Home > F & M Bank > Net Loans and Leases
F & M Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $112,307,000 | 2,645 |
| Loan loss allowance | $1,537,000 | 2,336 |
| Total loans and leases | $113,844,000 | 2,641 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $113,844,000 | 2,642 |
| All real estate loans | $60,902,000 | 3,174 |
| Real estate loans in domestic offices | $60,902,000 | 3,174 |
| Construction and development loans | $4,920,000 | 2,669 |
| Commercial RE | $22,064,000 | 2,454 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,255,000 | 2,806 |
| 1-4 family residential loans | $30,040,000 | 3,220 |
| Farmland loans | $2,623,000 | 2,724 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $15,668,000 | 535 |
| Commercial and industrial loans | $32,886,000 | 1,311 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $4,182,000 | 5,299 |
| Credit card loans | $380,000 | 2,477 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,802,000 | 5,371 |
| All other loans & leases | $206,000 | 4,827 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $206,000 | 2,540 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $365,000 | 697 |
| Non 1-4 family restructured loans & leases | $365,000 | 697 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $100,789,000 | 2,745 |
| Loan loss allowance | $1,331,000 | 2,580 |
| Total loans and leases | $102,120,000 | 2,735 |
| Unearned income | $7,000 | 3,795 |
| Loans and leases, gross | $102,127,000 | 2,742 |
| All real estate loans | $56,044,000 | 3,211 |
| Real estate loans in domestic offices | $56,044,000 | 3,211 |
| Construction and development loans | $4,527,000 | 2,576 |
| Commercial RE | $15,390,000 | 2,903 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,773,000 | 2,278 |
| 1-4 family residential loans | $30,573,000 | 3,141 |
| Farmland loans | $3,781,000 | 1,899 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,007,000 | 1,443 |
| Commercial and industrial loans | $33,451,000 | 1,199 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $4,218,000 | 5,311 |
| Credit card loans | $343,000 | 2,735 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,875,000 | 5,367 |
| All other loans & leases | $1,407,000 | 2,008 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $186,000 | 2,745 |
| Other loans | $1,221,000 | 956 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $36,000 | 1,212 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $624,000 | 533 |
| Non 1-4 family restructured loans & leases | $624,000 | 533 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $101,608,000 | 2,723 |
| Loan loss allowance | $1,191,000 | 2,884 |
| Total loans and leases | $102,799,000 | 2,727 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $102,799,000 | 2,736 |
| All real estate loans | $62,007,000 | 2,977 |
| Real estate loans in domestic offices | $62,007,000 | 2,976 |
| Construction and development loans | $5,038,000 | 2,349 |
| Commercial RE | $17,363,000 | 2,636 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,034,000 | 2,244 |
| 1-4 family residential loans | $33,712,000 | 3,023 |
| Farmland loans | $3,860,000 | 1,813 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $8,478,000 | 1,159 |
| Commercial and industrial loans | $27,067,000 | 1,391 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $3,657,000 | 6,012 |
| Credit card loans | $335,000 | 2,968 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,322,000 | 6,088 |
| All other loans & leases | $1,590,000 | 1,885 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $370,000 | 2,190 |
| Other loans | $1,220,000 | 959 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $99,000 | 1,080 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $436,000 | 840 |
| Non 1-4 family restructured loans & leases | $436,000 | 840 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $91,041,000 | 3,010 |
| Loan loss allowance | $1,052,000 | 3,365 |
| Total loans and leases | $92,093,000 | 3,017 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $92,093,000 | 3,030 |
| All real estate loans | $58,027,000 | 3,150 |
| Real estate loans in domestic offices | $58,027,000 | 3,150 |
| Construction and development loans | $8,358,000 | 1,688 |
| Commercial RE | $15,094,000 | 2,878 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,993,000 | 2,357 |
| 1-4 family residential loans | $29,263,000 | 3,431 |
| Farmland loans | $3,319,000 | 1,977 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,873,000 | 1,206 |
| Commercial and industrial loans | $20,657,000 | 1,794 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $3,584,000 | 6,257 |
| Credit card loans | $718,000 | 2,077 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,866,000 | 6,756 |
| All other loans & leases | $1,952,000 | 1,714 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $283,000 | 2,622 |
| Other loans | $1,669,000 | 849 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $268,000 | 911 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $507,000 | 909 |
