Home > F&M Bank > Income and Expense

F&M Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$20,902,000672
Total interest expense$8,504,000648
Net interest income$12,398,000729
Provision for loan and lease losses$44,0002,021
Total noninterest income$1,576,0001,000
Gross Fiduciary activities income$0918
Service charges on deposit accounts$150,0001,448
Trading account gains and fees$0116
Additional Noninterest Income$1,426,000766
Total noninterest expense$10,545,000706
Salaries and employee benefits$4,842,000830
Premises and equipment expense$1,468,000494
Additional noninterest expense$1,426,000766
Pre-tax net operating income$3,385,000966
Securities gains (losses)$66,000189
Applicable income taxes$206,0001,584
Income before extraordinary items$3,245,000870
Extraordinary gains, net$047
Net income$3,255,000881
Minority interest net income$-10,0004,464
Net income of bank and minority interests.$3,245,000870
Net charge-offs$57,000978
Cash dividends$2,775,000436
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,182,960884
2024-12-31 (YTD Data)Rank
Total interest income$91,279,000634
Total interest expense$42,218,000579
Net interest income$49,061,000690
Provision for loan and lease losses$-582,0004,405
Total noninterest income$6,981,000950
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$579,0001,508
Trading account gains and fees$0138
Additional Noninterest Income$6,402,000746
Total noninterest expense$45,881,000642
Salaries and employee benefits$21,048,000750
Premises and equipment expense$6,337,000445
Additional noninterest expense$6,402,000746
Pre-tax net operating income$10,743,0001,099
Securities gains (losses)$-20,0003,703
Applicable income taxes$616,0001,710
Income before extraordinary items$10,107,0001,013
Extraordinary gains, net$053
Net income$10,204,0001,014
Minority interest net income$-97,0004,492
Net income of bank and minority interests.$10,107,0001,013
Net charge-offs$-35,0004,143
Cash dividends$11,275,000472
Sale, conversion, retirement of capital stock, net$0564
Net operating income$10,125,8001,019
2024-09-30 (YTD Data)Rank
Total interest income$69,403,000622
Total interest expense$32,880,000561
Net interest income$36,523,000684
Provision for loan and lease losses$-42,0004,242
Total noninterest income$5,214,000947
Gross Fiduciary activities income$0972
Service charges on deposit accounts$452,0001,479
Trading account gains and fees$0139
Additional Noninterest Income$4,762,000747
Total noninterest expense$32,739,000658
Salaries and employee benefits$15,810,000740
Premises and equipment expense$4,873,000433
Additional noninterest expense$4,762,000747
Pre-tax net operating income$9,040,000993
Securities gains (losses)$112,000288
Applicable income taxes$561,0001,595
Income before extraordinary items$8,591,000890
Extraordinary gains, net$051
Net income$8,672,000893
Minority interest net income$-81,0004,523
Net income of bank and minority interests.$8,591,000892
Net charge-offs$74,0001,528
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,485,720907
2024-06-30 (YTD Data)Rank
Total interest income$46,474,000624
Total interest expense$22,715,000537
Net interest income$23,759,000698
Provision for loan and lease losses$-140,0004,385
Total noninterest income$3,394,000965
Gross Fiduciary activities income$0962
Service charges on deposit accounts$320,0001,404
Trading account gains and fees$0145
Additional Noninterest Income$3,074,000763
Total noninterest expense$21,815,000661
Salaries and employee benefits$10,688,000736
Premises and equipment expense$3,235,000435
Additional noninterest expense$3,074,000763
Pre-tax net operating income$5,478,0001,060
Securities gains (losses)$-56,0004,129
Applicable income taxes$317,0001,697
Income before extraordinary items$5,105,000992
Extraordinary gains, net$052
Net income$5,168,000996
Minority interest net income$-63,0004,543
Net income of bank and minority interests.$5,105,000994
Net charge-offs$9,0002,082
Cash dividends$8,750,000310
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,157,640979
2024-03-31 (YTD Data)Rank
Total interest income$23,432,000622
Total interest expense$11,700,000514
Net interest income$11,732,000720
Provision for loan and lease losses$-140,0004,366
Total noninterest income$1,681,000964
Gross Fiduciary activities income$0895
Service charges on deposit accounts$162,0001,389
Trading account gains and fees$0121
Additional Noninterest Income$1,519,000769
Total noninterest expense$11,102,000660
Salaries and employee benefits$5,467,000731
Premises and equipment expense$1,624,000443
Additional noninterest expense$1,519,000769
Pre-tax net operating income$2,451,0001,127
Securities gains (losses)$-32,0004,216
Applicable income taxes$120,0001,830
Income before extraordinary items$2,299,0001,054
Extraordinary gains, net$051
Net income$2,332,0001,060
Minority interest net income$-33,0004,573
Net income of bank and minority interests.$2,299,0001,054
Net charge-offs$34,0001,080
Cash dividends$1,750,000580
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,329,4001,044
2023-12-31 (YTD Data)Rank
Total interest income$82,961,000620
Total interest expense$33,674,000524
Net interest income$49,287,000678
Provision for loan and lease losses$766,000988
Total noninterest income$12,397,000646
Gross Fiduciary activities income$0981
Service charges on deposit accounts$756,0001,245
Trading account gains and fees$0123
Additional Noninterest Income$11,641,000480
Total noninterest expense$49,159,000578
Salaries and employee benefits$25,400,000609
Premises and equipment expense$6,910,000419
Additional noninterest expense$11,641,000480
Pre-tax net operating income$11,759,0001,032
Securities gains (losses)$-65,0003,705
Applicable income taxes$761,0001,610
Income before extraordinary items$10,933,000938
Extraordinary gains, net$054
Net income$11,096,000940
Minority interest net income$-163,0004,588
Net income of bank and minority interests.$10,933,000941
Net charge-offs$293,000980
Cash dividends$13,750,000396
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,993,450949
2023-09-30 (YTD Data)Rank
Total interest income$60,305,000631
Total interest expense$22,768,000534
Net interest income$37,537,000685
Provision for loan and lease losses$636,000869
Total noninterest income$9,984,000618
Gross Fiduciary activities income$0950
Service charges on deposit accounts$549,0001,276
Trading account gains and fees$0125
Additional Noninterest Income$9,435,000463
Total noninterest expense$37,162,000574
Salaries and employee benefits$19,217,000609
Premises and equipment expense$5,107,000422
Additional noninterest expense$9,435,000463
Pre-tax net operating income$9,723,000995
Securities gains (losses)$-147,0004,109
Applicable income taxes$651,0001,573
Income before extraordinary items$8,925,000909
Extraordinary gains, net$052
Net income$9,070,000906
Minority interest net income$-145,0004,615
Net income of bank and minority interests.$8,925,000909
Net charge-offs$276,000759
Cash dividends$13,750,000306
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,061,710916
2023-06-30 (YTD Data)Rank
Total interest income$38,619,000626
Total interest expense$13,281,000542
Net interest income$25,338,000676
Provision for loan and lease losses$252,0001,167
Total noninterest income$6,712,000602
Gross Fiduciary activities income$0931
Service charges on deposit accounts$366,0001,259
Trading account gains and fees$0112
Additional Noninterest Income$6,346,000454
Total noninterest expense$24,966,000558
Salaries and employee benefits$12,878,000598
Premises and equipment expense$3,391,000416
Additional noninterest expense$6,346,000454
Pre-tax net operating income$6,832,000962
Securities gains (losses)$-20,0003,905
Applicable income taxes$446,0001,568
Income before extraordinary items$6,366,000866
Extraordinary gains, net$051
Net income$6,493,000862
Minority interest net income$-127,0004,645
Net income of bank and minority interests.$6,366,000866
Net charge-offs$160,000760
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,384,600873
2023-03-31 (YTD Data)Rank
Total interest income$18,159,000651
Total interest expense$5,357,000574
Net interest income$12,802,000676
Provision for loan and lease losses$150,0001,007
Total noninterest income$3,184,000621
Gross Fiduciary activities income$0913
Service charges on deposit accounts$182,0001,273
Trading account gains and fees$097
Additional Noninterest Income$3,002,000462
Total noninterest expense$12,111,000583
Salaries and employee benefits$6,481,000610
Premises and equipment expense$1,619,000449
Additional noninterest expense$3,002,000462
Pre-tax net operating income$3,725,000932
Securities gains (losses)$33,000339
Applicable income taxes$246,0001,539
Income before extraordinary items$3,512,000820
Extraordinary gains, net$04
Net income$3,532,000814
Minority interest net income$-20,0004,666
Net income of bank and minority interests.$3,512,000819
Net charge-offs$103,000590
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,481,310842
2022-12-31 (YTD Data)Rank
Total interest income$54,969,000681
Total interest expense$5,580,000730
Net interest income$49,389,000680
Provision for loan and lease losses$994,000829
Total noninterest income$16,844,000532
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$888,0001,108
Trading account gains and fees$0116
Additional Noninterest Income$15,956,000413
Total noninterest expense$48,513,000560
Salaries and employee benefits$26,957,000570
Premises and equipment expense$7,007,000414
Additional noninterest expense$15,956,000413
Pre-tax net operating income$16,726,000868
Securities gains (losses)$-654,0004,380
Applicable income taxes$1,048,0001,514
Income before extraordinary items$15,024,000788
Extraordinary gains, net$05
Net income$15,085,000785
Minority interest net income$-61,0004,701
Net income of bank and minority interests.$15,024,000789
Net charge-offs$-17,0003,771
Cash dividends$1,000,0002,143
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,632,220783
2022-09-30 (YTD Data)Rank
Total interest income$38,250,000699
Total interest expense$2,832,000767
Net interest income$35,418,000696
Provision for loan and lease losses$994,000632
Total noninterest income$13,776,000509
Gross Fiduciary activities income$0968
Service charges on deposit accounts$718,0001,059
Trading account gains and fees$0111
Additional Noninterest Income$13,058,000397
Total noninterest expense$36,173,000554
Salaries and employee benefits$20,401,000562
Premises and equipment expense$5,241,000412
Additional noninterest expense$13,058,000397
Pre-tax net operating income$12,027,000888
Securities gains (losses)$-554,0004,502
Applicable income taxes$708,0001,598
Income before extraordinary items$10,765,000834
Extraordinary gains, net$04
Net income$10,815,000831
Minority interest net income$-50,0004,739
Net income of bank and minority interests.$10,765,000834
Net charge-offs$-49,0004,089
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,285,760815
2022-06-30 (YTD Data)Rank
Total interest income$23,648,000719
Total interest expense$1,520,000757
Net interest income$22,128,000714
Provision for loan and lease losses$854,000481
Total noninterest income$9,712,000484
Gross Fiduciary activities income$0925
Service charges on deposit accounts$524,000977
Trading account gains and fees$0108
Additional Noninterest Income$9,188,000394
Total noninterest expense$23,514,000561
Salaries and employee benefits$13,357,000566
Premises and equipment expense$3,443,000407
Additional noninterest expense$6,714,000600
Pre-tax net operating income$7,472,000893
Securities gains (losses)$-294,0004,520
Applicable income taxes$452,0001,555
Income before extraordinary items$6,726,000838
Extraordinary gains, net$04
Net income$6,769,000832
Minority interest net income$-43,0004,762
Net income of bank and minority interests.$6,726,000838
Net charge-offs$46,000995
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,002,360819
2022-03-31 (YTD Data)Rank
Total interest income$11,252,000726
Total interest expense$561,000984
Net interest income$10,691,000717
Provision for loan and lease losses$152,000758
Total noninterest income$4,377,000527
Gross Fiduciary activities income$0892
Service charges on deposit accounts$264,000969
Trading account gains and fees$0103
Additional Noninterest Income$4,113,000432
Total noninterest expense$11,641,000567
Salaries and employee benefits$6,721,000564
Premises and equipment expense$1,594,000442
Additional noninterest expense$3,326,000596
Pre-tax net operating income$3,275,000942
Securities gains (losses)$-212,0004,609
Applicable income taxes$194,0001,632
Income before extraordinary items$2,869,000919
Extraordinary gains, net$04
Net income$2,892,000913
Minority interest net income$-23,0004,787
Net income of bank and minority interests.$2,869,000919
Net charge-offs$35,000789
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,068,280884
2021-12-31 (YTD Data)Rank
Total interest income$42,359,000785
Total interest expense$3,640,000751
Net interest income$38,719,000792
Provision for loan and lease losses$-3,643,0004,645
Total noninterest income$29,282,000399
Gross Fiduciary activities income$0994
Service charges on deposit accounts$907,0001,038
Trading account gains and fees$0132
Additional Noninterest Income$28,375,000323
Total noninterest expense$51,794,000517
Salaries and employee benefits$31,321,000479
Premises and equipment expense$6,910,000402
Additional noninterest expense$13,563,000601
Pre-tax net operating income$19,850,000738
Securities gains (losses)$-73,0004,610
Applicable income taxes$1,248,0001,454
Income before extraordinary items$18,529,000689
Extraordinary gains, net$010
Net income$18,636,000681
Minority interest net income$-107,0004,830
Net income of bank and minority interests.$18,529,000690
Net charge-offs$-168,0004,502
Cash dividends$12,000,000424
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,597,620672
2021-09-30 (YTD Data)Rank
Total interest income$31,464,000809
Total interest expense$3,066,000698
Net interest income$28,398,000821
Provision for loan and lease losses$-2,800,0004,717
Total noninterest income$23,083,000391
Gross Fiduciary activities income$0957
Service charges on deposit accounts$633,0001,094
Trading account gains and fees$0132
Additional Noninterest Income$22,450,000321
Total noninterest expense$38,940,000519
Salaries and employee benefits$23,808,000471
Premises and equipment expense$4,867,000437
Additional noninterest expense$10,265,000587
Pre-tax net operating income$15,341,000749
Securities gains (losses)$-75,0004,775
Applicable income taxes$973,0001,478
Income before extraordinary items$14,293,000693
Extraordinary gains, net$08
Net income$14,317,000693
Minority interest net income$-24,0004,903
Net income of bank and minority interests.$14,293,000693
Net charge-offs$-55,0004,241
Cash dividends$12,000,000327
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,363,500680
2021-06-30 (YTD Data)Rank
Total interest income$20,950,000802
Total interest expense$2,354,000630
Net interest income$18,596,000823
Provision for loan and lease losses$-2,800,0004,769
Total noninterest income$16,212,000381
Gross Fiduciary activities income$0951
Service charges on deposit accounts$377,0001,153
Trading account gains and fees$0133
Additional Noninterest Income$15,835,000309
Total noninterest expense$26,014,000507
Salaries and employee benefits$16,104,000467
Premises and equipment expense$3,069,000457
Additional noninterest expense$6,841,000571
Pre-tax net operating income$11,594,000675
Securities gains (losses)$-51,0004,812
Applicable income taxes$729,0001,393
Income before extraordinary items$10,814,000625
Extraordinary gains, net$06
Net income$10,813,000625
Minority interest net income$1,00064
Net income of bank and minority interests.$10,814,000625
Net charge-offs$-53,0004,373
Cash dividends$5,000,000441
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,861,940613
2021-03-31 (YTD Data)Rank
Total interest income$10,443,000798
Total interest expense$1,385,000564
Net interest income$9,058,000832
Provision for loan and lease losses$100,0001,234
Total noninterest income$9,198,000362
Gross Fiduciary activities income$0922
Service charges on deposit accounts$193,0001,123
Trading account gains and fees$0127
Additional Noninterest Income$9,005,000294
Total noninterest expense$13,207,000499
Salaries and employee benefits$8,319,000455
Premises and equipment expense$1,503,000468
Additional noninterest expense$3,385,000558
Pre-tax net operating income$4,949,000772
Securities gains (losses)$-42,0004,824
Applicable income taxes$319,0001,469
Income before extraordinary items$4,588,000721
Extraordinary gains, net$03
Net income$4,603,000718
Minority interest net income$-15,0004,968
Net income of bank and minority interests.$4,588,000721
Net charge-offs$-41,0004,554
Cash dividends$5,000,000236
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,627,060700
2020-12-31 (YTD Data)Rank
Total interest income$44,765,000749
Total interest expense$10,508,000476
Net interest income$34,257,000835
Provision for loan and lease losses$4,596,000605
Total noninterest income$34,581,000340
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$844,0001,093
Trading account gains and fees$0133
Additional Noninterest Income$33,737,000278
Total noninterest expense$54,835,000471
Salaries and employee benefits$33,097,000438
Premises and equipment expense$6,422,000429
Additional noninterest expense$15,316,000507
Pre-tax net operating income$9,407,0001,116
Securities gains (losses)$285,000854
Applicable income taxes$-2,017,0004,978
Income before extraordinary items$11,709,000823
Extraordinary gains, net$04
Net income$11,975,000811
Minority interest net income$-266,0004,998
Net income of bank and minority interests.$11,709,000823
Net charge-offs$289,0001,313
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,424,000800
2020-09-30 (YTD Data)Rank
Total interest income$33,920,000738
Total interest expense$8,656,000473
Net interest income$25,264,000836
Provision for loan and lease losses$3,846,000605
Total noninterest income$25,048,000339
Gross Fiduciary activities income$0981
Service charges on deposit accounts$620,0001,099
Trading account gains and fees$0125
Additional Noninterest Income$24,428,000280
Total noninterest expense$39,626,000472
Salaries and employee benefits$24,463,000432
Premises and equipment expense$4,696,000433
Additional noninterest expense$10,467,000528
Pre-tax net operating income$6,840,0001,101
Securities gains (losses)$235,000819
Applicable income taxes$-2,638,0005,007
Income before extraordinary items$9,713,000730
Extraordinary gains, net$04
Net income$9,713,000730
Minority interest net income$065
Net income of bank and minority interests.$9,713,000730
Net charge-offs$250,0001,118
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,478,000719
2020-06-30 (YTD Data)Rank
Total interest income$22,661,000743
Total interest expense$6,334,000474
Net interest income$16,327,000864
Provision for loan and lease losses$2,956,000568
Total noninterest income$14,993,000338
Gross Fiduciary activities income$0970
Service charges on deposit accounts$425,0001,096
Trading account gains and fees$0123
Additional Noninterest Income$14,568,000277
Total noninterest expense$25,348,000480
Salaries and employee benefits$15,671,000440
Premises and equipment expense$3,135,000432
Additional noninterest expense$6,542,000567
Pre-tax net operating income$3,016,0001,438
Securities gains (losses)$231,000641
Applicable income taxes$709,0001,072
Income before extraordinary items$2,538,0001,512
Extraordinary gains, net$04
Net income$2,538,0001,511
Minority interest net income$065
Net income of bank and minority interests.$2,538,0001,512
Net charge-offs$100,0001,358
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,355,5101,563
2020-03-31 (YTD Data)Rank
Total interest income$11,398,000738
Total interest expense$3,403,000495
Net interest income$7,995,000859
Provision for loan and lease losses$272,0001,260
Total noninterest income$6,612,000339
Gross Fiduciary activities income$0941
Service charges on deposit accounts$265,0001,065
Trading account gains and fees$0106
Additional Noninterest Income$6,347,000267
Total noninterest expense$12,424,000496
Salaries and employee benefits$7,568,000452
Premises and equipment expense$1,575,000434
Additional noninterest expense$3,281,000564
Pre-tax net operating income$1,911,0001,088
Securities gains (losses)$143,000493
Applicable income taxes$472,000772
Income before extraordinary items$1,582,0001,141
Extraordinary gains, net$04
Net income$1,582,0001,140
Minority interest net income$056
Net income of bank and minority interests.$1,582,0001,141
Net charge-offs$42,0001,276
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,469,0301,191
2019-12-31 (YTD Data)Rank
Total interest income$49,211,000702
Total interest expense$14,522,000495
Net interest income$34,689,000786
Provision for loan and lease losses$772,0001,110
Total noninterest income$24,858,000364
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,181,000996
Trading account gains and fees$0135
Additional Noninterest Income$23,677,000291
Total noninterest expense$49,836,000466
Salaries and employee benefits$29,863,000431
Premises and equipment expense$6,088,000440
Additional noninterest expense$13,885,000518
Pre-tax net operating income$8,939,0001,143
Securities gains (losses)$7,0002,003
Applicable income taxes$2,057,000881
Income before extraordinary items$6,889,0001,258
Extraordinary gains, net$011
Net income$6,889,0001,259
Minority interest net income$076
Net income of bank and minority interests.$6,889,0001,260
Net charge-offs$956,000677
Cash dividends$5,960,000706
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,883,4701,235
2019-09-30 (YTD Data)Rank
Total interest income$37,224,000697
Total interest expense$10,873,000500
Net interest income$26,351,000782
Provision for loan and lease losses$772,000842
Total noninterest income$17,901,000376
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$868,0001,014
Trading account gains and fees$0129
Additional Noninterest Income$17,033,000293
Total noninterest expense$36,727,000472
Salaries and employee benefits$21,902,000444
Premises and equipment expense$4,600,000441
Additional noninterest expense$10,225,000526
Pre-tax net operating income$6,753,0001,164
Securities gains (losses)$02,167
Applicable income taxes$1,629,000884
Income before extraordinary items$5,124,0001,291
Extraordinary gains, net$011
Net income$5,124,0001,293
Minority interest net income$072
Net income of bank and minority interests.$5,124,0001,293
Net charge-offs$609,000673
Cash dividends$5,960,000542
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,124,0001,266
2019-06-30 (YTD Data)Rank
Total interest income$24,591,000706
Total interest expense$7,134,000498
Net interest income$17,457,000782
Provision for loan and lease losses$552,000795
Total noninterest income$10,830,000389
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$576,000995
Trading account gains and fees$0131
Additional Noninterest Income$10,254,000307
Total noninterest expense$23,836,000489
Salaries and employee benefits$13,997,000458
Premises and equipment expense$3,054,000445
Additional noninterest expense$6,785,000534
Pre-tax net operating income$3,899,0001,263
Securities gains (losses)$01,702
Applicable income taxes$890,000979
Income before extraordinary items$3,009,0001,380
Extraordinary gains, net$011
Net income$3,009,0001,379
Minority interest net income$069
Net income of bank and minority interests.$3,009,0001,380
Net charge-offs$571,000526
Cash dividends$3,150,000614
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,009,0001,357
2019-03-31 (YTD Data)Rank
Total interest income$12,001,000718
Total interest expense$3,435,000509
Net interest income$8,566,000794
Provision for loan and lease losses$320,000650
