F&M Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 1,907 |
| Total interest expense | $1,499,000 | 2,232 |
| Net interest income | $4,284,000 | 1,734 |
| Provision for loan and lease losses | $130,000 | 1,293 |
| Total noninterest income | $363,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $122,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 2,206 |
| Total noninterest expense | $2,910,000 | 1,923 |
| Salaries and employee benefits | $1,661,000 | 1,902 |
| Premises and equipment expense | $235,000 | 2,150 |
| Additional noninterest expense | $241,000 | 2,206 |
| Pre-tax net operating income | $1,607,000 | 1,668 |
| Securities gains (losses) | $-1,000 | 3,784 |
| Applicable income taxes | $338,000 | 1,269 |
| Income before extraordinary items | $1,268,000 | 1,760 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,268,000 | 1,780 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,268,000 | 1,760 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $1,540,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,268,790 | 1,777 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $21,908,000 | 1,944 |
| Total interest expense | $5,563,000 | 2,370 |
| Net interest income | $16,345,000 | 1,727 |
| Provision for loan and lease losses | $217,000 | 1,997 |
| Total noninterest income | $1,539,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $621,000 | 1,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $918,000 | 2,340 |
| Total noninterest expense | $11,391,000 | 1,929 |
| Salaries and employee benefits | $6,406,000 | 1,934 |
| Premises and equipment expense | $933,000 | 2,126 |
| Additional noninterest expense | $918,000 | 2,340 |
| Pre-tax net operating income | $6,276,000 | 1,601 |
| Securities gains (losses) | $88,000 | 300 |
| Applicable income taxes | $1,306,000 | 1,211 |
| Income before extraordinary items | $5,058,000 | 1,697 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,058,000 | 1,715 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,058,000 | 1,697 |
| Net charge-offs | $-123,000 | 4,330 |
| Cash dividends | $1,414,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,988,480 | 1,714 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $16,061,000 | 1,960 |
| Total interest expense | $4,019,000 | 2,397 |
| Net interest income | $12,042,000 | 1,740 |
| Provision for loan and lease losses | $232,000 | 1,627 |
| Total noninterest income | $1,174,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $498,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 2,323 |
| Total noninterest expense | $8,156,000 | 1,971 |
| Salaries and employee benefits | $4,888,000 | 1,893 |
| Premises and equipment expense | $627,000 | 2,253 |
| Additional noninterest expense | $676,000 | 2,323 |
| Pre-tax net operating income | $4,828,000 | 1,559 |
| Securities gains (losses) | $-88,000 | 4,154 |
| Applicable income taxes | $1,008,000 | 1,210 |
| Income before extraordinary items | $3,732,000 | 1,680 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,732,000 | 1,699 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,732,000 | 1,682 |
| Net charge-offs | $-129,000 | 4,383 |
| Cash dividends | $1,414,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $3,801,520 | 1,665 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $10,504,000 | 1,964 |
| Total interest expense | $2,481,000 | 2,456 |
| Net interest income | $8,023,000 | 1,737 |
| Provision for loan and lease losses | $157,000 | 1,521 |
| Total noninterest income | $822,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $367,000 | 1,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 2,297 |
| Total noninterest expense | $5,411,000 | 1,969 |
| Salaries and employee benefits | $3,267,000 | 1,892 |
| Premises and equipment expense | $366,000 | 2,431 |
| Additional noninterest expense | $455,000 | 2,297 |
| Pre-tax net operating income | $3,277,000 | 1,522 |
| Securities gains (losses) | $-1,000 | 3,490 |
| Applicable income taxes | $701,000 | 1,164 |
| Income before extraordinary items | $2,575,000 | 1,610 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,575,000 | 1,635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,575,000 | 1,612 |
| Net charge-offs | $-2,000 | 3,589 |
| Cash dividends | $1,414,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,575,790 | 1,615 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 1,988 |
| Total interest expense | $1,132,000 | 2,541 |
| Net interest income | $3,944,000 | 1,749 |
| Provision for loan and lease losses | $66,000 | 1,503 |
| Total noninterest income | $414,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $193,000 | 1,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 2,270 |
| Total noninterest expense | $2,673,000 | 1,977 |
| Salaries and employee benefits | $1,560,000 | 1,956 |
| Premises and equipment expense | $211,000 | 2,245 |
| Additional noninterest expense | $221,000 | 2,270 |
| Pre-tax net operating income | $1,619,000 | 1,499 |
| Securities gains (losses) | $-1,000 | 3,860 |
| Applicable income taxes | $333,000 | 1,183 |
| Income before extraordinary items | $1,285,000 | 1,592 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,285,000 | 1,610 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,285,000 | 1,591 |
| Net charge-offs | $-2,000 | 3,602 |
| Cash dividends | $1,414,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,285,790 | 1,593 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,374,000 | 2,074 |
| Total interest expense | $2,564,000 | 2,800 |
| Net interest income | $14,810,000 | 1,828 |
| Provision for loan and lease losses | $480,000 | 1,311 |
| Total noninterest income | $1,686,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $801,000 | 1,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $885,000 | 2,403 |
| Total noninterest expense | $10,195,000 | 2,023 |
| Salaries and employee benefits | $5,860,000 | 1,992 |
| Premises and equipment expense | $955,000 | 2,074 |
| Additional noninterest expense | $885,000 | 2,403 |
| Pre-tax net operating income | $5,821,000 | 1,756 |
| Securities gains (losses) | $-136,000 | 3,859 |
| Applicable income taxes | $1,139,000 | 1,357 |
| Income before extraordinary items | $4,546,000 | 1,839 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,546,000 | 1,861 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,546,000 | 1,842 |
| Net charge-offs | $5,000 | 2,589 |
| Cash dividends | $1,250,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,654,800 | 1,836 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,540,000 | 2,097 |
| Total interest expense | $1,589,000 | 2,886 |
| Net interest income | $10,951,000 | 1,860 |
| Provision for loan and lease losses | $360,000 | 1,209 |
| Total noninterest income | $1,236,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $605,000 | 1,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $631,000 | 2,449 |
| Total noninterest expense | $7,464,000 | 2,047 |
| Salaries and employee benefits | $4,383,000 | 1,992 |
| Premises and equipment expense | $610,000 | 2,288 |
| Additional noninterest expense | $631,000 | 2,448 |
| Pre-tax net operating income | $4,363,000 | 1,804 |
| Securities gains (losses) | $-136,000 | 4,084 |
| Applicable income taxes | $800,000 | 1,435 |
| Income before extraordinary items | $3,427,000 | 1,898 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,427,000 | 1,915 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,427,000 | 1,898 |
| Net charge-offs | $8,000 | 2,199 |
| Cash dividends | $1,250,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,537,160 | 1,886 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,088,000 | 2,110 |
| Total interest expense | $828,000 | 2,995 |
| Net interest income | $7,260,000 | 1,881 |
| Provision for loan and lease losses | $240,000 | 1,213 |
| Total noninterest income | $796,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $402,000 | 1,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,479 |
| Total noninterest expense | $4,937,000 | 2,049 |
| Salaries and employee benefits | $2,918,000 | 1,995 |
| Premises and equipment expense | $419,000 | 2,248 |
| Additional noninterest expense | $394,000 | 2,474 |
| Pre-tax net operating income | $2,879,000 | 1,795 |
| Securities gains (losses) | $-136,000 | 4,267 |
| Applicable income taxes | $550,000 | 1,429 |
| Income before extraordinary items | $2,193,000 | 1,940 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,193,000 | 1,964 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,193,000 | 1,940 |
| Net charge-offs | $10,000 | 1,813 |
| Cash dividends | $1,250,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,301,800 | 1,889 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 2,104 |
| Total interest expense | $331,000 | 3,067 |
| Net interest income | $3,663,000 | 1,876 |
| Provision for loan and lease losses | $120,000 | 1,169 |
| Total noninterest income | $393,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $207,000 | 1,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 2,519 |
| Total noninterest expense | $2,513,000 | 2,059 |
| Salaries and employee benefits | $1,472,000 | 2,020 |
| Premises and equipment expense | $189,000 | 2,432 |
| Additional noninterest expense | $186,000 | 2,519 |
| Pre-tax net operating income | $1,423,000 | 1,857 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $282,000 | 1,444 |
| Income before extraordinary items | $1,142,000 | 1,930 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,142,000 | 1,930 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,142,000 | 1,930 |
| Net charge-offs | $12,000 | 1,306 |
| Cash dividends | $1,250,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,141,200 | 1,948 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,503,000 | 2,020 |
| Total interest expense | $1,160,000 | 2,224 |
| Net interest income | $13,343,000 | 1,950 |
| Provision for loan and lease losses | $575,000 | 1,152 |
| Total noninterest income | $1,802,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $791,000 | 1,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,011,000 | 2,323 |
| Total noninterest expense | $9,254,000 | 2,110 |
| Salaries and employee benefits | $5,428,000 | 2,070 |
| Premises and equipment expense | $667,000 | 2,566 |
| Additional noninterest expense | $1,011,000 | 2,323 |
| Pre-tax net operating income | $5,316,000 | 1,968 |
| Securities gains (losses) | $3,000 | 566 |
| Applicable income taxes | $1,050,000 | 1,511 |
| Income before extraordinary items | $4,269,000 | 2,023 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,269,000 | 2,022 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,269,000 | 2,022 |
| Net charge-offs | $-273,000 | 4,501 |
| Cash dividends | $1,336,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,266,600 | 2,049 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,532,000 | 2,001 |
| Total interest expense | $883,000 | 1,925 |
| Net interest income | $9,649,000 | 1,982 |
| Provision for loan and lease losses | $425,000 | 1,058 |
| Total noninterest income | $1,328,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $571,000 | 1,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,365 |
| Total noninterest expense | $6,737,000 | 2,144 |
| Salaries and employee benefits | $3,921,000 | 2,107 |
| Premises and equipment expense | $597,000 | 2,333 |
| Additional noninterest expense | $757,000 | 2,365 |
| Pre-tax net operating income | $3,815,000 | 1,987 |
| Securities gains (losses) | $-2,000 | 3,546 |
| Applicable income taxes | $759,000 | 1,552 |
| Income before extraordinary items | $3,054,000 | 2,066 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,054,000 | 2,065 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,054,000 | 2,065 |
| Net charge-offs | $-186,000 | 4,451 |
| Cash dividends | $1,235,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,055,600 | 2,092 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 2,000 |
| Total interest expense | $599,000 | 1,733 |
| Net interest income | $6,191,000 | 2,002 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $898,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $367,000 | 1,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,334 |
| Total noninterest expense | $4,438,000 | 2,141 |
| Salaries and employee benefits | $2,582,000 | 2,135 |
| Premises and equipment expense | $405,000 | 2,318 |
| Additional noninterest expense | $1,451,000 | 2,053 |
| Pre-tax net operating income | $2,351,000 | 2,002 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $462,000 | 1,538 |
