F&M Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 3,631 |
| Total interest expense | $389,000 | 3,670 |
| Net interest income | $1,044,000 | 3,567 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $98,000 | 3,470 |
| Gross Fiduciary activities income | $2,000 | 872 |
| Service charges on deposit accounts | $22,000 | 3,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,254 |
| Total noninterest expense | $771,000 | 3,644 |
| Salaries and employee benefits | $400,000 | 3,689 |
| Premises and equipment expense | $54,000 | 3,819 |
| Additional noninterest expense | $74,000 | 3,254 |
| Pre-tax net operating income | $371,000 | 3,255 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $15,000 | 2,845 |
| Income before extraordinary items | $356,000 | 3,140 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $356,000 | 3,172 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $356,000 | 3,140 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $356,000 | 3,168 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 3,659 |
| Total interest expense | $1,690,000 | 3,613 |
| Net interest income | $3,772,000 | 3,635 |
| Provision for loan and lease losses | $176,000 | 2,161 |
| Total noninterest income | $400,000 | 3,526 |
| Gross Fiduciary activities income | $5,000 | 930 |
| Service charges on deposit accounts | $95,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,341 |
| Total noninterest expense | $2,689,000 | 3,788 |
| Salaries and employee benefits | $1,572,000 | 3,713 |
| Premises and equipment expense | $142,000 | 4,106 |
| Additional noninterest expense | $300,000 | 3,341 |
| Pre-tax net operating income | $1,307,000 | 3,265 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $38,000 | 3,000 |
| Income before extraordinary items | $1,269,000 | 3,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,269,000 | 3,198 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,269,000 | 3,168 |
| Net charge-offs | $1,000 | 3,012 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,269,000 | 3,178 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 3,725 |
| Total interest expense | $759,000 | 3,700 |
| Net interest income | $1,801,000 | 3,695 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $203,000 | 3,498 |
| Gross Fiduciary activities income | $5,000 | 885 |
| Service charges on deposit accounts | $49,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,312 |
| Total noninterest expense | $1,224,000 | 3,865 |
| Salaries and employee benefits | $723,000 | 3,792 |
| Premises and equipment expense | $71,000 | 4,124 |
| Additional noninterest expense | $149,000 | 3,312 |
| Pre-tax net operating income | $780,000 | 3,105 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $29,000 | 2,899 |
| Income before extraordinary items | $751,000 | 3,006 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $751,000 | 3,042 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $751,000 | 3,009 |
| Net charge-offs | $1,000 | 2,478 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $751,000 | 3,017 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 3,742 |
| Total interest expense | $332,000 | 3,792 |
| Net interest income | $914,000 | 3,685 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $104,000 | 3,479 |
| Gross Fiduciary activities income | $5,000 | 809 |
| Service charges on deposit accounts | $25,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,307 |
| Total noninterest expense | $632,000 | 3,855 |
| Salaries and employee benefits | $370,000 | 3,783 |
| Premises and equipment expense | $39,000 | 4,074 |
| Additional noninterest expense | $74,000 | 3,307 |
| Pre-tax net operating income | $386,000 | 3,071 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $15,000 | 2,810 |
| Income before extraordinary items | $371,000 | 2,985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $371,000 | 3,016 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $371,000 | 2,986 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $371,000 | 2,992 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 3,747 |
| Total interest expense | $953,000 | 3,740 |
| Net interest income | $3,690,000 | 3,699 |
| Provision for loan and lease losses | $38,000 | 2,880 |
| Total noninterest income | $392,000 | 3,600 |
| Gross Fiduciary activities income | $5,000 | 895 |
| Service charges on deposit accounts | $107,000 | 3,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,443 |
| Total noninterest expense | $2,475,000 | 3,878 |
| Salaries and employee benefits | $1,354,000 | 3,878 |
| Premises and equipment expense | $193,000 | 3,985 |
| Additional noninterest expense | $280,000 | 3,443 |
| Pre-tax net operating income | $1,569,000 | 3,197 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $58,000 | 2,982 |
| Income before extraordinary items | $1,511,000 | 3,066 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,511,000 | 3,100 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,511,000 | 3,068 |
| Net charge-offs | $11,000 | 2,397 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,511,000 | 3,105 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 3,729 |
| Total interest expense | $703,000 | 3,676 |
| Net interest income | $2,795,000 | 3,709 |
| Provision for loan and lease losses | $15,000 | 2,872 |
| Total noninterest income | $285,000 | 3,629 |
| Gross Fiduciary activities income | $5,000 | 856 |
| Service charges on deposit accounts | $79,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,477 |
| Total noninterest expense | $1,818,000 | 3,896 |
| Salaries and employee benefits | $995,000 | 3,888 |
| Premises and equipment expense | $166,000 | 3,875 |
| Additional noninterest expense | $201,000 | 3,476 |
| Pre-tax net operating income | $1,247,000 | 3,219 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $44,000 | 3,039 |
| Income before extraordinary items | $1,203,000 | 3,084 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,203,000 | 3,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,203,000 | 3,085 |
| Net charge-offs | $7,000 | 2,243 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,203,000 | 3,117 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 3,747 |
| Total interest expense | $455,000 | 3,599 |
| Net interest income | $1,818,000 | 3,753 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $190,000 | 3,622 |
| Gross Fiduciary activities income | $5,000 | 831 |
| Service charges on deposit accounts | $51,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,483 |
| Total noninterest expense | $1,180,000 | 3,930 |
| Salaries and employee benefits | $642,000 | 3,929 |
| Premises and equipment expense | $109,000 | 3,895 |
| Additional noninterest expense | $134,000 | 3,470 |
| Pre-tax net operating income | $828,000 | 3,248 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $29,000 | 3,061 |
| Income before extraordinary items | $799,000 | 3,124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $799,000 | 3,157 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $799,000 | 3,123 |
| Net charge-offs | $7,000 | 1,927 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $799,000 | 3,138 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 3,791 |
| Total interest expense | $234,000 | 3,410 |
| Net interest income | $870,000 | 3,811 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $94,000 | 3,643 |
| Gross Fiduciary activities income | $5,000 | 827 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,506 |
| Total noninterest expense | $571,000 | 4,009 |
| Salaries and employee benefits | $311,000 | 4,003 |
| Premises and equipment expense | $57,000 | 3,912 |
| Additional noninterest expense | $65,000 | 3,506 |
| Pre-tax net operating income | $393,000 | 3,350 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $15,000 | 3,044 |
| Income before extraordinary items | $378,000 | 3,242 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $378,000 | 3,241 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $378,000 | 3,242 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $378,000 | 3,263 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 3,859 |
| Total interest expense | $433,000 | 3,391 |
| Net interest income | $3,093,000 | 3,875 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $410,000 | 3,675 |
| Gross Fiduciary activities income | $5,000 | 930 |
| Service charges on deposit accounts | $101,000 | 3,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,508 |
| Total noninterest expense | $2,211,000 | 4,031 |
| Salaries and employee benefits | $1,200,000 | 4,039 |
| Premises and equipment expense | $214,000 | 3,972 |
| Additional noninterest expense | $304,000 | 3,508 |
| Pre-tax net operating income | $1,292,000 | 3,578 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $53,000 | 3,236 |
| Income before extraordinary items | $1,239,000 | 3,462 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,239,000 | 3,460 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,239,000 | 3,461 |
| Net charge-offs | $-2,000 | 3,341 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,239,000 | 3,484 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 3,905 |
| Total interest expense | $202,000 | 3,701 |
| Net interest income | $2,285,000 | 3,889 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $302,000 | 3,710 |
| Gross Fiduciary activities income | $5,000 | 900 |
| Service charges on deposit accounts | $74,000 | 3,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 3,564 |
| Total noninterest expense | $1,651,000 | 4,035 |
| Salaries and employee benefits | $901,000 | 4,039 |
| Premises and equipment expense | $176,000 | 3,889 |
| Additional noninterest expense | $223,000 | 3,564 |
| Pre-tax net operating income | $936,000 | 3,610 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $33,000 | 3,293 |
| Income before extraordinary items | $903,000 | 3,483 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $903,000 | 3,482 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $903,000 | 3,482 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $903,000 | 3,510 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 3,979 |
| Total interest expense | $90,000 | 4,021 |
| Net interest income | $1,460,000 | 3,947 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $214,000 | 3,677 |
| Gross Fiduciary activities income | $5,000 | 838 |
| Service charges on deposit accounts | $48,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 3,526 |
| Total noninterest expense | $1,116,000 | 4,035 |
| Salaries and employee benefits | $617,000 | 4,035 |
| Premises and equipment expense | $117,000 | 3,914 |
| Additional noninterest expense | $382,000 | 3,955 |
| Pre-tax net operating income | $558,000 | 3,609 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $22,000 | 3,228 |
| Income before extraordinary items | $536,000 | 3,494 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $536,000 | 3,493 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $536,000 | 3,494 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $536,000 | 3,524 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 3,993 |
