Home > Exchange Bank & Trust > Income and Expense
Exchange Bank & Trust, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 1,539 |
| Total interest expense | $2,114,000 | 1,806 |
| Net interest income | $5,617,000 | 1,413 |
| Provision for loan and lease losses | $25,000 | 2,263 |
| Total noninterest income | $613,000 | 1,745 |
| Gross Fiduciary activities income | $3,000 | 860 |
| Service charges on deposit accounts | $243,000 | 1,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 1,787 |
| Total noninterest expense | $3,255,000 | 1,779 |
| Salaries and employee benefits | $1,709,000 | 1,865 |
| Premises and equipment expense | $323,000 | 1,782 |
| Additional noninterest expense | $367,000 | 1,787 |
| Pre-tax net operating income | $2,950,000 | 1,089 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $685,000 | 827 |
| Income before extraordinary items | $2,265,000 | 1,159 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,265,000 | 1,176 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,265,000 | 1,159 |
| Net charge-offs | $29,000 | 1,268 |
| Cash dividends | $420,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,265,000 | 1,170 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $28,126,000 | 1,636 |
| Total interest expense | $7,323,000 | 2,032 |
| Net interest income | $20,803,000 | 1,431 |
| Provision for loan and lease losses | $125,000 | 2,362 |
| Total noninterest income | $2,699,000 | 1,706 |
| Gross Fiduciary activities income | $6,000 | 922 |
| Service charges on deposit accounts | $1,087,000 | 956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,606,000 | 1,781 |
| Total noninterest expense | $13,614,000 | 1,708 |
| Salaries and employee benefits | $7,194,000 | 1,782 |
| Premises and equipment expense | $1,265,000 | 1,786 |
| Additional noninterest expense | $1,606,000 | 1,781 |
| Pre-tax net operating income | $9,763,000 | 1,175 |
| Securities gains (losses) | $25,000 | 455 |
| Applicable income taxes | $2,193,000 | 901 |
| Income before extraordinary items | $7,595,000 | 1,253 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,595,000 | 1,266 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,595,000 | 1,253 |
| Net charge-offs | $115,000 | 1,665 |
| Cash dividends | $1,680,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $7,575,250 | 1,273 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $20,624,000 | 1,650 |
| Total interest expense | $5,377,000 | 2,057 |
| Net interest income | $15,247,000 | 1,445 |
| Provision for loan and lease losses | $125,000 | 2,052 |
| Total noninterest income | $1,977,000 | 1,718 |
| Gross Fiduciary activities income | $5,000 | 897 |
| Service charges on deposit accounts | $815,000 | 948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 1,822 |
| Total noninterest expense | $9,452,000 | 1,792 |
| Salaries and employee benefits | $4,831,000 | 1,911 |
| Premises and equipment expense | $961,000 | 1,759 |
| Additional noninterest expense | $1,157,000 | 1,822 |
| Pre-tax net operating income | $7,647,000 | 1,124 |
| Securities gains (losses) | $14,000 | 620 |
| Applicable income taxes | $1,733,000 | 873 |
| Income before extraordinary items | $5,928,000 | 1,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,928,000 | 1,217 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,928,000 | 1,204 |
| Net charge-offs | $29,000 | 1,969 |
| Cash dividends | $1,080,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $5,916,940 | 1,209 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $13,459,000 | 1,656 |
| Total interest expense | $3,499,000 | 2,055 |
| Net interest income | $9,960,000 | 1,458 |
| Provision for loan and lease losses | $150,000 | 1,548 |
| Total noninterest income | $1,315,000 | 1,694 |
| Gross Fiduciary activities income | $4,000 | 895 |
| Service charges on deposit accounts | $532,000 | 951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $779,000 | 1,797 |
| Total noninterest expense | $6,277,000 | 1,786 |
| Salaries and employee benefits | $3,197,000 | 1,920 |
| Premises and equipment expense | $660,000 | 1,713 |
| Additional noninterest expense | $779,000 | 1,797 |
| Pre-tax net operating income | $4,848,000 | 1,158 |
| Securities gains (losses) | $10,000 | 422 |
| Applicable income taxes | $1,146,000 | 871 |
| Income before extraordinary items | $3,712,000 | 1,246 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,712,000 | 1,263 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,712,000 | 1,248 |
| Net charge-offs | $12,000 | 1,964 |
| Cash dividends | $720,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,704,100 | 1,257 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 1,660 |
| Total interest expense | $1,725,000 | 2,028 |
| Net interest income | $4,906,000 | 1,469 |
| Provision for loan and lease losses | $100,000 | 1,230 |
| Total noninterest income | $664,000 | 1,661 |
| Gross Fiduciary activities income | $3,000 | 825 |
| Service charges on deposit accounts | $270,000 | 949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 1,733 |
| Total noninterest expense | $3,234,000 | 1,756 |
| Salaries and employee benefits | $1,629,000 | 1,892 |
| Premises and equipment expense | $315,000 | 1,772 |
| Additional noninterest expense | $391,000 | 1,733 |
| Pre-tax net operating income | $2,236,000 | 1,203 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $523,000 | 918 |
| Income before extraordinary items | $1,713,000 | 1,301 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,713,000 | 1,313 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,713,000 | 1,301 |
| Net charge-offs | $-3,000 | 3,742 |
| Cash dividends | $360,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,713,000 | 1,303 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,194,000 | 1,704 |
| Total interest expense | $4,793,000 | 2,064 |
| Net interest income | $18,401,000 | 1,544 |
| Provision for loan and lease losses | $640,000 | 1,108 |
| Total noninterest income | $3,373,000 | 1,515 |
| Gross Fiduciary activities income | $675,000 | 560 |
| Service charges on deposit accounts | $1,125,000 | 918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,573,000 | 1,832 |
| Total noninterest expense | $12,826,000 | 1,725 |
| Salaries and employee benefits | $6,989,000 | 1,775 |
| Premises and equipment expense | $1,258,000 | 1,750 |
| Additional noninterest expense | $1,573,000 | 1,832 |
| Pre-tax net operating income | $8,308,000 | 1,357 |
| Securities gains (losses) | $-199,000 | 3,951 |
| Applicable income taxes | $1,860,000 | 1,027 |
| Income before extraordinary items | $6,249,000 | 1,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,249,000 | 1,491 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,249,000 | 1,478 |
| Net charge-offs | $64,000 | 1,712 |
| Cash dividends | $1,410,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,406,210 | 1,479 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,850,000 | 1,710 |
| Total interest expense | $3,213,000 | 2,088 |
| Net interest income | $13,637,000 | 1,574 |
| Provision for loan and lease losses | $345,000 | 1,254 |
| Total noninterest income | $1,992,000 | 1,738 |
| Gross Fiduciary activities income | $5,000 | 856 |
| Service charges on deposit accounts | $840,000 | 918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,147,000 | 1,853 |
| Total noninterest expense | $9,075,000 | 1,799 |
| Salaries and employee benefits | $4,789,000 | 1,888 |
| Premises and equipment expense | $984,000 | 1,699 |
| Additional noninterest expense | $1,147,000 | 1,853 |
| Pre-tax net operating income | $6,209,000 | 1,414 |
| Securities gains (losses) | $-231,000 | 4,226 |
| Applicable income taxes | $1,361,000 | 1,072 |
| Income before extraordinary items | $4,617,000 | 1,552 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,617,000 | 1,566 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,617,000 | 1,552 |
| Net charge-offs | $39,000 | 1,585 |
| Cash dividends | $900,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,799,490 | 1,525 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 1,718 |
| Total interest expense | $1,894,000 | 2,090 |
| Net interest income | $9,032,000 | 1,590 |
| Provision for loan and lease losses | $170,000 | 1,451 |
| Total noninterest income | $1,319,000 | 1,678 |
| Gross Fiduciary activities income | $4,000 | 841 |
| Service charges on deposit accounts | $551,000 | 916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $764,000 | 1,791 |
| Total noninterest expense | $6,049,000 | 1,793 |
| Salaries and employee benefits | $3,199,000 | 1,886 |
| Premises and equipment expense | $663,000 | 1,678 |
| Additional noninterest expense | $764,000 | 1,789 |
| Pre-tax net operating income | $4,132,000 | 1,395 |
| Securities gains (losses) | $-14,000 | 3,845 |
| Applicable income taxes | $941,000 | 1,056 |
| Income before extraordinary items | $3,177,000 | 1,493 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,177,000 | 1,511 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,177,000 | 1,493 |
| Net charge-offs | $25,000 | 1,447 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,188,060 | 1,502 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 1,736 |
| Total interest expense | $806,000 | 2,097 |
| Net interest income | $4,486,000 | 1,612 |
| Provision for loan and lease losses | $275,000 | 726 |
| Total noninterest income | $649,000 | 1,704 |
| Gross Fiduciary activities income | $3,000 | 843 |
| Service charges on deposit accounts | $256,000 | 976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 1,762 |
| Total noninterest expense | $3,123,000 | 1,770 |
| Salaries and employee benefits | $1,626,000 | 1,886 |
| Premises and equipment expense | $369,000 | 1,581 |
| Additional noninterest expense | $390,000 | 1,762 |
| Pre-tax net operating income | $1,737,000 | 1,617 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $401,000 | 1,164 |
| Income before extraordinary items | $1,336,000 | 1,724 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,336,000 | 1,723 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,336,000 | 1,724 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,336,000 | 1,745 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,518,000 | 1,730 |
| Total interest expense | $1,270,000 | 2,117 |
| Net interest income | $16,248,000 | 1,681 |
| Provision for loan and lease losses | $368,000 | 1,401 |
| Total noninterest income | $2,763,000 | 1,716 |
| Gross Fiduciary activities income | $43,000 | 809 |
| Service charges on deposit accounts | $1,059,000 | 968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,661,000 | 1,806 |
| Total noninterest expense | $11,454,000 | 1,836 |
| Salaries and employee benefits | $6,544,000 | 1,835 |
| Premises and equipment expense | $1,171,000 | 1,844 |
| Additional noninterest expense | $1,661,000 | 1,806 |
| Pre-tax net operating income | $7,189,000 | 1,610 |
| Securities gains (losses) | $-33,000 | 3,676 |
| Applicable income taxes | $1,547,000 | 1,237 |
| Income before extraordinary items | $5,609,000 | 1,686 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,609,000 | 1,684 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,609,000 | 1,685 |
| Net charge-offs | $22,000 | 1,895 |
| Cash dividends | $1,350,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,635,070 | 1,712 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,659,000 | 1,730 |
| Total interest expense | $762,000 | 2,096 |
| Net interest income | $11,897,000 | 1,698 |
| Provision for loan and lease losses | $233,000 | 1,382 |
| Total noninterest income | $2,102,000 | 1,721 |
| Gross Fiduciary activities income | $42,000 | 783 |
| Service charges on deposit accounts | $779,000 | 996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,281,000 | 1,807 |
| Total noninterest expense | $8,167,000 | 1,890 |
| Salaries and employee benefits | $4,508,000 | 1,933 |
| Premises and equipment expense | $926,000 | 1,786 |
| Additional noninterest expense | $1,281,000 | 1,807 |
| Pre-tax net operating income | $5,599,000 | 1,564 |
| Securities gains (losses) | $-34,000 | 4,048 |
| Applicable income taxes | $1,216,000 | 1,223 |
| Income before extraordinary items | $4,349,000 | 1,635 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,349,000 | 1,634 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,349,000 | 1,634 |
| Net charge-offs | $26,000 | 1,502 |
| Cash dividends | $900,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,375,860 | 1,663 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 1,736 |
| Total interest expense | $422,000 | 2,177 |
| Net interest income | $7,717,000 | 1,704 |
| Provision for loan and lease losses | $108,000 | 1,491 |
| Total noninterest income | $1,426,000 | 1,697 |
| Gross Fiduciary activities income | $41,000 | 734 |
| Service charges on deposit accounts | $489,000 | 1,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $896,000 | 1,788 |
| Total noninterest expense | $5,344,000 | 1,902 |
| Salaries and employee benefits | $2,947,000 | 1,969 |
| Premises and equipment expense | $615,000 | 1,793 |
| Additional noninterest expense | $1,782,000 | 1,753 |
| Pre-tax net operating income | $3,691,000 | 1,495 |
| Securities gains (losses) | $9,000 | 405 |
| Applicable income taxes | $788,000 | 1,178 |
