,505,000843
Other real estate owned$169,000817
Goodwill and other intangibles$633,0001,710
All other assets$4,846,0001,863
Life insurance assets$01
Total liabilities and capital$405,248,0001,201
Total liabilities$362,725,0001,211
Total deposits$357,310,0001,066
Interest-bearing deposits$299,264,0001,110
Deposits held in domestic offices$357,310,0001,064
% insured0.00%1
Federal funds purchased & repurchase agreements$1,600,0002,442
Trading liabilities$077
Other borrowed funds$1,529,0004,236
Subordinated debt$0239
All other liabilities$2,286,0001,855
Total equity capital$42,523,0001,094
Total bank equity capital$42,523,0001,094
Perpetual preferred stock$0178
Common stock$5,579,000617
Surplus$11,022,0001,526
Undivided profits$25,922,0001,036
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,539,0001,581
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,950,0001,275
Earning assets$373,683,0001,185
Long-term assets (5+ years)$112,406,000802
Average Assets, year-to-date$388,831,8001,192
Average Assets, quarterly$396,519,0001,218
Volatile liabilities$47,141,0001,852
Insider loans$2,573,0001,847
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$45,905,0001,252
Tier 1 (core) risk-based capital$41,370,0001,067
Tier 2 risk-based capital$3,300,9501,135
Total risk weighted assets$268,088,7501,214
Total unused commitments$45,905,0001,254
Derivatives$0481
1999-12-31Rank
# of Employees:1161,480
Assets and Liabilities
Total Assets:$216,179,0002,172
Cash and due from depository institutions$8,872,0001,480
Interest-bearing balances$06,854
Securities$48,959,0002,322
Federal funds sold & reverse repurchase agreements$9,793,000986
Net loans & leases$136,571,0002,214
Loan loss allowance$1,513,0002,363
Trading account assets$0165
Bank premises and fixed assets$8,306,000984
Other real estate owned$437,0001,480
Goodwill and other intangibles$136,0002,567
All other assets$3,105,0002,743
Life insurance assets$01
Total liabilities and capital$216,179,0002,172
Total liabilities$198,659,0002,132
Total deposits$197,390,0001,924
Interest-bearing deposits$164,520,0001,980
Deposits held in domestic offices$197,390,0001,919
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$330,0005,168
Subordinated debt$0242
All other liabilities$939,0003,441
Total equity capital$17,520,0002,511
Total bank equity capital$17,520,0002,511
Perpetual preferred stock$0193
Common stock$4,722,000796
Surplus$6,700,0002,331
Undivided profits$6,098,0003,617
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$712,0002,874
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$870,0002,656
Earning assets$195,323,0002,206
Long-term assets (5+ years)$82,249,0001,138
Average Assets, year-to-date$207,047,2002,172
Average Assets, quarterly$211,897,5002,192
Volatile liabilities$22,905,0003,141
Insider loans$2,129,0002,113
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$32,744,0001,642
Tier 1 (core) risk-based capital$18,629,0002,358
Tier 2 risk-based capital$1,513,0002,166
Total risk weighted assets$157,970,8001,941
Total unused commitments$32,744,0001,644
Derivatives$0488
1998-12-31Rank
# of Employees:1241,349
Assets and Liabilities
Total Assets:$196,017,0002,343
Cash and due from depository institutions$4,475,0001,349
Interest-bearing balances$06,728
Securities$38,794,0002,919
Federal funds sold & reverse repurchase agreements$17,866,000906
Net loans & leases$123,508,0002,260
Loan loss allowance$1,381,0002,503
Trading account assets$0197
Bank premises and fixed assets$8,439,000883
Other real estate owned$65,0001,349
Goodwill and other intangibles$146,0002,525
All other assets$2,724,0002,697
Life insurance assets$01
Total liabilities and capital$196,017,0002,343
Total liabilities$178,786,0002,312
Total deposits$176,984,0002,143
Interest-bearing deposits$148,899,0002,186
Deposits held in domestic offices$176,984,0002,137
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$89,0004,824
Subordinated debt$0255
All other liabilities$1,713,0002,250
Total equity capital$17,231,0002,600
Total bank equity capital$17,231,0002,600
Perpetual preferred stock$0199
Common stock$4,722,000764
Surplus$6,700,0002,230
Undivided profits$5,809,0003,983
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$630,0003,402
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$805,0002,859
Earning assets$180,168,0002,341
Long-term assets (5+ years)$72,634,0001,161
Average Assets, year-to-date$178,977,6002,422
Average Assets, quarterly$190,527,5002,365
Volatile liabilities$19,995,0003,009
Insider loans$955,0003,654
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$25,778,0001,849
Tier 1 (core) risk-based capital$16,919,0002,518
Tier 2 risk-based capital$1,385,0502,254
Total risk weighted assets$141,940,8502,000
Total unused commitments$25,778,0001,856
Derivatives$0527
1997-12-31Rank
# of Employees:1001,764
Assets and Liabilities
Total Assets:$159,278,0002,809
Cash and due from depository institutions$6,960,0001,764
