Home > F&M Bank-Algoma > Net Loans and Leases
F&M Bank-Algoma, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $69,269,000 | 4,006 |
| Loan loss allowance | $980,000 | 3,490 |
| Total loans and leases | $70,249,000 | 4,000 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $70,249,000 | 4,006 |
| All real estate loans | $42,252,000 | 4,212 |
| Real estate loans in domestic offices | $42,252,000 | 4,211 |
| Construction and development loans | $3,055,000 | 3,520 |
| Commercial RE | $20,551,000 | 2,591 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $297,000 | 4,856 |
| 1-4 family residential loans | $17,325,000 | 4,597 |
| Farmland loans | $1,024,000 | 4,326 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,591,000 | 1,504 |
| Commercial and industrial loans | $15,415,000 | 2,545 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,057,000 | 4,693 |
| Credit card loans | $197,000 | 3,342 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,860,000 | 4,602 |
| All other loans & leases | $934,000 | 2,540 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $925,000 | 1,287 |
| Other loans | $9,000 | 6,448 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $42,082,000 | 5,524 |
| Loan loss allowance | $532,000 | 5,380 |
| Total loans and leases | $42,614,000 | 5,528 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $42,614,000 | 5,535 |
| All real estate loans | $25,471,000 | 5,483 |
| Real estate loans in domestic offices | $25,471,000 | 5,483 |
| Construction and development loans | $2,827,000 | 3,363 |
| Commercial RE | $9,966,000 | 3,839 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $397,000 | 4,423 |
| 1-4 family residential loans | $10,369,000 | 5,919 |
| Farmland loans | $1,912,000 | 3,144 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,163,000 | 2,785 |
| Commercial and industrial loans | $8,310,000 | 3,813 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,997,000 | 5,494 |
| Credit card loans | $144,000 | 3,832 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,853,000 | 5,393 |
| All other loans & leases | $1,673,000 | 1,814 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,670,000 | 814 |
| Other loans | $3,000 | 7,315 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $35,884,000 | 6,206 |
| Loan loss allowance | $430,000 | 6,284 |
| Total loans and leases | $36,314,000 | 6,216 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $36,314,000 | 6,237 |
| All real estate loans | $24,778,000 | 5,690 |
| Real estate loans in domestic offices | $24,778,000 | 5,690 |
| Construction and development loans | $1,609,000 | 4,398 |
| Commercial RE | $8,643,000 | 4,161 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,595,000 | 1,965 |
| 1-4 family residential loans | $9,731,000 | 6,299 |
| Farmland loans | $2,200,000 | 2,868 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,358,000 | 3,430 |
| Commercial and industrial loans | $4,288,000 | 5,624 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,922,000 | 6,730 |
| Credit card loans | $107,000 | 4,410 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,815,000 | 6,612 |
| All other loans & leases | $1,968,000 | 1,638 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,948,000 | 728 |
| Other loans | $20,000 | 5,994 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $22,645,000 | 7,994 |
| Loan loss allowance | $306,000 | 7,788 |
| Total loans and leases | $22,951,000 | 7,999 |
| Unearned income | $6,000 | 5,948 |
| Loans and leases, gross | $22,951,000 | 8,004 |
| All real estate loans | $15,383,000 | 7,224 |
| Real estate loans in domestic offices | $15,383,000 | 7,224 |
| Construction and development loans | $349,000 | 7,150 |
| Commercial RE | $5,416,000 | 5,348 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $297,000 | 5,274 |
| 1-4 family residential loans | $6,815,000 | 7,438 |
| Farmland loans | $2,506,000 | 2,498 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,085,000 | 4,689 |
| Commercial and industrial loans | $2,189,000 | 7,538 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,218,000 | 6,641 |
| Credit card loans | $82,000 | 4,953 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,136,000 | 6,453 |
| All other loans & leases | $1,082,000 | 2,477 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $914,000 | 1,347 |
| Other loans | $168,000 | 3,022 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $20,273,000 | 8,535 |
| Loan loss allowance | $318,000 | 7,859 |
| Total loans and leases | $20,591,000 | 8,545 |
| Unearned income | $6,000 | 6,479 |
| Loans and leases, gross | $20,591,000 | 8,547 |
| All real estate loans | $13,359,000 | 7,715 |
| Real estate loans in domestic offices | $13,359,000 | 7,715 |
| Construction and development loans | $417,000 | 6,895 |
| Commercial RE | $3,344,000 | 6,588 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $85,000 | 6,897 |
| 1-4 family residential loans | $6,501,000 | 7,659 |
| Farmland loans | $3,012,000 | 2,126 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,038,000 | 4,921 |
| Commercial and industrial loans | $1,741,000 | 8,158 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,253,000 | 6,727 |
| Credit card loans | $82,000 | 5,071 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,171,000 | 6,574 |
| All other loans & leases | $1,206,000 | 2,346 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,061,000 | 1,285 |
| Other loans | $145,000 | 3,296 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $19,583,000 | 8,834 |
| Loan loss allowance | $348,000 | 7,779 |
| Total loans and leases | $19,931,000 | 8,821 |
| Unearned income | $6,000 | 7,125 |
| Loans and leases, gross | $19,931,000 | 8,828 |
| All real estate loans | $13,325,000 | 7,918 |
| Real estate loans in domestic offices | $13,325,000 | 7,918 |
| Construction and development loans | $785,000 | 5,833 |
| Commercial RE | $2,790,000 | 7,193 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $128,000 | 6,783 |
| 1-4 family residential loans | $6,201,000 | 8,030 |
| Farmland loans | $3,421,000 | 1,806 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,215,000 | 4,819 |
| Commercial and industrial loans | $1,055,000 | 9,389 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,017,000 | 7,073 |
| Credit card loans | $76,000 | 5,245 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,941,000 | 6,905 |
| All other loans & leases | $1,325,000 | 2,278 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,154,000 | 1,278 |
| Other loans | $171,000 | 3,166 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $20,797,000 | 8,688 |
| Loan loss allowance | $401,000 | 7,378 |
| Total loans and leases | $21,198,000 | 8,681 |
| Unearned income | $7,000 | 7,738 |
| Loans and leases, gross | $21,198,000 | 8,689 |
| All real estate loans | $14,074,000 | 7,841 |
| Real estate loans in domestic offices | $14,074,000 | 7,840 |
| Construction and development loans | $578,000 | 6,367 |
| Commercial RE | $2,974,000 | 7,173 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $135,000 | 6,896 |
| 1-4 family residential loans | $6,679,000 | 7,963 |
| Farmland loans | $3,708,000 | 1,512 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,250,000 | 4,835 |
| Commercial and industrial loans | $1,572,000 | 8,684 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,928,000 | 7,316 |
| Credit card loans | $82,000 | 5,217 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,846,000 | 7,152 |
| All other loans & leases | $1,381,000 | 2,316 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,200,000 | 1,311 |
| Other loans | $181,000 | 3,237 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $20,778,000 | 8,744 |
| Loan loss allowance | $352,000 | 8,059 |
| Total loans and leases | $21,130,000 | 8,754 |
| Unearned income | $9,000 | 8,389 |
| Loans and leases, gross | $21,130,000 | 8,765 |
| All real estate loans | $14,759,000 | 7,719 |
| Real estate loans in domestic offices | $14,759,000 | 7,719 |
| Construction and development loans | $316,000 | 7,542 |
| Commercial RE | $2,936,000 | 7,309 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $140,000 | 6,897 |
| 1-4 family residential loans | $7,446,000 | 7,818 |
| Farmland loans | $3,921,000 | 1,325 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,050,000 | 5,146 |
| Commercial and industrial loans | $1,066,000 | 9,983 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,243,000 | 7,178 |
| Credit card loans | $80,000 | 5,319 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,163,000 | 7,011 |
| All other loans & leases | $1,021,000 | 3,032 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $784,000 | 1,866 |
| Other loans | $237,000 | 2,951 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |