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Exchange Bank of Missouri, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$18,649,000	1,983
Total interest expense	$7,016,000	1,644
Net interest income	$11,633,000	2,158
Provision for loan and lease losses	$262,000	1,777
Total noninterest income	$1,507,000	2,297
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$440,000	1,791
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,067,000	2,219
Total noninterest expense	$10,465,000	1,991
Salaries and employee benefits	$4,622,000	2,308
Premises and equipment expense	$986,000	2,042
Additional noninterest expense	$1,067,000	2,219
Pre-tax net operating income	$2,413,000	2,744
Securities gains (losses)	$46,000	413
Applicable income taxes	$551,000	1,839
Income before extraordinary items	$1,908,000	2,836
Extraordinary gains, net	$0	54
Net income	$1,908,000	2,863
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,908,000	2,838
Net charge-offs	$100,000	1,503
Cash dividends	$338,000	2,983
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,871,660	2,897
2023-09-30 (YTD Data)		Rank
Total interest income	$13,359,000	2,011
Total interest expense	$4,802,000	1,620
Net interest income	$8,557,000	2,198
Provision for loan and lease losses	$197,000	1,673
Total noninterest income	$1,176,000	2,252
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$328,000	1,804
Trading account gains and fees	$0	125
Additional Noninterest Income	$848,000	2,163
Total noninterest expense	$8,425,000	1,891
Salaries and employee benefits	$3,478,000	2,303
Premises and equipment expense	$755,000	2,022
Additional noninterest expense	$848,000	2,163
Pre-tax net operating income	$1,111,000	3,350
Securities gains (losses)	$18,000	474
Applicable income taxes	$225,000	2,281
Income before extraordinary items	$904,000	3,388
Extraordinary gains, net	$0	52
Net income	$904,000	3,420
Minority interest net income	$0	81
Net income of bank and minority interests.	$904,000	3,388
Net charge-offs	$78,000	1,295
Cash dividends	$323,000	2,526
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$889,600	3,426
2023-06-30 (YTD Data)		Rank
Total interest income	$8,348,000	2,068
Total interest expense	$2,850,000	1,612
Net interest income	$5,498,000	2,279
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$716,000	2,299
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$204,000	1,863
Trading account gains and fees	$0	112
Additional Noninterest Income	$512,000	2,176
Total noninterest expense	$4,058,000	2,292
Salaries and employee benefits	$2,311,000	2,292
Premises and equipment expense	$479,000	2,073
Additional noninterest expense	$512,000	2,173
Pre-tax net operating income	$2,096,000	2,195
Securities gains (losses)	$18,000	476
Applicable income taxes	$488,000	1,512
Income before extraordinary items	$1,626,000	2,308
Extraordinary gains, net	$0	51
Net income	$1,626,000	2,335
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,626,000	2,308
Net charge-offs	$11,000	1,777
Cash dividends	$323,000	2,258
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,611,780	2,333
2023-03-31 (YTD Data)		Rank
Total interest income	$3,936,000	2,126
Total interest expense	$1,299,000	1,561
Net interest income	$2,637,000	2,352
Provision for loan and lease losses	$53,000	1,659
Total noninterest income	$333,000	2,370
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$98,000	1,932
Trading account gains and fees	$0	97
Additional Noninterest Income	$235,000	2,256
Total noninterest expense	$2,011,000	2,339
Salaries and employee benefits	$1,156,000	2,327
Premises and equipment expense	$226,000	2,182
Additional noninterest expense	$235,000	2,256
Pre-tax net operating income	$906,000	2,422
Securities gains (losses)	$12,000	547
Applicable income taxes	$208,000	1,638
Income before extraordinary items	$710,000	2,513
Extraordinary gains, net	$0	4
Net income	$710,000	2,514
Minority interest net income	$0	48
Net income of bank and minority interests.	$710,000	2,513
Net charge-offs	$4,000	1,642
Cash dividends	$323,000	1,537
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$700,520	2,558
2022-12-31 (YTD Data)		Rank
Total interest income	$12,484,000	2,213
Total interest expense	$2,378,000	1,415
Net interest income	$10,106,000	2,352
Provision for loan and lease losses	$316,000	1,493
Total noninterest income	$1,633,000	2,243
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$406,000	1,938
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,227,000	2,116
Total noninterest expense	$7,424,000	2,416
Salaries and employee benefits	$4,168,000	2,435
Premises and equipment expense	$859,000	2,200
Additional noninterest expense	$1,227,000	2,116
Pre-tax net operating income	$3,999,000	2,313
Securities gains (losses)	$-4,000	3,278
Applicable income taxes	$893,000	1,649
Income before extraordinary items	$3,102,000	2,413
Extraordinary gains, net	$0	5
Net income	$3,102,000	2,411
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,102,000	2,412
Net charge-offs	$121,000	1,147
Cash dividends	$1,992,000	1,515
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,105,160	2,438
2022-09-30 (YTD Data)		Rank
Total interest income	$8,971,000	2,217
Total interest expense	$1,491,000	1,318
Net interest income	$7,480,000	2,357
Provision for loan and lease losses	$206,000	1,455
Total noninterest income	$1,257,000	2,255
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$304,000	1,949
Trading account gains and fees	$0	111
Additional Noninterest Income	$953,000	2,101
Total noninterest expense	$5,565,000	2,413
Salaries and employee benefits	$3,113,000	2,434
Premises and equipment expense	$646,000	2,219
Additional noninterest expense	$953,000	2,101
Pre-tax net operating income	$2,966,000	2,303
Securities gains (losses)	$-13,000	3,851
Applicable income taxes	$686,000	1,619
Income before extraordinary items	$2,267,000	2,428
Extraordinary gains, net	$0	4
Net income	$2,267,000	2,427
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,267,000	2,427
Net charge-offs	$120,000	863
Cash dividends	$1,642,000	1,273
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,277,270	2,460
2022-06-30 (YTD Data)		Rank
Total interest income	$5,703,000	2,245
Total interest expense	$858,000	1,294
Net interest income	$4,845,000	2,361
Provision for loan and lease losses	$127,000	1,394
Total noninterest income	$863,000	2,221
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$195,000	1,996
Trading account gains and fees	$0	108
Additional Noninterest Income	$668,000	2,101
Total noninterest expense	$3,629,000	2,439
Salaries and employee benefits	$2,008,000	2,493
Premises and equipment expense	$438,000	2,204
Additional noninterest expense	$1,183,000	2,326
Pre-tax net operating income	$1,952,000	2,225
Securities gains (losses)	$-13,000	3,992
Applicable income taxes	$459,000	1,541
Income before extraordinary items	$1,480,000	2,363
Extraordinary gains, net	$0	4
Net income	$1,480,000	2,363
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,480,000	2,363
Net charge-offs	$110,000	693
Cash dividends	$1,077,000	1,276
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,490,270	2,390
2022-03-31 (YTD Data)		Rank
Total interest income	$2,696,000	2,285
Total interest expense	$465,000	1,161
Net interest income	$2,231,000	2,435
Provision for loan and lease losses	$63,000	1,217
Total noninterest income	$461,000	2,140
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$93,000	2,028
Trading account gains and fees	$0	103
Additional Noninterest Income	$368,000	1,986
Total noninterest expense	$1,743,000	2,504
Salaries and employee benefits	$965,000	2,556
Premises and equipment expense	$207,000	2,292
Additional noninterest expense	$571,000	2,357
Pre-tax net operating income	$886,000	2,268
Securities gains (losses)	$-4,000	4,101
Applicable income taxes	$191,000	1,639
Income before extraordinary items	$691,000	2,373
Extraordinary gains, net	$0	4
Net income	$691,000	2,371
Minority interest net income	$0	50
Net income of bank and minority interests.	$691,000	2,373
Net charge-offs	$2,000	1,559
Cash dividends	$399,000	1,337
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$694,160	2,389
2021-12-31 (YTD Data)		Rank
Total interest income	$12,145,000	2,185
Total interest expense	$2,141,000	1,256
Net interest income	$10,004,000	2,329
Provision for loan and lease losses	$537,000	999
Total noninterest income	$1,794,000	2,350
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$370,000	1,956
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,424,000	2,274
Total noninterest expense	$6,328,000	2,640
Salaries and employee benefits	$3,574,000	2,675
Premises and equipment expense	$708,000	2,495
Additional noninterest expense	$2,046,000	2,562
Pre-tax net operating income	$4,933,000	2,069
Securities gains (losses)	$35,000	1,278
Applicable income taxes	$1,151,000	1,505
Income before extraordinary items	$3,817,000	2,233
Extraordinary gains, net	$0	10
Net income	$3,817,000	2,234
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,817,000	2,234
Net charge-offs	$512,000	626
Cash dividends	$189,000	3,292
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,789,350	2,215
2021-09-30 (YTD Data)		Rank
Total interest income	$9,441,000	2,163
Total interest expense	$1,647,000	1,301
Net interest income	$7,794,000	2,315
Provision for loan and lease losses	$354,000	1,057
Total noninterest income	$1,415,000	2,342
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$265,000	2,014
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,150,000	2,230
Total noninterest expense	$4,757,000	2,659
Salaries and employee benefits	$2,650,000	2,706
Premises and equipment expense	$540,000	2,500
Additional noninterest expense	$1,567,000	2,507
Pre-tax net operating income	$4,098,000	2,021
Securities gains (losses)	$25,000	1,323
Applicable income taxes	$1,008,000	1,446
Income before extraordinary items	$3,115,000	2,195
Extraordinary gains, net	$0	8
Net income	$3,115,000	2,194
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,115,000	2,195
Net charge-offs	$512,000	493
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,095,250	2,175
2021-06-30 (YTD Data)		Rank
Total interest income	$6,732,000	2,048
Total interest expense	$1,116,000	1,335
Net interest income	$5,616,000	2,159
Provision for loan and lease losses	$269,000	984
Total noninterest income	$999,000	2,239
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$163,000	2,055
Trading account gains and fees	$0	133
Additional Noninterest Income	$836,000	2,115
Total noninterest expense	$3,117,000	2,660
Salaries and employee benefits	$1,748,000	2,713
Premises and equipment expense	$344,000	2,541
Additional noninterest expense	$1,025,000	2,532
Pre-tax net operating income	$3,229,000	1,779
Securities gains (losses)	$15,000	1,275
Applicable income taxes	$816,000	1,301
Income before extraordinary items	$2,428,000	1,992
Extraordinary gains, net	$0	6
Net income	$2,428,000	1,991
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,428,000	1,992
Net charge-offs	$5,000	1,907
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,416,150	1,960
2021-03-31 (YTD Data)		Rank
Total interest income	$3,457,000	1,999
Total interest expense	$579,000	1,352
Net interest income	$2,878,000	2,084
Provision for loan and lease losses	$63,000	1,581
Total noninterest income	$537,000	2,162
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$81,000	2,045
Trading account gains and fees	$0	127
Additional Noninterest Income	$456,000	2,004
Total noninterest expense	$1,517,000	2,694
Salaries and employee benefits	$845,000	2,756
Premises and equipment expense	$163,000	2,648
Additional noninterest expense	$509,000	2,506
Pre-tax net operating income	$1,835,000	1,618
Securities gains (losses)	$0	1,392
Applicable income taxes	$438,000	1,236
Income before extraordinary items	$1,397,000	1,802
Extraordinary gains, net	$0	3
Net income	$1,397,000	1,802
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,397,000	1,802
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,397,000	1,762
2020-12-31 (YTD Data)		Rank
Total interest income	$11,377,000	2,322
Total interest expense	$2,680,000	1,637
Net interest income	$8,697,000	2,475
Provision for loan and lease losses	$175,000	3,158
Total noninterest income	$2,141,000	2,043
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$381,000	1,957
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,760,000	1,928
Total noninterest expense	$5,783,000	2,754
Salaries and employee benefits	$3,102,000	2,889
Premises and equipment expense	$668,000	2,597
Additional noninterest expense	$2,013,000	2,528
Pre-tax net operating income	$4,880,000	1,812
Securities gains (losses)	$19,000	2,125
Applicable income taxes	$1,127,000	1,340
Income before extraordinary items	$3,772,000	2,003
Extraordinary gains, net	$0	4
Net income	$3,772,000	2,002
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,772,000	2,003
Net charge-offs	$16,000	2,873
Cash dividends	$978,000	2,249
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,756,990	1,952
2020-09-30 (YTD Data)		Rank
Total interest income	$8,696,000	2,314
Total interest expense	$2,080,000	1,666
Net interest income	$6,616,000	2,451
Provision for loan and lease losses	$111,000	3,217
Total noninterest income	$1,560,000	2,047
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$283,000	1,962
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,277,000	1,907
Total noninterest expense	$4,316,000	2,746
Salaries and employee benefits	$2,283,000	2,900
Premises and equipment expense	$497,000	2,606
Additional noninterest expense	$1,536,000	2,468
Pre-tax net operating income	$3,749,000	1,761
Securities gains (losses)	$9,000	2,150
Applicable income taxes	$956,000	1,220
Income before extraordinary items	$2,802,000	1,988
Extraordinary gains, net	$0	4
Net income	$2,802,000	1,987
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,802,000	1,988
Net charge-offs	$16,000	2,583
Cash dividends	$978,000	1,735
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,794,890	1,932
2020-06-30 (YTD Data)		Rank
Total interest income	$5,944,000	2,306
Total interest expense	$1,455,000	1,683
Net interest income	$4,489,000	2,436
Provision for loan and lease losses	$74,000	3,222
Total noninterest income	$905,000	2,133
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$189,000	1,985
Trading account gains and fees	$0	123
Additional Noninterest Income	$716,000	2,014
Total noninterest expense	$2,861,000	2,768
Salaries and employee benefits	$1,510,000	2,928
Premises and equipment expense	$341,000	2,557
Additional noninterest expense	$1,010,000	2,495
Pre-tax net operating income	$2,459,000	1,721
Securities gains (losses)	$9,000	1,899
Applicable income taxes	$609,000	1,189
Income before extraordinary items	$1,859,000	1,928
Extraordinary gains, net	$0	4
Net income	$1,859,000	1,927
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,859,000	1,928
Net charge-offs	$16,000	2,286
Cash dividends	$978,000	1,365
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,851,890	1,901
2020-03-31 (YTD Data)		Rank
Total interest income	$2,819,000	2,367
Total interest expense	$772,000	1,731
Net interest income	$2,047,000	2,566
Provision for loan and lease losses	$64,000	2,328
Total noninterest income	$331,000	2,392
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$116,000	1,967
Trading account gains and fees	$0	106
Additional Noninterest Income	$215,000	2,354
Total noninterest expense	$1,434,000	2,791
Salaries and employee benefits	$767,000	2,922
Premises and equipment expense	$169,000	2,594
Additional noninterest expense	$498,000	2,541
Pre-tax net operating income	$880,000	2,018
Securities gains (losses)	$0	1,705
Applicable income taxes	$240,000	1,248
Income before extraordinary items	$640,000	2,305
Extraordinary gains, net	$0	4
Net income	$640,000	2,304
Minority interest net income	$0	56
Net income of bank and minority interests.	$640,000	2,305
Net charge-offs	$25,000	1,502
Cash dividends	$278,000	1,717
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$640,000	2,278
2019-12-31 (YTD Data)		Rank
Total interest income	$10,814,000	2,448
Total interest expense	$2,693,000	1,936
Net interest income	$8,121,000	2,599
Provision for loan and lease losses	$626,000	1,300
Total noninterest income	$1,374,000	2,400
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$540,000	1,817
Trading account gains and fees	$0	135
Additional Noninterest Income	$834,000	2,459
Total noninterest expense	$4,946,000	3,025
Salaries and employee benefits	$2,866,000	3,017
Premises and equipment expense	$633,000	2,710
Additional noninterest expense	$1,447,000	3,162
Pre-tax net operating income	$3,923,000	2,076
Securities gains (losses)	$0	2,379
Applicable income taxes	$952,000	1,466
Income before extraordinary items	$2,971,000	2,302
Extraordinary gains, net	$0	11
Net income	$2,971,000	2,304
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,971,000	2,304
Net charge-offs	$433,000	1,142
Cash dividends	$590,000	2,865
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,971,000	2,263
2019-09-30 (YTD Data)		Rank
Total interest income	$7,990,000	2,506
Total interest expense	$2,003,000	1,966
Net interest income	$5,987,000	2,659
Provision for loan and lease losses	$391,000	1,369
Total noninterest income	$984,000	2,482
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$406,000	1,814
Trading account gains and fees	$0	129
Additional Noninterest Income	$578,000	2,551
Total noninterest expense	$3,743,000	3,036
Salaries and employee benefits	$2,137,000	3,037
Premises and equipment expense	$468,000	2,747
Additional noninterest expense	$1,138,000	3,085
Pre-tax net operating income	$2,837,000	2,181
Securities gains (losses)	$0	2,167
Applicable income taxes	$760,000	1,463
Income before extraordinary items	$2,077,000	2,471
Extraordinary gains, net	$0	11
Net income	$2,077,000	2,472
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,077,000	2,472
Net charge-offs	$351,000	939
Cash dividends	$297,000	2,907
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,077,000	2,440
2019-06-30 (YTD Data)		Rank
Total interest income	$5,209,000	2,552
Total interest expense	$1,325,000	1,957
Net interest income	$3,884,000	2,729
Provision for loan and lease losses	$127,000	1,981
Total noninterest income	$616,000	2,521
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$253,000	1,888
Trading account gains and fees	$0	131
Additional Noninterest Income	$363,000	2,602
Total noninterest expense	$2,641,000	2,938
Salaries and employee benefits	$1,424,000	3,061
Premises and equipment expense	$310,000	2,762
Additional noninterest expense	$907,000	2,765
Pre-tax net operating income	$1,732,000	2,284
Securities gains (losses)	$0	1,702
Applicable income taxes	$447,000	1,537
Income before extraordinary items	$1,285,000	2,548
Extraordinary gains, net	$0	11
Net income	$1,285,000	2,547
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,285,000	2,547
Net charge-offs	$153,000	1,148
Cash dividends	$297,000	2,622
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,285,000	2,517
2019-03-31 (YTD Data)		Rank
Total interest income	$2,541,000	2,604
Total interest expense	$653,000	1,941
Net interest income	$1,888,000	2,794
Provision for loan and lease losses	$63,000	1,855
Total noninterest income	$261,000	2,693
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$125,000	1,898
Trading account gains and fees	$0	126
Additional Noninterest Income	$136,000	2,867
Total noninterest expense	$1,337,000	2,933
Salaries and employee benefits	$715,000	3,062
Premises and equipment expense	$155,000	2,797
Additional noninterest expense	$467,000	2,716
Pre-tax net operating income	$749,000	2,475
Securities gains (losses)	$0	1,087
Applicable income taxes	$208,000	1,558
Income before extraordinary items	$541,000	2,787
Extraordinary gains, net	$0	5
Net income	$541,000	2,787
Minority interest net income	$0	52
Net income of bank and minority interests.	$541,000	2,786
Net charge-offs	$2,000	2,456
Cash dividends	$297,000	1,762
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$541,000	2,772
2018-12-31 (YTD Data)		Rank
Total interest income	$9,410,000	2,637
Total interest expense	$1,841,000	2,045
Net interest income	$7,569,000	2,744
Provision for loan and lease losses	$171,000	2,533
Total noninterest income	$1,238,000	2,571
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$497,000	1,998
Trading account gains and fees	$0	126
Additional Noninterest Income	$741,000	2,588
Total noninterest expense	$5,201,000	2,978
Salaries and employee benefits	$2,844,000	3,056
Premises and equipment expense	$590,000	2,864
Additional noninterest expense	$1,767,000	2,833
Pre-tax net operating income	$3,435,000	2,307
Securities gains (losses)	$0	1,125
Applicable income taxes	$846,000	1,530
Income before extraordinary items	$2,589,000	2,542
Extraordinary gains, net	$0	6
Net income	$2,589,000	2,541
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,589,000	2,541
Net charge-offs	$27,000	2,960
Cash dividends	$468,000	3,037
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,589,000	2,531
2018-09-30 (YTD Data)		Rank
Total interest income	$6,936,000	2,658
Total interest expense	$1,251,000	2,102
Net interest income	$5,685,000	2,757
Provision for loan and lease losses	$107,000	2,543
Total noninterest income	$896,000	2,655
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$360,000	2,065
Trading account gains and fees	$0	138
Additional Noninterest Income	$536,000	2,662
Total noninterest expense	$3,919,000	2,984
Salaries and employee benefits	$2,141,000	3,044
Premises and equipment expense	$429,000	2,949
Additional noninterest expense	$1,349,000	2,794
Pre-tax net operating income	$2,555,000	2,367
Securities gains (losses)	$0	1,118
Applicable income taxes	$649,000	1,565
Income before extraordinary items	$1,906,000	2,603
Extraordinary gains, net	$0	5
Net income	$1,906,000	2,603
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,906,000	2,602
Net charge-offs	$24,000	2,616
Cash dividends	$468,000	2,439
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,906,000	2,590
2018-06-30 (YTD Data)		Rank
Total interest income	$4,568,000	2,679
Total interest expense	$792,000	2,105
Net interest income	$3,776,000	2,770
Provision for loan and lease losses	$61,000	2,572
Total noninterest income	$612,000	2,616
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$230,000	2,115
Trading account gains and fees	$0	130
Additional Noninterest Income	$382,000	2,584
Total noninterest expense	$2,639,000	2,990
Salaries and employee benefits	$1,433,000	3,066
Premises and equipment expense	$275,000	3,028
Additional noninterest expense	$931,000	2,737
Pre-tax net operating income	$1,688,000	2,343
Securities gains (losses)	$0	961
Applicable income taxes	$424,000	1,553
Income before extraordinary items	$1,264,000	2,591
Extraordinary gains, net	$0	6
