Home > F & M Bank > Loan Charge- Offs and Recoveries

F & M Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$363,0002,002
Loans secured by real estate, total$04,449
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,444
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$294,0001,062
Loans to individuals$69,0002,945
Credit card loan charge offs$10,0001,905
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$59,0002,925
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$120,000207
Total recoveries$26,0004,618
Loans secured by real estate, total$03,744
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0002,654
Loans to individuals$6,0004,950
Credit card loan recoveries$1,0001,990
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0004,898
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$337,0001,657
Loans secured by real estate, total$03,741
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,737
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$03,220
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$274,000914
To non-U.S. addresseesNANA
Loans to individuals$63,0002,445
Credit card loan net charge offs$9,0001,740
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$54,0002,391
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$120,000180
1998-12-31 (YTD Data)Rank
Total charge-offs$102,0004,584
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$69,0002,842
Loans to individuals$33,0004,524
Credit card loan charge offs$3,0002,849
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$30,0004,270
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$7,0006,908
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0005,656
Loans to individuals$6,0005,125
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0005,069
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$95,0003,732
Loans secured by real estate, total$03,834
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,828
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0002,327
To non-U.S. addresseesNANA
Loans to individuals$27,0004,047
Credit card loan net charge offs$2,0002,807
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$25,0003,740
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$226,0003,010
Loans secured by real estate, total$136,0001,188
To non-U.S. addresseesNANA
Real estate loans in domestic offices$136,0001,188
Construction and land development$136,000155
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0003,214
Loans to individuals$34,0004,639
Credit card loan charge offs$2,0003,255
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$32,0004,296
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$40,000465
Total recoveries$11,0006,658
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$9,0004,101
Loans to individuals$2,0006,781
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,466
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$9,000723
Net charge-offs$215,0002,431
Loans secured by real estate, total$136,000932
To non-U.S. addresseesNANA
Real estate loans in domestic offices$136,000930
Construction and land development$136,000129
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0002,707
To non-U.S. addresseesNANA
Loans to individuals$32,0003,957
Credit card loan net charge offs$2,0003,043
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$30,0003,612
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$31,000455
1996-12-31 (YTD Data)Rank
Total charge-offs$261,0002,864
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$244,0001,258
Loans to individuals$17,0006,057
Credit card loan charge offs$1,0003,743
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,0005,630
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$89,000330
Total recoveries$5,0008,216
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,752
Loans to individuals$2,0007,127
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,787
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$3,0001,139
Net charge-offs$256,0002,311
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$241,000920
To non-U.S. addresseesNANA
Loans to individuals$15,0005,298
Credit card loan net charge offs$1,0003,519
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$14,0004,864
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$86,000287
1995-12-31 (YTD Data)Rank
Total charge-offs$24,0008,076
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0005,177
Loans to individuals$7,0007,564
Credit card loan charge offs$1,0003,596
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$6,0007,286
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$9,0007,883
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,039
Loans to individuals$8,0005,184
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,145
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,457
Net charge-offs$15,0007,018
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0003,955
To non-U.S. addresseesNANA
Loans to individuals$-1,00010,540
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-1,00010,310
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$-1,0008,360
1994-12-31 (YTD Data)Rank
Total charge-offs$51,0006,770
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0005,067
Loans to individuals$30,0004,636
Credit card loan charge offs$1,0003,518
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$29,0004,226
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$7,0008,912
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$7,0005,745
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0005,822
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$44,0005,355
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$21,0003,624
To non-U.S. addresseesNANA
Loans to individuals$23,0003,930
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$23,0003,417
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$42,0008,227
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0005,319
Loans to individuals$9,0007,900
Credit card loan charge offs$3,0003,127
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$6,0008,152
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$8,0009,301
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,761
Loans to individuals$6,0006,499
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$5,0006,603
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$34,0006,815
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0004,164
To non-U.S. addresseesNANA
Loans to individuals$3,0007,811
Credit card loan net charge offs$2,0003,091
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,0008,023
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$135,0006,277
Loans secured by real estate, total$49,0004,185
To non-U.S. addresseesNANA
Real estate loans in domestic offices$49,0004,185
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$49,0002,220
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$49,0005,684
Loans to individuals$37,0005,385
Credit card loan charge offs$3,0003,275
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$34,0005,177
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$9,0001,500
Total recoveries$13,0008,746
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0008,685
Loans to individuals$12,0005,122
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0005,060
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$5,0001,356
Net charge-offs$122,0005,395
Loans secured by real estate, total$49,0003,699
To non-U.S. addresseesNANA
Real estate loans in domestic offices$49,0003,699
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$49,0002,055
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0004,723
To non-U.S. addresseesNANA
Loans to individuals$25,0005,163
Credit card loan net charge offs$2,0003,295
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$23,0004,893
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$4,0001,371

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.