Home > F & M Bank-Amherst Junction > Income and Expense
F & M Bank-Amherst Junction, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 9,876 |
| Total interest expense | $733,000 | 9,910 |
| Net interest income | $1,225,000 | 9,692 |
| Provision for loan and lease losses | $63,000 | 5,527 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $952,000 | 9,544 |
| Salaries and employee benefits | $477,000 | 9,599 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $391,000 | 8,915 |
| Pre-tax net operating income | $383,000 | 9,490 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $106,000 | 9,219 |
| Income before extraordinary items | $276,000 | 9,414 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $276,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $276,720 | 9,462 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 10,416 |
| Total interest expense | $683,000 | 10,692 |
| Net interest income | $1,202,000 | 10,060 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $186,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,658 |
| Total noninterest expense | $868,000 | 10,352 |
| Salaries and employee benefits | $460,000 | 10,036 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $331,000 | 10,063 |
| Pre-tax net operating income | $499,000 | 8,664 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $346,000 | 8,974 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $346,000 | 9,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $342,550 | 8,751 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 10,836 |
| Total interest expense | $801,000 | 11,325 |
| Net interest income | $1,233,000 | 10,205 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $856,000 | 10,730 |
| Salaries and employee benefits | $451,000 | 10,298 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $329,000 | 10,445 |
| Pre-tax net operating income | $452,000 | 8,785 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $315,000 | 9,099 |
| Extraordinary gains, net | $121,000 | 649 |
| Net income | $436,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $314,300 | 8,740 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.