Interest-bearing balances$06,604
Securities$31,394,0003,499
Federal funds sold & reverse repurchase agreements$8,414,0001,633
Net loans & leases$104,240,0002,656
Loan loss allowance$1,324,0002,615
Trading account assets$0203
Bank premises and fixed assets$5,962,0001,299
Other real estate owned$207,0001,764
Goodwill and other intangibles$03,571
All other assets$2,101,0003,340
Life insurance assets$01
Total liabilities and capital$159,278,0002,809
Total liabilities$143,275,0002,807
Total deposits$141,670,0002,633
Interest-bearing deposits$119,632,0002,680
Deposits held in domestic offices$141,670,0002,627
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$323,0004,285
Subordinated debt$0260
All other liabilities$1,282,0002,902
Total equity capital$16,003,0002,766
Total bank equity capital$16,003,0002,766
Perpetual preferred stock$0223
Common stock$4,722,000777
Surplus$6,700,0002,200
Undivided profits$4,581,0004,712
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$380,0004,754
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$740,0003,166
Earning assets$144,048,0002,864
Long-term assets (5+ years)$57,994,0001,217
Average Assets, year-to-date$147,303,0002,895
Average Assets, quarterly$156,797,0002,810
Volatile liabilities$13,833,0003,984
Insider loans$1,143,0003,237
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$21,925,0001,964
Tier 1 (core) risk-based capital$15,950,0002,670
Tier 2 risk-based capital$1,324,0002,257
Total risk weighted assets$111,482,9002,519
Total unused commitments$21,925,0001,969
Derivatives$0533
1996-12-31Rank
# of Employees:902,076
Assets and Liabilities
Total Assets:$136,456,0003,307
Cash and due from depository institutions$6,012,0002,076
Interest-bearing balances$06,640
Securities$26,945,0004,259
Federal funds sold & reverse repurchase agreements$5,364,0002,431
Net loans & leases$90,978,0003,014
Loan loss allowance$1,111,0003,202
Trading account assets$0240
Bank premises and fixed assets$4,923,0001,613
Other real estate owned$02,076
Goodwill and other intangibles$03,437
All other assets$2,234,0003,262
Life insurance assets$01
Total liabilities and capital$136,456,0003,307
Total liabilities$122,003,0003,341
Total deposits$120,485,0003,164
Interest-bearing deposits$105,352,0003,125
Deposits held in domestic offices$120,485,0003,155
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$395,0004,130
Subordinated debt$0298
All other liabilities$1,123,0003,238
Total equity capital$14,453,0003,076
Total bank equity capital$14,453,0003,076
Perpetual preferred stock$0250
Common stock$4,722,000825
Surplus$6,701,0002,263
Undivided profits$3,030,0006,043
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$278,0005,811
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$630,0003,666
Earning assets$123,287,0003,361
Long-term assets (5+ years)$25,392,0002,248
Average Assets, year-to-date$119,396,0003,606
Average Assets, quarterly$130,471,0003,417
Volatile liabilities$9,769,0004,955
Insider loans$1,017,0003,608
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$13,022,0002,813
Tier 1 (core) risk-based capital$14,616,0002,959
Tier 2 risk-based capital$1,111,0002,683
Total risk weighted assets$97,403,7002,853
Total unused commitments$13,022,0002,827
Derivatives$0549
1995-12-31Rank
# of Employees:712,746
Assets and Liabilities
Total Assets:$108,334,0004,103
Cash and due from depository institutions$4,554,0002,746
Interest-bearing balances$06,853
Securities$24,792,0004,738
Federal funds sold & reverse repurchase agreements$4,678,0003,078
Net loans & leases$69,557,0003,769
Loan loss allowance$865,0003,980
Trading account assets$0261
Bank premises and fixed assets$3,308,0002,333
Other real estate owned$02,746
Goodwill and other intangibles$03,181
All other assets$1,445,0004,818
Life insurance assets$01
Total liabilities and capital$108,334,0004,103
Total liabilities$94,998,0004,207
Total deposits$94,115,0004,042
Interest-bearing deposits$82,135,0003,998
Deposits held in domestic offices$94,115,0004,032
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$177,0004,092
Subordinated debt$0337
All other liabilities$706,0004,853
Total equity capital$13,336,0003,289
Total bank equity capital$13,336,0003,289
Perpetual preferred stock$0288
Common stock$4,722,000828
Surplus$6,700,0002,263
Undivided profits$1,914,0007,637
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$208,0006,590
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$524,0004,522
Earning assets$99,027,0004,125
Long-term assets (5+ years)$17,409,0002,764
Average Assets, year-to-date$93,859,8004,498
Average Assets, quarterly$105,616,0004,160
Volatile liabilities$8,920,0004,917
Insider loans$442,0006,005
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$11,064,0003,054
Tier 1 (core) risk-based capital$13,295,0003,215
Tier 2 risk-based capital$865,0003,340
Total risk weighted assets$72,722,4003,625
Total unused commitments$11,064,0003,065
Derivatives$0628
1994-12-31Rank
