Home > F & M Bank and Trust Company > Income and Expense
F & M Bank and Trust Company, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 3,771 |
| Total interest expense | $282,000 | 3,872 |
| Net interest income | $941,000 | 3,675 |
| Provision for loan and lease losses | $10,000 | 2,531 |
| Total noninterest income | $161,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $116,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 3,561 |
| Total noninterest expense | $858,000 | 3,525 |
| Salaries and employee benefits | $404,000 | 3,673 |
| Premises and equipment expense | $103,000 | 3,210 |
| Additional noninterest expense | $45,000 | 3,561 |
| Pre-tax net operating income | $234,000 | 3,587 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $234,000 | 3,476 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $234,000 | 3,511 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $234,000 | 3,476 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $234,000 | 3,491 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 3,826 |
| Total interest expense | $984,000 | 3,963 |
| Net interest income | $3,568,000 | 3,693 |
| Provision for loan and lease losses | $33,000 | 2,960 |
| Total noninterest income | $618,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $474,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,753 |
| Total noninterest expense | $3,255,000 | 3,589 |
| Salaries and employee benefits | $1,536,000 | 3,737 |
| Premises and equipment expense | $419,000 | 3,190 |
| Additional noninterest expense | $144,000 | 3,753 |
| Pre-tax net operating income | $898,000 | 3,547 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $898,000 | 3,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $898,000 | 3,487 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $898,000 | 3,452 |
| Net charge-offs | $-80,000 | 4,270 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $898,000 | 3,467 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 3,850 |
| Total interest expense | $746,000 | 3,971 |
| Net interest income | $2,604,000 | 3,720 |
| Provision for loan and lease losses | $33,000 | 2,700 |
| Total noninterest income | $470,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $355,000 | 1,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,733 |
| Total noninterest expense | $2,502,000 | 3,548 |
| Salaries and employee benefits | $1,153,000 | 3,724 |
| Premises and equipment expense | $314,000 | 3,183 |
| Additional noninterest expense | $115,000 | 3,733 |
| Pre-tax net operating income | $539,000 | 3,701 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $539,000 | 3,627 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $539,000 | 3,667 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $539,000 | 3,630 |
| Net charge-offs | $5,000 | 2,540 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $539,000 | 3,641 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 3,864 |
| Total interest expense | $468,000 | 3,996 |
| Net interest income | $1,727,000 | 3,733 |
| Provision for loan and lease losses | $23,000 | 2,602 |
| Total noninterest income | $303,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $232,000 | 1,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,762 |
| Total noninterest expense | $1,688,000 | 3,540 |
| Salaries and employee benefits | $770,000 | 3,731 |
| Premises and equipment expense | $207,000 | 3,188 |
| Additional noninterest expense | $71,000 | 3,762 |
| Pre-tax net operating income | $319,000 | 3,752 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $319,000 | 3,669 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $319,000 | 3,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $319,000 | 3,672 |
| Net charge-offs | $1,000 | 2,478 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $319,000 | 3,688 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 3,912 |
| Total interest expense | $212,000 | 4,049 |
| Net interest income | $830,000 | 3,784 |
| Provision for loan and lease losses | $-6,000 | 4,148 |
| Total noninterest income | $152,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $115,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 3,743 |
| Total noninterest expense | $834,000 | 3,563 |
| Salaries and employee benefits | $385,000 | 3,743 |
| Premises and equipment expense | $103,000 | 3,193 |
| Additional noninterest expense | $37,000 | 3,743 |
| Pre-tax net operating income | $154,000 | 3,734 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $154,000 | 3,675 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $154,000 | 3,713 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $154,000 | 3,676 |
| Net charge-offs | $1,000 | 2,067 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $154,000 | 3,676 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 3,928 |
| Total interest expense | $640,000 | 3,991 |
| Net interest income | $3,131,000 | 3,855 |
| Provision for loan and lease losses | $8,000 | 3,196 |
| Total noninterest income | $642,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $481,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 3,795 |
| Total noninterest expense | $3,247,000 | 3,603 |
| Salaries and employee benefits | $1,506,000 | 3,764 |
| Premises and equipment expense | $380,000 | 3,329 |
| Additional noninterest expense | $161,000 | 3,795 |
| Pre-tax net operating income | $518,000 | 3,935 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $518,000 | 3,865 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $518,000 | 3,904 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $518,000 | 3,866 |
| Net charge-offs | $-3,000 | 3,644 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $518,000 | 3,889 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 3,949 |
| Total interest expense | $409,000 | 4,031 |
| Net interest income | $2,356,000 | 3,872 |
| Provision for loan and lease losses | $8,000 | 2,969 |
| Total noninterest income | $472,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $359,000 | 1,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,820 |
| Total noninterest expense | $2,417,000 | 3,593 |
| Salaries and employee benefits | $1,117,000 | 3,772 |
| Premises and equipment expense | $286,000 | 3,324 |
| Additional noninterest expense | $113,000 | 3,818 |
| Pre-tax net operating income | $403,000 | 4,010 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $403,000 | 3,935 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $403,000 | 3,973 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $403,000 | 3,935 |
| Net charge-offs | $-5,000 | 3,673 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $403,000 | 3,963 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 3,966 |
| Total interest expense | $220,000 | 4,075 |
| Net interest income | $1,556,000 | 3,903 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $312,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $239,000 | 1,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,868 |
| Total noninterest expense | $1,637,000 | 3,578 |
| Salaries and employee benefits | $735,000 | 3,800 |
| Premises and equipment expense | $193,000 | 3,316 |
| Additional noninterest expense | $73,000 | 3,849 |
| Pre-tax net operating income | $231,000 | 4,111 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $231,000 | 4,040 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $231,000 | 4,080 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $231,000 | 4,039 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $231,000 | 4,064 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 4,001 |
| Total interest expense | $87,000 | 4,124 |
| Net interest income | $786,000 | 3,911 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $152,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $117,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 3,898 |
| Total noninterest expense | $830,000 | 3,599 |
| Salaries and employee benefits | $363,000 | 3,865 |
| Premises and equipment expense | $101,000 | 3,304 |
| Additional noninterest expense | $35,000 | 3,898 |
| Pre-tax net operating income | $108,000 | 4,177 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $108,000 | 4,119 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $108,000 | 4,119 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $108,000 | 4,119 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $108,000 | 4,144 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 4,073 |
| Total interest expense | $183,000 | 4,118 |
| Net interest income | $2,543,000 | 4,047 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $645,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $493,000 | 1,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 3,962 |
| Total noninterest expense | $2,931,000 | 3,748 |
| Salaries and employee benefits | $1,290,000 | 3,978 |
| Premises and equipment expense | $357,000 | 3,453 |
| Additional noninterest expense | $152,000 | 3,962 |
| Pre-tax net operating income | $257,000 | 4,368 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $257,000 | 4,319 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $257,000 | 4,318 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $257,000 | 4,319 |
| Net charge-offs | $-1,000 | 3,246 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $257,000 | 4,333 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 4,117 |
| Total interest expense | $138,000 | 4,008 |
| Net interest income | $1,812,000 | 4,091 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $519,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $378,000 | 1,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,880 |
| Total noninterest expense | $2,174,000 | 3,748 |
| Salaries and employee benefits | $951,000 | 3,988 |
| Premises and equipment expense | $241,000 | 3,581 |
| Additional noninterest expense | $141,000 | 3,880 |
| Pre-tax net operating income | $157,000 | 4,419 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $157,000 | 4,371 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $157,000 | 4,370 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $157,000 | 4,370 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $157,000 | 4,395 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 4,185 |
| Total interest expense | $98,000 | 3,947 |
| Net interest income | $1,126,000 | 4,169 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $396,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $250,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 3,603 |
| Total noninterest expense | $1,438,000 | 3,762 |
| Salaries and employee benefits | $634,000 | 4,014 |
| Premises and equipment expense | $175,000 | 3,491 |
| Additional noninterest expense | $629,000 | 3,359 |
| Pre-tax net operating income | $84,000 | 4,415 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $84,000 | 4,364 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $84,000 | 4,364 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $84,000 | 4,364 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $84,000 | 4,394 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 4,190 |
| Total interest expense | $54,000 | 3,859 |
| Net interest income | $541,000 | 4,185 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $116,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $127,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-11,000 | 4,768 |