| Income before extraordinary items | $1,887,000 | 2,060 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,887,000 | 2,060 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,887,000 | 2,060 |
| Net charge-offs | $-89,000 | 4,359 |
| Cash dividends | $1,235,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,888,600 | 2,097 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 1,985 |
| Total interest expense | $307,000 | 1,640 |
| Net interest income | $3,000,000 | 2,003 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $431,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $174,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,340 |
| Total noninterest expense | $2,163,000 | 2,174 |
| Salaries and employee benefits | $1,287,000 | 2,140 |
| Premises and equipment expense | $191,000 | 2,401 |
| Additional noninterest expense | $685,000 | 2,124 |
| Pre-tax net operating income | $1,118,000 | 1,974 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $209,000 | 1,581 |
| Income before extraordinary items | $910,000 | 2,036 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $910,000 | 2,035 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $910,000 | 2,036 |
| Net charge-offs | $-89,000 | 4,527 |
| Cash dividends | $1,235,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $909,190 | 2,054 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,925,000 | 2,080 |
| Total interest expense | $1,380,000 | 1,781 |
| Net interest income | $11,545,000 | 2,087 |
| Provision for loan and lease losses | $561,000 | 950 |
| Total noninterest income | $1,437,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $648,000 | 1,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,851 |
| Total noninterest expense | $8,211,000 | 2,248 |
| Salaries and employee benefits | $5,038,000 | 2,164 |
| Premises and equipment expense | $920,000 | 2,135 |
| Additional noninterest expense | $2,253,000 | 2,384 |
| Pre-tax net operating income | $4,210,000 | 2,268 |
| Securities gains (losses) | $98,000 | 877 |
| Applicable income taxes | $805,000 | 1,763 |
| Income before extraordinary items | $3,503,000 | 2,351 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,503,000 | 2,351 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,503,000 | 2,352 |
| Net charge-offs | $52,000 | 1,640 |
| Cash dividends | $1,583,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,423,620 | 2,354 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 2,094 |
| Total interest expense | $1,060,000 | 1,816 |
| Net interest income | $8,756,000 | 2,094 |
| Provision for loan and lease losses | $371,000 | 1,024 |
| Total noninterest income | $1,039,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $469,000 | 1,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,937 |
| Total noninterest expense | $6,160,000 | 2,254 |
| Salaries and employee benefits | $3,748,000 | 2,182 |
| Premises and equipment expense | $599,000 | 2,342 |
| Additional noninterest expense | $1,813,000 | 2,306 |
| Pre-tax net operating income | $3,264,000 | 2,320 |
| Securities gains (losses) | $72,000 | 924 |
| Applicable income taxes | $647,000 | 1,792 |
| Income before extraordinary items | $2,689,000 | 2,413 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,689,000 | 2,413 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,689,000 | 2,413 |
| Net charge-offs | $54,000 | 1,325 |
| Cash dividends | $1,084,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,630,680 | 2,413 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 2,115 |
| Total interest expense | $724,000 | 1,852 |
| Net interest income | $5,724,000 | 2,112 |
| Provision for loan and lease losses | $235,000 | 1,086 |
| Total noninterest income | $698,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $307,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,879 |
| Total noninterest expense | $4,029,000 | 2,283 |
| Salaries and employee benefits | $2,478,000 | 2,188 |
| Premises and equipment expense | $346,000 | 2,537 |
| Additional noninterest expense | $1,205,000 | 2,293 |
| Pre-tax net operating income | $2,158,000 | 2,287 |
| Securities gains (losses) | $47,000 | 909 |
| Applicable income taxes | $422,000 | 1,802 |
| Income before extraordinary items | $1,783,000 | 2,383 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,783,000 | 2,383 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,783,000 | 2,383 |
| Net charge-offs | $57,000 | 1,112 |
| Cash dividends | $1,084,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,744,930 | 2,375 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 2,171 |
| Total interest expense | $376,000 | 1,874 |
| Net interest income | $2,710,000 | 2,190 |
| Provision for loan and lease losses | $136,000 | 1,066 |
| Total noninterest income | $337,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $153,000 | 1,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 2,927 |
| Total noninterest expense | $1,976,000 | 2,286 |
| Salaries and employee benefits | $1,203,000 | 2,210 |
| Premises and equipment expense | $171,000 | 2,573 |
| Additional noninterest expense | $602,000 | 2,251 |
| Pre-tax net operating income | $935,000 | 2,462 |
| Securities gains (losses) | $11,000 | 1,037 |
| Applicable income taxes | $181,000 | 1,874 |
| Income before extraordinary items | $765,000 | 2,574 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $765,000 | 2,572 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $765,000 | 2,574 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $119,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $756,090 | 2,561 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,721,000 | 2,140 |
| Total interest expense | $1,821,000 | 2,091 |
| Net interest income | $10,900,000 | 2,114 |
| Provision for loan and lease losses | $620,000 | 2,033 |
| Total noninterest income | $1,558,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,135,000 | 845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,319 |
| Total noninterest expense | $8,377,000 | 2,198 |
| Salaries and employee benefits | $4,945,000 | 2,172 |
| Premises and equipment expense | $879,000 | 2,202 |
| Additional noninterest expense | $2,553,000 | 2,175 |
| Pre-tax net operating income | $3,461,000 | 2,251 |
| Securities gains (losses) | $20,000 | 2,111 |
| Applicable income taxes | $637,000 | 1,774 |
| Income before extraordinary items | $2,844,000 | 2,369 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,844,000 | 2,369 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,844,000 | 2,369 |
| Net charge-offs | $96,000 | 2,042 |
| Cash dividends | $906,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,827,600 | 2,325 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,283,000 | 2,195 |
| Total interest expense | $1,399,000 | 2,140 |
| Net interest income | $7,884,000 | 2,169 |
| Provision for loan and lease losses | $375,000 | 2,212 |
| Total noninterest income | $1,178,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $837,000 | 852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,213 |
| Total noninterest expense | $5,979,000 | 2,251 |
| Salaries and employee benefits | $3,670,000 | 2,162 |
| Premises and equipment expense | $525,000 | 2,522 |
| Additional noninterest expense | $1,784,000 | 2,242 |
| Pre-tax net operating income | $2,708,000 | 2,179 |
| Securities gains (losses) | $12,000 | 2,078 |
| Applicable income taxes | $523,000 | 1,701 |
| Income before extraordinary items | $2,197,000 | 2,311 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,197,000 | 2,311 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,197,000 | 2,311 |
| Net charge-offs | $90,000 | 1,734 |
| Cash dividends | $429,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,187,280 | 2,265 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 2,287 |
| Total interest expense | $951,000 | 2,218 |
| Net interest income | $5,053,000 | 2,256 |
| Provision for loan and lease losses | $195,000 | 2,436 |
| Total noninterest income | $1,634,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $594,000 | 818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,632 |
| Total noninterest expense | $4,766,000 | 1,998 |
| Salaries and employee benefits | $2,430,000 | 2,171 |
| Premises and equipment expense | $294,000 | 2,789 |
| Additional noninterest expense | $2,042,000 | 1,475 |
| Pre-tax net operating income | $1,726,000 | 2,207 |
| Securities gains (losses) | $4,000 | 2,045 |
| Applicable income taxes | $353,000 | 1,625 |
| Income before extraordinary items | $1,377,000 | 2,360 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,377,000 | 2,360 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,377,000 | 2,360 |
| Net charge-offs | $73,000 | 1,514 |
| Cash dividends | $305,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,373,800 | 2,328 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 2,224 |
| Total interest expense | $487,000 | 2,324 |
| Net interest income | $2,563,000 | 2,186 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $964,000 | 1,319 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $235,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $729,000 | 1,210 |
| Total noninterest expense | $2,486,000 | 1,954 |
| Salaries and employee benefits | $1,197,000 | 2,208 |
| Premises and equipment expense | $147,000 | 2,813 |
| Additional noninterest expense | $1,142,000 | 1,363 |
| Pre-tax net operating income | $921,000 | 1,953 |
| Securities gains (losses) | $4,000 | 1,484 |
| Applicable income taxes | $191,000 | 1,433 |
| Income before extraordinary items | $734,000 | 2,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $734,000 | 2,099 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $734,000 | 2,100 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $119,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $730,840 | 2,074 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,702,000 | 2,332 |
| Total interest expense | $1,897,000 | 2,427 |
| Net interest income | $9,805,000 | 2,279 |
| Provision for loan and lease losses | $136,000 | 2,685 |
| Total noninterest income | $1,794,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $841,000 | 1,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 2,306 |
| Total noninterest expense | $7,977,000 | 2,249 |
| Salaries and employee benefits | $4,763,000 | 2,175 |
| Premises and equipment expense | $652,000 | 2,655 |
| Additional noninterest expense | $2,562,000 | 2,181 |
| Pre-tax net operating income | $3,486,000 | 2,241 |
| Securities gains (losses) | $-2,000 | 4,594 |
| Applicable income taxes | $679,000 | 1,737 |
| Income before extraordinary items | $2,805,000 | 2,389 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,805,000 | 2,390 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,805,000 | 2,391 |
| Net charge-offs | $450,000 | 1,108 |
| Cash dividends | $1,050,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,806,620 | 2,351 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 2,375 |
| Total interest expense | $1,363,000 | 2,512 |
| Net interest income | $7,326,000 | 2,315 |
| Provision for loan and lease losses | $136,000 | 2,333 |
| Total noninterest income | $1,225,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $614,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 2,480 |
| Total noninterest expense | $5,926,000 | 2,279 |
| Salaries and employee benefits | $3,555,000 | 2,198 |
| Premises and equipment expense | $502,000 | 2,637 |
| Additional noninterest expense | $1,869,000 | 2,218 |
| Pre-tax net operating income | $2,489,000 | 2,372 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $475,000 | 1,838 |
| Income before extraordinary items | $2,012,000 | 2,516 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,012,000 | 2,517 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,012,000 | 2,517 |
| Net charge-offs | $432,000 | 826 |
| Cash dividends | $594,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,013,620 | 2,485 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 2,373 |
| Total interest expense | $836,000 | 2,608 |
| Net interest income | $4,951,000 | 2,289 |
| Provision for loan and lease losses | $96,000 | 2,250 |
| Total noninterest income | $729,000 | 2,309 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $387,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,670 |
| Total noninterest expense | $3,957,000 | 2,278 |
| Salaries and employee benefits | $2,358,000 | 2,213 |
| Premises and equipment expense | $342,000 | 2,591 |
| Additional noninterest expense | $1,257,000 | 2,217 |
| Pre-tax net operating income | $1,627,000 | 2,373 |
| Securities gains (losses) | $-14,000 | 4,995 |
| Applicable income taxes | $303,000 | 1,848 |
| Income before extraordinary items | $1,310,000 | 2,521 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,310,000 | 2,520 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,310,000 | 2,520 |
| Net charge-offs | $563,000 | 532 |
| Cash dividends | $394,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,321,340 | 2,480 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 2,358 |
| Total interest expense | $372,000 | 2,737 |
| Net interest income | $2,546,000 | 2,242 |
| Provision for loan and lease losses | $36,000 | 2,329 |
| Total noninterest income | $371,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $188,000 | 1,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,508 |
| Total noninterest expense | $1,984,000 | 2,283 |
| Salaries and employee benefits | $1,169,000 | 2,245 |
| Premises and equipment expense | $170,000 | 2,634 |
| Additional noninterest expense | $645,000 | 2,167 |
| Pre-tax net operating income | $897,000 | 2,203 |
| Securities gains (losses) | $-15,000 | 5,147 |
| Applicable income taxes | $172,000 | 1,716 |
| Income before extraordinary items | $710,000 | 2,349 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $710,000 | 2,347 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $710,000 | 2,348 |
| Net charge-offs | $304,000 | 468 |
| Cash dividends | $121,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $722,000 | 2,307 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,213,000 | 2,330 |
| Total interest expense | $1,248,000 | 2,614 |
| Net interest income | $9,965,000 | 2,258 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $1,250,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $770,000 | 1,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,119 |
| Total noninterest expense | $7,809,000 | 2,284 |
| Salaries and employee benefits | $4,693,000 | 2,206 |
| Premises and equipment expense | $588,000 | 2,873 |
| Additional noninterest expense | $2,528,000 | 2,206 |
| Pre-tax net operating income | $3,306,000 | 2,367 |
| Securities gains (losses) | $15,000 | 633 |
| Applicable income taxes | $571,000 | 1,867 |
| Income before extraordinary items | $2,750,000 | 2,443 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,750,000 | 2,441 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,750,000 | 2,442 |
| Net charge-offs | $365,000 | 1,179 |
| Cash dividends | $901,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,737,550 | 2,452 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,355,000 | 2,327 |
| Total interest expense | $906,000 | 2,581 |
| Net interest income | $7,449,000 | 2,264 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $872,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $761,000 | 1,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 4,361 |
| Total noninterest expense | $5,678,000 | 2,336 |
| Salaries and employee benefits | $3,484,000 | 2,213 |
| Premises and equipment expense | $449,000 | 2,860 |
| Additional noninterest expense | $1,745,000 | 2,337 |
| Pre-tax net operating income | $2,643,000 | 2,308 |
| Securities gains (losses) | $15,000 | 629 |
| Applicable income taxes | $467,000 | 1,849 |
| Income before extraordinary items | $2,191,000 | 2,372 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,191,000 | 2,371 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,191,000 | 2,371 |
| Net charge-offs | $76,000 | 1,934 |
| Cash dividends | $541,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,178,700 | 2,376 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 2,353 |
| Total interest expense | $589,000 | 2,550 |
| Net interest income | $4,865,000 | 2,301 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $540,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $496,000 | 1,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 4,758 |
| Total noninterest expense | $3,745,000 | 2,364 |
| Salaries and employee benefits | $2,332,000 | 2,219 |
| Premises and equipment expense | $294,000 | 2,907 |
| Additional noninterest expense | $1,119,000 | 2,413 |
| Pre-tax net operating income | $1,660,000 | 2,369 |
| Securities gains (losses) | $6,000 | 682 |
| Applicable income taxes | $277,000 | 1,928 |
| Income before extraordinary items | $1,389,000 | 2,432 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,389,000 | 2,431 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,389,000 | 2,431 |
| Net charge-offs | $47,000 | 1,808 |
| Cash dividends | $193,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,384,020 | 2,435 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 2,391 |
| Total interest expense | $293,000 | 2,498 |
| Net interest income | $2,374,000 | 2,342 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $334,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $246,000 | 1,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,521 |
| Total noninterest expense | $1,875,000 | 2,383 |
| Salaries and employee benefits | $1,173,000 | 2,234 |
| Premises and equipment expense | $150,000 | 2,908 |
| Additional noninterest expense | $552,000 | 2,442 |
| Pre-tax net operating income | $833,000 | 2,324 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $145,000 | 1,859 |
| Income before extraordinary items | $688,000 | 2,402 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $688,000 | 2,401 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $688,000 | 2,402 |
| Net charge-offs | $10,000 | 1,963 |
| Cash dividends | $97,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $688,000 | 2,392 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,584,000 | 2,330 |
| Total interest expense | $1,065,000 | 2,443 |
| Net interest income | $9,519,000 | 2,302 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,145,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $938,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,178 |
| Total noninterest expense | $7,305,000 | 2,447 |
| Salaries and employee benefits | $4,551,000 | 2,257 |
| Premises and equipment expense | $571,000 | 3,009 |
| Additional noninterest expense | $2,183,000 | 2,501 |
| Pre-tax net operating income | $3,359,000 | 2,297 |
| Securities gains (losses) | $29,000 | 1,167 |
| Applicable income taxes | $1,232,000 | 1,695 |
| Income before extraordinary items | $2,156,000 | 2,562 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,156,000 | 2,562 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,156,000 | 2,562 |
| Net charge-offs | $60,000 | 2,844 |
| Cash dividends | $630,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,137,440 | 2,557 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,844,000 | 2,356 |
| Total interest expense | $788,000 | 2,442 |
| Net interest income | $7,056,000 | 2,332 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,000,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $698,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 3,467 |
| Total noninterest expense | $5,358,000 | 2,491 |
| Salaries and employee benefits | $3,336,000 | 2,303 |
| Premises and equipment expense | $422,000 | 3,069 |
| Additional noninterest expense | $1,600,000 | 2,550 |
| Pre-tax net operating income | $2,698,000 | 2,237 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $719,000 | 1,761 |
| Income before extraordinary items | $1,983,000 | 2,425 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,983,000 | 2,424 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,983,000 | 2,425 |
| Net charge-offs | $39,000 | 2,614 |
| Cash dividends | $291,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,980,080 | 2,406 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 2,341 |
| Total interest expense | $519,000 | 2,423 |
| Net interest income | $4,693,000 | 2,330 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $673,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $460,000 | 1,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,397 |
| Total noninterest expense | $3,627,000 | 2,473 |
| Salaries and employee benefits | $2,238,000 | 2,304 |
| Premises and equipment expense | $279,000 | 3,088 |
| Additional noninterest expense | $1,110,000 | 2,483 |
| Pre-tax net operating income | $1,739,000 | 2,239 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $455,000 | 1,785 |
| Income before extraordinary items | $1,284,000 | 2,409 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,284,000 | 2,409 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,284,000 | 2,409 |
| Net charge-offs | $39,000 | 2,175 |
| Cash dividends | $194,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,284,000 | 2,388 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 2,414 |
| Total interest expense | $257,000 | 2,407 |
| Net interest income | $2,257,000 | 2,398 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $320,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $153,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,803 |
| Total noninterest expense | $1,819,000 | 2,480 |
| Salaries and employee benefits | $1,126,000 | 2,310 |
| Premises and equipment expense | $145,000 | 3,056 |
| Additional noninterest expense | $548,000 | 2,493 |
| Pre-tax net operating income | $758,000 | 2,393 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $184,000 | 1,946 |
| Income before extraordinary items | $574,000 | 2,533 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $574,000 | 2,532 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $574,000 | 2,533 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $97,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $574,000 | 2,511 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,168,000 | 2,369 |
| Total interest expense | $1,036,000 | 2,366 |
| Net interest income | $9,132,000 | 2,356 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,444,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $959,000 | 1,251 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $485,000 | 3,311 |
| Total noninterest expense | $7,223,000 | 2,498 |
| Salaries and employee benefits | $4,471,000 | 2,287 |
| Premises and equipment expense | $587,000 | 3,068 |
| Additional noninterest expense | $2,165,000 | 2,611 |
| Pre-tax net operating income | $3,353,000 | 2,203 |
| Securities gains (losses) | $66,000 | 1,647 |
| Applicable income taxes | $807,000 | 1,833 |
| Income before extraordinary items | $2,612,000 | 2,337 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,612,000 | 2,334 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,612,000 | 2,336 |
| Net charge-offs | $158,000 | 2,170 |
| Cash dividends | $605,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,561,840 | 2,313 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 2,366 |
| Total interest expense | $781,000 | 2,351 |
| Net interest income | $6,868,000 | 2,351 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,071,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $717,000 | 1,250 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $354,000 | 3,352 |
| Total noninterest expense | $5,402,000 | 2,493 |
| Salaries and employee benefits | $3,293,000 | 2,320 |
| Premises and equipment expense | $438,000 | 3,075 |
| Additional noninterest expense | $1,671,000 | 2,559 |
| Pre-tax net operating income | $2,537,000 | 2,222 |
| Securities gains (losses) | $66,000 | 1,564 |
| Applicable income taxes | $615,000 | 1,874 |
| Income before extraordinary items | $1,988,000 | 2,357 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,988,000 | 2,356 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,988,000 | 2,357 |
| Net charge-offs | $155,000 | 1,662 |
| Cash dividends | $291,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,937,840 | 2,335 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 2,376 |
| Total interest expense | $521,000 | 2,365 |
| Net interest income | $4,562,000 | 2,368 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $713,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $473,000 | 1,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $240,000 | 3,337 |
| Total noninterest expense | $3,544,000 | 2,533 |
| Salaries and employee benefits | $2,144,000 | 2,370 |
| Premises and equipment expense | $295,000 | 3,077 |
| Additional noninterest expense | $1,105,000 | 2,569 |
| Pre-tax net operating income | $1,731,000 | 2,169 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $424,000 | 1,828 |
| Income before extraordinary items | $1,353,000 | 2,298 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,353,000 | 2,297 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,353,000 | 2,297 |
| Net charge-offs | $-41,000 | 5,446 |
| Cash dividends | $194,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,318,040 | 2,276 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 2,394 |
| Total interest expense | $260,000 | 2,383 |
| Net interest income | $2,263,000 | 2,384 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $345,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $230,000 | 1,266 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $1,758,000 | 2,556 |
| Salaries and employee benefits | $1,062,000 | 2,400 |
| Premises and equipment expense | $144,000 | 3,150 |
| Additional noninterest expense | $552,000 | 2,568 |
| Pre-tax net operating income | $850,000 | 2,177 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $197,000 | 1,854 |
| Income before extraordinary items | $653,000 | 2,314 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $653,000 | 2,314 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $653,000 | 2,314 |
| Net charge-offs | $28,000 | 1,781 |
| Cash dividends | $97,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $653,000 | 2,264 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 2,383 |
| Total interest expense | $1,082,000 | 2,293 |
| Net interest income | $8,848,000 | 2,378 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $1,233,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $964,000 | 1,262 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $269,000 | 4,109 |
| Total noninterest expense | $7,085,000 | 2,540 |
| Salaries and employee benefits | $4,333,000 | 2,317 |
| Premises and equipment expense | $607,000 | 3,075 |
| Additional noninterest expense | $2,145,000 | 2,650 |
| Pre-tax net operating income | $2,816,000 | 2,431 |
| Securities gains (losses) | $26,000 | 2,080 |
| Applicable income taxes | $569,000 | 2,113 |
| Income before extraordinary items | $2,273,000 | 2,499 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,273,000 | 2,501 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,273,000 | 2,501 |
| Net charge-offs | $254,000 | 1,763 |
| Cash dividends | $7,084,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,252,200 | 2,467 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,418,000 | 2,412 |
| Total interest expense | $817,000 | 2,303 |
| Net interest income | $6,601,000 | 2,404 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $948,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $724,000 | 1,275 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,005 |
| Total noninterest expense | $5,235,000 | 2,585 |
| Salaries and employee benefits | $3,250,000 | 2,326 |
| Premises and equipment expense | $459,000 | 3,110 |
| Additional noninterest expense | $1,526,000 | 2,751 |
| Pre-tax net operating income | $2,164,000 | 2,424 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $447,000 | 2,100 |
| Income before extraordinary items | $1,730,000 | 2,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,730,000 | 2,524 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,730,000 | 2,524 |
| Net charge-offs | $56,000 | 2,687 |
| Cash dividends | $6,795,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,719,730 | 2,482 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 2,444 |
| Total interest expense | $547,000 | 2,306 |
| Net interest income | $4,321,000 | 2,434 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $611,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $473,000 | 1,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,126 |
| Total noninterest expense | $3,497,000 | 2,604 |
| Salaries and employee benefits | $2,165,000 | 2,337 |
| Premises and equipment expense | $297,000 | 3,194 |
| Additional noninterest expense | $1,035,000 | 2,735 |
| Pre-tax net operating income | $1,315,000 | 2,569 |
| Securities gains (losses) | $26,000 | 1,576 |
| Applicable income taxes | $258,000 | 2,239 |
| Income before extraordinary items | $1,083,000 | 2,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,083,000 | 2,618 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,083,000 | 2,618 |
| Net charge-offs | $50,000 | 2,311 |
| Cash dividends | $6,698,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,061,940 | 2,589 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 2,442 |
| Total interest expense | $275,000 | 2,323 |
| Net interest income | $2,160,000 | 2,441 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $316,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $223,000 | 1,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 3,700 |
| Total noninterest expense | $1,722,000 | 2,630 |
| Salaries and employee benefits | $1,083,000 | 2,345 |
| Premises and equipment expense | $145,000 | 3,266 |
| Additional noninterest expense | $494,000 | 2,823 |
| Pre-tax net operating income | $694,000 | 2,427 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $150,000 | 2,088 |
| Income before extraordinary items | $544,000 | 2,562 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $544,000 | 2,565 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $544,000 | 2,564 |
| Net charge-offs | $61,000 | 1,419 |
| Cash dividends | $87,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $544,000 | 2,489 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 2,428 |
| Total interest expense | $1,218,000 | 2,233 |
| Net interest income | $8,668,000 | 2,447 |
| Provision for loan and lease losses | $1,000,000 | 868 |
| Total noninterest income | $1,982,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $955,000 | 1,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,027,000 | 2,302 |
| Total noninterest expense | $7,072,000 | 2,594 |
| Salaries and employee benefits | $4,436,000 | 2,281 |
| Premises and equipment expense | $608,000 | 3,203 |
| Additional noninterest expense | $2,028,000 | 2,850 |
| Pre-tax net operating income | $2,578,000 | 2,523 |
| Securities gains (losses) | $163,000 | 925 |
| Applicable income taxes | $256,000 | 2,769 |
| Income before extraordinary items | $2,485,000 | 2,320 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,485,000 | 2,320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,485,000 | 2,320 |
| Net charge-offs | $1,261,000 | 748 |
| Cash dividends | $645,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,336,670 | 2,381 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 2,442 |
| Total interest expense | $926,000 | 2,237 |
| Net interest income | $6,488,000 | 2,461 |
| Provision for loan and lease losses | $290,000 | 1,676 |
| Total noninterest income | $1,034,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $727,000 | 1,340 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $307,000 | 3,602 |
| Total noninterest expense | $5,287,000 | 2,593 |
| Salaries and employee benefits | $3,335,000 | 2,286 |
| Premises and equipment expense | $459,000 | 3,230 |
| Additional noninterest expense | $1,493,000 | 2,883 |
| Pre-tax net operating income | $1,945,000 | 2,556 |
| Securities gains (losses) | $98,000 | 1,009 |
| Applicable income taxes | $444,000 | 2,071 |
| Income before extraordinary items | $1,599,000 | 2,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,599,000 | 2,612 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,599,000 | 2,611 |
| Net charge-offs | $931,000 | 714 |
| Cash dividends | $441,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,522,560 | 2,655 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 2,419 |
| Total interest expense | $623,000 | 2,253 |
| Net interest income | $4,349,000 | 2,442 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $674,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $470,000 | 1,366 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $204,000 | 3,593 |
| Total noninterest expense | $3,514,000 | 2,606 |
| Salaries and employee benefits | $2,229,000 | 2,281 |
| Premises and equipment expense | $302,000 | 3,277 |
| Additional noninterest expense | $983,000 | 2,924 |
| Pre-tax net operating income | $1,419,000 | 2,358 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $318,000 | 1,992 |
| Income before extraordinary items | $1,101,000 | 2,469 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,101,000 | 2,473 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,101,000 | 2,473 |
| Net charge-offs | $598,000 | 750 |
| Cash dividends | $175,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,101,000 | 2,439 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 2,403 |
| Total interest expense | $318,000 | 2,247 |
| Net interest income | $2,186,000 | 2,414 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $343,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $234,000 | 1,348 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $109,000 | 3,444 |
| Total noninterest expense | $1,749,000 | 2,626 |
| Salaries and employee benefits | $1,114,000 | 2,284 |
| Premises and equipment expense | $149,000 | 3,361 |
| Additional noninterest expense | $486,000 | 2,950 |
| Pre-tax net operating income | $750,000 | 2,204 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $175,000 | 1,859 |
| Income before extraordinary items | $575,000 | 2,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $575,000 | 2,338 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $575,000 | 2,339 |
| Net charge-offs | $193,000 | 976 |
| Cash dividends | $88,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $575,000 | 2,304 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,631,000 | 2,286 |
| Total interest expense | $1,834,000 | 1,840 |
| Net interest income | $8,797,000 | 2,386 |
| Provision for loan and lease losses | $450,000 | 1,964 |
| Total noninterest income | $1,255,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $974,000 | 1,392 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $281,000 | 4,175 |
| Total noninterest expense | $7,208,000 | 2,557 |
| Salaries and employee benefits | $4,086,000 | 2,435 |
| Premises and equipment expense | $618,000 | 3,242 |
| Additional noninterest expense | $2,504,000 | 2,460 |
| Pre-tax net operating income | $2,394,000 | 2,536 |
| Securities gains (losses) | $-5,000 | 6,182 |
| Applicable income taxes | $447,000 | 2,278 |
| Income before extraordinary items | $1,942,000 | 2,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,942,000 | 2,666 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,942,000 | 2,666 |
| Net charge-offs | $780,000 | 1,517 |
| Cash dividends | $265,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,946,050 | 2,598 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 2,283 |
| Total interest expense | $1,490,000 | 1,760 |
| Net interest income | $6,513,000 | 2,434 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $946,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $719,000 | 1,425 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $227,000 | 4,153 |
| Total noninterest expense | $5,324,000 | 2,605 |
| Salaries and employee benefits | $3,064,000 | 2,443 |
| Premises and equipment expense | $458,000 | 3,301 |
| Additional noninterest expense | $1,802,000 | 2,538 |
| Pre-tax net operating income | $1,760,000 | 2,656 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $333,000 | 2,334 |
| Income before extraordinary items | $1,422,000 | 2,758 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,422,000 | 2,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,422,000 | 2,762 |
| Net charge-offs | $772,000 | 1,212 |
| Cash dividends | $118,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,426,050 | 2,670 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 2,280 |
| Total interest expense | $1,102,000 | 1,619 |
| Net interest income | $4,260,000 | 2,454 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $642,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $465,000 | 1,437 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $177,000 | 3,977 |
| Total noninterest expense | $3,760,000 | 2,470 |
| Salaries and employee benefits | $2,261,000 | 2,255 |
| Premises and equipment expense | $295,000 | 3,398 |
| Additional noninterest expense | $1,204,000 | 2,535 |
| Pre-tax net operating income | $842,000 | 3,232 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $95,000 | 3,035 |
| Income before extraordinary items | $742,000 | 3,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $742,000 | 3,213 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $742,000 | 3,214 |
| Net charge-offs | $569,000 | 1,148 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $746,450 | 3,099 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 2,283 |
