Home > Exchange Bank of Fairfax > Income and Expense
Exchange Bank of Fairfax, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $304,000 | 7,693 |
| Total interest expense | $52,000 | 7,672 |
| Net interest income | $252,000 | 7,676 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $19,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $16,000 | 6,702 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,000 | 7,079 |
| Total noninterest expense | $199,000 | 7,726 |
| Salaries and employee benefits | $136,000 | 7,692 |
| Premises and equipment expense | $-5,000 | 7,759 |
| Additional noninterest expense | $68,000 | 7,723 |
| Pre-tax net operating income | $72,000 | 5,719 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $72,000 | 5,849 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $72,000 | 5,851 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $72,000 | 5,851 |
| Net charge-offs | $-11,000 | 7,481 |
| Cash dividends | $76,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $72,000 | 5,701 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $198,000 | 7,764 |
| Total interest expense | $34,000 | 7,742 |
| Net interest income | $164,000 | 7,750 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $13,000 | 7,402 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $11,000 | 6,744 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 7,153 |
| Total noninterest expense | $119,000 | 7,806 |
| Salaries and employee benefits | $91,000 | 7,758 |
| Premises and equipment expense | $-7,000 | 7,828 |
| Additional noninterest expense | $35,000 | 7,809 |
| Pre-tax net operating income | $58,000 | 5,753 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $58,000 | 5,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $58,000 | 5,837 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $58,000 | 5,836 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $71,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $58,000 | 5,723 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $101,000 | 7,866 |
| Total interest expense | $18,000 | 7,846 |
| Net interest income | $83,000 | 7,846 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $6,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $59,000 | 7,910 |
| Salaries and employee benefits | $49,000 | 7,845 |
| Premises and equipment expense | $-3,000 | 7,932 |
| Additional noninterest expense | $13,000 | 7,925 |
| Pre-tax net operating income | $30,000 | 5,919 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $30,000 | 5,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $30,000 | 5,992 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $30,000 | 5,991 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $30,000 | 5,876 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,884 |
| Total interest expense | $70,000 | 7,933 |
| Net interest income | $474,000 | 7,838 |
| Provision for loan and lease losses | $285,000 | 5,342 |
| Total noninterest income | $35,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $26,000 | 6,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $314,000 | 7,972 |
| Salaries and employee benefits | $231,000 | 7,904 |
| Premises and equipment expense | $-9,000 | 8,010 |
| Additional noninterest expense | $92,000 | 7,971 |
| Pre-tax net operating income | $-90,000 | 5,571 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-30,000 | 6,365 |
| Income before extraordinary items | $-60,000 | 5,639 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-60,000 | 5,637 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-60,000 | 5,637 |
| Net charge-offs | $410,000 | 4,050 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-60,000 | 5,615 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,972 |
| Total interest expense | $54,000 | 8,022 |
| Net interest income | $376,000 | 7,910 |
| Provision for loan and lease losses | $285,000 | 4,662 |
| Total noninterest income | $28,000 | 7,624 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $20,000 | 6,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,000 | 7,336 |
| Total noninterest expense | $260,000 | 8,038 |
| Salaries and employee benefits | $181,000 | 7,956 |
| Premises and equipment expense | $-3,000 | 8,096 |
| Additional noninterest expense | $82,000 | 8,027 |
| Pre-tax net operating income | $-141,000 | 5,944 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $24,000 | 3,714 |
| Income before extraordinary items | $-165,000 | 6,073 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-165,000 | 6,074 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-165,000 | 6,073 |
| Net charge-offs | $410,000 | 3,311 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-165,000 | 6,051 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,060 |
| Total interest expense | $35,000 | 8,115 |
| Net interest income | $255,000 | 7,977 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $176,000 | 8,124 |
| Salaries and employee benefits | $125,000 | 8,040 |
| Premises and equipment expense | $-6,000 | 8,192 |
| Additional noninterest expense | $57,000 | 8,100 |
| Pre-tax net operating income | $94,000 | 5,258 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $24,000 | 3,611 |
| Income before extraordinary items | $70,000 | 5,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 5,432 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $70,000 | 5,432 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $70,000 | 5,347 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 8,122 |
| Total interest expense | $18,000 | 8,165 |
| Net interest income | $129,000 | 8,033 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $7,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $88,000 | 8,174 |
| Salaries and employee benefits | $67,000 | 8,063 |
| Premises and equipment expense | $-6,000 | 8,244 |
| Additional noninterest expense | $27,000 | 8,144 |
| Pre-tax net operating income | $48,000 | 5,663 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $36,000 | 5,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $36,000 | 5,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $36,000 | 5,905 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $36,000 | 5,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 8,084 |
| Total interest expense | $145,000 | 8,153 |
| Net interest income | $658,000 | 7,959 |
| Provision for loan and lease losses | $90,000 | 6,145 |
| Total noninterest income | $32,000 | 7,861 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,965 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $446,000 | 8,161 |
| Salaries and employee benefits | $344,000 | 7,998 |
| Premises and equipment expense | $2,000 | 8,263 |
| Additional noninterest expense | $100,000 | 8,203 |
| Pre-tax net operating income | $154,000 | 5,871 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $54,000 | 3,814 |
| Income before extraordinary items | $100,000 | 5,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $100,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 3,723 |
| Cash dividends | $245,000 | 4,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $100,000 | 6,007 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,167 |
| Total interest expense | $121,000 | 8,229 |
| Net interest income | $498,000 | 8,031 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $23,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $18,000 | 7,048 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $338,000 | 8,220 |
| Salaries and employee benefits | $258,000 | 8,043 |
| Premises and equipment expense | $9,000 | 8,327 |
| Additional noninterest expense | $71,000 | 8,295 |
| Pre-tax net operating income | $183,000 | 6,099 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $54,000 | 4,059 |
| Income before extraordinary items | $129,000 | 6,031 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $129,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $180,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $129,000 | 6,192 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,232 |
| Total interest expense | $92,000 | 8,268 |
| Net interest income | $325,000 | 8,095 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $15,000 | 8,091 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $223,000 | 8,288 |
| Salaries and employee benefits | $174,000 | 8,099 |
| Premises and equipment expense | $-1,000 | 8,447 |
| Additional noninterest expense | $50,000 | 8,344 |
| Pre-tax net operating income | $117,000 | 6,309 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $34,000 | 4,347 |
| Income before extraordinary items | $83,000 | 6,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $120,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $83,000 | 6,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 8,283 |
| Total interest expense | $49,000 | 8,320 |
| Net interest income | $167,000 | 8,124 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $112,000 | 8,333 |
| Salaries and employee benefits | $86,000 | 8,147 |
| Premises and equipment expense | $-4,000 | 8,489 |
| Additional noninterest expense | $30,000 | 8,319 |
| Pre-tax net operating income | $63,000 | 6,432 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $44,000 | 6,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 6,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $60,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $44,000 | 6,566 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $853,000 | 8,265 |
| Total interest expense | $213,000 | 8,286 |
| Net interest income | $640,000 | 8,144 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $29,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $23,000 | 7,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $435,000 | 8,388 |
| Salaries and employee benefits | $338,000 | 8,195 |
| Premises and equipment expense | $15,000 | 8,470 |
| Additional noninterest expense | $82,000 | 8,454 |
| Pre-tax net operating income | $234,000 | 6,782 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 4,705 |
| Income before extraordinary items | $162,000 | 6,916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $162,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $211,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $162,000 | 6,892 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $628,000 | 8,322 |
| Total interest expense | $160,000 | 8,330 |
| Net interest income | $468,000 | 8,225 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $23,000 | 8,228 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,136 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $322,000 | 8,392 |
| Salaries and employee benefits | $251,000 | 8,194 |
| Premises and equipment expense | $14,000 | 8,471 |
| Additional noninterest expense | $57,000 | 8,487 |
| Pre-tax net operating income | $169,000 | 7,077 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $51,000 | 4,930 |
| Income before extraordinary items | $118,000 | 7,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $118,000 | 7,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $166,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $118,000 | 7,161 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $405,000 | 8,402 |
| Total interest expense | $106,000 | 8,395 |
| Net interest income | $299,000 | 8,314 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $16,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $210,000 | 8,455 |
| Salaries and employee benefits | $167,000 | 8,258 |
| Premises and equipment expense | $4,000 | 8,558 |
| Additional noninterest expense | $39,000 | 8,538 |
| Pre-tax net operating income | $105,000 | 7,213 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $31,000 | 5,092 |
| Income before extraordinary items | $74,000 | 7,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $74,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $124,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $74,000 | 7,297 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,480 |
| Total interest expense | $53,000 | 8,444 |
| Net interest income | $137,000 | 8,424 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $8,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $106,000 | 8,493 |
| Salaries and employee benefits | $84,000 | 8,296 |
| Premises and equipment expense | $1,000 | 8,595 |
| Additional noninterest expense | $21,000 | 8,554 |
| Pre-tax net operating income | $39,000 | 7,430 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $29,000 | 7,474 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $29,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $79,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $29,000 | 7,458 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,434 |
| Total interest expense | $180,000 | 8,441 |
| Net interest income | $543,000 | 8,378 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $33,000 | 8,330 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $26,000 | 7,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,343 |
| Total noninterest expense | $429,000 | 8,510 |
| Salaries and employee benefits | $333,000 | 8,309 |
| Premises and equipment expense | $15,000 | 8,609 |
| Additional noninterest expense | $81,000 | 8,598 |
| Pre-tax net operating income | $147,000 | 7,561 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $38,000 | 5,614 |
| Income before extraordinary items | $109,000 | 7,637 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $109,000 | 7,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $259,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $109,000 | 7,630 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $532,000 | 8,503 |
| Total interest expense | $127,000 | 8,508 |
| Net interest income | $405,000 | 8,452 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $24,000 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $314,000 | 8,574 |
| Salaries and employee benefits | $244,000 | 8,341 |
| Premises and equipment expense | $11,000 | 8,665 |
| Additional noninterest expense | $59,000 | 8,660 |
| Pre-tax net operating income | $115,000 | 7,752 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $30,000 | 5,758 |
| Income before extraordinary items | $85,000 | 7,799 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $85,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $184,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $85,000 | 7,805 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,562 |
| Total interest expense | $78,000 | 8,566 |
| Net interest income | $274,000 | 8,510 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $15,000 | 8,481 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $208,000 | 8,609 |
| Salaries and employee benefits | $162,000 | 8,394 |
| Premises and equipment expense | $5,000 | 8,718 |
| Additional noninterest expense | $41,000 | 8,683 |
| Pre-tax net operating income | $81,000 | 7,796 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $60,000 | 7,838 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $60,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $159,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $60,000 | 7,842 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 8,590 |
| Total interest expense | $38,000 | 8,588 |
| Net interest income | $134,000 | 8,537 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $7,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $105,000 | 8,627 |
| Salaries and employee benefits | $82,000 | 8,403 |
| Premises and equipment expense | $2,000 | 8,734 |
| Additional noninterest expense | $21,000 | 8,687 |
| Pre-tax net operating income | $36,000 | 7,859 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $27,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $77,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $27,000 | 7,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 8,545 |
| Total interest expense | $141,000 | 8,556 |
| Net interest income | $540,000 | 8,499 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $39,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $31,000 | 7,342 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $377,000 | 8,691 |
| Salaries and employee benefits | $305,000 | 8,475 |
| Premises and equipment expense | $12,000 | 8,765 |
| Additional noninterest expense | $60,000 | 8,788 |
| Pre-tax net operating income | $202,000 | 7,694 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $59,000 | 5,755 |
| Income before extraordinary items | $143,000 | 7,823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $143,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $143,000 | 5,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $143,000 | 7,785 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $499,000 | 8,594 |
