Home > Exchange Bank > Income and Expense
Exchange Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,543,000 | 2,223 |
| Total interest expense | $2,770,000 | 2,717 |
| Net interest income | $12,773,000 | 2,030 |
| Provision for loan and lease losses | $150,000 | 2,186 |
| Total noninterest income | $1,961,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,235,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,622 |
| Total noninterest expense | $9,421,000 | 2,114 |
| Salaries and employee benefits | $5,381,000 | 2,100 |
| Premises and equipment expense | $1,129,000 | 1,883 |
| Additional noninterest expense | $726,000 | 2,622 |
| Pre-tax net operating income | $5,163,000 | 1,878 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,062,000 | 1,405 |
| Income before extraordinary items | $4,101,000 | 1,962 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,101,000 | 1,986 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,101,000 | 1,965 |
| Net charge-offs | $64,000 | 1,712 |
| Cash dividends | $1,214,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,101,000 | 1,999 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,281,000 | 2,241 |
| Total interest expense | $1,828,000 | 2,747 |
| Net interest income | $9,453,000 | 2,063 |
| Provision for loan and lease losses | $150,000 | 1,867 |
| Total noninterest income | $1,379,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $923,000 | 861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,774 |
| Total noninterest expense | $6,900,000 | 2,134 |
| Salaries and employee benefits | $3,996,000 | 2,101 |
| Premises and equipment expense | $846,000 | 1,892 |
| Additional noninterest expense | $456,000 | 2,773 |
| Pre-tax net operating income | $3,782,000 | 1,954 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $826,000 | 1,415 |
| Income before extraordinary items | $2,956,000 | 2,072 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,956,000 | 2,093 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,956,000 | 2,073 |
| Net charge-offs | $46,000 | 1,518 |
| Cash dividends | $920,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,956,000 | 2,097 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 2,286 |
| Total interest expense | $997,000 | 2,808 |
| Net interest income | $6,216,000 | 2,098 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $887,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $615,000 | 845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,844 |
| Total noninterest expense | $4,556,000 | 2,135 |
| Salaries and employee benefits | $2,655,000 | 2,102 |
| Premises and equipment expense | $534,000 | 1,941 |
| Additional noninterest expense | $272,000 | 2,838 |
| Pre-tax net operating income | $2,397,000 | 2,020 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $519,000 | 1,465 |
| Income before extraordinary items | $1,878,000 | 2,142 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,878,000 | 2,167 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,878,000 | 2,142 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $613,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,878,000 | 2,154 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 2,331 |
| Total interest expense | $386,000 | 2,903 |
| Net interest income | $3,054,000 | 2,130 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $442,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $302,000 | 861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,816 |
| Total noninterest expense | $2,259,000 | 2,184 |
| Salaries and employee benefits | $1,323,000 | 2,142 |
| Premises and equipment expense | $261,000 | 1,996 |
| Additional noninterest expense | $140,000 | 2,816 |
| Pre-tax net operating income | $1,147,000 | 2,133 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $244,000 | 1,552 |
| Income before extraordinary items | $903,000 | 2,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $903,000 | 2,229 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $903,000 | 2,229 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $344,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $903,000 | 2,256 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,379,000 | 2,226 |
| Total interest expense | $597,000 | 3,041 |
| Net interest income | $11,782,000 | 2,128 |
| Provision for loan and lease losses | $890,000 | 890 |
| Total noninterest income | $2,366,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,269,000 | 847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,097,000 | 2,243 |
| Total noninterest expense | $8,956,000 | 2,150 |
| Salaries and employee benefits | $5,128,000 | 2,144 |
| Premises and equipment expense | $1,260,000 | 1,748 |
| Additional noninterest expense | $1,097,000 | 2,243 |
| Pre-tax net operating income | $4,302,000 | 2,210 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $794,000 | 1,723 |
| Income before extraordinary items | $3,508,000 | 2,265 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,508,000 | 2,264 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,508,000 | 2,264 |
| Net charge-offs | $-5,000 | 3,487 |
| Cash dividends | $1,020,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,508,000 | 2,296 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,026,000 | 2,208 |
| Total interest expense | $402,000 | 2,935 |
| Net interest income | $8,624,000 | 2,142 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,844,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $956,000 | 849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $888,000 | 2,187 |
| Total noninterest expense | $6,667,000 | 2,158 |
| Salaries and employee benefits | $3,861,000 | 2,128 |
| Premises and equipment expense | $929,000 | 1,780 |
| Additional noninterest expense | $888,000 | 2,187 |
| Pre-tax net operating income | $3,801,000 | 1,991 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $825,000 | 1,476 |
| Income before extraordinary items | $2,976,000 | 2,096 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,976,000 | 2,096 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,976,000 | 2,095 |
| Net charge-offs | $-8,000 | 3,537 |
| Cash dividends | $766,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,976,000 | 2,126 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 2,206 |
| Total interest expense | $279,000 | 2,756 |
| Net interest income | $5,596,000 | 2,157 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,286,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $617,000 | 862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,096 |
| Total noninterest expense | $4,444,000 | 2,139 |
| Salaries and employee benefits | $2,591,000 | 2,129 |
| Premises and equipment expense | $623,000 | 1,783 |
| Additional noninterest expense | $1,230,000 | 2,269 |
| Pre-tax net operating income | $2,438,000 | 1,950 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $520,000 | 1,456 |
| Income before extraordinary items | $1,918,000 | 2,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,918,000 | 2,045 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,918,000 | 2,045 |
| Net charge-offs | $4,000 | 1,826 |
| Cash dividends | $516,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,918,000 | 2,080 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,218 |
| Total interest expense | $146,000 | 2,658 |
| Net interest income | $2,658,000 | 2,180 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $644,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $294,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 2,027 |
| Total noninterest expense | $2,150,000 | 2,176 |
| Salaries and employee benefits | $1,300,000 | 2,130 |
| Premises and equipment expense | $299,000 | 1,846 |
| Additional noninterest expense | $551,000 | 2,428 |
| Pre-tax net operating income | $1,152,000 | 1,959 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $251,000 | 1,446 |
| Income before extraordinary items | $901,000 | 2,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $901,000 | 2,044 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $901,000 | 2,045 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $277,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $901,000 | 2,060 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,692,000 | 2,238 |
| Total interest expense | $724,000 | 2,669 |
| Net interest income | $10,968,000 | 2,187 |
| Provision for loan and lease losses | $90,000 | 2,262 |
| Total noninterest income | $2,298,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,121,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,177,000 | 2,463 |
| Total noninterest expense | $8,895,000 | 2,138 |
| Salaries and employee benefits | $4,977,000 | 2,178 |
| Premises and equipment expense | $1,333,000 | 1,674 |
| Additional noninterest expense | $2,585,000 | 2,208 |
| Pre-tax net operating income | $4,281,000 | 2,244 |
| Securities gains (losses) | $12,000 | 1,670 |
| Applicable income taxes | $875,000 | 1,696 |
| Income before extraordinary items | $3,418,000 | 2,389 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,418,000 | 2,389 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,418,000 | 2,390 |
| Net charge-offs | $-8,000 | 3,604 |
| Cash dividends | $934,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,408,400 | 2,360 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,729,000 | 2,290 |
| Total interest expense | $566,000 | 2,699 |
| Net interest income | $8,163,000 | 2,231 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $1,739,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $814,000 | 910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $925,000 | 2,470 |
| Total noninterest expense | $6,522,000 | 2,173 |
| Salaries and employee benefits | $3,704,000 | 2,193 |
| Premises and equipment expense | $996,000 | 1,712 |
| Additional noninterest expense | $1,822,000 | 2,299 |
| Pre-tax net operating income | $3,290,000 | 2,310 |
| Securities gains (losses) | $12,000 | 1,602 |
| Applicable income taxes | $734,000 | 1,694 |
| Income before extraordinary items | $2,568,000 | 2,478 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,568,000 | 2,478 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,568,000 | 2,478 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $665,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,558,520 | 2,453 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 2,299 |
| Total interest expense | $393,000 | 2,702 |
| Net interest income | $5,373,000 | 2,228 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $1,168,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $521,000 | 912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $647,000 | 2,383 |
| Total noninterest expense | $4,313,000 | 2,175 |
| Salaries and employee benefits | $2,437,000 | 2,203 |
| Premises and equipment expense | $680,000 | 1,661 |
| Additional noninterest expense | $1,196,000 | 2,299 |
| Pre-tax net operating income | $2,168,000 | 2,282 |
| Securities gains (losses) | $12,000 | 1,351 |
| Applicable income taxes | $493,000 | 1,676 |
| Income before extraordinary items | $1,687,000 | 2,464 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,687,000 | 2,464 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,687,000 | 2,464 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $446,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,677,520 | 2,435 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 2,298 |
| Total interest expense | $212,000 | 2,668 |
| Net interest income | $2,648,000 | 2,233 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $637,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $243,000 | 940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,173 |
| Total noninterest expense | $2,175,000 | 2,159 |
| Salaries and employee benefits | $1,228,000 | 2,187 |
| Premises and equipment expense | $345,000 | 1,662 |
| Additional noninterest expense | $602,000 | 2,251 |
| Pre-tax net operating income | $1,080,000 | 2,270 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $241,000 | 1,667 |
