Home > Exchange National Bank of Moore > Income and Expense
Exchange National Bank of Moore, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,005 |
| Total interest expense | $463,000 | 3,235 |
| Net interest income | $641,000 | 5,684 |
| Provision for loan and lease losses | $65,000 | 3,888 |
| Total noninterest income | $230,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $194,000 | 1,783 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $713,000 | 5,104 |
| Salaries and employee benefits | $401,000 | 4,859 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $254,000 | 4,968 |
| Pre-tax net operating income | $93,000 | 5,221 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $90,000 | 5,151 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $90,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $90,000 | 5,151 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $90,000 | 5,087 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 7,597 |
| Total interest expense | $117,000 | 7,496 |
| Net interest income | $192,000 | 7,604 |
| Provision for loan and lease losses | $6,000 | 6,979 |
| Total noninterest income | $64,000 | 6,952 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 6,173 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,786 |
| Total noninterest expense | $148,000 | 7,635 |
| Salaries and employee benefits | $88,000 | 7,621 |
| Premises and equipment expense | $12,000 | 7,609 |
| Additional noninterest expense | $48,000 | 7,640 |
| Pre-tax net operating income | $102,000 | 5,471 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $16,000 | 4,094 |
| Income before extraordinary items | $86,000 | 5,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 5,664 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $86,000 | 5,664 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $86,000 | 5,527 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 4,050 |
| Total interest expense | $1,447,000 | 3,794 |
| Net interest income | $3,679,000 | 4,063 |
| Provision for loan and lease losses | $20,000 | 6,666 |
| Total noninterest income | $625,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $638,000 | 1,773 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-13,000 | 7,233 |
| Total noninterest expense | $2,554,000 | 4,685 |
| Salaries and employee benefits | $1,573,000 | 4,138 |
| Premises and equipment expense | $156,000 | 6,212 |
| Additional noninterest expense | $825,000 | 4,838 |
| Pre-tax net operating income | $1,730,000 | 2,126 |
| Securities gains (losses) | $433,000 | 836 |
| Applicable income taxes | $-13,000 | 6,855 |
| Income before extraordinary items | $2,176,000 | 1,534 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,176,000 | 1,537 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,176,000 | 1,537 |
| Net charge-offs | $-64,000 | 7,662 |
| Cash dividends | $1,260,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,743,000 | 1,794 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 4,057 |
| Total interest expense | $958,000 | 3,921 |
| Net interest income | $2,498,000 | 4,020 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $543,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $421,000 | 1,806 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $1,889,000 | 4,403 |
| Salaries and employee benefits | $1,049,000 | 4,156 |
| Premises and equipment expense | $107,000 | 6,196 |
| Additional noninterest expense | $733,000 | 4,016 |
| Pre-tax net operating income | $1,062,000 | 2,264 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-13,000 | 6,946 |
| Income before extraordinary items | $1,075,000 | 1,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,075,000 | 1,984 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,075,000 | 1,984 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $1,070,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,075,000 | 1,897 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 4,088 |
| Total interest expense | $486,000 | 4,012 |
| Net interest income | $1,257,000 | 4,031 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $266,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $209,000 | 1,809 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $1,019,000 | 4,223 |
| Salaries and employee benefits | $526,000 | 4,209 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $438,000 | 3,557 |
| Pre-tax net operating income | $459,000 | 2,570 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-13,000 | 7,130 |
| Income before extraordinary items | $472,000 | 2,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $472,000 | 2,242 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $472,000 | 2,243 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $796,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $472,000 | 2,153 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 4,245 |
| Total interest expense | $1,990,000 | 4,472 |
| Net interest income | $4,834,000 | 4,030 |
| Provision for loan and lease losses | $654,000 | 4,133 |
| Total noninterest income | $1,179,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $969,000 | 1,737 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $210,000 | 4,551 |
| Total noninterest expense | $3,502,000 | 4,716 |
| Salaries and employee benefits | $2,029,000 | 4,316 |
| Premises and equipment expense | $203,000 | 6,461 |
| Additional noninterest expense | $1,270,000 | 4,569 |