Total noninterest income$4,322,000446
Gross Fiduciary activities income$0972
Service charges on deposit accounts$286,000998
Trading account gains and fees$0126
Additional Noninterest Income$4,036,000336
Total noninterest expense$11,288,000506
Salaries and employee benefits$6,430,000496
Premises and equipment expense$1,526,000450
Additional noninterest expense$3,332,000534
Pre-tax net operating income$1,280,0001,723
Securities gains (losses)$01,087
Applicable income taxes$289,0001,279
Income before extraordinary items$991,0001,883
Extraordinary gains, net$05
Net income$991,0001,881
Minority interest net income$052
Net income of bank and minority interests.$991,0001,882
Net charge-offs$349,000433
Cash dividends$1,100,000763
Sale, conversion, retirement of capital stock, net$0529
Net operating income$991,0001,863
2018-12-31 (YTD Data)Rank
Total interest income$45,997,000695
Total interest expense$9,964,000519
Net interest income$36,033,000741
Provision for loan and lease losses$964,000913
Total noninterest income$19,207,000426
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,362,000893
Trading account gains and fees$0126
Additional Noninterest Income$17,845,000336
Total noninterest expense$42,287,000528
Salaries and employee benefits$24,662,000502
Premises and equipment expense$5,620,000476
Additional noninterest expense$12,005,000585
Pre-tax net operating income$11,989,000908
Securities gains (losses)$-20,0004,598
Applicable income taxes$2,685,000710
Income before extraordinary items$9,284,000971
Extraordinary gains, net$06
Net income$9,284,000970
Minority interest net income$072
Net income of bank and minority interests.$9,284,000970
Net charge-offs$187,0001,698
Cash dividends$4,500,000801
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,299,800966
2018-09-30 (YTD Data)Rank
Total interest income$33,739,000703
Total interest expense$6,816,000533
Net interest income$26,923,000736
Provision for loan and lease losses$670,000900
Total noninterest income$14,762,000423
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,010,000898
Trading account gains and fees$0138
Additional Noninterest Income$13,752,000333
Total noninterest expense$31,361,000529
Salaries and employee benefits$18,393,000508
Premises and equipment expense$4,074,000490
Additional noninterest expense$8,894,000580
Pre-tax net operating income$9,654,000853
Securities gains (losses)$-18,0004,905
Applicable income taxes$2,127,000696
Income before extraordinary items$7,509,000914
Extraordinary gains, net$05
Net income$7,509,000912
Minority interest net income$066
Net income of bank and minority interests.$7,509,000913
Net charge-offs$165,0001,375
Cash dividends$3,400,000723
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,523,220908
2018-06-30 (YTD Data)Rank
Total interest income$21,200,000724
Total interest expense$4,162,000535
Net interest income$17,038,000772
Provision for loan and lease losses$429,000927
Total noninterest income$9,380,000439
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$664,000906
Trading account gains and fees$0130
Additional Noninterest Income$8,716,000344
Total noninterest expense$20,402,000543
Salaries and employee benefits$12,025,000518
Premises and equipment expense$2,630,000505
Additional noninterest expense$5,747,000599
Pre-tax net operating income$5,587,000945
Securities gains (losses)$0961
Applicable income taxes$1,466,000673
Income before extraordinary items$4,121,0001,056
Extraordinary gains, net$06
Net income$4,121,0001,055
Minority interest net income$065
Net income of bank and minority interests.$4,121,0001,055
Net charge-offs$111,0001,261
Cash dividends$2,300,000679
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,121,0001,050
2018-03-31 (YTD Data)Rank
Total interest income$10,489,000727
Total interest expense$1,908,000552
Net interest income$8,581,000765
Provision for loan and lease losses$251,000790
Total noninterest income$4,091,000481
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$334,000908
Trading account gains and fees$0123
Additional Noninterest Income$3,757,000381
Total noninterest expense$9,864,000558
Salaries and employee benefits$5,776,000548
Premises and equipment expense$1,299,000508
Additional noninterest expense$2,789,000609
Pre-tax net operating income$2,557,000990
Securities gains (losses)$0735
Applicable income taxes$685,000685
Income before extraordinary items$1,872,0001,103
Extraordinary gains, net$07
Net income$1,872,0001,103
Minority interest net income$052
Net income of bank and minority interests.$1,872,0001,103
Net charge-offs$71,0001,017
Cash dividends$1,100,000657
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,872,0001,095
2017-12-31 (YTD Data)Rank
Total interest income$39,853,000717
Total interest expense$6,244,000562
Net interest income$33,609,000749
Provision for loan and lease losses$1,219,000764
Total noninterest income$20,691,000408
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,402,000879
Trading account gains and fees$0151
Additional Noninterest Income$19,289,000314
Total noninterest expense$40,764,000535
Salaries and employee benefits$28,612,000431
Premises and equipment expense$5,100,000503
Additional noninterest expense$7,052,000933
Pre-tax net operating income$12,317,000827
Securities gains (losses)$24,0001,258
Applicable income taxes$3,531,000851
Income before extraordinary items$8,810,000829
Extraordinary gains, net$09
Net income$8,810,000830
Minority interest net income$076
Net income of bank and minority interests.$8,810,000829
Net charge-offs$174,0001,944
Cash dividends$5,050,000670
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,792,960817
2017-09-30 (YTD Data)Rank
Total interest income$29,646,000721
Total interest expense$4,557,000558
Net interest income$25,089,000756
Provision for loan and lease losses$1,219,000584
Total noninterest income$16,091,000401
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,045,000886
Trading account gains and fees$0145
Additional Noninterest Income$15,046,000312
Total noninterest expense$30,857,000533
Salaries and employee benefits$21,911,000435
Premises and equipment expense$3,824,000500
Additional noninterest expense$5,122,000957
Pre-tax net operating income$9,104,000850
Securities gains (losses)$24,0001,242
Applicable income taxes$3,330,000630
Income before extraordinary items$5,798,0001,030
Extraordinary gains, net$09
Net income$5,798,0001,029
Minority interest net income$071
Net income of bank and minority interests.$5,798,0001,030
Net charge-offs$59,0002,337
Cash dividends$5,050,000492
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,782,6401,019
2017-06-30 (YTD Data)Rank
Total interest income$19,551,000726
Total interest expense$2,931,000562
Net interest income$16,620,000756
Provision for loan and lease losses$680,000678
Total noninterest income$10,488,000413
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$676,000898
Trading account gains and fees$0139
Additional Noninterest Income$9,812,000319
Total noninterest expense$20,441,000537
Salaries and employee benefits$14,469,000444
Premises and equipment expense$2,545,000496
Additional noninterest expense$3,427,000954
Pre-tax net operating income$5,987,000842
Securities gains (losses)$24,000927
Applicable income taxes$2,198,000627
Income before extraordinary items$3,813,0001,020
Extraordinary gains, net$011
Net income$3,813,0001,020
Minority interest net income$071
Net income of bank and minority interests.$3,813,0001,020
Net charge-offs$110,0001,451
Cash dividends$3,200,000514
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,797,6401,012
2017-03-31 (YTD Data)Rank
Total interest income$9,693,000725
Total interest expense$1,378,000581
Net interest income$8,315,000748
Provision for loan and lease losses$207,000913
Total noninterest income$4,293,000470
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$322,000936
Trading account gains and fees$0142
Additional Noninterest Income$3,971,000365
Total noninterest expense$10,166,000539
Salaries and employee benefits$6,985,000457
Premises and equipment expense$1,250,000518
Additional noninterest expense$1,931,000842
Pre-tax net operating income$2,235,0001,063
Securities gains (losses)$01,153
Applicable income taxes$771,000801
Income before extraordinary items$1,464,0001,243
Extraordinary gains, net$08
Net income$1,464,0001,242
Minority interest net income$055
Net income of bank and minority interests.$1,464,0001,243
Net charge-offs$-16,0005,175
Cash dividends$1,000,000712
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,464,0001,230
2016-12-31 (YTD Data)Rank
Total interest income$37,014,000729
Total interest expense$4,367,000671
Net interest income$32,647,000734
Provision for loan and lease losses$1,796,000572
Total noninterest income$22,712,000387
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,488,000847
Trading account gains and fees$0170
Additional Noninterest Income$21,224,000298
Total noninterest expense$43,722,000506
Salaries and employee benefits$28,934,000432
Premises and equipment expense$4,655,000539
Additional noninterest expense$10,133,000677
Pre-tax net operating income$9,841,000940
Securities gains (losses)$-24,0005,699
Applicable income taxes$3,736,000671
Income before extraordinary items$6,081,0001,182
Extraordinary gains, net$05
Net income$6,081,0001,181
Minority interest net income$082
Net income of bank and minority interests.$6,081,0001,181
Net charge-offs$458,0001,146
Cash dividends$3,550,000904
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,096,3601,150
2016-09-30 (YTD Data)Rank
Total interest income$27,439,000730
Total interest expense$3,764,000592
Net interest income$23,675,000755
Provision for loan and lease losses$1,313,000567
Total noninterest income$17,187,000382
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,120,000840
Trading account gains and fees$0169
Additional Noninterest Income$16,067,000301
Total noninterest expense$32,052,000520
Salaries and employee benefits$21,503,000433
Premises and equipment expense$3,507,000543
Additional noninterest expense$7,042,000711
Pre-tax net operating income$7,497,000944
Securities gains (losses)$-24,0005,842
Applicable income taxes$2,993,000653
Income before extraordinary items$4,480,0001,210
Extraordinary gains, net$05
Net income$4,480,0001,210
Minority interest net income$071
Net income of bank and minority interests.$4,480,0001,210
Net charge-offs$345,0001,039
Cash dividends$2,650,000842
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,495,3601,177
2016-06-30 (YTD Data)Rank
Total interest income$17,874,000748
Total interest expense$2,407,000619
Net interest income$15,467,000770
Provision for loan and lease losses$680,000668
Total noninterest income$10,902,000391
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$741,000833
Trading account gains and fees$0157
Additional Noninterest Income$10,161,000304
Total noninterest expense$21,284,000518
Salaries and employee benefits$14,189,000440
Premises and equipment expense$2,320,000548
Additional noninterest expense$4,775,000715
Pre-tax net operating income$4,405,0001,024
Securities gains (losses)$-24,0005,935
Applicable income taxes$1,665,000735
Income before extraordinary items$2,716,0001,310
Extraordinary gains, net$016
Net income$2,716,0001,310
Minority interest net income$071
Net income of bank and minority interests.$2,716,0001,310
Net charge-offs$160,0001,276
Cash dividends$1,550,000926
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,731,3601,259
2016-03-31 (YTD Data)Rank
Total interest income$8,909,000753
Total interest expense$1,199,000613
Net interest income$7,710,000771
Provision for loan and lease losses$405,000546
Total noninterest income$4,813,000415
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$376,000823
Trading account gains and fees$0142
Additional Noninterest Income$4,437,000323
Total noninterest expense$10,657,000517
Salaries and employee benefits$6,928,000448