| Income before extraordinary items | $841,000 | 2,443 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $841,000 | 2,441 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $841,000 | 2,443 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $220,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $839,420 | 2,410 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,939,000 | 2,244 |
| Total interest expense | $1,169,000 | 2,704 |
| Net interest income | $10,770,000 | 2,133 |
| Provision for loan and lease losses | $500,000 | 2,227 |
| Total noninterest income | $2,428,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $988,000 | 963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,440,000 | 2,111 |
| Total noninterest expense | $8,765,000 | 2,140 |
| Salaries and employee benefits | $4,927,000 | 2,179 |
| Premises and equipment expense | $1,589,000 | 1,455 |
| Additional noninterest expense | $2,249,000 | 2,346 |
| Pre-tax net operating income | $3,933,000 | 2,092 |
| Securities gains (losses) | $46,000 | 1,761 |
| Applicable income taxes | $811,000 | 1,597 |
| Income before extraordinary items | $3,168,000 | 2,232 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,168,000 | 2,232 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,168,000 | 2,232 |
| Net charge-offs | $110,000 | 1,940 |
| Cash dividends | $838,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,131,200 | 2,192 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,823,000 | 2,290 |
| Total interest expense | $920,000 | 2,730 |
| Net interest income | $7,903,000 | 2,163 |
| Provision for loan and lease losses | $350,000 | 2,281 |
| Total noninterest income | $1,800,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $731,000 | 966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,069,000 | 2,084 |
| Total noninterest expense | $6,405,000 | 2,153 |
| Salaries and employee benefits | $3,641,000 | 2,175 |
| Premises and equipment expense | $1,194,000 | 1,448 |
| Additional noninterest expense | $1,570,000 | 2,435 |
| Pre-tax net operating income | $2,948,000 | 2,062 |
| Securities gains (losses) | $47,000 | 1,562 |
| Applicable income taxes | $702,000 | 1,459 |
| Income before extraordinary items | $2,293,000 | 2,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,293,000 | 2,259 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,293,000 | 2,259 |
| Net charge-offs | $108,000 | 1,623 |
| Cash dividends | $646,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,255,870 | 2,225 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,768,000 | 2,347 |
| Total interest expense | $631,000 | 2,788 |
| Net interest income | $5,137,000 | 2,225 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $1,101,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $485,000 | 977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,165 |
| Total noninterest expense | $4,057,000 | 2,230 |
| Salaries and employee benefits | $2,364,000 | 2,204 |
| Premises and equipment expense | $755,000 | 1,500 |
| Additional noninterest expense | $938,000 | 2,624 |
| Pre-tax net operating income | $1,981,000 | 2,020 |
| Securities gains (losses) | $12,000 | 1,821 |
| Applicable income taxes | $485,000 | 1,374 |
| Income before extraordinary items | $1,508,000 | 2,231 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,508,000 | 2,230 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,508,000 | 2,231 |
| Net charge-offs | $111,000 | 1,309 |
| Cash dividends | $408,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,498,520 | 2,201 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 2,340 |
| Total interest expense | $321,000 | 2,917 |
| Net interest income | $2,538,000 | 2,204 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $461,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $274,000 | 1,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 2,509 |
| Total noninterest expense | $2,095,000 | 2,212 |
| Salaries and employee benefits | $1,199,000 | 2,207 |
| Premises and equipment expense | $399,000 | 1,445 |
| Additional noninterest expense | $497,000 | 2,546 |
| Pre-tax net operating income | $854,000 | 2,067 |
| Securities gains (losses) | $12,000 | 1,271 |
| Applicable income taxes | $200,000 | 1,404 |
| Income before extraordinary items | $666,000 | 2,257 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $666,000 | 2,256 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $666,000 | 2,257 |
| Net charge-offs | $40,000 | 1,291 |
| Cash dividends | $228,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $656,520 | 2,243 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,234,000 | 2,395 |
| Total interest expense | $1,271,000 | 2,967 |
| Net interest income | $9,963,000 | 2,245 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,829,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,118,000 | 1,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $711,000 | 2,637 |
| Total noninterest expense | $7,718,000 | 2,300 |
| Salaries and employee benefits | $4,535,000 | 2,241 |
| Premises and equipment expense | $1,489,000 | 1,508 |
| Additional noninterest expense | $1,694,000 | 2,854 |
| Pre-tax net operating income | $4,074,000 | 2,033 |
| Securities gains (losses) | $30,000 | 1,474 |
| Applicable income taxes | $939,000 | 1,475 |
| Income before extraordinary items | $3,165,000 | 2,213 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,165,000 | 2,215 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,165,000 | 2,215 |
| Net charge-offs | $76,000 | 2,382 |
| Cash dividends | $1,189,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,141,300 | 2,192 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 2,429 |
| Total interest expense | $950,000 | 3,000 |
| Net interest income | $7,459,000 | 2,281 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,335,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $826,000 | 1,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 2,723 |
| Total noninterest expense | $5,810,000 | 2,303 |
| Salaries and employee benefits | $3,428,000 | 2,245 |
| Premises and equipment expense | $1,096,000 | 1,548 |
| Additional noninterest expense | $1,286,000 | 2,845 |
| Pre-tax net operating income | $2,984,000 | 2,116 |
| Securities gains (losses) | $16,000 | 1,515 |
| Applicable income taxes | $668,000 | 1,565 |
| Income before extraordinary items | $2,332,000 | 2,291 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,332,000 | 2,292 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,332,000 | 2,292 |
| Net charge-offs | $-13,000 | 4,496 |
| Cash dividends | $661,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,319,360 | 2,271 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 2,442 |
| Total interest expense | $611,000 | 3,041 |
| Net interest income | $4,922,000 | 2,300 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $827,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $536,000 | 1,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 2,837 |
| Total noninterest expense | $3,863,000 | 2,320 |
| Salaries and employee benefits | $2,290,000 | 2,246 |
| Premises and equipment expense | $722,000 | 1,572 |
| Additional noninterest expense | $851,000 | 2,875 |
| Pre-tax net operating income | $1,886,000 | 2,167 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $415,000 | 1,593 |
| Income before extraordinary items | $1,474,000 | 2,352 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,474,000 | 2,352 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,474,000 | 2,352 |
| Net charge-offs | $-8,000 | 4,422 |
| Cash dividends | $459,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,471,630 | 2,322 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 2,454 |
| Total interest expense | $294,000 | 3,073 |
| Net interest income | $2,457,000 | 2,307 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $384,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $267,000 | 1,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,030 |
| Total noninterest expense | $1,907,000 | 2,347 |
| Salaries and employee benefits | $1,150,000 | 2,266 |
| Premises and equipment expense | $353,000 | 1,622 |
| Additional noninterest expense | $404,000 | 2,987 |
| Pre-tax net operating income | $934,000 | 2,145 |
| Securities gains (losses) | $3,000 | 920 |
| Applicable income taxes | $211,000 | 1,540 |
| Income before extraordinary items | $726,000 | 2,319 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $726,000 | 2,318 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $726,000 | 2,318 |
| Net charge-offs | $-9,000 | 4,625 |
| Cash dividends | $221,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $723,630 | 2,305 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,763,000 | 2,399 |
| Total interest expense | $1,005,000 | 2,916 |
| Net interest income | $9,758,000 | 2,292 |
| Provision for loan and lease losses | $1,000 | 4,072 |
| Total noninterest income | $1,649,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $991,000 | 1,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 2,725 |
| Total noninterest expense | $7,779,000 | 2,286 |
| Salaries and employee benefits | $4,567,000 | 2,248 |
| Premises and equipment expense | $1,555,000 | 1,453 |
| Additional noninterest expense | $1,657,000 | 2,966 |
| Pre-tax net operating income | $3,627,000 | 2,229 |
| Securities gains (losses) | $-44,000 | 4,819 |
| Applicable income taxes | $755,000 | 1,627 |
| Income before extraordinary items | $2,828,000 | 2,398 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,828,000 | 2,397 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,828,000 | 2,397 |
| Net charge-offs | $-19,000 | 4,663 |
| Cash dividends | $850,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,862,760 | 2,378 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,013,000 | 2,408 |
| Total interest expense | $715,000 | 2,927 |
| Net interest income | $7,298,000 | 2,304 |
| Provision for loan and lease losses | $1,000 | 3,929 |
| Total noninterest income | $1,303,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $726,000 | 1,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $577,000 | 2,569 |
| Total noninterest expense | $5,890,000 | 2,274 |
| Salaries and employee benefits | $3,462,000 | 2,225 |
| Premises and equipment expense | $1,162,000 | 1,463 |
| Additional noninterest expense | $1,266,000 | 2,927 |
| Pre-tax net operating income | $2,710,000 | 2,263 |
| Securities gains (losses) | $-42,000 | 5,109 |
| Applicable income taxes | $581,000 | 1,656 |
| Income before extraordinary items | $2,087,000 | 2,444 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,087,000 | 2,443 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,087,000 | 2,443 |
| Net charge-offs | $-24,000 | 4,718 |
| Cash dividends | $639,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,120,180 | 2,415 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 2,428 |
| Total interest expense | $437,000 | 2,998 |
| Net interest income | $4,790,000 | 2,330 |
| Provision for loan and lease losses | $1,000 | 3,758 |
| Total noninterest income | $852,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $479,000 | 1,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 2,612 |
| Total noninterest expense | $3,938,000 | 2,278 |
| Salaries and employee benefits | $2,327,000 | 2,222 |
| Premises and equipment expense | $765,000 | 1,499 |
| Additional noninterest expense | $846,000 | 2,931 |
| Pre-tax net operating income | $1,703,000 | 2,331 |
| Securities gains (losses) | $-42,000 | 5,240 |
| Applicable income taxes | $356,000 | 1,716 |
| Income before extraordinary items | $1,305,000 | 2,542 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,305,000 | 2,541 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,305,000 | 2,541 |
| Net charge-offs | $-19,000 | 4,724 |
| Cash dividends | $433,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,338,180 | 2,488 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 2,460 |