| Pre-tax net operating income | $1,857,000 | 2,029 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,857,000 | 1,797 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,857,000 | 1,794 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,857,000 | 1,796 |
| Net charge-offs | $670,000 | 3,411 |
| Cash dividends | $1,229,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,857,000 | 1,759 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 4,331 |
| Total interest expense | $1,497,000 | 4,606 |
| Net interest income | $3,563,000 | 4,077 |
| Provision for loan and lease losses | $578,000 | 3,582 |
| Total noninterest income | $890,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $732,000 | 1,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $158,000 | 4,673 |
| Total noninterest expense | $2,608,000 | 4,751 |
| Salaries and employee benefits | $1,510,000 | 4,363 |
| Premises and equipment expense | $171,000 | 6,292 |
| Additional noninterest expense | $927,000 | 4,636 |
| Pre-tax net operating income | $1,267,000 | 2,344 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,267,000 | 2,085 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,267,000 | 2,083 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,267,000 | 2,085 |
| Net charge-offs | $665,000 | 2,689 |
| Cash dividends | $1,229,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,267,000 | 2,040 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 4,407 |
| Total interest expense | $1,018,000 | 4,684 |
| Net interest income | $2,313,000 | 4,124 |
| Provision for loan and lease losses | $542,000 | 2,864 |
| Total noninterest income | $593,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $485,000 | 1,718 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $108,000 | 4,657 |
| Total noninterest expense | $1,674,000 | 4,906 |
| Salaries and employee benefits | $1,001,000 | 4,436 |
| Premises and equipment expense | $114,000 | 6,340 |
| Additional noninterest expense | $559,000 | 4,939 |
| Pre-tax net operating income | $690,000 | 2,797 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $690,000 | 2,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $690,000 | 2,517 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $690,000 | 2,519 |
| Net charge-offs | $662,000 | 2,036 |
| Cash dividends | $1,002,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $690,000 | 2,442 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 4,550 |
| Total interest expense | $516,000 | 4,757 |
| Net interest income | $1,093,000 | 4,298 |
| Provision for loan and lease losses | $506,000 | 1,751 |
| Total noninterest income | $297,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $237,000 | 1,706 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $820,000 | 4,886 |
| Salaries and employee benefits | $484,000 | 4,580 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $283,000 | 4,590 |
| Pre-tax net operating income | $64,000 | 5,444 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $64,000 | 5,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 5,484 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $64,000 | 5,484 |
| Net charge-offs | $666,000 | 1,182 |
| Cash dividends | $832,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $64,000 | 5,303 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 4,843 |
| Total interest expense | $2,292,000 | 4,968 |
| Net interest income | $3,916,000 | 4,643 |
| Provision for loan and lease losses | $275,000 | 4,772 |
| Total noninterest income | $1,326,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,088,000 | 1,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $238,000 | 4,536 |
| Total noninterest expense | $3,417,000 | 4,714 |
| Salaries and employee benefits | $1,900,000 | 4,637 |
| Premises and equipment expense | $172,000 | 6,934 |
| Additional noninterest expense | $1,345,000 | 3,926 |
| Pre-tax net operating income | $1,550,000 | 2,956 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,583,000 | 2,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,583,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,208 |
| Cash dividends | $603,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $1,330,000 | 387 |
| Net operating income | $1,550,000 | 2,598 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 4,940 |
| Total interest expense | $1,748,000 | 5,053 |
| Net interest income | $2,876,000 | 4,737 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $1,001,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $817,000 | 1,644 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $184,000 | 4,580 |
| Total noninterest expense | $2,578,000 | 4,684 |
| Salaries and employee benefits | $1,379,000 | 4,739 |
| Premises and equipment expense | $130,000 | 6,963 |
| Additional noninterest expense | $1,069,000 | 3,693 |
| Pre-tax net operating income | $1,269,000 | 3,205 |
| Securities gains (losses) | $11,000 | 2,331 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,280,000 | 2,634 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,280,000 | 2,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,887 |
| Cash dividends | $603,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,269,000 | 2,780 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 5,045 |
| Total interest expense | $1,205,000 | 5,109 |
| Net interest income | $1,825,000 | 4,898 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $660,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $532,000 | 1,659 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $128,000 | 4,591 |
| Total noninterest expense | $1,542,000 | 5,034 |
