F&M Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,018,000 | 2,184 |
| Total interest expense | $4,513,000 | 2,146 |
| Net interest income | $11,505,000 | 2,180 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $3,233,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $476,000 | 1,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,757,000 | 1,333 |
| Total noninterest expense | $9,620,000 | 2,094 |
| Salaries and employee benefits | $5,634,000 | 2,035 |
| Premises and equipment expense | $1,048,000 | 1,974 |
| Additional noninterest expense | $2,757,000 | 1,333 |
| Pre-tax net operating income | $5,118,000 | 1,886 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $121,000 | 2,705 |
| Income before extraordinary items | $4,997,000 | 1,724 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,997,000 | 1,745 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,997,000 | 1,727 |
| Net charge-offs | $10,000 | 2,421 |
| Cash dividends | $4,000,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,997,000 | 1,756 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,742,000 | 2,184 |
| Total interest expense | $3,323,000 | 2,050 |
| Net interest income | $8,419,000 | 2,231 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,461,000 | 1,547 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $361,000 | 1,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,100,000 | 1,311 |
| Total noninterest expense | $7,270,000 | 2,075 |
| Salaries and employee benefits | $4,180,000 | 2,052 |
| Premises and equipment expense | $883,000 | 1,839 |
| Additional noninterest expense | $2,100,000 | 1,311 |
| Pre-tax net operating income | $3,610,000 | 2,013 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $88,000 | 2,776 |
| Income before extraordinary items | $3,522,000 | 1,863 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,522,000 | 1,880 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,522,000 | 1,863 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,522,000 | 1,892 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,616,000 | 2,191 |
| Total interest expense | $2,158,000 | 1,922 |
| Net interest income | $5,458,000 | 2,289 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,668,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $231,000 | 1,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,437,000 | 1,215 |
| Total noninterest expense | $4,799,000 | 2,085 |
| Salaries and employee benefits | $2,791,000 | 2,048 |
| Premises and equipment expense | $590,000 | 1,819 |
| Additional noninterest expense | $1,437,000 | 1,214 |
| Pre-tax net operating income | $2,327,000 | 2,056 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $59,000 | 2,801 |
| Income before extraordinary items | $2,268,000 | 1,898 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,268,000 | 1,922 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,268,000 | 1,898 |
| Net charge-offs | $3,000 | 2,145 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,268,000 | 1,906 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 2,218 |
| Total interest expense | $1,064,000 | 1,765 |
| Net interest income | $2,626,000 | 2,366 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $808,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $115,000 | 1,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $693,000 | 1,226 |
| Total noninterest expense | $2,375,000 | 2,123 |
| Salaries and employee benefits | $1,410,000 | 2,069 |
| Premises and equipment expense | $262,000 | 1,990 |
| Additional noninterest expense | $693,000 | 1,226 |
| Pre-tax net operating income | $1,059,000 | 2,228 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $29,000 | 2,815 |
| Income before extraordinary items | $1,030,000 | 2,056 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,030,000 | 2,055 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,030,000 | 2,056 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,030,000 | 2,082 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,623,000 | 2,324 |
| Total interest expense | $1,660,000 | 1,801 |
| Net interest income | $9,963,000 | 2,373 |
| Provision for loan and lease losses | $200,000 | 1,781 |
| Total noninterest income | $3,325,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $480,000 | 1,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,845,000 | 1,301 |
| Total noninterest expense | $8,784,000 | 2,178 |
| Salaries and employee benefits | $5,297,000 | 2,098 |
| Premises and equipment expense | $875,000 | 2,165 |
| Additional noninterest expense | $2,845,000 | 1,301 |
| Pre-tax net operating income | $4,304,000 | 2,209 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $127,000 | 2,888 |
| Income before extraordinary items | $4,177,000 | 2,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,177,000 | 2,045 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,177,000 | 2,045 |
| Net charge-offs | $3,000 | 2,416 |
| Cash dividends | $2,900,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,177,000 | 2,073 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 2,379 |
| Total interest expense | $724,000 | 2,164 |
| Net interest income | $7,353,000 | 2,378 |
| Provision for loan and lease losses | $50,000 | 2,233 |
| Total noninterest income | $2,442,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $351,000 | 1,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,091,000 | 1,340 |
| Total noninterest expense | $6,530,000 | 2,180 |
| Salaries and employee benefits | $3,897,000 | 2,118 |
| Premises and equipment expense | $659,000 | 2,190 |
| Additional noninterest expense | $2,091,000 | 1,340 |
| Pre-tax net operating income | $3,215,000 | 2,214 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $93,000 | 2,908 |
| Income before extraordinary items | $3,122,000 | 2,039 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,122,000 | 2,038 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,122,000 | 2,038 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,122,000 | 2,064 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 2,407 |
| Total interest expense | $312,000 | 2,605 |
| Net interest income | $4,782,000 | 2,382 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,651,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $220,000 | 1,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,431,000 | 1,359 |
| Total noninterest expense | $4,370,000 | 2,159 |
| Salaries and employee benefits | $2,652,000 | 2,104 |
| Premises and equipment expense | $440,000 | 2,195 |
| Additional noninterest expense | $1,278,000 | 2,218 |
| Pre-tax net operating income | $2,063,000 | 2,160 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $59,000 | 2,849 |
| Income before extraordinary items | $2,004,000 | 1,992 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,004,000 | 1,992 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,004,000 | 1,992 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,004,000 | 2,032 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,443 |
| Total interest expense | $133,000 | 2,798 |
| Net interest income | $2,270,000 | 2,411 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $861,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $111,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 1,309 |
| Total noninterest expense | $2,192,000 | 2,161 |
| Salaries and employee benefits | $1,345,000 | 2,077 |
| Premises and equipment expense | $228,000 | 2,156 |
| Additional noninterest expense | $619,000 | 2,249 |
| Pre-tax net operating income | $939,000 | 2,177 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $29,000 | 2,780 |
| Income before extraordinary items | $910,000 | 2,036 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $910,000 | 2,035 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $910,000 | 2,036 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $910,000 | 2,053 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,439,000 | 2,406 |
| Total interest expense | $582,000 | 2,952 |
| Net interest income | $9,857,000 | 2,351 |
| Provision for loan and lease losses | $-500,000 | 4,425 |
| Total noninterest income | $3,394,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $387,000 | 1,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,007,000 | 1,486 |
| Total noninterest expense | $8,561,000 | 2,188 |
| Salaries and employee benefits | $5,064,000 | 2,151 |
| Premises and equipment expense | $1,030,000 | 1,995 |
| Additional noninterest expense | $2,467,000 | 2,265 |
| Pre-tax net operating income | $5,190,000 | 2,005 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $190,000 | 2,729 |
| Income before extraordinary items | $5,000,000 | 1,895 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,000,000 | 1,895 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,000,000 | 1,896 |
| Net charge-offs | $-81,000 | 4,290 |
| Cash dividends | $2,650,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,000,000 | 1,867 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,072,000 | 2,413 |
| Total interest expense | $461,000 | 2,966 |
| Net interest income | $7,611,000 | 2,347 |
| Provision for loan and lease losses | $-500,000 | 4,545 |
| Total noninterest income | $2,571,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $287,000 | 1,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,284,000 | 1,532 |
| Total noninterest expense | $6,481,000 | 2,183 |
| Salaries and employee benefits | $3,972,000 | 2,107 |
| Premises and equipment expense | $790,000 | 1,999 |
| Additional noninterest expense | $1,719,000 | 2,379 |
| Pre-tax net operating income | $4,201,000 | 1,991 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $155,000 | 2,726 |
| Income before extraordinary items | $4,046,000 | 1,864 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,046,000 | 1,863 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,046,000 | 1,864 |
| Net charge-offs | $-83,000 | 4,406 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,046,000 | 1,832 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 2,292 |
| Total interest expense | $326,000 | 2,966 |
| Net interest income | $5,476,000 | 2,203 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,729,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $183,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,546,000 | 1,486 |
| Total noninterest expense | $4,390,000 | 2,161 |
| Salaries and employee benefits | $2,697,000 | 2,074 |
| Premises and equipment expense | $540,000 | 1,967 |
| Additional noninterest expense | $1,153,000 | 2,352 |
| Pre-tax net operating income | $2,815,000 | 1,965 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $108,000 | 2,692 |
| Income before extraordinary items | $2,707,000 | 1,827 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,707,000 | 1,828 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,707,000 | 1,827 |
| Net charge-offs | $-85,000 | 4,547 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,707,000 | 1,794 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 2,352 |