| Total interest expense | $209,000 | 3,014 |
| Net interest income | $2,345,000 | 2,371 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $415,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $240,000 | 1,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,643 |
| Total noninterest expense | $1,994,000 | 2,290 |
| Salaries and employee benefits | $1,175,000 | 2,231 |
| Premises and equipment expense | $390,000 | 1,484 |
| Additional noninterest expense | $429,000 | 2,931 |
| Pre-tax net operating income | $766,000 | 2,454 |
| Securities gains (losses) | $-42,000 | 5,390 |
| Applicable income taxes | $149,000 | 1,836 |
| Income before extraordinary items | $575,000 | 2,679 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $575,000 | 2,679 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $575,000 | 2,679 |
| Net charge-offs | $-9,000 | 4,705 |
| Cash dividends | $269,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $608,180 | 2,587 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,714,000 | 2,500 |
| Total interest expense | $821,000 | 2,889 |
| Net interest income | $8,893,000 | 2,434 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,842,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $962,000 | 1,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 2,445 |
| Total noninterest expense | $7,505,000 | 2,384 |
| Salaries and employee benefits | $4,528,000 | 2,264 |
| Premises and equipment expense | $1,393,000 | 1,621 |
| Additional noninterest expense | $1,584,000 | 3,117 |
| Pre-tax net operating income | $3,230,000 | 2,362 |
| Securities gains (losses) | $92,000 | 652 |
| Applicable income taxes | $1,144,000 | 1,759 |
| Income before extraordinary items | $2,178,000 | 2,544 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,178,000 | 2,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,178,000 | 2,544 |
| Net charge-offs | $13,000 | 3,596 |
| Cash dividends | $568,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,117,280 | 2,570 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 2,534 |
| Total interest expense | $623,000 | 2,858 |
| Net interest income | $6,568,000 | 2,481 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,346,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $710,000 | 1,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,510 |
| Total noninterest expense | $5,587,000 | 2,409 |
| Salaries and employee benefits | $3,358,000 | 2,289 |
| Premises and equipment expense | $1,043,000 | 1,624 |
| Additional noninterest expense | $1,186,000 | 3,124 |
| Pre-tax net operating income | $2,327,000 | 2,481 |
| Securities gains (losses) | $99,000 | 601 |
| Applicable income taxes | $792,000 | 1,679 |
| Income before extraordinary items | $1,634,000 | 2,708 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,634,000 | 2,707 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,634,000 | 2,708 |
| Net charge-offs | $18,000 | 3,031 |
| Cash dividends | $437,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,567,670 | 2,762 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 2,540 |
| Total interest expense | $420,000 | 2,786 |
| Net interest income | $4,333,000 | 2,482 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $864,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $475,000 | 1,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 2,616 |
| Total noninterest expense | $3,674,000 | 2,442 |
| Salaries and employee benefits | $2,227,000 | 2,311 |
| Premises and equipment expense | $615,000 | 1,828 |
| Additional noninterest expense | $832,000 | 3,019 |
| Pre-tax net operating income | $1,523,000 | 2,472 |
| Securities gains (losses) | $65,000 | 560 |
| Applicable income taxes | $518,000 | 1,664 |
| Income before extraordinary items | $1,070,000 | 2,709 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,070,000 | 2,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,070,000 | 2,709 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $321,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,026,450 | 2,756 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 2,530 |
| Total interest expense | $212,000 | 2,743 |
| Net interest income | $2,161,000 | 2,480 |
| Provision for loan and lease losses | $-1,000 | 5,628 |
| Total noninterest income | $429,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $235,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 2,614 |
| Total noninterest expense | $1,817,000 | 2,482 |
| Salaries and employee benefits | $1,119,000 | 2,321 |
| Premises and equipment expense | $317,000 | 1,806 |
| Additional noninterest expense | $381,000 | 3,208 |
| Pre-tax net operating income | $774,000 | 2,353 |
| Securities gains (losses) | $55,000 | 330 |
| Applicable income taxes | $272,000 | 1,574 |
| Income before extraordinary items | $557,000 | 2,591 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $557,000 | 2,591 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $557,000 | 2,591 |
| Net charge-offs | $41,000 | 1,447 |
| Cash dividends | $189,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $520,150 | 2,677 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,455,000 | 2,523 |
| Total interest expense | $877,000 | 2,635 |
| Net interest income | $8,578,000 | 2,482 |
| Provision for loan and lease losses | $5,000 | 4,258 |
| Total noninterest income | $1,892,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $853,000 | 1,380 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,039,000 | 2,357 |
| Total noninterest expense | $6,893,000 | 2,587 |
| Salaries and employee benefits | $4,209,000 | 2,407 |
| Premises and equipment expense | $1,175,000 | 1,902 |
| Additional noninterest expense | $1,509,000 | 3,323 |
| Pre-tax net operating income | $3,572,000 | 2,095 |
| Securities gains (losses) | $170,000 | 961 |
| Applicable income taxes | $1,144,000 | 1,517 |
| Income before extraordinary items | $2,598,000 | 2,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,598,000 | 2,340 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,598,000 | 2,342 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $849,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,480,700 | 2,371 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 2,549 |
| Total interest expense | $656,000 | 2,649 |
| Net interest income | $6,370,000 | 2,509 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,451,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $639,000 | 1,378 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $812,000 | 2,302 |
| Total noninterest expense | $5,144,000 | 2,584 |
| Salaries and employee benefits | $3,090,000 | 2,434 |
| Premises and equipment expense | $850,000 | 1,950 |
| Additional noninterest expense | $1,204,000 | 3,212 |
| Pre-tax net operating income | $2,677,000 | 2,138 |
| Securities gains (losses) | $170,000 | 891 |
| Applicable income taxes | $990,000 | 1,417 |
| Income before extraordinary items | $1,857,000 | 2,462 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,857,000 | 2,463 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,857,000 | 2,463 |
| Net charge-offs | $17,000 | 3,244 |
| Cash dividends | $689,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,746,500 | 2,508 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 2,538 |
| Total interest expense | $437,000 | 2,663 |
| Net interest income | $4,250,000 | 2,505 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,011,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $427,000 | 1,365 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $584,000 | 2,180 |
| Total noninterest expense | $3,402,000 | 2,614 |
| Salaries and employee benefits | $2,057,000 | 2,454 |
| Premises and equipment expense | $552,000 | 1,987 |
| Additional noninterest expense | $793,000 | 3,253 |
| Pre-tax net operating income | $1,859,000 | 2,060 |
| Securities gains (losses) | $170,000 | 665 |
| Applicable income taxes | $703,000 | 1,351 |
| Income before extraordinary items | $1,326,000 | 2,325 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,326,000 | 2,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,326,000 | 2,324 |
| Net charge-offs | $21,000 | 2,751 |
| Cash dividends | $480,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,215,500 | 2,413 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 2,533 |
| Total interest expense | $223,000 | 2,638 |
| Net interest income | $2,131,000 | 2,500 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $448,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $217,000 | 1,336 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $231,000 | 2,438 |
| Total noninterest expense | $1,701,000 | 2,623 |
| Salaries and employee benefits | $1,040,000 | 2,444 |
| Premises and equipment expense | $267,000 | 2,063 |
| Additional noninterest expense | $394,000 | 3,266 |
| Pre-tax net operating income | $878,000 | 2,123 |
| Securities gains (losses) | $15,000 | 1,354 |
| Applicable income taxes | $295,000 | 1,499 |
| Income before extraordinary items | $598,000 | 2,452 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $598,000 | 2,452 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $598,000 | 2,452 |
| Net charge-offs | $42,000 | 1,551 |
| Cash dividends | $127,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $587,950 | 2,431 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 2,505 |
| Total interest expense | $970,000 | 2,469 |
| Net interest income | $8,395,000 | 2,485 |
| Provision for loan and lease losses | $-716,000 | 6,000 |
| Total noninterest income | $1,632,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $914,000 | 1,311 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $718,000 | 2,797 |
| Total noninterest expense | $6,755,000 | 2,621 |
| Salaries and employee benefits | $3,998,000 | 2,495 |
| Premises and equipment expense | $1,057,000 | 2,086 |
| Additional noninterest expense | $1,700,000 | 3,130 |
| Pre-tax net operating income | $3,988,000 | 1,870 |
| Securities gains (losses) | $125,000 | 1,034 |
| Applicable income taxes | $1,230,000 | 1,398 |
| Income before extraordinary items | $2,883,000 | 2,110 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,883,000 | 2,111 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,883,000 | 2,112 |
| Net charge-offs | $-538,000 | 6,019 |
| Cash dividends | $420,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,795,500 | 2,120 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 2,648 |
| Total interest expense | $735,000 | 2,480 |
| Net interest income | $5,903,000 | 2,657 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,339,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $684,000 | 1,332 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $655,000 | 2,558 |
| Total noninterest expense | $4,968,000 | 2,669 |
| Salaries and employee benefits | $2,953,000 | 2,526 |
| Premises and equipment expense | $769,000 | 2,166 |
| Additional noninterest expense | $1,246,000 | 3,197 |
| Pre-tax net operating income | $2,274,000 | 2,342 |
| Securities gains (losses) | $129,000 | 875 |
| Applicable income taxes | $657,000 | 1,758 |
| Income before extraordinary items | $1,746,000 | 2,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,746,000 | 2,502 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,746,000 | 2,502 |
| Net charge-offs | $-20,000 | 5,343 |
| Cash dividends | $317,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,651,830 | 2,548 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,380,000 | 2,673 |
| Total interest expense | $494,000 | 2,479 |
| Net interest income | $3,886,000 | 2,678 |
| Provision for loan and lease losses | $1,000 | 4,040 |
| Total noninterest income | $923,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $454,000 | 1,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $469,000 | 2,479 |
| Total noninterest expense | $3,255,000 | 2,730 |
| Salaries and employee benefits | $1,937,000 | 2,583 |
| Premises and equipment expense | $507,000 | 2,196 |
| Additional noninterest expense | $811,000 | 3,280 |