| Total interest expense | $667,000 | 1,389 |
| Net interest income | $2,044,000 | 2,569 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $311,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $229,000 | 1,431 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $1,838,000 | 2,557 |
| Salaries and employee benefits | $1,129,000 | 2,270 |
| Premises and equipment expense | $150,000 | 3,380 |
| Additional noninterest expense | $559,000 | 2,708 |
| Pre-tax net operating income | $367,000 | 3,437 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $35,000 | 3,248 |
| Income before extraordinary items | $327,000 | 3,407 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $327,000 | 3,407 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $327,000 | 3,409 |
| Net charge-offs | $369,000 | 924 |
| Cash dividends | $31,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $331,500 | 3,281 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 2,125 |
| Total interest expense | $3,806,000 | 1,177 |
| Net interest income | $8,474,000 | 2,532 |
| Provision for loan and lease losses | $1,106,000 | 1,658 |
| Total noninterest income | $994,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $996,000 | 1,416 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-2,000 | 6,577 |
| Total noninterest expense | $7,312,000 | 2,568 |
| Salaries and employee benefits | $3,940,000 | 2,488 |
| Premises and equipment expense | $610,000 | 3,348 |
| Additional noninterest expense | $2,762,000 | 2,348 |
| Pre-tax net operating income | $1,050,000 | 3,947 |
| Securities gains (losses) | $157,000 | 1,902 |
| Applicable income taxes | $-14,000 | 6,542 |
| Income before extraordinary items | $1,221,000 | 3,502 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,221,000 | 3,504 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,221,000 | 3,505 |
| Net charge-offs | $2,120,000 | 1,117 |
| Cash dividends | $27,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,064,000 | 3,613 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,355,000 | 2,135 |
| Total interest expense | $2,976,000 | 1,191 |
| Net interest income | $6,379,000 | 2,559 |
| Provision for loan and lease losses | $1,106,000 | 1,328 |
| Total noninterest income | $700,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $742,000 | 1,442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-42,000 | 6,826 |
| Total noninterest expense | $5,464,000 | 2,586 |
| Salaries and employee benefits | $2,976,000 | 2,476 |
| Premises and equipment expense | $462,000 | 3,366 |
| Additional noninterest expense | $2,026,000 | 2,389 |
| Pre-tax net operating income | $509,000 | 4,701 |
| Securities gains (losses) | $157,000 | 1,630 |
| Applicable income taxes | $-31,000 | 6,817 |
| Income before extraordinary items | $697,000 | 4,115 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $697,000 | 4,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $697,000 | 4,115 |
| Net charge-offs | $1,556,000 | 1,082 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $540,000 | 4,370 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 2,121 |
| Total interest expense | $2,056,000 | 1,189 |
| Net interest income | $4,267,000 | 2,549 |
| Provision for loan and lease losses | $831,000 | 1,260 |
| Total noninterest income | $611,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $498,000 | 1,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,482 |
| Total noninterest expense | $3,956,000 | 2,387 |
| Salaries and employee benefits | $2,275,000 | 2,198 |
| Premises and equipment expense | $309,000 | 3,363 |
| Additional noninterest expense | $1,372,000 | 2,366 |
| Pre-tax net operating income | $91,000 | 5,914 |
| Securities gains (losses) | $121,000 | 1,458 |
| Applicable income taxes | $-112,000 | 7,027 |
| Income before extraordinary items | $324,000 | 4,692 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $324,000 | 4,695 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $324,000 | 4,695 |
| Net charge-offs | $1,098,000 | 1,067 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $203,000 | 5,118 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 2,085 |
| Total interest expense | $1,080,000 | 1,177 |
| Net interest income | $2,164,000 | 2,524 |
| Provision for loan and lease losses | $531,000 | 1,011 |
| Total noninterest income | $305,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $251,000 | 1,402 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $1,959,000 | 2,419 |
| Salaries and employee benefits | $1,140,000 | 2,191 |
| Premises and equipment expense | $152,000 | 3,426 |
| Additional noninterest expense | $667,000 | 2,401 |
| Pre-tax net operating income | $-21,000 | 6,537 |
| Securities gains (losses) | $98,000 | 921 |
| Applicable income taxes | $-89,000 | 7,151 |
| Income before extraordinary items | $166,000 | 4,679 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $166,000 | 4,683 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $166,000 | 4,683 |
| Net charge-offs | $510,000 | 1,080 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $68,000 | 5,624 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,982,000 | 2,007 |
| Total interest expense | $5,196,000 | 1,158 |
| Net interest income | $8,786,000 | 2,503 |
| Provision for loan and lease losses | $1,730,000 | 1,732 |
| Total noninterest income | $1,046,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,055,000 | 1,407 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-9,000 | 6,744 |
| Total noninterest expense | $7,418,000 | 2,534 |
| Salaries and employee benefits | $3,720,000 | 2,580 |
| Premises and equipment expense | $642,000 | 3,400 |
| Additional noninterest expense | $3,056,000 | 2,176 |
| Pre-tax net operating income | $684,000 | 4,318 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-211,000 | 6,926 |
| Income before extraordinary items | $895,000 | 3,760 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $895,000 | 3,763 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $895,000 | 3,763 |
| Net charge-offs | $1,588,000 | 1,801 |
| Cash dividends | $89,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $895,000 | 3,634 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,695,000 | 1,996 |
| Total interest expense | $4,017,000 | 1,167 |
| Net interest income | $6,678,000 | 2,473 |
| Provision for loan and lease losses | $1,330,000 | 1,633 |
| Total noninterest income | $953,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $789,000 | 1,411 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $164,000 | 4,392 |
| Total noninterest expense | $5,536,000 | 2,549 |
| Salaries and employee benefits | $2,798,000 | 2,572 |
| Premises and equipment expense | $474,000 | 3,484 |
| Additional noninterest expense | $2,264,000 | 2,207 |
| Pre-tax net operating income | $765,000 | 3,803 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $8,000 | 4,313 |
| Income before extraordinary items | $757,000 | 3,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $757,000 | 3,614 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $757,000 | 3,614 |
| Net charge-offs | $1,229,000 | 1,698 |
| Cash dividends | $89,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $757,000 | 3,505 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,195,000 | 1,991 |
| Total interest expense | $2,742,000 | 1,180 |
| Net interest income | $4,453,000 | 2,479 |
| Provision for loan and lease losses | $1,205,000 | 1,323 |
| Total noninterest income | $689,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $509,000 | 1,437 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 3,671 |
| Total noninterest expense | $3,802,000 | 2,498 |
| Salaries and employee benefits | $2,067,000 | 2,346 |
| Premises and equipment expense | $313,000 | 3,545 |
| Additional noninterest expense | $1,422,000 | 2,358 |
| Pre-tax net operating income | $135,000 | 5,492 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-135,000 | 7,159 |
| Income before extraordinary items | $270,000 | 4,601 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 4,599 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $270,000 | 4,601 |
| Net charge-offs | $949,000 | 1,514 |
| Cash dividends | $89,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $270,000 | 4,517 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 2,028 |
| Total interest expense | $1,415,000 | 1,191 |
| Net interest income | $2,119,000 | 2,593 |
| Provision for loan and lease losses | $1,055,000 | 816 |
| Total noninterest income | $339,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $221,000 | 1,603 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,294 |
| Total noninterest expense | $1,921,000 | 2,499 |
| Salaries and employee benefits | $1,029,000 | 2,372 |
| Premises and equipment expense | $160,000 | 3,534 |
| Additional noninterest expense | $732,000 | 2,270 |
| Pre-tax net operating income | $-518,000 | 7,091 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-288,000 | 7,418 |
| Income before extraordinary items | $-230,000 | 6,923 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-230,000 | 6,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-230,000 | 6,923 |
| Net charge-offs | $694,000 | 1,094 |
| Cash dividends | $89,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-230,000 | 6,910 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,351,000 | 1,972 |
| Total interest expense | $6,576,000 | 1,253 |
| Net interest income | $8,775,000 | 2,506 |
| Provision for loan and lease losses | $4,293,000 | 1,274 |
| Total noninterest income | $1,282,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $988,000 | 1,518 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $294,000 | 3,972 |
| Total noninterest expense | $7,689,000 | 2,524 |
| Salaries and employee benefits | $4,671,000 | 2,070 |
| Premises and equipment expense | $617,000 | 3,645 |
| Additional noninterest expense | $2,401,000 | 2,770 |
| Pre-tax net operating income | $-1,925,000 | 6,753 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,083,000 | 7,333 |
| Income before extraordinary items | $-842,000 | 6,519 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-842,000 | 6,521 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-842,000 | 6,521 |
| Net charge-offs | $2,468,000 | 1,645 |
| Cash dividends | $350,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-842,000 | 6,480 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 2,002 |
| Total interest expense | $4,973,000 | 1,301 |
| Net interest income | $6,616,000 | 2,518 |
| Provision for loan and lease losses | $981,000 | 2,537 |
| Total noninterest income | $1,040,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $757,000 | 1,545 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $283,000 | 3,633 |
| Total noninterest expense | $5,571,000 | 2,605 |
| Salaries and employee benefits | $3,533,000 | 2,046 |
| Premises and equipment expense | $459,000 | 3,724 |
| Additional noninterest expense | $1,579,000 | 3,069 |
| Pre-tax net operating income | $1,104,000 | 2,920 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $126,000 | 2,943 |
| Income before extraordinary items | $978,000 | 2,934 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $978,000 | 2,930 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $978,000 | 2,933 |
| Net charge-offs | $1,039,000 | 2,148 |
| Cash dividends | $264,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $978,000 | 2,796 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,643,000 | 2,042 |
| Total interest expense | $3,298,000 | 1,355 |
| Net interest income | $4,345,000 | 2,550 |
| Provision for loan and lease losses | $581,000 | 2,639 |
| Total noninterest income | $830,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $569,000 | 1,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $261,000 | 3,059 |
| Total noninterest expense | $3,664,000 | 2,628 |
| Salaries and employee benefits | $2,358,000 | 2,056 |
| Premises and equipment expense | $298,000 | 3,821 |
| Additional noninterest expense | $1,008,000 | 3,186 |
| Pre-tax net operating income | $930,000 | 2,522 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $161,000 | 2,343 |
| Income before extraordinary items | $769,000 | 2,573 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $769,000 | 2,570 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $769,000 | 2,573 |
| Net charge-offs | $696,000 | 2,096 |
| Cash dividends | $175,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $769,000 | 2,475 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 2,072 |
| Total interest expense | $1,644,000 | 1,431 |
| Net interest income | $2,215,000 | 2,536 |
| Provision for loan and lease losses | $261,000 | 2,610 |
| Total noninterest income | $347,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $279,000 | 1,408 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $1,811,000 | 2,685 |
| Salaries and employee benefits | $1,194,000 | 2,063 |
| Premises and equipment expense | $152,000 | 3,853 |
| Additional noninterest expense | $465,000 | 3,380 |
| Pre-tax net operating income | $490,000 | 2,446 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $91,000 | 2,211 |
| Income before extraordinary items | $399,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 2,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $399,000 | 2,553 |
| Net charge-offs | $562,000 | 1,492 |
| Cash dividends | $87,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $399,000 | 2,466 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,690,000 | 2,270 |
| Total interest expense | $6,249,000 | 1,865 |
| Net interest income | $8,441,000 | 2,578 |
| Provision for loan and lease losses | $3,790,000 | 1,711 |
| Total noninterest income | $934,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $849,000 | 1,951 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $85,000 | 5,854 |
| Total noninterest expense | $7,143,000 | 2,741 |
| Salaries and employee benefits | $4,643,000 | 2,119 |
| Premises and equipment expense | $586,000 | 3,943 |
| Additional noninterest expense | $1,914,000 | 3,429 |
| Pre-tax net operating income | $-1,558,000 | 6,466 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-856,000 | 7,224 |
| Income before extraordinary items | $-702,000 | 6,199 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-702,000 | 6,198 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-702,000 | 6,198 |
| Net charge-offs | $2,987,000 | 1,612 |
| Cash dividends | $793,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-702,000 | 6,199 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,765,000 | 2,363 |
| Total interest expense | $4,620,000 | 1,958 |
| Net interest income | $6,145,000 | 2,673 |
| Provision for loan and lease losses | $777,000 | 3,140 |
| Total noninterest income | $1,016,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $791,000 | 1,603 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $225,000 | 4,089 |
| Total noninterest expense | $5,211,000 | 2,811 |
| Salaries and employee benefits | $3,434,000 | 2,163 |
| Premises and equipment expense | $419,000 | 4,118 |
| Additional noninterest expense | $1,358,000 | 3,540 |
| Pre-tax net operating income | $1,173,000 | 2,475 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $182,000 | 2,412 |
| Income before extraordinary items | $991,000 | 2,495 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $991,000 | 2,493 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $991,000 | 2,496 |
| Net charge-offs | $419,000 | 3,280 |
| Cash dividends | $267,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $991,000 | 2,446 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 2,443 |
| Total interest expense | $3,059,000 | 2,060 |
| Net interest income | $3,995,000 | 2,721 |
| Provision for loan and lease losses | $305,000 | 3,656 |
| Total noninterest income | $646,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $464,000 | 1,782 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $182,000 | 3,792 |
| Total noninterest expense | $3,395,000 | 2,892 |
| Salaries and employee benefits | $2,247,000 | 2,242 |
| Premises and equipment expense | $272,000 | 4,225 |
| Additional noninterest expense | $876,000 | 3,630 |
| Pre-tax net operating income | $941,000 | 2,223 |
| Securities gains (losses) | $-202,000 | 7,793 |
| Applicable income taxes | $112,000 | 2,532 |
| Income before extraordinary items | $627,000 | 2,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $627,000 | 2,690 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $627,000 | 2,692 |
| Net charge-offs | $367,000 | 2,704 |
| Cash dividends | $178,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $798,700 | 2,177 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 2,478 |
| Total interest expense | $1,510,000 | 2,158 |
| Net interest income | $1,987,000 | 2,724 |
| Provision for loan and lease losses | $130,000 | 3,489 |
| Total noninterest income | $296,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $217,000 | 1,837 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $1,643,000 | 2,900 |
| Salaries and employee benefits | $1,107,000 | 2,311 |
| Premises and equipment expense | $131,000 | 4,367 |
| Additional noninterest expense | $405,000 | 3,552 |
| Pre-tax net operating income | $510,000 | 2,346 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $106,000 | 2,125 |
| Income before extraordinary items | $404,000 | 2,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $404,000 | 2,548 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $404,000 | 2,550 |
| Net charge-offs | $120,000 | 2,670 |
| Cash dividends | $90,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $404,000 | 2,408 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,881,000 | 2,482 |
| Total interest expense | $6,790,000 | 2,256 |
| Net interest income | $8,091,000 | 2,673 |
| Provision for loan and lease losses | $560,000 | 3,631 |
| Total noninterest income | $1,560,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $864,000 | 1,985 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $696,000 | 2,663 |
| Total noninterest expense | $6,190,000 | 2,993 |
| Salaries and employee benefits | $3,973,000 | 2,529 |
| Premises and equipment expense | $559,000 | 4,160 |
| Additional noninterest expense | $1,658,000 | 3,363 |
| Pre-tax net operating income | $2,901,000 | 1,855 |
| Securities gains (losses) | $52,000 | 1,567 |
| Applicable income taxes | $685,000 | 1,546 |
| Income before extraordinary items | $2,268,000 | 1,763 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,268,000 | 1,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $897,000 | 2,083 |
| Cash dividends | $808,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,227,960 | 1,913 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,370,000 | 2,493 |
| Total interest expense | $5,199,000 | 2,296 |
| Net interest income | $6,171,000 | 2,663 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $1,129,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $626,000 | 2,056 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $503,000 | 2,803 |
| Total noninterest expense | $4,518,000 | 3,042 |
| Salaries and employee benefits | $2,990,000 | 2,553 |
| Premises and equipment expense | $429,000 | 4,080 |
| Additional noninterest expense | $1,099,000 | 3,616 |
| Pre-tax net operating income | $2,382,000 | 2,011 |
| Securities gains (losses) | $54,000 | 1,367 |
| Applicable income taxes | $606,000 | 1,667 |
| Income before extraordinary items | $1,830,000 | 1,932 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,830,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,635 |
| Cash dividends | $270,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,789,500 | 2,067 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 2,507 |
| Total interest expense | $3,494,000 | 2,375 |
| Net interest income | $4,162,000 | 2,616 |
| Provision for loan and lease losses | $270,000 | 2,708 |
| Total noninterest income | $739,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $437,000 | 1,949 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $302,000 | 3,007 |
| Total noninterest expense | $2,972,000 | 3,084 |
| Salaries and employee benefits | $1,971,000 | 2,606 |
| Premises and equipment expense | $286,000 | 4,105 |
| Additional noninterest expense | $715,000 | 3,664 |
| Pre-tax net operating income | $1,659,000 | 2,008 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $429,000 | 1,788 |
| Income before extraordinary items | $1,272,000 | 2,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,272,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-162,000 | 8,392 |
| Cash dividends | $180,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,240,500 | 2,077 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 2,596 |
| Total interest expense | $1,762,000 | 2,489 |
| Net interest income | $2,025,000 | 2,681 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $293,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $191,000 | 2,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $1,452,000 | 3,159 |
| Salaries and employee benefits | $977,000 | 2,639 |
| Premises and equipment expense | $138,000 | 4,248 |
| Additional noninterest expense | $337,000 | 3,774 |
| Pre-tax net operating income | $736,000 | 2,323 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $182,000 | 2,089 |
| Income before extraordinary items | $579,000 | 2,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $90,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $560,000 | 2,378 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,005,000 | 2,677 |
| Total interest expense | $6,972,000 | 2,640 |
| Net interest income | $8,033,000 | 2,717 |
| Provision for loan and lease losses | $1,654,000 | 970 |
| Total noninterest income | $1,233,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $857,000 | 2,013 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $376,000 | 3,852 |
| Total noninterest expense | $5,754,000 | 3,081 |
| Salaries and employee benefits | $3,597,000 | 2,732 |
| Premises and equipment expense | $592,000 | 3,871 |
| Additional noninterest expense | $1,565,000 | 3,298 |
| Pre-tax net operating income | $1,858,000 | 3,472 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $269,000 | 3,517 |
| Income before extraordinary items | $1,589,000 | 3,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,589,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $938,000 | 1,077 |
| Cash dividends | $778,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,589,000 | 3,303 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,388,000 | 2,651 |
| Total interest expense | $5,165,000 | 2,663 |
| Net interest income | $6,223,000 | 2,646 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $834,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $650,000 | 1,975 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $184,000 | 4,660 |
| Total noninterest expense | $4,158,000 | 3,143 |
| Salaries and employee benefits | $2,695,000 | 2,731 |
| Premises and equipment expense | $439,000 | 3,904 |
| Additional noninterest expense | $1,024,000 | 3,632 |
| Pre-tax net operating income | $2,539,000 | 2,409 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $661,000 | 2,162 |
| Income before extraordinary items | $1,878,000 | 2,509 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,878,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,220 |
| Cash dividends | $270,000 | 3,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,878,000 | 2,482 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 2,711 |
| Total interest expense | $3,331,000 | 2,737 |
| Net interest income | $4,128,000 | 2,679 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $541,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $425,000 | 2,007 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $2,805,000 | 3,129 |
| Salaries and employee benefits | $1,780,000 | 2,788 |
| Premises and equipment expense | $296,000 | 3,886 |
| Additional noninterest expense | $729,000 | 3,440 |
| Pre-tax net operating income | $1,624,000 | 2,540 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $424,000 | 2,303 |
| Income before extraordinary items | $1,200,000 | 2,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,200,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,522 |
| Cash dividends | $180,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,200,000 | 2,623 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 2,743 |
| Total interest expense | $1,630,000 | 2,773 |
| Net interest income | $2,035,000 | 2,714 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $284,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $230,000 | 1,838 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $1,418,000 | 3,124 |
| Salaries and employee benefits | $907,000 | 2,768 |
| Premises and equipment expense | $147,000 | 3,913 |
| Additional noninterest expense | $364,000 | 3,427 |
| Pre-tax net operating income | $781,000 | 2,604 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $202,000 | 2,387 |
