Home > Exchange Bank > Income and Expense
Exchange Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 8,564 |
| Total interest expense | $25,000 | 8,535 |
| Net interest income | $96,000 | 8,532 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $38,000 | 8,628 |
| Salaries and employee benefits | $31,000 | 8,596 |
| Premises and equipment expense | $1,000 | 8,595 |
| Additional noninterest expense | $6,000 | 8,634 |
| Pre-tax net operating income | $62,000 | 7,142 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $62,000 | 6,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $2,300,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $62,000 | 6,968 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 8,252 |
| Total interest expense | $258,000 | 8,350 |
| Net interest income | $776,000 | 8,120 |
| Provision for loan and lease losses | $-226,000 | 8,547 |
| Total noninterest income | $77,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $543,000 | 8,389 |
| Salaries and employee benefits | $339,000 | 8,291 |
| Premises and equipment expense | $48,000 | 8,375 |
| Additional noninterest expense | $156,000 | 8,340 |
| Pre-tax net operating income | $536,000 | 6,371 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $536,000 | 6,031 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $536,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,188 |
| Cash dividends | $386,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $536,000 | 6,029 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 8,338 |
| Total interest expense | $187,000 | 8,421 |
| Net interest income | $575,000 | 8,203 |
| Provision for loan and lease losses | $-222,000 | 8,628 |
| Total noninterest income | $48,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $43,000 | 6,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $349,000 | 8,516 |
| Salaries and employee benefits | $191,000 | 8,504 |
| Premises and equipment expense | $36,000 | 8,432 |
| Additional noninterest expense | $122,000 | 8,333 |
| Pre-tax net operating income | $496,000 | 6,235 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $496,000 | 5,777 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $496,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,083 |
| Cash dividends | $283,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $496,000 | 5,779 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,385 |
| Total interest expense | $121,000 | 8,453 |
| Net interest income | $385,000 | 8,265 |
| Provision for loan and lease losses | $-110,000 | 8,642 |
| Total noninterest income | $36,000 | 8,152 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $246,000 | 8,526 |
| Salaries and employee benefits | $137,000 | 8,518 |
| Premises and equipment expense | $24,000 | 8,460 |
| Additional noninterest expense | $85,000 | 8,332 |
| Pre-tax net operating income | $285,000 | 6,559 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $285,000 | 6,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $285,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $283,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $285,000 | 6,122 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,386 |
| Total interest expense | $58,000 | 8,478 |
| Net interest income | $199,000 | 8,259 |
| Provision for loan and lease losses | $-66,000 | 8,643 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $127,000 | 8,521 |
| Salaries and employee benefits | $69,000 | 8,528 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $47,000 | 8,233 |
| Pre-tax net operating income | $159,000 | 6,292 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $159,000 | 5,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $155,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $159,000 | 5,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,381 |
| Total interest expense | $185,000 | 8,477 |
| Net interest income | $750,000 | 8,283 |
| Provision for loan and lease losses | $-1,000 | 8,464 |
| Total noninterest income | $60,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $554,000 | 8,485 |
| Salaries and employee benefits | $346,000 | 8,370 |
| Premises and equipment expense | $37,000 | 8,620 |
| Additional noninterest expense | $171,000 | 8,390 |
| Pre-tax net operating income | $257,000 | 7,529 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $257,000 | 7,353 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $257,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $258,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $257,000 | 7,332 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $689,000 | 8,431 |
| Total interest expense | $129,000 | 8,525 |
| Net interest income | $560,000 | 8,332 |
| Provision for loan and lease losses | $-1,000 | 8,565 |
| Total noninterest income | $45,000 | 8,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $371,000 | 8,560 |
| Salaries and employee benefits | $191,000 | 8,588 |
| Premises and equipment expense | $53,000 | 8,217 |
| Additional noninterest expense | $127,000 | 8,395 |
| Pre-tax net operating income | $235,000 | 7,499 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $235,000 | 7,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $235,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $258,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $235,000 | 7,235 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 8,442 |
| Total interest expense | $81,000 | 8,554 |
| Net interest income | $376,000 | 8,348 |
| Provision for loan and lease losses | $-1,000 | 8,586 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $253,000 | 8,554 |
| Salaries and employee benefits | $137,000 | 8,560 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $78,000 | 8,459 |
| Pre-tax net operating income | $152,000 | 7,537 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $152,000 | 7,329 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $152,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $155,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $152,000 | 7,285 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,538 |
| Total interest expense | $36,000 | 8,647 |
| Net interest income | $188,000 | 8,427 |
| Provision for loan and lease losses | $-1,000 | 8,667 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $111,000 | 8,697 |
| Salaries and employee benefits | $70,000 | 8,614 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $21,000 | 8,814 |
| Pre-tax net operating income | $91,000 | 7,352 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $91,000 | 7,045 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $91,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $91,000 | 7,011 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 8,486 |
| Total interest expense | $112,000 | 8,708 |
| Net interest income | $781,000 | 8,324 |
| Provision for loan and lease losses | $-13,000 | 8,679 |