| Salaries and employee benefits | $930,000 | 4,748 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $528,000 | 4,574 |
| Pre-tax net operating income | $931,000 | 3,094 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $931,000 | 2,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $931,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,855 |
| Cash dividends | $414,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $931,000 | 2,681 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 5,126 |
| Total interest expense | $650,000 | 5,074 |
| Net interest income | $876,000 | 5,023 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $335,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $270,000 | 1,610 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $771,000 | 5,049 |
| Salaries and employee benefits | $456,000 | 4,846 |
| Premises and equipment expense | $44,000 | 7,000 |
| Additional noninterest expense | $271,000 | 4,437 |
| Pre-tax net operating income | $440,000 | 3,314 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $440,000 | 2,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,797 |
| Cash dividends | $190,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $440,000 | 2,894 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 5,290 |
| Total interest expense | $2,740,000 | 5,026 |
| Net interest income | $3,164,000 | 5,360 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,336,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,108,000 | 1,618 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $228,000 | 4,796 |
| Total noninterest expense | $3,023,000 | 4,985 |
| Salaries and employee benefits | $1,776,000 | 4,783 |
| Premises and equipment expense | $183,000 | 6,903 |
| Additional noninterest expense | $1,064,000 | 4,441 |
| Pre-tax net operating income | $1,417,000 | 4,002 |
| Securities gains (losses) | $39,000 | 877 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,456,000 | 3,518 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,456,000 | 3,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $526,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,417,000 | 3,550 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 5,389 |
| Total interest expense | $2,021,000 | 5,081 |
| Net interest income | $2,261,000 | 5,520 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $988,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $819,000 | 1,614 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $2,245,000 | 4,986 |
| Salaries and employee benefits | $1,353,000 | 4,707 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $745,000 | 4,621 |
| Pre-tax net operating income | $950,000 | 4,469 |
| Securities gains (losses) | $39,000 | 673 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $989,000 | 3,919 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $989,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $526,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $950,000 | 3,978 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 5,413 |
| Total interest expense | $1,301,000 | 5,185 |
| Net interest income | $1,553,000 | 5,466 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $644,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $536,000 | 1,650 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $1,485,000 | 5,041 |
| Salaries and employee benefits | $912,000 | 4,703 |
| Premises and equipment expense | $99,000 | 6,786 |
| Additional noninterest expense | $474,000 | 4,744 |
| Pre-tax net operating income | $676,000 | 4,398 |
| Securities gains (losses) | $41,000 | 574 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $717,000 | 3,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $717,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $334,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $676,000 | 3,893 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 5,396 |
| Total interest expense | $635,000 | 5,230 |
| Net interest income | $804,000 | 5,373 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $317,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $258,000 | 1,670 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $752,000 | 5,006 |
| Salaries and employee benefits | $461,000 | 4,705 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $351,000 | 4,306 |
| Securities gains (losses) | $41,000 | 443 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $392,000 | 3,550 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $392,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $254,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $351,000 | 3,790 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,517 |
| Total interest expense | $1,958,000 | 5,457 |
| Net interest income | $3,110,000 | 5,418 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,283,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,019,000 | 1,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 4,547 |
| Total noninterest expense | $2,974,000 | 4,926 |
| Salaries and employee benefits | $1,766,000 | 4,680 |
| Premises and equipment expense | $211,000 | 6,607 |
| Additional noninterest expense | $997,000 | 4,524 |
| Pre-tax net operating income | $1,419,000 | 4,420 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,402,000 | 3,936 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,402,000 | 3,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $915,000 | 2,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,419,000 | 3,883 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 5,597 |