| Income before extraordinary items | $579,000 | 2,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $579,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 934 |
| Cash dividends | $90,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $579,000 | 2,698 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,768,000 | 2,742 |
| Total interest expense | $5,592,000 | 2,757 |
| Net interest income | $8,176,000 | 2,701 |
| Provision for loan and lease losses | $442,000 | 2,109 |
| Total noninterest income | $1,178,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $832,000 | 2,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $346,000 | 4,017 |
| Total noninterest expense | $5,541,000 | 3,062 |
| Salaries and employee benefits | $3,427,000 | 2,782 |
| Premises and equipment expense | $617,000 | 3,675 |
| Additional noninterest expense | $1,497,000 | 3,293 |
| Pre-tax net operating income | $3,371,000 | 2,562 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $852,000 | 2,392 |
| Income before extraordinary items | $2,519,000 | 2,601 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,519,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,462 |
| Cash dividends | $749,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,519,000 | 2,589 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,196,000 | 2,747 |
| Total interest expense | $4,075,000 | 2,731 |
| Net interest income | $6,121,000 | 2,736 |
| Provision for loan and lease losses | $322,000 | 2,030 |
| Total noninterest income | $853,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $607,000 | 2,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $246,000 | 4,123 |
| Total noninterest expense | $4,106,000 | 3,106 |
| Salaries and employee benefits | $2,527,000 | 2,821 |
| Premises and equipment expense | $461,000 | 3,701 |
| Additional noninterest expense | $1,118,000 | 3,306 |
| Pre-tax net operating income | $2,546,000 | 2,611 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $662,000 | 2,448 |
| Income before extraordinary items | $1,884,000 | 2,703 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,884,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,004 |
| Cash dividends | $270,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,884,000 | 2,684 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 2,764 |
| Total interest expense | $2,627,000 | 2,707 |
| Net interest income | $4,042,000 | 2,764 |
| Provision for loan and lease losses | $202,000 | 2,090 |
| Total noninterest income | $515,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $401,000 | 2,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 4,856 |
| Total noninterest expense | $2,666,000 | 3,171 |
| Salaries and employee benefits | $1,707,000 | 2,794 |
| Premises and equipment expense | $313,000 | 3,643 |
| Additional noninterest expense | $646,000 | 3,690 |
| Pre-tax net operating income | $1,689,000 | 2,631 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $433,000 | 2,508 |
| Income before extraordinary items | $1,256,000 | 2,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,256,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $180,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,256,000 | 2,681 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 2,731 |
| Total interest expense | $1,283,000 | 2,661 |
| Net interest income | $2,026,000 | 2,746 |
| Provision for loan and lease losses | $82,000 | 2,309 |
| Total noninterest income | $246,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $205,000 | 2,006 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $1,373,000 | 3,109 |
| Salaries and employee benefits | $855,000 | 2,810 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $362,000 | 3,376 |
| Pre-tax net operating income | $817,000 | 2,663 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $206,000 | 2,564 |
| Income before extraordinary items | $611,000 | 2,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $611,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $90,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $611,000 | 2,688 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,486,000 | 2,625 |
| Total interest expense | $4,637,000 | 2,362 |
| Net interest income | $7,849,000 | 2,754 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,009,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $780,000 | 2,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $229,000 | 4,898 |
| Total noninterest expense | $4,894,000 | 3,295 |
| Salaries and employee benefits | $3,139,000 | 2,858 |
| Premises and equipment expense | $635,000 | 3,487 |
| Additional noninterest expense | $1,120,000 | 4,071 |
| Pre-tax net operating income | $3,724,000 | 2,340 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $948,000 | 2,329 |
| Income before extraordinary items | $2,776,000 | 2,393 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,776,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 974 |
| Cash dividends | $718,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,776,000 | 2,364 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,240,000 | 2,599 |
| Total interest expense | $3,391,000 | 2,292 |
| Net interest income | $5,849,000 | 2,753 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $773,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $589,000 | 2,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,793 |
| Total noninterest expense | $3,583,000 | 3,335 |
| Salaries and employee benefits | $2,350,000 | 2,818 |
| Premises and equipment expense | $434,000 | 3,740 |
| Additional noninterest expense | $799,000 | 4,185 |
| Pre-tax net operating income | $2,949,000 | 2,265 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $765,000 | 2,273 |
| Income before extraordinary items | $2,184,000 | 2,332 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,184,000 | 2,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 715 |
| Cash dividends | $269,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,184,000 | 2,297 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 2,577 |
| Total interest expense | $2,175,000 | 2,251 |
| Net interest income | $3,888,000 | 2,734 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $506,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $430,000 | 1,953 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $76,000 | 5,712 |
| Total noninterest expense | $2,386,000 | 3,317 |
| Salaries and employee benefits | $1,554,000 | 2,836 |
| Premises and equipment expense | $290,000 | 3,711 |
| Additional noninterest expense | $542,000 | 4,101 |
| Pre-tax net operating income | $1,948,000 | 2,234 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $473,000 | 2,344 |
| Income before extraordinary items | $1,475,000 | 2,263 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,475,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,314 |
| Cash dividends | $180,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,475,000 | 2,232 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 2,614 |
| Total interest expense | $980,000 | 2,381 |
| Net interest income | $1,961,000 | 2,692 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $281,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $219,000 | 1,857 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $1,210,000 | 3,294 |
| Salaries and employee benefits | $767,000 | 2,868 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $298,000 | 3,818 |
| Pre-tax net operating income | $1,002,000 | 2,169 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $240,000 | 2,325 |
| Income before extraordinary items | $762,000 | 2,175 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $762,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 741 |
| Cash dividends | $90,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $762,000 | 2,137 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,451,000 | 2,712 |
| Total interest expense | $3,419,000 | 2,357 |
| Net interest income | $7,032,000 | 2,864 |
| Provision for loan and lease losses | $209,000 | 3,619 |
| Total noninterest income | $1,410,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $872,000 | 1,981 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $538,000 | 3,183 |
| Total noninterest expense | $4,422,000 | 3,466 |
| Salaries and employee benefits | $2,809,000 | 3,020 |
| Premises and equipment expense | $594,000 | 3,558 |
| Additional noninterest expense | $1,019,000 | 4,273 |
| Pre-tax net operating income | $3,811,000 | 2,136 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $923,000 | 2,293 |
| Income before extraordinary items | $2,888,000 | 2,153 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,888,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $569,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,888,000 | 2,105 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 2,591 |
| Total interest expense | $2,612,000 | 2,259 |
| Net interest income | $5,498,000 | 2,733 |
| Provision for loan and lease losses | $149,000 | 3,563 |
| Total noninterest income | $794,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $648,000 | 2,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $3,276,000 | 3,476 |
| Salaries and employee benefits | $2,102,000 | 2,996 |
| Premises and equipment expense | $440,000 | 3,605 |
| Additional noninterest expense | $734,000 | 4,362 |
| Pre-tax net operating income | $2,867,000 | 2,146 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $688,000 | 2,344 |
| Income before extraordinary items | $2,179,000 | 2,147 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,179,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,607 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,179,000 | 2,093 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 2,595 |
| Total interest expense | $1,789,000 | 2,200 |
| Net interest income | $3,583,000 | 2,784 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $523,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $415,000 | 2,082 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $2,145,000 | 3,535 |
| Salaries and employee benefits | $1,383,000 | 3,058 |
| Premises and equipment expense | $284,000 | 3,710 |
| Additional noninterest expense | $478,000 | 4,472 |
| Pre-tax net operating income | $1,871,000 | 2,161 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $443,000 | 2,392 |
| Income before extraordinary items | $1,428,000 | 2,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,428,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,428,000 | 2,102 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 2,654 |
| Total interest expense | $925,000 | 2,153 |
| Net interest income | $1,707,000 | 2,912 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $349,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $206,000 | 2,020 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $143,000 | 3,020 |
| Total noninterest expense | $1,087,000 | 3,519 |
| Salaries and employee benefits | $691,000 | 3,058 |
| Premises and equipment expense | $143,000 | 3,718 |
| Additional noninterest expense | $253,000 | 4,280 |
| Pre-tax net operating income | $924,000 | 2,151 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $216,000 | 2,444 |
| Income before extraordinary items | $708,000 | 2,150 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $708,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $708,000 | 2,070 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 2,640 |
| Total interest expense | $4,741,000 | 1,891 |
| Net interest income | $5,986,000 | 3,196 |
| Provision for loan and lease losses | $175,000 | 4,313 |
| Total noninterest income | $1,269,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $770,000 | 2,179 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $499,000 | 3,586 |
| Total noninterest expense | $4,129,000 | 3,627 |
| Salaries and employee benefits | $2,554,000 | 3,227 |
| Premises and equipment expense | $560,000 | 3,711 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $2,951,000 | 2,544 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $622,000 | 2,989 |
| Income before extraordinary items | $2,329,000 | 2,531 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,329,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,166 |
| Cash dividends | $469,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,329,000 | 2,415 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 2,648 |
| Total interest expense | $3,729,000 | 1,877 |
| Net interest income | $4,427,000 | 3,245 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $891,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $553,000 | 2,272 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 3,837 |