| Pre-tax net operating income | $1,553,000 | 2,285 |
| Securities gains (losses) | $104,000 | 828 |
| Applicable income taxes | $412,000 | 1,823 |
| Income before extraordinary items | $1,245,000 | 2,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,245,000 | 2,381 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,245,000 | 2,381 |
| Net charge-offs | $-23,000 | 5,514 |
| Cash dividends | $214,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,167,000 | 2,422 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 2,695 |
| Total interest expense | $248,000 | 2,495 |
| Net interest income | $1,922,000 | 2,690 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $503,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $231,000 | 1,274 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $272,000 | 2,250 |
| Total noninterest expense | $1,629,000 | 2,737 |
| Salaries and employee benefits | $977,000 | 2,575 |
| Premises and equipment expense | $253,000 | 2,227 |
| Additional noninterest expense | $399,000 | 3,308 |
| Pre-tax net operating income | $795,000 | 2,225 |
| Securities gains (losses) | $98,000 | 599 |
| Applicable income taxes | $153,000 | 2,073 |
| Income before extraordinary items | $740,000 | 2,039 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $740,000 | 2,040 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $740,000 | 2,040 |
| Net charge-offs | $-37,000 | 5,868 |
| Cash dividends | $110,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $658,660 | 2,181 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,697,000 | 2,717 |
| Total interest expense | $1,117,000 | 2,387 |
| Net interest income | $7,580,000 | 2,743 |
| Provision for loan and lease losses | $1,000 | 4,589 |
| Total noninterest income | $1,359,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $993,000 | 1,298 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,738 |
| Total noninterest expense | $6,626,000 | 2,723 |
| Salaries and employee benefits | $3,919,000 | 2,545 |
| Premises and equipment expense | $1,030,000 | 2,186 |
| Additional noninterest expense | $1,677,000 | 3,280 |
| Pre-tax net operating income | $2,312,000 | 2,737 |
| Securities gains (losses) | $323,000 | 573 |
| Applicable income taxes | $540,000 | 2,121 |
| Income before extraordinary items | $2,095,000 | 2,620 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,095,000 | 2,618 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,095,000 | 2,620 |
| Net charge-offs | $-181,000 | 6,232 |
| Cash dividends | $299,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,836,600 | 2,822 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 2,751 |
| Total interest expense | $859,000 | 2,384 |
| Net interest income | $5,595,000 | 2,789 |
| Provision for loan and lease losses | $2,000 | 4,362 |
| Total noninterest income | $912,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $748,000 | 1,295 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $164,000 | 4,464 |
| Total noninterest expense | $5,039,000 | 2,702 |
| Salaries and employee benefits | $2,934,000 | 2,551 |
| Premises and equipment expense | $775,000 | 2,204 |
| Additional noninterest expense | $1,330,000 | 3,155 |
| Pre-tax net operating income | $1,466,000 | 3,070 |
| Securities gains (losses) | $317,000 | 457 |
| Applicable income taxes | $408,000 | 2,171 |
| Income before extraordinary items | $1,375,000 | 2,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,375,000 | 2,907 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,375,000 | 2,907 |
| Net charge-offs | $-55,000 | 6,062 |
| Cash dividends | $198,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,130,910 | 3,225 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 2,810 |
| Total interest expense | $599,000 | 2,329 |
| Net interest income | $3,608,000 | 2,856 |
| Provision for loan and lease losses | $3,000 | 4,116 |
| Total noninterest income | $610,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $492,000 | 1,291 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $118,000 | 4,355 |
| Total noninterest expense | $3,377,000 | 2,702 |
| Salaries and employee benefits | $1,954,000 | 2,565 |
| Premises and equipment expense | $515,000 | 2,220 |
| Additional noninterest expense | $908,000 | 3,118 |
| Pre-tax net operating income | $838,000 | 3,285 |
| Securities gains (losses) | $317,000 | 343 |
| Applicable income taxes | $384,000 | 1,806 |
| Income before extraordinary items | $771,000 | 3,158 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $771,000 | 3,164 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $771,000 | 3,164 |
| Net charge-offs | $-53,000 | 6,163 |
| Cash dividends | $127,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $558,610 | 3,689 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 2,851 |
| Total interest expense | $305,000 | 2,321 |
| Net interest income | $1,764,000 | 2,910 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $274,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $251,000 | 1,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $1,685,000 | 2,706 |
| Salaries and employee benefits | $970,000 | 2,583 |
| Premises and equipment expense | $256,000 | 2,264 |
| Additional noninterest expense | $459,000 | 3,091 |
| Pre-tax net operating income | $351,000 | 3,541 |
| Securities gains (losses) | $104,000 | 429 |
| Applicable income taxes | $167,000 | 1,900 |
| Income before extraordinary items | $288,000 | 3,620 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 3,622 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $288,000 | 3,623 |
| Net charge-offs | $-78,000 | 6,428 |
| Cash dividends | $81,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $221,440 | 4,036 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 2,691 |
| Total interest expense | $1,350,000 | 2,363 |
| Net interest income | $7,543,000 | 2,755 |
| Provision for loan and lease losses | $1,000 | 5,068 |
| Total noninterest income | $1,484,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,027,000 | 1,324 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $457,000 | 3,484 |
| Total noninterest expense | $6,426,000 | 2,835 |
| Salaries and employee benefits | $3,919,000 | 2,522 |
| Premises and equipment expense | $998,000 | 2,257 |
| Additional noninterest expense | $1,509,000 | 3,644 |
| Pre-tax net operating income | $2,600,000 | 2,405 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $669,000 | 1,858 |
| Income before extraordinary items | $1,940,000 | 2,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,940,000 | 2,670 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,940,000 | 2,670 |
| Net charge-offs | $651,000 | 1,715 |
| Cash dividends | $224,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,933,340 | 2,612 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 2,756 |
| Total interest expense | $1,026,000 | 2,398 |
| Net interest income | $5,522,000 | 2,808 |
| Provision for loan and lease losses | $1,000 | 4,918 |
| Total noninterest income | $1,346,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $770,000 | 1,330 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $576,000 | 2,807 |
| Total noninterest expense | $4,904,000 | 2,796 |
| Salaries and employee benefits | $2,950,000 | 2,517 |
| Premises and equipment expense | $759,000 | 2,255 |
| Additional noninterest expense | $1,195,000 | 3,507 |
| Pre-tax net operating income | $1,963,000 | 2,459 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $549,000 | 1,819 |
| Income before extraordinary items | $1,409,000 | 2,777 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,409,000 | 2,781 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,409,000 | 2,781 |
| Net charge-offs | $104,000 | 3,223 |
| Cash dividends | $160,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,412,600 | 2,696 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 2,769 |
| Total interest expense | $695,000 | 2,415 |
| Net interest income | $3,647,000 | 2,828 |
| Provision for loan and lease losses | $-2,000 | 6,560 |
| Total noninterest income | $999,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $504,000 | 1,329 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $495,000 | 2,486 |
| Total noninterest expense | $3,316,000 | 2,758 |
| Salaries and employee benefits | $1,983,000 | 2,517 |
| Premises and equipment expense | $510,000 | 2,239 |
| Additional noninterest expense | $823,000 | 3,433 |
| Pre-tax net operating income | $1,332,000 | 2,407 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $336,000 | 1,909 |
| Income before extraordinary items | $991,000 | 2,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $991,000 | 2,669 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $991,000 | 2,669 |
| Net charge-offs | $111,000 | 2,651 |
| Cash dividends | $94,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $994,750 | 2,558 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 2,789 |
| Total interest expense | $355,000 | 2,435 |
| Net interest income | $1,815,000 | 2,837 |
| Provision for loan and lease losses | $-2,000 | 6,718 |
| Total noninterest income | $537,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $256,000 | 1,306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 2,313 |
| Total noninterest expense | $1,681,000 | 2,751 |
| Salaries and employee benefits | $1,007,000 | 2,501 |
| Premises and equipment expense | $250,000 | 2,316 |
| Additional noninterest expense | $424,000 | 3,366 |
| Pre-tax net operating income | $673,000 | 2,341 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $115,000 | 2,261 |
| Income before extraordinary items | $558,000 | 2,381 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $558,000 | 2,383 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $558,000 | 2,383 |
| Net charge-offs | $53,000 | 2,377 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $558,000 | 2,286 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,195,000 | 2,776 |
| Total interest expense | $1,680,000 | 2,492 |
| Net interest income | $7,515,000 | 2,808 |
| Provision for loan and lease losses | $12,000 | 5,709 |
| Total noninterest income | $1,594,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,042,000 | 1,372 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $552,000 | 3,216 |
| Total noninterest expense | $6,442,000 | 2,869 |
| Salaries and employee benefits | $3,719,000 | 2,628 |
| Premises and equipment expense | $996,000 | 2,284 |
| Additional noninterest expense | $1,727,000 | 3,445 |
| Pre-tax net operating income | $2,655,000 | 2,308 |
| Securities gains (losses) | $454,000 | 1,009 |
| Applicable income taxes | $1,048,000 | 1,432 |
| Income before extraordinary items | $2,061,000 | 2,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,061,000 | 2,528 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,061,000 | 2,527 |
| Net charge-offs | $359,000 | 3,075 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,761,360 | 2,706 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 2,835 |
| Total interest expense | $1,292,000 | 2,541 |
| Net interest income | $5,615,000 | 2,857 |
| Provision for loan and lease losses | $2,000 | 5,752 |
| Total noninterest income | $1,059,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $779,000 | 1,381 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,782 |
| Total noninterest expense | $4,889,000 | 2,847 |
| Salaries and employee benefits | $2,768,000 | 2,665 |
| Premises and equipment expense | $733,000 | 2,350 |
| Additional noninterest expense | $1,388,000 | 3,299 |
| Pre-tax net operating income | $1,783,000 | 2,567 |
| Securities gains (losses) | $407,000 | 884 |
| Applicable income taxes | $819,000 | 1,423 |
| Income before extraordinary items | $1,371,000 | 2,802 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,371,000 | 2,803 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,371,000 | 2,802 |
| Net charge-offs | $233,000 | 3,123 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,110,520 | 3,081 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 2,846 |