| Total interest expense | $181,000 | 2,896 |
| Net interest income | $2,585,000 | 2,270 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $906,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $95,000 | 1,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $811,000 | 1,451 |
| Total noninterest expense | $2,213,000 | 2,126 |
| Salaries and employee benefits | $1,365,000 | 2,042 |
| Premises and equipment expense | $280,000 | 1,934 |
| Additional noninterest expense | $568,000 | 2,348 |
| Pre-tax net operating income | $1,278,000 | 2,069 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $41,000 | 2,776 |
| Income before extraordinary items | $1,237,000 | 1,962 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,237,000 | 1,962 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,237,000 | 1,962 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,237,000 | 1,924 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,941,000 | 2,242 |
| Total interest expense | $1,446,000 | 2,437 |
| Net interest income | $10,495,000 | 2,180 |
| Provision for loan and lease losses | $650,000 | 1,994 |
| Total noninterest income | $2,988,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $391,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,597,000 | 1,557 |
| Total noninterest expense | $8,096,000 | 2,250 |
| Salaries and employee benefits | $4,818,000 | 2,210 |
| Premises and equipment expense | $1,085,000 | 1,924 |
| Additional noninterest expense | $2,193,000 | 2,394 |
| Pre-tax net operating income | $4,737,000 | 1,851 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $150,000 | 2,721 |
| Income before extraordinary items | $4,587,000 | 1,743 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,587,000 | 1,743 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,587,000 | 1,743 |
| Net charge-offs | $14,000 | 2,926 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,587,000 | 1,707 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,332,000 | 2,188 |
| Total interest expense | $1,207,000 | 2,375 |
| Net interest income | $8,125,000 | 2,114 |
| Provision for loan and lease losses | $650,000 | 1,727 |
| Total noninterest income | $2,205,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $282,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,923,000 | 1,528 |
| Total noninterest expense | $5,997,000 | 2,243 |
| Salaries and employee benefits | $3,637,000 | 2,176 |
| Premises and equipment expense | $821,000 | 1,903 |
| Additional noninterest expense | $1,539,000 | 2,465 |
| Pre-tax net operating income | $3,683,000 | 1,776 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $106,000 | 2,771 |
| Income before extraordinary items | $3,577,000 | 1,677 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,577,000 | 1,678 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,577,000 | 1,678 |
| Net charge-offs | $12,000 | 2,686 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,577,000 | 1,629 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 2,111 |
| Total interest expense | $901,000 | 2,316 |
| Net interest income | $5,714,000 | 2,043 |
| Provision for loan and lease losses | $600,000 | 1,444 |
| Total noninterest income | $1,373,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $181,000 | 2,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,192,000 | 1,502 |
| Total noninterest expense | $4,012,000 | 2,242 |
| Salaries and employee benefits | $2,463,000 | 2,154 |
| Premises and equipment expense | $569,000 | 1,858 |
| Additional noninterest expense | $980,000 | 2,550 |
| Pre-tax net operating income | $2,475,000 | 1,710 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $69,000 | 2,742 |
| Income before extraordinary items | $2,406,000 | 1,580 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,406,000 | 1,581 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,406,000 | 1,581 |
| Net charge-offs | $8,000 | 2,523 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,406,000 | 1,535 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 2,208 |
| Total interest expense | $570,000 | 2,119 |
| Net interest income | $2,522,000 | 2,213 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $691,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $112,000 | 2,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 1,382 |
| Total noninterest expense | $1,896,000 | 2,345 |
| Salaries and employee benefits | $1,128,000 | 2,292 |
| Premises and equipment expense | $279,000 | 1,898 |
| Additional noninterest expense | $489,000 | 2,577 |
| Pre-tax net operating income | $1,292,000 | 1,488 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $31,000 | 2,684 |
| Income before extraordinary items | $1,261,000 | 1,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,261,000 | 1,358 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,261,000 | 1,359 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,261,000 | 1,342 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,240,000 | 2,250 |
| Total interest expense | $2,613,000 | 1,987 |
| Net interest income | $9,627,000 | 2,301 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,544,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $476,000 | 1,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,068,000 | 1,503 |
| Total noninterest expense | $7,647,000 | 2,316 |
| Salaries and employee benefits | $4,522,000 | 2,246 |
| Premises and equipment expense | $1,076,000 | 1,942 |
| Additional noninterest expense | $2,049,000 | 2,514 |
| Pre-tax net operating income | $4,524,000 | 1,887 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $125,000 | 2,917 |
| Income before extraordinary items | $4,403,000 | 1,761 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,403,000 | 1,763 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,403,000 | 1,763 |
| Net charge-offs | $43,000 | 2,739 |
| Cash dividends | $3,500,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,399,120 | 1,730 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,231,000 | 2,272 |
| Total interest expense | $1,992,000 | 1,978 |
| Net interest income | $7,239,000 | 2,329 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,873,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $352,000 | 2,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,521,000 | 1,525 |
| Total noninterest expense | $5,740,000 | 2,323 |
| Salaries and employee benefits | $3,458,000 | 2,230 |
| Premises and equipment expense | $820,000 | 1,929 |
| Additional noninterest expense | $1,462,000 | 2,598 |
| Pre-tax net operating income | $3,372,000 | 1,957 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $95,000 | 2,960 |
| Income before extraordinary items | $3,281,000 | 1,808 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,281,000 | 1,809 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,281,000 | 1,809 |
| Net charge-offs | $28,000 | 2,550 |
| Cash dividends | $1,000,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,277,120 | 1,779 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,148,000 | 2,275 |
| Total interest expense | $1,324,000 | 1,959 |
| Net interest income | $4,824,000 | 2,343 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,219,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $226,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $993,000 | 1,499 |
| Total noninterest expense | $3,882,000 | 2,310 |
| Salaries and employee benefits | $2,365,000 | 2,210 |
| Premises and equipment expense | $547,000 | 1,940 |
| Additional noninterest expense | $970,000 | 2,643 |
| Pre-tax net operating income | $2,161,000 | 2,007 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $64,000 | 2,960 |
| Income before extraordinary items | $2,101,000 | 1,836 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,101,000 | 1,835 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,101,000 | 1,836 |
| Net charge-offs | $26,000 | 2,236 |
| Cash dividends | $1,000,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,097,120 | 1,810 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 2,297 |
| Total interest expense | $662,000 | 1,916 |
| Net interest income | $2,362,000 | 2,384 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $592,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $112,000 | 2,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 1,491 |
| Total noninterest expense | $2,019,000 | 2,252 |
| Salaries and employee benefits | $1,247,000 | 2,139 |
| Premises and equipment expense | $281,000 | 1,924 |
| Additional noninterest expense | $491,000 | 2,626 |
| Pre-tax net operating income | $935,000 | 2,141 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $29,000 | 2,975 |
| Income before extraordinary items | $910,000 | 2,008 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $910,000 | 2,006 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $910,000 | 2,007 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $906,120 | 1,993 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,874,000 | 2,228 |
| Total interest expense | $1,730,000 | 2,131 |
| Net interest income | $10,144,000 | 2,220 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,471,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $458,000 | 2,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,013,000 | 1,493 |
| Total noninterest expense | $7,986,000 | 2,249 |
| Salaries and employee benefits | $4,755,000 | 2,184 |
| Premises and equipment expense | $1,099,000 | 1,916 |
| Additional noninterest expense | $2,132,000 | 2,485 |
| Pre-tax net operating income | $4,629,000 | 1,880 |
| Securities gains (losses) | $-30,000 | 4,714 |
| Applicable income taxes | $118,000 | 3,000 |
| Income before extraordinary items | $4,481,000 | 1,722 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,481,000 | 1,721 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,481,000 | 1,721 |
| Net charge-offs | $-5,000 | 4,397 |
| Cash dividends | $4,100,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,510,100 | 1,717 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 2,244 |
| Total interest expense | $1,195,000 | 2,181 |
| Net interest income | $7,557,000 | 2,239 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,848,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $337,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,511,000 | 1,511 |
| Total noninterest expense | $5,797,000 | 2,306 |
| Salaries and employee benefits | $3,590,000 | 2,167 |
| Premises and equipment expense | $748,000 | 2,056 |
| Additional noninterest expense | $1,459,000 | 2,651 |
| Pre-tax net operating income | $3,608,000 | 1,846 |
| Securities gains (losses) | $-30,000 | 5,018 |
| Applicable income taxes | $88,000 | 3,074 |
| Income before extraordinary items | $3,490,000 | 1,688 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,490,000 | 1,687 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,490,000 | 1,687 |
| Net charge-offs | $-6,000 | 4,352 |
| Cash dividends | $2,400,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,519,400 | 1,661 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 2,245 |
| Total interest expense | $734,000 | 2,209 |
| Net interest income | $5,053,000 | 2,220 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,230,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $218,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,012,000 | 1,505 |
| Total noninterest expense | $3,862,000 | 2,311 |
| Salaries and employee benefits | $2,376,000 | 2,194 |
| Premises and equipment expense | $513,000 | 2,036 |
| Additional noninterest expense | $973,000 | 2,668 |
| Pre-tax net operating income | $2,421,000 | 1,818 |
| Securities gains (losses) | $-30,000 | 5,186 |
| Applicable income taxes | $59,000 | 3,052 |
| Income before extraordinary items | $2,332,000 | 1,670 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,332,000 | 1,669 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,332,000 | 1,669 |
| Net charge-offs | $-7,000 | 4,412 |
| Cash dividends | $1,400,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,361,400 | 1,637 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 2,285 |
| Total interest expense | $333,000 | 2,279 |
| Net interest income | $2,482,000 | 2,258 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $612,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $110,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 1,478 |
| Total noninterest expense | $1,915,000 | 2,345 |
| Salaries and employee benefits | $1,194,000 | 2,201 |
| Premises and equipment expense | $251,000 | 2,109 |
| Additional noninterest expense | $470,000 | 2,745 |
| Pre-tax net operating income | $1,179,000 | 1,803 |
| Securities gains (losses) | $-30,000 | 5,359 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $1,120,000 | 1,678 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,120,000 | 1,678 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,120,000 | 1,678 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,149,100 | 1,627 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,259,000 | 2,402 |
| Total interest expense | $1,068,000 | 2,437 |
| Net interest income | $9,191,000 | 2,353 |
| Provision for loan and lease losses | $40,000 | 3,661 |
| Total noninterest income | $2,457,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $443,000 | 2,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,014,000 | 1,528 |
| Total noninterest expense | $8,037,000 | 2,256 |
| Salaries and employee benefits | $4,889,000 | 2,116 |
| Premises and equipment expense | $982,000 | 2,135 |
| Additional noninterest expense | $2,166,000 | 2,518 |
| Pre-tax net operating income | $3,571,000 | 2,215 |
| Securities gains (losses) | $16,000 | 1,414 |
| Applicable income taxes | $105,000 | 3,267 |
| Income before extraordinary items | $3,482,000 | 1,816 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,482,000 | 1,816 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,482,000 | 1,817 |
| Net charge-offs | $1,000 | 4,064 |
| Cash dividends | $2,700,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,466,480 | 1,798 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 2,427 |
| Total interest expense | $788,000 | 2,442 |
| Net interest income | $6,818,000 | 2,389 |
| Provision for loan and lease losses | $40,000 | 3,409 |
| Total noninterest income | $1,818,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $331,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,487,000 | 1,558 |
| Total noninterest expense | $5,939,000 | 2,296 |
| Salaries and employee benefits | $3,648,000 | 2,135 |
| Premises and equipment expense | $705,000 | 2,206 |
| Additional noninterest expense | $1,586,000 | 2,563 |
| Pre-tax net operating income | $2,657,000 | 2,257 |
| Securities gains (losses) | $16,000 | 1,419 |
| Applicable income taxes | $88,000 | 3,223 |
| Income before extraordinary items | $2,585,000 | 1,978 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,585,000 | 1,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,585,000 | 1,978 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $2,700,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,569,480 | 1,960 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 2,434 |
| Total interest expense | $517,000 | 2,428 |
| Net interest income | $4,473,000 | 2,415 |
| Provision for loan and lease losses | $40,000 | 2,995 |
| Total noninterest income | $1,212,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $210,000 | 2,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,002,000 | 1,535 |
| Total noninterest expense | $4,066,000 | 2,254 |
| Salaries and employee benefits | $2,455,000 | 2,131 |
| Premises and equipment expense | $480,000 | 2,187 |
| Additional noninterest expense | $1,131,000 | 2,449 |
| Pre-tax net operating income | $1,579,000 | 2,407 |
| Securities gains (losses) | $-2,000 | 5,321 |
| Applicable income taxes | $58,000 | 3,241 |
| Income before extraordinary items | $1,519,000 | 2,134 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,519,000 | 2,134 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,519,000 | 2,135 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $2,200,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,520,920 | 2,099 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 2,484 |
| Total interest expense | $253,000 | 2,436 |
| Net interest income | $2,181,000 | 2,460 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $617,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $100,000 | 2,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 1,496 |
| Total noninterest expense | $2,014,000 | 2,292 |
| Salaries and employee benefits | $1,219,000 | 2,175 |
| Premises and equipment expense | $249,000 | 2,151 |
| Additional noninterest expense | $546,000 | 2,500 |
| Pre-tax net operating income | $744,000 | 2,428 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $29,000 | 3,190 |
| Income before extraordinary items | $715,000 | 2,160 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $715,000 | 2,161 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $715,000 | 2,161 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $2,200,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $715,000 | 2,130 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,907,000 | 2,414 |
| Total interest expense | $889,000 | 2,612 |
| Net interest income | $9,018,000 | 2,375 |
| Provision for loan and lease losses | $240,000 | 2,221 |
| Total noninterest income | $2,412,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $451,000 | 2,254 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,961,000 | 1,613 |
| Total noninterest expense | $7,891,000 | 2,315 |
| Salaries and employee benefits | $4,668,000 | 2,200 |
| Premises and equipment expense | $974,000 | 2,198 |
| Additional noninterest expense | $2,249,000 | 2,529 |
| Pre-tax net operating income | $3,299,000 | 2,232 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $117,000 | 3,222 |
| Income before extraordinary items | $3,225,000 | 1,977 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,225,000 | 1,976 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,225,000 | 1,976 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $1,500,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,183,720 | 1,949 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 2,398 |
| Total interest expense | $662,000 | 2,626 |
| Net interest income | $6,855,000 | 2,357 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $1,798,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $340,000 | 2,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,458,000 | 1,616 |
| Total noninterest expense | $5,848,000 | 2,342 |
| Salaries and employee benefits | $3,517,000 | 2,194 |
| Premises and equipment expense | $737,000 | 2,182 |
| Additional noninterest expense | $1,594,000 | 2,649 |
| Pre-tax net operating income | $2,625,000 | 2,173 |
| Securities gains (losses) | $43,000 | 1,874 |
| Applicable income taxes | $88,000 | 3,285 |
| Income before extraordinary items | $2,580,000 | 1,896 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,580,000 | 1,896 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,580,000 | 1,896 |
| Net charge-offs | $-4,000 | 4,681 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,538,290 | 1,865 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 2,390 |
| Total interest expense | $436,000 | 2,668 |
| Net interest income | $4,617,000 | 2,341 |
| Provision for loan and lease losses | $121,000 | 2,099 |
| Total noninterest income | $1,160,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $220,000 | 2,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $940,000 | 1,628 |
| Total noninterest expense | $3,818,000 | 2,393 |
| Salaries and employee benefits | $2,354,000 | 2,200 |
| Premises and equipment expense | $485,000 | 2,204 |
| Additional noninterest expense | $979,000 | 2,799 |
| Pre-tax net operating income | $1,838,000 | 2,074 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $59,000 | 3,299 |
| Income before extraordinary items | $1,822,000 | 1,795 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,822,000 | 1,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,822,000 | 1,795 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,780,290 | 1,779 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 2,379 |
| Total interest expense | $217,000 | 2,692 |
| Net interest income | $2,321,000 | 2,333 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $572,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $109,000 | 2,286 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $463,000 | 1,592 |
| Total noninterest expense | $1,892,000 | 2,418 |
| Salaries and employee benefits | $1,195,000 | 2,184 |
| Premises and equipment expense | $223,000 | 2,344 |
| Additional noninterest expense | $474,000 | 2,868 |
| Pre-tax net operating income | $941,000 | 2,014 |
| Securities gains (losses) | $43,000 | 893 |
| Applicable income taxes | $29,000 | 3,307 |
| Income before extraordinary items | $955,000 | 1,689 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $955,000 | 1,690 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $955,000 | 1,690 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $913,290 | 1,718 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,807,000 | 2,405 |
| Total interest expense | $775,000 | 2,879 |
| Net interest income | $9,032,000 | 2,345 |
| Provision for loan and lease losses | $280,000 | 1,981 |
| Total noninterest income | $2,512,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $429,000 | 2,386 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,083,000 | 1,484 |
| Total noninterest expense | $7,844,000 | 2,330 |
| Salaries and employee benefits | $4,617,000 | 2,192 |
| Premises and equipment expense | $1,031,000 | 2,123 |
| Additional noninterest expense | $2,196,000 | 2,591 |
| Pre-tax net operating income | $3,420,000 | 2,108 |
| Securities gains (losses) | $242,000 | 649 |
| Applicable income taxes | $115,000 | 3,249 |
| Income before extraordinary items | $3,547,000 | 1,771 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,547,000 | 1,772 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,547,000 | 1,773 |
| Net charge-offs | $166,000 | 2,166 |
| Cash dividends | $2,200,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,312,260 | 1,840 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,335,000 | 2,430 |
| Total interest expense | $591,000 | 2,888 |
| Net interest income | $6,744,000 | 2,367 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,735,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $310,000 | 2,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,425,000 | 1,586 |
| Total noninterest expense | $5,718,000 | 2,397 |
| Salaries and employee benefits | $3,378,000 | 2,254 |
| Premises and equipment expense | $784,000 | 2,138 |
| Additional noninterest expense | $1,556,000 | 2,709 |
| Pre-tax net operating income | $2,761,000 | 2,043 |
| Securities gains (losses) | $68,000 | 1,275 |
| Applicable income taxes | $85,000 | 3,361 |
| Income before extraordinary items | $2,744,000 | 1,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,744,000 | 1,764 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,744,000 | 1,765 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,678,040 | 1,755 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 2,453 |
| Total interest expense | $399,000 | 2,878 |
| Net interest income | $4,443,000 | 2,388 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,127,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $198,000 | 2,513 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $929,000 | 1,635 |
| Total noninterest expense | $3,718,000 | 2,455 |
| Salaries and employee benefits | $2,256,000 | 2,264 |
| Premises and equipment expense | $489,000 | 2,256 |
| Additional noninterest expense | $973,000 | 2,866 |
| Pre-tax net operating income | $1,852,000 | 2,011 |
| Securities gains (losses) | $68,000 | 1,059 |
| Applicable income taxes | $56,000 | 3,388 |
| Income before extraordinary items | $1,864,000 | 1,706 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,864,000 | 1,710 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,864,000 | 1,710 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,798,040 | 1,725 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 2,422 |
| Total interest expense | $202,000 | 2,873 |
| Net interest income | $2,249,000 | 2,372 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $551,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $95,000 | 2,569 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $456,000 | 1,616 |
| Total noninterest expense | $1,878,000 | 2,451 |
| Salaries and employee benefits | $1,147,000 | 2,245 |
| Premises and equipment expense | $282,000 | 2,043 |
| Additional noninterest expense | $449,000 | 3,032 |
| Pre-tax net operating income | $922,000 | 1,993 |
| Securities gains (losses) | $68,000 | 727 |
| Applicable income taxes | $27,000 | 3,393 |
| Income before extraordinary items | $963,000 | 1,661 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $963,000 | 1,663 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $963,000 | 1,663 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $897,040 | 1,691 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,549,000 | 2,503 |
| Total interest expense | $893,000 | 2,803 |
| Net interest income | $8,656,000 | 2,451 |
| Provision for loan and lease losses | $199,000 | 2,510 |
| Total noninterest income | $2,161,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $431,000 | 2,544 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,730,000 | 1,630 |
| Total noninterest expense | $7,890,000 | 2,340 |
| Salaries and employee benefits | $4,795,000 | 2,128 |
| Premises and equipment expense | $1,077,000 | 2,113 |
| Additional noninterest expense | $2,018,000 | 2,856 |
| Pre-tax net operating income | $2,728,000 | 2,429 |
| Securities gains (losses) | $46,000 | 1,790 |
| Applicable income taxes | $105,000 | 3,366 |
| Income before extraordinary items | $2,669,000 | 2,200 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,669,000 | 2,199 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,669,000 | 2,199 |
| Net charge-offs | $42,000 | 3,902 |
| Cash dividends | $5,000,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,624,840 | 2,175 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 2,558 |
| Total interest expense | $680,000 | 2,823 |
| Net interest income | $6,386,000 | 2,496 |
| Provision for loan and lease losses | $149,000 | 2,407 |
| Total noninterest income | $1,600,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $323,000 | 2,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,277,000 | 1,639 |
| Total noninterest expense | $5,894,000 | 2,356 |
| Salaries and employee benefits | $3,592,000 | 2,139 |
| Premises and equipment expense | $824,000 | 2,092 |
| Additional noninterest expense | $1,478,000 | 2,917 |
| Pre-tax net operating income | $1,943,000 | 2,562 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $78,000 | 3,424 |
| Income before extraordinary items | $1,865,000 | 2,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,865,000 | 2,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,865,000 | 2,339 |
| Net charge-offs | $43,000 | 3,370 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,865,000 | 2,283 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 2,592 |
| Total interest expense | $457,000 | 2,829 |
| Net interest income | $4,172,000 | 2,534 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,059,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $210,000 | 2,594 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $849,000 | 1,630 |
| Total noninterest expense | $3,988,000 | 2,338 |
| Salaries and employee benefits | $2,421,000 | 2,124 |
| Premises and equipment expense | $565,000 | 2,055 |
| Additional noninterest expense | $1,002,000 | 2,883 |
| Pre-tax net operating income | $1,143,000 | 2,736 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $52,000 | 3,421 |
| Income before extraordinary items | $1,091,000 | 2,486 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,091,000 | 2,489 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,091,000 | 2,490 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $4,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,091,000 | 2,450 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 2,576 |
| Total interest expense | $230,000 | 2,849 |
| Net interest income | $2,092,000 | 2,525 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $520,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $101,000 | 2,658 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $419,000 | 1,593 |
| Total noninterest expense | $1,978,000 | 2,354 |
| Salaries and employee benefits | $1,234,000 | 2,101 |
| Premises and equipment expense | $296,000 | 2,006 |
| Additional noninterest expense | $448,000 | 3,151 |
| Pre-tax net operating income | $584,000 | 2,620 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $26,000 | 3,365 |
| Income before extraordinary items | $558,000 | 2,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $558,000 | 2,389 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $558,000 | 2,390 |
| Net charge-offs | $66,000 | 1,651 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $558,000 | 2,343 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,882,000 | 2,695 |
| Total interest expense | $1,015,000 | 2,913 |
| Net interest income | $7,867,000 | 2,643 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,332,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $380,000 | 2,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,952,000 | 1,540 |
| Total noninterest expense | $7,533,000 | 2,469 |
| Salaries and employee benefits | $4,498,000 | 2,257 |
| Premises and equipment expense | $965,000 | 2,309 |
| Additional noninterest expense | $2,070,000 | 2,889 |
| Pre-tax net operating income | $2,666,000 | 2,358 |
| Securities gains (losses) | $97,000 | 1,342 |
| Applicable income taxes | $105,000 | 3,379 |
| Income before extraordinary items | $2,658,000 | 2,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,658,000 | 2,098 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,658,000 | 2,098 |
| Net charge-offs | $115,000 | 3,607 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,564,880 | 2,104 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,630,000 | 2,730 |
| Total interest expense | $776,000 | 2,947 |
| Net interest income | $5,854,000 | 2,670 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,669,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $278,000 | 2,998 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,391,000 | 1,639 |
| Total noninterest expense | $5,588,000 | 2,497 |
| Salaries and employee benefits | $3,390,000 | 2,250 |
| Premises and equipment expense | $698,000 | 2,420 |
| Additional noninterest expense | $1,500,000 | 2,978 |
| Pre-tax net operating income | $1,935,000 | 2,491 |
| Securities gains (losses) | $97,000 | 1,240 |
| Applicable income taxes | $78,000 | 3,460 |
| Income before extraordinary items | $1,954,000 | 2,174 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,954,000 | 2,180 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,954,000 | 2,180 |
| Net charge-offs | $95,000 | 3,308 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,860,880 | 2,195 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 2,738 |
| Total interest expense | $531,000 | 2,935 |
| Net interest income | $3,872,000 | 2,677 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,108,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $174,000 | 3,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $934,000 | 1,661 |
| Total noninterest expense | $3,680,000 | 2,521 |
| Salaries and employee benefits | $2,271,000 | 2,239 |
| Premises and equipment expense | $471,000 | 2,394 |
| Additional noninterest expense | $938,000 | 3,111 |
| Pre-tax net operating income | $1,300,000 | 2,451 |
| Securities gains (losses) | $70,000 | 1,319 |
| Applicable income taxes | $52,000 | 3,488 |
| Income before extraordinary items | $1,318,000 | 2,136 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,318,000 | 2,144 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,318,000 | 2,142 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,250,800 | 2,143 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 2,786 |
| Total interest expense | $273,000 | 2,959 |
| Net interest income | $1,899,000 | 2,736 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $544,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $80,000 | 3,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $464,000 | 1,652 |
| Total noninterest expense | $1,870,000 | 2,518 |
| Salaries and employee benefits | $1,154,000 | 2,232 |
| Premises and equipment expense | $227,000 | 2,497 |
| Additional noninterest expense | $489,000 | 3,048 |
| Pre-tax net operating income | $573,000 | 2,632 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $26,000 | 3,448 |
| Income before extraordinary items | $547,000 | 2,418 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $547,000 | 2,420 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $547,000 | 2,420 |
| Net charge-offs | $18,000 | 3,151 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $547,000 | 2,326 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,521,000 | 2,682 |
| Total interest expense | $1,480,000 | 2,747 |
| Net interest income | $8,041,000 | 2,653 |
| Provision for loan and lease losses | $237,000 | 3,724 |
| Total noninterest income | $2,165,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $375,000 | 3,068 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,790,000 | 1,651 |
| Total noninterest expense | $7,351,000 | 2,553 |
| Salaries and employee benefits | $4,262,000 | 2,313 |
| Premises and equipment expense | $1,048,000 | 2,189 |
| Additional noninterest expense | $2,041,000 | 3,057 |
| Pre-tax net operating income | $2,618,000 | 2,330 |
| Securities gains (losses) | $128,000 | 2,074 |
| Applicable income taxes | $103,000 | 3,490 |
| Income before extraordinary items | $2,643,000 | 2,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,643,000 | 2,064 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,643,000 | 2,067 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $2,200,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,520,120 | 2,032 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 2,696 |
| Total interest expense | $1,178,000 | 2,722 |
| Net interest income | $6,083,000 | 2,683 |
| Provision for loan and lease losses | $237,000 | 3,285 |
| Total noninterest income | $1,603,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $284,000 | 3,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,319,000 | 1,662 |
| Total noninterest expense | $5,463,000 | 2,587 |
| Salaries and employee benefits | $3,183,000 | 2,328 |
| Premises and equipment expense | $813,000 | 2,139 |
| Additional noninterest expense | $1,467,000 | 3,174 |
| Pre-tax net operating income | $1,986,000 | 2,370 |
| Securities gains (losses) | $29,000 | 2,726 |
| Applicable income taxes | $77,000 | 3,537 |
| Income before extraordinary items | $1,938,000 | 2,164 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,938,000 | 2,165 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,938,000 | 2,166 |
| Net charge-offs | $88,000 | 4,093 |
| Cash dividends | $2,200,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,910,160 | 2,072 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 2,651 |
| Total interest expense | $837,000 | 2,672 |
| Net interest income | $4,118,000 | 2,640 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,071,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $187,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $884,000 | 1,640 |
| Total noninterest expense | $3,604,000 | 2,622 |
| Salaries and employee benefits | $2,117,000 | 2,339 |
| Premises and equipment expense | $521,000 | 2,210 |
| Additional noninterest expense | $966,000 | 3,214 |
| Pre-tax net operating income | $1,435,000 | 2,214 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $51,000 | 3,531 |
| Income before extraordinary items | $1,384,000 | 2,023 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,384,000 | 2,021 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,384,000 | 2,023 |
| Net charge-offs | $29,000 | 4,426 |
| Cash dividends | $2,200,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,384,000 | 1,919 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 2,604 |
| Total interest expense | $456,000 | 2,584 |
| Net interest income | $2,099,000 | 2,598 |
| Provision for loan and lease losses | $-50,000 | 7,168 |
| Total noninterest income | $426,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $330,000 | 1,981 |
| Total noninterest expense | $1,769,000 | 2,646 |
| Salaries and employee benefits | $1,056,000 | 2,359 |
| Premises and equipment expense | $244,000 | 2,336 |
| Additional noninterest expense | $469,000 | 3,247 |
| Pre-tax net operating income | $806,000 | 2,018 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $25,000 | 3,539 |
| Income before extraordinary items | $781,000 | 1,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $781,000 | 1,839 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $781,000 | 1,839 |
| Net charge-offs | $32,000 | 3,380 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $781,000 | 1,735 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,947,000 | 2,544 |
| Total interest expense | $2,319,000 | 2,463 |
| Net interest income | $8,628,000 | 2,545 |
| Provision for loan and lease losses | $1,100,000 | 2,274 |
| Total noninterest income | $1,904,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $410,000 | 2,977 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,494,000 | 1,646 |
| Total noninterest expense | $7,063,000 | 2,649 |
| Salaries and employee benefits | $3,909,000 | 2,452 |
| Premises and equipment expense | $1,142,000 | 2,145 |
| Additional noninterest expense | $2,012,000 | 3,128 |
| Pre-tax net operating income | $2,369,000 | 2,209 |
| Securities gains (losses) | $9,000 | 3,367 |
| Applicable income taxes | $94,000 | 3,413 |
| Income before extraordinary items | $2,284,000 | 2,024 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,284,000 | 2,025 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,284,000 | 2,025 |
| Net charge-offs | $1,192,000 | 2,162 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,275,360 | 1,940 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,299,000 | 2,543 |
| Total interest expense | $1,834,000 | 2,445 |
| Net interest income | $6,465,000 | 2,559 |
| Provision for loan and lease losses | $950,000 | 2,021 |
| Total noninterest income | $1,397,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $309,000 | 2,976 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,088,000 | 1,667 |
| Total noninterest expense | $5,274,000 | 2,665 |
| Salaries and employee benefits | $2,912,000 | 2,463 |
| Premises and equipment expense | $828,000 | 2,223 |
| Additional noninterest expense | $1,534,000 | 3,097 |
| Pre-tax net operating income | $1,638,000 | 2,409 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $81,000 | 3,357 |
| Income before extraordinary items | $1,557,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,557,000 | 2,240 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,557,000 | 2,241 |
| Net charge-offs | $599,000 | 2,471 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,557,000 | 2,155 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 2,589 |
| Total interest expense | $1,292,000 | 2,419 |
| Net interest income | $4,191,000 | 2,633 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $930,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $199,000 | 3,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $731,000 | 1,667 |
| Total noninterest expense | $3,471,000 | 2,709 |
| Salaries and employee benefits | $1,907,000 | 2,528 |
| Premises and equipment expense | $553,000 | 2,236 |
| Additional noninterest expense | $1,011,000 | 3,185 |
| Pre-tax net operating income | $1,050,000 | 2,456 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $54,000 | 3,320 |
| Income before extraordinary items | $996,000 | 2,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $996,000 | 2,290 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $996,000 | 2,290 |
| Net charge-offs | $274,000 | 2,799 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $996,000 | 2,209 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 2,660 |
| Total interest expense | $657,000 | 2,457 |
| Net interest income | $2,025,000 | 2,702 |
| Provision for loan and lease losses | $250,000 | 2,162 |
| Total noninterest income | $509,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $92,000 | 3,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $417,000 | 1,526 |
| Total noninterest expense | $1,732,000 | 2,729 |
| Salaries and employee benefits | $977,000 | 2,487 |
| Premises and equipment expense | $287,000 | 2,219 |
| Additional noninterest expense | $468,000 | 3,348 |
| Pre-tax net operating income | $552,000 | 2,384 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $28,000 | 3,232 |
| Income before extraordinary items | $524,000 | 2,168 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $524,000 | 2,167 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $524,000 | 2,168 |
| Net charge-offs | $-21,000 | 7,208 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $524,000 | 2,125 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,531,000 | 2,826 |
| Total interest expense | $2,755,000 | 2,782 |
| Net interest income | $7,776,000 | 2,798 |
| Provision for loan and lease losses | $834,000 | 3,351 |
| Total noninterest income | $2,284,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $457,000 | 2,817 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,827,000 | 1,489 |
| Total noninterest expense | $7,271,000 | 2,648 |
| Salaries and employee benefits | $3,366,000 | 2,822 |
| Premises and equipment expense | $1,133,000 | 2,231 |
| Additional noninterest expense | $2,772,000 | 2,446 |
| Pre-tax net operating income | $1,955,000 | 2,282 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $69,000 | 3,467 |
| Income before extraordinary items | $1,886,000 | 2,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,886,000 | 2,129 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,886,000 | 2,130 |
| Net charge-offs | $1,241,000 | 2,402 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,886,000 | 2,050 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 2,882 |
| Total interest expense | $2,097,000 | 2,853 |
| Net interest income | $5,770,000 | 2,860 |
| Provision for loan and lease losses | $680,000 | 3,074 |
| Total noninterest income | $1,728,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $348,000 | 2,840 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,380,000 | 1,419 |
| Total noninterest expense | $5,438,000 | 2,644 |
| Salaries and employee benefits | $2,506,000 | 2,843 |
| Premises and equipment expense | $859,000 | 2,243 |
| Additional noninterest expense | $2,073,000 | 2,409 |
| Pre-tax net operating income | $1,380,000 | 2,545 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $48,000 | 3,588 |
| Income before extraordinary items | $1,332,000 | 2,364 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,332,000 | 2,362 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,332,000 | 2,366 |
| Net charge-offs | $1,245,000 | 1,960 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,332,000 | 2,244 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 5,200 |
| Total interest expense | $662,000 | 4,834 |
| Net interest income | $1,616,000 | 5,229 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $400,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $345,000 | 2,628 |
| Total noninterest expense | $1,717,000 | 4,681 |
| Salaries and employee benefits | $690,000 | 5,357 |
| Premises and equipment expense | $328,000 | 3,567 |
| Additional noninterest expense | $699,000 | 4,178 |
| Pre-tax net operating income | $169,000 | 5,095 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $157,000 | 5,175 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $157,000 | 5,178 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $157,000 | 5,177 |
| Net charge-offs | $-4,000 | 7,338 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $157,000 | 5,027 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 5,215 |
| Total interest expense | $328,000 | 4,979 |
| Net interest income | $834,000 | 5,181 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $188,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 2,701 |
| Total noninterest expense | $824,000 | 4,828 |
| Salaries and employee benefits | $352,000 | 5,344 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $309,000 | 4,501 |
| Pre-tax net operating income | $138,000 | 4,676 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $132,000 | 4,601 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 4,602 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $132,000 | 4,600 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $132,000 | 4,486 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,235 |
| Total interest expense | $1,602,000 | 5,010 |
| Net interest income | $3,190,000 | 5,224 |
| Provision for loan and lease losses | $200,000 | 5,783 |
| Total noninterest income | $1,105,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $117,000 | 5,528 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $988,000 | 2,155 |
| Total noninterest expense | $3,517,000 | 4,699 |
| Salaries and employee benefits | $1,515,000 | 5,162 |
| Premises and equipment expense | $791,000 | 3,147 |
| Additional noninterest expense | $1,211,000 | 4,716 |
| Pre-tax net operating income | $578,000 | 3,828 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $23,000 | 3,606 |
| Income before extraordinary items | $556,000 | 3,710 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $556,000 | 3,707 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $556,000 | 3,708 |
| Net charge-offs | $250,000 | 4,724 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $555,040 | 3,631 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 5,325 |
| Total interest expense | $1,247,000 | 5,049 |
| Net interest income | $2,335,000 | 5,309 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $820,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $737,000 | 2,228 |
| Total noninterest expense | $2,600,000 | 4,761 |
| Salaries and employee benefits | $1,151,000 | 5,176 |
| Premises and equipment expense | $584,000 | 3,225 |
| Additional noninterest expense | $865,000 | 4,833 |
| Pre-tax net operating income | $435,000 | 4,076 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $15,000 | 3,904 |
| Income before extraordinary items | $421,000 | 3,975 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $421,000 | 3,971 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $421,000 | 3,974 |
| Net charge-offs | $252,000 | 3,954 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $420,030 | 3,877 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,368 |
| Total interest expense | $865,000 | 5,078 |
| Net interest income | $1,529,000 | 5,365 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $545,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $495,000 | 2,241 |
| Total noninterest expense | $1,633,000 | 4,981 |
| Salaries and employee benefits | $742,000 | 5,324 |
| Premises and equipment expense | $389,000 | 3,257 |
| Additional noninterest expense | $502,000 | 5,241 |
| Pre-tax net operating income | $361,000 | 3,864 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $348,000 | 3,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 3,712 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $348,000 | 3,712 |
| Net charge-offs | $268,000 | 3,064 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $347,040 | 3,598 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 5,391 |
| Total interest expense | $452,000 | 5,088 |
| Net interest income | $752,000 | 5,390 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $314,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $291,000 | 2,001 |
| Total noninterest expense | $774,000 | 5,069 |
| Salaries and employee benefits | $371,000 | 5,384 |
| Premises and equipment expense | $194,000 | 3,303 |
| Additional noninterest expense | $209,000 | 5,487 |
| Pre-tax net operating income | $242,000 | 3,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $232,000 | 3,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 3,598 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $232,000 | 3,599 |
| Net charge-offs | $269,000 | 1,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,000 | 3,460 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 5,121 |
| Total interest expense | $2,526,000 | 4,712 |
| Net interest income | $3,101,000 | 5,330 |
| Provision for loan and lease losses | $425,000 | 4,045 |
| Total noninterest income | $893,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 5,704 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $778,000 | 2,483 |
| Total noninterest expense | $3,131,000 | 4,983 |
| Salaries and employee benefits | $1,365,000 | 5,606 |
| Premises and equipment expense | $825,000 | 3,103 |
| Additional noninterest expense | $941,000 | 5,009 |
| Pre-tax net operating income | $438,000 | 5,045 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $34,000 | 4,057 |
| Income before extraordinary items | $404,000 | 4,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $404,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 3,156 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $404,000 | 4,911 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 5,172 |
| Total interest expense | $2,001,000 | 4,709 |
| Net interest income | $2,262,000 | 5,445 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $659,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $84,000 | 5,776 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $575,000 | 2,592 |
| Total noninterest expense | $2,315,000 | 5,011 |
| Salaries and employee benefits | $1,013,000 | 5,647 |
| Premises and equipment expense | $625,000 | 3,082 |
| Additional noninterest expense | $677,000 | 5,055 |
| Pre-tax net operating income | $576,000 | 4,713 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $37,000 | 4,286 |
| Income before extraordinary items | $539,000 | 4,296 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $539,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,863 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $539,000 | 4,451 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 5,121 |
| Total interest expense | $1,409,000 | 4,684 |
| Net interest income | $1,537,000 | 5,391 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $443,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $54,000 | 5,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $389,000 | 2,629 |
| Total noninterest expense | $1,535,000 | 5,052 |
| Salaries and employee benefits | $663,000 | 5,754 |
| Premises and equipment expense | $419,000 | 3,082 |
| Additional noninterest expense | $453,000 | 5,041 |
| Pre-tax net operating income | $445,000 | 4,583 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $420,000 | 4,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 4,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $420,000 | 4,314 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 5,012 |
| Total interest expense | $787,000 | 4,555 |
| Net interest income | $790,000 | 5,350 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $218,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $787,000 | 4,976 |
| Salaries and employee benefits | $331,000 | 5,811 |
| Premises and equipment expense | $213,000 | 3,047 |
| Additional noninterest expense | $243,000 | 4,780 |
| Pre-tax net operating income | $221,000 | 4,768 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $208,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $208,000 | 4,480 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 4,832 |
| Total interest expense | $3,456,000 | 4,371 |
| Net interest income | $3,307,000 | 5,228 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $658,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $105,000 | 5,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $553,000 | 3,148 |
| Total noninterest expense | $2,787,000 | 5,239 |
| Salaries and employee benefits | $1,319,000 | 5,708 |
| Premises and equipment expense | $599,000 | 3,842 |
| Additional noninterest expense | $869,000 | 5,064 |
| Pre-tax net operating income | $1,178,000 | 4,405 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $42,000 | 5,020 |
| Income before extraordinary items | $1,136,000 | 4,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,136,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $450,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,136,000 | 4,037 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 4,817 |
| Total interest expense | $2,626,000 | 4,350 |
| Net interest income | $2,489,000 | 5,230 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $576,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $500,000 | 2,852 |
| Total noninterest expense | $2,045,000 | 5,293 |
| Salaries and employee benefits | $995,000 | 5,657 |
| Premises and equipment expense | $440,000 | 3,894 |
| Additional noninterest expense | $610,000 | 5,230 |
| Pre-tax net operating income | $1,020,000 | 4,312 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $995,000 | 3,901 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $995,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $995,000 | 3,888 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 4,843 |
| Total interest expense | $1,743,000 | 4,372 |
| Net interest income | $1,667,000 | 5,244 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $371,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $324,000 | 2,897 |
| Total noninterest expense | $1,281,000 | 5,519 |
| Salaries and employee benefits | $664,000 | 5,729 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $384,000 | 5,422 |
| Pre-tax net operating income | $757,000 | 4,141 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $740,000 | 3,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $740,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $740,000 | 3,671 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 4,892 |
| Total interest expense | $847,000 | 4,429 |
| Net interest income | $831,000 | 5,254 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $191,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $169,000 | 2,811 |
| Total noninterest expense | $649,000 | 5,509 |
| Salaries and employee benefits | $329,000 | 5,792 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $204,000 | 5,201 |
| Pre-tax net operating income | $373,000 | 4,165 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $364,000 | 3,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $364,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $364,000 | 3,708 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 4,914 |
| Total interest expense | $2,899,000 | 4,408 |
| Net interest income | $3,271,000 | 5,268 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $573,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $58,000 | 6,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $515,000 | 3,286 |
| Total noninterest expense | $2,411,000 | 5,600 |
| Salaries and employee benefits | $1,210,000 | 5,883 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $984,000 | 4,567 |
| Pre-tax net operating income | $1,383,000 | 4,476 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $1,347,000 | 4,014 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,347,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,051 |
| Cash dividends | $700,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,347,000 | 3,995 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 4,970 |
| Total interest expense | $2,081,000 | 4,436 |
| Net interest income | $2,442,000 | 5,330 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $270,000 | 5,839 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $48,000 | 6,766 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 4,316 |
| Total noninterest expense | $1,502,000 | 6,147 |
| Salaries and employee benefits | $877,000 | 5,965 |
| Premises and equipment expense | $125,000 | 7,085 |
| Additional noninterest expense | $500,000 | 5,780 |
| Pre-tax net operating income | $1,180,000 | 4,337 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $1,155,000 | 3,826 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,155,000 | 3,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,155,000 | 3,810 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 4,970 |
| Total interest expense | $1,322,000 | 4,433 |
| Net interest income | $1,660,000 | 5,298 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $154,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $1,018,000 | 6,118 |
| Salaries and employee benefits | $581,000 | 6,012 |
| Premises and equipment expense | $82,000 | 7,140 |
| Additional noninterest expense | $355,000 | 5,569 |
| Pre-tax net operating income | $781,000 | 4,380 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $16,000 | 5,921 |
| Income before extraordinary items | $765,000 | 3,844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $765,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $765,000 | 3,837 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,954 |
| Total interest expense | $641,000 | 4,414 |
| Net interest income | $827,000 | 5,300 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $492,000 | 6,227 |
| Salaries and employee benefits | $298,000 | 5,949 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $151,000 | 6,040 |
| Pre-tax net operating income | $419,000 | 4,178 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $411,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $411,000 | 3,613 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,243 |
| Total interest expense | $1,806,000 | 4,733 |
| Net interest income | $3,061,000 | 5,442 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $323,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $77,000 | 6,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $246,000 | 4,764 |
| Total noninterest expense | $2,073,000 | 5,991 |
| Salaries and employee benefits | $1,225,000 | 5,733 |
| Premises and equipment expense | $202,000 | 6,706 |
| Additional noninterest expense | $646,000 | 5,818 |
| Pre-tax net operating income | $1,311,000 | 4,705 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $33,000 | 6,099 |
| Income before extraordinary items | $1,278,000 | 4,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,278,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $875,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,278,000 | 4,170 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 5,337 |
| Total interest expense | $1,222,000 | 4,889 |
| Net interest income | $2,287,000 | 5,466 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $280,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 6,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 4,341 |
| Total noninterest expense | $1,486,000 | 6,117 |
| Salaries and employee benefits | $884,000 | 5,822 |
| Premises and equipment expense | $176,000 | 6,342 |
| Additional noninterest expense | $426,000 | 6,188 |
| Pre-tax net operating income | $1,081,000 | 4,575 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $1,057,000 | 4,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,057,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $875,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,057,000 | 3,968 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 5,331 |
| Total interest expense | $772,000 | 4,880 |
| Net interest income | $1,523,000 | 5,458 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $208,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $172,000 | 4,030 |
| Total noninterest expense | $1,016,000 | 6,015 |
| Salaries and employee benefits | $599,000 | 5,750 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $275,000 | 6,250 |
| Pre-tax net operating income | $715,000 | 4,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $699,000 | 3,995 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $699,000 | 3,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $575,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $699,000 | 3,938 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,386 |
| Total interest expense | $370,000 | 4,898 |
| Net interest income | $749,000 | 5,532 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $116,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $490,000 | 6,184 |
| Salaries and employee benefits | $314,000 | 5,637 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $137,000 | 6,307 |
| Pre-tax net operating income | $375,000 | 4,440 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $367,000 | 3,845 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $367,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $367,000 | 3,800 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 5,370 |
| Total interest expense | $1,356,000 | 4,783 |
| Net interest income | $2,894,000 | 5,515 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $313,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $80,000 | 6,764 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,780 |
| Total noninterest expense | $1,877,000 | 6,231 |
| Salaries and employee benefits | $1,035,000 | 6,173 |
| Premises and equipment expense | $216,000 | 6,573 |
| Additional noninterest expense | $626,000 | 5,847 |
| Pre-tax net operating income | $1,330,000 | 4,543 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $1,298,000 | 3,988 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,298,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $1,325,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,298,000 | 3,935 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 5,402 |
| Total interest expense | $993,000 | 4,802 |
| Net interest income | $2,137,000 | 5,570 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $225,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $167,000 | 4,888 |
| Total noninterest expense | $1,238,000 | 6,585 |
| Salaries and employee benefits | $742,000 | 6,280 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $381,000 | 6,451 |
| Pre-tax net operating income | $1,124,000 | 4,334 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $1,102,000 | 3,763 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,102,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $975,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,102,000 | 3,688 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 5,411 |
| Total interest expense | $660,000 | 4,835 |
| Net interest income | $1,427,000 | 5,561 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $111,000 | 4,953 |
| Total noninterest expense | $808,000 | 6,682 |
| Salaries and employee benefits | $494,000 | 6,330 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $244,000 | 6,613 |
| Pre-tax net operating income | $766,000 | 4,220 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $15,000 | 6,460 |
| Income before extraordinary items | $751,000 | 3,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $575,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $751,000 | 3,602 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,431 |
| Total interest expense | $335,000 | 4,838 |
| Net interest income | $711,000 | 5,577 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $81,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $410,000 | 6,694 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $382,000 | 4,192 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $374,000 | 3,695 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $374,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $374,000 | 3,568 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 5,312 |
| Total interest expense | $1,648,000 | 4,604 |
| Net interest income | $2,760,000 | 5,580 |
| Provision for loan and lease losses | $-150,000 | 9,063 |
| Total noninterest income | $354,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $129,000 | 6,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $1,673,000 | 6,572 |
| Salaries and employee benefits | $962,000 | 6,395 |
| Premises and equipment expense | $131,000 | 7,650 |
| Additional noninterest expense | $580,000 | 6,098 |
| Pre-tax net operating income | $1,591,000 | 3,974 |
| Securities gains (losses) | $42,000 | 2,666 |
| Applicable income taxes | $31,000 | 6,588 |
| Income before extraordinary items | $1,602,000 | 3,404 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,602,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,803 |
| Cash dividends | $1,300,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,560,840 | 3,292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 5,327 |
| Total interest expense | $1,280,000 | 4,625 |
| Net interest income | $2,073,000 | 5,608 |
| Provision for loan and lease losses | $-150,000 | 9,154 |
| Total noninterest income | $256,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $97,000 | 6,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 5,224 |
| Total noninterest expense | $1,238,000 | 6,596 |
