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F&M Bank, Total Unused Commitments

2007-03-31Rank
Total unused commitments$90,359,0001,158
Loan commitments-revolving, open-end lines secured by 1-4's$9,679,0001,582
Credit card lines$16,273,000233
Commercial real estate, construction & land development$21,218,0001,332
Commitments secured by real estate$16,379,0001,569
Commitments not secured by real estate$4,839,000183
Securities underwriting$06
Other unused commitments$43,189,000871
Memoranda:
Commitments with an original maturity exceeding 1 yr$20,864,0001,187
Securities lent$056
All other off-balance sheet liabilities$0487
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-12-31Rank
Total unused commitments$104,455,000988
Loan commitments-revolving, open-end lines secured by 1-4's$9,398,0001,606
Credit card lines$16,202,000228
Commercial real estate, construction & land development$37,600,000807
Commitments secured by real estate$34,152,000844
Commitments not secured by real estate$3,448,000198
Securities underwriting$07
Other unused commitments$41,255,000906
Memoranda:
Commitments with an original maturity exceeding 1 yr$20,910,0001,141
Securities lent$049
All other off-balance sheet liabilities$0481
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-09-30Rank
Total unused commitments$100,174,0001,056
Loan commitments-revolving, open-end lines secured by 1-4's$8,293,0001,736
Credit card lines$15,366,000235
Commercial real estate, construction & land development$5,628,0002,929
Commitments secured by real estate$1,000,0004,779
Commitments not secured by real estate$4,628,000165
Securities underwriting$07
Other unused commitments$70,887,000581
Memoranda:
Commitments with an original maturity exceeding 1 yr$24,603,0001,027
Securities lent$045
All other off-balance sheet liabilities$0461
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$010
2006-06-30Rank
Total unused commitments$115,652,000934
Loan commitments-revolving, open-end lines secured by 1-4's$7,629,0001,810
Credit card lines$15,864,000231
Commercial real estate, construction & land development$16,255,0001,625
Commitments secured by real estate$10,056,0002,157
Commitments not secured by real estate$6,199,000138
Securities underwriting$07
Other unused commitments$75,904,000534
Memoranda:
Commitments with an original maturity exceeding 1 yr$29,761,000873
Securities lent$047
All other off-balance sheet liabilities$0442
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$011
2006-03-31Rank
Total unused commitments$103,903,0001,004
Loan commitments-revolving, open-end lines secured by 1-4's$6,733,0001,944
Credit card lines$14,775,000242
Commercial real estate, construction & land development$10,204,0002,124
Commitments secured by real estate$5,925,0002,741
Commitments not secured by real estate$4,279,000154
Securities underwriting$07
Other unused commitments$72,191,000553
Memoranda:
Commitments with an original maturity exceeding 1 yr$32,527,000808
Securities lent$045
All other off-balance sheet liabilities$0430
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2005-12-31Rank
Total unused commitments$108,450,000950
Loan commitments-revolving, open-end lines secured by 1-4's$6,511,0001,959
Credit card lines$14,520,000235
Commercial real estate, construction & land development$14,578,0001,692
Commitments secured by real estate$9,285,0002,173
Commitments not secured by real estate$5,293,000138
Securities underwriting$07
Other unused commitments$72,841,000537
Memoranda:
Commitments with an original maturity exceeding 1 yr$37,067,000725
Securities lent$045
All other off-balance sheet liabilities$0302
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-09-30Rank
Total unused commitments$89,586,0001,087
Loan commitments-revolving, open-end lines secured by 1-4's$6,499,0001,926
Credit card lines$13,576,000244
Commercial real estate, construction & land development$5,724,0002,775
Commitments secured by real estate$2,632,0003,708
Commitments not secured by real estate$3,092,000177
Securities underwriting$07
Other unused commitments$63,787,000580
Memoranda:
Commitments with an original maturity exceeding 1 yr$34,111,000751
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$69,069,0001,298
Loan commitments-revolving, open-end lines secured by 1-4's$6,279,0001,930
Credit card lines$13,368,000243
Commercial real estate, construction & land development$4,248,0003,064
Commitments secured by real estate$1,472,0004,319
Commitments not secured by real estate$2,776,000174
Securities underwriting$07
Other unused commitments$45,174,000755
Memoranda:
Commitments with an original maturity exceeding 1 yr$19,513,0001,070
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$57,346,0001,468