# of Employees:523,845
Assets and Liabilities
Total Assets:$80,332,0005,296
Cash and due from depository institutions$2,797,0003,845
Interest-bearing balances$07,034
Securities$12,959,0007,725
Federal funds sold & reverse repurchase agreements$7,266,0001,281
Net loans & leases$53,604,0004,637
Loan loss allowance$713,0004,765
Trading account assets$0286
Bank premises and fixed assets$2,676,0002,752
Other real estate owned$03,845
Goodwill and other intangibles$03,133
All other assets$1,030,0006,609
Life insurance assets$01
Total liabilities and capital$80,332,0005,296
Total liabilities$72,431,0005,326
Total deposits$71,524,0005,135
Interest-bearing deposits$57,516,0005,439
Deposits held in domestic offices$71,524,0005,128
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$247,0004,290
Subordinated debt$0372
All other liabilities$660,0004,240
Total equity capital$7,901,0004,990
Total bank equity capital$7,901,0004,990
Perpetual preferred stock$0310
Common stock$3,290,0001,179
Surplus$3,795,0003,517
Undivided profits$816,0009,492
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$60,0009,355
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$351,0005,808
Earning assets$73,829,0005,285
Long-term assets (5+ years)$6,393,0005,354
Average Assets, year-to-date$69,205,6005,863
Average Assets, quarterly$76,756,5005,479
Volatile liabilities$5,788,0006,208
Insider loans$391,0006,401
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$6,269,0004,288
Tier 1 (core) risk-based capital$8,048,0004,972
Tier 2 risk-based capital$691,9304,041
Total risk weighted assets$55,333,1304,545
Total unused commitments$6,269,0004,295
Derivatives$0687
1993-12-31Rank
# of Employees:405,064
Assets and Liabilities
Total Assets:$58,792,0006,935
Cash and due from depository institutions$2,309,0005,064
Interest-bearing balances$07,655
Securities$10,769,0008,809
Federal funds sold & reverse repurchase agreements$3,465,0003,931
Net loans & leases$39,571,0005,775
Loan loss allowance$482,0006,538
Trading account assets$0330
Bank premises and fixed assets$2,002,0003,629
Other real estate owned$05,064
Goodwill and other intangibles$03,091
All other assets$676,0007,952
Life insurance assets$01
Total liabilities and capital$58,792,0006,935
Total liabilities$52,447,0007,024
Total deposits$51,930,0006,878
Interest-bearing deposits$45,889,0006,733
Deposits held in domestic offices$51,930,0006,870
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$231,0003,956
Subordinated debt$0413
All other liabilities$286,0007,765
Total equity capital$6,345,0006,099
Total bank equity capital$6,345,0006,099
Perpetual preferred stock$0343
Common stock$2,913,0001,383
Surplus$3,121,0003,966
Undivided profits$311,00011,403
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$460,0005,148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$243,0007,125
Earning assets$53,805,0006,954
Long-term assets (5+ years)$3,106,0007,710
Average Assets, year-to-date$49,391,0007,654
Average Assets, quarterly$55,242,5007,188
Volatile liabilities$3,155,0008,225
Insider loans$295,0007,331
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,067,0004,358
Tier 1 (core) risk-based capital$6,345,0006,022
Tier 2 risk-based capital$482,0005,443
Total risk weighted assets$40,830,9005,804
Total unused commitments$6,067,0004,384
Derivatives$0714
1992-12-31Rank
# of Employees:306,539
Assets and Liabilities
Total Assets:$40,775,0008,886
Cash and due from depository institutions$2,202,0006,539
Interest-bearing balances$08,059
Securities$9,895,0009,201
Federal funds sold & reverse repurchase agreements$3,000,0005,007
Net loans & leases$23,337,0008,211
Loan loss allowance$263,0009,380
Trading account assets$0344
Bank premises and fixed assets$1,801,0003,961
Other real estate owned$06,539
Goodwill and other intangibles$03,106
All other assets$540,0009,336
Life insurance assets$01
Total liabilities and capital$40,775,0008,886
Total liabilities$34,766,0009,228
Total deposits$34,511,0009,105
Interest-bearing deposits$31,846,0008,743
Deposits held in domestic offices$34,511,0009,099
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$63,0004,521
Subordinated debt$0482
All other liabilities$192,00010,207
Total equity capital$6,009,0006,140
Total bank equity capital$6,009,0006,140
Perpetual preferred stock$0346
Common stock$2,974,0001,397
Surplus$2,395,0004,844
Undivided profits$640,00010,601
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$96,00010,189
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$313,0006,307
Earning assets$36,232,0009,016
Long-term assets (5+ years)$3,141,0007,861
Average Assets, year-to-date$34,645,4009,591
Average Assets, quarterly$39,232,0009,042
Volatile liabilities$2,195,0009,701
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$4,130,0005,164
Tier 1 (core) risk-based capital$6,009,0006,058
Tier 2 risk-based capital$263,0008,188
Total risk weighted assets$25,581,7008,140
Total unused commitments$4,130,0005,194
Derivatives$0651