| Total interest expense | $39,000 | 4,139 |
| Net interest income | $708,000 | 3,950 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $101,000 | 3,689 |
| Gross Fiduciary activities income | $5,000 | 798 |
| Service charges on deposit accounts | $24,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,587 |
| Total noninterest expense | $544,000 | 4,066 |
| Salaries and employee benefits | $301,000 | 4,063 |
| Premises and equipment expense | $59,000 | 3,945 |
| Additional noninterest expense | $184,000 | 3,985 |
| Pre-tax net operating income | $265,000 | 3,547 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $11,000 | 3,110 |
| Income before extraordinary items | $254,000 | 3,427 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $254,000 | 3,426 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $254,000 | 3,427 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $254,000 | 3,450 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,935 |
| Total interest expense | $176,000 | 4,207 |
| Net interest income | $3,256,000 | 3,883 |
| Provision for loan and lease losses | $81,000 | 2,314 |
| Total noninterest income | $344,000 | 3,954 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $82,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,829 |
| Total noninterest expense | $2,197,000 | 4,089 |
| Salaries and employee benefits | $1,193,000 | 4,107 |
| Premises and equipment expense | $247,000 | 3,923 |
| Additional noninterest expense | $757,000 | 3,994 |
| Pre-tax net operating income | $1,322,000 | 3,597 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $43,000 | 3,335 |
| Income before extraordinary items | $1,279,000 | 3,519 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,279,000 | 3,519 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,279,000 | 3,519 |
| Net charge-offs | $1,000 | 2,638 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,279,000 | 3,496 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 3,953 |
| Total interest expense | $135,000 | 4,280 |
| Net interest income | $2,576,000 | 3,890 |
| Provision for loan and lease losses | $81,000 | 2,117 |
| Total noninterest income | $242,000 | 4,038 |
| Gross Fiduciary activities income | $1,000 | 928 |
| Service charges on deposit accounts | $59,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,910 |
| Total noninterest expense | $1,653,000 | 4,138 |
| Salaries and employee benefits | $908,000 | 4,142 |
| Premises and equipment expense | $183,000 | 3,994 |
| Additional noninterest expense | $562,000 | 4,056 |
| Pre-tax net operating income | $1,084,000 | 3,639 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $32,000 | 3,326 |
| Income before extraordinary items | $1,052,000 | 3,545 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,052,000 | 3,545 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,052,000 | 3,545 |
| Net charge-offs | $1,000 | 2,373 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,052,000 | 3,518 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 3,868 |
| Total interest expense | $92,000 | 4,319 |
| Net interest income | $1,907,000 | 3,796 |
| Provision for loan and lease losses | $81,000 | 1,840 |
| Total noninterest income | $159,000 | 4,067 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $38,000 | 3,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,925 |
| Total noninterest expense | $1,105,000 | 4,155 |
| Salaries and employee benefits | $619,000 | 4,137 |
| Premises and equipment expense | $123,000 | 3,994 |
| Additional noninterest expense | $363,000 | 4,091 |
| Pre-tax net operating income | $880,000 | 3,415 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $22,000 | 3,300 |
| Income before extraordinary items | $858,000 | 3,314 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $858,000 | 3,313 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $858,000 | 3,314 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $858,000 | 3,288 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 3,853 |
| Total interest expense | $49,000 | 4,336 |
| Net interest income | $960,000 | 3,776 |
| Provision for loan and lease losses | $80,000 | 1,404 |
| Total noninterest income | $80,000 | 4,048 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $20,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 3,906 |
| Total noninterest expense | $584,000 | 4,125 |
| Salaries and employee benefits | $323,000 | 4,105 |
| Premises and equipment expense | $64,000 | 3,974 |
| Additional noninterest expense | $197,000 | 3,979 |
| Pre-tax net operating income | $376,000 | 3,568 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $11,000 | 3,253 |
| Income before extraordinary items | $365,000 | 3,467 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $365,000 | 3,468 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $365,000 | 3,467 |
| Net charge-offs | $7,000 | 1,445 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $365,000 | 3,444 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 3,970 |
| Total interest expense | $410,000 | 4,029 |
| Net interest income | $3,303,000 | 3,917 |
| Provision for loan and lease losses | $115,000 | 3,448 |
| Total noninterest income | $297,000 | 4,053 |
| Gross Fiduciary activities income | $6,000 | 923 |
| Service charges on deposit accounts | $98,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 3,978 |
| Total noninterest expense | $2,166,000 | 4,200 |
| Salaries and employee benefits | $1,166,000 | 4,232 |
| Premises and equipment expense | $231,000 | 4,108 |
| Additional noninterest expense | $769,000 | 4,009 |
| Pre-tax net operating income | $1,319,000 | 3,416 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $43,000 | 3,231 |
| Income before extraordinary items | $1,276,000 | 3,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,276,000 | 3,384 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,276,000 | 3,384 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $1,100,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,276,000 | 3,324 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 3,965 |
| Total interest expense | $350,000 | 3,988 |
| Net interest income | $2,538,000 | 3,920 |
| Provision for loan and lease losses | $115,000 | 3,186 |
| Total noninterest income | $207,000 | 4,099 |
| Gross Fiduciary activities income | $7,000 | 881 |
| Service charges on deposit accounts | $74,000 | 3,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,056 |
| Total noninterest expense | $1,613,000 | 4,211 |
| Salaries and employee benefits | $875,000 | 4,251 |
| Premises and equipment expense | $174,000 | 4,117 |
| Additional noninterest expense | $564,000 | 4,043 |
| Pre-tax net operating income | $1,017,000 | 3,434 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $32,000 | 3,240 |
| Income before extraordinary items | $985,000 | 3,372 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $985,000 | 3,372 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $985,000 | 3,372 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $1,100,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $985,000 | 3,319 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 3,938 |
| Total interest expense | $270,000 | 3,920 |
| Net interest income | $1,782,000 | 3,868 |
| Provision for loan and lease losses | $115,000 | 2,864 |
| Total noninterest income | $130,000 | 4,155 |
| Gross Fiduciary activities income | $3,000 | 899 |
| Service charges on deposit accounts | $48,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,103 |
| Total noninterest expense | $1,066,000 | 4,241 |
| Salaries and employee benefits | $590,000 | 4,262 |
| Premises and equipment expense | $118,000 | 4,124 |
| Additional noninterest expense | $358,000 | 4,127 |
| Pre-tax net operating income | $731,000 | 3,333 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $22,000 | 3,196 |
| Income before extraordinary items | $709,000 | 3,261 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $709,000 | 3,260 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $709,000 | 3,261 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $709,000 | 3,205 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 3,969 |
| Total interest expense | $159,000 | 3,870 |
| Net interest income | $861,000 | 3,938 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $67,000 | 4,139 |
| Gross Fiduciary activities income | $1,000 | 904 |
| Service charges on deposit accounts | $30,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,099 |
| Total noninterest expense | $507,000 | 4,343 |
| Salaries and employee benefits | $270,000 | 4,375 |
| Premises and equipment expense | $61,000 | 4,115 |
| Additional noninterest expense | $176,000 | 4,199 |
| Pre-tax net operating income | $406,000 | 3,045 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $11,000 | 3,113 |
| Income before extraordinary items | $395,000 | 2,946 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $395,000 | 2,947 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $395,000 | 2,947 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $395,000 | 2,929 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 4,160 |
| Total interest expense | $663,000 | 3,869 |
| Net interest income | $2,971,000 | 4,180 |
| Provision for loan and lease losses | $86,000 | 3,056 |
| Total noninterest income | $344,000 | 4,032 |
| Gross Fiduciary activities income | $48,000 | 793 |
| Service charges on deposit accounts | $138,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 4,122 |
| Total noninterest expense | $1,982,000 | 4,407 |
| Salaries and employee benefits | $1,081,000 | 4,422 |
| Premises and equipment expense | $227,000 | 4,250 |
| Additional noninterest expense | $674,000 | 4,319 |
| Pre-tax net operating income | $1,247,000 | 3,624 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $36,000 | 3,413 |
| Income before extraordinary items | $1,219,000 | 3,551 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,219,000 | 3,552 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,219,000 | 3,552 |
| Net charge-offs | $72,000 | 2,415 |
| Cash dividends | $1,000,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,211,240 | 3,522 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 4,230 |
| Total interest expense | $496,000 | 3,909 |
| Net interest income | $2,217,000 | 4,253 |
| Provision for loan and lease losses | $70,000 | 2,898 |
| Total noninterest income | $270,000 | 4,031 |
| Gross Fiduciary activities income | $48,000 | 769 |
| Service charges on deposit accounts | $105,000 | 3,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 4,185 |
| Total noninterest expense | $1,470,000 | 4,464 |
| Salaries and employee benefits | $801,000 | 4,467 |
| Premises and equipment expense | $156,000 | 4,385 |
| Additional noninterest expense | $513,000 | 4,343 |