Loan commitments-revolving, open-end lines secured by 1-4's$4,288,0002,364
Credit card lines$13,295,000240
Commercial real estate, construction & land development$3,624,0003,189
Commitments secured by real estate$726,0004,837
Commitments not secured by real estate$2,898,000174
Securities underwriting$07
Other unused commitments$36,139,000910
Memoranda:
Commitments with an original maturity exceeding 1 yr$21,228,000959
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$55,971,0001,453
Loan commitments-revolving, open-end lines secured by 1-4's$3,754,0002,484
Credit card lines$13,065,000246
Commercial real estate, construction & land development$5,373,0002,624
Commitments secured by real estate$1,156,0004,402
Commitments not secured by real estate$4,217,000137
Securities underwriting$08
Other unused commitments$33,779,000920
Memoranda:
Commitments with an original maturity exceeding 1 yr$15,514,0001,144
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$55,152,0001,464
Loan commitments-revolving, open-end lines secured by 1-4's$3,413,0002,556
Credit card lines$11,994,000271
Commercial real estate, construction & land development$4,325,0002,890
Commitments secured by real estate$1,948,0003,836
Commitments not secured by real estate$2,377,000196
Securities underwriting$07
Other unused commitments$35,420,000869
Memoranda:
Commitments with an original maturity exceeding 1 yr$13,699,0001,199
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$52,168,0001,517
Loan commitments-revolving, open-end lines secured by 1-4's$3,321,0002,571
Credit card lines$12,048,000269
Commercial real estate, construction & land development$3,409,0003,168
Commitments secured by real estate$742,0004,805
Commitments not secured by real estate$2,667,000187
Securities underwriting$06
Other unused commitments$33,390,000899
Memoranda:
Commitments with an original maturity exceeding 1 yr$13,900,0001,158
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$51,027,0001,477
Loan commitments-revolving, open-end lines secured by 1-4's$3,489,0002,433
Credit card lines$12,319,000281
Commercial real estate, construction & land development$2,994,0003,205
Commitments secured by real estate$422,0005,117
Commitments not secured by real estate$2,572,000174
Securities underwriting$06
Other unused commitments$32,225,000942
Memoranda:
Commitments with an original maturity exceeding 1 yr$14,508,0001,108
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$55,253,0001,339
Loan commitments-revolving, open-end lines secured by 1-4's$3,147,0002,151
Credit card lines$12,519,000249
Commercial real estate, construction & land development$2,485,0003,405
Commitments secured by real estate$393,0005,174
Commitments not secured by real estate$2,092,000209
Securities underwriting$07
Other unused commitments$37,102,000789
Memoranda:
Commitments with an original maturity exceeding 1 yr$12,286,0001,189
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$55,485,0001,358
Loan commitments-revolving, open-end lines secured by 1-4's$3,311,0002,104
Credit card lines$12,900,000254
Commercial real estate, construction & land development$2,233,0003,584
Commitments secured by real estate$733,0004,729
Commitments not secured by real estate$1,500,000249
Securities underwriting$06
Other unused commitments$37,041,000816
Memoranda:
Commitments with an original maturity exceeding 1 yr$14,486,0001,052
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$52,939,0001,390
Loan commitments-revolving, open-end lines secured by 1-4's$3,115,0002,090
Credit card lines$12,956,000256
Commercial real estate, construction & land development$3,115,0003,051
Commitments secured by real estate$534,0004,955
Commitments not secured by real estate$2,581,000187
Securities underwriting$06
Other unused commitments$33,753,000861
Memoranda:
Commitments with an original maturity exceeding 1 yr$13,838,0001,042
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$51,114,0001,377
Loan commitments-revolving, open-end lines secured by 1-4's$2,706,0002,186
Credit card lines$13,367,000255
Commercial real estate, construction & land development$2,768,0003,070
Commitments secured by real estate$526,0004,850
Commitments not secured by real estate$2,242,000200
Securities underwriting$07
Other unused commitments$32,273,000880
Memoranda:
Commitments with an original maturity exceeding 1 yr$15,126,000947
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$56,778,0001,224
Loan commitments-revolving, open-end lines secured by 1-4's$2,645,0002,124
Credit card lines$13,342,000251
Commercial real estate, construction & land development$3,184,0002,860
Commitments secured by real estate$362,0005,115
Commitments not secured by real estate$2,822,000179