| Total interest expense | $102,000 | 8,599 |
| Net interest income | $397,000 | 8,552 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $30,000 | 8,534 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $262,000 | 8,723 |
| Salaries and employee benefits | $203,000 | 8,554 |
| Premises and equipment expense | $8,000 | 8,797 |
| Additional noninterest expense | $51,000 | 8,785 |
| Pre-tax net operating income | $165,000 | 7,770 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $49,000 | 5,807 |
| Income before extraordinary items | $116,000 | 7,871 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $116,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $115,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $116,000 | 7,845 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,616 |
| Total interest expense | $65,000 | 8,611 |
| Net interest income | $260,000 | 8,577 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $18,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $167,000 | 8,745 |
| Salaries and employee benefits | $131,000 | 8,590 |
| Premises and equipment expense | $2,000 | 8,819 |
| Additional noninterest expense | $34,000 | 8,797 |
| Pre-tax net operating income | $111,000 | 7,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,805 |
| Income before extraordinary items | $78,000 | 7,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $78,000 | 7,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $78,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $78,000 | 7,859 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,705 |
| Total interest expense | $31,000 | 8,693 |
| Net interest income | $125,000 | 8,670 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $80,000 | 8,829 |
| Salaries and employee benefits | $61,000 | 8,683 |
| Premises and equipment expense | $0 | 8,891 |
| Additional noninterest expense | $19,000 | 8,837 |
| Pre-tax net operating income | $54,000 | 7,843 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $39,000 | 7,945 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $39,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $38,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $39,000 | 7,918 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 8,670 |
| Total interest expense | $98,000 | 8,744 |
| Net interest income | $548,000 | 8,605 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $42,000 | 8,636 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $34,000 | 7,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $431,000 | 8,755 |
| Salaries and employee benefits | $332,000 | 8,515 |
| Premises and equipment expense | $12,000 | 8,908 |
| Additional noninterest expense | $87,000 | 8,860 |
| Pre-tax net operating income | $159,000 | 7,916 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $41,000 | 6,156 |
| Income before extraordinary items | $118,000 | 8,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $118,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $118,000 | 5,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $118,000 | 7,976 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 8,729 |
| Total interest expense | $71,000 | 8,806 |
| Net interest income | $407,000 | 8,661 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $33,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $324,000 | 8,775 |
| Salaries and employee benefits | $245,000 | 8,542 |
| Premises and equipment expense | $10,000 | 8,943 |
| Additional noninterest expense | $69,000 | 8,876 |
| Pre-tax net operating income | $116,000 | 8,052 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $29,000 | 6,322 |
| Income before extraordinary items | $87,000 | 8,152 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $87,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $86,000 | 4,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $87,000 | 8,099 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,794 |
| Total interest expense | $47,000 | 8,871 |
| Net interest income | $268,000 | 8,722 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $20,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $218,000 | 8,833 |
| Salaries and employee benefits | $163,000 | 8,599 |
| Premises and equipment expense | $3,000 | 9,035 |
| Additional noninterest expense | $52,000 | 8,895 |
| Pre-tax net operating income | $70,000 | 8,120 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $54,000 | 8,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $53,000 | 4,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $54,000 | 8,146 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,849 |
| Total interest expense | $24,000 | 8,910 |
| Net interest income | $131,000 | 8,772 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $107,000 | 8,879 |
| Salaries and employee benefits | $82,000 | 8,625 |
| Premises and equipment expense | $1,000 | 9,071 |
| Additional noninterest expense | $24,000 | 8,953 |
| Pre-tax net operating income | $33,000 | 8,143 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $26,000 | 8,220 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $26,000 | 8,151 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 8,814 |
| Total interest expense | $133,000 | 8,889 |
| Net interest income | $581,000 | 8,717 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $46,000 | 8,828 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $38,000 | 7,611 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $427,000 | 8,941 |
| Salaries and employee benefits | $323,000 | 8,692 |
| Premises and equipment expense | $25,000 | 9,040 |
| Additional noninterest expense | $79,000 | 9,063 |
| Pre-tax net operating income | $200,000 | 7,824 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $55,000 | 6,211 |
| Income before extraordinary items | $145,000 | 8,032 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $145,000 | 8,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $146,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $145,000 | 7,908 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $539,000 | 8,896 |
| Total interest expense | $105,000 | 8,974 |
| Net interest income | $434,000 | 8,793 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $33,000 | 8,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $27,000 | 7,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $319,000 | 8,978 |
| Salaries and employee benefits | $244,000 | 8,682 |
| Premises and equipment expense | $18,000 | 9,092 |
| Additional noninterest expense | $57,000 | 9,119 |
| Pre-tax net operating income | $148,000 | 7,980 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $108,000 | 8,166 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $108,000 | 8,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $109,000 | 4,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $108,000 | 8,034 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,929 |
| Total interest expense | $74,000 | 9,014 |
| Net interest income | $290,000 | 8,818 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $210,000 | 9,013 |
| Salaries and employee benefits | $162,000 | 8,718 |
| Premises and equipment expense | $8,000 | 9,168 |
| Additional noninterest expense | $40,000 | 9,131 |
| Pre-tax net operating income | $101,000 | 8,003 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $74,000 | 8,194 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $74,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $75,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $74,000 | 8,040 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $179,000 | 9,003 |
| Total interest expense | $38,000 | 9,066 |
| Net interest income | $141,000 | 8,901 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $9,000 | 9,027 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $106,000 | 9,046 |
| Salaries and employee benefits | $82,000 | 8,740 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $21,000 | 9,166 |
| Pre-tax net operating income | $44,000 | 8,082 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $34,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $33,000 | 8,087 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 8,949 |
| Total interest expense | $214,000 | 9,046 |
| Net interest income | $653,000 | 8,810 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $51,000 | 8,949 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $40,000 | 7,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $446,000 | 9,075 |
| Salaries and employee benefits | $319,000 | 8,828 |
| Premises and equipment expense | $27,000 | 9,185 |
| Additional noninterest expense | $100,000 | 9,165 |
| Pre-tax net operating income | $258,000 | 7,715 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $73,000 | 6,241 |
| Income before extraordinary items | $185,000 | 7,923 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $185,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $185,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $185,000 | 7,812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 9,102 |
| Total interest expense | $378,000 | 9,189 |
| Net interest income | $698,000 | 8,853 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $447,000 | 9,271 |
| Salaries and employee benefits | $316,000 | 9,000 |
| Premises and equipment expense | $26,000 | 9,439 |
| Additional noninterest expense | $105,000 | 9,355 |
| Pre-tax net operating income | $307,000 | 7,384 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $218,000 | 7,615 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $218,000 | 7,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $218,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $218,000 | 7,491 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 9,340 |
| Total interest expense | $419,000 | 9,383 |
| Net interest income | $661,000 | 9,200 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $52,000 | 9,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $422,000 | 9,549 |
| Salaries and employee benefits | $315,000 | 9,189 |
| Premises and equipment expense | $26,000 | 9,715 |
| Additional noninterest expense | $81,000 | 9,738 |
| Pre-tax net operating income | $291,000 | 7,937 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $82,000 | 6,764 |
| Income before extraordinary items | $209,000 | 8,014 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $209,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $208,000 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $209,000 | 8,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 9,610 |
| Total interest expense | $384,000 | 9,677 |
| Net interest income | $620,000 | 9,470 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $428,000 | 9,802 |
| Salaries and employee benefits | $310,000 | 9,412 |
| Premises and equipment expense | $21,000 | 10,076 |
| Additional noninterest expense | $97,000 | 9,939 |
| Pre-tax net operating income | $255,000 | 8,316 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $189,000 | 8,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $189,000 | 8,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $191,000 | 5,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $189,000 | 8,349 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 9,775 |
| Total interest expense | $427,000 | 9,851 |
| Net interest income | $659,000 | 9,591 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $405,000 | 10,046 |
| Salaries and employee benefits | $310,000 | 9,571 |
| Premises and equipment expense | $11,000 | 10,387 |
| Additional noninterest expense | $84,000 | 10,241 |
| Pre-tax net operating income | $311,000 | 8,326 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $89,000 | 7,701 |
| Income before extraordinary items | $222,000 | 8,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $222,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $220,000 | 5,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $222,000 | 8,384 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 10,198 |
| Total interest expense | $439,000 | 10,245 |
| Net interest income | $662,000 | 10,032 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $52,000 | 10,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $400,000 | 10,478 |
| Salaries and employee benefits | $300,000 | 9,951 |
| Premises and equipment expense | $8,000 | 10,859 |
| Additional noninterest expense | $92,000 | 10,597 |
| Pre-tax net operating income | $314,000 | 8,920 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $91,000 | 8,552 |
| Income before extraordinary items | $223,000 | 8,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $223,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $229,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $223,000 | 8,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 10,586 |
| Total interest expense | $444,000 | 10,759 |
| Net interest income | $710,000 | 10,364 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $64,000 | 10,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $397,000 | 10,980 |
| Salaries and employee benefits | $277,000 | 10,535 |
| Premises and equipment expense | $15,000 | 11,342 |
| Additional noninterest expense | $105,000 | 11,042 |
| Pre-tax net operating income | $377,000 | 8,647 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $122,000 | 8,364 |
| Income before extraordinary items | $255,000 | 8,792 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $255,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $252,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $255,000 | 8,732 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 11,194 |
| Total interest expense | $451,000 | 11,190 |
| Net interest income | $603,000 | 11,119 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $57,000 | 11,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $362,000 | 11,565 |
| Salaries and employee benefits | $263,000 | 11,062 |
| Premises and equipment expense | $18,000 | 11,826 |
| Additional noninterest expense | $81,000 | 11,757 |
| Pre-tax net operating income | $298,000 | 9,749 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $75,000 | 9,683 |
| Income before extraordinary items | $223,000 | 9,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $223,000 | 9,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $222,000 | 5,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $223,000 | 9,655 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 11,888 |
| Total interest expense | $352,000 | 11,823 |
| Net interest income | $552,000 | 11,851 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $54,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 12,453 |
| Total noninterest expense | $399,000 | 12,044 |
| Salaries and employee benefits | $271,000 | 11,468 |
| Premises and equipment expense | $15,000 | 12,492 |
| Additional noninterest expense | $113,000 | 12,183 |
| Pre-tax net operating income | $207,000 | 10,840 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $170,000 | 10,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $170,000 | 10,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $169,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $162,890 | 10,722 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 12,319 |
| Total interest expense | $352,000 | 12,428 |
| Net interest income | $637,000 | 12,085 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $411,000 | 12,601 |
| Salaries and employee benefits | $268,000 | 11,997 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $118,000 | 12,785 |
| Pre-tax net operating income | $279,000 | 10,405 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $81,000 | 10,189 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $255,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 12,096 |
| Cash dividends | $205,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $199,960 | 10,437 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 12,503 |
| Total interest expense | $464,000 | 12,907 |
| Net interest income | $781,000 | 11,989 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $60,000 | 12,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $447,000 | 12,914 |
| Salaries and employee benefits | $282,000 | 12,227 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $134,000 | 13,161 |
| Pre-tax net operating income | $394,000 | 9,302 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $284,000 | 9,497 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $284,000 | 9,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 13,463 |
| Cash dividends | $284,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $277,000 | 9,227 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.