Net income	$1,264,000	2,590
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,264,000	2,590
Net charge-offs	$7,000	2,719
Cash dividends	$123,000	3,090
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,264,000	2,582
2018-03-31 (YTD Data)		Rank
Total interest income	$2,222,000	2,730
Total interest expense	$369,000	2,138
Net interest income	$1,853,000	2,818
Provision for loan and lease losses	$16,000	2,901
Total noninterest income	$300,000	2,629
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$110,000	2,179
Trading account gains and fees	$0	123
Additional Noninterest Income	$190,000	2,555
Total noninterest expense	$1,301,000	3,042
Salaries and employee benefits	$712,000	3,103
Premises and equipment expense	$132,000	3,131
Additional noninterest expense	$457,000	2,804
Pre-tax net operating income	$836,000	2,316
Securities gains (losses)	$0	735
Applicable income taxes	$223,000	1,475
Income before extraordinary items	$613,000	2,579
Extraordinary gains, net	$0	7
Net income	$613,000	2,579
Minority interest net income	$0	52
Net income of bank and minority interests.	$613,000	2,579
Net charge-offs	$4,000	2,263
Cash dividends	$123,000	2,239
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$613,000	2,572
2017-12-31 (YTD Data)		Rank
Total interest income	$8,277,000	2,804
Total interest expense	$1,251,000	2,182
Net interest income	$7,026,000	2,878
Provision for loan and lease losses	$72,000	3,324
Total noninterest income	$1,347,000	2,533
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$484,000	2,079
Trading account gains and fees	$0	151
Additional Noninterest Income	$863,000	2,467
Total noninterest expense	$5,135,000	3,051
Salaries and employee benefits	$2,765,000	3,144
Premises and equipment expense	$622,000	2,863
Additional noninterest expense	$1,748,000	2,905
Pre-tax net operating income	$3,166,000	2,400
Securities gains (losses)	$-1,000	4,786
Applicable income taxes	$890,000	1,973
Income before extraordinary items	$2,275,000	2,476
Extraordinary gains, net	$0	9
Net income	$2,275,000	2,476
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,275,000	2,476
Net charge-offs	$30,000	3,235
Cash dividends	$325,000	3,344
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,275,720	2,457
2017-09-30 (YTD Data)		Rank
Total interest income	$6,077,000	2,860
Total interest expense	$923,000	2,196
Net interest income	$5,154,000	2,946
Provision for loan and lease losses	$72,000	2,995
Total noninterest income	$998,000	2,568
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$355,000	2,135
Trading account gains and fees	$0	145
Additional Noninterest Income	$643,000	2,502
Total noninterest expense	$3,845,000	3,066
Salaries and employee benefits	$2,090,000	3,144
Premises and equipment expense	$454,000	2,938
Additional noninterest expense	$1,301,000	2,931
Pre-tax net operating income	$2,235,000	2,541
Securities gains (losses)	$0	2,274
Applicable income taxes	$817,000	1,647
Income before extraordinary items	$1,418,000	2,944
Extraordinary gains, net	$0	9
Net income	$1,418,000	2,943
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,418,000	2,944
Net charge-offs	$22,000	2,945
Cash dividends	$325,000	2,808
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,418,000	2,922
2017-06-30 (YTD Data)		Rank
Total interest income	$3,951,000	2,896
Total interest expense	$629,000	2,134
Net interest income	$3,322,000	3,003
Provision for loan and lease losses	$72,000	2,507
Total noninterest income	$641,000	2,627
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$232,000	2,149
Trading account gains and fees	$0	139
Additional Noninterest Income	$409,000	2,555
Total noninterest expense	$2,517,000	3,117
Salaries and employee benefits	$1,372,000	3,191
Premises and equipment expense	$293,000	3,003
Additional noninterest expense	$852,000	2,973
Pre-tax net operating income	$1,374,000	2,628
Securities gains (losses)	$0	1,906
Applicable income taxes	$455,000	1,785
Income before extraordinary items	$919,000	2,943
Extraordinary gains, net	$0	11
Net income	$919,000	2,943
Minority interest net income	$0	71
Net income of bank and minority interests.	$919,000	2,943
Net charge-offs	$19,000	2,606
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$919,000	2,923
2017-03-31 (YTD Data)		Rank
Total interest income	$1,907,000	2,970
Total interest expense	$310,000	2,119
Net interest income	$1,597,000	3,083
Provision for loan and lease losses	$54,000	2,029
Total noninterest income	$265,000	2,872
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$114,000	2,189
Trading account gains and fees	$0	142
Additional Noninterest Income	$151,000	2,926
Total noninterest expense	$1,228,000	3,193
Salaries and employee benefits	$688,000	3,220
Premises and equipment expense	$151,000	2,982
Additional noninterest expense	$389,000	3,166
Pre-tax net operating income	$580,000	2,851
Securities gains (losses)	$0	1,153
Applicable income taxes	$180,000	1,962
Income before extraordinary items	$400,000	3,136
Extraordinary gains, net	$0	8
Net income	$400,000	3,134
Minority interest net income	$0	55
Net income of bank and minority interests.	$400,000	3,136
Net charge-offs	$7,000	2,334
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$400,000	3,119
2016-12-31 (YTD Data)		Rank
Total interest income	$7,672,000	2,938
Total interest expense	$1,181,000	2,163
Net interest income	$6,491,000	3,036
Provision for loan and lease losses	$570,000	1,360
Total noninterest income	$1,285,000	2,679
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$543,000	1,947
Trading account gains and fees	$0	170
Additional Noninterest Income	$742,000	2,754
Total noninterest expense	$8,638,000	2,159
Salaries and employee benefits	$2,668,000	3,277
Premises and equipment expense	$613,000	2,970
Additional noninterest expense	$5,357,000	1,192
Pre-tax net operating income	$-1,432,000	5,856
Securities gains (losses)	$173,000	958
Applicable income taxes	$-494,000	5,825
Income before extraordinary items	$-765,000	5,823
Extraordinary gains, net	$0	5
Net income	$-765,000	5,822
Minority interest net income	$0	82
Net income of bank and minority interests.	$-765,000	5,822
Net charge-offs	$270,000	1,634
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$-875,720	5,823
2016-09-30 (YTD Data)		Rank
Total interest income	$5,744,000	2,945
Total interest expense	$896,000	2,138
Net interest income	$4,848,000	3,057
Provision for loan and lease losses	$514,000	1,118
Total noninterest income	$983,000	2,654
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$408,000	1,949
Trading account gains and fees	$0	169
Additional Noninterest Income	$575,000	2,704
Total noninterest expense	$7,455,000	1,918
Salaries and employee benefits	$2,075,000	3,192
Premises and equipment expense	$458,000	3,001
Additional noninterest expense	$4,922,000	1,000
Pre-tax net operating income	$-2,138,000	5,953
Securities gains (losses)	$173,000	885
Applicable income taxes	$-714,000	5,933
Income before extraordinary items	$-1,251,000	5,933
Extraordinary gains, net	$0	5
Net income	$-1,251,000	5,933
Minority interest net income	$0	71
Net income of bank and minority interests.	$-1,251,000	5,933
Net charge-offs	$32,000	2,868
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-1,361,720	5,933
2016-06-30 (YTD Data)		Rank
Total interest income	$3,813,000	2,960
Total interest expense	$599,000	2,135
Net interest income	$3,214,000	3,083
Provision for loan and lease losses	$109,000	2,234
Total noninterest income	$697,000	2,557
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$259,000	2,011
Trading account gains and fees	$0	157
Additional Noninterest Income	$438,000	2,544
Total noninterest expense	$6,198,000	1,570
Salaries and employee benefits	$1,422,000	3,151
Premises and equipment expense	$314,000	2,953
Additional noninterest expense	$4,462,000	743
Pre-tax net operating income	$-2,396,000	6,044
Securities gains (losses)	$173,000	657
Applicable income taxes	$-904,000	6,030
Income before extraordinary items	$-1,319,000	6,025
Extraordinary gains, net	$0	16
Net income	$-1,319,000	6,024
Minority interest net income	$0	71
Net income of bank and minority interests.	$-1,319,000	6,024
Net charge-offs	$22,000	2,715
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-1,429,720	6,026
2016-03-31 (YTD Data)		Rank
Total interest income	$1,869,000	3,012
Total interest expense	$296,000	2,161
Net interest income	$1,573,000	3,125
Provision for loan and lease losses	$55,000	2,084
Total noninterest income	$267,000	2,906
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$121,000	2,104
Trading account gains and fees	$0	142
Additional Noninterest Income	$146,000	3,016
Total noninterest expense	$1,254,000	3,214
Salaries and employee benefits	$721,000	3,143
Premises and equipment expense	$160,000	2,945
Additional noninterest expense	$373,000	3,389
Pre-tax net operating income	$531,000	2,935
Securities gains (losses)	$0	2,077
Applicable income taxes	$162,000	2,033
Income before extraordinary items	$369,000	3,275
Extraordinary gains, net	$0	12
Net income	$369,000	3,272
Minority interest net income	$0	62
Net income of bank and minority interests.	$369,000	3,273
Net charge-offs	$24,000	1,870
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$369,000	3,206
2015-12-31 (YTD Data)		Rank
Total interest income	$7,057,000	3,090
Total interest expense	$920,000	2,567
Net interest income	$6,137,000	3,144
Provision for loan and lease losses	$218,000	2,249
Total noninterest income	$1,030,000	3,023
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$498,000	2,143
Trading account gains and fees	$0	159
Additional Noninterest Income	$532,000	3,198
Total noninterest expense	$4,702,000	3,362
Salaries and employee benefits	$2,682,000	3,254
Premises and equipment expense	$595,000	3,116
Additional noninterest expense	$1,425,000	3,519
Pre-tax net operating income	$2,247,000	2,805
Securities gains (losses)	$21,000	2,208
Applicable income taxes	$811,000	1,792
Income before extraordinary items	$1,457,000	3,275
Extraordinary gains, net	$0	23
Net income	$1,457,000	3,276
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,457,000	3,277
Net charge-offs	$97,000	2,684
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,443,560	3,243
2015-09-30 (YTD Data)		Rank
Total interest income	$5,180,000	3,165
Total interest expense	$659,000	2,686
Net interest income	$4,521,000	3,201
Provision for loan and lease losses	$164,000	2,188
Total noninterest income	$757,000	3,065
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$359,000	2,217
Trading account gains and fees	$0	153
Additional Noninterest Income	$398,000	3,225
Total noninterest expense	$3,475,000	3,418
Salaries and employee benefits	$2,002,000	3,280
Premises and equipment expense	$417,000	3,305
Additional noninterest expense	$1,056,000	3,553
Pre-tax net operating income	$1,639,000	2,921
Securities gains (losses)	$8,000	2,465
Applicable income taxes	$559,000	1,909
Income before extraordinary items	$1,088,000	3,352
Extraordinary gains, net	$0	21
Net income	$1,088,000	3,350
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,088,000	3,351
Net charge-offs	$58,000	2,660
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,082,720	3,316
2015-06-30 (YTD Data)		Rank
Total interest income	$3,358,000	3,244
Total interest expense	$415,000	2,801
Net interest income	$2,943,000	3,263
Provision for loan and lease losses	$109,000	2,141
Total noninterest income	$492,000	3,104