| Total noninterest income | $56,000 | 8,530 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $47,000 | 7,344 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $531,000 | 8,633 |
| Salaries and employee benefits | $344,000 | 8,486 |
| Premises and equipment expense | $56,000 | 8,529 |
| Additional noninterest expense | $131,000 | 8,683 |
| Pre-tax net operating income | $319,000 | 7,379 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $319,000 | 7,145 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $319,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $391,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $319,000 | 7,094 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 8,557 |
| Total interest expense | $82,000 | 8,769 |
| Net interest income | $572,000 | 8,394 |
| Provision for loan and lease losses | $-12,000 | 8,782 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $35,000 | 7,384 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $337,000 | 8,762 |
| Salaries and employee benefits | $197,000 | 8,719 |
| Premises and equipment expense | $41,000 | 8,570 |
| Additional noninterest expense | $99,000 | 8,706 |
| Pre-tax net operating income | $288,000 | 7,279 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $288,000 | 6,978 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $288,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $288,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $288,000 | 6,908 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $454,000 | 8,582 |
| Total interest expense | $55,000 | 8,838 |
| Net interest income | $399,000 | 8,388 |
| Provision for loan and lease losses | $-12,000 | 8,871 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $245,000 | 8,750 |
| Salaries and employee benefits | $146,000 | 8,706 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $71,000 | 8,702 |
| Pre-tax net operating income | $194,000 | 7,232 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $194,000 | 6,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $288,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $194,000 | 6,883 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 8,569 |
| Total interest expense | $27,000 | 8,886 |
| Net interest income | $218,000 | 8,346 |
| Provision for loan and lease losses | $-9,000 | 8,920 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $126,000 | 8,770 |
| Salaries and employee benefits | $86,000 | 8,573 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $30,000 | 8,856 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $114,000 | 6,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $134,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $114,000 | 6,509 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 8,578 |
| Total interest expense | $182,000 | 8,790 |
| Net interest income | $822,000 | 8,380 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $61,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $530,000 | 8,797 |
| Salaries and employee benefits | $337,000 | 8,635 |
| Premises and equipment expense | $49,000 | 8,783 |
| Additional noninterest expense | $144,000 | 8,789 |
| Pre-tax net operating income | $353,000 | 7,222 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $353,000 | 7,020 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $353,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $185,000 | 5,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $353,000 | 6,873 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 8,665 |
| Total interest expense | $143,000 | 8,871 |
| Net interest income | $608,000 | 8,472 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $46,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $332,000 | 8,949 |
| Salaries and employee benefits | $187,000 | 8,940 |
| Premises and equipment expense | $36,000 | 8,838 |
| Additional noninterest expense | $109,000 | 8,822 |
| Pre-tax net operating income | $322,000 | 7,059 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $322,000 | 6,817 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $322,000 | 6,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $185,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $322,000 | 6,640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 8,688 |
| Total interest expense | $106,000 | 8,882 |
| Net interest income | $410,000 | 8,488 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $256,000 | 8,868 |
| Salaries and employee benefits | $139,000 | 8,884 |
| Premises and equipment expense | $32,000 | 8,620 |
| Additional noninterest expense | $85,000 | 8,662 |
| Pre-tax net operating income | $181,000 | 7,374 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $181,000 | 7,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $181,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $186,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $181,000 | 6,971 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,743 |
| Total interest expense | $55,000 | 8,928 |
| Net interest income | $207,000 | 8,521 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $120,000 | 8,969 |
| Salaries and employee benefits | $84,000 | 8,713 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $33,000 | 8,956 |
| Pre-tax net operating income | $100,000 | 7,186 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $100,000 | 6,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $100,000 | 6,739 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 8,741 |
| Total interest expense | $309,000 | 8,867 |
| Net interest income | $822,000 | 8,551 |
| Provision for loan and lease losses | $77,000 | 6,140 |
| Total noninterest income | $60,000 | 8,877 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $51,000 | 7,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $487,000 | 9,008 |
| Salaries and employee benefits | $329,000 | 8,782 |
| Premises and equipment expense | $48,000 | 8,935 |
| Additional noninterest expense | $110,000 | 9,118 |
| Pre-tax net operating income | $318,000 | 7,483 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $318,000 | 7,232 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $318,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,350 |
| Cash dividends | $435,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $318,000 | 7,132 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 8,811 |
| Total interest expense | $484,000 | 9,037 |
| Net interest income | $936,000 | 8,411 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $53,000 | 9,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $506,000 | 9,163 |
| Salaries and employee benefits | $340,000 | 8,898 |
| Premises and equipment expense | $30,000 | 9,406 |
| Additional noninterest expense | $136,000 | 9,152 |
| Pre-tax net operating income | $483,000 | 6,621 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $483,000 | 6,163 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $483,000 | 6,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 9,441 |
| Cash dividends | $606,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $483,000 | 6,033 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 8,895 |
| Total interest expense | $566,000 | 9,121 |
| Net interest income | $985,000 | 8,512 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $55,000 | 9,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $546,000 | 9,269 |
| Salaries and employee benefits | $365,000 | 8,928 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $136,000 | 9,358 |
| Pre-tax net operating income | $486,000 | 7,061 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-114,000 | 9,604 |
| Income before extraordinary items | $600,000 | 5,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $600,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $468,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $600,000 | 5,864 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 9,131 |
| Total interest expense | $538,000 | 9,358 |
| Net interest income | $917,000 | 8,818 |
| Provision for loan and lease losses | $78,000 | 5,718 |
| Total noninterest income | $59,000 | 9,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $760,000 | 8,845 |
| Salaries and employee benefits | $558,000 | 7,988 |
| Premises and equipment expense | $45,000 | 9,724 |
| Additional noninterest expense | $157,000 | 9,451 |
| Pre-tax net operating income | $138,000 | 8,875 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $107,000 | 8,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $107,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,922 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $107,000 | 8,881 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 9,294 |
| Total interest expense | $584,000 | 9,516 |
| Net interest income | $916,000 | 8,986 |
| Provision for loan and lease losses | $158,000 | 4,049 |
| Total noninterest income | $76,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $550,000 | 9,611 |
| Salaries and employee benefits | $420,000 | 8,840 |
| Premises and equipment expense | $37,000 | 10,081 |
| Additional noninterest expense | $93,000 | 10,177 |
| Pre-tax net operating income | $284,000 | 8,497 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $80,000 | 7,823 |
| Income before extraordinary items | $204,000 | 8,591 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $204,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,472 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $204,000 | 8,517 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 9,626 |
| Total interest expense | $555,000 | 9,951 |
| Net interest income | $979,000 | 9,239 |
| Provision for loan and lease losses | $49,000 | 6,723 |
| Total noninterest income | $76,000 | 9,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $576,000 | 9,841 |
| Salaries and employee benefits | $409,000 | 9,201 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $126,000 | 10,273 |
| Pre-tax net operating income | $430,000 | 8,288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $131,000 | 7,903 |
| Income before extraordinary items | $299,000 | 8,383 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $299,000 | 8,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $299,000 | 8,339 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 10,069 |
| Total interest expense | $560,000 | 10,409 |
| Net interest income | $963,000 | 9,661 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $77,000 | 10,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $544,000 | 10,414 |
| Salaries and employee benefits | $400,000 | 9,607 |
| Premises and equipment expense | $36,000 | 11,014 |
| Additional noninterest expense | $108,000 | 11,014 |
| Pre-tax net operating income | $484,000 | 8,036 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $306,000 | 8,372 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $306,000 | 8,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $306,000 | 8,316 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 10,326 |
| Total interest expense | $575,000 | 10,766 |
| Net interest income | $1,036,000 | 9,828 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $95,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $597,000 | 10,578 |
| Salaries and employee benefits | $399,000 | 9,955 |
| Premises and equipment expense | $57,000 | 10,880 |
| Additional noninterest expense | $141,000 | 11,171 |
| Pre-tax net operating income | $515,000 | 8,357 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $134,000 | 8,547 |
| Income before extraordinary items | $381,000 | 8,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $381,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 11,668 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $381,000 | 8,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 11,034 |
| Total interest expense | $466,000 | 11,252 |
| Net interest income | $885,000 | 10,768 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $545,000 | 11,375 |
| Salaries and employee benefits | $340,000 | 10,852 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $165,000 | 11,585 |
| Pre-tax net operating income | $442,000 | 9,053 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $135,000 | 8,607 |
| Income before extraordinary items | $307,000 | 9,072 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $307,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $307,000 | 9,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 11,536 |
| Total interest expense | $451,000 | 11,937 |
| Net interest income | $913,000 | 11,117 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $83,000 | 11,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $620,000 | 11,541 |
| Salaries and employee benefits | $321,000 | 11,433 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $250,000 | 11,087 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $70,000 | 10,475 |
| Income before extraordinary items | $211,000 | 10,515 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $211,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $211,000 | 10,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 11,616 |
| Total interest expense | $623,000 | 12,187 |
| Net interest income | $1,022,000 | 11,020 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $70,000 | 12,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $575,000 | 12,220 |
| Salaries and employee benefits | $354,000 | 11,396 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $174,000 | 12,615 |
| Pre-tax net operating income | $501,000 | 8,407 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $341,000 | 8,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $341,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $341,000 | 8,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.