Home > Exchange Bank and Trust Company > Income and Expense

Exchange Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,880,0001,969
Total interest expense$6,285,0001,771
Net interest income$12,595,0002,047
Provision for loan and lease losses$420,0001,397
Total noninterest income$2,699,0001,738
Gross Fiduciary activities income$0981
Service charges on deposit accounts$628,0001,421
Trading account gains and fees$0123
Additional Noninterest Income$2,071,0001,591
Total noninterest expense$10,818,0001,947
Salaries and employee benefits$6,439,0001,858
Premises and equipment expense$1,647,0001,427
Additional noninterest expense$2,071,0001,591
Pre-tax net operating income$4,056,0002,162
Securities gains (losses)$-29,0003,541
Applicable income taxes$03,369
Income before extraordinary items$4,027,0001,985
Extraordinary gains, net$054
Net income$4,027,0002,009
Minority interest net income$088
Net income of bank and minority interests.$4,027,0001,988
Net charge-offs$256,0001,042
Cash dividends$3,252,0001,114
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,056,0002,013
2023-09-30 (YTD Data)Rank
Total interest income$13,795,0001,968
Total interest expense$4,285,0001,756
Net interest income$9,510,0002,055
Provision for loan and lease losses$315,0001,300
Total noninterest income$2,032,0001,723
Gross Fiduciary activities income$0950
Service charges on deposit accounts$469,0001,433
Trading account gains and fees$0125
Additional Noninterest Income$1,563,0001,574
Total noninterest expense$8,047,0001,954
Salaries and employee benefits$4,761,0001,894
Premises and equipment expense$1,257,0001,410
Additional noninterest expense$1,563,0001,574
Pre-tax net operating income$3,180,0002,161
Securities gains (losses)$-29,0003,710
Applicable income taxes$03,407
Income before extraordinary items$3,151,0001,998
Extraordinary gains, net$052
Net income$3,151,0002,017
Minority interest net income$081
Net income of bank and minority interests.$3,151,0001,998
Net charge-offs$158,000983
Cash dividends$2,623,000970
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,180,0002,009
2023-06-30 (YTD Data)Rank
Total interest income$8,895,0001,988
Total interest expense$2,483,0001,762
Net interest income$6,412,0002,065
Provision for loan and lease losses$210,0001,292
Total noninterest income$1,328,0001,673
Gross Fiduciary activities income$0931
Service charges on deposit accounts$317,0001,406
Trading account gains and fees$0112
Additional Noninterest Income$1,011,0001,528
Total noninterest expense$5,307,0001,960
Salaries and employee benefits$3,106,0001,907
Premises and equipment expense$836,0001,403
Additional noninterest expense$1,011,0001,526
Pre-tax net operating income$2,223,0002,109
Securities gains (losses)$-29,0003,974
Applicable income taxes$03,436
Income before extraordinary items$2,194,0001,939
Extraordinary gains, net$051
Net income$2,194,0001,963
Minority interest net income$081
Net income of bank and minority interests.$2,194,0001,939
Net charge-offs$140,000804
Cash dividends$1,643,0001,010
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,223,0001,927
2023-03-31 (YTD Data)Rank
Total interest income$4,279,0002,019
Total interest expense$1,006,0001,825
Net interest income$3,273,0002,044
Provision for loan and lease losses$105,0001,243
Total noninterest income$647,0001,709
Gross Fiduciary activities income$0913
Service charges on deposit accounts$158,0001,427
Trading account gains and fees$097
Additional Noninterest Income$489,0001,540
Total noninterest expense$2,565,0002,032
Salaries and employee benefits$1,525,0001,975
Premises and equipment expense$408,0001,461
Additional noninterest expense$489,0001,540
Pre-tax net operating income$1,250,0002,014
Securities gains (losses)$-29,0004,167
Applicable income taxes$03,388
Income before extraordinary items$1,221,0001,830
Extraordinary gains, net$04
Net income$1,221,0001,830
Minority interest net income$048
Net income of bank and minority interests.$1,221,0001,830
Net charge-offs$-12,0004,101
Cash dividends$821,000937
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,250,0001,826
2022-12-31 (YTD Data)Rank
Total interest income$15,735,0001,878
Total interest expense$1,781,0001,728
Net interest income$13,954,0001,879
Provision for loan and lease losses$420,0001,322
Total noninterest income$3,304,0001,542
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$670,0001,389
Trading account gains and fees$0116
Additional Noninterest Income$2,634,0001,367
Total noninterest expense$10,619,0001,920
Salaries and employee benefits$6,321,0001,889
Premises and equipment expense$1,660,0001,425
Additional noninterest expense$2,634,0001,367
Pre-tax net operating income$6,219,0001,783
Securities gains (losses)$-297,0004,207
Applicable income taxes$03,596
Income before extraordinary items$5,922,0001,640
Extraordinary gains, net$05
Net income$5,922,0001,638
Minority interest net income$063
Net income of bank and minority interests.$5,922,0001,639
Net charge-offs$414,000666
Cash dividends$3,378,0001,059
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,219,0001,618
2022-09-30 (YTD Data)Rank
Total interest income$11,482,0001,867
Total interest expense$1,022,0001,734
Net interest income$10,460,0001,856
Provision for loan and lease losses$315,0001,209
Total noninterest income$2,577,0001,529
Gross Fiduciary activities income$0968
Service charges on deposit accounts$507,0001,393
Trading account gains and fees$0111
Additional Noninterest Income$2,070,0001,350
Total noninterest expense$7,940,0001,921
Salaries and employee benefits$4,770,0001,870
Premises and equipment expense$1,231,0001,445
Additional noninterest expense$2,070,0001,350
Pre-tax net operating income$4,782,0001,745
Securities gains (losses)$-141,0004,291
Applicable income taxes$03,603
Income before extraordinary items$4,641,0001,575
Extraordinary gains, net$04
Net income$4,641,0001,574
Minority interest net income$057
Net income of bank and minority interests.$4,641,0001,575
Net charge-offs$219,000667
Cash dividends$2,503,000958
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,782,0001,571
2022-06-30 (YTD Data)Rank
Total interest income$7,472,0001,851
Total interest expense$595,0001,746
Net interest income$6,877,0001,836
Provision for loan and lease losses$210,0001,113
Total noninterest income$1,704,0001,523
Gross Fiduciary activities income$0925
Service charges on deposit accounts$327,0001,409
Trading account gains and fees$0108
Additional Noninterest Income$1,377,0001,382
Total noninterest expense$5,289,0001,914
Salaries and employee benefits$3,187,0001,864
Premises and equipment expense$811,0001,451
Additional noninterest expense$1,291,0002,204
Pre-tax net operating income$3,082,0001,700
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,082,0001,502
Extraordinary gains, net$04
Net income$3,082,0001,501
Minority interest net income$060
Net income of bank and minority interests.$3,082,0001,502
Net charge-offs$254,000481
Cash dividends$1,579,0001,000
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,082,0001,538
2022-03-31 (YTD Data)Rank
Total interest income$3,572,0001,863
Total interest expense$284,0001,750
Net interest income$3,288,0001,863
Provision for loan and lease losses$105,000941
Total noninterest income$751,0001,644
Gross Fiduciary activities income$0892
Service charges on deposit accounts$161,0001,412
Trading account gains and fees$0103
Additional Noninterest Income$590,0001,522
Total noninterest expense$2,664,0001,904
Salaries and employee benefits$1,608,0001,845
Premises and equipment expense$411,0001,434
Additional noninterest expense$645,0002,195
Pre-tax net operating income$1,270,0001,854
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,270,0001,638
Extraordinary gains, net$04
Net income$1,270,0001,637
Minority interest net income$050
Net income of bank and minority interests.$1,270,0001,638
Net charge-offs$217,000353
Cash dividends$788,000897
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,270,0001,660
2021-12-31 (YTD Data)Rank
Total interest income$14,305,0001,938
Total interest expense$1,386,0001,774
Net interest income$12,919,0001,936
Provision for loan and lease losses$570,000939
Total noninterest income$3,881,0001,550
Gross Fiduciary activities income$0994
Service charges on deposit accounts$615,0001,388
Trading account gains and fees$0132
Additional Noninterest Income$3,266,0001,414
Total noninterest expense$10,475,0001,922
Salaries and employee benefits$6,453,0001,825
Premises and equipment expense$1,576,0001,459
Additional noninterest expense$2,446,0002,276
Pre-tax net operating income$5,755,0001,880
Securities gains (losses)$-143,0004,696
Applicable income taxes$03,710
Income before extraordinary items$5,612,0001,732
Extraordinary gains, net$010
Net income$5,612,0001,731
Minority interest net income$074
Net income of bank and minority interests.$5,612,0001,733
Net charge-offs$52,0001,640
Cash dividends$3,463,0001,067
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,755,0001,679
2021-09-30 (YTD Data)Rank
Total interest income$10,779,0001,968
Total interest expense$1,074,0001,807
Net interest income$9,705,0001,962
Provision for loan and lease losses$465,000862
Total noninterest income$2,891,0001,594
Gross Fiduciary activities income$0957
Service charges on deposit accounts$431,0001,444
Trading account gains and fees$0132
Additional Noninterest Income$2,460,0001,463
Total noninterest expense$7,795,0001,926
Salaries and employee benefits$4,845,0001,827
Premises and equipment expense$1,140,0001,525
Additional noninterest expense$1,810,0002,308
Pre-tax net operating income$4,336,0001,954
Securities gains (losses)$-103,0004,800
Applicable income taxes$03,719
Income before extraordinary items$4,233,0001,801
Extraordinary gains, net$08
Net income$4,233,0001,800
Minority interest net income$069
Net income of bank and minority interests.$4,233,0001,801
Net charge-offs$-57,0004,260
Cash dividends$2,579,000959
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,336,0001,746
2021-06-30 (YTD Data)Rank
Total interest income$7,147,0001,972
Total interest expense$748,0001,811
Net interest income$6,399,0001,960
Provision for loan and lease losses$360,000782
Total noninterest income$1,927,0001,556
Gross Fiduciary activities income$0951
Service charges on deposit accounts$285,0001,410
Trading account gains and fees$0133
Additional Noninterest Income$1,642,0001,435
Total noninterest expense$5,220,0001,914
Salaries and employee benefits$3,224,0001,827
Premises and equipment expense$758,0001,531
Additional noninterest expense$1,238,0002,247
Pre-tax net operating income$2,746,0001,993
Securities gains (losses)$-63,0004,827
Applicable income taxes$03,702
Income before extraordinary items$2,683,0001,846
Extraordinary gains, net$06
Net income$2,683,0001,847
Minority interest net income$067
Net income of bank and minority interests.$2,683,0001,846
Net charge-offs$-40,0004,302
Cash dividends$1,791,000939
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,746,0001,776
2021-03-31 (YTD Data)Rank
Total interest income$3,442,0002,009
Total interest expense$392,0001,820
Net interest income$3,050,0002,004
Provision for loan and lease losses$210,000779
Total noninterest income$906,0001,623
Gross Fiduciary activities income$0922
Service charges on deposit accounts$142,0001,399
Trading account gains and fees$0127
Additional Noninterest Income$764,0001,511
Total noninterest expense$2,548,0001,944
Salaries and employee benefits$1,542,0001,867
Premises and equipment expense$377,0001,553
Additional noninterest expense$629,0002,194
Pre-tax net operating income$1,198,0002,147
Securities gains (losses)$25,000828
Applicable income taxes$03,613
Income before extraordinary items$1,223,0001,971
Extraordinary gains, net$03
Net income$1,223,0001,971
Minority interest net income$055
Net income of bank and minority interests.$1,223,0001,971
Net charge-offs$-32,0004,482
Cash dividends$1,002,000736
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,198,0001,962
2020-12-31 (YTD Data)Rank
Total interest income$14,041,0001,979
Total interest expense$2,157,0001,883
Net interest income$11,884,0001,962
Provision for loan and lease losses$1,268,0001,373
Total noninterest income$4,238,0001,406
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$612,0001,391
Trading account gains and fees$0133
Additional Noninterest Income$3,626,0001,293
Total noninterest expense$10,217,0001,933
Salaries and employee benefits$6,429,0001,793
Premises and equipment expense$1,432,0001,568
Additional noninterest expense$2,356,0002,280
Pre-tax net operating income$4,637,0001,876
Securities gains (losses)$614,000525
Applicable income taxes$03,697
Income before extraordinary items$5,251,0001,571
Extraordinary gains, net$04
Net income$5,251,0001,571
Minority interest net income$072
Net income of bank and minority interests.$5,251,0001,571
Net charge-offs$580,000887
Cash dividends$2,450,0001,311
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,637,0001,690
2020-09-30 (YTD Data)Rank
Total interest income$10,505,0001,993
Total interest expense$1,719,0001,888
Net interest income$8,786,0001,995
Provision for loan and lease losses$1,058,0001,310
Total noninterest income$2,969,0001,437
Gross Fiduciary activities income$0981
Service charges on deposit accounts$452,0001,402
Trading account gains and fees$0125
Additional Noninterest Income$2,517,0001,311
Total noninterest expense$7,585,0001,922
Salaries and employee benefits$4,756,0001,790
Premises and equipment expense$1,065,0001,582
Additional noninterest expense$1,764,0002,258
Pre-tax net operating income$3,112,0002,000
Securities gains (losses)$543,000467
Applicable income taxes$03,696
Income before extraordinary items$3,655,0001,638
Extraordinary gains, net$04
Net income$3,655,0001,639
Minority interest net income$065
Net income of bank and minority interests.$3,655,0001,639
Net charge-offs$450,000799
Cash dividends$1,711,0001,243
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,112,0001,810
2020-06-30 (YTD Data)Rank
Total interest income$6,970,0002,015
Total interest expense$1,236,0001,880
Net interest income$5,734,0002,037
Provision for loan and lease losses$705,0001,328
Total noninterest income$1,796,0001,452
Gross Fiduciary activities income$0970
Service charges on deposit accounts$300,0001,426
Trading account gains and fees$0123
Additional Noninterest Income$1,496,0001,324
Total noninterest expense$5,002,0001,933
Salaries and employee benefits$3,112,0001,823
Premises and equipment expense$706,0001,583
Additional noninterest expense$1,184,0002,235
Pre-tax net operating income$1,823,0002,134
Securities gains (losses)$447,000395
Applicable income taxes$03,655
Income before extraordinary items$2,270,0001,657
Extraordinary gains, net$04
Net income$2,270,0001,658
Minority interest net income$065
Net income of bank and minority interests.$2,270,0001,658
Net charge-offs$3,0002,778
Cash dividends$1,156,0001,189
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,823,0001,921
2020-03-31 (YTD Data)Rank
Total interest income$3,519,0002,003
Total interest expense$666,0001,906
Net interest income$2,853,0001,996
Provision for loan and lease losses$353,0001,093
Total noninterest income$808,0001,468
Gross Fiduciary activities income$0941
Service charges on deposit accounts$175,0001,456
Trading account gains and fees$0106
Additional Noninterest Income$633,0001,312
Total noninterest expense$2,428,0001,994
Salaries and employee benefits$1,495,0001,890
Premises and equipment expense$349,0001,616
Additional noninterest expense$584,0002,287
Pre-tax net operating income$880,0002,018
Securities gains (losses)$330,000260
Applicable income taxes$03,513
Income before extraordinary items$1,210,0001,420
Extraordinary gains, net$04
Net income$1,210,0001,418
Minority interest net income$056
Net income of bank and minority interests.$1,210,0001,420
Net charge-offs$-6,0004,282
Cash dividends$554,0001,200
Sale, conversion, retirement of capital stock, net$0482
Net operating income$880,0001,810
2019-12-31 (YTD Data)Rank
Total interest income$14,124,0002,020
Total interest expense$2,657,0001,959
Net interest income$11,467,0001,995
Provision for loan and lease losses$3,178,000357
Total noninterest income$2,900,0001,602
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$714,0001,467
Trading account gains and fees$0135
Additional Noninterest Income$2,186,0001,462
Total noninterest expense$9,554,0001,993
Salaries and employee benefits$5,822,0001,892
Premises and equipment expense$1,446,0001,546
Additional noninterest expense$2,286,0002,349
Pre-tax net operating income$1,635,0003,290
Securities gains (losses)$133,000778
Applicable income taxes$03,859
Income before extraordinary items$1,768,0003,070
Extraordinary gains, net$011
Net income$1,768,0003,069
Minority interest net income$076
Net income of bank and minority interests.$1,768,0003,071
Net charge-offs$3,343,000282
Cash dividends$2,614,0001,321
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,635,0003,130
2019-09-30 (YTD Data)Rank
Total interest income$10,615,0002,040
Total interest expense$1,976,0001,994
Net interest income$8,639,0002,015
Provision for loan and lease losses$3,074,000292
Total noninterest income$2,189,0001,589
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$533,0001,478
Trading account gains and fees$0129
Additional Noninterest Income$1,656,0001,445
Total noninterest expense$7,142,0001,996
Salaries and employee benefits$4,350,0001,892
Premises and equipment expense$1,050,0001,600
Additional noninterest expense$1,742,0002,315
Pre-tax net operating income$612,0004,170
Securities gains (losses)$133,000665
Applicable income taxes$03,902
Income before extraordinary items$745,0003,876
Extraordinary gains, net$011
Net income$745,0003,875
Minority interest net income$072
Net income of bank and minority interests.$745,0003,876
Net charge-offs$103,0001,746
Cash dividends$2,203,0001,116
Sale, conversion, retirement of capital stock, net$0590
Net operating income$612,0004,050
2019-06-30 (YTD Data)Rank
Total interest income$7,024,0002,045
Total interest expense$1,260,0002,036
Net interest income$5,764,0002,017
Provision for loan and lease losses$210,0001,506
Total noninterest income$1,403,0001,597
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$343,0001,508
Trading account gains and fees$0131
Additional Noninterest Income$1,060,0001,439
Total noninterest expense$4,719,0002,023
Salaries and employee benefits$2,855,0001,923
Premises and equipment expense$704,0001,603
Additional noninterest expense$1,160,0002,333
Pre-tax net operating income$2,238,0001,948
Securities gains (losses)$-17,0005,037
Applicable income taxes$03,901
Income before extraordinary items$2,221,0001,759
Extraordinary gains, net$011
Net income$2,221,0001,758
Minority interest net income$069
Net income of bank and minority interests.$2,221,0001,759
Net charge-offs$84,0001,509
Cash dividends$1,548,0001,075
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,238,0001,716
2019-03-31 (YTD Data)Rank
Total interest income$3,450,0002,069
Total interest expense$600,0002,062
Net interest income$2,850,0002,040
Provision for loan and lease losses$105,0001,424
Total noninterest income$654,0001,636
Gross Fiduciary activities income$0972
Service charges on deposit accounts$162,0001,572
Trading account gains and fees$0126
Additional Noninterest Income$492,0001,460
Total noninterest expense$2,332,0002,043
Salaries and employee benefits$1,395,0001,974
Premises and equipment expense$349,0001,635
Additional noninterest expense$588,0002,309
Pre-tax net operating income$1,067,0001,979
Securities gains (losses)$-15,0005,147
Applicable income taxes$03,800
Income before extraordinary items$1,052,0001,796
Extraordinary gains, net$05
Net income$1,052,0001,794
Minority interest net income$052
Net income of bank and minority interests.$1,052,0001,795
Net charge-offs$83,000968
Cash dividends$941,000886
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,067,0001,757
2018-12-31 (YTD Data)Rank
Total interest income$12,851,0002,093
Total interest expense$1,631,0002,223
Net interest income$11,220,0002,046
Provision for loan and lease losses$420,0001,604
Total noninterest income$2,584,0001,713
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$725,0001,483
Trading account gains and fees$0126
Additional Noninterest Income$1,859,0001,570
Total noninterest expense$8,863,0002,085
Salaries and employee benefits$5,440,0001,968
Premises and equipment expense$1,168,0001,842
Additional noninterest expense$2,255,0002,401
Pre-tax net operating income$4,521,0001,933
Securities gains (losses)$26,000519
Applicable income taxes$03,978
Income before extraordinary items$4,547,0001,704
Extraordinary gains, net$06
Net income$4,547,0001,703
Minority interest net income$072
Net income of bank and minority interests.$4,547,0001,703
Net charge-offs$318,0001,283
Cash dividends$2,786,0001,155
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,521,0001,712
2018-09-30 (YTD Data)Rank
Total interest income$9,512,0002,104
Total interest expense$1,137,0002,252
Net interest income$8,375,0002,061
Provision for loan and lease losses$315,0001,521
Total noninterest income$1,922,0001,732
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$536,0001,511
Trading account gains and fees$0138
Additional Noninterest Income$1,386,0001,591
Total noninterest expense$6,566,0002,100
Salaries and employee benefits$4,048,0001,966
Premises and equipment expense$859,0001,873
Additional noninterest expense$1,659,0002,424
Pre-tax net operating income$3,416,0001,934
Securities gains (losses)$26,000521
Applicable income taxes$04,032
Income before extraordinary items$3,442,0001,708
Extraordinary gains, net$05
Net income$3,442,0001,707
Minority interest net income$066
Net income of bank and minority interests.$3,442,0001,707
Net charge-offs$211,0001,210
Cash dividends$2,040,0001,055
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,416,0001,706
2018-06-30 (YTD Data)Rank
Total interest income$6,256,0002,112
Total interest expense$677,0002,343
Net interest income$5,579,0002,064
Provision for loan and lease losses$210,0001,458
Total noninterest income$1,146,0001,851
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$343,0001,550
Trading account gains and fees$0130
Additional Noninterest Income$803,0001,731
Total noninterest expense$4,344,0002,118
Salaries and employee benefits$2,662,0002,006
Premises and equipment expense$570,0001,897
Additional noninterest expense$1,112,0002,428
Pre-tax net operating income$2,171,0001,975
Securities gains (losses)$32,000397
Applicable income taxes$04,018
Income before extraordinary items$2,203,0001,746
Extraordinary gains, net$06
Net income$2,203,0001,745
Minority interest net income$065