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$219,000	2,351
Trading account gains and fees	$0	157
Additional Noninterest Income	$273,000	3,183
Total noninterest expense	$2,306,000	3,453
Salaries and employee benefits	$1,322,000	3,323
Premises and equipment expense	$283,000	3,288
Additional noninterest expense	$701,000	3,583
Pre-tax net operating income	$1,020,000	3,033
Securities gains (losses)	$8,000	2,109
Applicable income taxes	$323,000	2,060
Income before extraordinary items	$705,000	3,402
Extraordinary gains, net	$0	22
Net income	$705,000	3,402
Minority interest net income	$0	75
Net income of bank and minority interests.	$705,000	3,403
Net charge-offs	$27,000	2,754
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$699,480	3,349
2015-03-31 (YTD Data)		Rank
Total interest income	$1,602,000	3,356
Total interest expense	$202,000	2,873
Net interest income	$1,400,000	3,377
Provision for loan and lease losses	$54,000	2,022
Total noninterest income	$209,000	3,352
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$94,000	2,583
Trading account gains and fees	$0	152
Additional Noninterest Income	$115,000	3,387
Total noninterest expense	$1,103,000	3,576
Salaries and employee benefits	$637,000	3,435
Premises and equipment expense	$141,000	3,330
Additional noninterest expense	$325,000	3,776
Pre-tax net operating income	$452,000	3,183
Securities gains (losses)	$8,000	1,548
Applicable income taxes	$163,000	2,021
Income before extraordinary items	$297,000	3,682
Extraordinary gains, net	$0	13
Net income	$297,000	3,685
Minority interest net income	$0	64
Net income of bank and minority interests.	$297,000	3,685
Net charge-offs	$3,000	2,911
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$291,800	3,611
2014-12-31 (YTD Data)		Rank
Total interest income	$6,233,000	3,442
Total interest expense	$765,000	3,130
Net interest income	$5,468,000	3,443
Provision for loan and lease losses	$106,000	3,135
Total noninterest income	$917,000	3,242
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$409,000	2,647
Trading account gains and fees	$0	180
Additional Noninterest Income	$508,000	3,256
Total noninterest expense	$4,215,000	3,715
Salaries and employee benefits	$2,289,000	3,701
Premises and equipment expense	$495,000	3,658
Additional noninterest expense	$1,431,000	3,643
Pre-tax net operating income	$2,064,000	2,926
Securities gains (losses)	$54,000	1,680
Applicable income taxes	$740,000	1,836
Income before extraordinary items	$1,378,000	3,391
Extraordinary gains, net	$0	17
Net income	$1,378,000	3,393
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,378,000	3,393
Net charge-offs	$12,000	4,510
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,342,900	3,379
2014-09-30 (YTD Data)		Rank
Total interest income	$4,537,000	3,539
Total interest expense	$564,000	3,217
Net interest income	$3,973,000	3,546
Provision for loan and lease losses	$51,000	3,370
Total noninterest income	$658,000	3,355
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$278,000	2,852
Trading account gains and fees	$0	174
Additional Noninterest Income	$380,000	3,284
Total noninterest expense	$3,164,000	3,721
Salaries and employee benefits	$1,714,000	3,716
Premises and equipment expense	$381,000	3,652
Additional noninterest expense	$1,069,000	3,679
Pre-tax net operating income	$1,416,000	3,143
Securities gains (losses)	$27,000	1,839
Applicable income taxes	$475,000	2,035
Income before extraordinary items	$968,000	3,562
Extraordinary gains, net	$0	15
Net income	$968,000	3,563
Minority interest net income	$0	81
Net income of bank and minority interests.	$968,000	3,564
Net charge-offs	$10,000	4,150
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$949,910	3,549
2014-06-30 (YTD Data)		Rank
Total interest income	$2,938,000	3,608
Total interest expense	$375,000	3,261
Net interest income	$2,563,000	3,616
Provision for loan and lease losses	$8,000	3,972
Total noninterest income	$440,000	3,338
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$170,000	3,002
Trading account gains and fees	$0	172
Additional Noninterest Income	$270,000	3,189
Total noninterest expense	$2,120,000	3,727
Salaries and employee benefits	$1,158,000	3,696
Premises and equipment expense	$249,000	3,725
Additional noninterest expense	$713,000	3,702
Pre-tax net operating income	$875,000	3,202
Securities gains (losses)	$9,000	1,986
Applicable income taxes	$264,000	2,143
Income before extraordinary items	$620,000	3,574
Extraordinary gains, net	$0	20
Net income	$620,000	3,579
Minority interest net income	$0	80
Net income of bank and minority interests.	$620,000	3,580
Net charge-offs	$10,000	3,731
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$613,700	3,536
2014-03-31 (YTD Data)		Rank
Total interest income	$1,410,000	3,709
Total interest expense	$190,000	3,284
Net interest income	$1,220,000	3,748
Provision for loan and lease losses	$2,000	3,744
Total noninterest income	$205,000	3,426
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$81,000	3,056
Trading account gains and fees	$0	147
Additional Noninterest Income	$124,000	3,255
Total noninterest expense	$1,027,000	3,833
Salaries and employee benefits	$570,000	3,772
Premises and equipment expense	$118,000	3,868
Additional noninterest expense	$339,000	3,825
Pre-tax net operating income	$396,000	3,306
Securities gains (losses)	$0	1,715
Applicable income taxes	$130,000	2,129
Income before extraordinary items	$266,000	3,754
Extraordinary gains, net	$0	16
Net income	$266,000	3,757
Minority interest net income	$0	66
Net income of bank and minority interests.	$266,000	3,757
Net charge-offs	$12,000	2,752
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$266,000	3,705
2013-12-31 (YTD Data)		Rank
Total interest income	$5,557,000	3,817
Total interest expense	$727,000	3,657
Net interest income	$4,830,000	3,777
Provision for loan and lease losses	$574,000	1,693
Total noninterest income	$1,031,000	3,138
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$424,000	2,696
Trading account gains and fees	$0	184
Additional Noninterest Income	$607,000	3,104
Total noninterest expense	$3,723,000	4,097
Salaries and employee benefits	$2,025,000	4,046
Premises and equipment expense	$368,000	4,417
Additional noninterest expense	$1,330,000	3,947
Pre-tax net operating income	$1,564,000	3,327
Securities gains (losses)	$0	3,182
Applicable income taxes	$560,000	2,037
Income before extraordinary items	$1,004,000	3,891
Extraordinary gains, net	$0	29
Net income	$1,004,000	3,894
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,004,000	3,895
Net charge-offs	$125,000	3,522
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,004,000	3,835
2013-09-30 (YTD Data)		Rank
Total interest income	$4,092,000	3,885
Total interest expense	$541,000	3,766
Net interest income	$3,551,000	3,849
Provision for loan and lease losses	$391,000	1,801
Total noninterest income	$807,000	3,123
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$327,000	2,664
Trading account gains and fees	$0	180
Additional Noninterest Income	$480,000	3,079
Total noninterest expense	$2,687,000	4,210
Salaries and employee benefits	$1,496,000	4,098
Premises and equipment expense	$251,000	4,635
Additional noninterest expense	$940,000	4,086
Pre-tax net operating income	$1,280,000	3,229
Securities gains (losses)	$0	3,040
Applicable income taxes	$400,000	2,132
Income before extraordinary items	$880,000	3,655
Extraordinary gains, net	$0	25
Net income	$880,000	3,657
Minority interest net income	$0	84
Net income of bank and minority interests.	$880,000	3,659
Net charge-offs	$81,000	3,450
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$880,000	3,579
2013-06-30 (YTD Data)		Rank
Total interest income	$2,634,000	3,984
Total interest expense	$361,000	3,815
Net interest income	$2,273,000	3,963
Provision for loan and lease losses	$227,000	1,964
Total noninterest income	$530,000	3,187
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$205,000	2,743
Trading account gains and fees	$0	157
Additional Noninterest Income	$325,000	3,099
Total noninterest expense	$1,738,000	4,309
Salaries and employee benefits	$957,000	4,214
Premises and equipment expense	$172,000	4,595
Additional noninterest expense	$609,000	4,154
Pre-tax net operating income	$838,000	3,242
Securities gains (losses)	$0	2,791
Applicable income taxes	$219,000	2,342
Income before extraordinary items	$619,000	3,558
Extraordinary gains, net	$0	22
Net income	$619,000	3,560
Minority interest net income	$0	82
Net income of bank and minority interests.	$619,000	3,561
Net charge-offs	$7,000	4,432
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$619,000	3,454
2013-03-31 (YTD Data)		Rank
Total interest income	$1,286,000	4,078
Total interest expense	$184,000	3,870
Net interest income	$1,102,000	4,054
Provision for loan and lease losses	$59,000	2,710
Total noninterest income	$222,000	3,483
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$98,000	2,821
Trading account gains and fees	$0	148
Additional Noninterest Income	$124,000	3,449
Total noninterest expense	$860,000	4,372
Salaries and employee benefits	$471,000	4,295
Premises and equipment expense	$87,000	4,611
Additional noninterest expense	$302,000	4,198
Pre-tax net operating income	$405,000	3,276
Securities gains (losses)	$0	1,966
Applicable income taxes	$101,000	2,391
Income before extraordinary items	$304,000	3,539
Extraordinary gains, net	$0	10
Net income	$304,000	3,540
Minority interest net income	$0	76
Net income of bank and minority interests.	$304,000	3,541
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$304,000	3,448
2012-12-31 (YTD Data)		Rank
Total interest income	$3,689,000	5,072
Total interest expense	$623,000	4,666
Net interest income	$3,066,000	5,047
Provision for loan and lease losses	$330,000	3,252
Total noninterest income	$704,000	3,879
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$265,000	3,723
Trading account gains and fees	$0	166
Additional Noninterest Income	$439,000	3,519
Total noninterest expense	$2,306,000	5,359
Salaries and employee benefits	$1,233,000	5,340
Premises and equipment expense	$188,000	5,800
Additional noninterest expense	$885,000	5,067
Pre-tax net operating income	$1,134,000	3,819
Securities gains (losses)	$148,000	1,963
Applicable income taxes	$456,000	2,278
Income before extraordinary items	$826,000	4,230
Extraordinary gains, net	$0	29
Net income	$826,000	4,229
Minority interest net income	$0	93
Net income of bank and minority interests.	$826,000	4,231
Net charge-offs	$88,000	4,526
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$731,280	4,238
2012-09-30 (YTD Data)		Rank
Total interest income	$2,595,000	5,275
Total interest expense	$460,000	4,836
Net interest income	$2,135,000	5,294
Provision for loan and lease losses	$222,000	3,411
Total noninterest income	$512,000	3,955
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$176,000	4,029
Trading account gains and fees	$0	157
Additional Noninterest Income	$336,000	3,525
Total noninterest expense	$1,657,000	5,488
Salaries and employee benefits	$883,000	5,463
Premises and equipment expense	$139,000	5,904
Additional noninterest expense	$635,000	5,206
Pre-tax net operating income	$768,000	4,090
Securities gains (losses)	$148,000	1,675
Applicable income taxes	$283,000	2,527
Income before extraordinary items	$633,000	4,279
Extraordinary gains, net	$0	20
Net income	$633,000	4,278