Securities underwriting$07
Other unused commitments$37,607,000759
Memoranda:
Commitments with an original maturity exceeding 1 yr$14,561,000916
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$57,537,0001,143
Loan commitments-revolving, open-end lines secured by 1-4's$2,940,0001,879
Credit card lines$14,812,000256
Commercial real estate, construction & land development$5,718,0001,939
Commitments secured by real estate$3,651,0002,433
Commitments not secured by real estate$2,067,000252
Securities underwriting$08
Other unused commitments$34,067,000785
Memoranda:
Commitments with an original maturity exceeding 1 yr$11,054,0001,025
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$43,440,0001,296
Loan commitments-revolving, open-end lines secured by 1-4's$2,960,0001,718
Credit card lines$17,234,000256
Commercial real estate, construction & land development$3,206,0002,523
Commitments secured by real estate$953,0004,027
Commitments not secured by real estate$2,253,000235
Securities underwriting$09
Other unused commitments$20,040,0001,163
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,010,0001,107
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$48,719,0001,218
Loan commitments-revolving, open-end lines secured by 1-4's$2,972,0001,703
Credit card lines$16,007,000287
Commercial real estate, construction & land development$7,151,0001,560
Commitments secured by real estate$5,710,0001,749
Commitments not secured by real estate$1,441,000325
Securities underwriting$012
Other unused commitments$22,589,0001,068
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,683,0001,049
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$39,511,0001,348
Loan commitments-revolving, open-end lines secured by 1-4's$2,447,0001,804
Credit card lines$11,510,000380
Commercial real estate, construction & land development$971,0003,943
Commitments secured by real estate$157,0005,607
Commitments not secured by real estate$814,000405
Securities underwriting$013
Other unused commitments$24,583,000949
Memoranda:
Commitments with an original maturity exceeding 1 yr$2,447,0002,064
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$032
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$25,723,0001,757
Loan commitments-revolving, open-end lines secured by 1-4's$1,997,0001,946
Credit card lines$10,761,000391
Commercial real estate, construction & land development$2,144,0002,712
Commitments secured by real estate$1,111,0003,564
Commitments not secured by real estate$1,033,000363
Securities underwriting$016
Other unused commitments$10,821,0001,720
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,141,0002,788
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$042
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$32,062,0001,479
Loan commitments-revolving, open-end lines secured by 1-4's$1,365,0002,327
Credit card lines$9,001,000476
Commercial real estate, construction & land development$7,146,0001,191
Commitments secured by real estate$7,146,0001,150
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$14,550,0001,380
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$27,736,0001,593
Loan commitments-revolving, open-end lines secured by 1-4's$1,155,0002,463
Credit card lines$9,209,000555
Commercial real estate, construction & land development$3,293,0001,959
Commitments secured by real estate$3,293,0001,868
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$14,079,0001,387
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$25,856,0001,601
Loan commitments-revolving, open-end lines secured by 1-4's$1,281,0002,370
Credit card lines$9,236,000553
Commercial real estate, construction & land development$2,656,0002,162
Commitments secured by real estate$2,656,0002,085
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$12,683,0001,425
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$052
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$26,883,0001,573
Loan commitments-revolving, open-end lines secured by 1-4's$987,0002,626
Credit card lines$7,026,000608
Commercial real estate, construction & land development$3,191,0001,783
Commitments secured by real estate$3,191,0001,691
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$15,679,0001,128
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$048
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$19,766,0001,852
Loan commitments-revolving, open-end lines secured by 1-4's$1,154,0002,405
Credit card lines$6,802,000616
Commercial real estate, construction & land development$07,208
Commitments secured by real estate$07,068
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$11,810,0001,349
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$054
Acquired by reporting bank$0109