| Total interest expense | $884,000 | 2,559 |
| Net interest income | $3,738,000 | 2,868 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $607,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $519,000 | 1,370 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $3,222,000 | 2,872 |
| Salaries and employee benefits | $1,827,000 | 2,705 |
| Premises and equipment expense | $484,000 | 2,349 |
| Additional noninterest expense | $911,000 | 3,359 |
| Pre-tax net operating income | $1,123,000 | 2,638 |
| Securities gains (losses) | $322,000 | 809 |
| Applicable income taxes | $538,000 | 1,425 |
| Income before extraordinary items | $907,000 | 2,793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $907,000 | 2,794 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $907,000 | 2,794 |
| Net charge-offs | $68,000 | 3,763 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $700,920 | 3,147 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 2,858 |
| Total interest expense | $461,000 | 2,555 |
| Net interest income | $1,868,000 | 2,882 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $254,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $252,000 | 1,397 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $1,576,000 | 2,933 |
| Salaries and employee benefits | $899,000 | 2,746 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $435,000 | 3,447 |
| Pre-tax net operating income | $545,000 | 2,711 |
| Securities gains (losses) | $322,000 | 424 |
| Applicable income taxes | $330,000 | 1,220 |
| Income before extraordinary items | $537,000 | 2,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $537,000 | 2,468 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $537,000 | 2,470 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $330,920 | 3,278 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,633,000 | 2,845 |
| Total interest expense | $2,434,000 | 2,373 |
| Net interest income | $7,199,000 | 2,989 |
| Provision for loan and lease losses | $3,952,000 | 957 |
| Total noninterest income | $151,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,031,000 | 1,434 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-880,000 | 7,180 |
| Total noninterest expense | $6,446,000 | 2,881 |
| Salaries and employee benefits | $3,501,000 | 2,750 |
| Premises and equipment expense | $1,012,000 | 2,388 |
| Additional noninterest expense | $1,933,000 | 3,229 |
| Pre-tax net operating income | $-3,048,000 | 6,922 |
| Securities gains (losses) | $67,000 | 2,372 |
| Applicable income taxes | $-643,000 | 7,108 |
| Income before extraordinary items | $-2,338,000 | 6,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,338,000 | 6,878 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,338,000 | 6,879 |
| Net charge-offs | $3,298,000 | 1,119 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,390,260 | 6,873 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,231,000 | 2,882 |
| Total interest expense | $1,927,000 | 2,352 |
| Net interest income | $5,304,000 | 3,063 |
| Provision for loan and lease losses | $3,653,000 | 790 |
| Total noninterest income | $-202,000 | 7,239 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $767,000 | 1,458 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-969,000 | 7,318 |
| Total noninterest expense | $4,874,000 | 2,858 |
| Salaries and employee benefits | $2,640,000 | 2,726 |
| Premises and equipment expense | $768,000 | 2,388 |
| Additional noninterest expense | $1,466,000 | 3,218 |
| Pre-tax net operating income | $-3,425,000 | 7,138 |
| Securities gains (losses) | $66,000 | 2,115 |
| Applicable income taxes | $-95,000 | 6,996 |
| Income before extraordinary items | $-3,264,000 | 7,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,264,000 | 7,171 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,264,000 | 7,172 |
| Net charge-offs | $3,422,000 | 850 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,328,020 | 7,163 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 2,911 |
| Total interest expense | $1,381,000 | 2,269 |
| Net interest income | $3,416,000 | 3,157 |
| Provision for loan and lease losses | $3,238,000 | 634 |
| Total noninterest income | $519,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $504,000 | 1,455 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $3,203,000 | 2,917 |
| Salaries and employee benefits | $1,748,000 | 2,762 |
| Premises and equipment expense | $511,000 | 2,405 |
| Additional noninterest expense | $944,000 | 3,343 |
| Pre-tax net operating income | $-2,506,000 | 7,233 |
| Securities gains (losses) | $66,000 | 1,412 |
| Applicable income taxes | $-95,000 | 7,101 |
| Income before extraordinary items | $-2,345,000 | 7,239 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,345,000 | 7,239 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,345,000 | 7,240 |
| Net charge-offs | $3,238,000 | 650 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,408,360 | 7,237 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 2,985 |
| Total interest expense | $765,000 | 2,139 |
| Net interest income | $1,591,000 | 3,322 |
| Provision for loan and lease losses | $1,189,000 | 761 |
| Total noninterest income | $275,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $252,000 | 1,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $1,587,000 | 2,948 |
| Salaries and employee benefits | $885,000 | 2,747 |
| Premises and equipment expense | $256,000 | 2,441 |
| Additional noninterest expense | $446,000 | 3,473 |
| Pre-tax net operating income | $-910,000 | 7,247 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-95,000 | 7,281 |
| Income before extraordinary items | $-815,000 | 7,246 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-815,000 | 7,247 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-815,000 | 7,247 |
| Net charge-offs | $1,426,000 | 670 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-815,000 | 7,238 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 2,945 |
| Total interest expense | $3,568,000 | 2,221 |
| Net interest income | $6,501,000 | 3,263 |
| Provision for loan and lease losses | $2,771,000 | 1,699 |
| Total noninterest income | $448,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,164,000 | 1,299 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-716,000 | 7,445 |
| Total noninterest expense | $6,523,000 | 2,896 |
| Salaries and employee benefits | $3,562,000 | 2,682 |
| Premises and equipment expense | $1,065,000 | 2,343 |
| Additional noninterest expense | $1,896,000 | 3,400 |
| Pre-tax net operating income | $-2,345,000 | 6,832 |
| Securities gains (losses) | $240,000 | 1,437 |
| Applicable income taxes | $-1,043,000 | 7,322 |
| Income before extraordinary items | $-1,062,000 | 6,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,062,000 | 6,615 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,062,000 | 6,615 |
| Net charge-offs | $2,205,000 | 1,758 |
| Cash dividends | $136,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,215,600 | 6,633 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 2,982 |
| Total interest expense | $2,736,000 | 2,263 |
| Net interest income | $4,883,000 | 3,304 |
| Provision for loan and lease losses | $1,908,000 | 1,712 |
| Total noninterest income | $78,000 | 6,780 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $879,000 | 1,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-801,000 | 7,631 |
| Total noninterest expense | $4,882,000 | 2,899 |
| Salaries and employee benefits | $2,679,000 | 2,686 |
| Premises and equipment expense | $815,000 | 2,355 |
| Additional noninterest expense | $1,388,000 | 3,436 |
| Pre-tax net operating income | $-1,829,000 | 7,032 |
| Securities gains (losses) | $240,000 | 1,231 |
| Applicable income taxes | $-790,000 | 7,454 |
| Income before extraordinary items | $-799,000 | 6,822 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-799,000 | 6,821 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-799,000 | 6,822 |
| Net charge-offs | $1,633,000 | 1,703 |
| Cash dividends | $136,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-952,600 | 6,835 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 2,977 |
| Total interest expense | $1,863,000 | 2,298 |
| Net interest income | $3,281,000 | 3,288 |
| Provision for loan and lease losses | $1,267,000 | 1,683 |
| Total noninterest income | $427,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $572,000 | 1,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-145,000 | 7,570 |
| Total noninterest expense | $3,229,000 | 2,923 |
| Salaries and employee benefits | $1,792,000 | 2,699 |
| Premises and equipment expense | $552,000 | 2,334 |
| Additional noninterest expense | $885,000 | 3,534 |
| Pre-tax net operating income | $-788,000 | 6,905 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-434,000 | 7,459 |
| Income before extraordinary items | $-354,000 | 6,746 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-354,000 | 6,748 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-354,000 | 6,747 |
| Net charge-offs | $1,476,000 | 1,375 |
| Cash dividends | $90,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-354,000 | 6,698 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,036 |
| Total interest expense | $951,000 | 2,360 |
| Net interest income | $1,615,000 | 3,352 |
| Provision for loan and lease losses | $341,000 | 2,253 |
| Total noninterest income | $298,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $256,000 | 1,524 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $1,625,000 | 2,932 |
| Salaries and employee benefits | $905,000 | 2,710 |
| Premises and equipment expense | $278,000 | 2,367 |
| Additional noninterest expense | $442,000 | 3,523 |
| Pre-tax net operating income | $-53,000 | 6,509 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-86,000 | 7,426 |
| Income before extraordinary items | $33,000 | 5,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,946 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $33,000 | 5,944 |
| Net charge-offs | $43,000 | 3,853 |
| Cash dividends | $45,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $33,000 | 5,831 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,663,000 | 3,067 |
| Total interest expense | $4,186,000 | 2,634 |
| Net interest income | $6,477,000 | 3,248 |
| Provision for loan and lease losses | $1,669,000 | 2,729 |
| Total noninterest income | $1,233,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,119,000 | 1,516 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $114,000 | 5,486 |
| Total noninterest expense | $6,716,000 | 2,897 |
| Salaries and employee benefits | $3,541,000 | 2,754 |
| Premises and equipment expense | $1,144,000 | 2,313 |
| Additional noninterest expense | $2,031,000 | 3,272 |
| Pre-tax net operating income | $-675,000 | 6,093 |
| Securities gains (losses) | $95,000 | 2,187 |
| Applicable income taxes | $-125,000 | 6,629 |
| Income before extraordinary items | $-455,000 | 6,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-455,000 | 6,051 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-455,000 | 6,053 |
| Net charge-offs | $1,599,000 | 2,298 |
| Cash dividends | $810,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-529,100 | 6,094 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,172,000 | 3,051 |
| Total interest expense | $3,154,000 | 2,733 |
| Net interest income | $5,018,000 | 3,182 |
| Provision for loan and lease losses | $580,000 | 3,575 |
| Total noninterest income | $809,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $825,000 | 1,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-16,000 | 7,689 |
| Total noninterest expense | $5,084,000 | 2,866 |
| Salaries and employee benefits | $2,697,000 | 2,737 |
| Premises and equipment expense | $867,000 | 2,312 |
| Additional noninterest expense | $1,520,000 | 3,251 |
| Pre-tax net operating income | $163,000 | 5,070 |
| Securities gains (losses) | $95,000 | 1,880 |
| Applicable income taxes | $263,000 | 2,064 |