Minority interest net income	$0	86
Net income of bank and minority interests.	$633,000	4,278
Net charge-offs	$12,000	5,248
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$530,880	4,391
2012-06-30 (YTD Data)		Rank
Total interest income	$1,703,000	5,357
Total interest expense	$321,000	4,849
Net interest income	$1,382,000	5,384
Provision for loan and lease losses	$174,000	3,187
Total noninterest income	$369,000	3,815
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$115,000	4,062
Trading account gains and fees	$0	153
Additional Noninterest Income	$254,000	3,313
Total noninterest expense	$1,119,000	5,502
Salaries and employee benefits	$596,000	5,478
Premises and equipment expense	$93,000	5,922
Additional noninterest expense	$430,000	5,196
Pre-tax net operating income	$458,000	4,242
Securities gains (losses)	$123,000	1,448
Applicable income taxes	$162,000	2,645
Income before extraordinary items	$419,000	4,302
Extraordinary gains, net	$0	19
Net income	$419,000	4,305
Minority interest net income	$0	84
Net income of bank and minority interests.	$419,000	4,304
Net charge-offs	$7,000	5,048
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$330,440	4,482
2012-03-31 (YTD Data)		Rank
Total interest income	$835,000	5,453
Total interest expense	$173,000	4,770
Net interest income	$662,000	5,504
Provision for loan and lease losses	$77,000	3,168
Total noninterest income	$215,000	3,509
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$53,000	4,182
Trading account gains and fees	$0	148
Additional Noninterest Income	$162,000	2,963
Total noninterest expense	$528,000	5,664
Salaries and employee benefits	$297,000	5,523
Premises and equipment expense	$43,000	6,083
Additional noninterest expense	$188,000	5,489
Pre-tax net operating income	$272,000	4,006
Securities gains (losses)	$5,000	1,907
Applicable income taxes	$66,000	2,814
Income before extraordinary items	$211,000	4,282
Extraordinary gains, net	$0	19
Net income	$211,000	4,284
Minority interest net income	$0	78
Net income of bank and minority interests.	$211,000	4,285
Net charge-offs	$10,000	4,036
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$207,200	4,163
2011-12-31 (YTD Data)		Rank
Total interest income	$2,836,000	5,863
Total interest expense	$658,000	5,335
Net interest income	$2,178,000	5,927
Provision for loan and lease losses	$82,000	5,513
Total noninterest income	$707,000	3,769
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$248,000	3,977
Trading account gains and fees	$0	146
Additional Noninterest Income	$459,000	3,236
Total noninterest expense	$1,809,000	5,992
Salaries and employee benefits	$942,000	5,984
Premises and equipment expense	$145,000	6,449
Additional noninterest expense	$722,000	5,616
Pre-tax net operating income	$994,000	3,749
Securities gains (losses)	$13,000	3,238
Applicable income taxes	$287,000	2,583
Income before extraordinary items	$720,000	4,118
Extraordinary gains, net	$0	29
Net income	$720,000	4,122
Minority interest net income	$0	96
Net income of bank and minority interests.	$720,000	4,121
Net charge-offs	$66,000	5,304
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$710,770	4,004
2011-09-30 (YTD Data)		Rank
Total interest income	$2,120,000	5,925
Total interest expense	$487,000	5,465
Net interest income	$1,633,000	5,968
Provision for loan and lease losses	$94,000	5,010
Total noninterest income	$451,000	4,088
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$189,000	3,957
Trading account gains and fees	$0	145
Additional Noninterest Income	$262,000	3,666
Total noninterest expense	$1,326,000	6,060
Salaries and employee benefits	$639,000	6,163
Premises and equipment expense	$114,000	6,441
Additional noninterest expense	$573,000	5,539
Pre-tax net operating income	$664,000	4,061
Securities gains (losses)	$13,000	2,968
Applicable income taxes	$139,000	2,963
Income before extraordinary items	$538,000	4,185
Extraordinary gains, net	$0	21
Net income	$538,000	4,187
Minority interest net income	$0	87
Net income of bank and minority interests.	$538,000	4,187
Net charge-offs	$35,000	5,217
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$527,730	4,091
2011-06-30 (YTD Data)		Rank
Total interest income	$1,250,000	6,211
Total interest expense	$295,000	5,771
Net interest income	$955,000	6,252
Provision for loan and lease losses	$39,000	5,309
Total noninterest income	$256,000	4,427
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$108,000	4,248
Trading account gains and fees	$0	153
Additional Noninterest Income	$148,000	3,974
Total noninterest expense	$801,000	6,313
Salaries and employee benefits	$390,000	6,386
Premises and equipment expense	$74,000	6,523
Additional noninterest expense	$337,000	5,885
Pre-tax net operating income	$371,000	4,316
Securities gains (losses)	$12,000	2,290
Applicable income taxes	$83,000	3,003
Income before extraordinary items	$300,000	4,449
Extraordinary gains, net	$0	15
Net income	$300,000	4,448
Minority interest net income	$0	89
Net income of bank and minority interests.	$300,000	4,450
Net charge-offs	$30,000	4,826
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$290,640	4,419
2011-03-31 (YTD Data)		Rank
Total interest income	$425,000	6,819
Total interest expense	$100,000	6,519
Net interest income	$325,000	6,838
Provision for loan and lease losses	$0	5,840
Total noninterest income	$61,000	5,688
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$30,000	5,223
Trading account gains and fees	$0	158
Additional Noninterest Income	$31,000	5,357
Total noninterest expense	$269,000	6,922
Salaries and employee benefits	$147,000	6,864
Premises and equipment expense	$25,000	6,959
Additional noninterest expense	$97,000	6,750
Pre-tax net operating income	$117,000	4,963
Securities gains (losses)	$12,000	1,251
Applicable income taxes	$45,000	2,906
Income before extraordinary items	$84,000	5,232
Extraordinary gains, net	$0	9
Net income	$84,000	5,230
Minority interest net income	$0	86
Net income of bank and minority interests.	$84,000	5,232
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$76,200	5,286
2010-12-31 (YTD Data)		Rank
Total interest income	$3,165,000	5,933
Total interest expense	$1,010,000	5,199
Net interest income	$2,155,000	6,084
Provision for loan and lease losses	$0	7,042
Total noninterest income	$314,000	5,328
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$255,000	3,968
Trading account gains and fees	$0	175
Additional Noninterest Income	$59,000	5,967
Total noninterest expense	$2,152,000	5,855
Salaries and employee benefits	$1,045,000	5,929
Premises and equipment expense	$260,000	5,724
Additional noninterest expense	$847,000	5,491
Pre-tax net operating income	$317,000	4,853
Securities gains (losses)	$71,000	2,431
Applicable income taxes	$0	4,655
Income before extraordinary items	$388,000	4,662
Extraordinary gains, net	$0	29
Net income	$388,000	4,663
Minority interest net income	$0	111
Net income of bank and minority interests.	$388,000	4,663
Net charge-offs	$-52,000	7,568
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$317,000	4,739
2010-09-30 (YTD Data)		Rank
Total interest income	$2,337,000	6,060
Total interest expense	$769,000	5,327
Net interest income	$1,568,000	6,250
Provision for loan and lease losses	$0	6,977
Total noninterest income	$282,000	5,145
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$194,000	4,011
Trading account gains and fees	$0	165
Additional Noninterest Income	$88,000	5,365
Total noninterest expense	$1,658,000	5,824
Salaries and employee benefits	$813,000	5,917
Premises and equipment expense	$190,000	5,832
Additional noninterest expense	$655,000	5,427
Pre-tax net operating income	$192,000	5,286
Securities gains (losses)	$71,000	2,217
Applicable income taxes	$0	4,726
Income before extraordinary items	$263,000	5,033
Extraordinary gains, net	$0	23
Net income	$263,000	5,035
Minority interest net income	$0	110
Net income of bank and minority interests.	$263,000	5,036
Net charge-offs	$-45,000	7,626
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$192,000	5,178
2010-06-30 (YTD Data)		Rank
Total interest income	$1,542,000	6,120
Total interest expense	$517,000	5,398
Net interest income	$1,025,000	6,324
Provision for loan and lease losses	$0	6,857
Total noninterest income	$176,000	5,234
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$121,000	4,119
Trading account gains and fees	$0	152
Additional Noninterest Income	$55,000	5,477
Total noninterest expense	$1,114,000	5,846
Salaries and employee benefits	$542,000	5,962
Premises and equipment expense	$132,000	5,782
Additional noninterest expense	$440,000	5,433
Pre-tax net operating income	$87,000	5,582
Securities gains (losses)	$71,000	1,657
Applicable income taxes	$0	4,691
Income before extraordinary items	$158,000	5,169
Extraordinary gains, net	$0	19
Net income	$158,000	5,172
Minority interest net income	$0	105
Net income of bank and minority interests.	$158,000	5,171
Net charge-offs	$-95,000	7,744
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$87,000	5,514
2010-03-31 (YTD Data)		Rank
Total interest income	$781,000	6,173
Total interest expense	$260,000	5,526
Net interest income	$521,000	6,353
Provision for loan and lease losses	$0	6,552
Total noninterest income	$90,000	5,225
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$57,000	4,229
Trading account gains and fees	$0	175
Additional Noninterest Income	$33,000	5,318
Total noninterest expense	$596,000	5,751
Salaries and employee benefits	$267,000	6,066
Premises and equipment expense	$78,000	5,503
Additional noninterest expense	$251,000	5,105
Pre-tax net operating income	$15,000	6,085
Securities gains (losses)	$70,000	968
Applicable income taxes	$0	4,611
Income before extraordinary items	$85,000	5,181
Extraordinary gains, net	$0	16
Net income	$85,000	5,182
Minority interest net income	$0	91
Net income of bank and minority interests.	$85,000	5,181
Net charge-offs	$-87,000	7,838
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$15,000	6,076
2009-12-31 (YTD Data)		Rank
Total interest income	$3,285,000	6,160
Total interest expense	$1,249,000	5,575
Net interest income	$2,036,000	6,312
Provision for loan and lease losses	$363,000	5,006
Total noninterest income	$349,000	5,357
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$260,000	4,153
Trading account gains and fees	$0	211
Additional Noninterest Income	$89,000	5,798
Total noninterest expense	$1,953,000	6,286
Salaries and employee benefits	$1,069,000	6,091
Premises and equipment expense	$231,000	6,229
Additional noninterest expense	$653,000	6,288
Pre-tax net operating income	$69,000	5,191
Securities gains (losses)	$-107,000	7,294
Applicable income taxes	$0	4,388
Income before extraordinary items	$-38,000	5,603
Extraordinary gains, net	$0	34
Net income	$-38,000	5,601
Minority interest net income	$0	115
Net income of bank and minority interests.	$-38,000	5,601
Net charge-offs	$685,000	3,376
Cash dividends	$80,000	4,248
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$69,000	5,218
2009-09-30 (YTD Data)		Rank
Total interest income	$2,448,000	6,232
Total interest expense	$955,000	5,667
Net interest income	$1,493,000	6,383
Provision for loan and lease losses	$35,000	6,735
Total noninterest income	$262,000	5,431
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$195,000	4,167
Trading account gains and fees	$0	212
Additional Noninterest Income	$67,000	5,918
Total noninterest expense	$1,474,000	6,287
Salaries and employee benefits	$810,000	6,100
Premises and equipment expense	$194,000	6,032
Additional noninterest expense	$470,000	6,386
Pre-tax net operating income	$246,000	4,739
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$246,000	4,649
Extraordinary gains, net	$0	27
Net income	$246,000	4,647
Minority interest net income	$0	118
Net income of bank and minority interests.	$246,000	4,650
Net charge-offs	$262,000	3,905
Cash dividends	$80,000	3,711
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$246,000	4,587
2009-06-30 (YTD Data)		Rank
Total interest income	$1,603,000	6,337
Total interest expense	$650,000	5,741
Net interest income	$953,000	6,491
Provision for loan and lease losses	$26,000	6,572
Total noninterest income	$169,000	5,516
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$127,000	4,197
Trading account gains and fees	$0	193
Additional Noninterest Income	$42,000	6,041
Total noninterest expense	$971,000	6,353
Salaries and employee benefits	$546,000	6,147
Premises and equipment expense	$126,000	6,151
Additional noninterest expense	$299,000	6,494
Pre-tax net operating income	$125,000	5,067
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$125,000	5,024
Extraordinary gains, net	$0	21
Net income	$125,000	5,022
Minority interest net income	$0	112
Net income of bank and minority interests.	$125,000	5,023
Net charge-offs	$280,000	3,019
Cash dividends	$20,000	3,861
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$125,000	4,944
2009-03-31 (YTD Data)		Rank
Total interest income	$793,000	6,401
Total interest expense	$334,000	5,787
Net interest income	$459,000	6,593
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$81,000	5,555
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$60,000	4,245
Trading account gains and fees	$0	171
Additional Noninterest Income	$21,000	6,118
Total noninterest expense	$470,000	6,410
Salaries and employee benefits	$266,000	6,254
Premises and equipment expense	$64,000	6,148
Additional noninterest expense	$140,000	6,483
Pre-tax net operating income	$55,000	5,557
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$55,000	5,604
Extraordinary gains, net	$0	15
Net income	$55,000	5,607
Minority interest net income	$0	102
Net income of bank and minority interests.	$55,000	5,607
Net charge-offs	$270,000	1,873
Cash dividends	$5,000	3,012
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$55,000	5,442
2008-12-31 (YTD Data)		Rank
Total interest income	$3,559,000	6,281
Total interest expense	$1,663,000	5,746
Net interest income	$1,896,000	6,536
Provision for loan and lease losses	$0	7,334
Total noninterest income	$403,000	5,259
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$243,000	4,412
Trading account gains and fees	$0	154
Additional Noninterest Income	$160,000	5,205
Total noninterest expense	$1,974,000	6,263
Salaries and employee benefits	$1,117,000	6,161
Premises and equipment expense	$262,000	6,136
Additional noninterest expense	$595,000	6,236
Pre-tax net operating income	$325,000	5,359
Securities gains (losses)	$-495,000	7,556
Applicable income taxes	$0	4,979
Income before extraordinary items	$-170,000	6,443
Extraordinary gains, net	$0	39
Net income	$-170,000	6,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	4,010
Cash dividends	$45,000	5,266
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$325,000	5,162
2008-09-30 (YTD Data)		Rank
Total interest income	$2,742,000	6,294
Total interest expense	$1,293,000	5,788
Net interest income	$1,449,000	6,543
Provision for loan and lease losses	$0	6,991
Total noninterest income	$339,000	5,140
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$185,000	4,410
Trading account gains and fees	$0	148
Additional Noninterest Income	$154,000	4,897
Total noninterest expense	$1,453,000	6,298
Salaries and employee benefits	$831,000	6,193
Premises and equipment expense	$192,000	6,204
Additional noninterest expense	$430,000	6,295
Pre-tax net operating income	$335,000	5,509
Securities gains (losses)	$-477,000	7,760
Applicable income taxes	$0	5,372
Income before extraordinary items	$-142,000	6,840
Extraordinary gains, net	$0	31
Net income	$-142,000	6,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,900
Cash dividends	$45,000	4,727
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$335,000	5,224
2008-06-30 (YTD Data)		Rank
Total interest income	$1,813,000	6,370
Total interest expense	$862,000	5,930
Net interest income	$951,000	6,588
Provision for loan and lease losses	$0	6,671
Total noninterest income	$229,000	5,175
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$116,000	4,553
Trading account gains and fees	$0	149
Additional Noninterest Income	$113,000	4,835
Total noninterest expense	$981,000	6,317
Salaries and employee benefits	$558,000	6,236
Premises and equipment expense	$125,000	6,294
Additional noninterest expense	$298,000	6,204
Pre-tax net operating income	$199,000	5,821
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$199,000	5,612
Extraordinary gains, net	$0	21
Net income	$199,000	5,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,363
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$199,000	5,551
2008-03-31 (YTD Data)		Rank
Total interest income	$899,000	6,465
Total interest expense	$433,000	6,090
Net interest income	$466,000	6,663
Provision for loan and lease losses	$0	6,080
Total noninterest income	$91,000	5,627
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$54,000	4,649
Trading account gains and fees	$0	158
Additional Noninterest Income	$37,000	5,574
Total noninterest expense	$503,000	6,284
Salaries and employee benefits	$281,000	6,254
Premises and equipment expense	$61,000	6,379
Additional noninterest expense	$161,000	5,988
Pre-tax net operating income	$54,000	6,559
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$54,000	6,524
Extraordinary gains, net	$0	15
Net income	$54,000	6,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,186
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$54,000	6,428
2007-12-31 (YTD Data)		Rank
Total interest income	$3,692,000	6,404
Total interest expense	$1,802,000	6,050
Net interest income	$1,890,000	6,638
Provision for loan and lease losses	$0	6,851
Total noninterest income	$320,000	5,920
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$250,000	4,456
Trading account gains and fees	$0	178
Additional Noninterest Income	$70,000	6,708
Total noninterest expense	$2,017,000	6,195
Salaries and employee benefits	$1,090,000	6,253
Premises and equipment expense	$318,000	5,647
Additional noninterest expense	$609,000	6,086
Pre-tax net operating income	$193,000	6,885
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$193,000	6,810
Extraordinary gains, net	$0	39
Net income	$193,000	6,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,656
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$193,000	6,792
2007-09-30 (YTD Data)		Rank
Total interest income	$2,773,000	6,433
Total interest expense	$1,349,000	6,091
Net interest income	$1,424,000	6,664
Provision for loan and lease losses	$0	6,528
Total noninterest income	$237,000	5,996
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$191,000	4,435
Trading account gains and fees	$0	184
Additional Noninterest Income	$46,000	6,894
Total noninterest expense	$1,462,000	6,270
Salaries and employee benefits	$823,000	6,222
Premises and equipment expense	$201,000	6,059
Additional noninterest expense	$438,000	6,178
Pre-tax net operating income	$199,000	6,971
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$199,000	6,808
Extraordinary gains, net	$0	33
Net income	$199,000	6,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	3,033
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$199,000	6,793
2007-06-30 (YTD Data)		Rank
Total interest income	$1,832,000	6,499
Total interest expense	$892,000	6,128
Net interest income	$940,000	6,718
Provision for loan and lease losses	$0	6,209
Total noninterest income	$162,000	5,999
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$128,000	4,424
Trading account gains and fees	$0	168
Additional Noninterest Income	$34,000	6,824
Total noninterest expense	$980,000	6,303
Salaries and employee benefits	$557,000	6,241
Premises and equipment expense	$133,000	6,120
Additional noninterest expense	$290,000	6,218
Pre-tax net operating income	$122,000	7,127
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$122,000	6,959
Extraordinary gains, net	$0	29
Net income	$122,000	6,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,930
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$122,000	6,946
2007-03-31 (YTD Data)		Rank
Total interest income	$902,000	6,552
Total interest expense	$436,000	6,197
Net interest income	$466,000	6,767
Provision for loan and lease losses	$0	5,779
Total noninterest income	$85,000	5,851
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$65,000	4,347
Trading account gains and fees	$0	195
Additional Noninterest Income	$20,000	6,614
Total noninterest expense	$468,000	6,444
Salaries and employee benefits	$268,000	6,367
Premises and equipment expense	$59,000	6,441
Additional noninterest expense	$141,000	6,288
Pre-tax net operating income	$83,000	6,881
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$83,000	6,659
Extraordinary gains, net	$0	22
Net income	$83,000	6,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	1,982
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$83,000	6,651
2006-12-31 (YTD Data)		Rank
Total interest income	$3,433,000	6,462
Total interest expense	$1,682,000	5,845
Net interest income	$1,751,000	6,870
Provision for loan and lease losses	$41,000	5,792
Total noninterest income	$262,000	6,453
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$266,000	4,365
Trading account gains and fees	$0	130
Additional Noninterest Income	$-4,000	8,632
Total noninterest expense	$1,921,000	6,264
Salaries and employee benefits	$981,000	6,459
Premises and equipment expense	$275,000	5,955
Additional noninterest expense	$665,000	5,786
Pre-tax net operating income	$51,000	7,838
Securities gains (losses)	$0	1,687
Applicable income taxes	$-77,000	8,342
Income before extraordinary items	$128,000	7,568
Extraordinary gains, net	$0	51
Net income	$128,000	7,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,185
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$128,000	7,562
2006-09-30 (YTD Data)		Rank
Total interest income	$2,579,000	6,490
Total interest expense	$1,262,000	5,801
Net interest income	$1,317,000	6,939
Provision for loan and lease losses	$41,000	5,365
Total noninterest income	$174,000	6,715
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$190,000	4,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$-16,000	8,720
Total noninterest expense	$1,448,000	6,257
Salaries and employee benefits	$720,000	6,512
Premises and equipment expense	$206,000	5,985
Additional noninterest expense	$522,000	5,640
Pre-tax net operating income	$2,000	8,097
Securities gains (losses)	$0	1,388
Applicable income taxes	$-77,000	8,542
Income before extraordinary items	$79,000	7,831
Extraordinary gains, net	$0	45
Net income	$79,000	7,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	1,702
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$79,000	7,831
2006-06-30 (YTD Data)		Rank
Total interest income	$1,717,000	6,485
Total interest expense	$836,000	5,694
Net interest income	$881,000	6,971
Provision for loan and lease losses	$41,000	4,698