| Total noninterest expense | $615,000 | 3,966 |
| Salaries and employee benefits | $317,000 | 4,022 |
| Premises and equipment expense | $89,000 | 3,496 |
| Additional noninterest expense | $209,000 | 3,848 |
| Pre-tax net operating income | $42,000 | 4,370 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $42,000 | 4,320 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $42,000 | 4,319 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $42,000 | 4,320 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $42,000 | 4,343 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 3,966 |
| Total interest expense | $278,000 | 3,832 |
| Net interest income | $3,080,000 | 3,943 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $683,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $502,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 4,054 |
| Total noninterest expense | $3,153,000 | 3,694 |
| Salaries and employee benefits | $1,442,000 | 3,928 |
| Premises and equipment expense | $411,000 | 3,303 |
| Additional noninterest expense | $1,300,000 | 3,313 |
| Pre-tax net operating income | $610,000 | 4,146 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $610,000 | 4,105 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $610,000 | 4,104 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $610,000 | 4,105 |
| Net charge-offs | $-25,000 | 3,905 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $610,000 | 4,083 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 3,967 |
| Total interest expense | $218,000 | 3,879 |
| Net interest income | $2,457,000 | 3,941 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $465,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $365,000 | 1,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,263 |
| Total noninterest expense | $2,419,000 | 3,691 |
| Salaries and employee benefits | $1,121,000 | 3,920 |
| Premises and equipment expense | $314,000 | 3,310 |
| Additional noninterest expense | $984,000 | 3,323 |
| Pre-tax net operating income | $503,000 | 4,216 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $503,000 | 4,177 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $503,000 | 4,176 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $503,000 | 4,177 |
| Net charge-offs | $-25,000 | 3,960 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $503,000 | 4,150 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,001 |
| Total interest expense | $154,000 | 3,885 |
| Net interest income | $1,625,000 | 3,975 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $303,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $216,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 4,136 |
| Total noninterest expense | $1,620,000 | 3,698 |
| Salaries and employee benefits | $744,000 | 3,944 |
| Premises and equipment expense | $204,000 | 3,366 |
| Additional noninterest expense | $672,000 | 3,277 |
| Pre-tax net operating income | $308,000 | 4,258 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $308,000 | 4,228 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $308,000 | 4,227 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $308,000 | 4,228 |
| Net charge-offs | $-23,000 | 4,111 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $308,000 | 4,198 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 4,139 |
| Total interest expense | $84,000 | 3,870 |
| Net interest income | $711,000 | 4,117 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $144,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $103,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,147 |
| Total noninterest expense | $734,000 | 3,831 |
| Salaries and employee benefits | $349,000 | 4,031 |
| Premises and equipment expense | $104,000 | 3,346 |
| Additional noninterest expense | $281,000 | 3,528 |
| Pre-tax net operating income | $121,000 | 4,360 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $121,000 | 4,325 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $121,000 | 4,324 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $121,000 | 4,325 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $121,000 | 4,306 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 4,131 |
| Total interest expense | $550,000 | 3,728 |
| Net interest income | $2,695,000 | 4,153 |
| Provision for loan and lease losses | $77,000 | 3,702 |
| Total noninterest income | $647,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $455,000 | 1,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,984 |
| Total noninterest expense | $3,071,000 | 3,781 |
| Salaries and employee benefits | $1,316,000 | 4,121 |
| Premises and equipment expense | $444,000 | 3,238 |
| Additional noninterest expense | $1,311,000 | 3,261 |
| Pre-tax net operating income | $194,000 | 4,542 |
| Securities gains (losses) | $3,000 | 2,512 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $197,000 | 4,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $197,000 | 4,547 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $197,000 | 4,548 |
| Net charge-offs | $-8,000 | 4,207 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $194,000 | 4,512 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 4,229 |
| Total interest expense | $446,000 | 3,726 |
| Net interest income | $1,843,000 | 4,257 |
| Provision for loan and lease losses | $16,000 | 4,073 |
| Total noninterest income | $490,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $356,000 | 1,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 4,023 |
| Total noninterest expense | $2,250,000 | 3,800 |
| Salaries and employee benefits | $975,000 | 4,138 |
| Premises and equipment expense | $319,000 | 3,314 |
| Additional noninterest expense | $956,000 | 3,285 |
| Pre-tax net operating income | $67,000 | 4,684 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $67,000 | 4,699 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $67,000 | 4,699 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $67,000 | 4,699 |
| Net charge-offs | $-8,000 | 4,194 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $67,000 | 4,675 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 4,261 |
| Total interest expense | $308,000 | 3,784 |
| Net interest income | $1,237,000 | 4,281 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $334,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $239,000 | 1,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,969 |
| Total noninterest expense | $1,509,000 | 3,806 |
| Salaries and employee benefits | $656,000 | 4,151 |
| Premises and equipment expense | $207,000 | 3,355 |
| Additional noninterest expense | $646,000 | 3,285 |
| Pre-tax net operating income | $62,000 | 4,645 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $62,000 | 4,662 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $62,000 | 4,661 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $62,000 | 4,662 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $62,000 | 4,631 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 4,335 |
| Total interest expense | $157,000 | 3,883 |
| Net interest income | $582,000 | 4,372 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $176,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $136,000 | 1,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,008 |
| Total noninterest expense | $739,000 | 3,874 |
| Salaries and employee benefits | $324,000 | 4,197 |
| Premises and equipment expense | $103,000 | 3,372 |
| Additional noninterest expense | $312,000 | 3,382 |
| Pre-tax net operating income | $19,000 | 4,670 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $19,000 | 4,658 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $19,000 | 4,658 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $19,000 | 4,658 |
| Net charge-offs | $11,000 | 1,834 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $19,000 | 4,667 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 4,377 |
| Total interest expense | $561,000 | 4,032 |
| Net interest income | $2,432,000 | 4,387 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $658,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $495,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 4,095 |
| Total noninterest expense | $3,055,000 | 3,864 |
| Salaries and employee benefits | $1,241,000 | 4,280 |
| Premises and equipment expense | $472,000 | 3,197 |
| Additional noninterest expense | $1,342,000 | 3,288 |
| Pre-tax net operating income | $35,000 | 4,944 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $35,000 | 4,960 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $35,000 | 4,961 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $35,000 | 4,962 |
| Net charge-offs | $90,000 | 2,273 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $35,000 | 4,942 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 4,443 |
| Total interest expense | $398,000 | 4,137 |
| Net interest income | $1,849,000 | 4,440 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $486,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $359,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 4,122 |
| Total noninterest expense | $2,312,000 | 3,891 |
| Salaries and employee benefits | $931,000 | 4,318 |
| Premises and equipment expense | $364,000 | 3,174 |
| Additional noninterest expense | $1,017,000 | 3,293 |
| Pre-tax net operating income | $23,000 | 5,042 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $23,000 | 5,055 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $23,000 | 5,055 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $23,000 | 5,055 |
| Net charge-offs | $49,000 | 2,229 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $23,000 | 5,042 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 4,473 |
| Total interest expense | $254,000 | 4,184 |
| Net interest income | $1,244,000 | 4,461 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $312,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $220,000 | 2,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 4,064 |
| Total noninterest expense | $1,537,000 | 3,914 |
| Salaries and employee benefits | $623,000 | 4,347 |
| Premises and equipment expense | $245,000 | 3,158 |
| Additional noninterest expense | $669,000 | 3,356 |
| Pre-tax net operating income | $19,000 | 5,074 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $19,000 | 5,080 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $19,000 | 5,079 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $19,000 | 5,078 |
| Net charge-offs | $-3,000 | 4,141 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $19,000 | 5,070 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 4,530 |
| Total interest expense | $129,000 | 4,178 |
| Net interest income | $608,000 | 4,529 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $153,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $107,000 | 2,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,046 |
| Total noninterest expense | $754,000 | 3,985 |
| Salaries and employee benefits | $308,000 | 4,399 |
| Premises and equipment expense | $121,000 | 3,218 |
| Additional noninterest expense | $325,000 | 3,407 |