| Pre-tax net operating income | $947,000 | 3,700 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $39,000 | 3,345 |
| Income before extraordinary items | $916,000 | 3,624 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $916,000 | 3,624 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $916,000 | 3,624 |
| Net charge-offs | $66,000 | 2,036 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $908,320 | 3,604 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 4,270 |
| Total interest expense | $338,000 | 3,877 |
| Net interest income | $1,462,000 | 4,295 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $188,000 | 4,004 |
| Gross Fiduciary activities income | $46,000 | 749 |
| Service charges on deposit accounts | $69,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,237 |
| Total noninterest expense | $963,000 | 4,517 |
| Salaries and employee benefits | $529,000 | 4,516 |
| Premises and equipment expense | $103,000 | 4,409 |
| Additional noninterest expense | $331,000 | 4,415 |
| Pre-tax net operating income | $627,000 | 3,719 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $26,000 | 3,352 |
| Income before extraordinary items | $609,000 | 3,625 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $609,000 | 3,624 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $609,000 | 3,624 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $601,320 | 3,612 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 4,314 |
| Total interest expense | $169,000 | 3,861 |
| Net interest income | $720,000 | 4,353 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $70,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $34,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,240 |
| Total noninterest expense | $468,000 | 4,589 |
| Salaries and employee benefits | $267,000 | 4,555 |
| Premises and equipment expense | $45,000 | 4,600 |
| Additional noninterest expense | $156,000 | 4,519 |
| Pre-tax net operating income | $307,000 | 3,736 |
| Securities gains (losses) | $8,000 | 759 |
| Applicable income taxes | $13,000 | 3,316 |
| Income before extraordinary items | $302,000 | 3,619 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $302,000 | 3,618 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $302,000 | 3,618 |
| Net charge-offs | $68,000 | 1,058 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $294,320 | 3,645 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 4,338 |
| Total interest expense | $520,000 | 3,881 |
| Net interest income | $2,894,000 | 4,350 |
| Provision for loan and lease losses | $19,000 | 3,857 |
| Total noninterest income | $328,000 | 4,239 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $161,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 4,230 |
| Total noninterest expense | $1,913,000 | 4,598 |
| Salaries and employee benefits | $1,020,000 | 4,641 |
| Premises and equipment expense | $161,000 | 4,736 |
| Additional noninterest expense | $732,000 | 4,344 |
| Pre-tax net operating income | $1,290,000 | 3,729 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $48,000 | 3,384 |
| Income before extraordinary items | $1,240,000 | 3,629 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,240,000 | 3,626 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,240,000 | 3,628 |
| Net charge-offs | $4,000 | 3,576 |
| Cash dividends | $1,100,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,241,920 | 3,628 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 4,387 |
| Total interest expense | $346,000 | 3,979 |
| Net interest income | $2,193,000 | 4,393 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $240,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $115,000 | 3,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 4,262 |
| Total noninterest expense | $1,385,000 | 4,659 |
| Salaries and employee benefits | $768,000 | 4,661 |
| Premises and equipment expense | $114,000 | 4,826 |
| Additional noninterest expense | $503,000 | 4,493 |
| Pre-tax net operating income | $1,048,000 | 3,696 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $36,000 | 3,444 |
| Income before extraordinary items | $1,010,000 | 3,551 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,010,000 | 3,550 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,010,000 | 3,550 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,011,940 | 3,553 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 4,423 |
| Total interest expense | $212,000 | 4,051 |
| Net interest income | $1,462,000 | 4,417 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $148,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $63,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 4,277 |
| Total noninterest expense | $951,000 | 4,684 |
| Salaries and employee benefits | $522,000 | 4,690 |
| Premises and equipment expense | $80,000 | 4,815 |
| Additional noninterest expense | $349,000 | 4,474 |
| Pre-tax net operating income | $659,000 | 3,775 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $24,000 | 3,438 |
| Income before extraordinary items | $635,000 | 3,639 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $635,000 | 3,637 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $635,000 | 3,638 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $635,000 | 3,640 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 4,473 |
| Total interest expense | $105,000 | 4,051 |
| Net interest income | $723,000 | 4,469 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $66,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $30,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,433 |
| Total noninterest expense | $497,000 | 4,693 |
| Salaries and employee benefits | $269,000 | 4,704 |
| Premises and equipment expense | $40,000 | 4,863 |
| Additional noninterest expense | $188,000 | 4,407 |
| Pre-tax net operating income | $292,000 | 3,894 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $12,000 | 3,428 |
| Income before extraordinary items | $280,000 | 3,778 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $280,000 | 3,778 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $280,000 | 3,778 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $280,000 | 3,777 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 4,480 |
| Total interest expense | $439,000 | 3,863 |
| Net interest income | $2,824,000 | 4,501 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $293,000 | 4,509 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $127,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 4,391 |
| Total noninterest expense | $1,947,000 | 4,764 |
| Salaries and employee benefits | $1,071,000 | 4,768 |
| Premises and equipment expense | $156,000 | 4,968 |
| Additional noninterest expense | $720,000 | 4,546 |
| Pre-tax net operating income | $1,170,000 | 3,852 |
| Securities gains (losses) | $60,000 | 818 |
| Applicable income taxes | $48,000 | 3,537 |
| Income before extraordinary items | $1,182,000 | 3,500 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,182,000 | 3,498 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,182,000 | 3,500 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,124,400 | 3,548 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 4,523 |
| Total interest expense | $318,000 | 3,923 |
| Net interest income | $2,119,000 | 4,546 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $210,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $95,000 | 4,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 4,507 |
| Total noninterest expense | $1,446,000 | 4,810 |
| Salaries and employee benefits | $808,000 | 4,784 |
| Premises and equipment expense | $116,000 | 5,017 |
| Additional noninterest expense | $522,000 | 4,625 |
| Pre-tax net operating income | $883,000 | 3,939 |
| Securities gains (losses) | $60,000 | 800 |
| Applicable income taxes | $36,000 | 3,552 |
| Income before extraordinary items | $907,000 | 3,693 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $907,000 | 3,693 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $907,000 | 3,693 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $849,400 | 3,753 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,546 |
| Total interest expense | $212,000 | 3,917 |
| Net interest income | $1,410,000 | 4,566 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $138,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $63,000 | 4,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,545 |
| Total noninterest expense | $949,000 | 4,862 |
| Salaries and employee benefits | $521,000 | 4,856 |
| Premises and equipment expense | $79,000 | 5,020 |
| Additional noninterest expense | $349,000 | 4,646 |
| Pre-tax net operating income | $599,000 | 3,897 |
| Securities gains (losses) | $32,000 | 814 |
| Applicable income taxes | $24,000 | 3,570 |
| Income before extraordinary items | $607,000 | 3,640 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $607,000 | 3,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $607,000 | 3,640 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $576,280 | 3,701 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 4,587 |
| Total interest expense | $100,000 | 4,004 |
| Net interest income | $700,000 | 4,609 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $71,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $33,000 | 4,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $468,000 | 4,929 |
| Salaries and employee benefits | $261,000 | 4,899 |
| Premises and equipment expense | $43,000 | 4,993 |
| Additional noninterest expense | $164,000 | 4,790 |
| Pre-tax net operating income | $303,000 | 3,822 |
| Securities gains (losses) | $21,000 | 514 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $312,000 | 3,547 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $312,000 | 3,546 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $312,000 | 3,547 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $291,840 | 3,633 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 4,551 |
| Total interest expense | $385,000 | 4,081 |
| Net interest income | $2,948,000 | 4,553 |
| Provision for loan and lease losses | $140,000 | 2,799 |
| Total noninterest income | $286,000 | 4,723 |
| Gross Fiduciary activities income | $2,000 | 1,113 |
| Service charges on deposit accounts | $127,000 | 4,229 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $157,000 | 4,606 |
| Total noninterest expense | $1,896,000 | 4,963 |
| Salaries and employee benefits | $970,000 | 5,040 |
| Premises and equipment expense | $179,000 | 5,027 |
| Additional noninterest expense | $747,000 | 4,669 |
| Pre-tax net operating income | $1,198,000 | 3,814 |
| Securities gains (losses) | $61,000 | 1,704 |
| Applicable income taxes | $48,000 | 3,612 |
| Income before extraordinary items | $1,211,000 | 3,626 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,211,000 | 3,624 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,211,000 | 3,625 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,152,440 | 3,642 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 4,549 |