Net income of bank and minority interests.$2,203,0001,745
Net charge-offs$141,0001,115
Cash dividends$1,339,0001,058
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,171,0001,753
2018-03-31 (YTD Data)Rank
Total interest income$3,073,0002,125
Total interest expense$334,0002,276
Net interest income$2,739,0002,100
Provision for loan and lease losses$105,0001,394
Total noninterest income$446,0002,124
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$176,0001,537
Trading account gains and fees$0123
Additional Noninterest Income$270,0002,137
Total noninterest expense$2,106,0002,190
Salaries and employee benefits$1,290,0002,085
Premises and equipment expense$272,0001,996
Additional noninterest expense$544,0002,472
Pre-tax net operating income$974,0002,078
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$974,0001,878
Extraordinary gains, net$07
Net income$974,0001,877
Minority interest net income$052
Net income of bank and minority interests.$974,0001,878
Net charge-offs$14,0001,828
Cash dividends$692,000964
Sale, conversion, retirement of capital stock, net$0580
Net operating income$974,0001,866
2017-12-31 (YTD Data)Rank
Total interest income$12,099,0002,118
Total interest expense$1,270,0002,167
Net interest income$10,829,0002,092
Provision for loan and lease losses$748,0001,103
Total noninterest income$2,868,0001,643
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$759,0001,483
Trading account gains and fees$0151
Additional Noninterest Income$2,109,0001,482
Total noninterest expense$8,531,0002,166
Salaries and employee benefits$5,114,0002,054
Premises and equipment expense$1,210,0001,837
Additional noninterest expense$2,207,0002,478
Pre-tax net operating income$4,418,0001,892
Securities gains (losses)$136,000511
Applicable income taxes$04,135
Income before extraordinary items$4,554,0001,450
Extraordinary gains, net$09
Net income$4,554,0001,449
Minority interest net income$076
Net income of bank and minority interests.$4,554,0001,450
Net charge-offs$554,0001,023
Cash dividends$2,883,0001,064
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,418,0001,479
2017-09-30 (YTD Data)Rank
Total interest income$8,950,0002,151
Total interest expense$932,0002,182
Net interest income$8,018,0002,120
Provision for loan and lease losses$450,0001,230
Total noninterest income$2,152,0001,658
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$570,0001,489
Trading account gains and fees$0145
Additional Noninterest Income$1,582,0001,504
Total noninterest expense$6,415,0002,167
Salaries and employee benefits$3,800,0002,074
Premises and equipment expense$912,0001,839
Additional noninterest expense$1,703,0002,425
Pre-tax net operating income$3,305,0001,912
Securities gains (losses)$135,000479
Applicable income taxes$04,172
Income before extraordinary items$3,440,0001,538
Extraordinary gains, net$09
Net income$3,440,0001,538
Minority interest net income$071
Net income of bank and minority interests.$3,440,0001,538
Net charge-offs$74,0002,161
Cash dividends$2,117,0001,003
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,305,0001,581
2017-06-30 (YTD Data)Rank
Total interest income$5,919,0002,142
Total interest expense$608,0002,188
Net interest income$5,311,0002,122
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,320,0001,729
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$374,0001,493
Trading account gains and fees$0139
Additional Noninterest Income$946,0001,601
Total noninterest expense$4,149,0002,226
Salaries and employee benefits$2,459,0002,130
Premises and equipment expense$607,0001,855
Additional noninterest expense$1,083,0002,525
Pre-tax net operating income$2,182,0001,896
Securities gains (losses)$108,000417
Applicable income taxes$04,189
Income before extraordinary items$2,290,0001,529
Extraordinary gains, net$011
Net income$2,290,0001,529
Minority interest net income$071
Net income of bank and minority interests.$2,290,0001,529
Net charge-offs$42,0002,118
Cash dividends$1,379,0001,024
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,182,0001,565
2017-03-31 (YTD Data)Rank
Total interest income$2,937,0002,151
Total interest expense$296,0002,200
Net interest income$2,641,0002,120
Provision for loan and lease losses$150,0001,115
Total noninterest income$606,0001,807
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$189,0001,476
Trading account gains and fees$0142
Additional Noninterest Income$417,0001,711
Total noninterest expense$2,001,0002,301
Salaries and employee benefits$1,164,0002,258
Premises and equipment expense$305,0001,861
Additional noninterest expense$532,0002,544
Pre-tax net operating income$1,096,0001,846
Securities gains (losses)$25,000474
Applicable income taxes$04,086
Income before extraordinary items$1,121,0001,536
Extraordinary gains, net$08
Net income$1,121,0001,536
Minority interest net income$055
Net income of bank and minority interests.$1,121,0001,536
Net charge-offs$02,943
Cash dividends$643,0001,013
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,096,0001,544
2016-12-31 (YTD Data)Rank
Total interest income$11,774,0002,103
Total interest expense$1,160,0002,192
Net interest income$10,614,0002,076
Provision for loan and lease losses$706,0001,184
Total noninterest income$3,294,0001,546
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$805,0001,434
Trading account gains and fees$0170
Additional Noninterest Income$2,489,0001,380
Total noninterest expense$8,640,0002,156
Salaries and employee benefits$5,278,0002,010
Premises and equipment expense$1,221,0001,832
Additional noninterest expense$2,141,0002,636
Pre-tax net operating income$4,562,0001,740
Securities gains (losses)$27,0002,223
Applicable income taxes$04,278
Income before extraordinary items$4,589,0001,484
Extraordinary gains, net$05
Net income$4,589,0001,483
Minority interest net income$082
Net income of bank and minority interests.$4,589,0001,483
Net charge-offs$1,318,000539
Cash dividends$3,114,000989
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,562,0001,462
2016-09-30 (YTD Data)Rank
Total interest income$8,791,0002,109
Total interest expense$893,0002,147
Net interest income$7,898,0002,080
Provision for loan and lease losses$556,0001,074
Total noninterest income$2,566,0001,494
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$577,0001,482
Trading account gains and fees$0169
Additional Noninterest Income$1,989,0001,315
Total noninterest expense$6,461,0002,161
Salaries and employee benefits$3,981,0001,994
Premises and equipment expense$960,0001,763
Additional noninterest expense$1,520,0002,735
Pre-tax net operating income$3,447,0001,758
Securities gains (losses)$69,0001,528
Applicable income taxes$04,325
Income before extraordinary items$3,516,0001,484
Extraordinary gains, net$05
Net income$3,516,0001,483
Minority interest net income$071
Net income of bank and minority interests.$3,516,0001,484
Net charge-offs$38,0002,761
Cash dividends$2,190,000955
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,447,0001,461
2016-06-30 (YTD Data)Rank
Total interest income$5,781,0002,143
Total interest expense$582,0002,193
Net interest income$5,199,0002,115
Provision for loan and lease losses$450,000927
Total noninterest income$1,780,0001,439
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$373,0001,515
Trading account gains and fees$0157
Additional Noninterest Income$1,407,0001,237
Total noninterest expense$4,343,0002,151
Salaries and employee benefits$2,691,0001,971
Premises and equipment expense$636,0001,766
Additional noninterest expense$1,016,0002,742
Pre-tax net operating income$2,186,0001,809
Securities gains (losses)$57,0001,339
Applicable income taxes$04,338
Income before extraordinary items$2,243,0001,523
Extraordinary gains, net$016
Net income$2,243,0001,522
Minority interest net income$071
Net income of bank and minority interests.$2,243,0001,523
Net charge-offs$58,0002,039
Cash dividends$1,458,000982
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,186,0001,509
2016-03-31 (YTD Data)Rank
Total interest income$2,871,0002,159
Total interest expense$279,0002,259
Net interest income$2,592,0002,119
Provision for loan and lease losses$225,000871
Total noninterest income$561,0001,920
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$174,0001,595
Trading account gains and fees$0142
Additional Noninterest Income$387,0001,788
Total noninterest expense$1,924,0002,381
Salaries and employee benefits$1,125,0002,280
Premises and equipment expense$293,0001,909
Additional noninterest expense$506,0002,750
Pre-tax net operating income$1,004,0001,916
Securities gains (losses)$-23,0006,028
Applicable income taxes$04,259
Income before extraordinary items$981,0001,650
Extraordinary gains, net$012
Net income$981,0001,651
Minority interest net income$062
Net income of bank and minority interests.$981,0001,651
Net charge-offs$45,0001,498
Cash dividends$870,000833
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,004,0001,579
2015-12-31 (YTD Data)Rank
Total interest income$12,125,0002,015
Total interest expense$1,146,0002,196
Net interest income$10,979,0001,968
Provision for loan and lease losses$580,0001,216
Total noninterest income$3,022,0001,594
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$819,0001,448
Trading account gains and fees$0159
Additional Noninterest Income$2,203,0001,423
Total noninterest expense$7,479,0002,439
Salaries and employee benefits$4,517,0002,244
Premises and equipment expense$1,113,0002,007
Additional noninterest expense$1,849,0002,955
Pre-tax net operating income$5,942,0001,375
Securities gains (losses)$56,0001,567
Applicable income taxes$04,402
Income before extraordinary items$5,998,0001,183
Extraordinary gains, net$023
Net income$5,998,0001,184
Minority interest net income$081
Net income of bank and minority interests.$5,998,0001,183
Net charge-offs$537,0001,108
Cash dividends$3,426,000888
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,942,0001,166
2015-09-30 (YTD Data)Rank
Total interest income$9,065,0002,028
Total interest expense$862,0002,212
Net interest income$8,203,0001,984
Provision for loan and lease losses$430,0001,176
Total noninterest income$2,357,0001,574
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$623,0001,441
Trading account gains and fees$0153
Additional Noninterest Income$1,734,0001,381
Total noninterest expense$5,510,0002,475
Salaries and employee benefits$3,376,0002,255
Premises and equipment expense$823,0002,049
Additional noninterest expense$1,311,0003,092
Pre-tax net operating income$4,620,0001,357
Securities gains (losses)$24,0001,919
Applicable income taxes$04,489
Income before extraordinary items$4,644,0001,146
Extraordinary gains, net$021
Net income$4,644,0001,143
Minority interest net income$078
Net income of bank and minority interests.$4,644,0001,146
Net charge-offs$300,0001,195
Cash dividends$2,555,000812
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,620,0001,119
2015-06-30 (YTD Data)Rank
Total interest income$6,041,0002,023
Total interest expense$583,0002,203
Net interest income$5,458,0001,986
Provision for loan and lease losses$280,0001,201
Total noninterest income$1,525,0001,604
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$415,0001,427
Trading account gains and fees$0157
Additional Noninterest Income$1,110,0001,444
Total noninterest expense$3,613,0002,524
Salaries and employee benefits$2,235,0002,281
Premises and equipment expense$535,0002,111
Additional noninterest expense$843,0003,198
Pre-tax net operating income$3,090,0001,345
Securities gains (losses)$18,0001,765
Applicable income taxes$04,497
Income before extraordinary items$3,108,0001,133
Extraordinary gains, net$022
Net income$3,108,0001,132
Minority interest net income$075
Net income of bank and minority interests.$3,108,0001,134
Net charge-offs$161,0001,332
Cash dividends$1,685,000823
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,090,0001,104
2015-03-31 (YTD Data)Rank
Total interest income$3,039,0002,012
Total interest expense$302,0002,155
Net interest income$2,737,0001,977
Provision for loan and lease losses$135,0001,198
Total noninterest income$680,0001,699
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$224,0001,307
Trading account gains and fees$0152
Additional Noninterest Income$456,0001,616
Total noninterest expense$1,727,0002,626
Salaries and employee benefits$1,056,0002,397
Premises and equipment expense$258,0002,191
Additional noninterest expense$413,0003,229
Pre-tax net operating income$1,555,0001,292
Securities gains (losses)$25,0001,138
Applicable income taxes$04,400
Income before extraordinary items$1,580,0001,080
Extraordinary gains, net$013
Net income$1,580,0001,081
Minority interest net income$064
Net income of bank and minority interests.$1,580,0001,081
Net charge-offs$19,0002,149
Cash dividends$766,000817
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,555,0001,062
2014-12-31 (YTD Data)Rank
Total interest income$11,369,0002,126
Total interest expense$1,262,0002,173
Net interest income$10,107,0002,102
Provision for loan and lease losses$540,0001,386
Total noninterest income$3,030,0001,564
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$966,0001,330
Trading account gains and fees$0180
Additional Noninterest Income$2,064,0001,419
Total noninterest expense$6,926,0002,641
Salaries and employee benefits$4,159,0002,411
Premises and equipment expense$1,074,0002,121
Additional noninterest expense$1,693,0003,254
Pre-tax net operating income$5,671,0001,367
Securities gains (losses)$251,000692
Applicable income taxes$04,531
Income before extraordinary items$5,922,0001,117
Extraordinary gains, net$017
Net income$5,922,0001,116
Minority interest net income$084
Net income of bank and minority interests.$5,922,0001,117
Net charge-offs$343,0001,874
Cash dividends$2,848,000969
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,671,0001,136
2014-09-30 (YTD Data)Rank
Total interest income$8,462,0002,160
Total interest expense$959,0002,173
Net interest income$7,503,0002,142
Provision for loan and lease losses$405,0001,359
Total noninterest income$2,208,0001,595
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$716,0001,360
Trading account gains and fees$0174
Additional Noninterest Income$1,492,0001,459
Total noninterest expense$5,105,0002,675
Salaries and employee benefits$3,078,0002,432
Premises and equipment expense$781,0002,187
Additional noninterest expense$1,246,0003,307
Pre-tax net operating income$4,201,0001,398
Securities gains (losses)$245,000553
Applicable income taxes$04,583
Income before extraordinary items$4,446,0001,120
Extraordinary gains, net$015
Net income$4,446,0001,118
Minority interest net income$081
Net income of bank and minority interests.$4,446,0001,119
Net charge-offs$231,0001,849
Cash dividends$2,075,000897
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,201,0001,156
2014-06-30 (YTD Data)Rank
Total interest income$5,527,0002,194
Total interest expense$645,0002,195
Net interest income$4,882,0002,166
Provision for loan and lease losses$270,0001,390
Total noninterest income$1,362,0001,658
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$461,0001,390
Trading account gains and fees$0172
Additional Noninterest Income$901,0001,559
Total noninterest expense$3,319,0002,741
Salaries and employee benefits$2,012,0002,494
Premises and equipment expense$517,0002,213
Additional noninterest expense$790,0003,442
Pre-tax net operating income$2,655,0001,424
Securities gains (losses)$199,000489
Applicable income taxes$04,568
Income before extraordinary items$2,854,0001,129
Extraordinary gains, net$020
Net income$2,854,0001,130
Minority interest net income$080
Net income of bank and minority interests.$2,854,0001,130
Net charge-offs$181,0001,677
Cash dividends$1,300,000938
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,655,0001,171
2014-03-31 (YTD Data)Rank
Total interest income$2,712,0002,222
Total interest expense$325,0002,211
Net interest income$2,387,0002,219
Provision for loan and lease losses$135,0001,369
Total noninterest income$632,0001,729
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$222,0001,416
Trading account gains and fees$0147
Additional Noninterest Income$410,0001,628
Total noninterest expense$1,651,0002,758
Salaries and employee benefits$987,0002,543
Premises and equipment expense$252,0002,296
Additional noninterest expense$412,0003,340
Pre-tax net operating income$1,233,0001,487
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,233,0001,227
Extraordinary gains, net$016
Net income$1,233,0001,228
Minority interest net income$066
Net income of bank and minority interests.$1,233,0001,228
Net charge-offs$127,0001,215
Cash dividends$649,000864
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,233,0001,209
2013-12-31 (YTD Data)Rank
Total interest income$10,663,0002,275
Total interest expense$1,519,0002,140
Net interest income$9,144,0002,292
Provision for loan and lease losses$528,0001,773
Total noninterest income$2,772,0001,707
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$797,0001,649
Trading account gains and fees$0184
Additional Noninterest Income$1,975,0001,524
Total noninterest expense$6,430,0002,834
Salaries and employee benefits$3,877,0002,552
Premises and equipment expense$951,0002,345
Additional noninterest expense$1,602,0003,482
Pre-tax net operating income$4,958,0001,437
Securities gains (losses)$-216,0006,632
Applicable income taxes$04,631
Income before extraordinary items$4,742,0001,287
Extraordinary gains, net$029
Net income$4,742,0001,289
Minority interest net income$090
Net income of bank and minority interests.$4,742,0001,290
Net charge-offs$366,0002,351
Cash dividends$2,604,000967
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,958,0001,211
2013-09-30 (YTD Data)Rank
Total interest income$7,877,0002,322
Total interest expense$1,174,0002,144
Net interest income$6,703,0002,361
Provision for loan and lease losses$405,0001,750
Total noninterest income$1,951,0001,818
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$543,0001,788
Trading account gains and fees$0180
Additional Noninterest Income$1,408,0001,624
Total noninterest expense$4,692,0002,905
Salaries and employee benefits$2,847,0002,597
Premises and equipment expense$690,0002,435
Additional noninterest expense$1,155,0003,594
Pre-tax net operating income$3,557,0001,521
Securities gains (losses)$21,0002,191
Applicable income taxes$04,713
Income before extraordinary items$3,578,0001,284
Extraordinary gains, net$025
Net income$3,578,0001,286
Minority interest net income$084
Net income of bank and minority interests.$3,578,0001,286
Net charge-offs$272,0002,216
Cash dividends$1,925,000905
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,557,0001,263
2013-06-30 (YTD Data)Rank
Total interest income$5,217,0002,343
Total interest expense$787,0002,171
Net interest income$4,430,0002,367
Provision for loan and lease losses$282,0001,747
Total noninterest income$1,315,0001,832
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$356,0001,787
Trading account gains and fees$0157
Additional Noninterest Income$959,0001,625
Total noninterest expense$3,110,0002,919
Salaries and employee benefits$1,862,0002,662
Premises and equipment expense$462,0002,436
Additional noninterest expense$786,0003,541
Pre-tax net operating income$2,353,0001,511
Securities gains (losses)$21,0001,987
Applicable income taxes$04,679
Income before extraordinary items$2,374,0001,274
Extraordinary gains, net$022
Net income$2,374,0001,277
Minority interest net income$082
Net income of bank and minority interests.$2,374,0001,277
Net charge-offs$207,0002,063
Cash dividends$1,248,000908
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,353,0001,233
2013-03-31 (YTD Data)Rank
Total interest income$2,587,0002,385
Total interest expense$394,0002,229
Net interest income$2,193,0002,393
Provision for loan and lease losses$150,0001,610
Total noninterest income$564,0002,043
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$149,0002,047
Trading account gains and fees$0148
Additional Noninterest Income$415,0001,810
Total noninterest expense$1,524,0002,978
Salaries and employee benefits$880,0002,821
Premises and equipment expense$236,0002,413
Additional noninterest expense$408,0003,464
Pre-tax net operating income$1,083,0001,597
Securities gains (losses)$21,0001,242
Applicable income taxes$04,602
Income before extraordinary items$1,104,0001,346
Extraordinary gains, net$010
Net income$1,104,0001,347
Minority interest net income$076
Net income of bank and minority interests.$1,104,0001,348
Net charge-offs$141,0001,636
Cash dividends$566,000860
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,083,0001,313
2012-12-31 (YTD Data)Rank
Total interest income$10,504,0002,453
Total interest expense$1,768,0002,385
Net interest income$8,736,0002,451
Provision for loan and lease losses$600,0002,443
Total noninterest income$2,640,0001,798
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$729,0001,829
Trading account gains and fees$0166
Additional Noninterest Income$1,911,0001,574
Total noninterest expense$6,149,0002,973
Salaries and employee benefits$3,767,0002,593
Premises and equipment expense$901,0002,482
Additional noninterest expense$1,481,0003,826
Pre-tax net operating income$4,627,0001,467
Securities gains (losses)$121,0002,115
Applicable income taxes$04,751
Income before extraordinary items$4,748,0001,240
Extraordinary gains, net$029
Net income$4,748,0001,240
Minority interest net income$093
Net income of bank and minority interests.$4,748,0001,241
Net charge-offs$140,0004,122
Cash dividends$2,309,0001,087
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,627,0001,216
2012-09-30 (YTD Data)Rank
Total interest income$7,875,0002,502
Total interest expense$1,358,0002,417
Net interest income$6,517,0002,504
Provision for loan and lease losses$450,0002,400
Total noninterest income$1,950,0001,818
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$539,0001,871
Trading account gains and fees$0157
Additional Noninterest Income$1,411,0001,583
Total noninterest expense$4,488,0003,055
Salaries and employee benefits$2,747,0002,683
Premises and equipment expense$648,0002,596
Additional noninterest expense$1,093,0003,877
Pre-tax net operating income$3,529,0001,484
Securities gains (losses)$121,0001,836
Applicable income taxes$04,802
Income before extraordinary items$3,650,0001,235
Extraordinary gains, net$020
Net income$3,650,0001,236
Minority interest net income$086
Net income of bank and minority interests.$3,650,0001,236
Net charge-offs$116,0003,824
Cash dividends$1,695,000917
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,529,0001,206
2012-06-30 (YTD Data)Rank
Total interest income$5,202,0002,537
Total interest expense$927,0002,449
Net interest income$4,275,0002,546
Provision for loan and lease losses$300,0002,388
Total noninterest income$1,281,0001,825
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$359,0001,865
Trading account gains and fees$0153
Additional Noninterest Income$922,0001,595
Total noninterest expense$2,971,0003,087
Salaries and employee benefits$1,829,0002,700
Premises and equipment expense$421,0002,664
Additional noninterest expense$721,0003,913
Pre-tax net operating income$2,285,0001,513
Securities gains (losses)$51,0002,042
Applicable income taxes$04,770
Income before extraordinary items$2,336,0001,273
Extraordinary gains, net$019
Net income$2,336,0001,273
Minority interest net income$084
Net income of bank and minority interests.$2,336,0001,273
Net charge-offs$131,0003,168
Cash dividends$1,122,000883
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,285,0001,227
2012-03-31 (YTD Data)Rank
Total interest income$2,566,0002,592
Total interest expense$477,0002,472
Net interest income$2,089,0002,615
Provision for loan and lease losses$150,0002,302
Total noninterest income$540,0002,048
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$177,0001,874
Trading account gains and fees$0148
Additional Noninterest Income$363,0001,877
Total noninterest expense$1,467,0003,113
Salaries and employee benefits$864,0002,847
Premises and equipment expense$210,0002,707
Additional noninterest expense$393,0003,677
Pre-tax net operating income$1,012,0001,659
Securities gains (losses)$53,0001,204
Applicable income taxes$04,704
Income before extraordinary items$1,065,0001,365
Extraordinary gains, net$019
Net income$1,065,0001,365
Minority interest net income$078
Net income of bank and minority interests.$1,065,0001,366
Net charge-offs$124,0002,271
Cash dividends$533,000822
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,012,0001,363
2011-12-31 (YTD Data)Rank
Total interest income$10,786,0002,580
Total interest expense$1,908,0002,868
Net interest income$8,878,0002,473
Provision for loan and lease losses$600,0003,157
Total noninterest income$1,100,0002,958
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$696,0001,999
Trading account gains and fees$0146
Additional Noninterest Income$404,0003,419
Total noninterest expense$5,721,0003,177
Salaries and employee benefits$3,331,0002,870
Premises and equipment expense$884,0002,676
Additional noninterest expense$1,506,0003,857
Pre-tax net operating income$3,657,0001,540
Securities gains (losses)$66,0002,382
Applicable income taxes$04,719
Income before extraordinary items$3,723,0001,330
Extraordinary gains, net$029
Net income$3,723,0001,330
Minority interest net income$096
Net income of bank and minority interests.$3,723,0001,330
Net charge-offs$247,0004,033
Cash dividends$1,657,0001,128
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,657,0001,285
2011-09-30 (YTD Data)Rank
Total interest income$7,885,0002,671
Total interest expense$1,433,0002,961
Net interest income$6,452,0002,565
Provision for loan and lease losses$450,0003,020
Total noninterest income$805,0002,994
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$516,0002,022
Trading account gains and fees$0145
Additional Noninterest Income$289,0003,515
Total noninterest expense$4,181,0003,247
Salaries and employee benefits$2,367,0002,996
Premises and equipment expense$660,0002,720
Additional noninterest expense$1,154,0003,789
Pre-tax net operating income$2,626,0001,664
Securities gains (losses)$13,0002,968
Applicable income taxes$04,740
Income before extraordinary items$2,639,0001,441
Extraordinary gains, net$021
Net income$2,639,0001,441
Minority interest net income$087
Net income of bank and minority interests.$2,639,0001,441
Net charge-offs$137,0004,108
Cash dividends$1,173,0001,029
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,626,0001,382
2011-06-30 (YTD Data)Rank
Total interest income$5,139,0002,746
Total interest expense$958,0003,055
Net interest income$4,181,0002,638
Provision for loan and lease losses$300,0002,953
Total noninterest income$531,0003,007
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$336,0002,044
Trading account gains and fees$0153
Additional Noninterest Income$195,0003,524
Total noninterest expense$2,745,0003,325
Salaries and employee benefits$1,560,0003,047
Premises and equipment expense$426,0002,799
Additional noninterest expense$759,0003,884
Pre-tax net operating income$1,667,0001,712
Securities gains (losses)$13,0002,268
Applicable income taxes$04,697
Income before extraordinary items$1,680,0001,460
Extraordinary gains, net$015
Net income$1,680,0001,460
Minority interest net income$089
Net income of bank and minority interests.$1,680,0001,460
Net charge-offs$108,0003,767
Cash dividends$688,0001,134
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,667,0001,410
2011-03-31 (YTD Data)Rank
Total interest income$2,477,0002,852
Total interest expense$489,0003,101
Net interest income$1,988,0002,749
Provision for loan and lease losses$150,0002,750
Total noninterest income$260,0003,081
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$164,0002,066
Trading account gains and fees$0158
Additional Noninterest Income$96,0003,641
Total noninterest expense$1,368,0003,348
Salaries and employee benefits$753,0003,148
Premises and equipment expense$222,0002,744
Additional noninterest expense$393,0003,776
Pre-tax net operating income$730,0001,912
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$730,0001,614
Extraordinary gains, net$09
Net income$730,0001,614
Minority interest net income$086
Net income of bank and minority interests.$730,0001,614
Net charge-offs$53,0003,302
Cash dividends$297,0001,149
Sale, conversion, retirement of capital stock, net$0925
Net operating income$730,0001,568
2010-12-31 (YTD Data)Rank
Total interest income$9,867,0002,987
Total interest expense$2,128,0003,407
Net interest income$7,739,0002,808
Provision for loan and lease losses$600,0003,834
Total noninterest income$1,069,0003,121
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$676,0002,099
Trading account gains and fees$0175
Additional Noninterest Income$393,0003,543
Total noninterest expense$5,532,0003,320
Salaries and employee benefits$3,048,0003,066
Premises and equipment expense$934,0002,622
Additional noninterest expense$1,550,0003,920
Pre-tax net operating income$2,676,0001,794
Securities gains (losses)$-233,0007,327
Applicable income taxes$04,655
Income before extraordinary items$2,443,0001,687
Extraordinary gains, net$029
Net income$2,443,0001,687
Minority interest net income$0111
Net income of bank and minority interests.$2,443,0001,689
Net charge-offs$348,0004,120
Cash dividends$1,133,0001,344
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,676,0001,492
2010-09-30 (YTD Data)Rank
Total interest income$7,333,0003,065
Total interest expense$1,628,0003,491
Net interest income$5,705,0002,892
Provision for loan and lease losses$450,0003,704
Total noninterest income$785,0003,186
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$511,0002,135
Trading account gains and fees$0165
Additional Noninterest Income$274,0003,686
Total noninterest expense$4,121,0003,332
Salaries and employee benefits$2,264,0003,122
Premises and equipment expense$711,0002,624
Additional noninterest expense$1,146,0003,936
Pre-tax net operating income$1,919,0001,960
Securities gains (losses)$-303,0007,541
Applicable income taxes$04,726
Income before extraordinary items$1,616,0002,023
Extraordinary gains, net$023
Net income$1,616,0002,024
Minority interest net income$0110
Net income of bank and minority interests.$1,616,0002,025
Net charge-offs$310,0003,686
Cash dividends$836,0001,232
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,919,0001,629
2010-06-30 (YTD Data)Rank
Total interest income$4,746,0003,175
Total interest expense$1,107,0003,529
Net interest income$3,639,0003,023
Provision for loan and lease losses$300,0003,591
Total noninterest income$519,0003,140
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$340,0002,144
Trading account gains and fees$0152
Additional Noninterest Income$179,0003,692
Total noninterest expense$2,682,0003,403
Salaries and employee benefits$1,461,0003,212
Premises and equipment expense$470,0002,646
Additional noninterest expense$751,0003,947
Pre-tax net operating income$1,176,0002,085
Securities gains (losses)$-409,0007,673
Applicable income taxes$04,691
Income before extraordinary items$767,0002,580
Extraordinary gains, net$019
Net income$767,0002,577
Minority interest net income$0105
Net income of bank and minority interests.$767,0002,580
Net charge-offs$201,0003,534
Cash dividends$626,0001,096
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,176,0001,760
2010-03-31 (YTD Data)Rank
Total interest income$2,318,0003,294
Total interest expense$564,0003,603
Net interest income$1,754,0003,125
Provision for loan and lease losses$150,0003,336
Total noninterest income$246,0003,231
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$157,0002,264
Trading account gains and fees$0175
Additional Noninterest Income$89,0003,720
Total noninterest expense$1,356,0003,422
Salaries and employee benefits$712,0003,357
Premises and equipment expense$247,0002,621
Additional noninterest expense$397,0003,814
Pre-tax net operating income$494,0002,433
Securities gains (losses)$-75,0007,672
Applicable income taxes$04,611
Income before extraordinary items$419,0002,475
Extraordinary gains, net$016
Net income$419,0002,472
Minority interest net income$091
Net income of bank and minority interests.$419,0002,475
Net charge-offs$100,0003,104
Cash dividends$219,0001,327
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$494,0002,075
2009-12-31 (YTD Data)Rank
Total interest income$9,405,0003,384
Total interest expense$2,456,0003,943
Net interest income$6,949,0003,084
Provision for loan and lease losses$444,0004,729
Total noninterest income$1,229,0002,930
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$743,0002,152
Trading account gains and fees$0211
Additional Noninterest Income$486,0003,245
Total noninterest expense$5,220,0003,550
Salaries and employee benefits$2,882,0003,298
Premises and equipment expense$936,0002,735
Additional noninterest expense$1,402,0004,268
Pre-tax net operating income$2,514,0001,569
Securities gains (losses)$-29,0007,100
Applicable income taxes$04,388
Income before extraordinary items$2,485,0001,350
Extraordinary gains, net$034
Net income$2,485,0001,348
Minority interest net income$0115
Net income of bank and minority interests.$2,485,0001,349
Net charge-offs$591,0003,579
Cash dividends$728,0002,073
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,514,0001,311
2009-09-30 (YTD Data)Rank
Total interest income$6,948,0003,471
Total interest expense$1,921,0003,957
Net interest income$5,027,0003,176
Provision for loan and lease losses$333,0004,436
Total noninterest income$934,0002,951
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$550,0002,182
Trading account gains and fees$0212
Additional Noninterest Income$384,0003,252
Total noninterest expense$3,777,0003,664
Salaries and employee benefits$2,130,0003,365
Premises and equipment expense$674,0002,865
Additional noninterest expense$973,0004,476
Pre-tax net operating income$1,851,0001,743
Securities gains (losses)$-14,0007,259
Applicable income taxes$04,592
Income before extraordinary items$1,837,0001,464
Extraordinary gains, net$027
Net income$1,837,0001,462
Minority interest net income$0118
Net income of bank and minority interests.$1,837,0001,464
Net charge-offs$225,0004,119
Cash dividends$547,0001,908
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,851,0001,413
2009-06-30 (YTD Data)Rank
Total interest income$4,568,0003,548
Total interest expense$1,354,0003,922
Net interest income$3,214,0003,270
Provision for loan and lease losses$222,0004,195
Total noninterest income$529,0003,279
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$351,0002,237
Trading account gains and fees$0193
Additional Noninterest Income$178,0003,834
Total noninterest expense$2,412,0003,839
Salaries and employee benefits$1,381,0003,476
Premises and equipment expense$428,0003,018
Additional noninterest expense$603,0004,709
Pre-tax net operating income$1,109,0001,944
Securities gains (losses)$63,0001,760
Applicable income taxes$04,657
Income before extraordinary items$1,172,0001,592
Extraordinary gains, net$021
Net income$1,172,0001,588
Minority interest net income$0112
Net income of bank and minority interests.$1,172,0001,591
Net charge-offs$245,0003,186
Cash dividends$375,0001,962
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,109,0001,638
2009-03-31 (YTD Data)Rank
Total interest income$2,249,0003,630
Total interest expense$760,0003,736
Net interest income$1,489,0003,465
Provision for loan and lease losses$111,0003,726
Total noninterest income$247,0003,408
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$166,0002,271
Trading account gains and fees$0171
Additional Noninterest Income$81,0003,986
Total noninterest expense$1,147,0003,903
Salaries and employee benefits$649,0003,693
Premises and equipment expense$208,0003,126
Additional noninterest expense$290,0004,517
Pre-tax net operating income$478,0002,464
Securities gains (losses)$43,0001,366
Applicable income taxes$04,835
Income before extraordinary items$521,0002,051
Extraordinary gains, net$015
Net income$521,0002,052
Minority interest net income$0102
Net income of bank and minority interests.$521,0002,052
Net charge-offs$71,0003,222
Cash dividends$216,0001,645
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$478,0002,086
2008-12-31 (YTD Data)Rank
Total interest income$8,453,0003,981
Total interest expense$3,441,0003,886
Net interest income$5,012,0003,940
Provision for loan and lease losses$456,0003,942
Total noninterest income$1,175,0003,078
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$750,0002,229
Trading account gains and fees$0154
Additional Noninterest Income$425,0003,480
Total noninterest expense$3,848,0004,361
Salaries and employee benefits$2,040,0004,382
Premises and equipment expense$762,0003,299
Additional noninterest expense$1,046,0004,690
Pre-tax net operating income$1,883,0002,570
Securities gains (losses)$-119,0007,268
Applicable income taxes$04,979
Income before extraordinary items$1,764,0002,233
Extraordinary gains, net$039
Net income$1,764,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0003,169
Cash dividends$1,040,0002,234
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,883,0002,227
2008-09-30 (YTD Data)Rank
Total interest income$6,312,0004,058
Total interest expense$2,671,0003,909
Net interest income$3,641,0004,050
Provision for loan and lease losses$306,0003,512
Total noninterest income$845,0003,225
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$562,0002,247
Trading account gains and fees$0148
Additional Noninterest Income$283,0003,777
Total noninterest expense$2,824,0004,415
Salaries and employee benefits$1,505,0004,463
Premises and equipment expense$540,0003,461
Additional noninterest expense$779,0004,625
Pre-tax net operating income$1,356,0003,055
Securities gains (losses)$27,0001,827
Applicable income taxes$05,372
Income before extraordinary items$1,383,0002,488
Extraordinary gains, net$031
Net income$1,383,0002,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0002,276
Cash dividends$792,0002,120
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,356,0002,640
2008-06-30 (YTD Data)Rank
Total interest income$4,265,0004,068
Total interest expense$1,899,0003,873
Net interest income$2,366,0004,117
Provision for loan and lease losses$192,0003,222
Total noninterest income$560,0003,268
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$376,0002,228
Trading account gains and fees$0149
Additional Noninterest Income$184,0003,922
Total noninterest expense$1,809,0004,553
Salaries and employee benefits$990,0004,550
Premises and equipment expense$329,0003,692
Additional noninterest expense$490,0004,786
Pre-tax net operating income$925,0003,108
Securities gains (losses)$2,0002,957
Applicable income taxes$05,627
Income before extraordinary items$927,0002,740
Extraordinary gains, net$021
Net income$927,0002,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,0001,286
Cash dividends$539,0002,178
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$925,0002,695
2008-03-31 (YTD Data)Rank
Total interest income$2,146,0004,131
Total interest expense$1,010,0003,891
Net interest income$1,136,0004,241
Provision for loan and lease losses$96,0002,788
Total noninterest income$273,0003,321
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$182,0002,250
Trading account gains and fees$0158
Additional Noninterest Income$91,0003,952
Total noninterest expense$865,0004,708
Salaries and employee benefits$487,0004,645
Premises and equipment expense$154,0003,903
Additional noninterest expense$224,0005,020
Pre-tax net operating income$448,0003,278
Securities gains (losses)$2,0002,447
Applicable income taxes$05,622
Income before extraordinary items$450,0002,928
Extraordinary gains, net$015
Net income$450,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,013
Cash dividends$276,0001,975
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$448,0002,850
2007-12-31 (YTD Data)Rank
Total interest income$8,142,0004,313
Total interest expense$3,825,0004,120
Net interest income$4,317,0004,400
Provision for loan and lease losses$348,0002,928
Total noninterest income$1,129,0003,272
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$768,0002,213
Trading account gains and fees$0178
Additional Noninterest Income$361,0003,932
Total noninterest expense$3,445,0004,578
Salaries and employee benefits$1,963,0004,441
Premises and equipment expense$606,0003,812
Additional noninterest expense$876,0005,045
Pre-tax net operating income$1,653,0003,721
Securities gains (losses)$15,0001,192
Applicable income taxes$06,070
Income before extraordinary items$1,668,0003,203
Extraordinary gains, net$039
Net income$1,668,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,773
Cash dividends$1,008,0002,594
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,653,0003,209
2007-09-30 (YTD Data)Rank
Total interest income$6,098,0004,333
Total interest expense$2,868,0004,125
Net interest income$3,230,0004,439
Provision for loan and lease losses$261,0002,546
Total noninterest income$799,0003,397
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$562,0002,228
Trading account gains and fees$0184
Additional Noninterest Income$237,0004,180
Total noninterest expense$2,580,0004,550
Salaries and employee benefits$1,480,0004,414
Premises and equipment expense$446,0003,857
Additional noninterest expense$654,0005,008
Pre-tax net operating income$1,188,0003,969
Securities gains (losses)$15,000891
Applicable income taxes$06,220
Income before extraordinary items$1,203,0003,461
Extraordinary gains, net$033
Net income$1,203,0003,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,354
Cash dividends$737,0002,419
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,188,0003,475
2007-06-30 (YTD Data)Rank
Total interest income$4,062,0004,350
Total interest expense$1,914,0004,136
Net interest income$2,148,0004,479
Provision for loan and lease losses$174,0002,406
Total noninterest income$513,0003,508
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$359,0002,304
Trading account gains and fees$0168
Additional Noninterest Income$154,0004,266
Total noninterest expense$1,704,0004,602
Salaries and employee benefits$985,0004,458
Premises and equipment expense$285,0003,982
Additional noninterest expense$434,0005,017
Pre-tax net operating income$783,0004,063
Securities gains (losses)$4,0001,079
Applicable income taxes$06,265
Income before extraordinary items$787,0003,555
Extraordinary gains, net$029
Net income$787,0003,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,978
Cash dividends$477,0002,510
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$783,0003,541
2007-03-31 (YTD Data)Rank
Total interest income$1,988,0004,413
Total interest expense$949,0004,140
Net interest income$1,039,0004,573
Provision for loan and lease losses$87,0002,267
Total noninterest income$247,0003,564
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$175,0002,297
Trading account gains and fees$0195
Additional Noninterest Income$72,0004,403
Total noninterest expense$834,0004,674
Salaries and employee benefits$482,0004,562
Premises and equipment expense$140,0004,053
Additional noninterest expense$212,0005,077
Pre-tax net operating income$365,0004,215
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$365,0003,715
Extraordinary gains, net$022
Net income$365,0003,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,127
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$365,0003,694
2006-12-31 (YTD Data)Rank
Total interest income$7,481,0004,377
Total interest expense$3,276,0004,095
Net interest income$4,205,0004,521
Provision for loan and lease losses$372,0002,405
Total noninterest income$1,063,0003,406
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$726,0002,300
Trading account gains and fees$0130
Additional Noninterest Income$337,0004,076
Total noninterest expense$3,305,0004,570
Salaries and employee benefits$1,864,0004,508
Premises and equipment expense$569,0003,916
Additional noninterest expense$872,0004,964
Pre-tax net operating income$1,591,0004,167
Securities gains (losses)$-2,0006,862
Applicable income taxes$06,600
Income before extraordinary items$1,589,0003,644
Extraordinary gains, net$051
Net income$1,589,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,198
Cash dividends$1,003,0002,537
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,591,0003,624
2006-09-30 (YTD Data)Rank
Total interest income$5,492,0004,425
Total interest expense$2,344,0004,134
Net interest income$3,148,0004,557
Provision for loan and lease losses$279,0002,282
Total noninterest income$769,0003,479
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$538,0002,333
Trading account gains and fees$0126
Additional Noninterest Income$231,0004,243
Total noninterest expense$2,476,0004,576
Salaries and employee benefits$1,401,0004,480
Premises and equipment expense$424,0003,950
Additional noninterest expense$651,0004,957
Pre-tax net operating income$1,162,0004,377
Securities gains (losses)$2,0001,183
Applicable income taxes$06,687
Income before extraordinary items$1,164,0003,813
Extraordinary gains, net$045
Net income$1,164,0003,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,180
Cash dividends$752,0002,330
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,162,0003,796
2006-06-30 (YTD Data)Rank
Total interest income$3,604,0004,422
Total interest expense$1,493,0004,121
Net interest income$2,111,0004,551
Provision for loan and lease losses$186,0002,224
Total noninterest income$510,0003,481
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$351,0002,342
Trading account gains and fees$0126
Additional Noninterest Income$159,0004,188
Total noninterest expense$1,652,0004,575
Salaries and employee benefits$930,0004,503
Premises and equipment expense$281,0003,972
Additional noninterest expense$441,0004,890
Pre-tax net operating income$783,0004,375
Securities gains (losses)$2,000970
Applicable income taxes$06,706
Income before extraordinary items$785,0003,795
Extraordinary gains, net$039
Net income$785,0003,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,766
Cash dividends$488,0002,438
Sale, conversion, retirement of capital stock, net$0887
Net operating income$783,0003,792
2006-03-31 (YTD Data)Rank
Total interest income$1,723,0004,503
Total interest expense$693,0004,198
Net interest income$1,030,0004,624
Provision for loan and lease losses$93,0002,093
Total noninterest income$239,0003,578
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$163,0002,410
Trading account gains and fees$0115
Additional Noninterest Income$76,0004,256
Total noninterest expense$833,0004,568
Salaries and employee benefits$466,0004,510
Premises and equipment expense$133,0004,114
Additional noninterest expense$234,0004,666
Pre-tax net operating income$343,0004,634
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$343,0004,064
Extraordinary gains, net$021
Net income$343,0004,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,004
Cash dividends$223,0002,287
Sale, conversion, retirement of capital stock, net$0648
Net operating income$343,0004,049
2005-12-31 (YTD Data)Rank
Total interest income$6,376,0004,442
Total interest expense$2,082,0004,316
Net interest income$4,294,0004,410
Provision for loan and lease losses$401,0002,265
Total noninterest income$950,0003,682
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$631,0002,557
Trading account gains and fees$0138
Additional Noninterest Income$319,0004,205
Total noninterest expense$3,202,0004,572
Salaries and employee benefits$1,763,0004,543
Premises and equipment expense$514,0004,097
Additional noninterest expense$925,0004,677
Pre-tax net operating income$1,641,0004,167
Securities gains (losses)$37,0001,029
Applicable income taxes$1,0006,850
Income before extraordinary items$1,677,0003,516
Extraordinary gains, net$046
Net income$1,677,0003,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,427
Cash dividends$1,214,0002,117
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,640,0003,547
2005-09-30 (YTD Data)Rank
Total interest income$4,723,0004,429
Total interest expense$1,456,0004,382
Net interest income$3,267,0004,373
Provision for loan and lease losses$302,0002,181
Total noninterest income$669,0003,820
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$453,0002,642
Trading account gains and fees$0126
Additional Noninterest Income$216,0004,429
Total noninterest expense$2,361,0004,598
Salaries and employee benefits$1,307,0004,558
Premises and equipment expense$363,0004,258
Additional noninterest expense$691,0004,664
Pre-tax net operating income$1,273,0004,164
Securities gains (losses)$37,000987
Applicable income taxes$1,0006,867
Income before extraordinary items$1,309,0003,468
Extraordinary gains, net$035
Net income$1,309,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,676
Cash dividends$967,0001,856
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,272,0003,488
2005-06-30 (YTD Data)Rank
Total interest income$3,126,0004,379
Total interest expense$917,0004,396
Net interest income$2,209,0004,294
Provision for loan and lease losses$203,0002,145
Total noninterest income$417,0003,951
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$279,0002,758
Trading account gains and fees$0116
Additional Noninterest Income$138,0004,501
Total noninterest expense$1,541,0004,646
Salaries and employee benefits$858,0004,580
Premises and equipment expense$225,0004,435
Additional noninterest expense$458,0004,668
Pre-tax net operating income$882,0004,044
Securities gains (losses)$24,0001,040
Applicable income taxes$1,0006,848
Income before extraordinary items$905,0003,342
Extraordinary gains, net$030
Net income$905,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,343
Cash dividends$671,0001,804
Sale, conversion, retirement of capital stock, net$0643
Net operating income$881,0003,361
2005-03-31 (YTD Data)Rank
Total interest income$1,548,0004,377
Total interest expense$431,0004,444
Net interest income$1,117,0004,276
Provision for loan and lease losses$104,0002,003
Total noninterest income$199,0003,990
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$131,0002,833
Trading account gains and fees$0115
Additional Noninterest Income$68,0004,510
Total noninterest expense$760,0004,708
Salaries and employee benefits$414,0004,707
Premises and equipment expense$115,0004,423
Additional noninterest expense$231,0004,632
Pre-tax net operating income$452,0003,943
Securities gains (losses)$14,000908
Applicable income taxes$1,0006,740
Income before extraordinary items$465,0003,226
Extraordinary gains, net$024
Net income$465,0003,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,376
Cash dividends$285,0001,832
Sale, conversion, retirement of capital stock, net$0491
Net operating income$451,0003,261
2004-12-31 (YTD Data)Rank
Total interest income$6,028,0004,251
Total interest expense$1,492,0004,521
Net interest income$4,536,0004,097
Provision for loan and lease losses$456,0002,123
Total noninterest income$817,0003,992
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$595,0002,722
Trading account gains and fees$0138
Additional Noninterest Income$222,0004,894
Total noninterest expense$3,187,0004,468
Salaries and employee benefits$1,716,0004,488
Premises and equipment expense$577,0003,647
Additional noninterest expense$894,0004,727
Pre-tax net operating income$1,710,0003,906
Securities gains (losses)$27,0002,202
Applicable income taxes$07,185
Income before extraordinary items$1,737,0003,262
Extraordinary gains, net$034
Net income$1,737,0003,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,248
Cash dividends$1,414,0001,811
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,710,0003,230
2004-09-30 (YTD Data)Rank
Total interest income$4,513,0004,231
Total interest expense$1,096,0004,551
Net interest income$3,417,0004,075
Provision for loan and lease losses$342,0002,049
Total noninterest income$619,0003,999
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$451,0002,714
Trading account gains and fees$0134
Additional Noninterest Income$168,0004,870
Total noninterest expense$2,368,0004,472
Salaries and employee benefits$1,272,0004,485
Premises and equipment expense$428,0003,691
Additional noninterest expense$668,0004,694
Pre-tax net operating income$1,326,0003,902
Securities gains (losses)$23,0002,216
Applicable income taxes$07,220
Income before extraordinary items$1,349,0003,243
Extraordinary gains, net$026
Net income$1,349,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,164
Cash dividends$1,087,0001,614
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,326,0003,214
2004-06-30 (YTD Data)Rank
Total interest income$3,001,0004,257
Total interest expense$724,0004,577
Net interest income$2,277,0004,086
Provision for loan and lease losses$228,0001,988
Total noninterest income$413,0004,019
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$295,0002,746
Trading account gains and fees$0130
Additional Noninterest Income$118,0004,818
Total noninterest expense$1,560,0004,541
Salaries and employee benefits$832,0004,582
Premises and equipment expense$281,0003,738
Additional noninterest expense$447,0004,702
Pre-tax net operating income$902,0003,798
Securities gains (losses)$20,0002,036
Applicable income taxes$07,214
Income before extraordinary items$922,0003,140
Extraordinary gains, net$021
Net income$922,0003,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,878
Cash dividends$711,0001,674
Sale, conversion, retirement of capital stock, net$0638
Net operating income$902,0003,122
2004-03-31 (YTD Data)Rank
Total interest income$1,488,0004,290
Total interest expense$366,0004,581
Net interest income$1,122,0004,124
Provision for loan and lease losses$114,0001,928
Total noninterest income$192,0004,151
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$133,0002,922
Trading account gains and fees$0121
Additional Noninterest Income$59,0004,776
Total noninterest expense$783,0004,544
Salaries and employee benefits$412,0004,637
Premises and equipment expense$145,0003,675
Additional noninterest expense$226,0004,638
Pre-tax net operating income$417,0003,983
Securities gains (losses)$20,0001,707
Applicable income taxes$07,103
Income before extraordinary items$437,0003,270
Extraordinary gains, net$016
Net income$437,0003,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$339,0001,606
Sale, conversion, retirement of capital stock, net$0464
Net operating income$417,0003,276
2003-12-31 (YTD Data)Rank
Total interest income$6,115,0004,254
Total interest expense$1,709,0004,507
Net interest income$4,406,0004,060
Provision for loan and lease losses$470,0002,291
Total noninterest income$867,0004,034
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$556,0002,859
Trading account gains and fees$0160
Additional Noninterest Income$311,0004,435
Total noninterest expense$3,142,0004,467
Salaries and employee benefits$1,601,0004,639
Premises and equipment expense$599,0003,523
Additional noninterest expense$942,0004,464
Pre-tax net operating income$1,661,0003,846
Securities gains (losses)$37,0002,758
Applicable income taxes$07,459
Income before extraordinary items$1,698,0003,238
Extraordinary gains, net$054
Net income$1,698,0003,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,231
Cash dividends$1,247,0002,005
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,661,0003,149
2003-09-30 (YTD Data)Rank
Total interest income$4,602,0004,297
Total interest expense$1,326,0004,525
Net interest income$3,276,0004,114
Provision for loan and lease losses$286,0002,605
Total noninterest income$589,0004,315
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$414,0002,879
Trading account gains and fees$0153
Additional Noninterest Income$175,0005,035
Total noninterest expense$2,357,0004,457
Salaries and employee benefits$1,182,0004,674
Premises and equipment expense$450,0003,524
Additional noninterest expense$725,0004,357
Pre-tax net operating income$1,222,0004,017
Securities gains (losses)$28,0002,745
Applicable income taxes$07,524
Income before extraordinary items$1,250,0003,389
Extraordinary gains, net$040
Net income$1,250,0003,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0001,272
Cash dividends$930,0001,840
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,222,0003,284
2003-06-30 (YTD Data)Rank
Total interest income$3,104,0004,296
Total interest expense$924,0004,507
Net interest income$2,180,0004,119
Provision for loan and lease losses$186,0002,627
Total noninterest income$395,0004,278
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$271,0002,875
Trading account gains and fees$0150
Additional Noninterest Income$124,0004,941
Total noninterest expense$1,579,0004,414
Salaries and employee benefits$784,0004,677
Premises and equipment expense$299,0003,503
Additional noninterest expense$496,0004,272
Pre-tax net operating income$810,0004,022
Securities gains (losses)$28,0002,409