| Pre-tax net operating income | $7,000 | 5,116 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $7,000 | 5,123 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,000 | 5,122 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $7,000 | 5,122 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $7,000 | 5,118 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 4,493 |
| Total interest expense | $578,000 | 3,742 |
| Net interest income | $2,405,000 | 4,558 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $709,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $466,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 3,901 |
| Total noninterest expense | $3,302,000 | 3,846 |
| Salaries and employee benefits | $1,166,000 | 4,501 |
| Premises and equipment expense | $486,000 | 3,199 |
| Additional noninterest expense | $1,650,000 | 2,975 |
| Pre-tax net operating income | $-188,000 | 5,289 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-188,000 | 5,284 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-188,000 | 5,283 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-188,000 | 5,283 |
| Net charge-offs | $44,000 | 2,702 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-188,000 | 5,287 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 4,533 |
| Total interest expense | $433,000 | 3,692 |
| Net interest income | $1,798,000 | 4,609 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $362,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $346,000 | 2,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,188 |
| Total noninterest expense | $2,330,000 | 3,979 |
| Salaries and employee benefits | $894,000 | 4,504 |
| Premises and equipment expense | $373,000 | 3,190 |
| Additional noninterest expense | $1,063,000 | 3,283 |
| Pre-tax net operating income | $-170,000 | 5,372 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-170,000 | 5,364 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-170,000 | 5,363 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-170,000 | 5,363 |
| Net charge-offs | $43,000 | 2,303 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-170,000 | 5,366 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 4,562 |
| Total interest expense | $285,000 | 3,641 |
| Net interest income | $1,206,000 | 4,646 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $357,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $229,000 | 2,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,905 |
| Total noninterest expense | $1,565,000 | 3,987 |
| Salaries and employee benefits | $601,000 | 4,540 |
| Premises and equipment expense | $250,000 | 3,207 |
| Additional noninterest expense | $714,000 | 3,284 |
| Pre-tax net operating income | $-2,000 | 5,354 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-2,000 | 5,341 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-2,000 | 5,339 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,000 | 5,340 |
| Net charge-offs | $25,000 | 2,124 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-2,000 | 5,346 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 4,630 |
| Total interest expense | $136,000 | 3,668 |
| Net interest income | $592,000 | 4,707 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $182,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,442 |
| Total noninterest expense | $816,000 | 3,952 |
| Salaries and employee benefits | $305,000 | 4,572 |
| Premises and equipment expense | $130,000 | 3,166 |
| Additional noninterest expense | $381,000 | 3,169 |
| Pre-tax net operating income | $-42,000 | 5,460 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-42,000 | 5,444 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-42,000 | 5,445 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-42,000 | 5,444 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-42,000 | 5,452 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 4,626 |
| Total interest expense | $548,000 | 3,538 |
| Net interest income | $2,397,000 | 4,716 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,205,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $525,000 | 1,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $680,000 | 2,764 |
| Total noninterest expense | $4,033,000 | 3,533 |
| Salaries and employee benefits | $1,273,000 | 4,547 |
| Premises and equipment expense | $539,000 | 3,123 |
| Additional noninterest expense | $2,221,000 | 2,470 |
| Pre-tax net operating income | $-431,000 | 5,564 |
| Securities gains (losses) | $-129,000 | 5,450 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-560,000 | 5,529 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-560,000 | 5,529 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-560,000 | 5,529 |
| Net charge-offs | $49,000 | 2,978 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-431,000 | 5,513 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 4,663 |
| Total interest expense | $415,000 | 3,533 |
| Net interest income | $1,796,000 | 4,761 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $499,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $280,000 | 2,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,867 |
| Total noninterest expense | $2,590,000 | 3,862 |
| Salaries and employee benefits | $957,000 | 4,569 |
| Premises and equipment expense | $410,000 | 3,126 |
| Additional noninterest expense | $1,223,000 | 3,056 |
| Pre-tax net operating income | $-295,000 | 5,629 |
| Securities gains (losses) | $-129,000 | 5,646 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-424,000 | 5,643 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-424,000 | 5,643 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-424,000 | 5,643 |
| Net charge-offs | $48,000 | 2,490 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-295,000 | 5,628 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 4,681 |
| Total interest expense | $261,000 | 3,589 |
| Net interest income | $1,223,000 | 4,760 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $301,000 | 3,719 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $251,000 | 2,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,869 |
| Total noninterest expense | $1,740,000 | 3,867 |
| Salaries and employee benefits | $632,000 | 4,626 |
| Premises and equipment expense | $274,000 | 3,127 |
| Additional noninterest expense | $834,000 | 3,016 |
| Pre-tax net operating income | $-216,000 | 5,671 |
| Securities gains (losses) | $-129,000 | 5,715 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-345,000 | 5,699 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-345,000 | 5,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-345,000 | 5,699 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-216,000 | 5,666 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 4,712 |
| Total interest expense | $110,000 | 3,867 |
| Net interest income | $628,000 | 4,767 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $110,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $89,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 5,007 |
| Total noninterest expense | $763,000 | 4,169 |
| Salaries and employee benefits | $306,000 | 4,711 |
| Premises and equipment expense | $135,000 | 3,196 |
| Additional noninterest expense | $322,000 | 3,564 |
| Pre-tax net operating income | $-25,000 | 5,665 |
| Securities gains (losses) | $-93,000 | 5,800 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-118,000 | 5,741 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-118,000 | 5,740 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-118,000 | 5,741 |
| Net charge-offs | $29,000 | 1,668 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-25,000 | 5,669 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 4,668 |
| Total interest expense | $477,000 | 3,721 |
| Net interest income | $2,625,000 | 4,734 |
| Provision for loan and lease losses | $30,000 | 3,875 |
| Total noninterest income | $1,405,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $367,000 | 2,605 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,038,000 | 2,359 |
| Total noninterest expense | $3,371,000 | 3,989 |
| Salaries and employee benefits | $1,274,000 | 4,674 |
| Premises and equipment expense | $532,000 | 3,250 |
| Additional noninterest expense | $1,565,000 | 3,249 |
| Pre-tax net operating income | $629,000 | 4,616 |
| Securities gains (losses) | $21,000 | 2,341 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $650,000 | 4,458 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $650,000 | 4,456 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $650,000 | 4,457 |
| Net charge-offs | $610,000 | 956 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $629,000 | 4,435 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 4,713 |
| Total interest expense | $361,000 | 3,733 |
| Net interest income | $1,958,000 | 4,784 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $1,300,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $277,000 | 2,599 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,023,000 | 2,013 |
| Total noninterest expense | $2,629,000 | 3,932 |
| Salaries and employee benefits | $978,000 | 4,639 |
| Premises and equipment expense | $402,000 | 3,257 |
| Additional noninterest expense | $1,249,000 | 3,127 |
| Pre-tax net operating income | $599,000 | 4,426 |
| Securities gains (losses) | $21,000 | 2,282 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $620,000 | 4,207 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $620,000 | 4,206 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $620,000 | 4,207 |
| Net charge-offs | $253,000 | 1,281 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $599,000 | 4,176 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 4,763 |
| Total interest expense | $240,000 | 3,755 |
| Net interest income | $1,290,000 | 4,846 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,132,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $187,000 | 2,549 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $945,000 | 1,621 |
| Total noninterest expense | $1,778,000 | 3,933 |
| Salaries and employee benefits | $680,000 | 4,621 |
| Premises and equipment expense | $263,000 | 3,311 |
| Additional noninterest expense | $835,000 | 3,129 |
| Pre-tax net operating income | $644,000 | 3,773 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $653,000 | 3,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $653,000 | 3,524 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $653,000 | 3,526 |
| Net charge-offs | $244,000 | 998 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $644,000 | 3,487 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 4,795 |
| Total interest expense | $121,000 | 3,762 |
| Net interest income | $648,000 | 4,872 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $944,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $94,000 | 2,518 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $850,000 | 1,053 |
| Total noninterest expense | $959,000 | 3,792 |
| Salaries and employee benefits | $392,000 | 4,391 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $436,000 | 3,038 |
| Pre-tax net operating income | $633,000 | 2,651 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $641,000 | 2,338 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $641,000 | 2,338 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $641,000 | 2,338 |