| Total interest expense | $293,000 | 4,091 |
| Net interest income | $2,267,000 | 4,544 |
| Provision for loan and lease losses | $140,000 | 2,420 |
| Total noninterest income | $211,000 | 4,781 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $93,000 | 4,287 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $118,000 | 4,651 |
| Total noninterest expense | $1,435,000 | 4,975 |
| Salaries and employee benefits | $731,000 | 5,041 |
| Premises and equipment expense | $145,000 | 4,952 |
| Additional noninterest expense | $559,000 | 4,710 |
| Pre-tax net operating income | $903,000 | 3,873 |
| Securities gains (losses) | $61,000 | 1,624 |
| Applicable income taxes | $36,000 | 3,690 |
| Income before extraordinary items | $928,000 | 3,627 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $928,000 | 3,625 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $928,000 | 3,627 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $200,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $869,440 | 3,681 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 4,582 |
| Total interest expense | $198,000 | 4,093 |
| Net interest income | $1,514,000 | 4,584 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $135,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $59,000 | 4,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 4,693 |
| Total noninterest expense | $960,000 | 5,036 |
| Salaries and employee benefits | $487,000 | 5,112 |
| Premises and equipment expense | $100,000 | 4,962 |
| Additional noninterest expense | $373,000 | 4,755 |
| Pre-tax net operating income | $629,000 | 3,813 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $24,000 | 3,703 |
| Income before extraordinary items | $605,000 | 3,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $605,000 | 3,668 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $605,000 | 3,671 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $605,000 | 3,599 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 4,667 |
| Total interest expense | $99,000 | 4,117 |
| Net interest income | $728,000 | 4,683 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $67,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $38,000 | 4,685 |
| Total noninterest expense | $492,000 | 5,044 |
| Salaries and employee benefits | $244,000 | 5,154 |
| Premises and equipment expense | $53,000 | 4,929 |
| Additional noninterest expense | $195,000 | 4,691 |
| Pre-tax net operating income | $273,000 | 4,007 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $261,000 | 3,860 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $261,000 | 3,857 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $261,000 | 3,858 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $261,000 | 3,799 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 4,707 |
| Total interest expense | $415,000 | 4,071 |
| Net interest income | $2,852,000 | 4,737 |
| Provision for loan and lease losses | $50,000 | 3,601 |
| Total noninterest income | $282,000 | 4,881 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $128,000 | 4,371 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $153,000 | 4,721 |
| Total noninterest expense | $2,019,000 | 5,042 |
| Salaries and employee benefits | $972,000 | 5,205 |
| Premises and equipment expense | $138,000 | 5,482 |
| Additional noninterest expense | $909,000 | 4,471 |
| Pre-tax net operating income | $1,065,000 | 4,016 |
| Securities gains (losses) | $223,000 | 682 |
| Applicable income taxes | $51,000 | 3,623 |
| Income before extraordinary items | $1,237,000 | 3,580 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,237,000 | 3,578 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,237,000 | 3,580 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $900,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,022,920 | 3,840 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 4,769 |
| Total interest expense | $313,000 | 4,123 |
| Net interest income | $2,132,000 | 4,795 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $216,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $98,000 | 4,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 4,741 |
| Total noninterest expense | $1,503,000 | 5,086 |
| Salaries and employee benefits | $740,000 | 5,205 |
| Premises and equipment expense | $100,000 | 5,590 |
| Additional noninterest expense | $663,000 | 4,544 |
| Pre-tax net operating income | $795,000 | 4,093 |
| Securities gains (losses) | $216,000 | 612 |
| Applicable income taxes | $37,000 | 3,755 |
| Income before extraordinary items | $974,000 | 3,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $974,000 | 3,542 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $974,000 | 3,543 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $766,640 | 3,900 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 4,811 |
| Total interest expense | $209,000 | 4,158 |
| Net interest income | $1,413,000 | 4,837 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $134,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,826 |
| Total noninterest expense | $1,003,000 | 5,122 |
| Salaries and employee benefits | $505,000 | 5,222 |
| Premises and equipment expense | $51,000 | 5,844 |
| Additional noninterest expense | $447,000 | 4,561 |
| Pre-tax net operating income | $494,000 | 4,181 |
| Securities gains (losses) | $209,000 | 521 |
| Applicable income taxes | $25,000 | 3,777 |
| Income before extraordinary items | $678,000 | 3,469 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $678,000 | 3,469 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $678,000 | 3,470 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $477,360 | 3,986 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 4,916 |
| Total interest expense | $104,000 | 4,221 |
| Net interest income | $673,000 | 4,937 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $72,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $496,000 | 5,194 |
| Salaries and employee benefits | $252,000 | 5,266 |
| Premises and equipment expense | $26,000 | 5,868 |
| Additional noninterest expense | $218,000 | 4,636 |
| Pre-tax net operating income | $249,000 | 4,143 |
| Securities gains (losses) | $87,000 | 637 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $323,000 | 3,509 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $323,000 | 3,512 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $323,000 | 3,512 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $239,480 | 3,945 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,947 |
| Total interest expense | $431,000 | 4,312 |
| Net interest income | $2,765,000 | 4,969 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $250,000 | 5,197 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $131,000 | 4,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $117,000 | 5,112 |
| Total noninterest expense | $2,014,000 | 5,259 |
| Salaries and employee benefits | $1,014,000 | 5,319 |
| Premises and equipment expense | $85,000 | 6,133 |
| Additional noninterest expense | $915,000 | 4,643 |
| Pre-tax net operating income | $1,001,000 | 4,139 |
| Securities gains (losses) | $218,000 | 772 |
| Applicable income taxes | $45,000 | 3,752 |
| Income before extraordinary items | $1,174,000 | 3,682 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,174,000 | 3,682 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,174,000 | 3,684 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $900,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $964,720 | 3,959 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 5,022 |
| Total interest expense | $325,000 | 4,355 |
| Net interest income | $2,044,000 | 5,048 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $187,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $102,000 | 4,604 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $85,000 | 5,185 |
| Total noninterest expense | $1,526,000 | 5,265 |
| Salaries and employee benefits | $754,000 | 5,355 |
| Premises and equipment expense | $67,000 | 6,167 |
| Additional noninterest expense | $705,000 | 4,603 |
| Pre-tax net operating income | $705,000 | 4,337 |
| Securities gains (losses) | $154,000 | 758 |
| Applicable income taxes | $33,000 | 3,821 |
| Income before extraordinary items | $826,000 | 3,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $826,000 | 3,847 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $826,000 | 3,848 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $900,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $678,160 | 4,130 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 5,031 |
| Total interest expense | $217,000 | 4,397 |
| Net interest income | $1,373,000 | 5,045 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $124,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $67,000 | 4,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $57,000 | 5,200 |
| Total noninterest expense | $1,035,000 | 5,275 |
| Salaries and employee benefits | $491,000 | 5,452 |
| Premises and equipment expense | $46,000 | 6,203 |
| Additional noninterest expense | $498,000 | 4,492 |
| Pre-tax net operating income | $462,000 | 4,301 |
| Securities gains (losses) | $90,000 | 848 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $531,000 | 3,839 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $531,000 | 3,844 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $531,000 | 3,845 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $444,600 | 4,092 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 5,135 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $659,000 | 5,162 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $58,000 | 5,344 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $487,000 | 5,446 |
| Salaries and employee benefits | $244,000 | 5,529 |
| Premises and equipment expense | $30,000 | 6,064 |
| Additional noninterest expense | $213,000 | 4,856 |
| Pre-tax net operating income | $230,000 | 4,244 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $228,000 | 4,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $228,000 | 4,030 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $228,000 | 4,030 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $218,500 | 4,054 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 5,145 |
| Total interest expense | $467,000 | 4,613 |
| Net interest income | $2,671,000 | 5,181 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $259,000 | 5,310 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $125,000 | 4,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $131,000 | 5,104 |
| Total noninterest expense | $1,869,000 | 5,575 |
| Salaries and employee benefits | $944,000 | 5,639 |
| Premises and equipment expense | $88,000 | 6,375 |
| Additional noninterest expense | $837,000 | 4,977 |
| Pre-tax net operating income | $1,061,000 | 3,984 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $42,000 | 3,835 |
| Income before extraordinary items | $1,019,000 | 3,857 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,019,000 | 3,860 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,019,000 | 3,861 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $800,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,019,000 | 3,800 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 5,190 |
| Total interest expense | $356,000 | 4,668 |
| Net interest income | $2,004,000 | 5,213 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $192,000 | 5,420 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $87,000 | 5,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,142 |
| Total noninterest expense | $1,424,000 | 5,577 |
| Salaries and employee benefits | $729,000 | 5,603 |
| Premises and equipment expense | $68,000 | 6,403 |
| Additional noninterest expense | $627,000 | 4,982 |
| Pre-tax net operating income | $772,000 | 4,114 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $36,000 | 3,863 |
| Income before extraordinary items | $736,000 | 3,972 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $736,000 | 3,974 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $736,000 | 3,975 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $736,000 | 3,902 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 5,193 |
| Total interest expense | $241,000 | 4,702 |
| Net interest income | $1,347,000 | 5,209 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $114,000 | 5,589 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $55,000 | 5,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 5,365 |
| Total noninterest expense | $939,000 | 5,622 |
| Salaries and employee benefits | $484,000 | 5,643 |
| Premises and equipment expense | $44,000 | 6,465 |
| Additional noninterest expense | $411,000 | 5,031 |
| Pre-tax net operating income | $522,000 | 4,070 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $24,000 | 3,862 |
| Income before extraordinary items | $498,000 | 3,951 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $498,000 | 3,953 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $498,000 | 3,954 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $498,000 | 3,849 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 5,291 |
| Total interest expense | $124,000 | 4,720 |
| Net interest income | $648,000 | 5,304 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $56,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,392 |
| Total noninterest expense | $481,000 | 5,637 |
| Salaries and employee benefits | $244,000 | 5,683 |
| Premises and equipment expense | $25,000 | 6,421 |
| Additional noninterest expense | $212,000 | 5,025 |
| Pre-tax net operating income | $223,000 | 4,310 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $211,000 | 4,180 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $211,000 | 4,182 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $211,000 | 4,182 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $211,000 | 4,081 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 5,311 |
| Total interest expense | $582,000 | 4,819 |
| Net interest income | $2,675,000 | 5,334 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $239,000 | 5,500 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $124,000 | 5,098 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $112,000 | 5,235 |
| Total noninterest expense | $1,879,000 | 5,756 |
| Salaries and employee benefits | $932,000 | 5,817 |
| Premises and equipment expense | $127,000 | 6,320 |
| Additional noninterest expense | $820,000 | 5,225 |
| Pre-tax net operating income | $1,035,000 | 3,968 |
| Securities gains (losses) | $267,000 | 1,460 |
| Applicable income taxes | $48,000 | 3,912 |
| Income before extraordinary items | $1,254,000 | 3,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,254,000 | 3,452 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,254,000 | 3,453 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $800,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $997,680 | 3,760 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 5,399 |
| Total interest expense | $448,000 | 4,890 |
| Net interest income | $2,003,000 | 5,423 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $178,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 5,334 |
| Total noninterest expense | $1,399,000 | 5,827 |
| Salaries and employee benefits | $702,000 | 5,858 |
| Premises and equipment expense | $103,000 | 6,305 |
| Additional noninterest expense | $594,000 | 5,344 |
| Pre-tax net operating income | $782,000 | 4,070 |
| Securities gains (losses) | $231,000 | 1,324 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $977,000 | 3,478 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $977,000 | 3,478 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $977,000 | 3,480 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $755,240 | 3,799 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 5,453 |
| Total interest expense | $307,000 | 4,929 |
| Net interest income | $1,327,000 | 5,464 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $118,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $62,000 | 5,181 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 5,344 |
| Total noninterest expense | $917,000 | 5,896 |
| Salaries and employee benefits | $471,000 | 5,891 |
| Premises and equipment expense | $54,000 | 6,572 |
| Additional noninterest expense | $392,000 | 5,378 |
| Pre-tax net operating income | $528,000 | 4,030 |
| Securities gains (losses) | $70,000 | 1,836 |
| Applicable income taxes | $22,000 | 3,966 |
| Income before extraordinary items | $576,000 | 3,726 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $576,000 | 3,727 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $576,000 | 3,728 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $508,800 | 3,763 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,393 |
| Total interest expense | $159,000 | 4,973 |
| Net interest income | $698,000 | 5,400 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $59,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,460 |
| Total noninterest expense | $463,000 | 5,922 |
| Salaries and employee benefits | $236,000 | 5,939 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $200,000 | 5,362 |
| Pre-tax net operating income | $294,000 | 3,875 |
| Securities gains (losses) | $38,000 | 1,344 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $322,000 | 3,502 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $322,000 | 3,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $322,000 | 3,505 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $285,140 | 3,568 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 5,623 |
| Total interest expense | $684,000 | 5,246 |
| Net interest income | $2,527,000 | 5,629 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $253,000 | 5,448 |
| Gross Fiduciary activities income | $9,000 | 1,108 |
| Service charges on deposit accounts | $132,000 | 5,096 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $112,000 | 5,205 |
| Total noninterest expense | $1,775,000 | 6,026 |
| Salaries and employee benefits | $902,000 | 6,061 |
| Premises and equipment expense | $110,000 | 6,747 |
| Additional noninterest expense | $763,000 | 5,501 |
| Pre-tax net operating income | $1,005,000 | 3,725 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $40,000 | 3,847 |
| Income before extraordinary items | $976,000 | 3,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $976,000 | 3,616 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $976,000 | 3,616 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $965,440 | 3,506 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 5,716 |
| Total interest expense | $516,000 | 5,352 |
| Net interest income | $1,840,000 | 5,731 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $183,000 | 5,586 |
| Gross Fiduciary activities income | $6,000 | 1,085 |
| Service charges on deposit accounts | $99,000 | 5,136 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $78,000 | 5,360 |
| Total noninterest expense | $1,338,000 | 6,048 |
| Salaries and employee benefits | $675,000 | 6,073 |
| Premises and equipment expense | $90,000 | 6,699 |
| Additional noninterest expense | $573,000 | 5,539 |
| Pre-tax net operating income | $685,000 | 4,010 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $650,000 | 3,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 3,888 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $650,000 | 3,888 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $651,900 | 3,770 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 5,713 |
| Total interest expense | $344,000 | 5,465 |
| Net interest income | $1,279,000 | 5,672 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $116,000 | 5,682 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $62,000 | 5,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $889,000 | 6,120 |
| Salaries and employee benefits | $429,000 | 6,217 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $401,000 | 5,531 |
| Pre-tax net operating income | $506,000 | 3,795 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $19,000 | 3,849 |
| Income before extraordinary items | $485,000 | 3,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $485,000 | 3,656 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $485,000 | 3,656 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $486,920 | 3,545 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 5,807 |
| Total interest expense | $169,000 | 5,602 |
| Net interest income | $619,000 | 5,749 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $53,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $454,000 | 6,119 |
| Salaries and employee benefits | $213,000 | 6,273 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $206,000 | 5,459 |
| Pre-tax net operating income | $218,000 | 4,090 |
| Securities gains (losses) | $-2,000 | 7,028 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $205,000 | 3,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $205,000 | 3,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 3,943 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $206,900 | 3,884 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 6,017 |
| Total interest expense | $734,000 | 5,886 |
| Net interest income | $2,286,000 | 5,968 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $244,000 | 5,699 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $98,000 | 5,465 |
| Total noninterest expense | $1,735,000 | 6,265 |
| Salaries and employee benefits | $830,000 | 6,392 |
| Premises and equipment expense | $86,000 | 7,160 |
| Additional noninterest expense | $819,000 | 5,574 |
| Pre-tax net operating income | $795,000 | 3,740 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $27,000 | 3,907 |
| Income before extraordinary items | $768,000 | 3,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $768,000 | 3,679 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $768,000 | 3,681 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $768,000 | 3,547 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 6,129 |
| Total interest expense | $556,000 | 6,012 |
| Net interest income | $1,707,000 | 6,075 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $175,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $71,000 | 5,635 |
| Total noninterest expense | $1,292,000 | 6,339 |
| Salaries and employee benefits | $622,000 | 6,430 |
| Premises and equipment expense | $68,000 | 7,216 |
| Additional noninterest expense | $602,000 | 5,639 |
| Pre-tax net operating income | $590,000 | 3,975 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $19,000 | 4,026 |
| Income before extraordinary items | $571,000 | 3,869 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $571,000 | 3,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $571,000 | 3,871 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $571,000 | 3,721 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 6,177 |
| Total interest expense | $368,000 | 6,116 |
| Net interest income | $1,138,000 | 6,100 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $114,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $67,000 | 5,190 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 5,665 |
| Total noninterest expense | $863,000 | 6,368 |
| Salaries and employee benefits | $416,000 | 6,468 |
| Premises and equipment expense | $51,000 | 7,179 |
| Additional noninterest expense | $396,000 | 5,682 |
| Pre-tax net operating income | $389,000 | 4,037 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $378,000 | 3,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $378,000 | 3,874 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $378,000 | 3,875 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $378,000 | 3,766 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,343 |
| Total interest expense | $185,000 | 6,225 |
| Net interest income | $537,000 | 6,263 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $430,000 | 6,460 |
| Salaries and employee benefits | $209,000 | 6,533 |
| Premises and equipment expense | $28,000 | 7,169 |
| Additional noninterest expense | $193,000 | 5,774 |
| Pre-tax net operating income | $162,000 | 4,431 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $158,000 | 4,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 4,297 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $158,000 | 4,295 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $158,000 | 4,194 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 6,259 |
| Total interest expense | $951,000 | 6,123 |
| Net interest income | $2,196,000 | 6,162 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $249,000 | 5,921 |
| Gross Fiduciary activities income | $8,000 | 1,205 |
| Service charges on deposit accounts | $145,000 | 5,211 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $96,000 | 5,692 |
| Total noninterest expense | $6,099,000 | 3,139 |
| Salaries and employee benefits | $823,000 | 6,649 |
| Premises and equipment expense | $107,000 | 7,318 |
| Additional noninterest expense | $5,169,000 | 1,446 |
| Pre-tax net operating income | $-3,654,000 | 7,009 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,653,000 | 7,106 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,653,000 | 7,104 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,653,000 | 7,104 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,654,000 | 7,103 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 6,362 |
| Total interest expense | $750,000 | 6,166 |
| Net interest income | $1,575,000 | 6,261 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $180,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $109,000 | 5,250 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $71,000 | 5,836 |
| Total noninterest expense | $1,336,000 | 6,499 |
| Salaries and employee benefits | $616,000 | 6,673 |
| Premises and equipment expense | $81,000 | 7,368 |
| Additional noninterest expense | $639,000 | 5,666 |
| Pre-tax net operating income | $419,000 | 4,126 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $405,000 | 4,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $405,000 | 4,025 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $405,000 | 4,028 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $405,000 | 3,935 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 6,472 |
| Total interest expense | $519,000 | 6,196 |
| Net interest income | $985,000 | 6,426 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $122,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $74,000 | 5,211 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $48,000 | 5,894 |
| Total noninterest expense | $882,000 | 6,576 |
| Salaries and employee benefits | $414,000 | 6,735 |
| Premises and equipment expense | $51,000 | 7,482 |
| Additional noninterest expense | $417,000 | 5,727 |
| Pre-tax net operating income | $225,000 | 4,506 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $216,000 | 4,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 4,441 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $216,000 | 4,441 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $216,000 | 4,330 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 6,573 |
| Total interest expense | $268,000 | 6,238 |
| Net interest income | $459,000 | 6,593 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $432,000 | 6,607 |
| Salaries and employee benefits | $209,000 | 6,766 |
| Premises and equipment expense | $29,000 | 7,401 |
| Additional noninterest expense | $194,000 | 5,683 |
| Pre-tax net operating income | $92,000 | 5,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $88,000 | 5,115 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,120 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $88,000 | 5,119 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,000 | 4,954 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 6,695 |
| Total interest expense | $1,267,000 | 6,326 |
| Net interest income | $1,627,000 | 6,845 |
| Provision for loan and lease losses | $235,000 | 5,010 |
| Total noninterest income | $217,000 | 6,371 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $133,000 | 5,513 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $75,000 | 6,290 |
| Total noninterest expense | $1,382,000 | 7,033 |
| Salaries and employee benefits | $682,000 | 7,204 |
| Premises and equipment expense | $69,000 | 7,890 |
| Additional noninterest expense | $631,000 | 6,104 |
| Pre-tax net operating income | $227,000 | 5,672 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $227,000 | 5,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $227,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $227,000 | 5,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 6,835 |
| Total interest expense | $958,000 | 6,432 |
| Net interest income | $1,134,000 | 7,037 |
| Provision for loan and lease losses | $235,000 | 3,938 |
| Total noninterest income | $150,000 | 6,594 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $89,000 | 5,701 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 6,354 |
| Total noninterest expense | $956,000 | 7,184 |
| Salaries and employee benefits | $478,000 | 7,333 |
| Premises and equipment expense | $44,000 | 8,051 |
| Additional noninterest expense | $434,000 | 6,273 |
| Pre-tax net operating income | $93,000 | 6,433 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $93,000 | 6,217 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $93,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $93,000 | 6,372 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 7,166 |
| Total interest expense | $593,000 | 6,707 |
| Net interest income | $637,000 | 7,379 |
| Provision for loan and lease losses | $220,000 | 3,001 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $37,000 | 6,530 |
| Total noninterest expense | $535,000 | 7,524 |
| Salaries and employee benefits | $278,000 | 7,616 |
| Premises and equipment expense | $25,000 | 8,169 |
| Additional noninterest expense | $232,000 | 6,785 |
| Pre-tax net operating income | $-31,000 | 7,049 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-31,000 | 7,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-31,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-31,000 | 7,076 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,069 |
| Total interest expense | $176,000 | 7,645 |
| Net interest income | $127,000 | 8,284 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $138,000 | 8,233 |
| Salaries and employee benefits | $73,000 | 8,241 |
| Premises and equipment expense | $20,000 | 7,941 |
| Additional noninterest expense | $45,000 | 8,092 |
| Pre-tax net operating income | $7,000 | 7,093 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $7,000 | 7,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $7,000 | 7,096 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 5,977 |
| Total interest expense | $2,073,000 | 5,754 |
| Net interest income | $2,448,000 | 6,029 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $250,000 | 6,393 |
| Gross Fiduciary activities income | $9,000 | 1,270 |
| Service charges on deposit accounts | $151,000 | 5,412 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $90,000 | 6,375 |
| Total noninterest expense | $1,552,000 | 6,839 |
| Salaries and employee benefits | $975,000 | 6,494 |
| Premises and equipment expense | $67,000 | 8,101 |
| Additional noninterest expense | $510,000 | 6,527 |
| Pre-tax net operating income | $1,146,000 | 4,456 |
| Securities gains (losses) | $42,000 | 853 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,188,000 | 3,959 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,188,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $6,516,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,146,000 | 4,026 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 6,009 |
| Total interest expense | $1,539,000 | 5,813 |
| Net interest income | $1,835,000 | 6,068 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $180,000 | 6,508 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $66,000 | 6,423 |
| Total noninterest expense | $1,137,000 | 6,878 |
| Salaries and employee benefits | $727,000 | 6,502 |
| Premises and equipment expense | $55,000 | 8,020 |
| Additional noninterest expense | $355,000 | 6,693 |
| Pre-tax net operating income | $878,000 | 4,651 |
| Securities gains (losses) | $31,000 | 729 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $909,000 | 4,097 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $909,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $661,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $878,000 | 4,155 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 6,064 |
| Total interest expense | $1,007,000 | 5,855 |
| Net interest income | $1,217,000 | 6,124 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $122,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $75,000 | 5,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $756,000 | 6,923 |
| Salaries and employee benefits | $486,000 | 6,554 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $233,000 | 6,761 |
| Pre-tax net operating income | $583,000 | 4,733 |
| Securities gains (losses) | $31,000 | 616 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $614,000 | 4,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $614,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $447,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $583,000 | 4,208 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 6,122 |
| Total interest expense | $489,000 | 5,923 |
| Net interest income | $595,000 | 6,180 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $382,000 | 6,942 |
| Salaries and employee benefits | $244,000 | 6,582 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $119,000 | 6,711 |
| Pre-tax net operating income | $269,000 | 4,898 |
| Securities gains (losses) | $31,000 | 475 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $300,000 | 4,166 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $300,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $234,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $269,000 | 4,383 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 6,144 |
| Total interest expense | $1,689,000 | 5,835 |
| Net interest income | $2,281,000 | 6,251 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $274,000 | 6,352 |
| Gross Fiduciary activities income | $9,000 | 1,289 |
| Service charges on deposit accounts | $171,000 | 5,291 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 6,427 |
| Total noninterest expense | $1,474,000 | 6,948 |
| Salaries and employee benefits | $909,000 | 6,635 |
| Premises and equipment expense | $72,000 | 8,124 |
| Additional noninterest expense | $493,000 | 6,569 |
| Pre-tax net operating income | $1,081,000 | 5,017 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,081,000 | 4,532 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,081,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $821,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,081,000 | 4,520 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 6,209 |
| Total interest expense | $1,212,000 | 5,893 |
| Net interest income | $1,705,000 | 6,307 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $197,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $129,000 | 5,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $1,121,000 | 6,918 |
| Salaries and employee benefits | $681,000 | 6,637 |
| Premises and equipment expense | $57,000 | 8,121 |
| Additional noninterest expense | $383,000 | 6,499 |
| Pre-tax net operating income | $781,000 | 5,272 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $781,000 | 4,750 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $781,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $616,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $781,000 | 4,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 6,235 |
| Total interest expense | $784,000 | 5,857 |
| Net interest income | $1,122,000 | 6,383 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $130,000 | 6,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $750,000 | 6,935 |
| Salaries and employee benefits | $453,000 | 6,670 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $258,000 | 6,493 |
| Pre-tax net operating income | $502,000 | 5,392 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $502,000 | 4,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $502,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $410,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $502,000 | 4,860 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,281 |
| Total interest expense | $375,000 | 5,856 |
| Net interest income | $553,000 | 6,429 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $380,000 | 6,901 |
| Salaries and employee benefits | $226,000 | 6,695 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $133,000 | 6,395 |
| Pre-tax net operating income | $237,000 | 5,482 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $237,000 | 4,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $205,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $237,000 | 4,945 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 6,249 |
| Total interest expense | $1,122,000 | 5,991 |
| Net interest income | $2,300,000 | 6,264 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $252,000 | 6,661 |
| Gross Fiduciary activities income | $10,000 | 1,298 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,696 |
| Total noninterest expense | $1,474,000 | 6,931 |
| Salaries and employee benefits | $900,000 | 6,646 |
| Premises and equipment expense | $74,000 | 8,187 |
| Additional noninterest expense | $500,000 | 6,581 |
| Pre-tax net operating income | $1,078,000 | 5,168 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,078,000 | 4,637 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,078,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $821,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,078,000 | 4,596 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 6,268 |
| Total interest expense | $793,000 | 6,035 |
| Net interest income | $1,749,000 | 6,266 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $180,000 | 6,783 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $116,000 | 5,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $1,117,000 | 6,903 |
| Salaries and employee benefits | $685,000 | 6,607 |
| Premises and equipment expense | $59,000 | 8,132 |
| Additional noninterest expense | $373,000 | 6,565 |
| Pre-tax net operating income | $812,000 | 5,299 |
| Securities gains (losses) | $-67,000 | 8,558 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $745,000 | 4,933 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $745,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $615,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $812,000 | 4,682 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 6,215 |
| Total interest expense | $499,000 | 6,049 |
| Net interest income | $1,194,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $120,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $76,000 | 5,593 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $746,000 | 6,922 |
| Salaries and employee benefits | $459,000 | 6,593 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $246,000 | 6,582 |
| Pre-tax net operating income | $568,000 | 5,144 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $568,000 | 4,564 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $568,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $410,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $568,000 | 4,507 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,298 |
| Total interest expense | $239,000 | 6,094 |
| Net interest income | $586,000 | 6,288 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $373,000 | 6,953 |
| Salaries and employee benefits | $231,000 | 6,603 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $273,000 | 5,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $273,000 | 4,628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $273,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $205,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $273,000 | 4,588 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 6,149 |
| Total interest expense | $901,000 | 5,939 |
| Net interest income | $2,389,000 | 6,144 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $251,000 | 6,774 |
| Gross Fiduciary activities income | $10,000 | 1,316 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,147 |
| Total noninterest expense | $1,501,000 | 6,883 |
| Salaries and employee benefits | $933,000 | 6,494 |
| Premises and equipment expense | $70,000 | 8,351 |
| Additional noninterest expense | $498,000 | 6,542 |
| Pre-tax net operating income | $1,064,000 | 5,080 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,066,000 | 4,525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,066,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $821,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,064,000 | 4,455 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 6,159 |
| Total interest expense | $668,000 | 5,950 |
| Net interest income | $1,792,000 | 6,151 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $181,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $1,146,000 | 6,810 |
| Salaries and employee benefits | $710,000 | 6,418 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $374,000 | 6,516 |
| Pre-tax net operating income | $752,000 | 5,349 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $756,000 | 4,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $756,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $616,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $752,000 | 4,693 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 6,197 |
| Total interest expense | $442,000 | 6,002 |
| Net interest income | $1,187,000 | 6,180 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $120,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $776,000 | 6,808 |
| Salaries and employee benefits | $484,000 | 6,396 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $249,000 | 6,545 |
| Pre-tax net operating income | $456,000 | 5,537 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $459,000 | 4,951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $411,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $456,000 | 4,885 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 6,221 |
| Total interest expense | $225,000 | 6,002 |
| Net interest income | $587,000 | 6,225 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $388,000 | 6,847 |
| Salaries and employee benefits | $246,000 | 6,394 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $121,000 | 6,647 |
| Pre-tax net operating income | $257,000 | 5,211 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $260,000 | 4,646 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $206,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 6,069 |
| Total interest expense | $1,064,000 | 5,945 |
| Net interest income | $2,403,000 | 6,028 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $262,000 | 6,871 |
| Gross Fiduciary activities income | $19,000 | 1,256 |
| Service charges on deposit accounts | $183,000 | 5,455 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $1,464,000 | 6,958 |
| Salaries and employee benefits | $927,000 | 6,508 |
| Premises and equipment expense | $68,000 | 8,518 |
| Additional noninterest expense | $469,000 | 6,733 |