Applicable income taxes$07,529
Income before extraordinary items$838,0003,383
Extraordinary gains, net$030
Net income$838,0003,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,051
Cash dividends$620,0001,849
Sale, conversion, retirement of capital stock, net$0589
Net operating income$810,0003,291
2003-03-31 (YTD Data)Rank
Total interest income$1,579,0004,269
Total interest expense$487,0004,418
Net interest income$1,092,0004,123
Provision for loan and lease losses$86,0002,651
Total noninterest income$194,0004,249
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$131,0002,877
Trading account gains and fees$0134
Additional Noninterest Income$63,0004,821
Total noninterest expense$764,0004,509
Salaries and employee benefits$389,0004,701
Premises and equipment expense$145,0003,578
Additional noninterest expense$230,0004,499
Pre-tax net operating income$436,0003,839
Securities gains (losses)$1,0002,714
Applicable income taxes$07,403
Income before extraordinary items$437,0003,252
Extraordinary gains, net$021
Net income$437,0003,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,000813
Cash dividends$301,0001,743
Sale, conversion, retirement of capital stock, net$0419
Net operating income$436,0003,089
2002-12-31 (YTD Data)Rank
Total interest income$6,819,0004,134
Total interest expense$2,547,0004,044
Net interest income$4,272,0004,137
Provision for loan and lease losses$440,0002,632
Total noninterest income$810,0003,961
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$546,0002,763
Trading account gains and fees$0153
Additional Noninterest Income$264,0004,520
Total noninterest expense$3,043,0004,411
Salaries and employee benefits$1,515,0004,664
Premises and equipment expense$576,0003,533
Additional noninterest expense$952,0004,345
Pre-tax net operating income$1,599,0003,937
Securities gains (losses)$63,0002,193
Applicable income taxes$27,0006,900
Income before extraordinary items$1,635,0003,277
Extraordinary gains, net$070
Net income$1,635,0003,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,970
Cash dividends$785,0002,685
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,573,2603,273
2001-12-31 (YTD Data)Rank
Total interest income$7,439,0004,257
Total interest expense$3,740,0004,005
Net interest income$3,699,0004,390
Provision for loan and lease losses$369,0002,791
Total noninterest income$678,0004,266
Gross Fiduciary activities income$3,0001,597
Service charges on deposit accounts$398,0003,412
Trading account gains and fees$0177
Additional Noninterest Income$277,0004,284
Total noninterest expense$2,847,0004,514
Salaries and employee benefits$1,435,0004,664
Premises and equipment expense$587,0003,424
Additional noninterest expense$825,0004,691
Pre-tax net operating income$1,161,0004,500
Securities gains (losses)$171,0001,322
Applicable income taxes$46,0006,773
Income before extraordinary items$1,286,0003,609
Extraordinary gains, net$0105
Net income$1,286,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,303
Cash dividends$968,0002,323
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,120,1303,861
2000-12-31 (YTD Data)Rank
Total interest income$7,117,0004,522
Total interest expense$3,786,0004,157
Net interest income$3,331,0004,785
Provision for loan and lease losses$313,0002,745
Total noninterest income$776,0003,733
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$344,0003,646
Trading account gains and feesNANA
Additional Noninterest Income$432,0003,194
Total noninterest expense$2,855,0004,402
Salaries and employee benefits$1,372,0004,694
Premises and equipment expense$526,0003,640
Additional noninterest expense$957,0004,123
Pre-tax net operating income$939,0005,423
Securities gains (losses)$-196,0009,568
Applicable income taxes$14,0007,972
Income before extraordinary items$729,0005,312
Extraordinary gains, net$038
Net income$729,0005,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,545
Cash dividends$749,0002,806
Sale, conversion, retirement of capital stock, net$0969
Net operating income$921,0804,618
1999-12-31 (YTD Data)Rank
Total interest income$6,706,0004,569
Total interest expense$3,524,0004,019
Net interest income$3,182,0004,955
Provision for loan and lease losses$600,0001,498
Total noninterest income$586,0004,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$316,0003,831
Trading account gains and feesNANA
Additional Noninterest Income$270,0004,263
Total noninterest expense$2,377,0005,060
Salaries and employee benefits$1,279,0004,927
Premises and equipment expense$334,0005,131
Additional noninterest expense$764,0004,955
Pre-tax net operating income$791,0005,965
Securities gains (losses)$46,0001,011
Applicable income taxes$-46,0009,816
Income before extraordinary items$883,0004,798
Extraordinary gains, net$035
Net income$883,0004,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,0001,241
Cash dividends$850,0002,559
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$837,0004,911
1998-12-31 (YTD Data)Rank
Total interest income$6,405,0004,742
Total interest expense$3,417,0004,222
Net interest income$2,988,0005,147
Provision for loan and lease losses$168,0003,936
Total noninterest income$492,0004,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$275,0004,205
Trading account gains and feesNANA
Additional Noninterest Income$217,0004,751
Total noninterest expense$2,379,0004,935
Salaries and employee benefits$1,374,0004,551
Premises and equipment expense$321,0005,170
Additional noninterest expense$684,0005,254
Pre-tax net operating income$933,0005,626
Securities gains (losses)$13,0002,771
Applicable income taxes$179,0006,436
Income before extraordinary items$767,0005,327
Extraordinary gains, net$032
Net income$767,0005,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,076
Cash dividends$4,020,000761
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$756,4705,270
1997-12-31 (YTD Data)Rank
Total interest income$6,240,0004,908
Total interest expense$3,178,0004,476
Net interest income$3,062,0005,218
Provision for loan and lease losses$120,0004,629
Total noninterest income$472,0005,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$255,0004,591
Trading account gains and feesNANA
Additional Noninterest Income$217,0004,759
Total noninterest expense$2,006,0005,650
Salaries and employee benefits$1,090,0005,519
Premises and equipment expense$287,0005,575
Additional noninterest expense$629,0005,629
Pre-tax net operating income$1,408,0004,713
Securities gains (losses)$3,0003,097
Applicable income taxes$320,0005,547
Income before extraordinary items$1,091,0004,396
Extraordinary gains, net$044
Net income$1,091,0004,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,581
Cash dividends$520,0003,387
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,088,6904,331
1996-12-31 (YTD Data)Rank
Total interest income$5,936,0005,225
Total interest expense$3,144,0004,583
Net interest income$2,792,0005,742
Provision for loan and lease losses$570,0001,580
Total noninterest income$459,0005,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,061
Trading account gains and feesNANA
Additional Noninterest Income$225,0004,864
Total noninterest expense$1,858,0006,259
Salaries and employee benefits$991,0006,031
Premises and equipment expense$295,0005,657
Additional noninterest expense$572,0006,536
Pre-tax net operating income$823,0006,411
Securities gains (losses)$-12,00010,370
Applicable income taxes$35,0009,947
Income before extraordinary items$776,0005,409
Extraordinary gains, net$053
Net income$776,0005,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,0001,104
Cash dividends$420,0003,770
Sale, conversion, retirement of capital stock, net$0953
Net operating income$787,5205,310
1995-12-31 (YTD Data)Rank
Total interest income$5,588,0005,519
Total interest expense$3,079,0004,642
Net interest income$2,509,0006,301
Provision for loan and lease losses$120,0004,090
Total noninterest income$446,0005,577
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$238,0005,087
Trading account gains and feesNANA
Additional Noninterest Income$208,0005,016
Total noninterest expense$1,869,0006,305
Salaries and employee benefits$963,0006,231
Premises and equipment expense$293,0005,735
Additional noninterest expense$613,0006,457
Pre-tax net operating income$966,0006,126
Securities gains (losses)$13,0002,193
Applicable income taxes$179,0007,787
Income before extraordinary items$800,0005,451
Extraordinary gains, net$065
Net income$800,0005,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,137
Cash dividends$410,0003,790
Sale, conversion, retirement of capital stock, net$0809
Net operating income$789,3405,475
1994-12-31 (YTD Data)Rank
Total interest income$5,214,0005,476
Total interest expense$2,411,0004,801
Net interest income$2,803,0005,903
Provision for loan and lease losses$120,0004,039
Total noninterest income$436,0005,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0005,324
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,199
Total noninterest expense$1,990,0006,227
Salaries and employee benefits$982,0006,176
Premises and equipment expense$331,0005,289
Additional noninterest expense$677,0006,491
Pre-tax net operating income$1,133,0005,453
Securities gains (losses)$-4,0009,291
Applicable income taxes$245,0006,623
Income before extraordinary items$884,0004,984
Extraordinary gains, net$0249
Net income$884,0004,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,318
Cash dividends$450,0003,436
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$887,1205,025
1993-12-31 (YTD Data)Rank
Total interest income$5,167,0005,610
Total interest expense$2,302,0005,157
Net interest income$2,865,0005,856
Provision for loan and lease losses$120,0005,200
Total noninterest income$404,0006,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,764
Trading account gains and feesNANA
Additional Noninterest Income$193,0005,775
Total noninterest expense$1,996,0006,348
Salaries and employee benefits$946,0006,436
Premises and equipment expense$296,0005,922
Additional noninterest expense$754,0006,211
Pre-tax net operating income$1,153,0005,327
Securities gains (losses)$5,0006,132
Applicable income taxes$253,0006,745
Income before extraordinary items$905,0005,070
Extraordinary gains, net$03,149
Net income$905,0005,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0004,512
Cash dividends$440,0003,435
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$901,1004,868
1992-12-31 (YTD Data)Rank
Total interest income$5,672,0005,741
Total interest expense$2,756,0005,538
Net interest income$2,916,0005,851
Provision for loan and lease losses$168,0005,780
Total noninterest income$271,0008,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,892
Trading account gains and feesNANA
Additional Noninterest Income$66,0009,490
Total noninterest expense$1,748,0007,120
Salaries and employee benefits$872,0006,793
Premises and equipment expense$266,0006,505
Additional noninterest expense$610,0007,418
Pre-tax net operating income$1,271,0004,691
Securities gains (losses)$115,0002,787
Applicable income taxes$311,0005,785
Income before extraordinary items$1,075,0004,216
Extraordinary gains, net$01,422
Net income$1,075,0004,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,00013,300
Cash dividends$440,0003,097
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$985,3004,237

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.