| Net charge-offs | $198,000 | 669 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $633,000 | 2,311 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 4,601 |
| Total interest expense | $508,000 | 3,697 |
| Net interest income | $2,926,000 | 4,684 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $696,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $365,000 | 2,697 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $331,000 | 3,843 |
| Total noninterest expense | $4,045,000 | 3,691 |
| Salaries and employee benefits | $1,637,000 | 4,308 |
| Premises and equipment expense | $533,000 | 3,355 |
| Additional noninterest expense | $1,875,000 | 2,924 |
| Pre-tax net operating income | $-423,000 | 6,021 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-422,000 | 6,032 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-422,000 | 6,033 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-422,000 | 6,033 |
| Net charge-offs | $253,000 | 1,766 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-423,000 | 6,022 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 4,601 |
| Total interest expense | $384,000 | 3,733 |
| Net interest income | $2,254,000 | 4,684 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $498,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $260,000 | 2,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 3,940 |
| Total noninterest expense | $3,057,000 | 3,697 |
| Salaries and employee benefits | $1,238,000 | 4,307 |
| Premises and equipment expense | $401,000 | 3,386 |
| Additional noninterest expense | $1,418,000 | 2,902 |
| Pre-tax net operating income | $-305,000 | 6,121 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-305,000 | 6,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-305,000 | 6,130 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-305,000 | 6,130 |
| Net charge-offs | $247,000 | 1,356 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-305,000 | 6,118 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 4,566 |
| Total interest expense | $256,000 | 3,770 |
| Net interest income | $1,574,000 | 4,626 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $340,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $164,000 | 2,862 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,825 |
| Total noninterest expense | $2,064,000 | 3,703 |
| Salaries and employee benefits | $826,000 | 4,355 |
| Premises and equipment expense | $267,000 | 3,401 |
| Additional noninterest expense | $971,000 | 2,874 |
| Pre-tax net operating income | $-150,000 | 6,154 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-150,000 | 6,173 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-150,000 | 6,173 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-150,000 | 6,173 |
| Net charge-offs | $219,000 | 1,130 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-150,000 | 6,156 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $793,000 | 4,878 |
| Total interest expense | $131,000 | 3,747 |
| Net interest income | $662,000 | 4,961 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $176,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $89,000 | 2,705 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 3,810 |
| Total noninterest expense | $897,000 | 4,055 |
| Salaries and employee benefits | $420,000 | 4,352 |
| Premises and equipment expense | $129,000 | 3,500 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $-59,000 | 6,170 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-59,000 | 6,198 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-59,000 | 6,199 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-59,000 | 6,199 |
| Net charge-offs | $171,000 | 816 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-59,000 | 6,174 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 4,989 |
| Total interest expense | $780,000 | 3,085 |
| Net interest income | $2,330,000 | 5,218 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $586,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $377,000 | 2,783 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $209,000 | 4,480 |
| Total noninterest expense | $3,666,000 | 4,022 |
| Salaries and employee benefits | $1,648,000 | 4,413 |
| Premises and equipment expense | $551,000 | 3,423 |
| Additional noninterest expense | $1,467,000 | 3,601 |
| Pre-tax net operating income | $-750,000 | 6,327 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-750,000 | 6,339 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-750,000 | 6,339 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-750,000 | 6,339 |
| Net charge-offs | $355,000 | 1,844 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-750,000 | 6,335 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 5,081 |
| Total interest expense | $610,000 | 3,060 |
| Net interest income | $1,662,000 | 5,361 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $457,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $284,000 | 2,812 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $173,000 | 4,395 |
| Total noninterest expense | $2,722,000 | 4,071 |
| Salaries and employee benefits | $1,240,000 | 4,426 |
| Premises and equipment expense | $0 | 6,575 |
| Additional noninterest expense | $1,482,000 | 2,907 |
| Pre-tax net operating income | $-603,000 | 6,409 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-603,000 | 6,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-603,000 | 6,412 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-603,000 | 6,412 |
| Net charge-offs | $296,000 | 1,617 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-603,000 | 6,412 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 5,129 |
| Total interest expense | $410,000 | 3,072 |
| Net interest income | $1,083,000 | 5,421 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $239,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $176,000 | 2,943 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $63,000 | 5,101 |
| Total noninterest expense | $1,808,000 | 4,099 |
| Salaries and employee benefits | $822,000 | 4,468 |
| Premises and equipment expense | $285,000 | 3,409 |
| Additional noninterest expense | $701,000 | 3,733 |
| Pre-tax net operating income | $-486,000 | 6,505 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-486,000 | 6,517 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-486,000 | 6,518 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-486,000 | 6,518 |
| Net charge-offs | $125,000 | 1,990 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-486,000 | 6,516 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 5,274 |
| Total interest expense | $210,000 | 3,059 |
| Net interest income | $498,000 | 5,613 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $158,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $74,000 | 4,014 |
| Total noninterest expense | $871,000 | 4,219 |
| Salaries and employee benefits | $411,000 | 4,508 |
| Premises and equipment expense | $147,000 | 3,389 |
| Additional noninterest expense | $313,000 | 4,010 |
| Pre-tax net operating income | $-215,000 | 6,537 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-215,000 | 6,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-215,000 | 6,542 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-215,000 | 6,542 |
| Net charge-offs | $57,000 | 1,762 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-215,000 | 6,541 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 5,061 |
| Total interest expense | $1,129,000 | 2,685 |
| Net interest income | $2,156,000 | 5,519 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,117,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $381,000 | 2,919 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $736,000 | 2,804 |
| Total noninterest expense | $4,298,000 | 3,749 |
| Salaries and employee benefits | $1,977,000 | 4,107 |
| Premises and equipment expense | $576,000 | 3,398 |
| Additional noninterest expense | $1,745,000 | 3,277 |
| Pre-tax net operating income | $-1,025,000 | 6,571 |
| Securities gains (losses) | $70,000 | 1,565 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-955,000 | 6,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-955,000 | 6,578 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-955,000 | 6,578 |
| Net charge-offs | $232,000 | 2,841 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,025,000 | 6,578 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 5,108 |
| Total interest expense | $893,000 | 2,654 |
| Net interest income | $1,570,000 | 5,647 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $318,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $280,000 | 2,973 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,000 | 5,940 |
| Total noninterest expense | $3,136,000 | 3,836 |
| Salaries and employee benefits | $1,408,000 | 4,228 |
| Premises and equipment expense | $437,000 | 3,415 |
| Additional noninterest expense | $1,291,000 | 3,311 |
| Pre-tax net operating income | $-1,248,000 | 6,730 |
| Securities gains (losses) | $70,000 | 1,441 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,178,000 | 6,734 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,178,000 | 6,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,178,000 | 6,735 |
| Net charge-offs | $92,000 | 3,335 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,248,000 | 6,728 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 5,111 |
| Total interest expense | $634,000 | 2,594 |
| Net interest income | $1,034,000 | 5,685 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $126,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $172,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-46,000 | 6,751 |
| Total noninterest expense | $2,134,000 | 3,801 |
| Salaries and employee benefits | $979,000 | 4,172 |
| Premises and equipment expense | $299,000 | 3,364 |
| Additional noninterest expense | $856,000 | 3,339 |
| Pre-tax net operating income | $-974,000 | 6,786 |
| Securities gains (losses) | $70,000 | 1,319 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-904,000 | 6,794 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-904,000 | 6,796 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-904,000 | 6,795 |
| Net charge-offs | $54,000 | 3,291 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-974,000 | 6,793 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 5,045 |
| Total interest expense | $314,000 | 2,691 |
| Net interest income | $553,000 | 5,589 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $156,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $1,100,000 | 3,765 |
| Salaries and employee benefits | $527,000 | 4,027 |
| Premises and equipment expense | $156,000 | 3,295 |
| Additional noninterest expense | $417,000 | 3,411 |
| Pre-tax net operating income | $-391,000 | 6,830 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-391,000 | 6,850 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-391,000 | 6,851 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-391,000 | 6,851 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-391,000 | 6,835 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 4,957 |
| Total interest expense | $1,396,000 | 2,880 |
| Net interest income | $2,474,000 | 5,490 |
| Provision for loan and lease losses | $635,000 | 2,389 |
| Total noninterest income | $378,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $389,000 | 2,981 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-11,000 | 6,602 |
| Total noninterest expense | $5,341,000 | 3,301 |
| Salaries and employee benefits | $2,173,000 | 3,931 |
| Premises and equipment expense | $695,000 | 3,037 |
| Additional noninterest expense | $2,473,000 | 2,598 |
| Pre-tax net operating income | $-3,124,000 | 6,884 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,124,000 | 6,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,124,000 | 6,899 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,124,000 | 6,899 |
| Net charge-offs | $493,000 | 2,668 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,124,000 | 6,885 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 5,008 |
| Total interest expense | $1,058,000 | 2,941 |
| Net interest income | $1,882,000 | 5,531 |
| Provision for loan and lease losses | $635,000 | 1,976 |
| Total noninterest income | $381,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $291,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $90,000 | 5,240 |
| Total noninterest expense | $3,985,000 | 3,351 |
| Salaries and employee benefits | $1,651,000 | 3,899 |
| Premises and equipment expense | $525,000 | 3,056 |
| Additional noninterest expense | $1,809,000 | 2,654 |
| Pre-tax net operating income | $-2,357,000 | 7,000 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-2,357,000 | 7,019 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,357,000 | 7,016 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,357,000 | 7,018 |
| Net charge-offs | $341,000 | 2,671 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,357,000 | 7,006 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 5,009 |
| Total interest expense | $714,000 | 3,009 |
| Net interest income | $1,281,000 | 5,536 |
| Provision for loan and lease losses | $635,000 | 1,510 |
| Total noninterest income | $286,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $188,000 | 3,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,686 |
| Total noninterest expense | $2,485,000 | 3,514 |
| Salaries and employee benefits | $1,073,000 | 3,992 |
| Premises and equipment expense | $352,000 | 3,041 |
| Additional noninterest expense | $1,060,000 | 2,974 |
| Pre-tax net operating income | $-1,553,000 | 7,049 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,553,000 | 7,076 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,553,000 | 7,075 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,553,000 | 7,076 |
| Net charge-offs | $252,000 | 2,489 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,553,000 | 7,060 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,041 |
| Total interest expense | $362,000 | 3,070 |
| Net interest income | $638,000 | 5,567 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $118,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $94,000 | 3,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $1,067,000 | 3,926 |
| Salaries and employee benefits | $543,000 | 3,994 |
| Premises and equipment expense | $175,000 | 3,083 |
| Additional noninterest expense | $349,000 | 3,993 |
| Pre-tax net operating income | $-311,000 | 6,951 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-311,000 | 6,991 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-311,000 | 6,991 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-311,000 | 6,991 |
| Net charge-offs | $106,000 | 2,392 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-311,000 | 6,962 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 4,748 |
| Total interest expense | $1,597,000 | 3,282 |
| Net interest income | $3,049,000 | 5,220 |
| Provision for loan and lease losses | $1,511,000 | 1,874 |
| Total noninterest income | $711,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $398,000 | 3,036 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $313,000 | 3,792 |
| Total noninterest expense | $4,907,000 | 3,595 |
| Salaries and employee benefits | $2,161,000 | 3,953 |
| Premises and equipment expense | $714,000 | 3,153 |
| Additional noninterest expense | $2,032,000 | 3,093 |
| Pre-tax net operating income | $-2,658,000 | 6,883 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $9,000 | 4,328 |
| Income before extraordinary items | $-2,667,000 | 6,916 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,667,000 | 6,916 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,667,000 | 6,916 |
| Net charge-offs | $2,583,000 | 1,320 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,667,000 | 6,897 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 4,740 |
| Total interest expense | $1,223,000 | 3,358 |
| Net interest income | $2,368,000 | 5,186 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $553,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $292,000 | 3,096 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $261,000 | 3,678 |
| Total noninterest expense | $3,697,000 | 3,584 |
| Salaries and employee benefits | $1,596,000 | 4,004 |
| Premises and equipment expense | $542,000 | 3,162 |
| Additional noninterest expense | $1,559,000 | 3,038 |
| Pre-tax net operating income | $-976,000 | 6,791 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-976,000 | 6,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-976,000 | 6,853 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-976,000 | 6,852 |
| Net charge-offs | $570,000 | 2,529 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-976,000 | 6,824 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 4,701 |
| Total interest expense | $837,000 | 3,396 |
| Net interest income | $1,622,000 | 5,149 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $332,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $192,000 | 3,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 4,059 |
| Total noninterest expense | $2,174,000 | 3,950 |
| Salaries and employee benefits | $1,055,000 | 4,051 |
| Premises and equipment expense | $372,000 | 3,113 |
| Additional noninterest expense | $747,000 | 3,910 |
| Pre-tax net operating income | $-420,000 | 6,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-420,000 | 6,799 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-420,000 | 6,798 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-420,000 | 6,799 |
| Net charge-offs | $86,000 | 3,991 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-420,000 | 6,792 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 4,645 |
| Total interest expense | $436,000 | 3,395 |
| Net interest income | $831,000 | 5,062 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $163,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $98,000 | 3,019 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $1,078,000 | 3,990 |
| Salaries and employee benefits | $519,000 | 4,124 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $373,000 | 3,914 |
| Pre-tax net operating income | $-84,000 | 6,651 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-84,000 | 6,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-84,000 | 6,680 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-84,000 | 6,680 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-84,000 | 6,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 4,671 |
| Total interest expense | $2,000,000 | 3,569 |
| Net interest income | $3,271,000 | 5,134 |
| Provision for loan and lease losses | $2,660,000 | 1,748 |
| Total noninterest income | $635,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $509,000 | 2,613 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 5,171 |
| Total noninterest expense | $5,453,000 | 3,362 |
| Salaries and employee benefits | $2,176,000 | 3,989 |
| Premises and equipment expense | $756,000 | 3,102 |
| Additional noninterest expense | $2,521,000 | 2,671 |
| Pre-tax net operating income | $-4,207,000 | 7,049 |
| Securities gains (losses) | $144,000 | 1,867 |
| Applicable income taxes | $618,000 | 1,704 |
| Income before extraordinary items | $-4,681,000 | 7,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,681,000 | 7,154 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,681,000 | 7,154 |
| Net charge-offs | $1,113,000 | 2,543 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,825,000 | 7,143 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 4,544 |
| Total interest expense | $1,545,000 | 3,629 |
| Net interest income | $2,739,000 | 4,892 |
| Provision for loan and lease losses | $1,600,000 | 1,899 |
| Total noninterest income | $285,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $390,000 | 2,636 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-105,000 | 7,391 |
| Total noninterest expense | $3,844,000 | 3,538 |
| Salaries and employee benefits | $1,622,000 | 4,047 |
| Premises and equipment expense | $557,000 | 3,197 |
| Additional noninterest expense | $1,665,000 | 2,921 |
| Pre-tax net operating income | $-2,420,000 | 7,125 |
| Securities gains (losses) | $144,000 | 1,638 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,276,000 | 7,177 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,276,000 | 7,176 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,276,000 | 7,177 |
| Net charge-offs | $628,000 | 2,760 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,420,000 | 7,176 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 4,564 |
| Total interest expense | $1,049,000 | 3,678 |
| Net interest income | $1,827,000 | 4,903 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $221,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $260,000 | 2,640 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-39,000 | 7,431 |
| Total noninterest expense | $2,320,000 | 3,823 |
| Salaries and employee benefits | $1,094,000 | 4,032 |
| Premises and equipment expense | $374,000 | 3,206 |
| Additional noninterest expense | $852,000 | 3,634 |
| Pre-tax net operating income | $-872,000 | 6,944 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-871,000 | 7,036 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-871,000 | 7,036 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-871,000 | 7,036 |
| Net charge-offs | $142,000 | 3,890 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-872,000 | 7,003 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 4,563 |
| Total interest expense | $533,000 | 3,757 |
| Net interest income | $936,000 | 4,869 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $82,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-52,000 | 7,678 |
| Total noninterest expense | $1,330,000 | 3,469 |
| Salaries and employee benefits | $556,000 | 4,038 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $579,000 | 2,795 |
| Pre-tax net operating income | $-312,000 | 6,984 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-312,000 | 7,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-312,000 | 7,095 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-312,000 | 7,094 |
| Net charge-offs | $140,000 | 2,795 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-312,000 | 7,053 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 4,629 |
| Total interest expense | $2,101,000 | 4,308 |
| Net interest income | $3,883,000 | 4,641 |
| Provision for loan and lease losses | $1,250,000 | 3,151 |
| Total noninterest income | $728,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $538,000 | 2,739 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $190,000 | 4,719 |
| Total noninterest expense | $3,643,000 | 4,597 |
| Salaries and employee benefits | $2,534,000 | 3,649 |
| Premises and equipment expense | $787,000 | 3,163 |
| Additional noninterest expense | $322,000 | 7,354 |
| Pre-tax net operating income | $-282,000 | 5,788 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $604,000 | 1,375 |
| Income before extraordinary items | $-881,000 | 6,304 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-881,000 | 6,303 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-881,000 | 6,303 |
| Net charge-offs | $1,330,000 | 2,520 |
| Cash dividends | $246,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-886,000 | 6,312 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,528,000 | 4,651 |
| Total interest expense | $1,579,000 | 4,444 |
| Net interest income | $2,949,000 | 4,639 |
| Provision for loan and lease losses | $450,000 | 3,968 |
| Total noninterest income | $456,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $403,000 | 2,744 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $53,000 | 6,161 |
| Total noninterest expense | $3,445,000 | 3,944 |
| Salaries and employee benefits | $1,767,000 | 3,907 |
| Premises and equipment expense | $557,000 | 3,358 |
| Additional noninterest expense | $1,121,000 | 4,062 |
| Pre-tax net operating income | $-490,000 | 6,323 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-485,000 | 6,413 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-485,000 | 6,414 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-485,000 | 6,413 |
| Net charge-offs | $913,000 | 2,298 |
| Cash dividends | $246,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-490,000 | 6,414 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 4,661 |
| Total interest expense | $1,056,000 | 4,566 |
| Net interest income | $1,990,000 | 4,598 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $278,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $268,000 | 2,727 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $2,309,000 | 3,954 |
| Salaries and employee benefits | $1,188,000 | 3,931 |
| Premises and equipment expense | $358,000 | 3,472 |
| Additional noninterest expense | $763,000 | 4,017 |
| Pre-tax net operating income | $-341,000 | 6,478 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-336,000 | 6,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-336,000 | 6,583 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-336,000 | 6,583 |
| Net charge-offs | $468,000 | 2,417 |
| Cash dividends | $164,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-341,000 | 6,574 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 4,870 |
| Total interest expense | $559,000 | 4,527 |
| Net interest income | $878,000 | 4,949 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $167,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $1,130,000 | 3,943 |
| Salaries and employee benefits | $586,000 | 3,985 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $360,000 | 3,872 |
| Pre-tax net operating income | $-235,000 | 6,952 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-230,000 | 7,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-230,000 | 7,084 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-230,000 | 7,084 |
| Net charge-offs | $108,000 | 2,787 |
| Cash dividends | $82,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-235,000 | 7,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,068,000 | 4,458 |
| Total interest expense | $2,709,000 | 4,531 |
| Net interest income | $4,359,000 | 4,309 |
| Provision for loan and lease losses | $1,077,000 | 2,593 |
| Total noninterest income | $853,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $688,000 | 2,375 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $165,000 | 5,151 |
| Total noninterest expense | $4,073,000 | 4,181 |
| Salaries and employee benefits | $2,215,000 | 4,117 |
| Premises and equipment expense | $713,000 | 3,468 |
| Additional noninterest expense | $1,145,000 | 4,432 |
| Pre-tax net operating income | $62,000 | 6,137 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $60,000 | 3,750 |
| Income before extraordinary items | $5,000 | 6,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $819,000 | 2,177 |
| Cash dividends | $497,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,080 | 6,352 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 4,479 |
| Total interest expense | $2,041,000 | 4,642 |
| Net interest income | $3,335,000 | 4,283 |
| Provision for loan and lease losses | $304,000 | 3,526 |
| Total noninterest income | $647,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $518,000 | 2,384 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $129,000 | 5,202 |
| Total noninterest expense | $3,014,000 | 4,205 |
| Salaries and employee benefits | $1,639,000 | 4,195 |
| Premises and equipment expense | $500,000 | 3,631 |
| Additional noninterest expense | $875,000 | 4,287 |
| Pre-tax net operating income | $664,000 | 4,451 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $156,000 | 3,191 |
| Income before extraordinary items | $511,000 | 4,411 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $511,000 | 4,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,695 |
| Cash dividends | $456,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $508,690 | 4,557 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 4,536 |
| Total interest expense | $1,406,000 | 4,688 |
| Net interest income | $2,185,000 | 4,333 |
| Provision for loan and lease losses | $206,000 | 3,106 |
| Total noninterest income | $436,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $355,000 | 2,324 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $1,981,000 | 4,259 |
| Salaries and employee benefits | $1,077,000 | 4,273 |
| Premises and equipment expense | $322,000 | 3,748 |
| Additional noninterest expense | $582,000 | 4,279 |
| Pre-tax net operating income | $434,000 | 4,641 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $122,000 | 3,240 |
| Income before extraordinary items | $315,000 | 4,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,950 |
| Cash dividends | $333,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $312,840 | 4,871 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 5,022 |
| Total interest expense | $718,000 | 4,820 |
| Net interest income | $853,000 | 5,109 |
| Provision for loan and lease losses | $108,000 | 2,615 |
| Total noninterest income | $495,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $170,000 | 2,369 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $325,000 | 1,876 |
| Total noninterest expense | $970,000 | 4,330 |
| Salaries and employee benefits | $553,000 | 4,207 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $271,000 | 4,437 |
| Pre-tax net operating income | $270,000 | 4,384 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $67,000 | 3,264 |
| Income before extraordinary items | $203,000 | 4,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $251,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $203,000 | 4,535 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 4,671 |
| Total interest expense | $2,789,000 | 4,986 |
| Net interest income | $4,407,000 | 4,351 |
| Provision for loan and lease losses | $547,000 | 2,201 |
| Total noninterest income | $1,586,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $680,000 | 2,424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $906,000 | 2,374 |
| Total noninterest expense | $3,849,000 | 4,237 |
| Salaries and employee benefits | $2,261,000 | 3,999 |
| Premises and equipment expense | $477,000 | 4,509 |
| Additional noninterest expense | $1,111,000 | 4,302 |
| Pre-tax net operating income | $1,597,000 | 3,798 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $548,000 | 2,620 |
| Income before extraordinary items | $1,049,000 | 4,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,049,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,830 |
| Cash dividends | $337,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,049,000 | 4,191 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 4,636 |
| Total interest expense | $2,070,000 | 5,017 |
| Net interest income | $3,415,000 | 4,284 |
| Provision for loan and lease losses | $394,000 | 1,889 |
| Total noninterest income | $1,095,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $493,000 | 2,469 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $602,000 | 2,555 |
| Total noninterest expense | $2,792,000 | 4,317 |
| Salaries and employee benefits | $1,574,000 | 4,217 |
| Premises and equipment expense | $353,000 | 4,521 |
| Additional noninterest expense | $865,000 | 4,136 |
| Pre-tax net operating income | $1,324,000 | 3,743 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $466,000 | 2,621 |
| Income before extraordinary items | $858,000 | 4,210 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $858,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,873 |
| Cash dividends | $251,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $858,000 | 4,194 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 4,614 |
| Total interest expense | $1,331,000 | 5,123 |
| Net interest income | $2,383,000 | 4,185 |
| Provision for loan and lease losses | $266,000 | 1,715 |
| Total noninterest income | $674,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $352,000 | 2,759 |
| Total noninterest expense | $1,856,000 | 4,353 |
| Salaries and employee benefits | $1,063,000 | 4,221 |
| Premises and equipment expense | $231,000 | 4,602 |
| Additional noninterest expense | $562,000 | 4,212 |
| Pre-tax net operating income | $935,000 | 3,683 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $306,000 | 2,713 |
| Income before extraordinary items | $629,000 | 4,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $629,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,190 |
| Cash dividends | $169,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $629,000 | 4,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 4,529 |
| Total interest expense | $654,000 | 5,151 |
| Net interest income | $1,253,000 | 4,022 |
| Provision for loan and lease losses | $138,000 | 1,598 |
| Total noninterest income | $339,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $157,000 | 2,508 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $182,000 | 2,689 |
| Total noninterest expense | $930,000 | 4,356 |
| Salaries and employee benefits | $541,000 | 4,193 |
| Premises and equipment expense | $117,000 | 4,586 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $524,000 | 3,411 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $176,000 | 2,572 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $82,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $348,000 | 3,816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 4,660 |
| Total interest expense | $1,964,000 | 5,449 |
| Net interest income | $4,792,000 | 4,136 |
| Provision for loan and lease losses | $453,000 | 2,053 |
| Total noninterest income | $1,375,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $781,000 | 2,158 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $594,000 | 3,036 |
| Total noninterest expense | $3,878,000 | 4,077 |
| Salaries and employee benefits | $2,295,000 | 3,857 |