Premises and equipment expense$1,159,000547
Additional noninterest expense$2,570,000667
Pre-tax net operating income$1,461,0001,425
Securities gains (losses)$-24,0006,031
Applicable income taxes$536,0001,006
Income before extraordinary items$901,0001,777
Extraordinary gains, net$012
Net income$901,0001,778
Minority interest net income$062
Net income of bank and minority interests.$901,0001,778
Net charge-offs$113,000942
Cash dividends$1,300,000589
Sale, conversion, retirement of capital stock, net$0659
Net operating income$916,3601,712
2015-12-31 (YTD Data)Rank
Total interest income$33,838,000749
Total interest expense$5,197,000526
Net interest income$28,641,000793
Provision for loan and lease losses$742,0001,028
Total noninterest income$20,384,000412
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,599,000803
Trading account gains and fees$0159
Additional Noninterest Income$18,785,000314
Total noninterest expense$41,180,000509
Salaries and employee benefits$25,744,000451
Premises and equipment expense$4,306,000571
Additional noninterest expense$11,130,000606
Pre-tax net operating income$7,103,0001,185
Securities gains (losses)$599,000306
Applicable income taxes$2,418,000876
Income before extraordinary items$5,284,0001,299
Extraordinary gains, net$023
Net income$4,791,0001,394
Minority interest net income$493,00035
Net income of bank and minority interests.$5,284,0001,299
Net charge-offs$1,036,000665
Cash dividends$2,100,0001,297
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,870,6901,364
2015-09-30 (YTD Data)Rank
Total interest income$25,232,000760
Total interest expense$3,839,000536
Net interest income$21,393,000798
Provision for loan and lease losses$566,000945
Total noninterest income$15,894,000402
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,202,000806
Trading account gains and fees$0153
Additional Noninterest Income$14,692,000314
Total noninterest expense$30,011,000532
Salaries and employee benefits$19,608,000456
Premises and equipment expense$3,159,000591
Additional noninterest expense$7,244,000699
Pre-tax net operating income$6,710,0001,003
Securities gains (losses)$61,0001,344
Applicable income taxes$2,076,000820
Income before extraordinary items$4,695,0001,135
Extraordinary gains, net$021
Net income$4,264,0001,235
Minority interest net income$431,00033
Net income of bank and minority interests.$4,695,0001,135
Net charge-offs$893,000553
Cash dividends$2,100,000940
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,652,9101,111
2015-06-30 (YTD Data)Rank
Total interest income$16,602,000772
Total interest expense$2,536,000548
Net interest income$14,066,000810
Provision for loan and lease losses$66,0002,603
Total noninterest income$10,577,000400
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$796,000810
Trading account gains and fees$0157
Additional Noninterest Income$9,781,000315
Total noninterest expense$20,005,000528
Salaries and employee benefits$13,251,000456
Premises and equipment expense$2,089,000607
Additional noninterest expense$4,665,000720
Pre-tax net operating income$4,572,000977
Securities gains (losses)$61,0001,125
Applicable income taxes$1,411,000809
Income before extraordinary items$3,222,0001,095
Extraordinary gains, net$022
Net income$2,931,0001,196
Minority interest net income$291,00034
Net income of bank and minority interests.$3,222,0001,096
Net charge-offs$161,0001,332
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,179,3001,080
2015-03-31 (YTD Data)Rank
Total interest income$8,185,000782
Total interest expense$1,251,000557
Net interest income$6,934,000813
Provision for loan and lease losses$66,0001,842
Total noninterest income$4,569,000439
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$406,000779
Trading account gains and fees$0152
Additional Noninterest Income$4,163,000338
Total noninterest expense$9,424,000564
Salaries and employee benefits$6,042,000481
Premises and equipment expense$1,039,000609
Additional noninterest expense$2,343,000708
Pre-tax net operating income$2,013,0001,053
Securities gains (losses)$-6,0006,202
Applicable income taxes$594,000905
Income before extraordinary items$1,413,0001,193
Extraordinary gains, net$013
Net income$1,263,0001,312
Minority interest net income$150,00032
Net income of bank and minority interests.$1,413,0001,194
Net charge-offs$55,0001,491
Cash dividends$750,000825
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,417,2001,148
2014-12-31 (YTD Data)Rank
Total interest income$33,760,000749
Total interest expense$4,854,000586
Net interest income$28,906,000758
Provision for loan and lease losses$312,0001,939
Total noninterest income$11,785,000571
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,702,000795
Trading account gains and fees$0180
Additional Noninterest Income$10,083,000447
Total noninterest expense$32,110,000647
Salaries and employee benefits$17,642,000617
Premises and equipment expense$4,144,000597
Additional noninterest expense$10,324,000647
Pre-tax net operating income$8,269,000996
Securities gains (losses)$-7,0005,990
Applicable income taxes$2,420,000854
Income before extraordinary items$5,842,0001,131
Extraordinary gains, net$017
Net income$5,270,0001,237
Minority interest net income$572,00033
Net income of bank and minority interests.$5,842,0001,130
Net charge-offs$541,0001,392
Cash dividends$1,700,0001,429
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,846,9701,099
2014-09-30 (YTD Data)Rank
Total interest income$25,126,000750
Total interest expense$3,608,000602
Net interest income$21,518,000768
Provision for loan and lease losses$312,0001,597
Total noninterest income$9,085,000556
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,280,000794
Trading account gains and fees$0174
Additional Noninterest Income$7,805,000435
Total noninterest expense$24,330,000632
Salaries and employee benefits$13,439,000605
Premises and equipment expense$3,155,000587
Additional noninterest expense$7,736,000650
Pre-tax net operating income$5,961,0001,051
Securities gains (losses)$-7,0006,105
Applicable income taxes$1,690,000916
Income before extraordinary items$4,264,0001,168
Extraordinary gains, net$015
Net income$3,833,0001,265
Minority interest net income$431,00032
Net income of bank and minority interests.$4,264,0001,167
Net charge-offs$219,0001,904
Cash dividends$1,450,0001,182
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,269,0401,143
2014-06-30 (YTD Data)Rank
Total interest income$16,874,000744
Total interest expense$2,376,000616
Net interest income$14,498,000752
Provision for loan and lease losses$171,0001,798
Total noninterest income$5,818,000571
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$847,000795
Trading account gains and fees$0172
Additional Noninterest Income$4,971,000448
Total noninterest expense$16,215,000634
Salaries and employee benefits$9,017,000596
Premises and equipment expense$2,125,000583
Additional noninterest expense$5,073,000649
Pre-tax net operating income$3,930,0001,041
Securities gains (losses)$02,580
Applicable income taxes$1,129,000886
Income before extraordinary items$2,801,0001,144
Extraordinary gains, net$020
Net income$2,510,0001,251
Minority interest net income$291,00029
Net income of bank and minority interests.$2,801,0001,145
Net charge-offs$99,0002,199
Cash dividends$700,0001,484
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,801,0001,116
2014-03-31 (YTD Data)Rank
Total interest income$8,174,000767
Total interest expense$1,168,000634
Net interest income$7,006,000786
Provision for loan and lease losses$171,0001,113
Total noninterest income$2,550,000606
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$414,000791
Trading account gains and fees$0147
Additional Noninterest Income$2,136,000483
Total noninterest expense$7,939,000659
Salaries and employee benefits$4,286,000645
Premises and equipment expense$1,060,000595
Additional noninterest expense$2,593,000628
Pre-tax net operating income$1,446,0001,297
Securities gains (losses)$01,715
Applicable income taxes$414,0001,058
Income before extraordinary items$1,032,0001,452
Extraordinary gains, net$016
Net income$882,0001,665
Minority interest net income$150,00023
Net income of bank and minority interests.$1,032,0001,454
Net charge-offs$37,0002,083
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,032,0001,432
2013-12-31 (YTD Data)Rank
Total interest income$32,341,000767
Total interest expense$5,034,000662
Net interest income$27,307,000782
Provision for loan and lease losses$814,0001,305
Total noninterest income$13,931,000531
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,788,000777
Trading account gains and fees$0184
Additional Noninterest Income$12,143,000418
Total noninterest expense$32,980,000631
Salaries and employee benefits$17,778,000612
Premises and equipment expense$4,548,000542
Additional noninterest expense$10,654,000656
Pre-tax net operating income$7,444,0001,027
Securities gains (losses)$-36,0006,412
Applicable income taxes$2,256,000829
Income before extraordinary items$5,152,0001,188
Extraordinary gains, net$029
Net income$4,580,0001,332
Minority interest net income$572,00036
Net income of bank and minority interests.$5,152,0001,190
Net charge-offs$3,255,000508
Cash dividends$2,150,0001,140
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,177,2001,162
2013-09-30 (YTD Data)Rank
Total interest income$24,271,000770
Total interest expense$3,822,000674
Net interest income$20,449,000785
Provision for loan and lease losses$776,0001,085
Total noninterest income$11,062,000516
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,349,000775
Trading account gains and fees$0180
Additional Noninterest Income$9,713,000411
Total noninterest expense$24,797,000627
Salaries and employee benefits$13,463,000606
Premises and equipment expense$3,423,000543
Additional noninterest expense$7,911,000653
Pre-tax net operating income$5,938,000975
Securities gains (losses)$-36,0006,632
Applicable income taxes$1,857,000788
Income before extraordinary items$4,045,0001,152
Extraordinary gains, net$025
Net income$3,614,0001,274
Minority interest net income$431,00039
Net income of bank and minority interests.$4,045,0001,154
Net charge-offs$1,971,000602
Cash dividends$1,450,0001,130
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,069,8401,115
2013-06-30 (YTD Data)Rank
Total interest income$16,146,000770
Total interest expense$2,564,000692
Net interest income$13,582,000776
Provision for loan and lease losses$405,0001,357
Total noninterest income$7,834,000502
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$909,000764
Trading account gains and fees$0157
Additional Noninterest Income$6,925,000409
Total noninterest expense$16,467,000630
Salaries and employee benefits$8,986,000606
Premises and equipment expense$2,263,000547
Additional noninterest expense$5,218,000653
Pre-tax net operating income$4,544,000845
Securities gains (losses)$02,791
Applicable income taxes$1,451,000693
Income before extraordinary items$3,093,000999
Extraordinary gains, net$022
Net income$2,802,0001,103
Minority interest net income$291,00038
Net income of bank and minority interests.$3,093,0001,002
Net charge-offs$771,000927
Cash dividends$1,450,000816
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,093,000951
2013-03-31 (YTD Data)Rank
Total interest income$8,083,000769
Total interest expense$1,280,000723
Net interest income$6,803,000775
Provision for loan and lease losses$100,0002,044
Total noninterest income$3,577,000526
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$460,000751
Trading account gains and fees$0148
Additional Noninterest Income$3,117,000437
Total noninterest expense$7,922,000667
Salaries and employee benefits$4,515,000609
Premises and equipment expense$1,123,000551
Additional noninterest expense$2,284,000747
Pre-tax net operating income$2,358,000798
Securities gains (losses)$01,966
Applicable income taxes$758,000663
Income before extraordinary items$1,600,000959