| Income before extraordinary items | $-5,000 | 5,785 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,000 | 5,785 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,000 | 5,785 |
| Net charge-offs | $872,000 | 2,355 |
| Cash dividends | $628,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-65,800 | 5,871 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 3,061 |
| Total interest expense | $2,131,000 | 2,815 |
| Net interest income | $3,352,000 | 3,166 |
| Provision for loan and lease losses | $337,000 | 3,541 |
| Total noninterest income | $277,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $534,000 | 1,561 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-257,000 | 8,041 |
| Total noninterest expense | $3,351,000 | 2,918 |
| Salaries and employee benefits | $1,796,000 | 2,777 |
| Premises and equipment expense | $581,000 | 2,324 |
| Additional noninterest expense | $974,000 | 3,354 |
| Pre-tax net operating income | $-59,000 | 5,998 |
| Securities gains (losses) | $96,000 | 1,521 |
| Applicable income taxes | $245,000 | 1,750 |
| Income before extraordinary items | $-208,000 | 6,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-208,000 | 6,390 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-208,000 | 6,390 |
| Net charge-offs | $190,000 | 3,490 |
| Cash dividends | $446,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-269,440 | 6,486 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 3,055 |
| Total interest expense | $1,107,000 | 2,818 |
| Net interest income | $1,674,000 | 3,155 |
| Provision for loan and lease losses | $95,000 | 3,976 |
| Total noninterest income | $552,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $261,000 | 1,552 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $291,000 | 2,001 |
| Total noninterest expense | $1,604,000 | 2,956 |
| Salaries and employee benefits | $899,000 | 2,808 |
| Premises and equipment expense | $268,000 | 2,540 |
| Additional noninterest expense | $437,000 | 3,344 |
| Pre-tax net operating income | $527,000 | 2,278 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $150,000 | 1,741 |
| Income before extraordinary items | $377,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 2,684 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $377,000 | 2,686 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $264,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $377,000 | 2,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,257,000 | 2,979 |
| Total interest expense | $5,599,000 | 2,677 |
| Net interest income | $6,658,000 | 3,197 |
| Provision for loan and lease losses | $169,000 | 5,431 |
| Total noninterest income | $2,093,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,147,000 | 1,561 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $946,000 | 2,198 |
| Total noninterest expense | $7,297,000 | 2,588 |
| Salaries and employee benefits | $3,584,000 | 2,766 |
| Premises and equipment expense | $1,172,000 | 2,294 |
| Additional noninterest expense | $2,541,000 | 2,310 |
| Pre-tax net operating income | $1,285,000 | 3,291 |
| Securities gains (losses) | $35,000 | 1,832 |
| Applicable income taxes | $241,000 | 2,640 |
| Income before extraordinary items | $1,079,000 | 3,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,079,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 2,657 |
| Cash dividends | $1,117,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,050,300 | 3,341 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 2,995 |
| Total interest expense | $4,292,000 | 2,725 |
| Net interest income | $5,073,000 | 3,169 |
| Provision for loan and lease losses | $123,000 | 4,912 |
| Total noninterest income | $1,375,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $844,000 | 1,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $531,000 | 2,718 |
| Total noninterest expense | $5,720,000 | 2,466 |
| Salaries and employee benefits | $2,724,000 | 2,754 |
| Premises and equipment expense | $809,000 | 2,463 |
| Additional noninterest expense | $2,187,000 | 1,991 |
| Pre-tax net operating income | $605,000 | 4,632 |
| Securities gains (losses) | $34,000 | 1,677 |
| Applicable income taxes | $410,000 | 2,130 |
| Income before extraordinary items | $229,000 | 5,556 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $229,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,916 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $207,240 | 5,834 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 3,100 |
| Total interest expense | $2,879,000 | 2,810 |
| Net interest income | $3,231,000 | 3,296 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $846,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $552,000 | 1,602 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $294,000 | 3,055 |
| Total noninterest expense | $3,271,000 | 2,822 |
| Salaries and employee benefits | $1,881,000 | 2,713 |
| Premises and equipment expense | $542,000 | 2,462 |
| Additional noninterest expense | $848,000 | 3,178 |
| Pre-tax net operating income | $726,000 | 3,634 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $193,000 | 2,724 |
| Income before extraordinary items | $567,000 | 3,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,909 |
| Cash dividends | $570,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $541,500 | 3,805 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 3,100 |
| Total interest expense | $1,466,000 | 2,943 |
| Net interest income | $1,664,000 | 3,208 |
| Provision for loan and lease losses | $38,000 | 4,158 |
| Total noninterest income | $491,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $277,000 | 1,582 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $214,000 | 2,479 |
| Total noninterest expense | $1,641,000 | 2,818 |
| Salaries and employee benefits | $939,000 | 2,725 |
| Premises and equipment expense | $270,000 | 2,494 |
| Additional noninterest expense | $432,000 | 3,084 |
| Pre-tax net operating income | $476,000 | 3,174 |
| Securities gains (losses) | $33,000 | 1,317 |
| Applicable income taxes | $153,000 | 2,294 |
| Income before extraordinary items | $356,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $356,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $385,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $332,900 | 3,490 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,752,000 | 2,901 |
| Total interest expense | $5,691,000 | 3,138 |
| Net interest income | $8,061,000 | 2,704 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $2,386,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,119,000 | 1,597 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,267,000 | 1,889 |
| Total noninterest expense | $6,201,000 | 2,880 |
| Salaries and employee benefits | $3,568,000 | 2,751 |
| Premises and equipment expense | $1,029,000 | 2,507 |
| Additional noninterest expense | $1,604,000 | 3,237 |
| Pre-tax net operating income | $4,222,000 | 1,887 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $1,415,000 | 1,470 |
| Income before extraordinary items | $2,812,000 | 2,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,812,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,964 |
| Cash dividends | $802,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,808,650 | 2,131 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,878 |
| Total interest expense | $4,224,000 | 3,169 |
| Net interest income | $6,202,000 | 2,654 |
| Provision for loan and lease losses | $17,000 | 5,963 |
| Total noninterest income | $1,876,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $816,000 | 1,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,060,000 | 1,758 |
| Total noninterest expense | $4,628,000 | 2,871 |
| Salaries and employee benefits | $2,693,000 | 2,734 |
| Premises and equipment expense | $757,000 | 2,542 |
| Additional noninterest expense | $1,178,000 | 3,241 |
| Pre-tax net operating income | $3,433,000 | 1,876 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $1,177,000 | 1,468 |
| Income before extraordinary items | $2,261,000 | 2,154 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,261,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,142 |
| Cash dividends | $581,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,257,700 | 2,139 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 2,898 |
| Total interest expense | $2,769,000 | 3,196 |
| Net interest income | $4,178,000 | 2,655 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $1,135,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $516,000 | 1,706 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $619,000 | 1,938 |
| Total noninterest expense | $3,054,000 | 2,931 |
| Salaries and employee benefits | $1,786,000 | 2,777 |
| Premises and equipment expense | $499,000 | 2,595 |
| Additional noninterest expense | $769,000 | 3,297 |
| Pre-tax net operating income | $2,255,000 | 1,959 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $785,000 | 1,509 |
| Income before extraordinary items | $1,475,000 | 2,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,475,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,518 |
| Cash dividends | $348,000 | 2,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,471,750 | 2,224 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 2,934 |
| Total interest expense | $1,341,000 | 3,259 |
| Net interest income | $2,074,000 | 2,676 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $446,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $244,000 | 1,747 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $202,000 | 2,533 |
| Total noninterest expense | $1,514,000 | 2,958 |
| Salaries and employee benefits | $890,000 | 2,808 |
| Premises and equipment expense | $248,000 | 2,603 |
| Additional noninterest expense | $376,000 | 3,338 |
| Pre-tax net operating income | $1,005,000 | 2,159 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $308,000 | 1,823 |
| Income before extraordinary items | $702,000 | 2,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $702,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 980 |
| Cash dividends | $174,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $698,500 | 2,317 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,110,000 | 2,866 |
| Total interest expense | $4,266,000 | 3,431 |
| Net interest income | $8,844,000 | 2,553 |
| Provision for loan and lease losses | $23,000 | 6,241 |
| Total noninterest income | $1,848,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $868,000 | 1,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $980,000 | 2,257 |
| Total noninterest expense | $5,972,000 | 2,879 |
| Salaries and employee benefits | $3,317,000 | 2,864 |
| Premises and equipment expense | $992,000 | 2,497 |
| Additional noninterest expense | $1,663,000 | 3,022 |
| Pre-tax net operating income | $4,697,000 | 1,993 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $1,536,000 | 1,627 |
| Income before extraordinary items | $3,173,000 | 2,181 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,173,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,149,000 | 8,665 |
| Cash dividends | $691,000 | 3,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,164,960 | 2,173 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,730,000 | 2,869 |
| Total interest expense | $3,004,000 | 3,511 |
| Net interest income | $6,726,000 | 2,553 |
| Provision for loan and lease losses | $26,000 | 5,807 |
| Total noninterest income | $1,414,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $662,000 | 1,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $752,000 | 2,225 |
| Total noninterest expense | $4,402,000 | 2,921 |
| Salaries and employee benefits | $2,451,000 | 2,901 |
| Premises and equipment expense | $738,000 | 2,515 |
| Additional noninterest expense | $1,213,000 | 3,096 |
| Pre-tax net operating income | $3,712,000 | 1,965 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $1,360,000 | 1,500 |
| Income before extraordinary items | $2,363,000 | 2,252 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,363,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,157,000 | 8,723 |
| Cash dividends | $483,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,355,960 | 2,244 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 2,881 |
| Total interest expense | $1,937,000 | 3,471 |
| Net interest income | $4,418,000 | 2,588 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $935,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $437,000 | 1,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $498,000 | 2,216 |
| Total noninterest expense | $2,896,000 | 2,972 |
| Salaries and employee benefits | $1,603,000 | 2,944 |
| Premises and equipment expense | $491,000 | 2,512 |
| Additional noninterest expense | $802,000 | 3,127 |
| Pre-tax net operating income | $2,447,000 | 1,987 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $838,000 | 1,605 |
| Income before extraordinary items | $1,620,000 | 2,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,620,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,115,000 | 8,755 |
| Cash dividends | $322,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,612,740 | 2,198 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,927 |
| Total interest expense | $927,000 | 3,451 |
| Net interest income | $2,125,000 | 2,654 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $448,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $206,000 | 1,997 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,234 |
| Total noninterest expense | $1,427,000 | 3,009 |
| Salaries and employee benefits | $796,000 | 2,984 |
| Premises and equipment expense | $236,000 | 2,603 |
| Additional noninterest expense | $395,000 | 3,166 |
| Pre-tax net operating income | $1,140,000 | 2,062 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $392,000 | 1,683 |
| Income before extraordinary items | $759,000 | 2,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $759,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-308,000 | 8,741 |
| Cash dividends | $162,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $751,740 | 2,299 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 2,962 |
| Total interest expense | $3,193,000 | 3,164 |
| Net interest income | $7,534,000 | 2,844 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $1,861,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,008,000 | 1,723 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $853,000 | 2,442 |
| Total noninterest expense | $5,363,000 | 3,054 |
| Salaries and employee benefits | $2,959,000 | 3,003 |
| Premises and equipment expense | $937,000 | 2,507 |
| Additional noninterest expense | $1,467,000 | 3,282 |
| Pre-tax net operating income | $3,897,000 | 2,265 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,213,000 | 1,991 |
| Income before extraordinary items | $2,684,000 | 2,454 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,684,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-276,000 | 8,750 |
| Cash dividends | $689,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,684,000 | 2,419 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,767,000 | 3,006 |
| Total interest expense | $2,264,000 | 3,172 |
| Net interest income | $5,503,000 | 2,906 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $1,362,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $726,000 | 1,783 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $636,000 | 2,465 |
| Total noninterest expense | $3,985,000 | 3,038 |
| Salaries and employee benefits | $2,194,000 | 2,994 |
| Premises and equipment expense | $677,000 | 2,573 |
| Additional noninterest expense | $1,114,000 | 3,222 |
| Pre-tax net operating income | $2,795,000 | 2,350 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $867,000 | 2,090 |
| Income before extraordinary items | $1,928,000 | 2,551 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,928,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-293,000 | 8,778 |
| Cash dividends | $494,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,928,000 | 2,524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 3,042 |
| Total interest expense | $1,423,000 | 3,181 |
| Net interest income | $3,563,000 | 2,954 |
| Provision for loan and lease losses | $51,000 | 4,505 |
| Total noninterest income | $873,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $452,000 | 1,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $421,000 | 2,456 |
| Total noninterest expense | $2,636,000 | 3,047 |
| Salaries and employee benefits | $1,448,000 | 3,018 |
| Premises and equipment expense | $440,000 | 2,605 |
| Additional noninterest expense | $748,000 | 3,186 |
| Pre-tax net operating income | $1,749,000 | 2,418 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $539,000 | 2,153 |
| Income before extraordinary items | $1,210,000 | 2,630 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,210,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-294,000 | 8,795 |
| Cash dividends | $346,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,210,000 | 2,591 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 3,113 |
| Total interest expense | $677,000 | 3,201 |
| Net interest income | $1,705,000 | 3,054 |
| Provision for loan and lease losses | $46,000 | 3,310 |
| Total noninterest income | $416,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $200,000 | 2,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $216,000 | 2,370 |
| Total noninterest expense | $1,319,000 | 3,054 |
| Salaries and employee benefits | $731,000 | 3,002 |
| Premises and equipment expense | $216,000 | 2,679 |
| Additional noninterest expense | $372,000 | 3,208 |
| Pre-tax net operating income | $756,000 | 2,684 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $229,000 | 2,385 |
| Income before extraordinary items | $527,000 | 2,924 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $527,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-308,000 | 8,892 |
| Cash dividends | $173,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $527,000 | 2,879 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 3,343 |
| Total interest expense | $2,479,000 | 3,077 |
| Net interest income | $5,748,000 | 3,399 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $1,671,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $784,000 | 2,182 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $887,000 | 2,318 |
| Total noninterest expense | $5,029,000 | 3,104 |
| Salaries and employee benefits | $2,787,000 | 3,045 |
| Premises and equipment expense | $840,000 | 2,671 |
| Additional noninterest expense | $1,402,000 | 3,295 |
| Pre-tax net operating income | $2,290,000 | 3,208 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $671,000 | 2,837 |
| Income before extraordinary items | $1,644,000 | 3,410 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,644,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $686,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,626,250 | 3,357 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 3,412 |
| Total interest expense | $1,825,000 | 3,065 |
| Net interest income | $4,120,000 | 3,512 |
| Provision for loan and lease losses | $49,000 | 5,424 |
| Total noninterest income | $1,230,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $569,000 | 2,256 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $661,000 | 2,347 |
| Total noninterest expense | $3,687,000 | 3,135 |
| Salaries and employee benefits | $2,070,000 | 3,044 |
| Premises and equipment expense | $622,000 | 2,697 |
| Additional noninterest expense | $995,000 | 3,446 |
| Pre-tax net operating income | $1,614,000 | 3,418 |
| Securities gains (losses) | $22,000 | 2,247 |
| Applicable income taxes | $468,000 | 3,022 |
| Income before extraordinary items | $1,168,000 | 3,610 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,168,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $479,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,152,380 | 3,574 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 3,543 |
| Total interest expense | $1,169,000 | 3,149 |
| Net interest income | $2,596,000 | 3,662 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $812,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $365,000 | 2,316 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $447,000 | 2,360 |
| Total noninterest expense | $2,435,000 | 3,179 |
| Salaries and employee benefits | $1,373,000 | 3,073 |
| Premises and equipment expense | $404,000 | 2,766 |
| Additional noninterest expense | $658,000 | 3,466 |
| Pre-tax net operating income | $970,000 | 3,608 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $272,000 | 3,240 |
| Income before extraordinary items | $699,000 | 3,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $699,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $320,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $698,280 | 3,764 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,613 |
| Total interest expense | $587,000 | 3,174 |
| Net interest income | $1,260,000 | 3,740 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $384,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $176,000 | 2,323 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $208,000 | 2,413 |
| Total noninterest expense | $1,151,000 | 3,338 |
| Salaries and employee benefits | $663,000 | 3,181 |
| Premises and equipment expense | $187,000 | 2,989 |
| Additional noninterest expense | $301,000 | 3,739 |
| Pre-tax net operating income | $490,000 | 3,578 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $353,000 | 3,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $160,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $352,280 | 3,721 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 3,523 |
| Total interest expense | $2,616,000 | 3,232 |
| Net interest income | $5,157,000 | 3,608 |
| Provision for loan and lease losses | $162,000 | 4,453 |
| Total noninterest income | $2,255,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $728,000 | 2,287 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,527,000 | 1,800 |
| Total noninterest expense | $5,107,000 | 2,991 |
| Salaries and employee benefits | $3,009,000 | 2,764 |
| Premises and equipment expense | $805,000 | 2,744 |
| Additional noninterest expense | $1,293,000 | 3,507 |
| Pre-tax net operating income | $2,143,000 | 3,238 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $609,000 | 3,033 |
| Income before extraordinary items | $1,534,000 | 3,509 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,534,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $573,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,534,000 | 3,334 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 3,534 |
| Total interest expense | $2,014,000 | 3,269 |
| Net interest income | $3,902,000 | 3,599 |
| Provision for loan and lease losses | $144,000 | 3,991 |
| Total noninterest income | $1,966,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $541,000 | 2,317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,425,000 | 1,581 |
| Total noninterest expense | $3,789,000 | 3,023 |
| Salaries and employee benefits | $2,208,000 | 2,825 |
| Premises and equipment expense | $608,000 | 2,741 |
| Additional noninterest expense | $973,000 | 3,469 |
| Pre-tax net operating income | $1,935,000 | 2,920 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $567,000 | 2,778 |
| Income before extraordinary items | $1,368,000 | 3,180 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,368,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $438,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,368,000 | 3,024 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,547 |
| Total interest expense | $1,393,000 | 3,266 |
| Net interest income | $2,570,000 | 3,624 |
| Provision for loan and lease losses | $108,000 | 3,738 |
| Total noninterest income | $1,357,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $357,000 | 2,304 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,000,000 | 1,519 |
| Total noninterest expense | $2,500,000 | 3,045 |
| Salaries and employee benefits | $1,443,000 | 2,877 |
| Premises and equipment expense | $415,000 | 2,685 |
| Additional noninterest expense | $642,000 | 3,495 |
| Pre-tax net operating income | $1,319,000 | 2,876 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $388,000 | 2,749 |
| Income before extraordinary items | $931,000 | 3,129 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $931,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $293,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $931,000 | 2,964 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 3,579 |
| Total interest expense | $721,000 | 3,232 |
| Net interest income | $1,244,000 | 3,700 |
| Provision for loan and lease losses | $54,000 | 3,580 |
| Total noninterest income | $618,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $444,000 | 1,610 |
| Total noninterest expense | $1,244,000 | 3,047 |
| Salaries and employee benefits | $716,000 | 2,898 |
| Premises and equipment expense | $221,000 | 2,528 |
| Additional noninterest expense | $307,000 | 3,593 |
| Pre-tax net operating income | $564,000 | 3,218 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $161,000 | 3,103 |
| Income before extraordinary items | $403,000 | 3,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $146,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $403,000 | 3,272 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 3,366 |
| Total interest expense | $3,367,000 | 3,217 |
| Net interest income | $5,459,000 | 3,394 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $1,865,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $718,000 | 2,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,147,000 | 1,994 |
| Total noninterest expense | $5,354,000 | 2,749 |
| Salaries and employee benefits | $3,333,000 | 2,395 |
| Premises and equipment expense | $854,000 | 2,531 |
| Additional noninterest expense | $1,167,000 | 3,691 |
| Pre-tax net operating income | $1,670,000 | 3,827 |
| Securities gains (losses) | $-9,000 | 8,892 |
| Applicable income taxes | $420,000 | 3,790 |
| Income before extraordinary items | $1,241,000 | 3,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,241,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,214 |
| Cash dividends | $582,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,247,750 | 3,875 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 3,277 |
| Total interest expense | $4,888,000 | 3,212 |
| Net interest income | $5,218,000 | 3,323 |
| Provision for loan and lease losses | $204,000 | 4,083 |
| Total noninterest income | $1,428,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $702,000 | 2,137 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $726,000 | 2,523 |
| Total noninterest expense | $4,512,000 | 3,092 |
| Salaries and employee benefits | $2,543,000 | 2,903 |
| Premises and equipment expense | $894,000 | 2,383 |
| Additional noninterest expense | $1,075,000 | 3,832 |
| Pre-tax net operating income | $1,930,000 | 3,258 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $517,000 | 3,275 |
| Income before extraordinary items | $1,411,000 | 3,376 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,411,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,857 |
| Cash dividends | $529,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,412,460 | 3,279 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,577,000 | 3,533 |
| Total interest expense | $4,651,000 | 3,517 |
| Net interest income | $4,926,000 | 3,522 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,107,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $671,000 | 2,068 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $436,000 | 3,175 |
| Total noninterest expense | $4,392,000 | 3,065 |
| Salaries and employee benefits | $2,424,000 | 2,916 |
| Premises and equipment expense | $860,000 | 2,401 |
| Additional noninterest expense | $1,108,000 | 3,682 |
| Pre-tax net operating income | $1,641,000 | 3,809 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $421,000 | 3,879 |
| Income before extraordinary items | $1,220,000 | 3,815 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,220,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 9,676 |
| Cash dividends | $539,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,220,000 | 3,798 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 3,929 |
| Total interest expense | $3,739,000 | 3,804 |
| Net interest income | $4,203,000 | 4,002 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $1,160,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $569,000 | 2,347 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $591,000 | 2,651 |
| Total noninterest expense | $3,768,000 | 3,497 |
| Salaries and employee benefits | $2,123,000 | 3,246 |
| Premises and equipment expense | $778,000 | 2,602 |
| Additional noninterest expense | $867,000 | 4,501 |
| Pre-tax net operating income | $1,557,000 | 3,987 |
| Securities gains (losses) | $35,000 | 1,127 |
| Applicable income taxes | $410,000 | 4,096 |
| Income before extraordinary items | $1,182,000 | 3,919 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,182,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 10,059 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,156,100 | 3,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,847,000 | 4,015 |
| Total interest expense | $4,069,000 | 3,629 |
| Net interest income | $3,778,000 | 4,317 |
| Provision for loan and lease losses | $268,000 | 2,883 |
| Total noninterest income | $1,209,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $510,000 | 2,517 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $699,000 | 2,392 |
| Total noninterest expense | $4,369,000 | 2,970 |
| Salaries and employee benefits | $2,037,000 | 3,274 |
| Premises and equipment expense | $921,000 | 2,103 |
| Additional noninterest expense | $1,411,000 | 2,932 |
| Pre-tax net operating income | $350,000 | 8,141 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $-20,000 | 10,057 |
| Income before extraordinary items | $365,000 | 7,444 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $365,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,094,000 | 460 |
| Cash dividends | $315,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $370,000 | 7,337 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 4,071 |
| Total interest expense | $3,775,000 | 3,890 |
| Net interest income | $3,998,000 | 4,239 |
| Provision for loan and lease losses | $1,450,000 | 746 |
| Total noninterest income | $925,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $535,000 | 2,459 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $390,000 | 3,337 |
| Total noninterest expense | $3,246,000 | 3,848 |
| Salaries and employee benefits | $1,927,000 | 3,422 |
| Premises and equipment expense | $617,000 | 3,068 |
| Additional noninterest expense | $702,000 | 5,209 |
| Pre-tax net operating income | $227,000 | 9,422 |
| Securities gains (losses) | $-74,000 | 10,717 |
| Applicable income taxes | $-66,000 | 10,661 |
| Income before extraordinary items | $219,000 | 9,000 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $219,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 10,701 |
| Cash dividends | $517,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $293,000 | 8,387 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,494,000 | 4,286 |
| Total interest expense | $3,717,000 | 3,963 |
| Net interest income | $3,777,000 | 4,534 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $1,161,000 | 2,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $566,000 | 2,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $595,000 | 2,584 |
| Total noninterest expense | $2,854,000 | 4,472 |
| Salaries and employee benefits | $1,696,000 | 3,863 |
| Premises and equipment expense | $513,000 | 3,701 |
| Additional noninterest expense | $645,000 | 6,068 |
| Pre-tax net operating income | $2,032,000 | 3,388 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $583,000 | 3,676 |
| Income before extraordinary items | $1,462,000 | 3,273 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,462,000 | 3,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,011 |
| Cash dividends | $335,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,452,770 | 3,260 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 4,544 |
| Total interest expense | $3,198,000 | 4,486 |
| Net interest income | $3,822,000 | 4,480 |
| Provision for loan and lease losses | $757,000 | 1,156 |
| Total noninterest income | $1,096,000 | 2,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 3,101 |
| Total noninterest expense | $3,097,000 | 4,171 |
| Salaries and employee benefits | $1,664,000 | 3,901 |
| Premises and equipment expense | $505,000 | 3,736 |
| Additional noninterest expense | $928,000 | 4,641 |
| Pre-tax net operating income | $1,064,000 | 5,734 |
| Securities gains (losses) | $40,000 | 1,447 |
| Applicable income taxes | $248,000 | 6,675 |
| Income before extraordinary items | $856,000 | 5,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $856,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,317 |
| Cash dividends | $270,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $824,800 | 5,305 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,757,000 | 4,364 |
| Total interest expense | $2,725,000 | 4,304 |
| Net interest income | $4,032,000 | 4,346 |
| Provision for loan and lease losses | $219,000 | 2,872 |
| Total noninterest income | $906,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $552,000 | 2,472 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,687 |
| Total noninterest expense | $3,153,000 | 4,228 |
| Salaries and employee benefits | $1,584,000 | 4,083 |
| Premises and equipment expense | $513,000 | 3,718 |
| Additional noninterest expense | $1,056,000 | 4,500 |
| Pre-tax net operating income | $1,566,000 | 4,254 |
| Securities gains (losses) | $-115,000 | 11,630 |
| Applicable income taxes | $352,000 | 5,249 |
| Income before extraordinary items | $1,099,000 | 4,184 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,099,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $293,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,186,400 | 3,933 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 4,497 |
| Total interest expense | $2,953,000 | 4,163 |
| Net interest income | $3,741,000 | 4,680 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $881,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,832 |
| Total noninterest expense | $3,336,000 | 4,095 |
| Salaries and employee benefits | $1,558,000 | 4,138 |
| Premises and equipment expense | $458,000 | 4,185 |
| Additional noninterest expense | $1,320,000 | 3,888 |
| Pre-tax net operating income | $1,278,000 | 4,935 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $1,074,000 | 4,409 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,074,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,259 |
| Cash dividends | $204,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,052,680 | 4,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 4,710 |
| Total interest expense | $4,061,000 | 4,018 |
| Net interest income | $3,142,000 | 5,502 |
| Provision for loan and lease losses | $201,000 | 5,185 |
| Total noninterest income | $921,000 | 3,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,606 |
| Total noninterest expense | $3,074,000 | 4,421 |
| Salaries and employee benefits | $1,418,000 | 4,445 |
| Premises and equipment expense | $473,000 | 4,167 |
| Additional noninterest expense | $1,183,000 | 4,385 |
| Pre-tax net operating income | $788,000 | 6,621 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $735,000 | 5,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $735,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 3,995 |
| Cash dividends | $269,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $689,760 | 5,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.