| Premises and equipment expense | $487,000 | 4,347 |
| Additional noninterest expense | $1,096,000 | 4,224 |
| Pre-tax net operating income | $1,836,000 | 3,845 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $627,000 | 2,827 |
| Income before extraordinary items | $1,209,000 | 4,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,209,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,426 |
| Cash dividends | $260,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,209,000 | 4,244 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 4,743 |
| Total interest expense | $1,365,000 | 5,592 |
| Net interest income | $3,526,000 | 4,224 |
| Provision for loan and lease losses | $330,000 | 1,984 |
| Total noninterest income | $982,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $594,000 | 2,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $388,000 | 3,269 |
| Total noninterest expense | $2,769,000 | 4,213 |
| Salaries and employee benefits | $1,554,000 | 4,143 |
| Premises and equipment expense | $358,000 | 4,405 |
| Additional noninterest expense | $857,000 | 4,056 |
| Pre-tax net operating income | $1,409,000 | 3,933 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $447,000 | 3,020 |
| Income before extraordinary items | $962,000 | 4,264 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $962,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,767 |
| Cash dividends | $170,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $962,000 | 4,249 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 4,816 |
| Total interest expense | $852,000 | 5,642 |
| Net interest income | $2,285,000 | 4,316 |
| Provision for loan and lease losses | $233,000 | 1,882 |
| Total noninterest income | $677,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $398,000 | 2,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,148 |
| Total noninterest expense | $1,801,000 | 4,301 |
| Salaries and employee benefits | $1,034,000 | 4,171 |
| Premises and equipment expense | $211,000 | 4,767 |
| Additional noninterest expense | $556,000 | 4,152 |
| Pre-tax net operating income | $928,000 | 3,975 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $284,000 | 3,120 |
| Income before extraordinary items | $644,000 | 4,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $644,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $163,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $644,000 | 4,264 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 4,990 |
| Total interest expense | $411,000 | 5,618 |
| Net interest income | $1,043,000 | 4,590 |
| Provision for loan and lease losses | $102,000 | 1,973 |
| Total noninterest income | $352,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $193,000 | 2,111 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,870 |
| Total noninterest expense | $859,000 | 4,471 |
| Salaries and employee benefits | $500,000 | 4,286 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $255,000 | 4,409 |
| Pre-tax net operating income | $434,000 | 4,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $127,000 | 3,258 |
| Income before extraordinary items | $307,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,032 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $307,000 | 4,354 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 4,995 |
| Total interest expense | $1,324,000 | 5,569 |
| Net interest income | $3,924,000 | 4,682 |
| Provision for loan and lease losses | $282,000 | 2,965 |
| Total noninterest income | $994,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $810,000 | 2,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,330 |
| Total noninterest expense | $3,280,000 | 4,499 |
| Salaries and employee benefits | $1,895,000 | 4,289 |
| Premises and equipment expense | $477,000 | 4,314 |
| Additional noninterest expense | $908,000 | 4,737 |
| Pre-tax net operating income | $1,356,000 | 4,631 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $431,000 | 3,585 |
| Income before extraordinary items | $930,000 | 5,003 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $930,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,235 |
| Cash dividends | $12,000 | 5,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $926,600 | 4,980 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 5,068 |
| Total interest expense | $919,000 | 5,676 |
| Net interest income | $2,889,000 | 4,753 |
| Provision for loan and lease losses | $247,000 | 2,571 |
| Total noninterest income | $713,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $589,000 | 2,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 5,547 |
| Total noninterest expense | $2,403,000 | 4,542 |
| Salaries and employee benefits | $1,403,000 | 4,307 |
| Premises and equipment expense | $347,000 | 4,392 |
| Additional noninterest expense | $653,000 | 4,845 |
| Pre-tax net operating income | $952,000 | 4,897 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $276,000 | 3,931 |
| Income before extraordinary items | $681,000 | 5,151 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $681,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $4,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $677,450 | 5,119 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 5,281 |
| Total interest expense | $545,000 | 5,818 |
| Net interest income | $1,786,000 | 4,963 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $464,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $377,000 | 2,181 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $1,519,000 | 4,690 |
| Salaries and employee benefits | $890,000 | 4,469 |
| Premises and equipment expense | $216,000 | 4,551 |
| Additional noninterest expense | $413,000 | 4,983 |
| Pre-tax net operating income | $581,000 | 5,083 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $180,000 | 3,968 |
| Income before extraordinary items | $406,000 | 5,411 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $406,000 | 5,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,379 |
| Cash dividends | $4,000 | 5,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $402,550 | 5,395 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,493 |
| Total interest expense | $249,000 | 5,976 |
| Net interest income | $835,000 | 5,206 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $211,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $169,000 | 2,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $737,000 | 4,804 |
| Salaries and employee benefits | $439,000 | 4,517 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $256,000 | 5,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 5,601 |
| Total interest expense | $810,000 | 6,222 |
| Net interest income | $3,121,000 | 5,294 |
| Provision for loan and lease losses | $235,000 | 3,414 |
| Total noninterest income | $985,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $842,000 | 2,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $143,000 | 5,779 |
| Total noninterest expense | $2,811,000 | 4,891 |
| Salaries and employee benefits | $1,605,000 | 4,720 |
| Premises and equipment expense | $392,000 | 4,829 |
| Additional noninterest expense | $814,000 | 5,033 |
| Pre-tax net operating income | $1,060,000 | 5,095 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $330,000 | 4,031 |
| Income before extraordinary items | $738,000 | 5,448 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $738,000 | 5,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,843 |
| Cash dividends | $10,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $732,480 | 5,386 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 5,695 |
| Total interest expense | $595,000 | 6,279 |
| Net interest income | $2,261,000 | 5,391 |
| Provision for loan and lease losses | $158,000 | 3,444 |
| Total noninterest income | $742,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $632,000 | 2,058 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $110,000 | 5,753 |
| Total noninterest expense | $2,124,000 | 4,806 |
| Salaries and employee benefits | $1,207,000 | 4,660 |
| Premises and equipment expense | $287,000 | 4,897 |
| Additional noninterest expense | $630,000 | 4,889 |
| Pre-tax net operating income | $721,000 | 5,449 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $246,000 | 4,112 |
| Income before extraordinary items | $483,000 | 5,891 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $483,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,710 |
| Cash dividends | $5,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $477,720 | 5,854 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 5,759 |
| Total interest expense | $392,000 | 6,339 |
| Net interest income | $1,486,000 | 5,442 |
| Provision for loan and lease losses | $106,000 | 3,370 |
| Total noninterest income | $482,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $417,000 | 2,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,411,000 | 4,849 |
| Salaries and employee benefits | $806,000 | 4,694 |
| Premises and equipment expense | $190,000 | 4,934 |
| Additional noninterest expense | $415,000 | 4,941 |
| Pre-tax net operating income | $451,000 | 5,565 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $176,000 | 3,992 |
| Income before extraordinary items | $283,000 | 6,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 6,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $277,880 | 6,135 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 5,734 |
| Total interest expense | $193,000 | 6,436 |
| Net interest income | $756,000 | 5,393 |
| Provision for loan and lease losses | $52,000 | 3,247 |
| Total noninterest income | $241,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $210,000 | 1,982 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $700,000 | 4,921 |
| Salaries and employee benefits | $394,000 | 4,796 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $245,000 | 5,335 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $86,000 | 4,024 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $161,720 | 5,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 5,744 |
| Total interest expense | $921,000 | 6,346 |
| Net interest income | $2,970,000 | 5,346 |
| Provision for loan and lease losses | $133,000 | 4,781 |
| Total noninterest income | $987,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $837,000 | 2,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $150,000 | 5,822 |
| Total noninterest expense | $2,584,000 | 5,098 |
| Salaries and employee benefits | $1,594,000 | 4,653 |
| Premises and equipment expense | $412,000 | 4,641 |
| Additional noninterest expense | $578,000 | 6,113 |
| Pre-tax net operating income | $1,240,000 | 4,602 |
| Securities gains (losses) | $42,000 | 2,666 |
| Applicable income taxes | $530,000 | 3,280 |
| Income before extraordinary items | $752,000 | 5,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $752,000 | 5,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,920 |
| Cash dividends | $9,000 | 6,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $725,120 | 5,334 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 5,813 |
| Total interest expense | $726,000 | 6,360 |
| Net interest income | $2,193,000 | 5,404 |
| Provision for loan and lease losses | $113,000 | 4,460 |