| Total interest expense | $1,378,000 | 5,569 |
| Net interest income | $2,321,000 | 5,476 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $977,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $762,000 | 1,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,387 |
| Total noninterest expense | $2,177,000 | 4,977 |
| Salaries and employee benefits | $1,310,000 | 4,689 |
| Premises and equipment expense | $165,000 | 6,536 |
| Additional noninterest expense | $702,000 | 4,686 |
| Pre-tax net operating income | $1,121,000 | 4,472 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,121,000 | 3,889 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,121,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $915,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,121,000 | 3,878 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 5,659 |
| Total interest expense | $839,000 | 5,687 |
| Net interest income | $1,552,000 | 5,491 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $668,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $507,000 | 1,725 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,160 |
| Total noninterest expense | $1,436,000 | 5,038 |
| Salaries and employee benefits | $868,000 | 4,735 |
| Premises and equipment expense | $111,000 | 6,530 |
| Additional noninterest expense | $457,000 | 4,768 |
| Pre-tax net operating income | $784,000 | 4,371 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $784,000 | 3,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $784,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $360,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $784,000 | 3,790 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,666 |
| Total interest expense | $397,000 | 5,721 |
| Net interest income | $774,000 | 5,493 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $363,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $254,000 | 1,660 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,553 |
| Total noninterest expense | $718,000 | 5,051 |
| Salaries and employee benefits | $436,000 | 4,747 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $227,000 | 4,767 |
| Pre-tax net operating income | $419,000 | 4,178 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $419,000 | 3,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $419,000 | 3,551 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 5,472 |
| Total interest expense | $1,205,000 | 5,798 |
| Net interest income | $3,320,000 | 5,174 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,215,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $936,000 | 1,825 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $279,000 | 4,500 |
| Total noninterest expense | $2,935,000 | 4,838 |
| Salaries and employee benefits | $1,676,000 | 4,710 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $1,039,000 | 4,290 |
| Pre-tax net operating income | $1,600,000 | 4,227 |
| Securities gains (losses) | $18,000 | 1,287 |
| Applicable income taxes | $615,000 | 3,033 |
| Income before extraordinary items | $1,003,000 | 4,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $991,480 | 4,829 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 5,489 |
| Total interest expense | $839,000 | 5,886 |
| Net interest income | $2,501,000 | 5,178 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $878,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $686,000 | 1,873 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,690 |
| Total noninterest expense | $2,138,000 | 4,912 |
| Salaries and employee benefits | $1,257,000 | 4,675 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $716,000 | 4,558 |
| Pre-tax net operating income | $1,241,000 | 4,226 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $448,000 | 3,133 |
| Income before extraordinary items | $793,000 | 4,780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $793,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,884 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $793,000 | 4,749 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 5,473 |
| Total interest expense | $511,000 | 5,982 |
| Net interest income | $1,677,000 | 5,162 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $598,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $456,000 | 1,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $142,000 | 4,446 |
| Total noninterest expense | $1,401,000 | 4,965 |
| Salaries and employee benefits | $830,000 | 4,695 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $462,000 | 4,640 |
| Pre-tax net operating income | $874,000 | 4,064 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $320,000 | 2,991 |
| Income before extraordinary items | $554,000 | 4,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $554,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,464 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $554,000 | 4,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,511 |
| Total interest expense | $229,000 | 6,190 |
| Net interest income | $848,000 | 5,149 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $293,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $227,000 | 1,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $698,000 | 5,012 |
| Salaries and employee benefits | $395,000 | 4,882 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $249,000 | 4,376 |
| Pre-tax net operating income | $443,000 | 4,006 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $163,000 | 2,965 |
| Income before extraordinary items | $280,000 | 4,564 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $280,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,152 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $280,000 | 4,524 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 5,343 |
| Total interest expense | $801,000 | 6,261 |
| Net interest income | $3,486,000 | 4,918 |
| Provision for loan and lease losses | $162,000 | 4,106 |
| Total noninterest income | $1,020,000 | 3,489 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $829,000 | 2,075 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $191,000 | 5,203 |
| Total noninterest expense | $2,929,000 | 4,739 |
| Salaries and employee benefits | $1,627,000 | 4,682 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $1,077,000 | 4,086 |
| Pre-tax net operating income | $1,415,000 | 4,400 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $434,000 | 3,572 |
| Income before extraordinary items | $1,025,000 | 4,623 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,025,000 | 4,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,489 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $994,200 | 4,646 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 5,324 |
| Total interest expense | $594,000 | 6,282 |
| Net interest income | $2,610,000 | 4,908 |
| Provision for loan and lease losses | $162,000 | 3,396 |
| Total noninterest income | $765,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $615,000 | 2,118 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $2,171,000 | 4,732 |
| Salaries and employee benefits | $1,212,000 | 4,644 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $789,000 | 4,125 |
| Pre-tax net operating income | $1,042,000 | 4,505 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $394,000 | 3,332 |
| Income before extraordinary items | $692,000 | 4,985 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $692,000 | 4,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,684 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $663,840 | 5,003 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 5,328 |
| Total interest expense | $389,000 | 6,357 |
| Net interest income | $1,756,000 | 4,877 |
| Provision for loan and lease losses | $132,000 | 2,955 |
| Total noninterest income | $495,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $396,000 | 2,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $1,419,000 | 4,826 |
| Salaries and employee benefits | $777,000 | 4,810 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $530,000 | 4,136 |
| Pre-tax net operating income | $700,000 | 4,452 |
| Securities gains (losses) | $93,000 | 1,081 |
| Applicable income taxes | $275,000 | 3,221 |
| Income before extraordinary items | $518,000 | 4,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $518,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $457,550 | 4,876 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 5,389 |
| Total interest expense | $190,000 | 6,474 |
| Net interest income | $869,000 | 4,912 |
| Provision for loan and lease losses | $72,000 | 2,735 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $196,000 | 2,118 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $719,000 | 4,828 |
| Salaries and employee benefits | $384,000 | 4,881 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $278,000 | 3,983 |
| Pre-tax net operating income | $331,000 | 4,587 |
| Securities gains (losses) | $93,000 | 843 |
| Applicable income taxes | $158,000 | 2,998 |
| Income before extraordinary items | $266,000 | 4,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $206,480 | 5,139 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 5,640 |
| Total interest expense | $766,000 | 6,821 |
| Net interest income | $3,240,000 | 5,057 |
| Provision for loan and lease losses | $332,000 | 2,952 |
| Total noninterest income | $851,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $660,000 | 2,487 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $2,759,000 | 4,877 |
| Salaries and employee benefits | $1,479,000 | 4,883 |
| Premises and equipment expense | $241,000 | 6,284 |
| Additional noninterest expense | $1,039,000 | 4,148 |
| Pre-tax net operating income | $1,000,000 | 5,180 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $384,000 | 3,866 |
| Income before extraordinary items | $616,000 | 5,896 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $616,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,104 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $616,000 | 5,719 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 5,711 |
| Total interest expense | $604,000 | 6,839 |
| Net interest income | $2,395,000 | 5,125 |
| Provision for loan and lease losses | $227,000 | 3,045 |
| Total noninterest income | $624,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $471,000 | 2,614 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,306 |
| Total noninterest expense | $2,012,000 | 4,962 |
| Salaries and employee benefits | $1,105,000 | 4,889 |
| Premises and equipment expense | $183,000 | 6,241 |
| Additional noninterest expense | $724,000 | 4,363 |
| Pre-tax net operating income | $780,000 | 5,202 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $348,000 | 3,650 |
| Income before extraordinary items | $432,000 | 6,179 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $432,000 | 6,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,704 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $432,000 | 6,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 5,741 |