Total noninterest income	$92,000	7,117
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$116,000	4,683
Trading account gains and fees	$0	126
Additional Noninterest Income	$-24,000	8,764
Total noninterest expense	$920,000	6,403
Salaries and employee benefits	$459,000	6,645
Premises and equipment expense	$129,000	6,171
Additional noninterest expense	$332,000	5,772
Pre-tax net operating income	$12,000	8,121
Securities gains (losses)	$0	1,185
Applicable income taxes	$-77,000	8,612
Income before extraordinary items	$89,000	7,615
Extraordinary gains, net	$0	39
Net income	$89,000	7,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,703
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$89,000	7,622
2006-03-31 (YTD Data)		Rank
Total interest income	$817,000	6,584
Total interest expense	$404,000	5,658
Net interest income	$413,000	7,137
Provision for loan and lease losses	$41,000	3,507
Total noninterest income	$62,000	6,574
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$51,000	4,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$11,000	7,462
Total noninterest expense	$455,000	6,447
Salaries and employee benefits	$226,000	6,695
Premises and equipment expense	$60,000	6,361
Additional noninterest expense	$169,000	5,707
Pre-tax net operating income	$-21,000	8,286
Securities gains (losses)	$0	955
Applicable income taxes	$-59,000	8,660
Income before extraordinary items	$38,000	7,721
Extraordinary gains, net	$0	21
Net income	$38,000	7,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$38,000	7,720
2005-12-31 (YTD Data)		Rank
Total interest income	$3,576,000	6,134
Total interest expense	$1,399,000	5,418
Net interest income	$2,177,000	6,406
Provision for loan and lease losses	$1,838,000	580
Total noninterest income	$270,000	6,530
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$244,000	4,618
Trading account gains and fees	$0	138
Additional Noninterest Income	$26,000	7,968
Total noninterest expense	$1,823,000	6,385
Salaries and employee benefits	$857,000	6,761
Premises and equipment expense	$260,000	6,105
Additional noninterest expense	$706,000	5,564
Pre-tax net operating income	$-1,214,000	8,678
Securities gains (losses)	$0	2,296
Applicable income taxes	$-75,000	8,584
Income before extraordinary items	$-1,139,000	8,694
Extraordinary gains, net	$0	46
Net income	$-1,139,000	8,693
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$703,000	885
Cash dividends	$20,000	5,946
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-1,139,000	8,676
2005-09-30 (YTD Data)		Rank
Total interest income	$2,735,000	6,067
Total interest expense	$1,017,000	5,388
Net interest income	$1,718,000	6,308
Provision for loan and lease losses	$237,000	2,637
Total noninterest income	$205,000	6,550
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$184,000	4,638
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,000	7,938
Total noninterest expense	$1,393,000	6,313
Salaries and employee benefits	$682,000	6,611
Premises and equipment expense	$197,000	6,082
Additional noninterest expense	$514,000	5,623
Pre-tax net operating income	$293,000	7,232
Securities gains (losses)	$0	2,317
Applicable income taxes	$151,000	4,798
Income before extraordinary items	$142,000	7,747
Extraordinary gains, net	$0	35
Net income	$142,000	7,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,558
Cash dividends	$20,000	5,200
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$142,000	7,711
2005-06-30 (YTD Data)		Rank
Total interest income	$1,810,000	6,026
Total interest expense	$655,000	5,334
Net interest income	$1,155,000	6,287
Provision for loan and lease losses	$223,000	1,982
Total noninterest income	$146,000	6,387
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$117,000	4,711
Trading account gains and fees	$0	116
Additional Noninterest Income	$29,000	7,234
Total noninterest expense	$929,000	6,307
Salaries and employee benefits	$452,000	6,628
Premises and equipment expense	$129,000	6,119
Additional noninterest expense	$348,000	5,546
Pre-tax net operating income	$149,000	7,548
Securities gains (losses)	$0	2,146
Applicable income taxes	$116,000	4,625
Income before extraordinary items	$33,000	8,211
Extraordinary gains, net	$0	30
Net income	$33,000	8,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,193
Cash dividends	$20,000	4,949
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$33,000	8,177
2005-03-31 (YTD Data)		Rank
Total interest income	$908,000	6,023
Total interest expense	$308,000	5,404
Net interest income	$600,000	6,227
Provision for loan and lease losses	$209,000	1,104
Total noninterest income	$73,000	6,353
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$52,000	4,904
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,000	6,763
Total noninterest expense	$493,000	6,157
Salaries and employee benefits	$254,000	6,331
Premises and equipment expense	$71,000	5,908
Additional noninterest expense	$168,000	5,629
Pre-tax net operating income	$-29,000	8,529
Securities gains (losses)	$0	1,685
Applicable income taxes	$54,000	4,665
Income before extraordinary items	$-83,000	8,644
Extraordinary gains, net	$0	24
Net income	$-83,000	8,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$20,000	3,737
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-83,000	8,619
2004-12-31 (YTD Data)		Rank
Total interest income	$3,517,000	5,958
Total interest expense	$1,175,000	5,177
Net interest income	$2,342,000	6,195
Provision for loan and lease losses	$55,000	5,837
Total noninterest income	$260,000	6,697
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$247,000	4,771
Trading account gains and fees	$0	138
Additional Noninterest Income	$13,000	8,436
Total noninterest expense	$1,735,000	6,473
Salaries and employee benefits	$806,000	6,904
Premises and equipment expense	$259,000	6,105
Additional noninterest expense	$670,000	5,669
Pre-tax net operating income	$812,000	5,756
Securities gains (losses)	$-9,000	8,207
Applicable income taxes	$323,000	4,071
Income before extraordinary items	$480,000	6,433
Extraordinary gains, net	$0	34
Net income	$480,000	6,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	4,768
Cash dividends	$240,000	4,658
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$485,760	6,342
2004-09-30 (YTD Data)		Rank
Total interest income	$2,572,000	6,033
Total interest expense	$853,000	5,249
Net interest income	$1,719,000	6,260
Provision for loan and lease losses	$41,000	5,688
Total noninterest income	$198,000	6,690
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$188,000	4,785
Trading account gains and fees	$0	134
Additional Noninterest Income	$10,000	8,467
Total noninterest expense	$1,215,000	6,642
Salaries and employee benefits	$587,000	6,958
Premises and equipment expense	$160,000	6,586
Additional noninterest expense	$468,000	5,822
Pre-tax net operating income	$661,000	5,646
Securities gains (losses)	$-9,000	8,488
Applicable income taxes	$257,000	4,031
Income before extraordinary items	$395,000	6,366
Extraordinary gains, net	$0	26
Net income	$395,000	6,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,964
Cash dividends	$180,000	4,089
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$400,760	6,245
2004-06-30 (YTD Data)		Rank
Total interest income	$1,640,000	6,175
Total interest expense	$546,000	5,403
Net interest income	$1,094,000	6,423
Provision for loan and lease losses	$26,000	5,598
Total noninterest income	$127,000	6,797
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$125,000	4,771
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,000	8,825
Total noninterest expense	$781,000	6,785
Salaries and employee benefits	$376,000	7,104
Premises and equipment expense	$91,000	6,970
Additional noninterest expense	$314,000	5,842
Pre-tax net operating income	$414,000	5,776
Securities gains (losses)	$0	3,413
Applicable income taxes	$167,000	4,070
Income before extraordinary items	$247,000	6,469
Extraordinary gains, net	$0	21
Net income	$247,000	6,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,302
Cash dividends	$120,000	4,020
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$247,000	6,378
2004-03-31 (YTD Data)		Rank
Total interest income	$814,000	6,214
Total interest expense	$280,000	5,386
Net interest income	$534,000	6,508
Provision for loan and lease losses	$12,000	5,458
Total noninterest income	$59,000	6,900
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$-2,000	9,068
Total noninterest expense	$381,000	6,892
Salaries and employee benefits	$188,000	7,149
Premises and equipment expense	$41,000	7,205
Additional noninterest expense	$152,000	5,957
Pre-tax net operating income	$200,000	5,819
Securities gains (losses)	$0	2,934
Applicable income taxes	$58,000	4,646
Income before extraordinary items	$142,000	6,134
Extraordinary gains, net	$0	16
Net income	$142,000	6,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,260
Cash dividends	$60,000	3,268
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$142,000	6,021
2003-12-31 (YTD Data)		Rank
Total interest income	$2,692,000	6,850
Total interest expense	$906,000	6,398
Net interest income	$1,786,000	6,919
Provision for loan and lease losses	$52,000	6,221
Total noninterest income	$197,000	7,384
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$163,000	5,710
Trading account gains and fees	$0	160
Additional Noninterest Income	$34,000	7,994
Total noninterest expense	$1,177,000	7,516
Salaries and employee benefits	$543,000	7,927
Premises and equipment expense	$182,000	6,996
Additional noninterest expense	$452,000	6,836
Pre-tax net operating income	$754,000	5,846
Securities gains (losses)	$0	4,500
Applicable income taxes	$261,000	4,493
Income before extraordinary items	$493,000	6,367
Extraordinary gains, net	$0	54
Net income	$493,000	6,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,803
Cash dividends	$240,000	4,710
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$493,000	6,217
2003-09-30 (YTD Data)		Rank
Total interest income	$1,993,000	6,960
Total interest expense	$677,000	6,552
Net interest income	$1,316,000	7,021
Provision for loan and lease losses	$38,000	6,187
Total noninterest income	$136,000	7,555
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$114,000	5,877
Trading account gains and fees	$0	153
Additional Noninterest Income	$22,000	8,174
Total noninterest expense	$848,000	7,602
Salaries and employee benefits	$418,000	7,840
Premises and equipment expense	$118,000	7,305
Additional noninterest expense	$312,000	7,029
Pre-tax net operating income	$566,000	6,012
Securities gains (losses)	$0	4,204
Applicable income taxes	$196,000	4,679
Income before extraordinary items	$370,000	6,531
Extraordinary gains, net	$0	40
Net income	$370,000	6,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,592
Cash dividends	$180,000	4,170
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$370,000	6,360
2003-06-30 (YTD Data)		Rank
Total interest income	$1,312,000	7,035
Total interest expense	$457,000	6,639
Net interest income	$855,000	7,099
Provision for loan and lease losses	$25,000	6,080
Total noninterest income	$83,000	7,712
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$66,000	6,137
Trading account gains and fees	$0	150
Additional Noninterest Income	$17,000	8,015
Total noninterest expense	$553,000	7,678
Salaries and employee benefits	$277,000	7,879
Premises and equipment expense	$73,000	7,478
Additional noninterest expense	$203,000	7,104