Extraordinary gains, net$010
Net income$1,450,0001,052
Minority interest net income$150,00038
Net income of bank and minority interests.$1,600,000961
Net charge-offs$583,000687
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,600,000907
2012-12-31 (YTD Data)Rank
Total interest income$34,472,000756
Total interest expense$5,873,000741
Net interest income$28,599,000755
Provision for loan and lease losses$2,890,000796
Total noninterest income$16,635,000472
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,132,000661
Trading account gains and fees$0166
Additional Noninterest Income$14,503,000379
Total noninterest expense$32,532,000643
Salaries and employee benefits$16,645,000631
Premises and equipment expense$4,543,000530
Additional noninterest expense$11,344,000628
Pre-tax net operating income$9,812,000728
Securities gains (losses)$3,211,000163
Applicable income taxes$4,303,000478
Income before extraordinary items$8,720,000689
Extraordinary gains, net$029
Net income$8,148,000736
Minority interest net income$572,00041
Net income of bank and minority interests.$8,720,000689
Net charge-offs$2,152,0001,102
Cash dividends$3,450,000788
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,568,630844
2012-09-30 (YTD Data)Rank
Total interest income$25,851,000769
Total interest expense$4,483,000776
Net interest income$21,368,000771
Provision for loan and lease losses$1,139,0001,298
Total noninterest income$12,090,000476
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,630,000659
Trading account gains and fees$0157
Additional Noninterest Income$10,460,000384
Total noninterest expense$24,140,000648
Salaries and employee benefits$12,628,000622
Premises and equipment expense$3,432,000530
Additional noninterest expense$8,080,000654
Pre-tax net operating income$8,179,000681
Securities gains (losses)$3,210,000122
Applicable income taxes$3,819,000445
Income before extraordinary items$7,570,000631
Extraordinary gains, net$020
Net income$7,139,000654
Minority interest net income$431,00043
Net income of bank and minority interests.$7,570,000631
Net charge-offs$1,127,0001,347
Cash dividends$2,650,000614
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,451,400774
2012-06-30 (YTD Data)Rank
Total interest income$17,213,000783
Total interest expense$3,055,000785
Net interest income$14,158,000776
Provision for loan and lease losses$640,0001,502
Total noninterest income$7,594,000489
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,082,000658
Trading account gains and fees$0153
Additional Noninterest Income$6,512,000390
Total noninterest expense$15,635,000661
Salaries and employee benefits$8,236,000630
Premises and equipment expense$2,280,000529
Additional noninterest expense$5,119,000677
Pre-tax net operating income$5,477,000675
Securities gains (losses)$3,211,00088
Applicable income taxes$2,799,000409
Income before extraordinary items$5,889,000553
Extraordinary gains, net$019
Net income$5,598,000574
Minority interest net income$291,00039
Net income of bank and minority interests.$5,889,000553
Net charge-offs$620,0001,570
Cash dividends$1,600,000642
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,705,520767
2012-03-31 (YTD Data)Rank
Total interest income$8,768,000774
Total interest expense$1,583,000786
Net interest income$7,185,000767
Provision for loan and lease losses$250,0001,742
Total noninterest income$3,184,000556
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$503,000699
Trading account gains and fees$0148
Additional Noninterest Income$2,681,000449
Total noninterest expense$7,524,000674
Salaries and employee benefits$4,109,000629
Premises and equipment expense$1,131,000540
Additional noninterest expense$2,284,000752
Pre-tax net operating income$2,595,000710
Securities gains (losses)$02,210
Applicable income taxes$755,000629
Income before extraordinary items$1,840,000816
Extraordinary gains, net$019
Net income$1,690,000885
Minority interest net income$150,00035
Net income of bank and minority interests.$1,840,000817
Net charge-offs$435,0001,189
Cash dividends$800,000568
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,840,000768
2011-12-31 (YTD Data)Rank
Total interest income$37,119,000765
Total interest expense$7,862,000738
Net interest income$29,257,000749
Provision for loan and lease losses$2,869,0001,234
Total noninterest income$11,047,000563
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,229,000663
Trading account gains and fees$0146
Additional Noninterest Income$8,818,000479
Total noninterest expense$30,174,000658
Salaries and employee benefits$15,318,000638
Premises and equipment expense$4,675,000535
Additional noninterest expense$10,181,000706
Pre-tax net operating income$7,261,000836
Securities gains (losses)$654,000639
Applicable income taxes$2,145,000739
Income before extraordinary items$5,770,000872
Extraordinary gains, net$029
Net income$5,198,000964
Minority interest net income$572,00041
Net income of bank and minority interests.$5,770,000872
Net charge-offs$1,762,0001,683
Cash dividends$3,375,000597
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,292,580907
2011-09-30 (YTD Data)Rank
Total interest income$27,985,000775
Total interest expense$6,169,000744
Net interest income$21,816,000760
Provision for loan and lease losses$2,755,000992
Total noninterest income$7,919,000596
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,676,000661
Trading account gains and fees$0145
Additional Noninterest Income$6,243,000496
Total noninterest expense$22,204,000666
Salaries and employee benefits$11,527,000632
Premises and equipment expense$3,546,000534
Additional noninterest expense$7,131,000740
Pre-tax net operating income$4,776,000973
Securities gains (losses)$698,000489
Applicable income taxes$1,329,000874
Income before extraordinary items$4,145,000920
Extraordinary gains, net$021
Net income$3,714,0001,038
Minority interest net income$431,00041
Net income of bank and minority interests.$4,145,000920
Net charge-offs$4,263,000717
Cash dividends$2,625,000508
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,614,5201,012
2011-06-30 (YTD Data)Rank
Total interest income$18,651,000788
Total interest expense$4,296,000734
Net interest income$14,355,000773
Provision for loan and lease losses$868,0001,644
Total noninterest income$4,775,000636
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,101,000669
Trading account gains and fees$0153
Additional Noninterest Income$3,674,000542
Total noninterest expense$14,859,000676
Salaries and employee benefits$7,963,000612
Premises and equipment expense$2,348,000540
Additional noninterest expense$4,548,000790
Pre-tax net operating income$3,403,000886
Securities gains (losses)$166,000825
Applicable income taxes$793,000925
Income before extraordinary items$2,776,000891
Extraordinary gains, net$015
Net income$2,485,000982
Minority interest net income$291,00042
Net income of bank and minority interests.$2,776,000891
Net charge-offs$1,164,0001,345
Cash dividends$1,525,000550
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,646,520903
2011-03-31 (YTD Data)Rank
Total interest income$9,404,000780
Total interest expense$2,217,000743
Net interest income$7,187,000777
Provision for loan and lease losses$150,0002,750
Total noninterest income$2,106,000702
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$528,000676
Trading account gains and fees$0158
Additional Noninterest Income$1,578,000607
Total noninterest expense$7,284,000697
Salaries and employee benefits$3,862,000643
Premises and equipment expense$1,164,000564
Additional noninterest expense$2,258,000793
Pre-tax net operating income$1,859,000819
Securities gains (losses)$01,772
Applicable income taxes$392,000906
Income before extraordinary items$1,467,000838
Extraordinary gains, net$09
Net income$1,317,000925
Minority interest net income$150,00040
Net income of bank and minority interests.$1,467,000838
Net charge-offs$362,0001,601
Cash dividends$825,000466
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,467,000826
2010-12-31 (YTD Data)Rank
Total interest income$39,751,000769
Total interest expense$11,928,000671
Net interest income$27,823,000796
Provision for loan and lease losses$3,506,0001,456
Total noninterest income$11,530,000568
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,617,000573
Trading account gains and fees$0175
Additional Noninterest Income$8,913,000499
Total noninterest expense$30,334,000667
Salaries and employee benefits$15,005,000643
Premises and equipment expense$4,822,000527
Additional noninterest expense$10,507,000717
Pre-tax net operating income$5,513,000938
Securities gains (losses)$1,444,000354
Applicable income taxes$1,880,000770
Income before extraordinary items$5,077,000873
Extraordinary gains, net$029
Net income$5,077,000873
Minority interest net income$0111
Net income of bank and minority interests.$5,077,000874
Net charge-offs$2,988,0001,469
Cash dividends$1,725,000931
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,022,8801,032
2010-09-30 (YTD Data)Rank
Total interest income$29,755,000778
Total interest expense$9,417,000659
Net interest income$20,338,000811
Provision for loan and lease losses$2,067,0001,620
Total noninterest income$8,799,000554
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,995,000577
Trading account gains and fees$0165
Additional Noninterest Income$6,804,000471
Total noninterest expense$23,059,000653
Salaries and employee benefits$11,068,000643
Premises and equipment expense$3,609,000530
Additional noninterest expense$8,382,000660
Pre-tax net operating income$4,011,0001,015
Securities gains (losses)$1,455,000300
Applicable income taxes$1,157,000905
Income before extraordinary items$4,309,000804
Extraordinary gains, net$023
Net income$4,309,000802
Minority interest net income$0110
Net income of bank and minority interests.$4,309,000805
Net charge-offs$2,607,0001,273
Cash dividends$1,725,000625
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,159,5501,029
2010-06-30 (YTD Data)Rank
Total interest income$19,730,000782
Total interest expense$6,506,000658
Net interest income$13,224,000825
Provision for loan and lease losses$1,082,0001,864
Total noninterest income$5,838,000553
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,357,000568
Trading account gains and fees$0152
Additional Noninterest Income$4,481,000455
Total noninterest expense$14,697,000675
Salaries and employee benefits$7,483,000631
Premises and equipment expense$2,415,000529
Additional noninterest expense$4,799,000756
Pre-tax net operating income$3,283,000836
Securities gains (losses)$765,000330
Applicable income taxes$891,000794
Income before extraordinary items$3,157,000711
Extraordinary gains, net$019
Net income$3,157,000709
Minority interest net income$0105
Net income of bank and minority interests.$3,157,000711
Net charge-offs$818,0001,918
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,560,300838
2010-03-31 (YTD Data)Rank
Total interest income$9,829,000797
Total interest expense$3,441,000659
Net interest income$6,388,000870
Provision for loan and lease losses$212,0002,912
Total noninterest income$2,549,000591
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$671,000565
Trading account gains and fees$0175
Additional Noninterest Income$1,878,000505
Total noninterest expense$7,266,000689
Salaries and employee benefits$3,587,000664
Premises and equipment expense$1,194,000554
Additional noninterest expense$2,485,000733
Pre-tax net operating income$1,459,000921
Securities gains (losses)$328,000359
Applicable income taxes$286,0001,089
Income before extraordinary items$1,501,000743
Extraordinary gains, net$016
Net income$1,501,000746
Minority interest net income$091
Net income of bank and minority interests.$1,501,000747
Net charge-offs$271,0002,130
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,225,480871
2009-12-31 (YTD Data)Rank
Total interest income$38,956,000862