| Salaries and employee benefits | $727,000 | 6,352 |
| Premises and equipment expense | $98,000 | 7,671 |
| Additional noninterest expense | $413,000 | 6,246 |
| Pre-tax net operating income | $1,241,000 | 3,984 |
| Securities gains (losses) | $42,000 | 2,463 |
| Applicable income taxes | $22,000 | 6,754 |
| Income before extraordinary items | $1,261,000 | 3,366 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,261,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,219,840 | 3,290 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 5,297 |
| Total interest expense | $882,000 | 4,638 |
| Net interest income | $1,401,000 | 5,552 |
| Provision for loan and lease losses | $-150,000 | 9,216 |
| Total noninterest income | $174,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $108,000 | 5,191 |
| Total noninterest expense | $839,000 | 6,564 |
| Salaries and employee benefits | $489,000 | 6,345 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $284,000 | 6,149 |
| Pre-tax net operating income | $886,000 | 3,794 |
| Securities gains (losses) | $42,000 | 2,136 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $913,000 | 3,177 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $913,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $871,840 | 3,120 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,315 |
| Total interest expense | $451,000 | 4,664 |
| Net interest income | $687,000 | 5,605 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $420,000 | 6,563 |
| Salaries and employee benefits | $245,000 | 6,326 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $139,000 | 6,198 |
| Pre-tax net operating income | $355,000 | 4,354 |
| Securities gains (losses) | $42,000 | 1,481 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $389,000 | 3,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $347,840 | 3,645 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 5,111 |
| Total interest expense | $2,069,000 | 4,677 |
| Net interest income | $3,034,000 | 5,246 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $482,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $96,000 | 6,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $386,000 | 3,774 |
| Total noninterest expense | $1,804,000 | 6,253 |
| Salaries and employee benefits | $956,000 | 6,294 |
| Premises and equipment expense | $134,000 | 7,665 |
| Additional noninterest expense | $714,000 | 5,345 |
| Pre-tax net operating income | $1,692,000 | 3,800 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $1,662,000 | 3,241 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,662,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 9,176 |
| Cash dividends | $1,825,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,662,000 | 3,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,878 |
| Total interest expense | $3,192,000 | 4,498 |
| Net interest income | $2,951,000 | 5,139 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $305,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $95,000 | 6,675 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $210,000 | 4,823 |
| Total noninterest expense | $1,600,000 | 6,575 |
| Salaries and employee benefits | $867,000 | 6,510 |
| Premises and equipment expense | $136,000 | 7,751 |
| Additional noninterest expense | $597,000 | 5,855 |
| Pre-tax net operating income | $1,596,000 | 3,705 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $31,000 | 7,063 |
| Income before extraordinary items | $1,567,000 | 3,121 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,567,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,319 |
| Cash dividends | $1,675,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,565,040 | 3,032 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 4,760 |
| Total interest expense | $3,700,000 | 4,215 |
| Net interest income | $2,969,000 | 5,200 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $449,000 | 5,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,589 |
| Total noninterest expense | $1,559,000 | 6,588 |
| Salaries and employee benefits | $797,000 | 6,741 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $601,000 | 5,786 |
| Pre-tax net operating income | $1,789,000 | 3,586 |
| Securities gains (losses) | $-39,000 | 9,081 |
| Applicable income taxes | $29,000 | 7,645 |
| Income before extraordinary items | $1,721,000 | 2,900 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,721,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,448 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,759,220 | 2,847 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 4,896 |
| Total interest expense | $3,267,000 | 4,299 |
| Net interest income | $2,821,000 | 5,405 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $271,000 | 6,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,093 |
| Total noninterest expense | $1,559,000 | 6,627 |
| Salaries and employee benefits | $817,000 | 6,679 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $589,000 | 5,900 |
| Pre-tax net operating income | $1,393,000 | 4,305 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $1,361,000 | 3,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,361,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,341 |
| Cash dividends | $1,775,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,361,000 | 3,466 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 4,767 |
| Total interest expense | $3,572,000 | 4,046 |
| Net interest income | $2,811,000 | 5,395 |
| Provision for loan and lease losses | $98,000 | 5,179 |
| Total noninterest income | $356,000 | 5,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,134 |
| Total noninterest expense | $1,486,000 | 6,745 |
| Salaries and employee benefits | $742,000 | 6,966 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $590,000 | 5,817 |
| Pre-tax net operating income | $1,583,000 | 4,017 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $5,000 | 9,206 |
| Income before extraordinary items | $1,578,000 | 3,124 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,578,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $1,270,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,578,000 | 3,035 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 5,035 |
| Total interest expense | $3,380,000 | 4,242 |
| Net interest income | $2,666,000 | 5,802 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $216,000 | 7,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,840 |
| Total noninterest expense | $1,408,000 | 7,016 |
| Salaries and employee benefits | $787,000 | 6,853 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $497,000 | 6,523 |
| Pre-tax net operating income | $1,474,000 | 4,557 |
| Securities gains (losses) | $-19,000 | 10,340 |
| Applicable income taxes | $346,000 | 5,349 |
| Income before extraordinary items | $1,109,000 | 4,335 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,109,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,123,440 | 4,228 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 5,316 |
| Total interest expense | $3,162,000 | 4,559 |
| Net interest income | $2,623,000 | 6,007 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $228,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $1,377,000 | 7,451 |
| Salaries and employee benefits | $763,000 | 7,181 |
| Premises and equipment expense | $103,000 | 9,206 |
| Additional noninterest expense | $511,000 | 6,965 |
| Pre-tax net operating income | $1,474,000 | 4,399 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $473,000 | 4,334 |
| Income before extraordinary items | $1,001,000 | 4,510 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,001,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $1,360,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,001,000 | 4,455 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 5,517 |
| Total interest expense | $3,044,000 | 4,695 |
| Net interest income | $2,549,000 | 6,224 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $198,000 | 8,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $1,401,000 | 7,579 |
| Salaries and employee benefits | $781,000 | 7,207 |
| Premises and equipment expense | $124,000 | 8,943 |
| Additional noninterest expense | $496,000 | 7,281 |
| Pre-tax net operating income | $1,346,000 | 4,833 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $425,000 | 4,737 |
| Income before extraordinary items | $907,000 | 4,960 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $907,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $745,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $909,720 | 4,941 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 5,804 |
| Total interest expense | $2,316,000 | 4,957 |
| Net interest income | $2,524,000 | 6,437 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $188,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $1,433,000 | 7,817 |
| Salaries and employee benefits | $698,000 | 7,898 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $607,000 | 6,989 |
| Pre-tax net operating income | $1,279,000 | 4,998 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $383,000 | 4,914 |
| Income before extraordinary items | $896,000 | 4,933 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $896,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,935 |
| Cash dividends | $485,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $896,000 | 4,991 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 6,200 |
| Total interest expense | $2,229,000 | 5,316 |
| Net interest income | $2,366,000 | 6,800 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $1,355,000 | 8,316 |
| Salaries and employee benefits | $666,000 | 8,258 |
| Premises and equipment expense | $124,000 | 9,663 |
| Additional noninterest expense | $565,000 | 7,642 |
| Pre-tax net operating income | $1,068,000 | 5,624 |
| Securities gains (losses) | $154,000 | 1,959 |
| Applicable income taxes | $360,000 | 5,386 |
| Income before extraordinary items | $862,000 | 5,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $862,000 | 5,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $830,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $752,660 | 5,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 6,525 |
| Total interest expense | $2,563,000 | 5,867 |
| Net interest income | $2,296,000 | 7,017 |
| Provision for loan and lease losses | $371,000 | 3,620 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,234,000 | 8,902 |
| Salaries and employee benefits | $570,000 | 9,084 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $533,000 | 8,167 |
| Pre-tax net operating income | $835,000 | 6,403 |
| Securities gains (losses) | $233,000 | 1,807 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $806,000 | 5,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $806,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $460,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $631,250 | 6,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.