| Pre-tax net operating income | $1,201,000 | 4,684 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,208,000 | 4,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,208,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $440,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,201,000 | 3,981 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 6,104 |
| Total interest expense | $830,000 | 5,962 |
| Net interest income | $1,800,000 | 6,053 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $191,000 | 6,968 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $1,105,000 | 6,933 |
| Salaries and employee benefits | $704,000 | 6,447 |
| Premises and equipment expense | $58,000 | 8,422 |
| Additional noninterest expense | $343,000 | 6,777 |
| Pre-tax net operating income | $886,000 | 4,871 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $891,000 | 4,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $891,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $315,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $886,000 | 4,163 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 6,103 |
| Total interest expense | $579,000 | 5,951 |
| Net interest income | $1,201,000 | 6,059 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $129,000 | 6,934 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $747,000 | 6,915 |
| Salaries and employee benefits | $481,000 | 6,397 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $227,000 | 6,801 |
| Pre-tax net operating income | $583,000 | 4,912 |
| Securities gains (losses) | $-4,000 | 8,976 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $579,000 | 4,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $579,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $210,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $583,000 | 4,168 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,081 |
| Total interest expense | $300,000 | 5,934 |
| Net interest income | $605,000 | 6,038 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $383,000 | 6,849 |
| Salaries and employee benefits | $247,000 | 6,294 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $116,000 | 6,738 |
| Pre-tax net operating income | $278,000 | 4,986 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $278,000 | 4,443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $105,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $278,000 | 4,247 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 5,890 |
| Total interest expense | $1,547,000 | 5,629 |
| Net interest income | $2,460,000 | 5,959 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $240,000 | 6,949 |
| Gross Fiduciary activities income | $10,000 | 1,406 |
| Service charges on deposit accounts | $160,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,411,000 | 7,036 |
| Salaries and employee benefits | $890,000 | 6,555 |
| Premises and equipment expense | $72,000 | 8,569 |
| Additional noninterest expense | $449,000 | 6,823 |
| Pre-tax net operating income | $1,289,000 | 4,514 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,289,000 | 3,902 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,289,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $541,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,289,000 | 3,800 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 5,860 |
| Total interest expense | $2,276,000 | 5,704 |
| Net interest income | $2,368,000 | 5,900 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $244,000 | 6,917 |
| Gross Fiduciary activities income | $15,000 | 1,352 |
| Service charges on deposit accounts | $170,000 | 5,515 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $59,000 | 7,428 |
| Total noninterest expense | $1,424,000 | 6,967 |
| Salaries and employee benefits | $908,000 | 6,335 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $437,000 | 6,880 |
| Pre-tax net operating income | $1,188,000 | 4,438 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,214,000 | 3,774 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,214,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $785,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,188,000 | 3,717 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 5,925 |
| Total interest expense | $2,423,000 | 5,671 |
| Net interest income | $2,323,000 | 6,077 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $237,000 | 6,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $1,351,000 | 7,109 |
| Salaries and employee benefits | $867,000 | 6,432 |
| Premises and equipment expense | $91,000 | 8,596 |
| Additional noninterest expense | $393,000 | 7,200 |
| Pre-tax net operating income | $1,209,000 | 4,700 |
| Securities gains (losses) | $-29,000 | 8,927 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,180,000 | 3,903 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,180,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $802,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,209,000 | 3,833 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 6,026 |
| Total interest expense | $2,195,000 | 5,656 |
| Net interest income | $2,193,000 | 6,293 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $241,000 | 7,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $1,351,000 | 7,163 |
| Salaries and employee benefits | $842,000 | 6,566 |
| Premises and equipment expense | $110,000 | 8,434 |
| Additional noninterest expense | $399,000 | 7,281 |
| Pre-tax net operating income | $1,083,000 | 5,065 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,082,000 | 4,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,082,000 | 4,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $739,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,083,000 | 4,152 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 6,169 |
| Total interest expense | $2,245,000 | 5,757 |
| Net interest income | $2,125,000 | 6,440 |
| Provision for loan and lease losses | $-24,000 | 10,245 |
| Total noninterest income | $246,000 | 7,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,828 |
| Total noninterest expense | $1,322,000 | 7,190 |
| Salaries and employee benefits | $826,000 | 6,572 |
| Premises and equipment expense | $97,000 | 8,780 |
| Additional noninterest expense | $399,000 | 7,226 |
| Pre-tax net operating income | $1,073,000 | 5,204 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,073,000 | 4,264 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,073,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,930 |
| Cash dividends | $691,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,073,000 | 4,168 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 6,354 |
| Total interest expense | $2,205,000 | 5,870 |
| Net interest income | $2,131,000 | 6,656 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $231,000 | 7,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,261,000 | 7,473 |
| Salaries and employee benefits | $797,000 | 6,800 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $379,000 | 7,539 |
| Pre-tax net operating income | $1,101,000 | 5,529 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $60,000 | 9,083 |
| Income before extraordinary items | $1,018,000 | 4,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,018,000 | 4,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $693,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,039,620 | 4,501 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 6,664 |
| Total interest expense | $2,075,000 | 6,276 |
| Net interest income | $2,135,000 | 6,889 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $209,000 | 8,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,242,000 | 7,853 |
| Salaries and employee benefits | $773,000 | 7,122 |
| Premises and equipment expense | $82,000 | 9,755 |
| Additional noninterest expense | $387,000 | 7,988 |
| Pre-tax net operating income | $1,075,000 | 5,497 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $210,000 | 6,994 |
| Income before extraordinary items | $843,000 | 5,102 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $843,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,149 |
| Cash dividends | $663,000 | 2,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $860,600 | 4,975 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 7,050 |
| Total interest expense | $1,998,000 | 6,468 |
| Net interest income | $1,955,000 | 7,405 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $199,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,197,000 | 8,222 |
| Salaries and employee benefits | $722,000 | 7,574 |
| Premises and equipment expense | $89,000 | 9,947 |
| Additional noninterest expense | $386,000 | 8,339 |
| Pre-tax net operating income | $957,000 | 6,168 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $764,000 | 5,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $764,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $610,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $778,580 | 5,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 7,137 |
| Total interest expense | $1,667,000 | 6,429 |
| Net interest income | $1,977,000 | 7,622 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $213,000 | 8,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,270,000 | 8,361 |
| Salaries and employee benefits | $699,000 | 7,889 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $472,000 | 8,130 |
| Pre-tax net operating income | $920,000 | 6,301 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $168,000 | 7,964 |
| Income before extraordinary items | $751,000 | 5,609 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $751,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $560,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $751,820 | 5,675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 7,462 |
| Total interest expense | $1,605,000 | 6,865 |
| Net interest income | $1,943,000 | 7,853 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,263,000 | 8,645 |
| Salaries and employee benefits | $672,000 | 8,204 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $861,000 | 6,512 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $151,000 | 8,625 |
| Income before extraordinary items | $710,000 | 6,055 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $710,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $710,000 | 5,779 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 7,284 |
| Total interest expense | $2,040,000 | 7,029 |
| Net interest income | $2,131,000 | 7,421 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,229,000 | 8,921 |
| Salaries and employee benefits | $652,000 | 8,375 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $493,000 | 8,524 |
| Pre-tax net operating income | $1,070,000 | 5,363 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $196,000 | 7,643 |
| Income before extraordinary items | $878,000 | 5,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $878,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $775,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $874,720 | 4,720 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.