Total interest expense$17,256,000671
Net interest income$21,700,0001,005
Provision for loan and lease losses$11,889,000753
Total noninterest income$14,896,000480
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,947,000570
Trading account gains and fees$0211
Additional Noninterest Income$11,949,000400
Total noninterest expense$30,860,000678
Salaries and employee benefits$17,569,000547
Premises and equipment expense$4,682,000565
Additional noninterest expense$8,609,000913
Pre-tax net operating income$-6,153,0007,285
Securities gains (losses)$1,135,000439
Applicable income taxes$-3,084,0007,632
Income before extraordinary items$-1,934,0006,729
Extraordinary gains, net$034
Net income$-1,934,0006,727
Minority interest net income$0115
Net income of bank and minority interests.$-1,934,0006,727
Net charge-offs$10,590,000658
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,660,4006,932
2009-09-30 (YTD Data)Rank
Total interest income$28,864,000888
Total interest expense$13,141,000696
Net interest income$15,723,0001,051
Provision for loan and lease losses$2,589,0001,625
Total noninterest income$9,883,000534
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,203,000572
Trading account gains and fees$0212
Additional Noninterest Income$7,680,000439
Total noninterest expense$22,474,000699
Salaries and employee benefits$12,908,000572
Premises and equipment expense$3,490,000575
Additional noninterest expense$6,076,000926
Pre-tax net operating income$543,0003,769
Securities gains (losses)$961,000403
Applicable income taxes$28,0003,645
Income before extraordinary items$1,476,0001,811
Extraordinary gains, net$027
Net income$1,605,0001,665
Minority interest net income$-129,0008,089
Net income of bank and minority interests.$1,476,0001,811
Net charge-offs$1,584,0001,717
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$534,2203,486
2009-06-30 (YTD Data)Rank
Total interest income$18,937,000931
Total interest expense$8,973,000719
Net interest income$9,964,0001,107
Provision for loan and lease losses$1,232,0001,836
Total noninterest income$6,357,000556
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,444,000573
Trading account gains and fees$0193
Additional Noninterest Income$4,913,000457
Total noninterest expense$14,241,000745
Salaries and employee benefits$7,967,000618
Premises and equipment expense$2,319,000593
Additional noninterest expense$3,955,000972
Pre-tax net operating income$848,0002,404
Securities gains (losses)$49,0001,917
Applicable income taxes$131,0002,399
Income before extraordinary items$766,0002,307
Extraordinary gains, net$021
Net income$567,0002,860
Minority interest net income$199,00049
Net income of bank and minority interests.$766,0002,306
Net charge-offs$584,0002,166
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$724,3502,335
2009-03-31 (YTD Data)Rank
Total interest income$9,261,000959
Total interest expense$4,586,000726
Net interest income$4,675,0001,180
Provision for loan and lease losses$581,0001,645
Total noninterest income$2,966,000548
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$680,000600
Trading account gains and fees$0171
Additional Noninterest Income$2,286,000457
Total noninterest expense$6,572,000760
Salaries and employee benefits$3,745,000671
Premises and equipment expense$1,146,000614
Additional noninterest expense$1,681,0001,002
Pre-tax net operating income$488,0002,426
Securities gains (losses)$219,000629
Applicable income taxes$18,0003,642
Income before extraordinary items$689,0001,571
Extraordinary gains, net$015
Net income$589,0001,835
Minority interest net income$100,00047
Net income of bank and minority interests.$689,0001,573
Net charge-offs$239,0001,996
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$476,5702,097
2008-12-31 (YTD Data)Rank
Total interest income$39,061,000956
Total interest expense$19,653,000799
Net interest income$19,408,0001,136
Provision for loan and lease losses$1,469,0002,188
Total noninterest income$7,414,000758
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,883,000600
Trading account gains and fees$0154
Additional Noninterest Income$4,531,000711
Total noninterest expense$23,693,000834
Salaries and employee benefits$13,685,000723
Premises and equipment expense$4,388,000633
Additional noninterest expense$5,620,0001,144
Pre-tax net operating income$1,660,0002,842
Securities gains (losses)$965,000218
Applicable income taxes$-112,0007,102
Income before extraordinary items$2,737,0001,487
Extraordinary gains, net$039
Net income$2,737,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,060,0001,894
Cash dividends$3,750,000744
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,772,0002,350
2008-09-30 (YTD Data)Rank
Total interest income$29,363,000980
Total interest expense$14,927,000828
Net interest income$14,436,0001,167
Provision for loan and lease losses$1,239,0001,620
Total noninterest income$5,708,000779
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,192,000603
Trading account gains and fees$0148
Additional Noninterest Income$3,516,000739
Total noninterest expense$16,134,000919
Salaries and employee benefits$9,014,000852
Premises and equipment expense$3,191,000654
Additional noninterest expense$3,929,0001,169
Pre-tax net operating income$2,771,0001,758
Securities gains (losses)$627,000269
Applicable income taxes$556,0001,766
Income before extraordinary items$2,842,0001,307
Extraordinary gains, net$031
Net income$2,842,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$887,0001,404
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,315,3201,649
2008-06-30 (YTD Data)Rank
Total interest income$19,642,000995
Total interest expense$10,121,000842
Net interest income$9,521,0001,169
Provision for loan and lease losses$689,0001,553
Total noninterest income$3,180,000923
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,431,000598
Trading account gains and fees$0149
Additional Noninterest Income$1,749,000930
Total noninterest expense$10,647,000928
Salaries and employee benefits$6,061,000853
Premises and equipment expense$2,100,000665
Additional noninterest expense$2,486,0001,196
Pre-tax net operating income$1,365,0002,373
Securities gains (losses)$627,000263
Applicable income taxes$478,0001,657
Income before extraordinary items$1,514,0001,790
Extraordinary gains, net$021
Net income$1,514,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,375
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,037,4802,456
2008-03-31 (YTD Data)Rank
Total interest income$9,978,0001,005
Total interest expense$5,311,000854
Net interest income$4,667,0001,180
Provision for loan and lease losses$175,0001,958
Total noninterest income$1,443,000994
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$719,000594
Trading account gains and fees$0158
Additional Noninterest Income$724,0001,086
Total noninterest expense$5,249,000925
Salaries and employee benefits$3,041,000855
Premises and equipment expense$1,041,000674
Additional noninterest expense$1,167,0001,228
Pre-tax net operating income$686,0002,451
Securities gains (losses)$346,000301
Applicable income taxes$280,0001,553
Income before extraordinary items$752,0001,909
Extraordinary gains, net$015
Net income$752,0001,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,665
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$499,4202,628
2007-12-31 (YTD Data)Rank
Total interest income$40,626,0001,039
Total interest expense$19,162,0001,020
Net interest income$21,464,0001,028
Provision for loan and lease losses$620,0002,008
Total noninterest income$6,093,000937
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,993,000584
Trading account gains and fees$0178
Additional Noninterest Income$3,100,000988
Total noninterest expense$20,016,000939
Salaries and employee benefits$11,826,000838
Premises and equipment expense$3,910,000681
Additional noninterest expense$4,280,0001,310
Pre-tax net operating income$6,921,0001,233
Securities gains (losses)$-20,0007,762
Applicable income taxes$1,868,0001,193
Income before extraordinary items$5,033,0001,271
Extraordinary gains, net$039
Net income$5,033,0001,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,602
Cash dividends$1,600,0001,901
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,047,6001,257
2007-09-30 (YTD Data)Rank
Total interest income$30,048,0001,058
Total interest expense$13,810,0001,060
Net interest income$16,238,0001,023
Provision for loan and lease losses$505,0001,558
Total noninterest income$4,526,000937
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,180,000593
Trading account gains and fees$0184
Additional Noninterest Income$2,346,000982
Total noninterest expense$14,702,000947
Salaries and employee benefits$8,791,000845
Premises and equipment expense$2,844,000698
Additional noninterest expense$3,067,0001,327
Pre-tax net operating income$5,557,0001,230
Securities gains (losses)$-20,0007,962
Applicable income taxes$1,730,0001,085
Income before extraordinary items$3,807,0001,341
Extraordinary gains, net$033
Net income$3,807,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,317
Cash dividends$1,600,0001,426
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,820,8001,332
2007-06-30 (YTD Data)Rank
Total interest income$19,621,0001,094
Total interest expense$8,812,0001,119
Net interest income$10,809,0001,037
Provision for loan and lease losses$308,0001,505
Total noninterest income$3,056,000955
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,411,000608
Trading account gains and fees$0168
Additional Noninterest Income$1,645,000977
Total noninterest expense$9,753,000966
Salaries and employee benefits$5,857,000864
Premises and equipment expense$1,819,000754
Additional noninterest expense$2,077,0001,331
Pre-tax net operating income$3,804,0001,246
Securities gains (losses)$01,444
Applicable income taxes$1,172,0001,128
Income before extraordinary items$2,632,0001,346
Extraordinary gains, net$029
Net income$2,632,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,632
Cash dividends$1,600,0001,051
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,632,0001,327
2007-03-31 (YTD Data)Rank
Total interest income$9,550,0001,117
Total interest expense$4,283,0001,140
Net interest income$5,267,0001,059
Provision for loan and lease losses$158,0001,378
Total noninterest income$1,435,000989
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$686,000611
Trading account gains and fees$0195
Additional Noninterest Income$749,0001,032
Total noninterest expense$4,898,000959
Salaries and employee benefits$2,842,000898
Premises and equipment expense$892,000765
Additional noninterest expense$1,164,0001,171
Pre-tax net operating income$1,646,0001,418
Securities gains (losses)$01,187
Applicable income taxes$537,0001,223
Income before extraordinary items$1,109,0001,552
Extraordinary gains, net$022
Net income$1,109,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$800,000962
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,109,0001,540
2006-12-31 (YTD Data)Rank
Total interest income$35,915,0001,096
Total interest expense$14,165,0001,183
Net interest income$21,750,0001,023
Provision for loan and lease losses$957,0001,078
Total noninterest income$5,803,000963
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,882,000590
Trading account gains and fees$0130
Additional Noninterest Income$2,921,0001,019
Total noninterest expense$18,797,000945
Salaries and employee benefits$10,717,000896
Premises and equipment expense$2,981,000847
Additional noninterest expense$5,099,0001,043
Pre-tax net operating income$7,799,0001,251
Securities gains (losses)$-6,0007,127
Applicable income taxes$1,875,0001,401
Income before extraordinary items$5,918,0001,235
Extraordinary gains, net$051
Net income$5,918,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,000771
Cash dividends$3,350,0001,012
Sale, conversion, retirement of capital stock, net$-133,0008,604
Net operating income$5,922,5601,222
2006-09-30 (YTD Data)Rank