| Total interest expense | $423,000 | 6,823 |
| Net interest income | $1,582,000 | 5,158 |
| Provision for loan and lease losses | $144,000 | 3,199 |
| Total noninterest income | $397,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $292,000 | 2,714 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $1,331,000 | 4,976 |
| Salaries and employee benefits | $742,000 | 4,870 |
| Premises and equipment expense | $125,000 | 6,160 |
| Additional noninterest expense | $464,000 | 4,487 |
| Pre-tax net operating income | $504,000 | 5,287 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $234,000 | 3,678 |
| Income before extraordinary items | $270,000 | 6,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $270,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,688 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $270,000 | 6,130 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 5,756 |
| Total interest expense | $217,000 | 6,851 |
| Net interest income | $788,000 | 5,146 |
| Provision for loan and lease losses | $72,000 | 3,031 |
| Total noninterest income | $203,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $149,000 | 2,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $644,000 | 5,094 |
| Salaries and employee benefits | $371,000 | 4,889 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $212,000 | 4,752 |
| Pre-tax net operating income | $275,000 | 5,017 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $145,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,327 |
| Cash dividends | $187,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $145,000 | 5,910 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 5,636 |
| Total interest expense | $1,122,000 | 6,615 |
| Net interest income | $3,236,000 | 5,029 |
| Provision for loan and lease losses | $257,000 | 3,796 |
| Total noninterest income | $763,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $557,000 | 2,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,956 |
| Total noninterest expense | $2,547,000 | 5,020 |
| Salaries and employee benefits | $1,515,000 | 4,664 |
| Premises and equipment expense | $227,000 | 6,428 |
| Additional noninterest expense | $805,000 | 4,904 |
| Pre-tax net operating income | $1,195,000 | 4,725 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $445,000 | 3,681 |
| Income before extraordinary items | $750,000 | 5,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $750,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,827 |
| Cash dividends | $241,000 | 4,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $750,000 | 5,232 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 6,115 |
| Total interest expense | $1,577,000 | 6,830 |
| Net interest income | $2,712,000 | 5,434 |
| Provision for loan and lease losses | $102,000 | 5,556 |
| Total noninterest income | $779,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $599,000 | 2,436 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $180,000 | 5,161 |
| Total noninterest expense | $2,338,000 | 5,189 |
| Salaries and employee benefits | $1,321,000 | 4,972 |
| Premises and equipment expense | $227,000 | 6,391 |
| Additional noninterest expense | $790,000 | 4,822 |
| Pre-tax net operating income | $1,051,000 | 4,785 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $408,000 | 3,694 |
| Income before extraordinary items | $661,000 | 5,363 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $661,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $649,480 | 5,290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 6,396 |
| Total interest expense | $1,594,000 | 6,980 |
| Net interest income | $2,517,000 | 5,775 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $723,000 | 3,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $2,049,000 | 5,589 |
| Salaries and employee benefits | $1,137,000 | 5,428 |
| Premises and equipment expense | $193,000 | 6,884 |
| Additional noninterest expense | $719,000 | 5,079 |
| Pre-tax net operating income | $1,131,000 | 4,905 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $372,000 | 4,149 |
| Income before extraordinary items | $759,000 | 5,207 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $759,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,854 |
| Cash dividends | $5,000 | 6,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $759,000 | 5,198 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 6,695 |
| Total interest expense | $1,199,000 | 7,650 |
| Net interest income | $2,430,000 | 5,901 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $724,000 | 3,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,571 |
| Total noninterest expense | $2,008,000 | 5,667 |
| Salaries and employee benefits | $1,101,000 | 5,493 |
| Premises and equipment expense | $187,000 | 7,010 |
| Additional noninterest expense | $720,000 | 5,154 |
| Pre-tax net operating income | $1,086,000 | 5,058 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $401,000 | 4,157 |
| Income before extraordinary items | $676,000 | 5,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $332,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $681,760 | 5,503 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 7,388 |
| Total interest expense | $1,046,000 | 8,298 |
| Net interest income | $2,070,000 | 6,538 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $705,000 | 3,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,008 |
| Total noninterest expense | $1,724,000 | 6,173 |
| Salaries and employee benefits | $947,000 | 5,998 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $600,000 | 5,757 |
| Pre-tax net operating income | $991,000 | 5,436 |
| Securities gains (losses) | $51,000 | 1,715 |
| Applicable income taxes | $378,000 | 4,567 |
| Income before extraordinary items | $664,000 | 5,751 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $664,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $276,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $631,360 | 5,800 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 8,006 |
| Total interest expense | $975,000 | 8,754 |
| Net interest income | $1,824,000 | 7,263 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $721,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $589,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,034 |
| Total noninterest expense | $1,602,000 | 6,532 |
| Salaries and employee benefits | $870,000 | 6,439 |
| Premises and equipment expense | $182,000 | 7,166 |
| Additional noninterest expense | $550,000 | 6,116 |
| Pre-tax net operating income | $903,000 | 6,139 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $554,000 | 6,645 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $554,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $213,000 | 5,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $554,000 | 6,589 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 8,648 |
| Total interest expense | $916,000 | 9,277 |
| Net interest income | $1,622,000 | 7,971 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $722,000 | 4,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $602,000 | 2,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,594 |
| Total noninterest expense | $1,602,000 | 6,836 |
| Salaries and employee benefits | $811,000 | 6,926 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $565,000 | 6,579 |
| Pre-tax net operating income | $692,000 | 6,967 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $263,000 | 6,270 |
| Income before extraordinary items | $429,000 | 7,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $429,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $255,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $429,000 | 7,334 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 9,356 |
| Total interest expense | $780,000 | 10,025 |
| Net interest income | $1,460,000 | 8,652 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $715,000 | 4,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $613,000 | 2,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,607,000 | 6,960 |
| Salaries and employee benefits | $803,000 | 7,085 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $523,000 | 8,307 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $16,000 | 10,816 |
| Income before extraordinary items | $507,000 | 7,201 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $507,000 | 7,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $507,000 | 7,170 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 9,863 |
| Total interest expense | $620,000 | 10,510 |
| Net interest income | $1,345,000 | 9,325 |
| Provision for loan and lease losses | $-19,000 | 11,836 |
| Total noninterest income | $660,000 | 4,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $553,000 | 2,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,736,000 | 6,880 |
| Salaries and employee benefits | $731,000 | 7,669 |
| Premises and equipment expense | $172,000 | 8,034 |
| Additional noninterest expense | $833,000 | 5,514 |
| Pre-tax net operating income | $288,000 | 10,214 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-6,000 | 12,062 |
| Income before extraordinary items | $294,000 | 9,209 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $294,000 | 9,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $294,000 | 9,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 10,229 |
| Total interest expense | $629,000 | 10,976 |
| Net interest income | $1,349,000 | 9,578 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $666,000 | 4,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 8,081 |
| Total noninterest expense | $1,722,000 | 7,126 |
| Salaries and employee benefits | $761,000 | 7,566 |
| Premises and equipment expense | $175,000 | 8,253 |
| Additional noninterest expense | $786,000 | 6,006 |
| Pre-tax net operating income | $214,000 | 10,920 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $202,000 | 10,630 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $284,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,000 | 10,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 10,510 |
| Total interest expense | $840,000 | 11,149 |
| Net interest income | $1,345,000 | 9,822 |
| Provision for loan and lease losses | $131,000 | 6,478 |
| Total noninterest income | $720,000 | 4,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $570,000 | 2,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $2,013,000 | 6,350 |
| Salaries and employee benefits | $777,000 | 7,417 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $1,067,000 | 4,790 |
| Pre-tax net operating income | $-79,000 | 12,907 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-79,000 | 13,034 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-79,000 | 13,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 4,207 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $804,000 | 452 |
| Net operating income | $-79,000 | 12,872 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.