| Total noninterest expense | $3,043,000 | 3,666 |
| Salaries and employee benefits | $1,915,000 | 3,218 |
| Premises and equipment expense | $430,000 | 3,649 |
| Additional noninterest expense | $698,000 | 4,480 |
| Pre-tax net operating income | $2,140,000 | 2,706 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $441,000 | 3,251 |
| Income before extraordinary items | $1,699,000 | 2,685 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,699,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,619 |
| Cash dividends | $140,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,699,000 | 2,542 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 2,596 |
| Total interest expense | $2,612,000 | 1,840 |
| Net interest income | $3,014,000 | 3,175 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $507,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $350,000 | 2,345 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $157,000 | 4,499 |
| Total noninterest expense | $2,037,000 | 3,635 |
| Salaries and employee benefits | $1,273,000 | 3,223 |
| Premises and equipment expense | $307,000 | 3,420 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $1,394,000 | 2,751 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $272,000 | 3,408 |
| Income before extraordinary items | $1,122,000 | 2,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,122,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,653 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,122,000 | 2,569 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 2,597 |
| Total interest expense | $1,344,000 | 1,838 |
| Net interest income | $1,486,000 | 3,188 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $266,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $159,000 | 2,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 3,805 |
| Total noninterest expense | $1,062,000 | 3,487 |
| Salaries and employee benefits | $639,000 | 3,186 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $278,000 | 3,881 |
| Pre-tax net operating income | $645,000 | 2,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $120,000 | 3,625 |
| Income before extraordinary items | $525,000 | 2,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $525,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,241 |
| Cash dividends | $30,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $525,000 | 2,701 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,045,000 | 2,554 |
| Total interest expense | $6,047,000 | 1,888 |
| Net interest income | $5,998,000 | 3,139 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $1,059,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $690,000 | 2,272 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,835 |
| Total noninterest expense | $3,927,000 | 3,610 |
| Salaries and employee benefits | $2,401,000 | 3,215 |
| Premises and equipment expense | $526,000 | 3,789 |
| Additional noninterest expense | $1,000,000 | 4,183 |
| Pre-tax net operating income | $2,965,000 | 2,527 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $608,000 | 3,098 |
| Income before extraordinary items | $2,357,000 | 2,459 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,357,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,201 |
| Cash dividends | $389,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,357,000 | 2,380 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,327,000 | 2,570 |
| Total interest expense | $7,232,000 | 2,213 |
| Net interest income | $6,095,000 | 2,910 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $944,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $749,000 | 2,021 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $195,000 | 4,987 |
| Total noninterest expense | $3,680,000 | 3,682 |
| Salaries and employee benefits | $2,266,000 | 3,236 |
| Premises and equipment expense | $464,000 | 4,136 |
| Additional noninterest expense | $950,000 | 4,235 |
| Pre-tax net operating income | $3,134,000 | 2,171 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $782,000 | 2,474 |
| Income before extraordinary items | $2,352,000 | 2,204 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,352,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,961 |
| Cash dividends | $359,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,352,000 | 2,135 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 2,686 |
| Total interest expense | $6,968,000 | 2,415 |
| Net interest income | $5,965,000 | 2,960 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $740,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $624,000 | 2,207 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $3,240,000 | 3,968 |
| Salaries and employee benefits | $2,111,000 | 3,310 |
| Premises and equipment expense | $458,000 | 4,074 |
| Additional noninterest expense | $671,000 | 5,341 |
| Pre-tax net operating income | $3,300,000 | 2,185 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $870,000 | 2,366 |
| Income before extraordinary items | $2,430,000 | 2,131 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,430,000 | 2,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,618 |
| Cash dividends | $329,000 | 4,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,430,000 | 2,134 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,169,000 | 2,674 |
| Total interest expense | $6,240,000 | 2,351 |
| Net interest income | $5,929,000 | 2,960 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $678,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $575,000 | 2,324 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $3,212,000 | 3,984 |
| Salaries and employee benefits | $2,014,000 | 3,421 |
| Premises and equipment expense | $380,000 | 4,696 |
| Additional noninterest expense | $818,000 | 4,706 |
| Pre-tax net operating income | $3,230,000 | 2,251 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $815,000 | 2,604 |
| Income before extraordinary items | $2,411,000 | 2,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,411,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,896 |
| Cash dividends | $299,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,414,000 | 2,139 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,568,000 | 2,792 |
| Total interest expense | $6,118,000 | 2,485 |
| Net interest income | $5,450,000 | 3,149 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $615,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $534,000 | 2,400 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $81,000 | 7,164 |
| Total noninterest expense | $3,031,000 | 4,078 |
| Salaries and employee benefits | $1,941,000 | 3,438 |
| Premises and equipment expense | $323,000 | 5,146 |
| Additional noninterest expense | $767,000 | 4,815 |
| Pre-tax net operating income | $2,909,000 | 2,454 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $698,000 | 3,034 |
| Income before extraordinary items | $2,234,000 | 2,308 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,234,000 | 2,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,917 |
| Cash dividends | $284,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,216,520 | 2,252 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,212,000 | 2,908 |
| Total interest expense | $5,847,000 | 2,557 |
| Net interest income | $5,365,000 | 3,262 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $582,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $486,000 | 2,698 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $2,824,000 | 4,302 |
| Salaries and employee benefits | $1,774,000 | 3,696 |
| Premises and equipment expense | $306,000 | 5,401 |
| Additional noninterest expense | $744,000 | 4,984 |
| Pre-tax net operating income | $2,923,000 | 2,546 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $718,000 | 3,177 |
| Income before extraordinary items | $2,213,000 | 2,355 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,213,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $269,000 | 4,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,206,920 | 2,307 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,758,000 | 3,055 |
| Total interest expense | $5,581,000 | 2,714 |
| Net interest income | $5,177,000 | 3,437 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $621,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $522,000 | 2,613 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $2,602,000 | 4,842 |
| Salaries and employee benefits | $1,576,000 | 4,124 |
| Premises and equipment expense | $291,000 | 5,710 |
| Additional noninterest expense | $735,000 | 5,545 |
| Pre-tax net operating income | $2,996,000 | 2,377 |
| Securities gains (losses) | $66,000 | 1,174 |
| Applicable income taxes | $773,000 | 2,937 |
| Income before extraordinary items | $2,289,000 | 2,164 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,289,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $255,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,239,500 | 2,154 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,280,000 | 3,213 |
| Total interest expense | $5,284,000 | 2,888 |
| Net interest income | $4,996,000 | 3,536 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $608,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $471,000 | 2,882 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $137,000 | 6,244 |
| Total noninterest expense | $2,610,000 | 4,813 |
| Salaries and employee benefits | $1,506,000 | 4,265 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $759,000 | 5,471 |
| Pre-tax net operating income | $2,774,000 | 2,605 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $743,000 | 3,073 |
| Income before extraordinary items | $2,021,000 | 2,487 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,021,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $239,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,028,300 | 2,458 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 3,597 |
| Total interest expense | $4,033,000 | 3,024 |
| Net interest income | $4,308,000 | 4,082 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $541,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $408,000 | 3,324 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $2,478,000 | 5,199 |
| Salaries and employee benefits | $1,346,000 | 4,731 |
| Premises and equipment expense | $296,000 | 5,783 |
| Additional noninterest expense | $836,000 | 5,497 |
| Pre-tax net operating income | $2,211,000 | 3,166 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $586,000 | 3,586 |
| Income before extraordinary items | $1,626,000 | 2,961 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,626,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,502 |
| Cash dividends | $1,959,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,625,260 | 2,986 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 3,878 |
| Total interest expense | $3,839,000 | 3,281 |
| Net interest income | $4,006,000 | 4,396 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $504,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,242,000 | 5,772 |
| Salaries and employee benefits | $1,219,000 | 5,161 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $761,000 | 6,170 |
| Pre-tax net operating income | $2,108,000 | 3,153 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $539,000 | 3,928 |
| Income before extraordinary items | $1,569,000 | 3,109 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,569,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $194,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,569,000 | 2,930 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 4,199 |
| Total interest expense | $4,262,000 | 3,843 |
| Net interest income | $3,962,000 | 4,487 |
| Provision for loan and lease losses | $246,000 | 4,634 |
| Total noninterest income | $490,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $2,046,000 | 6,261 |
| Salaries and employee benefits | $1,111,000 | 5,541 |
| Premises and equipment expense | $260,000 | 6,601 |
| Additional noninterest expense | $675,000 | 6,916 |
| Pre-tax net operating income | $2,160,000 | 2,879 |
| Securities gains (losses) | $-30,000 | 13,581 |
| Applicable income taxes | $572,000 | 3,563 |
| Income before extraordinary items | $1,558,000 | 2,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,558,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $279,000 | 4,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,579,900 | 2,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.