Total interest income$26,327,0001,126
Total interest expense$10,055,0001,218
Net interest income$16,272,0001,047
Provision for loan and lease losses$706,0001,045
Total noninterest income$4,388,000975
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,167,000594
Trading account gains and fees$0126
Additional Noninterest Income$2,221,0001,024
Total noninterest expense$13,573,000995
Salaries and employee benefits$7,795,000934
Premises and equipment expense$2,136,000892
Additional noninterest expense$3,642,0001,105
Pre-tax net operating income$6,381,0001,200
Securities gains (losses)$-7,0007,492
Applicable income taxes$2,215,0001,010
Income before extraordinary items$4,159,0001,368
Extraordinary gains, net$045
Net income$4,159,0001,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$661,000650
Cash dividends$2,450,000976
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,163,5501,346
2006-06-30 (YTD Data)Rank
Total interest income$17,077,0001,136
Total interest expense$6,382,0001,226
Net interest income$10,695,0001,061
Provision for loan and lease losses$241,0001,803
Total noninterest income$2,935,000962
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,418,000597
Trading account gains and fees$3,000116
Additional Noninterest Income$1,514,0001,007
Total noninterest expense$9,171,000986
Salaries and employee benefits$5,144,000948
Premises and equipment expense$1,564,000821
Additional noninterest expense$2,463,0001,103
Pre-tax net operating income$4,218,0001,197
Securities gains (losses)$-7,0007,777
Applicable income taxes$1,449,0001,031
Income before extraordinary items$2,762,0001,360
Extraordinary gains, net$039
Net income$2,762,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,000737
Cash dividends$1,550,0001,008
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,766,6201,347
2006-03-31 (YTD Data)Rank
Total interest income$8,279,0001,142
Total interest expense$3,068,0001,197
Net interest income$5,211,0001,081
Provision for loan and lease losses$50,0003,099
Total noninterest income$1,394,000993
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$684,000599
Trading account gains and fees$-5,0008,759
Additional Noninterest Income$715,0001,028
Total noninterest expense$4,486,0001,007
Salaries and employee benefits$2,526,000971
Premises and equipment expense$796,000809
Additional noninterest expense$1,164,0001,146
Pre-tax net operating income$2,069,0001,192
Securities gains (losses)$-7,0008,168
Applicable income taxes$676,0001,081
Income before extraordinary items$1,386,0001,320
Extraordinary gains, net$021
Net income$1,386,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0001,195
Cash dividends$750,000954
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,390,6901,298
2005-12-31 (YTD Data)Rank
Total interest income$30,293,0001,087
Total interest expense$10,821,0001,034
Net interest income$19,472,0001,114
Provision for loan and lease losses$1,555,000683
Total noninterest income$6,289,000898
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,881,000590
Trading account gains and fees$11,000123
Additional Noninterest Income$3,397,000925
Total noninterest expense$16,641,0001,026
Salaries and employee benefits$9,211,000999
Premises and equipment expense$2,840,000834
Additional noninterest expense$4,590,0001,111
Pre-tax net operating income$7,565,0001,255
Securities gains (losses)$02,296
Applicable income taxes$2,220,0001,246
Income before extraordinary items$5,345,0001,340
Extraordinary gains, net$046
Net income$5,345,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,601,000474
Cash dividends$2,500,0001,197
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,345,0001,320
2005-09-30 (YTD Data)Rank
Total interest income$22,210,0001,075
Total interest expense$7,799,0001,008
Net interest income$14,411,0001,119
Provision for loan and lease losses$905,000822
Total noninterest income$4,883,000870
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,196,000576
Trading account gains and fees$0126
Additional Noninterest Income$2,687,000894
Total noninterest expense$12,333,0001,028
Salaries and employee benefits$6,697,0001,021
Premises and equipment expense$2,060,000851
Additional noninterest expense$3,576,0001,057
Pre-tax net operating income$6,056,0001,180
Securities gains (losses)$02,317
Applicable income taxes$1,952,0001,093
Income before extraordinary items$4,104,0001,322
Extraordinary gains, net$035
Net income$4,104,0001,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,000557
Cash dividends$1,900,0001,105
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,104,0001,298
2005-06-30 (YTD Data)Rank
Total interest income$14,164,0001,092
Total interest expense$4,964,000993
Net interest income$9,200,0001,149
Provision for loan and lease losses$560,000881
Total noninterest income$3,509,000816
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,580,000525
Trading account gains and fees$0116
Additional Noninterest Income$1,929,000832
Total noninterest expense$8,168,0001,026
Salaries and employee benefits$4,355,0001,046
Premises and equipment expense$1,311,000887
Additional noninterest expense$2,502,0001,007
Pre-tax net operating income$3,981,0001,175
Securities gains (losses)$02,146
Applicable income taxes$1,421,0001,007
Income before extraordinary items$2,560,0001,361
Extraordinary gains, net$030
Net income$2,560,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$613,000516
Cash dividends$1,200,0001,114
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,560,0001,341
2005-03-31 (YTD Data)Rank
Total interest income$6,887,0001,102
Total interest expense$2,422,000968
Net interest income$4,465,0001,176
Provision for loan and lease losses$206,0001,109
Total noninterest income$1,498,000899
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$762,000525
Trading account gains and fees$0115
Additional Noninterest Income$736,0001,008
Total noninterest expense$3,906,0001,068
Salaries and employee benefits$2,150,0001,051
Premises and equipment expense$665,000887
Additional noninterest expense$1,091,0001,128
Pre-tax net operating income$1,851,0001,228
Securities gains (losses)$01,685
Applicable income taxes$639,0001,089
Income before extraordinary items$1,212,0001,402
Extraordinary gains, net$024
Net income$1,212,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,000734
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,212,0001,375
2004-12-31 (YTD Data)Rank
Total interest income$26,622,0001,063
Total interest expense$9,015,000896
Net interest income$17,607,0001,147
Provision for loan and lease losses$1,829,000592
Total noninterest income$5,328,0001,031
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,952,000586
Trading account gains and fees$0138
Additional Noninterest Income$2,376,0001,169
Total noninterest expense$16,559,000988
Salaries and employee benefits$8,508,0001,012
Premises and equipment expense$2,622,000851
Additional noninterest expense$5,429,000922
Pre-tax net operating income$4,547,0001,842
Securities gains (losses)$31,0002,094
Applicable income taxes$1,538,0001,574
Income before extraordinary items$3,040,0002,051
Extraordinary gains, net$034
Net income$3,040,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,801,000498
Cash dividends$2,003,0001,344
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,019,5402,020
2004-09-30 (YTD Data)Rank
Total interest income$19,426,0001,080
Total interest expense$6,664,000893
Net interest income$12,762,0001,170
Provision for loan and lease losses$1,611,000491
Total noninterest income$4,229,000988
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,589,000516
Trading account gains and fees$0134
Additional Noninterest Income$1,640,0001,237
Total noninterest expense$12,103,0001,012
Salaries and employee benefits$6,092,0001,058
Premises and equipment expense$1,958,000857
Additional noninterest expense$4,053,000919
Pre-tax net operating income$3,277,0001,918
Securities gains (losses)$3,0003,253
Applicable income taxes$1,091,0001,653
Income before extraordinary items$2,189,0002,140
Extraordinary gains, net$026
Net income$2,189,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,618,000406
Cash dividends$1,103,0001,590
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,186,9902,088
2004-06-30 (YTD Data)Rank
Total interest income$12,929,0001,069
Total interest expense$4,368,000893
Net interest income$8,561,0001,158
Provision for loan and lease losses$982,000532
Total noninterest income$2,682,0001,024
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,506,000576
Trading account gains and fees$0130
Additional Noninterest Income$1,176,0001,187
Total noninterest expense$8,046,0001,003
Salaries and employee benefits$4,119,0001,037
Premises and equipment expense$1,279,000874
Additional noninterest expense$2,648,000941
Pre-tax net operating income$2,215,0001,880
Securities gains (losses)$3,0002,926
Applicable income taxes$717,0001,673
Income before extraordinary items$1,501,0002,074
Extraordinary gains, net$021
Net income$1,501,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,000826
Cash dividends$603,0001,854
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,498,9602,017
2004-03-31 (YTD Data)Rank
Total interest income$6,366,0001,096
Total interest expense$2,172,000920
Net interest income$4,194,0001,180
Provision for loan and lease losses$444,000582
Total noninterest income$1,246,0001,058
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$730,000587
Trading account gains and fees$0121
Additional Noninterest Income$516,0001,269
Total noninterest expense$3,991,0001,021
Salaries and employee benefits$2,044,0001,055
Premises and equipment expense$614,000940
Additional noninterest expense$1,333,000929
Pre-tax net operating income$1,005,0001,995
Securities gains (losses)$3,0002,499
Applicable income taxes$384,0001,618
Income before extraordinary items$624,0002,402
Extraordinary gains, net$016
Net income$624,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,000693
Cash dividends$100,0002,844
Sale, conversion, retirement of capital stock, net$0464
Net operating income$622,0802,328
2003-12-31 (YTD Data)Rank
Total interest income$24,668,0001,152
Total interest expense$8,727,0001,019
Net interest income$15,941,0001,211
Provision for loan and lease losses$3,729,000402
Total noninterest income$6,002,000969
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,119,000556
Trading account gains and fees$0160
Additional Noninterest Income$2,883,0001,122
Total noninterest expense$16,752,000977
Salaries and employee benefits$8,101,0001,045
Premises and equipment expense$2,811,000801
Additional noninterest expense$5,840,000878
Pre-tax net operating income$1,462,0004,187
Securities gains (losses)$416,000848
Applicable income taxes$658,0002,900
Income before extraordinary items$1,220,0004,101
Extraordinary gains, net$054
Net income$1,220,0004,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,913,000414
Cash dividends$1,650,0001,618
Sale, conversion, retirement of capital stock, net$133,000654
Net operating income$949,6004,623
2003-09-30 (YTD Data)Rank
Total interest income$18,359,0001,191
Total interest expense$6,580,0001,062
Net interest income$11,779,0001,242
Provision for loan and lease losses$3,729,000346
Total noninterest income$4,494,0001,007
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,314,000571
Trading account gains and fees$0153
Additional Noninterest Income$2,180,0001,160
Total noninterest expense$12,407,000998
Salaries and employee benefits$5,794,0001,097
Premises and equipment expense$2,125,000803
Additional noninterest expense$4,488,000865
Pre-tax net operating income$137,0008,045
Securities gains (losses)$416,000772
Applicable income taxes$713,0002,361
Income before extraordinary items$-160,0008,871
Extraordinary gains, net$040
Net income$-160,0008,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,401,000379
Cash dividends$1,575,0001,223
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-426,2408,946