| Income before extraordinary items | $2,912,000 | 1,547 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,912,000 | 1,546 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,912,000 | 1,547 |
| Net charge-offs | $11,000 | 1,552 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,904,890 | 1,583 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 1,737 |
| Total interest expense | $201,000 | 2,205 |
| Net interest income | $3,760,000 | 1,700 |
| Provision for loan and lease losses | $36,000 | 1,505 |
| Total noninterest income | $739,000 | 1,658 |
| Gross Fiduciary activities income | $40,000 | 684 |
| Service charges on deposit accounts | $234,000 | 1,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 1,742 |
| Total noninterest expense | $2,720,000 | 1,877 |
| Salaries and employee benefits | $1,506,000 | 1,933 |
| Premises and equipment expense | $307,000 | 1,804 |
| Additional noninterest expense | $907,000 | 1,707 |
| Pre-tax net operating income | $1,743,000 | 1,481 |
| Securities gains (losses) | $3,000 | 496 |
| Applicable income taxes | $390,000 | 1,120 |
| Income before extraordinary items | $1,356,000 | 1,557 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,356,000 | 1,555 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,356,000 | 1,557 |
| Net charge-offs | $20,000 | 954 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,353,630 | 1,582 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,977,000 | 1,613 |
| Total interest expense | $971,000 | 2,255 |
| Net interest income | $17,006,000 | 1,568 |
| Provision for loan and lease losses | $186,000 | 1,782 |
| Total noninterest income | $3,243,000 | 1,709 |
| Gross Fiduciary activities income | $144,000 | 692 |
| Service charges on deposit accounts | $887,000 | 1,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,212,000 | 1,813 |
| Total noninterest expense | $11,711,000 | 1,763 |
| Salaries and employee benefits | $6,833,000 | 1,746 |
| Premises and equipment expense | $1,224,000 | 1,797 |
| Additional noninterest expense | $3,654,000 | 1,694 |
| Pre-tax net operating income | $8,352,000 | 1,435 |
| Securities gains (losses) | $34,000 | 1,292 |
| Applicable income taxes | $1,933,000 | 1,129 |
| Income before extraordinary items | $6,453,000 | 1,584 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,453,000 | 1,584 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,453,000 | 1,584 |
| Net charge-offs | $15,000 | 2,163 |
| Cash dividends | $1,350,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,426,140 | 1,569 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,710,000 | 1,627 |
| Total interest expense | $758,000 | 2,288 |
| Net interest income | $12,952,000 | 1,566 |
| Provision for loan and lease losses | $168,000 | 1,605 |
| Total noninterest income | $2,439,000 | 1,765 |
| Gross Fiduciary activities income | $108,000 | 694 |
| Service charges on deposit accounts | $642,000 | 1,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,689,000 | 1,840 |
| Total noninterest expense | $8,183,000 | 1,866 |
| Salaries and employee benefits | $4,672,000 | 1,883 |
| Premises and equipment expense | $900,000 | 1,839 |
| Additional noninterest expense | $2,611,000 | 1,756 |
| Pre-tax net operating income | $7,040,000 | 1,380 |
| Securities gains (losses) | $10,000 | 1,630 |
| Applicable income taxes | $1,644,000 | 1,083 |
| Income before extraordinary items | $5,406,000 | 1,528 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,406,000 | 1,528 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,406,000 | 1,528 |
| Net charge-offs | $19,000 | 1,762 |
| Cash dividends | $900,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,398,100 | 1,500 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,942,000 | 1,643 |
| Total interest expense | $531,000 | 2,276 |
| Net interest income | $8,411,000 | 1,586 |
| Provision for loan and lease losses | $132,000 | 1,490 |
| Total noninterest income | $1,638,000 | 1,712 |
| Gross Fiduciary activities income | $71,000 | 700 |
| Service charges on deposit accounts | $396,000 | 1,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,171,000 | 1,756 |
| Total noninterest expense | $5,392,000 | 1,872 |
| Salaries and employee benefits | $3,090,000 | 1,882 |
| Premises and equipment expense | $568,000 | 1,905 |
| Additional noninterest expense | $1,734,000 | 1,749 |
| Pre-tax net operating income | $4,525,000 | 1,398 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $1,064,000 | 1,101 |
| Income before extraordinary items | $3,462,000 | 1,554 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,462,000 | 1,554 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,462,000 | 1,554 |
| Net charge-offs | $10,000 | 1,747 |
| Cash dividends | $600,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,461,210 | 1,523 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 1,726 |
| Total interest expense | $283,000 | 2,259 |
| Net interest income | $3,942,000 | 1,665 |
| Provision for loan and lease losses | $66,000 | 1,558 |
| Total noninterest income | $790,000 | 1,748 |
| Gross Fiduciary activities income | $36,000 | 701 |
| Service charges on deposit accounts | $193,000 | 1,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 1,801 |
| Total noninterest expense | $2,650,000 | 1,878 |
| Salaries and employee benefits | $1,504,000 | 1,899 |
| Premises and equipment expense | $287,000 | 1,897 |
| Additional noninterest expense | $859,000 | 1,737 |
| Pre-tax net operating income | $2,016,000 | 1,515 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $453,000 | 1,210 |
| Income before extraordinary items | $1,564,000 | 1,677 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,564,000 | 1,677 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,564,000 | 1,677 |
| Net charge-offs | $-20,000 | 4,337 |
| Cash dividends | $300,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,563,210 | 1,634 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,203,000 | 1,706 |
| Total interest expense | $1,394,000 | 2,498 |
| Net interest income | $15,809,000 | 1,579 |
| Provision for loan and lease losses | $225,000 | 2,934 |
| Total noninterest income | $2,993,000 | 1,730 |
| Gross Fiduciary activities income | $127,000 | 705 |
| Service charges on deposit accounts | $906,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,960,000 | 1,806 |
| Total noninterest expense | $10,807,000 | 1,845 |
| Salaries and employee benefits | $6,385,000 | 1,811 |
| Premises and equipment expense | $1,137,000 | 1,864 |
| Additional noninterest expense | $3,285,000 | 1,796 |
| Pre-tax net operating income | $7,770,000 | 1,275 |
| Securities gains (losses) | $99,000 | 1,395 |
| Applicable income taxes | $1,740,000 | 1,016 |
| Income before extraordinary items | $6,129,000 | 1,399 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,129,000 | 1,400 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,129,000 | 1,400 |
| Net charge-offs | $8,000 | 3,088 |
| Cash dividends | $1,350,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,050,790 | 1,373 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,279,000 | 1,660 |
| Total interest expense | $1,095,000 | 2,522 |
| Net interest income | $12,184,000 | 1,535 |
| Provision for loan and lease losses | $188,000 | 2,830 |
| Total noninterest income | $1,757,000 | 1,919 |
| Gross Fiduciary activities income | $94,000 | 698 |
| Service charges on deposit accounts | $668,000 | 1,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $995,000 | 2,145 |
| Total noninterest expense | $7,415,000 | 1,952 |
| Salaries and employee benefits | $4,231,000 | 1,958 |
| Premises and equipment expense | $817,000 | 1,907 |
| Additional noninterest expense | $2,367,000 | 1,820 |
| Pre-tax net operating income | $6,338,000 | 1,166 |
| Securities gains (losses) | $97,000 | 1,231 |
| Applicable income taxes | $1,439,000 | 933 |
| Income before extraordinary items | $4,996,000 | 1,275 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,996,000 | 1,275 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,996,000 | 1,275 |
| Net charge-offs | $9,000 | 2,770 |
| Cash dividends | $900,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,919,370 | 1,249 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 1,615 |
| Total interest expense | $788,000 | 2,518 |
| Net interest income | $8,465,000 | 1,477 |
| Provision for loan and lease losses | $119,000 | 2,853 |
| Total noninterest income | $1,173,000 | 1,870 |
| Gross Fiduciary activities income | $63,000 | 707 |
| Service charges on deposit accounts | $445,000 | 1,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,069 |
| Total noninterest expense | $4,826,000 | 1,983 |
| Salaries and employee benefits | $2,767,000 | 1,992 |
| Premises and equipment expense | $530,000 | 1,948 |
| Additional noninterest expense | $1,529,000 | 1,855 |
| Pre-tax net operating income | $4,693,000 | 1,013 |
| Securities gains (losses) | $97,000 | 997 |
| Applicable income taxes | $1,093,000 | 772 |
| Income before extraordinary items | $3,697,000 | 1,098 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,697,000 | 1,098 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,697,000 | 1,098 |
| Net charge-offs | $12,000 | 2,384 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,620,370 | 1,092 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 1,706 |
| Total interest expense | $465,000 | 2,412 |
| Net interest income | $3,853,000 | 1,552 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $635,000 | 1,693 |
| Gross Fiduciary activities income | $34,000 | 703 |
| Service charges on deposit accounts | $280,000 | 1,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 1,934 |
| Total noninterest expense | $2,409,000 | 2,006 |
| Salaries and employee benefits | $1,351,000 | 2,036 |
| Premises and equipment expense | $265,000 | 1,971 |
| Additional noninterest expense | $793,000 | 1,839 |
| Pre-tax net operating income | $2,029,000 | 1,023 |
| Securities gains (losses) | $97,000 | 616 |
| Applicable income taxes | $482,000 | 760 |
| Income before extraordinary items | $1,644,000 | 1,099 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,644,000 | 1,098 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,644,000 | 1,099 |
| Net charge-offs | $19,000 | 1,620 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,567,370 | 1,130 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,109,000 | 1,731 |
| Total interest expense | $1,921,000 | 2,403 |
| Net interest income | $15,188,000 | 1,575 |
| Provision for loan and lease losses | $150,000 | 2,594 |
| Total noninterest income | $2,864,000 | 1,619 |
| Gross Fiduciary activities income | $124,000 | 717 |
| Service charges on deposit accounts | $1,230,000 | 950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,510,000 | 1,785 |
| Total noninterest expense | $10,326,000 | 1,872 |
| Salaries and employee benefits | $5,895,000 | 1,873 |
| Premises and equipment expense | $1,141,000 | 1,854 |
| Additional noninterest expense | $3,290,000 | 1,766 |
| Pre-tax net operating income | $7,576,000 | 1,276 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,664,000 | 1,018 |
| Income before extraordinary items | $5,912,000 | 1,401 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,912,000 | 1,403 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,912,000 | 1,403 |
| Net charge-offs | $81,000 | 2,344 |
| Cash dividends | $2,706,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,912,000 | 1,370 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,754,000 | 1,764 |
| Total interest expense | $1,447,000 | 2,417 |
| Net interest income | $11,307,000 | 1,609 |
| Provision for loan and lease losses | $75,000 | 2,839 |
| Total noninterest income | $1,966,000 | 1,695 |
| Gross Fiduciary activities income | $94,000 | 713 |
| Service charges on deposit accounts | $914,000 | 955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $958,000 | 1,979 |
| Total noninterest expense | $7,207,000 | 1,983 |
| Salaries and employee benefits | $3,947,000 | 2,036 |
| Premises and equipment expense | $876,000 | 1,851 |
| Additional noninterest expense | $2,384,000 | 1,813 |
| Pre-tax net operating income | $5,991,000 | 1,259 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,362,000 | 996 |
| Income before extraordinary items | $4,629,000 | 1,377 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,629,000 | 1,378 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,629,000 | 1,379 |
| Net charge-offs | $43,000 | 2,315 |
| Cash dividends | $1,800,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,629,000 | 1,348 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 1,784 |
| Total interest expense | $967,000 | 2,379 |
| Net interest income | $7,412,000 | 1,646 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,291,000 | 1,673 |
| Gross Fiduciary activities income | $64,000 | 721 |
| Service charges on deposit accounts | $582,000 | 988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 1,939 |
| Total noninterest expense | $4,831,000 | 1,982 |
| Salaries and employee benefits | $2,661,000 | 2,016 |
| Premises and equipment expense | $562,000 | 1,899 |
| Additional noninterest expense | $1,608,000 | 1,822 |
| Pre-tax net operating income | $3,872,000 | 1,270 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $886,000 | 982 |
| Income before extraordinary items | $2,986,000 | 1,390 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,986,000 | 1,389 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,986,000 | 1,390 |
| Net charge-offs | $12,000 | 2,529 |
| Cash dividends | $1,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,986,000 | 1,366 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 1,813 |
| Total interest expense | $477,000 | 2,372 |
| Net interest income | $3,646,000 | 1,685 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $624,000 | 1,686 |
| Gross Fiduciary activities income | $33,000 | 729 |
| Service charges on deposit accounts | $291,000 | 985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 1,962 |
| Total noninterest expense | $2,390,000 | 2,004 |
| Salaries and employee benefits | $1,332,000 | 2,034 |
| Premises and equipment expense | $295,000 | 1,861 |
| Additional noninterest expense | $763,000 | 1,891 |
| Pre-tax net operating income | $1,880,000 | 1,267 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $427,000 | 997 |
| Income before extraordinary items | $1,453,000 | 1,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,453,000 | 1,387 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,453,000 | 1,388 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,453,000 | 1,367 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,393,000 | 1,826 |
| Total interest expense | $1,560,000 | 2,286 |
| Net interest income | $13,833,000 | 1,725 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $2,679,000 | 1,671 |
| Gross Fiduciary activities income | $124,000 | 747 |
| Service charges on deposit accounts | $1,275,000 | 939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,280,000 | 1,973 |
| Total noninterest expense | $9,933,000 | 1,912 |
| Salaries and employee benefits | $5,656,000 | 1,899 |
| Premises and equipment expense | $1,089,000 | 1,931 |
| Additional noninterest expense | $3,188,000 | 1,810 |
| Pre-tax net operating income | $6,399,000 | 1,441 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,385,000 | 1,111 |
| Income before extraordinary items | $5,014,000 | 1,580 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,014,000 | 1,579 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,014,000 | 1,579 |
| Net charge-offs | $36,000 | 2,813 |
| Cash dividends | $2,604,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,014,000 | 1,573 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 1,832 |
| Total interest expense | $1,117,000 | 2,276 |
| Net interest income | $10,317,000 | 1,731 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $1,961,000 | 1,711 |
| Gross Fiduciary activities income | $93,000 | 740 |
| Service charges on deposit accounts | $944,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $924,000 | 2,030 |
| Total noninterest expense | $6,905,000 | 2,023 |
| Salaries and employee benefits | $3,753,000 | 2,089 |
| Premises and equipment expense | $791,000 | 1,989 |
| Additional noninterest expense | $2,361,000 | 1,834 |
| Pre-tax net operating income | $5,193,000 | 1,377 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,157,000 | 1,056 |
| Income before extraordinary items | $4,036,000 | 1,496 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,036,000 | 1,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,036,000 | 1,495 |
| Net charge-offs | $30,000 | 2,498 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,036,000 | 1,480 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,483,000 | 1,837 |
| Total interest expense | $716,000 | 2,250 |
| Net interest income | $6,767,000 | 1,758 |
| Provision for loan and lease losses | $135,000 | 1,917 |
| Total noninterest income | $1,288,000 | 1,731 |
| Gross Fiduciary activities income | $62,000 | 749 |
| Service charges on deposit accounts | $611,000 | 970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,036 |
| Total noninterest expense | $4,589,000 | 2,049 |
| Salaries and employee benefits | $2,511,000 | 2,099 |
| Premises and equipment expense | $507,000 | 2,055 |
| Additional noninterest expense | $1,571,000 | 1,843 |
| Pre-tax net operating income | $3,331,000 | 1,402 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $739,000 | 1,078 |
| Income before extraordinary items | $2,592,000 | 1,531 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,592,000 | 1,530 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,592,000 | 1,530 |
| Net charge-offs | $19,000 | 2,284 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,592,000 | 1,513 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 1,863 |
| Total interest expense | $339,000 | 2,256 |
| Net interest income | $3,307,000 | 1,783 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $633,000 | 1,745 |
| Gross Fiduciary activities income | $33,000 | 751 |
| Service charges on deposit accounts | $293,000 | 1,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 1,994 |
| Total noninterest expense | $2,311,000 | 2,051 |
| Salaries and employee benefits | $1,224,000 | 2,155 |
| Premises and equipment expense | $271,000 | 2,002 |
| Additional noninterest expense | $816,000 | 1,788 |
| Pre-tax net operating income | $1,539,000 | 1,454 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $338,000 | 1,131 |
| Income before extraordinary items | $1,201,000 | 1,583 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,201,000 | 1,582 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,201,000 | 1,583 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,201,000 | 1,573 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,442,000 | 1,834 |
| Total interest expense | $1,159,000 | 2,296 |
| Net interest income | $13,283,000 | 1,751 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $3,061,000 | 1,566 |
| Gross Fiduciary activities income | $165,000 | 732 |
| Service charges on deposit accounts | $1,395,000 | 886 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,501,000 | 1,815 |
| Total noninterest expense | $9,198,000 | 2,038 |
| Salaries and employee benefits | $5,181,000 | 2,032 |
| Premises and equipment expense | $1,022,000 | 2,077 |
| Additional noninterest expense | $2,995,000 | 1,933 |
| Pre-tax net operating income | $6,746,000 | 1,350 |
| Securities gains (losses) | $-41,000 | 5,283 |
| Applicable income taxes | $2,386,000 | 1,150 |
| Income before extraordinary items | $4,319,000 | 1,523 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,319,000 | 1,523 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,319,000 | 1,523 |
| Net charge-offs | $287,000 | 1,521 |
| Cash dividends | $2,502,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,345,240 | 1,503 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 1,845 |
| Total interest expense | $847,000 | 2,315 |
| Net interest income | $9,913,000 | 1,761 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $2,350,000 | 1,545 |
| Gross Fiduciary activities income | $129,000 | 734 |
| Service charges on deposit accounts | $1,048,000 | 883 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,173,000 | 1,786 |
| Total noninterest expense | $6,489,000 | 2,154 |
| Salaries and employee benefits | $3,579,000 | 2,158 |
| Premises and equipment expense | $759,000 | 2,098 |
| Additional noninterest expense | $2,151,000 | 2,003 |
| Pre-tax net operating income | $5,474,000 | 1,284 |
| Securities gains (losses) | $-4,000 | 5,286 |
| Applicable income taxes | $1,707,000 | 1,018 |
| Income before extraordinary items | $3,763,000 | 1,446 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,763,000 | 1,445 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,763,000 | 1,446 |
| Net charge-offs | $58,000 | 2,352 |
| Cash dividends | $1,800,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,765,760 | 1,427 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 1,865 |
| Total interest expense | $548,000 | 2,322 |
| Net interest income | $6,457,000 | 1,781 |
| Provision for loan and lease losses | $195,000 | 1,587 |
| Total noninterest income | $1,651,000 | 1,491 |
| Gross Fiduciary activities income | $93,000 | 725 |
| Service charges on deposit accounts | $679,000 | 894 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $879,000 | 1,669 |
| Total noninterest expense | $4,313,000 | 2,168 |
| Salaries and employee benefits | $2,353,000 | 2,206 |
| Premises and equipment expense | $500,000 | 2,129 |
| Additional noninterest expense | $1,460,000 | 1,985 |
| Pre-tax net operating income | $3,600,000 | 1,292 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,084,000 | 1,052 |
| Income before extraordinary items | $2,516,000 | 1,422 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,516,000 | 1,422 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,516,000 | 1,423 |
| Net charge-offs | $43,000 | 2,097 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,516,000 | 1,405 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 1,910 |
| Total interest expense | $264,000 | 2,374 |
| Net interest income | $3,120,000 | 1,837 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $670,000 | 1,708 |
| Gross Fiduciary activities income | $38,000 | 756 |
| Service charges on deposit accounts | $341,000 | 893 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $291,000 | 2,133 |
| Total noninterest expense | $2,106,000 | 2,217 |
| Salaries and employee benefits | $1,140,000 | 2,288 |
| Premises and equipment expense | $247,000 | 2,171 |
| Additional noninterest expense | $719,000 | 2,001 |
| Pre-tax net operating income | $1,609,000 | 1,373 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $525,000 | 1,038 |
| Income before extraordinary items | $1,084,000 | 1,571 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,084,000 | 1,570 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,084,000 | 1,571 |
| Net charge-offs | $29,000 | 1,668 |
| Cash dividends | $600,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,084,000 | 1,556 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,876,000 | 1,830 |
| Total interest expense | $1,020,000 | 2,393 |
| Net interest income | $12,856,000 | 1,748 |
| Provision for loan and lease losses | $424,000 | 1,630 |
| Total noninterest income | $2,777,000 | 1,734 |
| Gross Fiduciary activities income | $160,000 | 755 |
| Service charges on deposit accounts | $1,440,000 | 873 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,177,000 | 2,207 |
| Total noninterest expense | $8,946,000 | 2,104 |
| Salaries and employee benefits | $4,879,000 | 2,128 |
| Premises and equipment expense | $1,017,000 | 2,127 |
| Additional noninterest expense | $3,050,000 | 1,955 |
| Pre-tax net operating income | $6,263,000 | 1,355 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,040,000 | 1,033 |
| Income before extraordinary items | $4,223,000 | 1,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,223,000 | 1,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,223,000 | 1,577 |
| Net charge-offs | $778,000 | 805 |
| Cash dividends | $2,502,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,223,000 | 1,555 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,468,000 | 1,817 |
| Total interest expense | $761,000 | 2,396 |
| Net interest income | $9,707,000 | 1,737 |
| Provision for loan and lease losses | $124,000 | 2,550 |
| Total noninterest income | $2,105,000 | 1,715 |
| Gross Fiduciary activities income | $117,000 | 755 |
| Service charges on deposit accounts | $1,094,000 | 862 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $894,000 | 2,178 |
| Total noninterest expense | $6,399,000 | 2,177 |
| Salaries and employee benefits | $3,376,000 | 2,268 |
| Premises and equipment expense | $779,000 | 2,096 |
| Additional noninterest expense | $2,244,000 | 1,975 |
| Pre-tax net operating income | $5,289,000 | 1,257 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,752,000 | 960 |
| Income before extraordinary items | $3,537,000 | 1,474 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,537,000 | 1,473 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,537,000 | 1,474 |
| Net charge-offs | $133,000 | 1,799 |
| Cash dividends | $1,800,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,537,000 | 1,440 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 1,834 |
| Total interest expense | $505,000 | 2,414 |
| Net interest income | $6,434,000 | 1,751 |
| Provision for loan and lease losses | $89,000 | 2,470 |
| Total noninterest income | $1,385,000 | 1,716 |
| Gross Fiduciary activities income | $79,000 | 763 |
| Service charges on deposit accounts | $706,000 | 880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $600,000 | 2,142 |
| Total noninterest expense | $4,204,000 | 2,211 |
| Salaries and employee benefits | $2,247,000 | 2,274 |
| Premises and equipment expense | $520,000 | 2,089 |
| Additional noninterest expense | $1,437,000 | 2,050 |
| Pre-tax net operating income | $3,526,000 | 1,241 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,165,000 | 962 |
| Income before extraordinary items | $2,361,000 | 1,461 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,361,000 | 1,461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,361,000 | 1,461 |
| Net charge-offs | $132,000 | 1,406 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,361,000 | 1,415 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 1,851 |
| Total interest expense | $252,000 | 2,429 |
| Net interest income | $3,182,000 | 1,767 |
| Provision for loan and lease losses | $59,000 | 2,061 |
| Total noninterest income | $682,000 | 1,697 |
| Gross Fiduciary activities income | $44,000 | 758 |
| Service charges on deposit accounts | $346,000 | 887 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $292,000 | 2,119 |
| Total noninterest expense | $2,055,000 | 2,258 |
| Salaries and employee benefits | $1,091,000 | 2,340 |
| Premises and equipment expense | $258,000 | 2,111 |
| Additional noninterest expense | $706,000 | 2,068 |
| Pre-tax net operating income | $1,750,000 | 1,228 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $573,000 | 959 |
| Income before extraordinary items | $1,177,000 | 1,435 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,177,000 | 1,435 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,177,000 | 1,436 |
| Net charge-offs | $46,000 | 1,485 |
| Cash dividends | $600,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,177,000 | 1,400 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,948,000 | 1,772 |
| Total interest expense | $1,003,000 | 2,417 |
| Net interest income | $12,945,000 | 1,691 |
| Provision for loan and lease losses | $379,000 | 1,648 |
| Total noninterest income | $3,092,000 | 1,571 |
| Gross Fiduciary activities income | $200,000 | 753 |
| Service charges on deposit accounts | $1,509,000 | 854 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,383,000 | 1,954 |
| Total noninterest expense | $9,210,000 | 2,055 |
| Salaries and employee benefits | $4,923,000 | 2,088 |
| Premises and equipment expense | $1,120,000 | 1,996 |
| Additional noninterest expense | $3,167,000 | 1,908 |
| Pre-tax net operating income | $6,448,000 | 1,275 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,132,000 | 971 |
| Income before extraordinary items | $4,316,000 | 1,521 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,316,000 | 1,521 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,316,000 | 1,521 |
| Net charge-offs | $233,000 | 1,843 |
| Cash dividends | $2,250,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,316,000 | 1,492 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,443,000 | 1,799 |
| Total interest expense | $765,000 | 2,411 |
| Net interest income | $9,678,000 | 1,709 |
| Provision for loan and lease losses | $363,000 | 1,338 |
| Total noninterest income | $2,287,000 | 1,606 |
| Gross Fiduciary activities income | $157,000 | 746 |
| Service charges on deposit accounts | $1,126,000 | 857 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,004,000 | 2,021 |
| Total noninterest expense | $6,468,000 | 2,153 |
| Salaries and employee benefits | $3,395,000 | 2,244 |
| Premises and equipment expense | $841,000 | 2,015 |
| Additional noninterest expense | $2,232,000 | 2,011 |
| Pre-tax net operating income | $5,134,000 | 1,253 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,692,000 | 946 |
| Income before extraordinary items | $3,442,000 | 1,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,442,000 | 1,467 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,442,000 | 1,467 |
| Net charge-offs | $109,000 | 2,075 |
| Cash dividends | $1,548,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,442,000 | 1,432 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 1,810 |
| Total interest expense | $521,000 | 2,396 |
| Net interest income | $6,390,000 | 1,728 |
| Provision for loan and lease losses | $273,000 | 1,216 |
| Total noninterest income | $1,491,000 | 1,627 |
| Gross Fiduciary activities income | $103,000 | 763 |
| Service charges on deposit accounts | $719,000 | 878 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $669,000 | 2,025 |
| Total noninterest expense | $4,226,000 | 2,207 |
| Salaries and employee benefits | $2,201,000 | 2,308 |
| Premises and equipment expense | $559,000 | 2,029 |
| Additional noninterest expense | $1,466,000 | 2,044 |
| Pre-tax net operating income | $3,382,000 | 1,245 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,118,000 | 952 |
| Income before extraordinary items | $2,264,000 | 1,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,264,000 | 1,467 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,264,000 | 1,468 |
| Net charge-offs | $83,000 | 1,894 |
| Cash dividends | $948,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,264,000 | 1,427 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 1,846 |
| Total interest expense | $268,000 | 2,367 |
| Net interest income | $3,116,000 | 1,769 |
| Provision for loan and lease losses | $153,000 | 1,051 |
| Total noninterest income | $689,000 | 1,676 |
| Gross Fiduciary activities income | $47,000 | 775 |
| Service charges on deposit accounts | $340,000 | 907 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $302,000 | 2,120 |
| Total noninterest expense | $2,154,000 | 2,188 |
| Salaries and employee benefits | $1,107,000 | 2,310 |
| Premises and equipment expense | $288,000 | 2,000 |
| Additional noninterest expense | $759,000 | 1,962 |
| Pre-tax net operating income | $1,498,000 | 1,342 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $495,000 | 1,023 |
| Income before extraordinary items | $1,003,000 | 1,595 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,003,000 | 1,596 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,003,000 | 1,597 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,003,000 | 1,531 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,658,000 | 1,839 |
| Total interest expense | $1,228,000 | 2,214 |
| Net interest income | $12,430,000 | 1,762 |
| Provision for loan and lease losses | $540,000 | 1,386 |
| Total noninterest income | $3,001,000 | 1,573 |
| Gross Fiduciary activities income | $185,000 | 785 |
| Service charges on deposit accounts | $1,576,000 | 845 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,240,000 | 2,027 |
| Total noninterest expense | $8,930,000 | 2,117 |
| Salaries and employee benefits | $4,838,000 | 2,114 |
| Premises and equipment expense | $1,038,000 | 2,168 |
| Additional noninterest expense | $3,054,000 | 2,010 |
| Pre-tax net operating income | $5,961,000 | 1,319 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,955,000 | 999 |
| Income before extraordinary items | $4,006,000 | 1,589 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,006,000 | 1,588 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,006,000 | 1,588 |
| Net charge-offs | $330,000 | 1,916 |
| Cash dividends | $1,608,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,006,000 | 1,557 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,143,000 | 1,860 |
| Total interest expense | $944,000 | 2,207 |
| Net interest income | $9,199,000 | 1,794 |
| Provision for loan and lease losses | $405,000 | 1,359 |
| Total noninterest income | $2,199,000 | 1,599 |
| Gross Fiduciary activities income | $143,000 | 772 |
| Service charges on deposit accounts | $1,176,000 | 856 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $880,000 | 2,110 |
| Total noninterest expense | $6,324,000 | 2,235 |
| Salaries and employee benefits | $3,355,000 | 2,266 |
| Premises and equipment expense | $816,000 | 2,108 |
| Additional noninterest expense | $2,153,000 | 2,105 |
| Pre-tax net operating income | $4,669,000 | 1,281 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,541,000 | 973 |
| Income before extraordinary items | $3,128,000 | 1,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,128,000 | 1,510 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,128,000 | 1,510 |
| Net charge-offs | $304,000 | 1,595 |
| Cash dividends | $1,206,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,128,000 | 1,488 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 1,877 |
| Total interest expense | $648,000 | 2,185 |
| Net interest income | $6,049,000 | 1,814 |
| Provision for loan and lease losses | $270,000 | 1,390 |
| Total noninterest income | $1,429,000 | 1,602 |
| Gross Fiduciary activities income | $97,000 | 783 |
| Service charges on deposit accounts | $755,000 | 879 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $577,000 | 2,113 |
| Total noninterest expense | $4,131,000 | 2,271 |
| Salaries and employee benefits | $2,219,000 | 2,295 |
| Premises and equipment expense | $549,000 | 2,099 |
| Additional noninterest expense | $1,363,000 | 2,188 |
| Pre-tax net operating income | $3,077,000 | 1,265 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,033,000 | 949 |
| Income before extraordinary items | $2,044,000 | 1,511 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,044,000 | 1,514 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,044,000 | 1,513 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $804,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,044,000 | 1,478 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 1,877 |
| Total interest expense | $339,000 | 2,147 |
| Net interest income | $2,979,000 | 1,826 |
| Provision for loan and lease losses | $135,000 | 1,369 |
| Total noninterest income | $707,000 | 1,581 |
| Gross Fiduciary activities income | $51,000 | 776 |
| Service charges on deposit accounts | $370,000 | 884 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $286,000 | 2,061 |
| Total noninterest expense | $2,081,000 | 2,253 |
| Salaries and employee benefits | $1,128,000 | 2,261 |
| Premises and equipment expense | $288,000 | 2,058 |
| Additional noninterest expense | $665,000 | 2,245 |
| Pre-tax net operating income | $1,470,000 | 1,267 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $490,000 | 940 |
| Income before extraordinary items | $980,000 | 1,523 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $980,000 | 1,526 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $980,000 | 1,526 |
| Net charge-offs | $35,000 | 2,123 |
| Cash dividends | $402,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $980,000 | 1,500 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 1,794 |
| Total interest expense | $1,530,000 | 2,127 |
| Net interest income | $12,407,000 | 1,731 |
| Provision for loan and lease losses | $900,000 | 1,197 |
| Total noninterest income | $3,117,000 | 1,568 |
| Gross Fiduciary activities income | $171,000 | 800 |
| Service charges on deposit accounts | $1,611,000 | 864 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,335,000 | 1,995 |
| Total noninterest expense | $9,092,000 | 2,080 |
| Salaries and employee benefits | $4,786,000 | 2,132 |
| Premises and equipment expense | $1,230,000 | 1,873 |
| Additional noninterest expense | $3,076,000 | 2,035 |
| Pre-tax net operating income | $5,532,000 | 1,329 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,879,000 | 944 |
| Income before extraordinary items | $3,653,000 | 1,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,653,000 | 1,627 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,653,000 | 1,628 |
| Net charge-offs | $275,000 | 2,669 |
| Cash dividends | $1,603,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,653,000 | 1,584 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,479,000 | 1,796 |
| Total interest expense | $1,186,000 | 2,126 |
| Net interest income | $9,293,000 | 1,738 |
| Provision for loan and lease losses | $635,000 | 1,274 |
| Total noninterest income | $2,354,000 | 1,590 |
| Gross Fiduciary activities income | $127,000 | 798 |
| Service charges on deposit accounts | $1,215,000 | 856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,012,000 | 2,026 |
| Total noninterest expense | $6,455,000 | 2,187 |
| Salaries and employee benefits | $3,412,000 | 2,233 |
| Premises and equipment expense | $929,000 | 1,867 |
| Additional noninterest expense | $2,114,000 | 2,200 |
| Pre-tax net operating income | $4,557,000 | 1,241 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,533,000 | 912 |
| Income before extraordinary items | $3,024,000 | 1,494 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,024,000 | 1,496 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,024,000 | 1,497 |
| Net charge-offs | $135,000 | 2,980 |
| Cash dividends | $1,201,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,024,000 | 1,459 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 1,781 |
| Total interest expense | $815,000 | 2,096 |
| Net interest income | $6,205,000 | 1,724 |
| Provision for loan and lease losses | $370,000 | 1,451 |
| Total noninterest income | $1,422,000 | 1,713 |
| Gross Fiduciary activities income | $85,000 | 809 |
| Service charges on deposit accounts | $788,000 | 857 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $549,000 | 2,351 |
| Total noninterest expense | $4,284,000 | 2,196 |
| Salaries and employee benefits | $2,276,000 | 2,235 |
| Premises and equipment expense | $600,000 | 1,925 |
| Additional noninterest expense | $1,408,000 | 2,200 |
| Pre-tax net operating income | $2,973,000 | 1,253 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,004,000 | 936 |
| Income before extraordinary items | $1,969,000 | 1,541 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,969,000 | 1,544 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,969,000 | 1,546 |
| Net charge-offs | $93,000 | 2,824 |
| Cash dividends | $799,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,969,000 | 1,473 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 1,787 |
| Total interest expense | $418,000 | 2,111 |
| Net interest income | $3,119,000 | 1,725 |
| Provision for loan and lease losses | $170,000 | 1,510 |
| Total noninterest income | $704,000 | 1,719 |
| Gross Fiduciary activities income | $41,000 | 813 |
| Service charges on deposit accounts | $383,000 | 870 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $280,000 | 2,317 |
| Total noninterest expense | $2,172,000 | 2,188 |
| Salaries and employee benefits | $1,174,000 | 2,201 |
| Premises and equipment expense | $293,000 | 2,007 |
| Additional noninterest expense | $705,000 | 2,204 |
| Pre-tax net operating income | $1,481,000 | 1,230 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $499,000 | 918 |
| Income before extraordinary items | $982,000 | 1,513 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $982,000 | 1,516 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $982,000 | 1,515 |
| Net charge-offs | $89,000 | 1,982 |
| Cash dividends | $397,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $982,000 | 1,453 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,323,000 | 1,973 |
| Total interest expense | $1,866,000 | 2,262 |
| Net interest income | $11,457,000 | 1,912 |
| Provision for loan and lease losses | $508,000 | 2,699 |
| Total noninterest income | $3,058,000 | 1,623 |
| Gross Fiduciary activities income | $177,000 | 806 |
| Service charges on deposit accounts | $1,551,000 | 919 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,330,000 | 1,997 |
| Total noninterest expense | $8,761,000 | 2,171 |
| Salaries and employee benefits | $4,639,000 | 2,154 |
| Premises and equipment expense | $1,217,000 | 1,918 |
| Additional noninterest expense | $2,905,000 | 2,235 |
| Pre-tax net operating income | $5,246,000 | 1,316 |
| Securities gains (losses) | $25,000 | 3,094 |
| Applicable income taxes | $1,755,000 | 966 |
| Income before extraordinary items | $3,516,000 | 1,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,516,000 | 1,626 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,516,000 | 1,626 |
| Net charge-offs | $349,000 | 3,118 |
| Cash dividends | $1,764,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,499,250 | 1,541 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,815,000 | 2,040 |
| Total interest expense | $1,433,000 | 2,300 |
| Net interest income | $8,382,000 | 1,984 |
| Provision for loan and lease losses | $310,000 | 2,930 |
| Total noninterest income | $2,163,000 | 1,692 |
| Gross Fiduciary activities income | $139,000 | 796 |
| Service charges on deposit accounts | $1,133,000 | 951 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $891,000 | 2,141 |
| Total noninterest expense | $6,090,000 | 2,326 |
| Salaries and employee benefits | $3,158,000 | 2,341 |
| Premises and equipment expense | $886,000 | 2,000 |
| Additional noninterest expense | $2,046,000 | 2,364 |
| Pre-tax net operating income | $4,145,000 | 1,290 |
| Securities gains (losses) | $25,000 | 2,786 |
| Applicable income taxes | $1,361,000 | 973 |
| Income before extraordinary items | $2,809,000 | 1,572 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,809,000 | 1,572 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,809,000 | 1,573 |
| Net charge-offs | $168,000 | 3,478 |
| Cash dividends | $1,764,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,792,250 | 1,494 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,438,000 | 2,083 |
| Total interest expense | $980,000 | 2,320 |
| Net interest income | $5,458,000 | 2,027 |
| Provision for loan and lease losses | $144,000 | 3,454 |
| Total noninterest income | $1,374,000 | 1,735 |
| Gross Fiduciary activities income | $96,000 | 796 |
| Service charges on deposit accounts | $724,000 | 986 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $554,000 | 2,206 |
| Total noninterest expense | $3,998,000 | 2,368 |
| Salaries and employee benefits | $2,066,000 | 2,386 |
| Premises and equipment expense | $585,000 | 2,008 |
| Additional noninterest expense | $1,347,000 | 2,412 |
| Pre-tax net operating income | $2,690,000 | 1,314 |
| Securities gains (losses) | $25,000 | 2,404 |
| Applicable income taxes | $884,000 | 985 |
| Income before extraordinary items | $1,831,000 | 1,600 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,831,000 | 1,599 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,831,000 | 1,600 |
| Net charge-offs | $70,000 | 3,740 |
| Cash dividends | $1,242,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,814,250 | 1,531 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 2,091 |
| Total interest expense | $511,000 | 2,322 |
| Net interest income | $2,729,000 | 2,026 |
| Provision for loan and lease losses | $72,000 | 3,336 |
| Total noninterest income | $682,000 | 1,745 |
| Gross Fiduciary activities income | $50,000 | 796 |
| Service charges on deposit accounts | $353,000 | 1,001 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 2,203 |
| Total noninterest expense | $1,985,000 | 2,382 |
| Salaries and employee benefits | $1,053,000 | 2,369 |
| Premises and equipment expense | $292,000 | 2,019 |
| Additional noninterest expense | $640,000 | 2,496 |
| Pre-tax net operating income | $1,354,000 | 1,294 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $443,000 | 987 |
| Income before extraordinary items | $911,000 | 1,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $911,000 | 1,599 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $911,000 | 1,599 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $720,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $911,000 | 1,498 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,521,000 | 2,066 |
| Total interest expense | $2,285,000 | 2,502 |
| Net interest income | $11,236,000 | 1,952 |
| Provision for loan and lease losses | $411,000 | 3,701 |
| Total noninterest income | $2,961,000 | 1,515 |
| Gross Fiduciary activities income | $175,000 | 767 |
| Service charges on deposit accounts | $1,684,000 | 866 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,102,000 | 2,001 |
| Total noninterest expense | $8,830,000 | 2,165 |
| Salaries and employee benefits | $4,435,000 | 2,183 |
| Premises and equipment expense | $1,097,000 | 2,210 |
| Additional noninterest expense | $3,298,000 | 2,027 |
| Pre-tax net operating income | $4,956,000 | 1,186 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,685,000 | 909 |
| Income before extraordinary items | $3,271,000 | 1,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,271,000 | 1,494 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,271,000 | 1,494 |
| Net charge-offs | $322,000 | 3,723 |
| Cash dividends | $3,097,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,271,000 | 1,422 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,081 |
| Total interest expense | $1,739,000 | 2,560 |
| Net interest income | $8,465,000 | 1,946 |
| Provision for loan and lease losses | $242,000 | 3,900 |
| Total noninterest income | $2,241,000 | 1,487 |
| Gross Fiduciary activities income | $135,000 | 759 |
| Service charges on deposit accounts | $1,282,000 | 861 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $824,000 | 1,992 |
| Total noninterest expense | $6,521,000 | 2,195 |
| Salaries and employee benefits | $3,107,000 | 2,321 |
| Premises and equipment expense | $828,000 | 2,223 |
| Additional noninterest expense | $2,586,000 | 1,956 |
| Pre-tax net operating income | $3,943,000 | 1,167 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,314,000 | 881 |
| Income before extraordinary items | $2,629,000 | 1,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,629,000 | 1,450 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,629,000 | 1,450 |
| Net charge-offs | $82,000 | 4,611 |
| Cash dividends | $2,246,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,629,000 | 1,381 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 2,102 |
| Total interest expense | $1,166,000 | 2,621 |
| Net interest income | $5,616,000 | 1,955 |
| Provision for loan and lease losses | $163,000 | 3,800 |
| Total noninterest income | $1,479,000 | 1,490 |
| Gross Fiduciary activities income | $93,000 | 762 |
| Service charges on deposit accounts | $818,000 | 892 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $568,000 | 1,931 |
| Total noninterest expense | $4,536,000 | 2,132 |
| Salaries and employee benefits | $2,062,000 | 2,355 |
| Premises and equipment expense | $537,000 | 2,306 |
| Additional noninterest expense | $1,937,000 | 1,777 |
| Pre-tax net operating income | $2,396,000 | 1,244 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $772,000 | 950 |
| Income before extraordinary items | $1,624,000 | 1,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,624,000 | 1,514 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,624,000 | 1,514 |
| Net charge-offs | $43,000 | 4,564 |
| Cash dividends | $1,441,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,624,000 | 1,448 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,084 |
| Total interest expense | $384,000 | 3,694 |
| Net interest income | $1,875,000 | 2,883 |
| Provision for loan and lease losses | $69,000 | 3,853 |
| Total noninterest income | $496,000 | 1,994 |
| Gross Fiduciary activities income | $49,000 | 760 |
| Service charges on deposit accounts | $257,000 | 1,396 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $190,000 | 2,541 |
| Total noninterest expense | $1,568,000 | 2,984 |
| Salaries and employee benefits | $586,000 | 3,796 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $857,000 | 1,975 |
| Pre-tax net operating income | $734,000 | 1,900 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $234,000 | 1,341 |
| Income before extraordinary items | $500,000 | 2,257 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $500,000 | 2,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $500,000 | 2,257 |
| Net charge-offs | $60,000 | 3,202 |
| Cash dividends | $520,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $500,000 | 2,210 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,462,000 | 3,091 |
| Total interest expense | $1,750,000 | 3,902 |
| Net interest income | $7,712,000 | 2,817 |
| Provision for loan and lease losses | $485,000 | 4,179 |
| Total noninterest income | $2,121,000 | 2,000 |
| Gross Fiduciary activities income | $164,000 | 794 |
| Service charges on deposit accounts | $1,183,000 | 1,270 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $774,000 | 2,544 |
| Total noninterest expense | $5,265,000 | 3,458 |
| Salaries and employee benefits | $2,553,000 | 3,524 |
| Premises and equipment expense | $532,000 | 4,021 |
| Additional noninterest expense | $2,180,000 | 3,011 |
| Pre-tax net operating income | $4,083,000 | 1,243 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $1,427,000 | 940 |
| Income before extraordinary items | $2,678,000 | 1,540 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,678,000 | 1,541 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,678,000 | 1,542 |
| Net charge-offs | $328,000 | 4,196 |
| Cash dividends | $2,440,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,663,700 | 1,498 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 3,142 |
| Total interest expense | $1,352,000 | 3,978 |
| Net interest income | $5,776,000 | 2,856 |
| Provision for loan and lease losses | $391,000 | 3,938 |
| Total noninterest income | $1,554,000 | 2,035 |
| Gross Fiduciary activities income | $124,000 | 784 |
| Service charges on deposit accounts | $887,000 | 1,315 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $543,000 | 2,629 |
| Total noninterest expense | $3,789,000 | 3,581 |
| Salaries and employee benefits | $1,799,000 | 3,741 |
| Premises and equipment expense | $386,000 | 4,174 |
| Additional noninterest expense | $1,604,000 | 3,025 |
| Pre-tax net operating income | $3,150,000 | 1,254 |
| Securities gains (losses) | $22,000 | 2,851 |
| Applicable income taxes | $1,102,000 | 938 |
| Income before extraordinary items | $2,070,000 | 1,594 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,070,000 | 1,597 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,070,000 | 1,597 |
| Net charge-offs | $191,000 | 4,280 |
| Cash dividends | $1,640,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,055,700 | 1,534 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 3,202 |
| Total interest expense | $929,000 | 3,994 |
| Net interest income | $3,778,000 | 2,905 |
| Provision for loan and lease losses | $322,000 | 3,496 |
| Total noninterest income | $1,039,000 | 1,994 |
| Gross Fiduciary activities income | $88,000 | 782 |
| Service charges on deposit accounts | $574,000 | 1,367 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $377,000 | 2,495 |
| Total noninterest expense | $2,498,000 | 3,623 |
| Salaries and employee benefits | $1,188,000 | 3,790 |
| Premises and equipment expense | $259,000 | 4,185 |
| Additional noninterest expense | $1,051,000 | 3,061 |
| Pre-tax net operating income | $1,997,000 | 1,306 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $688,000 | 950 |
| Income before extraordinary items | $1,309,000 | 1,675 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,309,000 | 1,674 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,309,000 | 1,675 |
| Net charge-offs | $182,000 | 3,643 |
| Cash dividends | $1,040,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,309,000 | 1,600 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 3,250 |
| Total interest expense | $475,000 | 4,067 |
| Net interest income | $1,880,000 | 2,951 |
| Provision for loan and lease losses | $119,000 | 3,767 |
| Total noninterest income | $496,000 | 2,044 |
| Gross Fiduciary activities income | $49,000 | 770 |
| Service charges on deposit accounts | $277,000 | 1,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $170,000 | 2,637 |
| Total noninterest expense | $1,242,000 | 3,671 |
| Salaries and employee benefits | $576,000 | 3,938 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $526,000 | 3,035 |
| Pre-tax net operating income | $1,015,000 | 1,285 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $345,000 | 930 |
| Income before extraordinary items | $670,000 | 1,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $670,000 | 1,628 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $670,000 | 1,629 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $520,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $670,000 | 1,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,348,000 | 3,150 |
| Total interest expense | $2,237,000 | 4,163 |
| Net interest income | $8,111,000 | 2,694 |
| Provision for loan and lease losses | $350,000 | 5,055 |
| Total noninterest income | $2,019,000 | 2,114 |
| Gross Fiduciary activities income | $158,000 | 807 |
| Service charges on deposit accounts | $1,181,000 | 1,453 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $680,000 | 2,711 |
| Total noninterest expense | $5,188,000 | 3,566 |
| Salaries and employee benefits | $2,495,000 | 3,690 |
| Premises and equipment expense | $506,000 | 4,341 |
| Additional noninterest expense | $2,187,000 | 3,095 |
| Pre-tax net operating income | $4,592,000 | 907 |
| Securities gains (losses) | $17,000 | 3,102 |
| Applicable income taxes | $1,574,000 | 679 |
| Income before extraordinary items | $3,035,000 | 1,115 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,035,000 | 1,113 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,035,000 | 1,114 |
| Net charge-offs | $292,000 | 4,527 |
| Cash dividends | $2,680,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,023,780 | 1,105 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,174 |
| Total interest expense | $1,736,000 | 4,212 |
| Net interest income | $6,098,000 | 2,691 |
| Provision for loan and lease losses | $223,000 | 5,024 |
| Total noninterest income | $1,532,000 | 2,138 |
| Gross Fiduciary activities income | $155,000 | 744 |
| Service charges on deposit accounts | $872,000 | 1,478 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $505,000 | 2,800 |
| Total noninterest expense | $3,631,000 | 3,787 |
| Salaries and employee benefits | $1,752,000 | 3,929 |
| Premises and equipment expense | $405,000 | 4,229 |
| Additional noninterest expense | $1,474,000 | 3,320 |
| Pre-tax net operating income | $3,776,000 | 890 |
| Securities gains (losses) | $17,000 | 2,808 |
| Applicable income taxes | $1,303,000 | 677 |
| Income before extraordinary items | $2,490,000 | 1,094 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,490,000 | 1,093 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,490,000 | 1,094 |
| Net charge-offs | $252,000 | 3,954 |
| Cash dividends | $1,800,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,478,780 | 1,084 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 3,208 |
| Total interest expense | $1,195,000 | 4,256 |
| Net interest income | $4,019,000 | 2,704 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $1,012,000 | 2,176 |
| Gross Fiduciary activities income | $117,000 | 728 |
| Service charges on deposit accounts | $548,000 | 1,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $347,000 | 2,756 |
| Total noninterest expense | $2,350,000 | 3,907 |
| Salaries and employee benefits | $1,172,000 | 3,955 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $926,000 | 3,474 |
| Pre-tax net operating income | $2,561,000 | 892 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $879,000 | 694 |
| Income before extraordinary items | $1,682,000 | 1,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,682,000 | 1,122 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,682,000 | 1,124 |
| Net charge-offs | $148,000 | 3,793 |
| Cash dividends | $1,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,682,000 | 1,089 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 3,236 |
| Total interest expense | $621,000 | 4,274 |
| Net interest income | $1,975,000 | 2,737 |
| Provision for loan and lease losses | $39,000 | 5,233 |
| Total noninterest income | $500,000 | 2,142 |
| Gross Fiduciary activities income | $80,000 | 658 |
| Service charges on deposit accounts | $257,000 | 1,578 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $163,000 | 2,831 |
| Total noninterest expense | $1,149,000 | 3,899 |
| Salaries and employee benefits | $594,000 | 3,944 |
| Premises and equipment expense | $125,000 | 4,516 |
| Additional noninterest expense | $430,000 | 3,379 |
| Pre-tax net operating income | $1,287,000 | 985 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $442,000 | 758 |
| Income before extraordinary items | $845,000 | 1,303 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $845,000 | 1,304 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $845,000 | 1,304 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $845,000 | 1,229 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,905,000 | 3,311 |
| Total interest expense | $3,337,000 | 3,965 |
| Net interest income | $7,568,000 | 2,849 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $2,062,000 | 2,092 |
| Gross Fiduciary activities income | $166,000 | 813 |
| Service charges on deposit accounts | $1,256,000 | 1,433 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $640,000 | 2,793 |
| Total noninterest expense | $4,956,000 | 3,588 |
| Salaries and employee benefits | $2,550,000 | 3,727 |
| Premises and equipment expense | $569,000 | 4,105 |
| Additional noninterest expense | $1,837,000 | 3,090 |
| Pre-tax net operating income | $4,574,000 | 1,191 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $1,546,000 | 851 |
| Income before extraordinary items | $3,029,000 | 1,349 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,029,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,793 |
| Cash dividends | $2,680,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,028,340 | 1,445 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,234,000 | 3,345 |
| Total interest expense | $2,610,000 | 3,968 |
| Net interest income | $5,624,000 | 2,893 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $1,582,000 | 2,126 |
| Gross Fiduciary activities income | $164,000 | 764 |
| Service charges on deposit accounts | $935,000 | 1,449 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $483,000 | 2,877 |
| Total noninterest expense | $3,506,000 | 3,750 |
| Salaries and employee benefits | $1,710,000 | 4,068 |
| Premises and equipment expense | $438,000 | 4,022 |
| Additional noninterest expense | $1,358,000 | 3,017 |
| Pre-tax net operating income | $3,680,000 | 1,332 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,247,000 | 974 |
| Income before extraordinary items | $2,433,000 | 1,501 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,433,000 | 1,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,182 |
| Cash dividends | $1,800,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,433,000 | 1,580 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 3,388 |
| Total interest expense | $1,815,000 | 3,982 |
| Net interest income | $3,697,000 | 2,919 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,045,000 | 2,168 |
| Gross Fiduciary activities income | $125,000 | 749 |
| Service charges on deposit accounts | $604,000 | 1,474 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $316,000 | 2,942 |
| Total noninterest expense | $2,183,000 | 3,973 |
| Salaries and employee benefits | $1,128,000 | 4,133 |
| Premises and equipment expense | $276,000 | 4,225 |
| Additional noninterest expense | $779,000 | 3,429 |
| Pre-tax net operating income | $2,559,000 | 1,354 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $873,000 | 1,046 |
| Income before extraordinary items | $1,686,000 | 1,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,686,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $1,200,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,686,000 | 1,585 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 3,434 |
| Total interest expense | $959,000 | 4,004 |
| Net interest income | $1,833,000 | 2,925 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $538,000 | 2,128 |
| Gross Fiduciary activities income | $86,000 | 681 |
| Service charges on deposit accounts | $300,000 | 1,456 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $1,074,000 | 4,029 |
| Salaries and employee benefits | $545,000 | 4,259 |
| Premises and equipment expense | $141,000 | 4,177 |
| Additional noninterest expense | $388,000 | 3,402 |
| Pre-tax net operating income | $1,297,000 | 1,439 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $444,000 | 1,110 |
| Income before extraordinary items | $853,000 | 1,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $853,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $853,000 | 1,664 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,595,000 | 3,628 |
| Total interest expense | $3,801,000 | 4,138 |
| Net interest income | $6,794,000 | 3,170 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $1,933,000 | 2,268 |
| Gross Fiduciary activities income | $166,000 | 838 |
| Service charges on deposit accounts | $1,436,000 | 1,234 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $331,000 | 4,071 |
| Total noninterest expense | $4,503,000 | 3,749 |
| Salaries and employee benefits | $2,274,000 | 3,981 |
| Premises and equipment expense | $531,000 | 4,197 |
| Additional noninterest expense | $1,698,000 | 3,088 |
| Pre-tax net operating income | $4,212,000 | 1,892 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $1,418,000 | 1,467 |
| Income before extraordinary items | $2,793,000 | 2,161 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,793,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,550 |
| Cash dividends | $2,400,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,793,660 | 2,148 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,808,000 | 3,677 |
| Total interest expense | $2,819,000 | 4,171 |
| Net interest income | $4,989,000 | 3,240 |
| Provision for loan and lease losses | $12,000 | 6,108 |
| Total noninterest income | $1,466,000 | 2,253 |
| Gross Fiduciary activities income | $163,000 | 781 |
| Service charges on deposit accounts | $1,044,000 | 1,254 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $259,000 | 4,024 |
| Total noninterest expense | $3,144,000 | 3,954 |
| Salaries and employee benefits | $1,595,000 | 4,184 |
| Premises and equipment expense | $444,000 | 3,865 |
| Additional noninterest expense | $1,105,000 | 3,417 |
| Pre-tax net operating income | $3,299,000 | 1,944 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,118,000 | 1,516 |
| Income before extraordinary items | $2,181,000 | 2,206 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,181,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,185 |
| Cash dividends | $1,560,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,181,000 | 2,192 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,729 |
| Total interest expense | $1,834,000 | 4,243 |
| Net interest income | $3,270,000 | 3,310 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $961,000 | 2,299 |
| Gross Fiduciary activities income | $124,000 | 756 |
| Service charges on deposit accounts | $677,000 | 1,304 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $160,000 | 4,204 |
| Total noninterest expense | $2,084,000 | 4,005 |
| Salaries and employee benefits | $1,064,000 | 4,219 |
| Premises and equipment expense | $269,000 | 4,161 |
| Additional noninterest expense | $751,000 | 3,362 |
| Pre-tax net operating income | $2,135,000 | 2,045 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $724,000 | 1,617 |
| Income before extraordinary items | $1,411,000 | 2,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,411,000 | 2,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $1,040,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,411,000 | 2,298 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 3,800 |
| Total interest expense | $890,000 | 4,304 |
| Net interest income | $1,586,000 | 3,385 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $488,000 | 2,242 |
| Gross Fiduciary activities income | $88,000 | 687 |
| Service charges on deposit accounts | $323,000 | 1,331 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $1,003,000 | 4,136 |
| Salaries and employee benefits | $511,000 | 4,365 |
| Premises and equipment expense | $133,000 | 4,204 |
| Additional noninterest expense | $359,000 | 3,464 |
| Pre-tax net operating income | $1,062,000 | 2,063 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $373,000 | 1,600 |
| Income before extraordinary items | $689,000 | 2,355 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $689,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $520,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $689,000 | 2,340 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,493,000 | 3,721 |
| Total interest expense | $3,151,000 | 4,190 |
| Net interest income | $6,342,000 | 3,378 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $1,659,000 | 2,521 |
| Gross Fiduciary activities income | $153,000 | 862 |
| Service charges on deposit accounts | $1,240,000 | 1,450 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $266,000 | 4,531 |
| Total noninterest expense | $4,279,000 | 3,788 |
| Salaries and employee benefits | $2,207,000 | 3,971 |
| Premises and equipment expense | $500,000 | 4,268 |
| Additional noninterest expense | $1,572,000 | 3,167 |
| Pre-tax net operating income | $3,702,000 | 2,382 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $1,259,000 | 1,900 |
| Income before extraordinary items | $2,442,000 | 2,668 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,442,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $2,210,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,442,660 | 2,655 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 3,730 |
| Total interest expense | $2,305,000 | 4,167 |
| Net interest income | $4,742,000 | 3,413 |
| Provision for loan and lease losses | $52,000 | 5,016 |
| Total noninterest income | $1,269,000 | 2,501 |
| Gross Fiduciary activities income | $149,000 | 793 |
| Service charges on deposit accounts | $910,000 | 1,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 4,435 |
| Total noninterest expense | $3,032,000 | 3,951 |
| Salaries and employee benefits | $1,550,000 | 4,152 |
| Premises and equipment expense | $387,000 | 4,185 |
| Additional noninterest expense | $1,095,000 | 3,368 |
| Pre-tax net operating income | $2,927,000 | 2,379 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $993,000 | 1,897 |
| Income before extraordinary items | $1,933,000 | 2,637 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,933,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,854 |
| Cash dividends | $1,560,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,933,660 | 2,628 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 3,711 |
| Total interest expense | $1,490,000 | 4,127 |
| Net interest income | $3,148,000 | 3,430 |
| Provision for loan and lease losses | $62,000 | 4,036 |
| Total noninterest income | $859,000 | 2,476 |
| Gross Fiduciary activities income | $114,000 | 772 |
| Service charges on deposit accounts | $592,000 | 1,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 4,278 |
| Total noninterest expense | $2,006,000 | 3,998 |
| Salaries and employee benefits | $1,033,000 | 4,174 |
| Premises and equipment expense | $243,000 | 4,346 |
| Additional noninterest expense | $730,000 | 3,355 |
| Pre-tax net operating income | $1,939,000 | 2,369 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $659,000 | 1,926 |
| Income before extraordinary items | $1,280,000 | 2,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,280,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $1,040,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,280,000 | 2,632 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 3,706 |
| Total interest expense | $714,000 | 4,122 |
| Net interest income | $1,564,000 | 3,428 |
| Provision for loan and lease losses | $48,000 | 3,203 |
| Total noninterest income | $448,000 | 2,354 |
| Gross Fiduciary activities income | $78,000 | 704 |
| Service charges on deposit accounts | $284,000 | 1,507 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $979,000 | 4,077 |
| Salaries and employee benefits | $503,000 | 4,264 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $351,000 | 3,447 |
| Pre-tax net operating income | $985,000 | 2,297 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $337,000 | 1,862 |
| Income before extraordinary items | $648,000 | 2,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $648,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $520,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $648,000 | 2,574 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,805,000 | 3,478 |
| Total interest expense | $2,329,000 | 4,005 |
| Net interest income | $6,476,000 | 3,219 |
| Provision for loan and lease losses | $174,000 | 3,877 |
| Total noninterest income | $1,642,000 | 2,547 |
| Gross Fiduciary activities income | $155,000 | 867 |
| Service charges on deposit accounts | $1,178,000 | 1,485 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $309,000 | 4,269 |
| Total noninterest expense | $4,174,000 | 3,743 |
| Salaries and employee benefits | $2,140,000 | 3,928 |
| Premises and equipment expense | $497,000 | 4,193 |
| Additional noninterest expense | $1,537,000 | 3,164 |
| Pre-tax net operating income | $3,770,000 | 2,313 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $1,246,000 | 1,944 |
| Income before extraordinary items | $2,526,000 | 2,579 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,526,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,246 |
| Cash dividends | $2,200,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,524,660 | 2,561 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 3,454 |
| Total interest expense | $1,699,000 | 3,950 |
| Net interest income | $4,841,000 | 3,226 |
| Provision for loan and lease losses | $149,000 | 3,520 |
| Total noninterest income | $1,246,000 | 2,513 |
| Gross Fiduciary activities income | $152,000 | 786 |
| Service charges on deposit accounts | $851,000 | 1,523 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $243,000 | 4,180 |
| Total noninterest expense | $2,872,000 | 3,964 |
| Salaries and employee benefits | $1,480,000 | 4,142 |
| Premises and equipment expense | $389,000 | 4,047 |
| Additional noninterest expense | $1,003,000 | 3,492 |
| Pre-tax net operating income | $3,066,000 | 2,191 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,024,000 | 1,841 |
| Income before extraordinary items | $2,044,000 | 2,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,044,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,959 |
| Cash dividends | $1,560,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,042,660 | 2,414 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 3,400 |
| Total interest expense | $1,126,000 | 3,800 |
| Net interest income | $3,212,000 | 3,212 |
| Provision for loan and lease losses | $123,000 | 2,983 |
| Total noninterest income | $801,000 | 2,533 |
| Gross Fiduciary activities income | $116,000 | 760 |
| Service charges on deposit accounts | $535,000 | 1,569 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $150,000 | 4,323 |
| Total noninterest expense | $1,896,000 | 3,979 |
| Salaries and employee benefits | $979,000 | 4,138 |
| Premises and equipment expense | $256,000 | 4,076 |
| Additional noninterest expense | $661,000 | 3,507 |
| Pre-tax net operating income | $1,994,000 | 2,196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $667,000 | 1,853 |
| Income before extraordinary items | $1,327,000 | 2,439 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,327,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $1,040,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,327,000 | 2,408 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,382 |
| Total interest expense | $554,000 | 3,733 |
| Net interest income | $1,604,000 | 3,220 |
| Provision for loan and lease losses | $58,000 | 3,022 |
| Total noninterest income | $402,000 | 2,480 |
| Gross Fiduciary activities income | $77,000 | 698 |
| Service charges on deposit accounts | $250,000 | 1,629 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $925,000 | 4,074 |
| Salaries and employee benefits | $473,000 | 4,268 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $323,000 | 3,585 |
| Pre-tax net operating income | $1,023,000 | 2,129 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $349,000 | 1,782 |
| Income before extraordinary items | $674,000 | 2,394 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $674,000 | 2,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $520,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $674,000 | 2,358 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 3,224 |
| Total interest expense | $2,041,000 | 3,587 |
| Net interest income | $6,553,000 | 3,062 |
| Provision for loan and lease losses | $222,000 | 3,527 |
| Total noninterest income | $1,549,000 | 2,627 |
| Gross Fiduciary activities income | $149,000 | 856 |
| Service charges on deposit accounts | $1,103,000 | 1,590 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $297,000 | 4,293 |
| Total noninterest expense | $4,057,000 | 3,696 |
| Salaries and employee benefits | $2,118,000 | 3,807 |
| Premises and equipment expense | $514,000 | 3,999 |
| Additional noninterest expense | $1,425,000 | 3,252 |
| Pre-tax net operating income | $3,823,000 | 2,130 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $1,310,000 | 1,786 |
| Income before extraordinary items | $2,510,000 | 2,424 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,510,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,955 |
| Cash dividends | $2,120,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,511,980 | 2,362 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 3,199 |
| Total interest expense | $1,498,000 | 3,613 |
| Net interest income | $4,949,000 | 3,030 |
| Provision for loan and lease losses | $149,000 | 3,563 |
| Total noninterest income | $1,185,000 | 2,598 |
| Gross Fiduciary activities income | $147,000 | 786 |
| Service charges on deposit accounts | $826,000 | 1,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $212,000 | 4,386 |
| Total noninterest expense | $2,836,000 | 3,882 |
| Salaries and employee benefits | $1,461,000 | 4,042 |
| Premises and equipment expense | $406,000 | 3,830 |
| Additional noninterest expense | $969,000 | 3,514 |
| Pre-tax net operating income | $3,149,000 | 1,990 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $1,087,000 | 1,660 |
| Income before extraordinary items | $2,059,000 | 2,267 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,059,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,060,950 | 2,204 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 3,203 |
| Total interest expense | $991,000 | 3,630 |
| Net interest income | $3,289,000 | 3,033 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $771,000 | 2,652 |
| Gross Fiduciary activities income | $111,000 | 777 |
| Service charges on deposit accounts | $508,000 | 1,718 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 4,279 |
| Total noninterest expense | $1,857,000 | 3,979 |
| Salaries and employee benefits | $969,000 | 4,085 |
| Premises and equipment expense | $263,000 | 3,917 |
| Additional noninterest expense | $625,000 | 3,624 |
| Pre-tax net operating income | $2,104,000 | 1,957 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $726,000 | 1,657 |
| Income before extraordinary items | $1,378,000 | 2,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,378,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,389 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,378,000 | 2,170 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 3,210 |
| Total interest expense | $503,000 | 3,625 |
| Net interest income | $1,634,000 | 3,032 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $391,000 | 2,577 |
| Gross Fiduciary activities income | $75,000 | 704 |
| Service charges on deposit accounts | $234,000 | 1,818 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $954,000 | 3,905 |
| Salaries and employee benefits | $501,000 | 3,997 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $320,000 | 3,547 |
| Pre-tax net operating income | $1,021,000 | 1,966 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $352,000 | 1,717 |
| Income before extraordinary items | $669,000 | 2,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $669,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,050 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $669,000 | 2,182 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,975,000 | 3,121 |
| Total interest expense | $2,356,000 | 3,503 |
| Net interest income | $6,619,000 | 2,901 |
| Provision for loan and lease losses | $198,000 | 4,056 |
| Total noninterest income | $1,379,000 | 3,007 |
| Gross Fiduciary activities income | $139,000 | 897 |
| Service charges on deposit accounts | $1,003,000 | 1,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $237,000 | 4,951 |
| Total noninterest expense | $4,151,000 | 3,611 |
| Salaries and employee benefits | $2,264,000 | 3,543 |
| Premises and equipment expense | $470,000 | 4,250 |
| Additional noninterest expense | $1,417,000 | 3,249 |
| Pre-tax net operating income | $3,649,000 | 2,137 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $1,239,000 | 1,897 |
| Income before extraordinary items | $2,416,000 | 2,443 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,416,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $2,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,412,040 | 2,336 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 3,137 |
| Total interest expense | $1,822,000 | 3,526 |
| Net interest income | $4,962,000 | 2,916 |
| Provision for loan and lease losses | $148,000 | 3,953 |
| Total noninterest income | $1,073,000 | 2,986 |
| Gross Fiduciary activities income | $135,000 | 833 |
| Service charges on deposit accounts | $757,000 | 1,715 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 4,984 |
| Total noninterest expense | $2,825,000 | 3,872 |
| Salaries and employee benefits | $1,519,000 | 3,873 |
| Premises and equipment expense | $364,000 | 4,155 |
| Additional noninterest expense | $942,000 | 3,567 |
| Pre-tax net operating income | $3,062,000 | 2,016 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $1,056,000 | 1,781 |
| Income before extraordinary items | $2,013,000 | 2,319 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,013,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,504 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,008,380 | 2,214 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 3,142 |
| Total interest expense | $1,247,000 | 3,546 |
| Net interest income | $3,298,000 | 2,914 |
| Provision for loan and lease losses | $99,000 | 3,909 |
| Total noninterest income | $717,000 | 2,960 |
| Gross Fiduciary activities income | $103,000 | 801 |
| Service charges on deposit accounts | $486,000 | 1,744 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $128,000 | 4,871 |
| Total noninterest expense | $1,866,000 | 3,889 |
| Salaries and employee benefits | $1,002,000 | 3,909 |
| Premises and equipment expense | $237,000 | 4,222 |
| Additional noninterest expense | $627,000 | 3,587 |
| Pre-tax net operating income | $2,050,000 | 1,991 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $705,000 | 1,809 |
| Income before extraordinary items | $1,345,000 | 2,315 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,345,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,345,000 | 2,191 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 3,153 |
| Total interest expense | $638,000 | 3,570 |
| Net interest income | $1,636,000 | 2,925 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $371,000 | 2,803 |
| Gross Fiduciary activities income | $69,000 | 740 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $939,000 | 3,851 |
| Salaries and employee benefits | $512,000 | 3,835 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $309,000 | 3,577 |
| Pre-tax net operating income | $1,018,000 | 2,003 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $351,000 | 1,814 |
| Income before extraordinary items | $667,000 | 2,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $667,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $667,000 | 2,175 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,769,000 | 3,079 |
| Total interest expense | $3,218,000 | 3,331 |
| Net interest income | $6,551,000 | 2,909 |
| Provision for loan and lease losses | $192,000 | 4,459 |
| Total noninterest income | $1,331,000 | 2,852 |
| Gross Fiduciary activities income | $140,000 | 919 |
| Service charges on deposit accounts | $953,000 | 1,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 4,693 |
| Total noninterest expense | $3,948,000 | 3,596 |
| Salaries and employee benefits | $2,088,000 | 3,606 |
| Premises and equipment expense | $484,000 | 4,039 |
| Additional noninterest expense | $1,376,000 | 3,188 |
| Pre-tax net operating income | $3,742,000 | 2,097 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,281,000 | 1,860 |
| Income before extraordinary items | $2,461,000 | 2,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,461,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,681 |
| Cash dividends | $2,200,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,461,000 | 2,306 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,084,000 | 3,042 |
| Total interest expense | $4,724,000 | 3,318 |
| Net interest income | $6,360,000 | 2,795 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $1,298,000 | 2,777 |
| Gross Fiduciary activities income | $144,000 | 913 |
| Service charges on deposit accounts | $906,000 | 1,670 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $3,782,000 | 3,601 |
| Salaries and employee benefits | $1,926,000 | 3,706 |
| Premises and equipment expense | $435,000 | 4,342 |
| Additional noninterest expense | $1,421,000 | 3,013 |
| Pre-tax net operating income | $3,626,000 | 1,921 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,239,000 | 1,764 |
| Income before extraordinary items | $2,387,000 | 2,176 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,387,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,387,000 | 2,109 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,152,000 | 3,098 |
| Total interest expense | $4,979,000 | 3,330 |
| Net interest income | $6,173,000 | 2,864 |
| Provision for loan and lease losses | $356,000 | 2,543 |
| Total noninterest income | $1,244,000 | 2,686 |
| Gross Fiduciary activities income | $147,000 | 864 |
| Service charges on deposit accounts | $851,000 | 1,626 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $246,000 | 4,331 |
| Total noninterest expense | $3,502,000 | 3,698 |
| Salaries and employee benefits | $1,800,000 | 3,777 |
| Premises and equipment expense | $402,000 | 4,494 |
| Additional noninterest expense | $1,300,000 | 3,177 |
| Pre-tax net operating income | $3,559,000 | 2,051 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $1,264,000 | 1,740 |
| Income before extraordinary items | $2,305,000 | 2,236 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,305,000 | 2,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,298,500 | 2,253 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,561,000 | 3,055 |
| Total interest expense | $4,531,000 | 3,222 |
| Net interest income | $6,030,000 | 2,921 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $1,033,000 | 3,015 |
| Gross Fiduciary activities income | $122,000 | 959 |
| Service charges on deposit accounts | $695,000 | 1,916 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $216,000 | 4,765 |
| Total noninterest expense | $3,376,000 | 3,809 |
| Salaries and employee benefits | $1,717,000 | 3,888 |
| Premises and equipment expense | $345,000 | 5,015 |
| Additional noninterest expense | $1,314,000 | 3,191 |
| Pre-tax net operating income | $3,532,000 | 2,072 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $1,245,000 | 1,860 |
| Income before extraordinary items | $2,283,000 | 2,283 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,283,000 | 2,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,946 |
| Cash dividends | $1,798,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,285,600 | 2,261 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 3,689 |
| Total interest expense | $3,653,000 | 3,975 |
| Net interest income | $4,913,000 | 3,456 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $826,000 | 3,541 |
| Gross Fiduciary activities income | $99,000 | 1,013 |
| Service charges on deposit accounts | $557,000 | 2,314 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $170,000 | 5,365 |
| Total noninterest expense | $2,698,000 | 4,507 |
| Salaries and employee benefits | $1,409,000 | 4,479 |
| Premises and equipment expense | $276,000 | 5,627 |
| Additional noninterest expense | $1,013,000 | 3,913 |
| Pre-tax net operating income | $2,916,000 | 2,445 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $1,042,000 | 2,233 |
| Income before extraordinary items | $1,872,000 | 2,715 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,872,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $1,550,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,873,280 | 2,639 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,147,000 | 3,909 |
| Total interest expense | $3,441,000 | 4,198 |
| Net interest income | $4,706,000 | 3,688 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $811,000 | 3,536 |
| Gross Fiduciary activities income | $97,000 | 1,054 |
| Service charges on deposit accounts | $550,000 | 2,397 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $2,585,000 | 4,657 |
| Salaries and employee benefits | $1,456,000 | 4,354 |
| Premises and equipment expense | $266,000 | 5,845 |
| Additional noninterest expense | $863,000 | 4,468 |
| Pre-tax net operating income | $2,832,000 | 2,616 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $1,012,000 | 2,411 |
| Income before extraordinary items | $1,819,000 | 2,805 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,819,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,945 |
| Cash dividends | $1,550,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,819,640 | 2,754 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 4,060 |
| Total interest expense | $3,352,000 | 4,349 |
| Net interest income | $4,603,000 | 3,818 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | $102,000 | 1,104 |
| Service charges on deposit accounts | $495,000 | 2,747 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $2,536,000 | 4,943 |
| Salaries and employee benefits | $1,465,000 | 4,406 |
| Premises and equipment expense | $265,000 | 6,035 |
| Additional noninterest expense | $806,000 | 5,170 |
| Pre-tax net operating income | $2,752,000 | 2,551 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $974,000 | 2,408 |
| Income before extraordinary items | $1,776,000 | 2,734 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,776,000 | 2,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,777,300 | 2,685 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 4,295 |
| Total interest expense | $3,082,000 | 4,640 |
| Net interest income | $4,372,000 | 4,005 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $745,000 | 3,895 |
| Gross Fiduciary activities income | $87,000 | 1,190 |
| Service charges on deposit accounts | $496,000 | 2,743 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $162,000 | 5,769 |
| Total noninterest expense | $2,621,000 | 4,796 |
| Salaries and employee benefits | $1,403,000 | 4,554 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $956,000 | 4,525 |
| Pre-tax net operating income | $2,484,000 | 2,868 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $898,000 | 2,609 |
| Income before extraordinary items | $1,565,000 | 3,121 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,565,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $1,280,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,578,440 | 3,071 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,142,000 | 4,145 |
| Total interest expense | $2,703,000 | 4,334 |
| Net interest income | $4,439,000 | 3,966 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $762,000 | 3,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,110 |
| Total noninterest expense | $2,703,000 | 4,825 |
| Salaries and employee benefits | $1,381,000 | 4,628 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $1,054,000 | 4,510 |
| Pre-tax net operating income | $2,498,000 | 2,829 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $832,000 | 2,686 |
| Income before extraordinary items | $1,664,000 | 2,899 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,664,000 | 2,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $1,250,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,665,340 | 2,924 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 4,508 |
| Total interest expense | $2,299,000 | 5,162 |
| Net interest income | $4,374,000 | 4,047 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $747,000 | 4,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,405 |
| Total noninterest expense | $2,635,000 | 5,041 |
| Salaries and employee benefits | $1,267,000 | 4,990 |
| Premises and equipment expense | $269,000 | 6,349 |
| Additional noninterest expense | $1,099,000 | 4,536 |
| Pre-tax net operating income | $2,389,000 | 2,826 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $738,000 | 2,963 |
| Income before extraordinary items | $1,650,000 | 2,962 |
| Extraordinary gains, net | $183,000 | 1,078 |
| Net income | $1,833,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $810,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,650,690 | 2,810 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 4,717 |
| Total interest expense | $2,736,000 | 5,575 |
| Net interest income | $4,454,000 | 4,039 |
| Provision for loan and lease losses | $113,000 | 6,955 |
| Total noninterest income | $710,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,460 |
| Total noninterest expense | $2,536,000 | 5,249 |
| Salaries and employee benefits | $1,282,000 | 4,882 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $990,000 | 5,089 |
| Pre-tax net operating income | $2,515,000 | 2,472 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $863,000 | 2,411 |
| Income before extraordinary items | $1,660,000 | 2,777 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,660,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,654,720 | 2,572 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.