Pre-tax net operating income	$360,000	6,106
Securities gains (losses)	$0	3,782
Applicable income taxes	$124,000	4,809
Income before extraordinary items	$236,000	6,645
Extraordinary gains, net	$0	30
Net income	$236,000	6,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,495
Cash dividends	$120,000	4,077
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$236,000	6,436
2003-03-31 (YTD Data)		Rank
Total interest income	$674,000	7,001
Total interest expense	$236,000	6,650
Net interest income	$438,000	7,036
Provision for loan and lease losses	$11,000	6,010
Total noninterest income	$40,000	7,748
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$29,000	6,311
Trading account gains and fees	$0	134
Additional Noninterest Income	$11,000	7,783
Total noninterest expense	$270,000	7,748
Salaries and employee benefits	$138,000	7,922
Premises and equipment expense	$33,000	7,707
Additional noninterest expense	$99,000	7,172
Pre-tax net operating income	$197,000	5,876
Securities gains (losses)	$0	2,891
Applicable income taxes	$47,000	5,201
Income before extraordinary items	$150,000	6,017
Extraordinary gains, net	$0	21
Net income	$150,000	6,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,678
Cash dividends	$60,000	3,294
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$150,000	5,835
2002-12-31 (YTD Data)		Rank
Total interest income	$2,726,000	7,127
Total interest expense	$1,147,000	6,550
Net interest income	$1,579,000	7,307
Provision for loan and lease losses	$18,000	7,572
Total noninterest income	$107,000	8,315
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$73,000	7,070
Trading account gains and fees	$0	153
Additional Noninterest Income	$34,000	8,065
Total noninterest expense	$1,028,000	7,877
Salaries and employee benefits	$492,000	8,173
Premises and equipment expense	$153,000	7,403
Additional noninterest expense	$383,000	7,269
Pre-tax net operating income	$640,000	6,293
Securities gains (losses)	$0	4,537
Applicable income taxes	$215,000	5,011
Income before extraordinary items	$425,000	6,721
Extraordinary gains, net	$0	70
Net income	$425,000	6,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,091
Cash dividends	$240,000	4,663
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$425,000	6,592
2001-12-31 (YTD Data)		Rank
Total interest income	$2,807,000	7,444
Total interest expense	$1,487,000	7,003
Net interest income	$1,320,000	7,655
Provision for loan and lease losses	$40,000	6,926
Total noninterest income	$103,000	8,463
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$72,000	7,129
Trading account gains and fees	$0	177
Additional Noninterest Income	$31,000	8,315
Total noninterest expense	$1,157,000	7,560
Salaries and employee benefits	$458,000	8,361
Premises and equipment expense	$173,000	7,171
Additional noninterest expense	$526,000	6,278
Pre-tax net operating income	$226,000	7,760
Securities gains (losses)	$0	4,612
Applicable income taxes	$114,000	5,841
Income before extraordinary items	$112,000	8,257
Extraordinary gains, net	$0	105
Net income	$112,000	8,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,430
Cash dividends	$240,000	4,738
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$112,000	8,154
2000-12-31 (YTD Data)		Rank
Total interest income	$2,568,000	7,841
Total interest expense	$1,377,000	7,399
Net interest income	$1,191,000	8,088
Provision for loan and lease losses	$0	8,337
Total noninterest income	$81,000	8,866
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	7,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	8,576
Total noninterest expense	$1,060,000	7,845
Salaries and employee benefits	$424,000	8,628
Premises and equipment expense	$164,000	7,343
Additional noninterest expense	$472,000	6,634
Pre-tax net operating income	$212,000	8,322
Securities gains (losses)	$-32,000	8,979
Applicable income taxes	$120,000	6,281
Income before extraordinary items	$60,000	8,925
Extraordinary gains, net	$0	38
Net income	$60,000	8,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,205
Cash dividends	$220,000	4,975
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$80,480	8,813
1999-12-31 (YTD Data)		Rank
Total interest income	$2,135,000	8,351
Total interest expense	$1,105,000	7,888
Net interest income	$1,030,000	8,560
Provision for loan and lease losses	$6,000	8,268
Total noninterest income	$94,000	8,926
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$67,000	7,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	8,963
Total noninterest expense	$907,000	8,394
Salaries and employee benefits	$342,000	9,238
Premises and equipment expense	$111,000	8,406
Additional noninterest expense	$454,000	6,875
Pre-tax net operating income	$211,000	8,528
Securities gains (losses)	$-10,000	9,313
Applicable income taxes	$111,000	6,775
Income before extraordinary items	$90,000	9,036
Extraordinary gains, net	$0	35
Net income	$90,000	9,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,619
Cash dividends	$75,000	6,338
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$96,400	8,964
1998-12-31 (YTD Data)		Rank
Total interest income	$2,421,000	8,187
Total interest expense	$1,238,000	7,817
Net interest income	$1,183,000	8,362
Provision for loan and lease losses	$16,000	7,917
Total noninterest income	$123,000	8,652
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	9,010
Total noninterest expense	$635,000	9,321
Salaries and employee benefits	$318,000	9,509
Premises and equipment expense	$79,000	9,163
Additional noninterest expense	$238,000	8,712
Pre-tax net operating income	$655,000	6,658
Securities gains (losses)	$0	4,449
Applicable income taxes	$259,000	5,557
Income before extraordinary items	$396,000	7,246
Extraordinary gains, net	$0	32
Net income	$396,000	7,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,413
Cash dividends	$125,000	6,004
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$396,000	7,154
1997-12-31 (YTD Data)		Rank
Total interest income	$2,176,000	8,813
Total interest expense	$1,073,000	8,484
Net interest income	$1,103,000	8,932
Provision for loan and lease losses	$24,000	7,686
Total noninterest income	$118,000	9,097
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	7,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	9,482
Total noninterest expense	$593,000	9,774
Salaries and employee benefits	$290,000	10,022
Premises and equipment expense	$68,000	9,770
Additional noninterest expense	$235,000	9,026
Pre-tax net operating income	$604,000	7,402
Securities gains (losses)	$0	3,944
Applicable income taxes	$222,000	6,603
Income before extraordinary items	$382,000	7,761
Extraordinary gains, net	$0	44
Net income	$382,000	7,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$50,000	7,161
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$382,000	7,709
1996-12-31 (YTD Data)		Rank
Total interest income	$1,978,000	9,403
Total interest expense	$954,000	9,175
Net interest income	$1,024,000	9,491
Provision for loan and lease losses	$24,000	7,740
Total noninterest income	$109,000	9,722
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	7,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	10,461
Total noninterest expense	$554,000	10,379
Salaries and employee benefits	$258,000	10,667
Premises and equipment expense	$60,000	10,351
Additional noninterest expense	$236,000	9,550
Pre-tax net operating income	$555,000	7,658
Securities gains (losses)	$0	4,148
Applicable income taxes	$208,000	7,014
Income before extraordinary items	$347,000	8,030
Extraordinary gains, net	$0	53
Net income	$347,000	8,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,503
Cash dividends	$50,000	7,494
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$347,000	7,974
1995-12-31 (YTD Data)		Rank
Total interest income	$1,859,000	9,955
Total interest expense	$893,000	9,640
Net interest income	$966,000	10,033
Provision for loan and lease losses	$24,000	7,406
Total noninterest income	$140,000	9,482
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$94,000	7,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,426
Total noninterest expense	$546,000	10,815
Salaries and employee benefits	$245,000	11,196
Premises and equipment expense	$51,000	11,056
Additional noninterest expense	$250,000	9,821
Pre-tax net operating income	$536,000	8,241
Securities gains (losses)	$0	3,831
Applicable income taxes	$207,000	7,304
Income before extraordinary items	$329,000	8,679
Extraordinary gains, net	$0	65
Net income	$329,000	8,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,354
Cash dividends	$50,000	7,734
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$329,000	8,641
1994-12-31 (YTD Data)		Rank
Total interest income	$1,465,000	10,807
Total interest expense	$632,000	10,445
Net interest income	$833,000	10,945
Provision for loan and lease losses	$24,000	7,499
Total noninterest income	$107,000	10,582
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$94,000	8,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,000	11,916
Total noninterest expense	$543,000	11,385
Salaries and employee benefits	$230,000	11,838
Premises and equipment expense	$48,000	11,699
Additional noninterest expense	$265,000	10,347
Pre-tax net operating income	$373,000	9,556
Securities gains (losses)	$0	3,600
Applicable income taxes	$132,000	8,674
Income before extraordinary items	$241,000	9,795
Extraordinary gains, net	$0	249
Net income	$241,000	9,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,099
Cash dividends	$50,000	7,903
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$241,000	9,872
1993-12-31 (YTD Data)		Rank
Total interest income	$1,351,000	11,565
Total interest expense	$551,000	11,417
Net interest income	$800,000	11,509
Provision for loan and lease losses	$18,000	9,198
Total noninterest income	$113,000	11,008
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	8,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	11,745
Total noninterest expense	$475,000	12,291
Salaries and employee benefits	$208,000	12,561
Premises and equipment expense	$47,000	12,313
Additional noninterest expense	$220,000	11,470
Pre-tax net operating income	$420,000	9,258
Securities gains (losses)	$0	7,477
Applicable income taxes	$143,000	8,793
Income before extraordinary items	$277,000	9,730
Extraordinary gains, net	$0	3,149
Net income	$277,000	9,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	9,554
Cash dividends	$50,000	7,918
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$277,000	9,471
1992-12-31 (YTD Data)		Rank
Total interest income	$1,459,000	12,059
Total interest expense	$693,000	11,852
Net interest income	$766,000	12,046
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$100,000	11,727
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	9,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	12,470
Total noninterest expense	$466,000	12,826
Salaries and employee benefits	$202,000	13,135
Premises and equipment expense	$51,000	12,648
Additional noninterest expense	$213,000	12,053
Pre-tax net operating income	$380,000	9,424
Securities gains (losses)	$0	8,369
Applicable income taxes	$128,000	9,159
Income before extraordinary items	$252,000	9,897
Extraordinary gains, net	$0	1,422
Net income	$252,000	10,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	12,286
Cash dividends	$100,000	6,542
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$252,000	9,528

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.