2003-06-30 (YTD Data)Rank
Total interest income$12,058,0001,223
Total interest expense$4,438,0001,085
Net interest income$7,620,0001,288
Provision for loan and lease losses$1,113,000596
Total noninterest income$3,091,000979
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,490,000576
Trading account gains and fees$0150
Additional Noninterest Income$1,601,0001,084
Total noninterest expense$7,858,0001,036
Salaries and employee benefits$3,812,0001,116
Premises and equipment expense$1,407,000806
Additional noninterest expense$2,639,000959
Pre-tax net operating income$1,740,0002,305
Securities gains (losses)$410,000654
Applicable income taxes$699,0001,823
Income before extraordinary items$1,451,0002,169
Extraordinary gains, net$030
Net income$1,451,0002,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,163
Cash dividends$975,0001,342
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,176,3002,479
2003-03-31 (YTD Data)Rank
Total interest income$5,897,0001,264
Total interest expense$2,256,0001,083
Net interest income$3,641,0001,345
Provision for loan and lease losses$310,000890
Total noninterest income$1,518,000961
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$735,000574
Trading account gains and fees$0134
Additional Noninterest Income$783,0001,067
Total noninterest expense$3,837,0001,049
Salaries and employee benefits$1,943,0001,085
Premises and equipment expense$691,000839
Additional noninterest expense$1,203,0001,022
Pre-tax net operating income$1,012,0002,017
Securities gains (losses)$02,891
Applicable income taxes$338,0001,876
Income before extraordinary items$674,0002,270
Extraordinary gains, net$021
Net income$674,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,563
Cash dividends$475,0001,273
Sale, conversion, retirement of capital stock, net$0419
Net operating income$674,0002,150
2002-12-31 (YTD Data)Rank
Total interest income$24,951,0001,233
Total interest expense$9,675,0001,163
Net interest income$15,276,0001,258
Provision for loan and lease losses$3,686,000475
Total noninterest income$6,766,000816
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,603,000458
Trading account gains and fees$0153
Additional Noninterest Income$3,163,000963
Total noninterest expense$16,065,000976
Salaries and employee benefits$7,832,0001,025
Premises and equipment expense$2,664,000820
Additional noninterest expense$5,569,000904
Pre-tax net operating income$2,291,0003,082
Securities gains (losses)$440,000717
Applicable income taxes$453,0003,650
Income before extraordinary items$2,278,0002,527
Extraordinary gains, net$070
Net income$2,278,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,660,000391
Cash dividends$1,800,0001,431
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,912,8002,818
2001-12-31 (YTD Data)Rank
Total interest income$27,414,0001,254
Total interest expense$12,845,0001,263
Net interest income$14,569,0001,221
Provision for loan and lease losses$1,582,000865
Total noninterest income$6,104,000849
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,296,000459
Trading account gains and fees$0177
Additional Noninterest Income$2,808,000993
Total noninterest expense$14,820,0001,001
Salaries and employee benefits$7,818,000962
Premises and equipment expense$2,647,000798
Additional noninterest expense$4,355,0001,094
Pre-tax net operating income$4,271,0001,660
Securities gains (losses)$721,000493
Applicable income taxes$1,970,0001,196
Income before extraordinary items$3,022,0001,742
Extraordinary gains, net$0105
Net income$3,022,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,499,000706
Cash dividends$1,425,0001,730
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,560,5601,966
2000-12-31 (YTD Data)Rank
Total interest income$27,360,0001,299
Total interest expense$13,471,0001,296
Net interest income$13,889,0001,254
Provision for loan and lease losses$555,0001,721
Total noninterest income$4,237,0001,034
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,996,000453
Trading account gains and fees$0180
Additional Noninterest Income$1,241,0001,617
Total noninterest expense$15,448,000917
Salaries and employee benefits$7,213,000973
Premises and equipment expense$2,590,000781
Additional noninterest expense$5,645,000871
Pre-tax net operating income$2,123,0003,173
Securities gains (losses)$1,0001,732
Applicable income taxes$883,0002,346
Income before extraordinary items$1,241,0003,773
Extraordinary gains, net$038
Net income$1,241,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,379,000434
Cash dividends$1,300,0001,851
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,240,3603,757
1999-12-31 (YTD Data)Rank
Total interest income$34,131,000974
Total interest expense$14,484,0001,051
Net interest income$19,647,000895
Provision for loan and lease losses$2,849,000428
Total noninterest income$4,267,0001,043
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,402,000558
Trading account gains and fees$0173
Additional Noninterest Income$1,865,0001,211
Total noninterest expense$19,201,000786
Salaries and employee benefits$9,004,000777
Premises and equipment expense$2,866,000722
Additional noninterest expense$7,331,000753
Pre-tax net operating income$1,864,0003,516
Securities gains (losses)$1,0002,805
Applicable income taxes$141,0006,391
Income before extraordinary items$1,724,0002,907
Extraordinary gains, net$035
Net income$1,724,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,570,000283
Cash dividends$705,0002,886
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,723,0802,883
1998-12-31 (YTD Data)Rank
Total interest income$37,998,000885
Total interest expense$16,748,000945
Net interest income$21,250,000804
Provision for loan and lease losses$7,778,000241
Total noninterest income$5,126,000920
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,408,000533
Trading account gains and fees$0224
Additional Noninterest Income$2,718,000956
Total noninterest expense$17,296,000834
Salaries and employee benefits$9,215,000735
Premises and equipment expense$2,541,000782
Additional noninterest expense$5,540,000892
Pre-tax net operating income$1,302,0004,610
Securities gains (losses)$04,449
Applicable income taxes$621,0003,310
Income before extraordinary items$681,0005,691
Extraordinary gains, net$032
Net income$681,0005,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,189,000366
Cash dividends$1,115,0002,056
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$681,0005,586
1997-12-31 (YTD Data)Rank
Total interest income$30,944,0001,094
Total interest expense$13,741,0001,180
Net interest income$17,203,0001,028
Provision for loan and lease losses$2,552,000483
Total noninterest income$4,348,0001,017
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,025,000631
Trading account gains and fees$0239
Additional Noninterest Income$2,323,000989
Total noninterest expense$13,539,0001,009
Salaries and employee benefits$7,594,000876
Premises and equipment expense$2,108,000947
Additional noninterest expense$3,837,0001,153
Pre-tax net operating income$5,460,0001,425
Securities gains (losses)$03,944
Applicable income taxes$1,979,0001,345
Income before extraordinary items$3,481,0001,547
Extraordinary gains, net$044
Net income$3,481,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,697,000553
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,481,0001,512
1996-12-31 (YTD Data)Rank
Total interest income$22,862,0001,476
Total interest expense$10,295,0001,546
Net interest income$12,567,0001,429
Provision for loan and lease losses$1,690,000707
Total noninterest income$4,203,0001,072
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,530,000861
Trading account gains and fees$0262
Additional Noninterest Income$2,673,000952
Total noninterest expense$9,902,0001,448
Salaries and employee benefits$5,425,0001,230
Premises and equipment expense$1,474,0001,381
Additional noninterest expense$3,003,0001,734
Pre-tax net operating income$5,178,0001,394
Securities gains (losses)$04,148
Applicable income taxes$1,925,0001,282
Income before extraordinary items$3,253,0001,523
Extraordinary gains, net$053
Net income$3,253,0001,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,0001,087
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,253,0001,495
1995-12-31 (YTD Data)Rank
Total interest income$14,951,0002,258
Total interest expense$6,868,0002,273
Net interest income$8,083,0002,228
Provision for loan and lease losses$891,0001,045
Total noninterest income$2,903,0001,383
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$996,0001,369
Trading account gains and fees$0522
Additional Noninterest Income$1,907,0001,162
Total noninterest expense$6,677,0002,066
Salaries and employee benefits$3,696,0001,794
Premises and equipment expense$1,023,0001,981
Additional noninterest expense$1,958,0002,441
Pre-tax net operating income$3,418,0002,153
Securities gains (losses)$03,831
Applicable income taxes$1,236,0001,970
Income before extraordinary items$2,182,0002,311
Extraordinary gains, net$065
Net income$2,182,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,703
Cash dividends$150,0006,032
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,182,0002,287
1994-12-31 (YTD Data)Rank
Total interest income$9,571,0003,161
Total interest expense$4,090,0002,977
Net interest income$5,481,0003,266
Provision for loan and lease losses$225,0002,816
Total noninterest income$2,014,0001,829
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$674,0002,004
Trading account gains and feesNANA
Additional Noninterest Income$1,340,0001,504
Total noninterest expense$4,767,0002,892
Salaries and employee benefits$2,588,0002,574
Premises and equipment expense$695,0002,851
Additional noninterest expense$1,484,0003,332
Pre-tax net operating income$2,503,0002,823
Securities gains (losses)$-2,0009,023
Applicable income taxes$883,0002,533
Income before extraordinary items$1,618,0002,971
Extraordinary gains, net$0249
Net income$1,618,0002,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,088
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,619,3002,993
1993-12-31 (YTD Data)Rank
Total interest income$7,717,0003,946
Total interest expense$3,219,0003,876
Net interest income$4,498,0003,938
Provision for loan and lease losses$500,0002,086
Total noninterest income$1,991,0001,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$550,0002,524
Trading account gains and feesNANA
Additional Noninterest Income$1,441,0001,597
Total noninterest expense$3,569,0003,846
Salaries and employee benefits$1,880,0003,469
Premises and equipment expense$424,0004,480
Additional noninterest expense$1,265,0004,005
Pre-tax net operating income$2,420,0002,788
Securities gains (losses)$07,477
Applicable income taxes$877,0002,566
Income before extraordinary items$1,543,0003,157
Extraordinary gains, net$1,0003,136
Net income$1,544,0003,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,994
Cash dividends$320,0004,213
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,543,0002,981
1992-12-31 (YTD Data)Rank
Total interest income$5,773,0005,670
Total interest expense$2,612,0005,772
Net interest income$3,161,0005,476
Provision for loan and lease losses$580,0002,690
Total noninterest income$1,164,0002,929
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$361,0003,810
Trading account gains and feesNANA
Additional Noninterest Income$803,0002,304
Total noninterest expense$2,552,0005,212
Salaries and employee benefits$1,307,0004,800
Premises and equipment expense$278,0006,313
Additional noninterest expense$967,0005,188
Pre-tax net operating income$1,193,0004,928
Securities gains (losses)$52,0004,050
Applicable income taxes$454,0004,338
Income before extraordinary items$791,0005,409
Extraordinary gains, net$01,422
Net income$791,0005,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0005,553
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$757,7205,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.