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F & M Bank-Amherst Junction, Changes in Bank Equity Capital
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $2,037,000 | 10,708 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $276,000 | 9,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $225,000 | 5,144 |
| Other comprehensive income | $-37,000 | 3,404 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $2,051,000 | 10,868 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $1,931,000 | 11,085 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $346,000 | 9,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $240,000 | 4,937 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $2,037,000 | 11,286 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $1,845,000 | 11,420 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $436,000 | 7,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $350,000 | 3,603 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $1,931,000 | 11,617 |