| Total noninterest income | $726,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $611,000 | 2,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 5,813 |
| Total noninterest expense | $2,060,000 | 4,880 |
| Salaries and employee benefits | $1,189,000 | 4,652 |
| Premises and equipment expense | $300,000 | 4,713 |
| Additional noninterest expense | $571,000 | 5,190 |
| Pre-tax net operating income | $746,000 | 5,334 |
| Securities gains (losses) | $42,000 | 2,463 |
| Applicable income taxes | $247,000 | 4,301 |
| Income before extraordinary items | $541,000 | 5,652 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $541,000 | 5,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,464 |
| Cash dividends | $5,000 | 5,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $512,020 | 5,624 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 5,842 |
| Total interest expense | $517,000 | 6,296 |
| Net interest income | $1,429,000 | 5,487 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $454,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $392,000 | 2,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $1,343,000 | 4,950 |
| Salaries and employee benefits | $789,000 | 4,661 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $358,000 | 5,395 |
| Pre-tax net operating income | $457,000 | 5,544 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $163,000 | 4,361 |
| Income before extraordinary items | $337,000 | 5,824 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $337,000 | 5,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,004 |
| Cash dividends | $5,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $308,190 | 5,843 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,900 |
| Total interest expense | $267,000 | 6,291 |
| Net interest income | $693,000 | 5,579 |
| Provision for loan and lease losses | $39,000 | 4,168 |
| Total noninterest income | $205,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $173,000 | 2,299 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $666,000 | 4,977 |
| Salaries and employee benefits | $388,000 | 4,714 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $193,000 | 5,923 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $131,240 | 6,165 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 5,680 |
| Total interest expense | $1,373,000 | 5,995 |
| Net interest income | $2,936,000 | 5,355 |
| Provision for loan and lease losses | $196,000 | 4,406 |
| Total noninterest income | $902,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $783,000 | 2,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 6,078 |
| Total noninterest expense | $2,844,000 | 4,637 |
| Salaries and employee benefits | $1,609,000 | 4,440 |
| Premises and equipment expense | $468,000 | 4,140 |
| Additional noninterest expense | $767,000 | 5,082 |
| Pre-tax net operating income | $798,000 | 5,779 |
| Securities gains (losses) | $123,000 | 1,564 |
| Applicable income taxes | $280,000 | 4,557 |
| Income before extraordinary items | $641,000 | 5,788 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $641,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,758 |
| Cash dividends | $8,000 | 6,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $554,900 | 6,011 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 5,813 |
| Total interest expense | $2,002,000 | 6,091 |
| Net interest income | $2,728,000 | 5,409 |
| Provision for loan and lease losses | $226,000 | 3,868 |
| Total noninterest income | $773,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $684,000 | 2,180 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,372,000 | 5,142 |
| Salaries and employee benefits | $1,347,000 | 4,901 |
| Premises and equipment expense | $371,000 | 4,833 |
| Additional noninterest expense | $654,000 | 5,523 |
| Pre-tax net operating income | $903,000 | 5,186 |
| Securities gains (losses) | $117,000 | 1,622 |
| Applicable income taxes | $302,000 | 4,245 |
| Income before extraordinary items | $718,000 | 5,164 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $718,000 | 5,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $636,100 | 5,347 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,454,000 | 6,127 |
| Total interest expense | $1,824,000 | 6,552 |
| Net interest income | $2,630,000 | 5,623 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $639,000 | 4,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $2,160,000 | 5,402 |
| Salaries and employee benefits | $1,218,000 | 5,163 |
| Premises and equipment expense | $317,000 | 5,254 |
| Additional noninterest expense | $625,000 | 5,628 |
| Pre-tax net operating income | $884,000 | 5,607 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $249,000 | 4,993 |
| Income before extraordinary items | $635,000 | 5,687 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $635,000 | 5,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,135 |
| Cash dividends | $35,000 | 6,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $635,000 | 5,703 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 6,839 |
| Total interest expense | $1,217,000 | 7,606 |
| Net interest income | $2,272,000 | 6,137 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $653,000 | 4,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,121 |
| Total noninterest expense | $1,960,000 | 5,769 |
| Salaries and employee benefits | $1,060,000 | 5,663 |
| Premises and equipment expense | $315,000 | 5,322 |
| Additional noninterest expense | $585,000 | 5,917 |
| Pre-tax net operating income | $805,000 | 5,907 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $218,000 | 5,520 |
| Income before extraordinary items | $587,000 | 5,959 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $35,000 | 6,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $587,000 | 5,932 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 7,193 |
| Total interest expense | $1,198,000 | 7,921 |
| Net interest income | $2,082,000 | 6,523 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $564,000 | 4,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $482,000 | 2,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,757,000 | 6,105 |
| Salaries and employee benefits | $962,000 | 5,931 |
| Premises and equipment expense | $288,000 | 5,507 |
| Additional noninterest expense | $507,000 | 6,377 |
| Pre-tax net operating income | $714,000 | 6,430 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $214,000 | 6,034 |
| Income before extraordinary items | $526,000 | 6,448 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $526,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,847 |
| Cash dividends | $112,000 | 6,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $507,540 | 6,451 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 7,726 |
| Total interest expense | $1,114,000 | 8,368 |
| Net interest income | $1,909,000 | 7,107 |
| Provision for loan and lease losses | $166,000 | 3,907 |
| Total noninterest income | $557,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $1,632,000 | 6,463 |
| Salaries and employee benefits | $848,000 | 6,547 |
| Premises and equipment expense | $270,000 | 5,801 |
| Additional noninterest expense | $514,000 | 6,392 |
| Pre-tax net operating income | $668,000 | 7,120 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $197,000 | 6,916 |
| Income before extraordinary items | $472,000 | 7,154 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $472,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,304 |
| Cash dividends | $154,000 | 5,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $471,290 | 7,112 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 8,484 |
| Total interest expense | $1,052,000 | 8,846 |
| Net interest income | $1,609,000 | 8,008 |
| Provision for loan and lease losses | $358,000 | 2,291 |
| Total noninterest income | $803,000 | 3,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $463,000 | 2,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,773 |
| Total noninterest expense | $1,705,000 | 6,601 |
| Salaries and employee benefits | $933,000 | 6,297 |
| Premises and equipment expense | $242,000 | 6,359 |
| Additional noninterest expense | $530,000 | 6,838 |
| Pre-tax net operating income | $349,000 | 8,815 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $44,000 | 9,795 |
| Income before extraordinary items | $297,000 | 8,455 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $297,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,382 |
| Cash dividends | $13,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,960 | 8,337 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 9,048 |
| Total interest expense | $976,000 | 9,340 |
| Net interest income | $1,473,000 | 8,610 |
| Provision for loan and lease losses | $177,000 | 3,319 |
| Total noninterest income | $437,000 | 5,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,414,000 | 7,540 |
| Salaries and employee benefits | $741,000 | 7,456 |
| Premises and equipment expense | $215,000 | 6,926 |
| Additional noninterest expense | $458,000 | 7,629 |
| Pre-tax net operating income | $319,000 | 9,608 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $63,000 | 9,922 |
| Income before extraordinary items | $250,000 | 9,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $250,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,724 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $254,800 | 9,350 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 9,584 |
| Total interest expense | $713,000 | 10,027 |
| Net interest income | $1,399,000 | 9,158 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $408,000 | 6,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,415,000 | 7,866 |
| Salaries and employee benefits | $709,000 | 7,805 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $502,000 | 7,837 |
| Pre-tax net operating income | $310,000 | 10,059 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $62,000 | 10,185 |
| Income before extraordinary items | $248,000 | 9,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $248,000 | 9,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $248,000 | 9,790 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 9,968 |
| Total interest expense | $734,000 | 10,393 |
| Net interest income | $1,378,000 | 9,478 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,420,000 | 8,107 |
| Salaries and employee benefits | $689,000 | 8,073 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $547,000 | 7,797 |
| Pre-tax net operating income | $232,000 | 10,769 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $200,000 | 10,659 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $200,000 | 10,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $177,200 | 10,691 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 10,236 |
| Total interest expense | $898,000 | 10,886 |
| Net interest income | $1,431,000 | 9,512 |
| Provision for loan and lease losses | $238,000 | 4,768 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,346,000 | 8,495 |
| Salaries and employee benefits | $632,000 | 8,533 |
| Premises and equipment expense | $208,000 | 7,656 |
| Additional noninterest expense | $506,000 | 8,398 |
| Pre-tax net operating income | $240,000 | 10,698 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $185,120 | 10,466 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.