| Non 1-4 family restructured loans & leases | $507,000 | 909 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $78,267,000 | 3,379 |
| Loan loss allowance | $1,079,000 | 3,305 |
| Total loans and leases | $79,346,000 | 3,380 |
| Unearned income | $5,000 | 6,521 |
| Loans and leases, gross | $79,346,000 | 3,389 |
| All real estate loans | $48,673,000 | 3,583 |
| Real estate loans in domestic offices | $48,673,000 | 3,583 |
| Construction and development loans | $4,322,000 | 2,575 |
| Commercial RE | $14,772,000 | 2,883 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,940,000 | 2,433 |
| 1-4 family residential loans | $24,877,000 | 3,841 |
| Farmland loans | $2,762,000 | 2,294 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,373,000 | 1,266 |
| Commercial and industrial loans | $19,196,000 | 1,823 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $2,792,000 | 7,259 |
| Credit card loans | $404,000 | 2,915 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,388,000 | 7,511 |
| All other loans & leases | $1,317,000 | 2,217 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $481,000 | 2,130 |
| Other loans | $836,000 | 1,349 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $335,000 | 921 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $77,048,000 | 3,362 |
| Loan loss allowance | $986,000 | 3,648 |
| Total loans and leases | $78,034,000 | 3,361 |
| Unearned income | $9,000 | 6,992 |
| Loans and leases, gross | $78,034,000 | 3,377 |
| All real estate loans | $52,999,000 | 3,338 |
| Real estate loans in domestic offices | $52,999,000 | 3,338 |
| Construction and development loans | $2,508,000 | 3,467 |
| Commercial RE | $20,260,000 | 2,215 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,550,000 | 2,128 |
| 1-4 family residential loans | $25,017,000 | 3,848 |
| Farmland loans | $2,664,000 | 2,279 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,771,000 | 1,374 |
| Commercial and industrial loans | $14,416,000 | 2,200 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,905,000 | 7,225 |
| Credit card loans | $371,000 | 3,035 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,534,000 | 7,496 |
| All other loans & leases | $952,000 | 2,816 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $702,000 | 1,800 |
| Other loans | $250,000 | 2,655 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $5,000 | 1,766 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $724,000 | 1,002 |
| Non 1-4 family restructured loans & leases | $724,000 | 1,002 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $75,027,000 | 3,370 |
| Loan loss allowance | $960,000 | 3,831 |
| Total loans and leases | $75,987,000 | 3,378 |
| Unearned income | $13,000 | 7,474 |
| Loans and leases, gross | $75,987,000 | 3,390 |
| All real estate loans | $46,995,000 | 3,617 |
| Real estate loans in domestic offices | $46,995,000 | 3,617 |
| Construction and development loans | $3,214,000 | 2,818 |
| Commercial RE | $11,863,000 | 3,309 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,790,000 | 2,659 |
| 1-4 family residential loans | $27,289,000 | 3,631 |
| Farmland loans | $2,839,000 | 2,027 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,429,000 | 1,725 |
| Commercial and industrial loans | $18,945,000 | 1,719 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,044,000 | 7,158 |
| Credit card loans | $250,000 | 3,627 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,794,000 | 7,233 |
| All other loans & leases | $1,587,000 | 2,129 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,496,000 | 1,119 |
| Other loans | $91,000 | 4,232 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $113,000 | 1,370 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,356,000 | 802 |
| Non 1-4 family restructured loans & leases | $1,356,000 | 802 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $62,073,000 | 4,050 |
| Loan loss allowance | $797,000 | 4,511 |
| Total loans and leases | $62,870,000 | 4,062 |
| Unearned income | $21,000 | 7,938 |
| Loans and leases, gross | $62,870,000 | 4,073 |
| All real estate loans | $43,082,000 | 3,909 |
| Real estate loans in domestic offices | $43,082,000 | 3,909 |
| Construction and development loans | $1,587,000 | 4,221 |
| Commercial RE | $12,642,000 | 3,131 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,195,000 | 2,375 |
| 1-4 family residential loans | $23,624,000 | 4,115 |
| Farmland loans | $3,034,000 | 1,790 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,781,000 | 1,861 |
| Commercial and industrial loans | $10,019,000 | 3,051 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,672,000 | 8,012 |
| Credit card loans | $227,000 | 3,793 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,445,000 | 8,121 |
| All other loans & leases | $2,337,000 | 1,798 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $2,026,000 | 996 |
| Other loans | $311,000 | 2,580 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $187,000 | 1,328 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $324,000 | 2,261 |
| Non 1-4 family restructured loans & leases | $324,000 | 2,261 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |