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Exchange Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,730,000711
Total interest expense$32,758,000536
Net interest income$35,972,000881
Provision for loan and lease losses$03,275
Total noninterest income$4,602,0001,250
Gross Fiduciary activities income$295,000648
Service charges on deposit accounts$521,0001,602
Trading account gains and fees$0123
Additional Noninterest Income$3,786,0001,077
Total noninterest expense$19,508,0001,233
Salaries and employee benefits$11,830,0001,176
Premises and equipment expense$1,690,0001,403
Additional noninterest expense$3,786,0001,077
Pre-tax net operating income$21,066,000657
Securities gains (losses)$2,020,00047
Applicable income taxes$507,0001,886
Income before extraordinary items$22,579,000538
Extraordinary gains, net$054
Net income$22,579,000544
Minority interest net income$088
Net income of bank and minority interests.$22,579,000540
Net charge-offs$156,0001,281
Cash dividends$12,000,000428
Sale, conversion, retirement of capital stock, net$0540
Net operating income$20,599,400585
2023-09-30 (YTD Data)Rank
Total interest income$49,866,000723
Total interest expense$22,916,000532
Net interest income$26,950,000890
Provision for loan and lease losses$03,085
Total noninterest income$3,455,0001,244
Gross Fiduciary activities income$184,000655
Service charges on deposit accounts$390,0001,607
Trading account gains and fees$0125
Additional Noninterest Income$2,881,0001,064
Total noninterest expense$14,424,0001,240
Salaries and employee benefits$8,768,0001,193
Premises and equipment expense$1,288,0001,384
Additional noninterest expense$2,881,0001,064
Pre-tax net operating income$15,981,000676
Securities gains (losses)$3,046,00023
Applicable income taxes$332,0002,042
Income before extraordinary items$18,695,000512
Extraordinary gains, net$052
Net income$18,695,000515
Minority interest net income$081
Net income of bank and minority interests.$18,695,000511
Net charge-offs$155,000993
Cash dividends$12,000,000331
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,709,920584
2023-06-30 (YTD Data)Rank
Total interest income$31,786,000728
Total interest expense$13,975,000517
Net interest income$17,811,000907
Provision for loan and lease losses$02,940
Total noninterest income$2,235,0001,212
Gross Fiduciary activities income$120,000654
Service charges on deposit accounts$246,0001,644
Trading account gains and fees$0112
Additional Noninterest Income$1,869,0001,021
Total noninterest expense$9,571,0001,232
Salaries and employee benefits$5,830,0001,188
Premises and equipment expense$876,0001,355
Additional noninterest expense$1,869,0001,020
Pre-tax net operating income$10,475,000675
Securities gains (losses)$3,038,00021
Applicable income taxes$157,0002,285
Income before extraordinary items$13,356,000483
Extraordinary gains, net$051
Net income$13,356,000490
Minority interest net income$081
Net income of bank and minority interests.$13,356,000482
Net charge-offs$194,000683
Cash dividends$7,000,000349
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,348,380587
2023-03-31 (YTD Data)Rank
Total interest income$15,054,000758
Total interest expense$6,185,000520
Net interest income$8,869,000921
Provision for loan and lease losses$02,612
Total noninterest income$1,204,0001,165
Gross Fiduciary activities income$59,000682
Service charges on deposit accounts$124,0001,656
Trading account gains and fees$097
Additional Noninterest Income$1,021,000948
Total noninterest expense$4,820,0001,245
Salaries and employee benefits$2,880,0001,219
Premises and equipment expense$467,0001,316
Additional noninterest expense$1,021,000948
Pre-tax net operating income$5,253,000694
Securities gains (losses)$3,062,00017
Applicable income taxes$-31,0004,537
Income before extraordinary items$8,346,000419
Extraordinary gains, net$04
Net income$8,346,000420
Minority interest net income$048
Net income of bank and minority interests.$8,346,000420
Net charge-offs$14,0001,246
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,284,000605
2022-12-31 (YTD Data)Rank
Total interest income$49,293,000754
Total interest expense$11,501,000404
Net interest income$37,792,000855
Provision for loan and lease losses$1,500,000622
Total noninterest income$4,855,0001,221
Gross Fiduciary activities income$389,000645
Service charges on deposit accounts$485,0001,720
Trading account gains and fees$0116
Additional Noninterest Income$3,981,0001,058
Total noninterest expense$17,796,0001,296
Salaries and employee benefits$11,145,0001,221
Premises and equipment expense$1,834,0001,315
Additional noninterest expense$3,981,0001,058
Pre-tax net operating income$23,351,000679
Securities gains (losses)$636,00059
Applicable income taxes$514,0002,001
Income before extraordinary items$23,473,000578
Extraordinary gains, net$05
Net income$23,473,000580
Minority interest net income$063
Net income of bank and minority interests.$23,473,000580
Net charge-offs$130,0001,118
Cash dividends$13,000,000385
Sale, conversion, retirement of capital stock, net$0568
Net operating income$22,849,720606
2022-09-30 (YTD Data)Rank
Total interest income$34,953,000753
Total interest expense$6,729,000364
Net interest income$28,224,000852
Provision for loan and lease losses$1,125,000571
Total noninterest income$3,586,0001,246
Gross Fiduciary activities income$212,000673
Service charges on deposit accounts$355,0001,752
Trading account gains and fees$0111
Additional Noninterest Income$3,019,0001,063
Total noninterest expense$12,985,0001,320
Salaries and employee benefits$8,139,0001,241
Premises and equipment expense$1,936,000973
Additional noninterest expense$3,019,0001,063
Pre-tax net operating income$17,700,000672
Securities gains (losses)$1,278,00042
Applicable income taxes$312,0002,176
Income before extraordinary items$18,666,000533
Extraordinary gains, net$04
Net income$18,666,000533
Minority interest net income$057
Net income of bank and minority interests.$18,666,000533
Net charge-offs$-96,0004,282
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,413,560589
2022-06-30 (YTD Data)Rank
Total interest income$22,208,000759
Total interest expense$3,729,000334
Net interest income$18,479,000842
Provision for loan and lease losses$750,000513
Total noninterest income$2,466,0001,217
Gross Fiduciary activities income$152,000627
Service charges on deposit accounts$228,0001,790
Trading account gains and fees$0108
Additional Noninterest Income$2,086,0001,074
Total noninterest expense$8,551,0001,324
Salaries and employee benefits$5,321,0001,246
Premises and equipment expense$1,292,000968
Additional noninterest expense$1,938,0001,641
Pre-tax net operating income$11,644,000638
Securities gains (losses)$1,277,00034
Applicable income taxes$153,0002,331
Income before extraordinary items$12,768,000503
Extraordinary gains, net$04
Net income$12,768,000502
Minority interest net income$060
Net income of bank and minority interests.$12,768,000503
Net charge-offs$46,000995
Cash dividends$7,000,000345
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,503,770557
2022-03-31 (YTD Data)Rank
Total interest income$10,885,000750
Total interest expense$1,744,000331
Net interest income$9,141,000828
Provision for loan and lease losses$375,000415
Total noninterest income$1,182,0001,245
Gross Fiduciary activities income$71,000637
Service charges on deposit accounts$111,0001,807
Trading account gains and fees$0103
Additional Noninterest Income$1,000,0001,084
Total noninterest expense$4,114,0001,360
Salaries and employee benefits$2,560,0001,293
Premises and equipment expense$634,0001,001
Additional noninterest expense$920,0001,689
Pre-tax net operating income$5,834,000609
Securities gains (losses)$1,276,00028
Applicable income taxes$-2,0004,596
Income before extraordinary items$7,112,000461
Extraordinary gains, net$04
Net income$7,112,000460
Minority interest net income$050
Net income of bank and minority interests.$7,112,000461
Net charge-offs$-2,0003,266
Cash dividends$7,000,000211
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,836,000533
2021-12-31 (YTD Data)Rank
Total interest income$44,656,000743
Total interest expense$8,609,000326
Net interest income$36,047,000847
Provision for loan and lease losses$1,500,000397
Total noninterest income$5,688,0001,201
Gross Fiduciary activities income$298,000637
Service charges on deposit accounts$336,0002,057
Trading account gains and fees$0132
Additional Noninterest Income$5,054,0001,066
Total noninterest expense$17,969,0001,262
Salaries and employee benefits$11,049,0001,202
Premises and equipment expense$2,503,000986
Additional noninterest expense$4,417,0001,471
Pre-tax net operating income$22,266,000675
Securities gains (losses)$1,416,000174
Applicable income taxes$597,0001,978
Income before extraordinary items$23,085,000579
Extraordinary gains, net$010
Net income$23,085,000579
Minority interest net income$074
Net income of bank and minority interests.$23,085,000580
Net charge-offs$220,000983
Cash dividends$8,700,000535
Sale, conversion, retirement of capital stock, net$0582
Net operating income$21,711,480596
2021-09-30 (YTD Data)Rank
Total interest income$33,917,000752
Total interest expense$6,773,000325
Net interest income$27,144,000858
Provision for loan and lease losses$1,125,000386
Total noninterest income$4,283,0001,230
Gross Fiduciary activities income$204,000640
Service charges on deposit accounts$240,0002,117
Trading account gains and fees$0132
Additional Noninterest Income$3,839,0001,077
Total noninterest expense$12,989,0001,307
Salaries and employee benefits$8,116,0001,227
Premises and equipment expense$1,878,0001,000
Additional noninterest expense$2,995,0001,596
Pre-tax net operating income$17,313,000680
Securities gains (losses)$1,415,000156
Applicable income taxes$443,0002,060
Income before extraordinary items$18,285,000574
Extraordinary gains, net$08
Net income$18,285,000572
Minority interest net income$069
Net income of bank and minority interests.$18,285,000574
Net charge-offs$255,000699
Cash dividends$8,700,000418
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,898,300603
2021-06-30 (YTD Data)Rank
Total interest income$22,833,000744
Total interest expense$4,787,000321
Net interest income$18,046,000849
Provision for loan and lease losses$750,000409
Total noninterest income$2,964,0001,193
Gross Fiduciary activities income$137,000643
Service charges on deposit accounts$152,0002,115
Trading account gains and fees$0133
Additional Noninterest Income$2,675,0001,062
Total noninterest expense$8,729,0001,287
Salaries and employee benefits$5,480,0001,211
Premises and equipment expense$1,228,0001,018
Additional noninterest expense$2,021,0001,561
Pre-tax net operating income$11,531,000678
Securities gains (losses)$1,134,000145
Applicable income taxes$305,0002,010
Income before extraordinary items$12,360,000561
Extraordinary gains, net$06
Net income$12,360,000561
Minority interest net income$067
Net income of bank and minority interests.$12,360,000561
Net charge-offs$251,000574
Cash dividends$3,700,000538
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,248,680599
2021-03-31 (YTD Data)Rank
Total interest income$11,632,000732
Total interest expense$2,578,000315
Net interest income$9,054,000834
Provision for loan and lease losses$375,000456
Total noninterest income$1,634,0001,134
Gross Fiduciary activities income$66,000646
Service charges on deposit accounts$74,0002,151
Trading account gains and fees$0127
Additional Noninterest Income$1,494,000980
Total noninterest expense$4,393,0001,260
Salaries and employee benefits$2,760,0001,190
Premises and equipment expense$600,0001,037
Additional noninterest expense$1,033,0001,511
Pre-tax net operating income$5,920,000672
Securities gains (losses)$1,045,000106
Applicable income taxes$183,0001,868
Income before extraordinary items$6,782,000521
Extraordinary gains, net$03
Net income$6,782,000521
Minority interest net income$055
Net income of bank and minority interests.$6,782,000521
Net charge-offs$174,000467
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,768,350581
2020-12-31 (YTD Data)Rank
Total interest income$43,151,000774
Total interest expense$12,731,000402
Net interest income$30,420,000913
Provision for loan and lease losses$2,000,0001,043
Total noninterest income$5,775,0001,150
Gross Fiduciary activities income$259,000649
Service charges on deposit accounts$317,0002,164
Trading account gains and fees$0133
Additional Noninterest Income$5,199,000990
Total noninterest expense$16,696,0001,282
Salaries and employee benefits$10,474,0001,211
Premises and equipment expense$2,435,0001,005
Additional noninterest expense$3,787,0001,602
Pre-tax net operating income$17,499,000660
Securities gains (losses)$933,000395
Applicable income taxes$418,0002,075
Income before extraordinary items$18,014,000569
Extraordinary gains, net$04
Net income$18,014,000568
Minority interest net income$072
Net income of bank and minority interests.$18,014,000569
Net charge-offs$-46,0004,579
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,099,660572
2020-09-30 (YTD Data)Rank
Total interest income$32,407,000778
Total interest expense$9,842,000430
Net interest income$22,565,000916
Provision for loan and lease losses$1,400,0001,112
Total noninterest income$3,965,0001,178
Gross Fiduciary activities income$184,000645
Service charges on deposit accounts$240,0002,147
Trading account gains and fees$0125
Additional Noninterest Income$3,541,0001,028
Total noninterest expense$12,212,0001,297
Salaries and employee benefits$7,501,0001,246
Premises and equipment expense$1,908,000965
Additional noninterest expense$2,803,0001,592
Pre-tax net operating income$12,918,000642
Securities gains (losses)$836,000347
Applicable income taxes$285,0002,126
Income before extraordinary items$13,469,000538
Extraordinary gains, net$04
Net income$13,469,000537
Minority interest net income$065
Net income of bank and minority interests.$13,469,000538
Net charge-offs$-67,0004,736
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,649,720542
2020-06-30 (YTD Data)Rank
Total interest income$21,797,000773
Total interest expense$6,743,000451
Net interest income$15,054,000916
Provision for loan and lease losses$800,0001,225
Total noninterest income$2,481,0001,182
Gross Fiduciary activities income$124,000653
Service charges on deposit accounts$165,0002,136
Trading account gains and fees$0123
Additional Noninterest Income$2,192,0001,008
Total noninterest expense$8,065,0001,302
Salaries and employee benefits$4,903,0001,258
Premises and equipment expense$1,313,000944
Additional noninterest expense$1,849,0001,598
Pre-tax net operating income$8,670,000578
Securities gains (losses)$531,000355
Applicable income taxes$189,0002,107
Income before extraordinary items$9,012,000489
Extraordinary gains, net$04
Net income$9,012,000486
Minority interest net income$065
Net income of bank and minority interests.$9,012,000489
Net charge-offs$-45,0004,723
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,491,620493
2020-03-31 (YTD Data)Rank
Total interest income$10,615,000798
Total interest expense$3,562,000474
Net interest income$7,053,000957
Provision for loan and lease losses$200,0001,434
Total noninterest income$952,0001,333
Gross Fiduciary activities income$63,000655
Service charges on deposit accounts$104,0002,084
Trading account gains and fees$0106
Additional Noninterest Income$785,0001,154
Total noninterest expense$3,949,0001,340
Salaries and employee benefits$2,410,0001,280
Premises and equipment expense$633,000988
Additional noninterest expense$906,0001,643
Pre-tax net operating income$3,856,000584
Securities gains (losses)$499,000185
Applicable income taxes$94,0001,988
Income before extraordinary items$4,261,000474
Extraordinary gains, net$04
Net income$4,261,000473
Minority interest net income$056
Net income of bank and minority interests.$4,261,000474
Net charge-offs$-27,0004,730
Cash dividends$5,000,000293
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,771,980503
2019-12-31 (YTD Data)Rank
Total interest income$42,355,000802
Total interest expense$14,372,000499
Net interest income$27,983,000951
Provision for loan and lease losses$1,200,000789
Total noninterest income$3,503,0001,438
Gross Fiduciary activities income$277,000650
Service charges on deposit accounts$489,0001,957
Trading account gains and fees$0135
Additional Noninterest Income$2,737,0001,278
Total noninterest expense$14,260,0001,420
Salaries and employee benefits$8,873,0001,333
Premises and equipment expense$1,841,0001,243
Additional noninterest expense$3,546,0001,655
Pre-tax net operating income$16,026,000720
Securities gains (losses)$1,313,000189
Applicable income taxes$343,0002,265
Income before extraordinary items$16,996,000607
Extraordinary gains, net$011
Net income$16,996,000606
Minority interest net income$076
Net income of bank and minority interests.$16,996,000608
Net charge-offs$440,0001,126
Cash dividends$12,000,000420
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,709,260633
2019-09-30 (YTD Data)Rank
Total interest income$31,831,000802
Total interest expense$10,804,000505
Net interest income$21,027,000957
Provision for loan and lease losses$900,000740
Total noninterest income$2,371,0001,513
Gross Fiduciary activities income$184,000666
Service charges on deposit accounts$373,0001,935
Trading account gains and fees$0129
Additional Noninterest Income$1,814,0001,362
Total noninterest expense$10,563,0001,446
Salaries and employee benefits$6,564,0001,352
Premises and equipment expense$1,341,0001,292
Additional noninterest expense$2,658,0001,656
Pre-tax net operating income$11,935,000728
Securities gains (losses)$1,139,000179
Applicable income taxes$225,0002,428
Income before extraordinary items$12,849,000611
Extraordinary gains, net$011
Net income$12,849,000611
Minority interest net income$072
Net income of bank and minority interests.$12,849,000611
Net charge-offs$137,0001,557
Cash dividends$9,000,000400
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,732,780640
2019-06-30 (YTD Data)Rank
Total interest income$21,054,000807
Total interest expense$7,108,000500
Net interest income$13,946,000961
Provision for loan and lease losses$600,000719
Total noninterest income$1,445,0001,568
Gross Fiduciary activities income$124,000667
Service charges on deposit accounts$247,0001,920
Trading account gains and fees$0131
Additional Noninterest Income$1,074,0001,426
Total noninterest expense$6,960,0001,460
Salaries and employee benefits$4,315,0001,362
Premises and equipment expense$894,0001,298
Additional noninterest expense$1,751,0001,688
Pre-tax net operating income$7,831,000714
Securities gains (losses)$861,000165
Applicable income taxes$132,0002,493
Income before extraordinary items$8,560,000600
Extraordinary gains, net$011
Net income$8,560,000600
Minority interest net income$069
Net income of bank and minority interests.$8,560,000600
Net charge-offs$50,0001,826
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,716,220623
2019-03-31 (YTD Data)Rank
Total interest income$10,293,000825
Total interest expense$3,432,000510
Net interest income$6,861,000977
Provision for loan and lease losses$300,000677
Total noninterest income$666,0001,623
Gross Fiduciary activities income$63,000668
Service charges on deposit accounts$118,0001,981
Trading account gains and fees$0126
Additional Noninterest Income$485,0001,478
Total noninterest expense$3,309,0001,529
Salaries and employee benefits$2,155,0001,373
Premises and equipment expense$373,0001,550
Additional noninterest expense$781,0001,859
Pre-tax net operating income$3,918,000701
Securities gains (losses)$807,000101
Applicable income taxes$84,0002,286
Income before extraordinary items$4,641,000554
Extraordinary gains, net$05
Net income$4,641,000553
Minority interest net income$052
Net income of bank and minority interests.$4,641,000553
Net charge-offs$103,000876
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,850,140618
2018-12-31 (YTD Data)Rank
Total interest income$38,541,000819
Total interest expense$11,041,000477
Net interest income$27,500,000952
Provision for loan and lease losses$1,200,000768
Total noninterest income$3,213,0001,464
Gross Fiduciary activities income$249,000685
Service charges on deposit accounts$561,0001,828
Trading account gains and fees$0126
Additional Noninterest Income$2,403,0001,324
Total noninterest expense$13,679,0001,454
Salaries and employee benefits$8,144,0001,401
Premises and equipment expense$1,605,0001,405
Additional noninterest expense$3,930,0001,526
Pre-tax net operating income$15,834,000719
Securities gains (losses)$698,000104
Applicable income taxes$380,0002,216
Income before extraordinary items$16,152,000608
Extraordinary gains, net$06
Net income$16,152,000606
Minority interest net income$072
Net income of bank and minority interests.$16,152,000607
Net charge-offs$266,0001,419
Cash dividends$11,000,000389
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,467,960629
2018-09-30 (YTD Data)Rank
Total interest income$27,824,000841
Total interest expense$7,788,000473
Net interest income$20,036,000975
Provision for loan and lease losses$900,000705
Total noninterest income$2,369,0001,498
Gross Fiduciary activities income$187,000683
Service charges on deposit accounts$433,0001,804
Trading account gains and fees$0138
Additional Noninterest Income$1,749,0001,373
Total noninterest expense$10,174,0001,465
Salaries and employee benefits$6,001,0001,415
Premises and equipment expense$1,169,0001,453
Additional noninterest expense$3,004,0001,510
Pre-tax net operating income$11,331,000740
Securities gains (losses)$546,000118
Applicable income taxes$278,0002,289
Income before extraordinary items$11,599,000627
Extraordinary gains, net$05
Net income$11,599,000625
Minority interest net income$066
Net income of bank and minority interests.$11,599,000626
Net charge-offs$96,0001,761
Cash dividends$9,000,000337
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,063,920645
2018-06-30 (YTD Data)Rank
Total interest income$18,085,000848
Total interest expense$4,818,000471
Net interest income$13,267,000974
Provision for loan and lease losses$600,000688
Total noninterest income$1,584,0001,504
Gross Fiduciary activities income$121,000688
Service charges on deposit accounts$282,0001,836
Trading account gains and fees$0130
Additional Noninterest Income$1,181,0001,371
Total noninterest expense$6,831,0001,465
Salaries and employee benefits$3,954,0001,441
Premises and equipment expense$830,0001,395
Additional noninterest expense$2,047,0001,479
Pre-tax net operating income$7,420,000737
Securities gains (losses)$339,000128
Applicable income taxes$188,0002,274
Income before extraordinary items$7,571,000636
Extraordinary gains, net$06
Net income$7,571,000634
Minority interest net income$065
Net income of bank and minority interests.$7,571,000635
Net charge-offs$146,0001,094
Cash dividends$6,000,000330
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,238,780654
2018-03-31 (YTD Data)Rank
Total interest income$8,780,000862
Total interest expense$2,252,000472
Net interest income$6,528,000982
Provision for loan and lease losses$300,000673
Total noninterest income$635,0001,737
Gross Fiduciary activities income$60,000698
Service charges on deposit accounts$144,0001,801
Trading account gains and fees$0123
Additional Noninterest Income$431,0001,629
Total noninterest expense$3,397,0001,484
Salaries and employee benefits$1,977,0001,450
Premises and equipment expense$439,0001,341
Additional noninterest expense$981,0001,530
Pre-tax net operating income$3,466,000752
Securities gains (losses)$82,000186
Applicable income taxes$91,0002,244
Income before extraordinary items$3,457,000675
Extraordinary gains, net$07
Net income$3,457,000674
Minority interest net income$052
Net income of bank and minority interests.$3,457,000675
Net charge-offs$40,0001,308
Cash dividends$6,000,000185
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,377,460684
2017-12-31 (YTD Data)Rank
Total interest income$33,458,000855
Total interest expense$8,275,000432
Net interest income$25,183,0001,005
Provision for loan and lease losses$1,200,000775
Total noninterest income$3,010,0001,586
Gross Fiduciary activities income$261,000686
Service charges on deposit accounts$662,0001,632
Trading account gains and fees$0151
Additional Noninterest Income$2,087,0001,491
Total noninterest expense$12,649,0001,558
Salaries and employee benefits$7,892,0001,426
Premises and equipment expense$1,861,0001,249
Additional noninterest expense$2,896,0001,993
Pre-tax net operating income$14,344,000718
Securities gains (losses)$995,000145
Applicable income taxes$310,0002,734
Income before extraordinary items$15,029,000524
Extraordinary gains, net$09
Net income$15,029,000522
Minority interest net income$076
Net income of bank and minority interests.$15,029,000524
Net charge-offs$452,0001,162
Cash dividends$16,500,000266
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,053,900546
2017-09-30 (YTD Data)Rank
Total interest income$24,668,000866
Total interest expense$6,069,000431
Net interest income$18,599,0001,015
Provision for loan and lease losses$900,000758
Total noninterest income$2,067,0001,691
Gross Fiduciary activities income$206,000678
Service charges on deposit accounts$498,0001,638
Trading account gains and fees$0145
Additional Noninterest Income$1,363,0001,639
Total noninterest expense$9,505,0001,562
Salaries and employee benefits$5,816,0001,447
Premises and equipment expense$1,400,0001,257
Additional noninterest expense$2,289,0001,910
Pre-tax net operating income$10,261,000748
Securities gains (losses)$996,000132
Applicable income taxes$234,0002,659
Income before extraordinary items$11,023,000571
Extraordinary gains, net$09
Net income$11,023,000571
Minority interest net income$071
Net income of bank and minority interests.$11,023,000571
Net charge-offs$205,0001,372
Cash dividends$15,000,000215
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,046,920610
2017-06-30 (YTD Data)Rank
Total interest income$16,066,000878
Total interest expense$3,910,000432
Net interest income$12,156,0001,023
Provision for loan and lease losses$600,000735
Total noninterest income$1,354,0001,697
Gross Fiduciary activities income$125,000698
Service charges on deposit accounts$338,0001,603
Trading account gains and fees$0139
Additional Noninterest Income$891,0001,657
Total noninterest expense$6,338,0001,563
Salaries and employee benefits$3,848,0001,460
Premises and equipment expense$975,0001,208
Additional noninterest expense$1,515,0001,929
Pre-tax net operating income$6,572,000759
Securities gains (losses)$505,000152
Applicable income taxes$141,0002,712
Income before extraordinary items$6,936,000597
Extraordinary gains, net$011
Net income$6,936,000596
Minority interest net income$071
Net income of bank and minority interests.$6,936,000597
Net charge-offs$122,0001,380
Cash dividends$14,000,000168
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,441,100619
2017-03-31 (YTD Data)Rank
Total interest income$7,900,000886
Total interest expense$1,877,000439
Net interest income$6,023,0001,031
Provision for loan and lease losses$300,000670
Total noninterest income$535,0001,957
Gross Fiduciary activities income$63,000702
Service charges on deposit accounts$176,0001,561
Trading account gains and fees$0142
Additional Noninterest Income$296,0002,116
Total noninterest expense$3,270,0001,532
Salaries and employee benefits$2,040,0001,400
Premises and equipment expense$433,0001,362
Additional noninterest expense$797,0001,848
Pre-tax net operating income$2,988,000814
Securities gains (losses)$371,000110
Applicable income taxes$59,0002,786
Income before extraordinary items$3,300,000613
Extraordinary gains, net$08
Net income$3,300,000613
Minority interest net income$055
Net income of bank and minority interests.$3,300,000613
Net charge-offs$137,000757
Cash dividends$14,000,00097
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,936,420666
2016-12-31 (YTD Data)Rank
Total interest income$30,790,000872
Total interest expense$7,192,000419
Net interest income$23,598,0001,024
Provision for loan and lease losses$1,500,000647
Total noninterest income$2,531,0001,833
Gross Fiduciary activities income$266,000698
Service charges on deposit accounts$746,0001,530
Trading account gains and fees$0170
Additional Noninterest Income$1,519,0001,866
Total noninterest expense$11,276,0001,704
Salaries and employee benefits$7,118,0001,518
Premises and equipment expense$1,512,0001,510
Additional noninterest expense$2,646,0002,194
Pre-tax net operating income$13,353,000715
Securities gains (losses)$1,211,000193
Applicable income taxes$347,0002,545
Income before extraordinary items$14,217,000542
Extraordinary gains, net$05
Net income$14,217,000540
Minority interest net income$082
Net income of bank and minority interests.$14,217,000541
Net charge-offs$-2,0004,729
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,030,220587
2016-09-30 (YTD Data)Rank
Total interest income$22,980,000872
Total interest expense$5,319,000419
Net interest income$17,661,0001,027
Provision for loan and lease losses$1,125,000638
Total noninterest income$1,695,0001,968
Gross Fiduciary activities income$215,000689
Service charges on deposit accounts$558,0001,532
Trading account gains and fees$0169
Additional Noninterest Income$922,0002,145
Total noninterest expense$8,350,0001,730
Salaries and employee benefits$5,227,0001,550
Premises and equipment expense$1,137,0001,507
Additional noninterest expense$1,986,0002,195
Pre-tax net operating income$9,881,000715
Securities gains (losses)$845,000247
Applicable income taxes$260,0002,604
Income before extraordinary items$10,466,000561
Extraordinary gains, net$05
Net income$10,466,000561
Minority interest net income$071
Net income of bank and minority interests.$10,466,000561
Net charge-offs$27,0002,972
Cash dividends$6,000,000431
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,637,900592
2016-06-30 (YTD Data)Rank
Total interest income$15,386,000871
Total interest expense$3,472,000423
Net interest income$11,914,0001,020
Provision for loan and lease losses$750,000620
Total noninterest income$1,037,0002,061
Gross Fiduciary activities income$126,000705
Service charges on deposit accounts$363,0001,552
Trading account gains and fees$0157
Additional Noninterest Income$548,0002,265
Total noninterest expense$5,614,0001,722
Salaries and employee benefits$3,424,0001,585
Premises and equipment expense$812,0001,412
Additional noninterest expense$1,378,0002,138
Pre-tax net operating income$6,587,000705
Securities gains (losses)$773,000183
Applicable income taxes$159,0002,668
Income before extraordinary items$7,201,000540
Extraordinary gains, net$016
Net income$7,201,000536
Minority interest net income$071
Net income of bank and minority interests.$7,201,000539
Net charge-offs$-15,0005,114
Cash dividends$6,000,000313
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,443,460578
2016-03-31 (YTD Data)Rank
Total interest income$7,449,000899
Total interest expense$1,683,000429
Net interest income$5,766,0001,041
Provision for loan and lease losses$375,000570
Total noninterest income$424,0002,285
Gross Fiduciary activities income$54,000727
Service charges on deposit accounts$182,0001,546
Trading account gains and fees$0142
Additional Noninterest Income$188,0002,693
Total noninterest expense$2,889,0001,681
Salaries and employee benefits$1,750,0001,558
Premises and equipment expense$428,0001,357
Additional noninterest expense$711,0002,056
Pre-tax net operating income$2,926,000781
Securities gains (losses)$388,000162
Applicable income taxes$73,0002,713
Income before extraordinary items$3,241,000566
Extraordinary gains, net$012
Net income$3,241,000565
Minority interest net income$062
Net income of bank and minority interests.$3,241,000566
Net charge-offs$-9,0005,132
Cash dividends$4,000,000239
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,860,760630
2015-12-31 (YTD Data)Rank
Total interest income$28,337,000916
Total interest expense$5,972,000458
Net interest income$22,365,0001,029
Provision for loan and lease losses$1,600,000544
Total noninterest income$2,852,0001,663
Gross Fiduciary activities income$221,000744
Service charges on deposit accounts$857,0001,399
Trading account gains and fees$0159
Additional Noninterest Income$1,774,0001,665
Total noninterest expense$11,147,0001,703
Salaries and employee benefits$6,511,0001,615
Premises and equipment expense$1,402,0001,631
Additional noninterest expense$3,234,0001,868
Pre-tax net operating income$12,470,000721
Securities gains (losses)$852,000239
Applicable income taxes$299,0002,667
Income before extraordinary items$13,023,000566
Extraordinary gains, net$023
Net income$13,023,000565
Minority interest net income$081
Net income of bank and minority interests.$13,023,000567
Net charge-offs$1,118,000628
Cash dividends$5,700,000591
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,188,040593
2015-09-30 (YTD Data)Rank
Total interest income$20,965,000938
Total interest expense$4,380,000465
Net interest income$16,585,0001,041
Provision for loan and lease losses$965,000621
Total noninterest income$2,048,0001,721
Gross Fiduciary activities income$169,000739
Service charges on deposit accounts$660,0001,384
Trading account gains and fees$0153
Additional Noninterest Income$1,219,0001,780
Total noninterest expense$8,215,0001,740
Salaries and employee benefits$4,957,0001,598
Premises and equipment expense$1,021,0001,692
Additional noninterest expense$2,237,0002,006
Pre-tax net operating income$9,453,000731
Securities gains (losses)$441,000334
Applicable income taxes$233,0002,695
Income before extraordinary items$9,661,000583
Extraordinary gains, net$021
Net income$9,661,000581
Minority interest net income$078
Net income of bank and minority interests.$9,661,000583
Net charge-offs$741,000638
Cash dividends$5,700,000436
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,228,820592
2015-06-30 (YTD Data)Rank
Total interest income$13,676,000951
Total interest expense$2,841,000478
Net interest income$10,835,0001,060
Provision for loan and lease losses$515,000740
Total noninterest income$1,352,0001,737
Gross Fiduciary activities income$110,000754
Service charges on deposit accounts$433,0001,373
Trading account gains and fees$0157
Additional Noninterest Income$809,0001,796
Total noninterest expense$5,474,0001,750
Salaries and employee benefits$3,309,0001,610
Premises and equipment expense$641,0001,805
Additional noninterest expense$1,524,0001,971
Pre-tax net operating income$6,198,000749
Securities gains (losses)$409,000301
Applicable income taxes$167,0002,632
Income before extraordinary items$6,440,000586
Extraordinary gains, net$022
Net income$6,440,000584
Minority interest net income$075
Net income of bank and minority interests.$6,440,000586
Net charge-offs$-21,0005,481
Cash dividends$2,700,000554
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,043,270600
2015-03-31 (YTD Data)Rank
Total interest income$6,681,000973
Total interest expense$1,387,000497
Net interest income$5,294,0001,075
Provision for loan and lease losses$200,000888
Total noninterest income$617,0001,839
Gross Fiduciary activities income$55,000763
Service charges on deposit accounts$217,0001,344
Trading account gains and fees$0152
Additional Noninterest Income$345,0001,933
Total noninterest expense$2,744,0001,748
Salaries and employee benefits$1,661,0001,609
Premises and equipment expense$304,0001,907
Additional noninterest expense$779,0001,916
Pre-tax net operating income$2,967,000758
Securities gains (losses)$132,000484
Applicable income taxes$97,0002,477
Income before extraordinary items$3,002,000598
Extraordinary gains, net$013
Net income$3,002,000595
Minority interest net income$064
Net income of bank and minority interests.$3,002,000598
Net charge-offs$-17,0005,627
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,873,960608
2014-12-31 (YTD Data)Rank
Total interest income$26,331,000973
Total interest expense$5,447,000513
Net interest income$20,884,0001,076
Provision for loan and lease losses$950,000905
Total noninterest income$3,012,0001,570
Gross Fiduciary activities income$262,000730
Service charges on deposit accounts$874,0001,463
Trading account gains and fees$0180
Additional Noninterest Income$1,876,0001,538
Total noninterest expense$11,281,0001,703
Salaries and employee benefits$6,346,0001,640
Premises and equipment expense$1,351,0001,719
Additional noninterest expense$3,584,0001,730
Pre-tax net operating income$11,665,000717
Securities gains (losses)$918,000235
Applicable income taxes$253,0002,777
Income before extraordinary items$12,330,000554
Extraordinary gains, net$017
Net income$12,330,000552
Minority interest net income$084
Net income of bank and minority interests.$12,330,000554
Net charge-offs$1,048,000859
Cash dividends$4,100,000712
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,430,360588
2014-09-30 (YTD Data)Rank
Total interest income$16,440,0001,180
Total interest expense$3,199,000679
Net interest income$13,241,0001,273
Provision for loan and lease losses$450,0001,237
Total noninterest income$1,133,0002,525
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$254,0003,025
Trading account gains and fees$0174
Additional Noninterest Income$879,0002,112
Total noninterest expense$6,397,0002,204
Salaries and employee benefits$3,624,0002,120
Premises and equipment expense$801,0002,150
Additional noninterest expense$1,972,0002,276
Pre-tax net operating income$7,527,000836
Securities gains (losses)$847,000185
Applicable income taxes$149,0003,028
Income before extraordinary items$8,225,000625
Extraordinary gains, net$015
Net income$8,225,000621
Minority interest net income$081
Net income of bank and minority interests.$8,225,000623
Net charge-offs$379,0001,389
Cash dividends$2,500,000782
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,394,940673
2014-06-30 (YTD Data)Rank
Total interest income$10,743,0001,190
Total interest expense$2,086,000705
Net interest income$8,657,0001,287
Provision for loan and lease losses$150,0001,864
Total noninterest income$716,0002,569
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$159,0003,110
Trading account gains and fees$0172
Additional Noninterest Income$557,0002,172
Total noninterest expense$4,173,0002,254
Salaries and employee benefits$2,338,0002,186
Premises and equipment expense$441,0002,519
Additional noninterest expense$1,394,0002,148
Pre-tax net operating income$5,050,000801
Securities gains (losses)$588,000193
Applicable income taxes$98,0003,022
Income before extraordinary items$5,540,000596
Extraordinary gains, net$020
Net income$5,540,000596
Minority interest net income$080
Net income of bank and minority interests.$5,540,000596
Net charge-offs$-48,0006,135
Cash dividends$2,500,000534
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,963,760644
2014-03-31 (YTD Data)Rank
Total interest income$5,215,0001,225
Total interest expense$1,013,000744
Net interest income$4,202,0001,318
Provision for loan and lease losses$03,817
Total noninterest income$295,0002,827
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$74,0003,229
Trading account gains and fees$0147
Additional Noninterest Income$221,0002,408
Total noninterest expense$2,132,0002,212
Salaries and employee benefits$1,147,0002,235
Premises and equipment expense$210,0002,671
Additional noninterest expense$775,0001,941
Pre-tax net operating income$2,365,000837
Securities gains (losses)$335,000186
Applicable income taxes$45,0003,035
Income before extraordinary items$2,655,000600
Extraordinary gains, net$016
Net income$2,655,000601
Minority interest net income$066
Net income of bank and minority interests.$2,655,000601
Net charge-offs$-23,0006,086
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,326,700662
2013-12-31 (YTD Data)Rank
Total interest income$19,933,0001,270
Total interest expense$3,962,000858
Net interest income$15,971,0001,357
Provision for loan and lease losses$1,290,000891
Total noninterest income$2,012,0002,165
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$343,0003,129
Trading account gains and fees$0184
Additional Noninterest Income$1,669,0001,727
Total noninterest expense$7,325,0002,521
Salaries and employee benefits$4,344,0002,310
Premises and equipment expense$993,0002,267
Additional noninterest expense$1,988,0002,983
Pre-tax net operating income$9,368,000816
Securities gains (losses)$779,000302
Applicable income taxes$158,0003,119
Income before extraordinary items$9,989,000647
Extraordinary gains, net$029
Net income$9,989,000649
Minority interest net income$090
Net income of bank and minority interests.$9,989,000648
Net charge-offs$299,0002,585
Cash dividends$2,950,000882
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,225,580674
2013-09-30 (YTD Data)Rank
Total interest income$14,818,0001,295
Total interest expense$2,942,000899
Net interest income$11,876,0001,369
Provision for loan and lease losses$650,0001,254
Total noninterest income$1,125,0002,639
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$257,0003,151
Trading account gains and fees$0180
Additional Noninterest Income$868,0002,244
Total noninterest expense$5,439,0002,553
Salaries and employee benefits$3,196,0002,351
Premises and equipment expense$748,0002,286
Additional noninterest expense$1,495,0002,985
Pre-tax net operating income$6,912,000849
Securities gains (losses)$845,000249
Applicable income taxes$118,0003,191
Income before extraordinary items$7,639,000646
Extraordinary gains, net$025
Net income$7,639,000648
Minority interest net income$084
Net income of bank and minority interests.$7,639,000649
Net charge-offs$196,0002,595
Cash dividends$2,250,000793
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,810,900688
2013-06-30 (YTD Data)Rank
Total interest income$9,851,0001,285
Total interest expense$1,964,000924
Net interest income$7,887,0001,366
Provision for loan and lease losses$400,0001,362
Total noninterest income$654,0002,885
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$163,0003,212
Trading account gains and fees$0157
Additional Noninterest Income$491,0002,496
Total noninterest expense$3,380,0002,708
Salaries and employee benefits$2,125,0002,371
Premises and equipment expense$524,0002,185
Additional noninterest expense$731,0003,723
Pre-tax net operating income$4,761,000806
Securities gains (losses)$737,000255
Applicable income taxes$79,0003,172
Income before extraordinary items$5,419,000614
Extraordinary gains, net$022
Net income$5,419,000614
Minority interest net income$082
Net income of bank and minority interests.$5,419,000616
Net charge-offs$213,0002,035
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,689,370658
2013-03-31 (YTD Data)Rank
Total interest income$4,946,0001,287
Total interest expense$989,000955
Net interest income$3,957,0001,358
Provision for loan and lease losses$04,409
Total noninterest income$297,0003,028
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$81,0003,220
Trading account gains and fees$0148
Additional Noninterest Income$216,0002,667
Total noninterest expense$1,648,0002,803
Salaries and employee benefits$1,049,0002,417
Premises and equipment expense$234,0002,433
Additional noninterest expense$365,0003,738
Pre-tax net operating income$2,606,000740
Securities gains (losses)$71,000783
Applicable income taxes$28,0003,403
Income before extraordinary items$2,649,000620
Extraordinary gains, net$010
Net income$2,649,000619
Minority interest net income$076
Net income of bank and minority interests.$2,649,000622
Net charge-offs$-4,0005,794
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,578,710605
2012-12-31 (YTD Data)Rank
Total interest income$20,014,0001,336
Total interest expense$4,554,000997
Net interest income$15,460,0001,422
Provision for loan and lease losses$300,0003,343
Total noninterest income$1,116,0003,075
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$291,0003,544
Trading account gains and fees$0166
Additional Noninterest Income$825,0002,635
Total noninterest expense$6,377,0002,900
Salaries and employee benefits$3,953,0002,482
Premises and equipment expense$1,003,0002,275
Additional noninterest expense$1,421,0003,920
Pre-tax net operating income$9,899,000721
Securities gains (losses)$22,0003,143
Applicable income taxes$158,0003,181
Income before extraordinary items$9,763,000633
Extraordinary gains, net$029
Net income$9,763,000631
Minority interest net income$093
Net income of bank and minority interests.$9,763,000633
Net charge-offs$-30,0006,771
Cash dividends$3,700,000738
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,741,440607
2012-09-30 (YTD Data)Rank
Total interest income$14,897,0001,372
Total interest expense$3,484,0001,024
Net interest income$11,413,0001,455
Provision for loan and lease losses$300,0002,961
Total noninterest income$783,0003,196
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$212,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$571,0002,746
Total noninterest expense$4,772,0002,904
Salaries and employee benefits$2,927,0002,520
Premises and equipment expense$749,0002,303
Additional noninterest expense$1,096,0003,868
Pre-tax net operating income$7,124,000787
Securities gains (losses)$-11,0006,873
Applicable income taxes$120,0003,242
Income before extraordinary items$6,993,000670
Extraordinary gains, net$020
Net income$6,993,000668
Minority interest net income$086
Net income of bank and minority interests.$6,993,000670
Net charge-offs$10,0005,305
Cash dividends$2,700,000604
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,003,780641
2012-06-30 (YTD Data)Rank
Total interest income$9,735,0001,410
Total interest expense$2,342,0001,049
Net interest income$7,393,0001,515
Provision for loan and lease losses$100,0003,821
Total noninterest income$505,0003,225
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$126,0003,864
Trading account gains and fees$0153
Additional Noninterest Income$379,0002,719
Total noninterest expense$3,216,0002,880
Salaries and employee benefits$1,979,0002,478
Premises and equipment expense$502,0002,279
Additional noninterest expense$735,0003,862
Pre-tax net operating income$4,582,000805
Securities gains (losses)$-2,0006,849
Applicable income taxes$85,0003,186
Income before extraordinary items$4,495,000677
Extraordinary gains, net$019
Net income$4,495,000676
Minority interest net income$084
Net income of bank and minority interests.$4,495,000677
Net charge-offs$207,0002,718
Cash dividends$1,200,000824
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,496,960650
2012-03-31 (YTD Data)Rank
Total interest income$4,794,0001,440
Total interest expense$1,181,0001,077
Net interest income$3,613,0001,551
Provision for loan and lease losses$05,254
Total noninterest income$215,0003,509
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$58,0004,012
Trading account gains and fees$0148
Additional Noninterest Income$157,0003,007
Total noninterest expense$1,606,0002,888
Salaries and employee benefits$990,0002,496
Premises and equipment expense$238,0002,403
Additional noninterest expense$378,0003,776
Pre-tax net operating income$2,222,000818
Securities gains (losses)$-2,0006,941
Applicable income taxes$48,0003,100
Income before extraordinary items$2,172,000700
Extraordinary gains, net$019
Net income$2,172,000701
Minority interest net income$078
Net income of bank and minority interests.$2,172,000701
Net charge-offs$205,0001,827
Cash dividends$750,000607
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,173,960669
2011-12-31 (YTD Data)Rank
Total interest income$19,528,0001,460
Total interest expense$5,456,0001,102
Net interest income$14,072,0001,586
Provision for loan and lease losses$1,090,0002,299
Total noninterest income$1,137,0002,898
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$279,0003,743
Trading account gains and fees$0146
Additional Noninterest Income$858,0002,343
Total noninterest expense$6,832,0002,720
Salaries and employee benefits$3,598,0002,680
Premises and equipment expense$1,014,0002,385
Additional noninterest expense$2,220,0002,835
Pre-tax net operating income$7,287,000830
Securities gains (losses)$-758,0007,268
Applicable income taxes$137,0003,176
Income before extraordinary items$6,392,000776
Extraordinary gains, net$029
Net income$6,392,000774
Minority interest net income$096
Net income of bank and minority interests.$6,392,000776
Net charge-offs$1,233,0002,116
Cash dividends$1,650,0001,132
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,134,840672
2011-09-30 (YTD Data)Rank
Total interest income$8,746,0002,424
Total interest expense$2,411,0001,916
Net interest income$6,335,0002,608
Provision for loan and lease losses$540,0002,764
Total noninterest income$432,0004,165
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$88,0005,318
Trading account gains and fees$0145
Additional Noninterest Income$344,0003,254
Total noninterest expense$2,835,0004,285
Salaries and employee benefits$1,588,0004,021
Premises and equipment expense$401,0003,902
Additional noninterest expense$846,0004,625
Pre-tax net operating income$3,392,0001,333
Securities gains (losses)$-82,0007,203
Applicable income taxes$56,0003,562
Income before extraordinary items$3,254,0001,185
Extraordinary gains, net$021
Net income$3,254,0001,185
Minority interest net income$087
Net income of bank and minority interests.$3,254,0001,185
Net charge-offs$567,0002,532
Cash dividends$1,000,0001,146
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,334,3601,092
2011-06-30 (YTD Data)Rank
Total interest income$5,747,0002,471
Total interest expense$1,631,0001,956
Net interest income$4,116,0002,675
Provision for loan and lease losses$360,0002,724
Total noninterest income$299,0004,109
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$55,0005,408
Trading account gains and fees$0153
Additional Noninterest Income$244,0003,189
Total noninterest expense$1,886,0004,324
Salaries and employee benefits$1,041,0004,088
Premises and equipment expense$277,0003,854
Additional noninterest expense$568,0004,662
Pre-tax net operating income$2,169,0001,345
Securities gains (losses)$-85,0007,297
Applicable income taxes$37,0003,537
Income before extraordinary items$2,047,0001,222
Extraordinary gains, net$015
Net income$2,047,0001,221
Minority interest net income$089
Net income of bank and minority interests.$2,047,0001,222
Net charge-offs$615,0001,929
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,130,3001,129
2011-03-31 (YTD Data)Rank
Total interest income$2,828,0002,520
Total interest expense$828,0001,996
Net interest income$2,000,0002,731
Provision for loan and lease losses$120,0003,114
Total noninterest income$120,0004,596
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$25,0005,503
Trading account gains and fees$0158
Additional Noninterest Income$95,0003,654
Total noninterest expense$883,0004,530
Salaries and employee benefits$501,0004,228
Premises and equipment expense$125,0004,165
Additional noninterest expense$257,0004,941
Pre-tax net operating income$1,117,0001,300
Securities gains (losses)$-196,0007,461
Applicable income taxes$19,0003,477
Income before extraordinary items$902,0001,339
Extraordinary gains, net$09
Net income$902,0001,339
Minority interest net income$086
Net income of bank and minority interests.$902,0001,339
Net charge-offs$417,0001,488
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,094,0801,094
2010-12-31 (YTD Data)Rank
Total interest income$11,277,0002,661
Total interest expense$3,652,0002,165
Net interest income$7,625,0002,851
Provision for loan and lease losses$630,0003,760
Total noninterest income$543,0004,424
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$124,0005,214
Trading account gains and fees$0175
Additional Noninterest Income$419,0003,441
Total noninterest expense$3,591,0004,513
Salaries and employee benefits$1,915,0004,366
Premises and equipment expense$474,0004,326
Additional noninterest expense$1,202,0004,609
Pre-tax net operating income$3,947,0001,275
Securities gains (losses)$-466,0007,415
Applicable income taxes$71,0003,441
Income before extraordinary items$3,410,0001,250
Extraordinary gains, net$029
Net income$3,410,0001,252
Minority interest net income$0111
Net income of bank and minority interests.$3,410,0001,253
Net charge-offs$322,0004,213
Cash dividends$650,0002,019
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,866,6801,076
2010-09-30 (YTD Data)Rank
Total interest income$8,428,0002,722
Total interest expense$2,774,0002,236
Net interest income$5,654,0002,919
Provision for loan and lease losses$630,0003,172
Total noninterest income$358,0004,736
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$96,0005,238
Trading account gains and fees$0165
Additional Noninterest Income$262,0003,756
Total noninterest expense$2,691,0004,532
Salaries and employee benefits$1,443,0004,386
Premises and equipment expense$333,0004,560
Additional noninterest expense$915,0004,554
Pre-tax net operating income$2,691,0001,457
Securities gains (losses)$-257,0007,520
Applicable income taxes$53,0003,543
Income before extraordinary items$2,381,0001,396
Extraordinary gains, net$023
Net income$2,381,0001,399
Minority interest net income$0110
Net income of bank and minority interests.$2,381,0001,400
Net charge-offs$262,0003,903
Cash dividends$450,0001,884
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,632,8601,223
2010-06-30 (YTD Data)Rank
Total interest income$5,443,0002,824
Total interest expense$1,885,0002,276
Net interest income$3,558,0003,073
Provision for loan and lease losses$300,0003,591
Total noninterest income$239,0004,715
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$67,0005,190
Trading account gains and fees$0152
Additional Noninterest Income$172,0003,761
Total noninterest expense$1,720,0004,675
Salaries and employee benefits$933,0004,480
Premises and equipment expense$215,0004,668
Additional noninterest expense$572,0004,719
Pre-tax net operating income$1,777,0001,464
Securities gains (losses)$-392,0007,666
Applicable income taxes$36,0003,489
Income before extraordinary items$1,349,0001,623
Extraordinary gains, net$019
Net income$1,349,0001,622
Minority interest net income$0105
Net income of bank and minority interests.$1,349,0001,623
Net charge-offs$283,0003,118
Cash dividends$300,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,729,2401,233
2010-03-31 (YTD Data)Rank
Total interest income$2,677,0002,920
Total interest expense$961,0002,332
Net interest income$1,716,0003,188
Provision for loan and lease losses$120,0003,696
Total noninterest income$142,0004,391
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$37,0005,011
Trading account gains and fees$0175
Additional Noninterest Income$105,0003,412
Total noninterest expense$824,0004,828
Salaries and employee benefits$464,0004,559
Premises and equipment expense$110,0004,697
Additional noninterest expense$250,0005,116
Pre-tax net operating income$914,0001,427
Securities gains (losses)$-241,0007,781
Applicable income taxes$18,0003,501
Income before extraordinary items$655,0001,669
Extraordinary gains, net$016
Net income$655,0001,670
Minority interest net income$091
Net income of bank and minority interests.$655,0001,671
Net charge-offs$293,0002,054
Cash dividends$150,0001,581
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$888,7701,198
2009-12-31 (YTD Data)Rank
Total interest income$10,939,0002,988
Total interest expense$4,512,0002,476
Net interest income$6,427,0003,265
Provision for loan and lease losses$700,0004,039
Total noninterest income$613,0004,325
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$170,0004,930
Trading account gains and fees$0211
Additional Noninterest Income$443,0003,398
Total noninterest expense$3,292,0004,909
Salaries and employee benefits$1,732,0004,771
Premises and equipment expense$443,0004,725
Additional noninterest expense$1,117,0004,928
Pre-tax net operating income$3,048,0001,305
Securities gains (losses)$-829,0007,674
Applicable income taxes$65,0003,125
Income before extraordinary items$2,154,0001,550
Extraordinary gains, net$034
Net income$2,154,0001,547
Minority interest net income$0115
Net income of bank and minority interests.$2,154,0001,549
Net charge-offs$883,0003,023
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,958,1301,130
2009-09-30 (YTD Data)Rank
Total interest income$8,266,0003,013
Total interest expense$3,471,0002,521
Net interest income$4,795,0003,283
Provision for loan and lease losses$520,0003,738
Total noninterest income$401,0004,669
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$129,0004,942
Trading account gains and fees$0212
Additional Noninterest Income$272,0003,765
Total noninterest expense$2,434,0004,957
Salaries and employee benefits$1,291,0004,817
Premises and equipment expense$328,0004,801
Additional noninterest expense$815,0005,012
Pre-tax net operating income$2,242,0001,439
Securities gains (losses)$-338,0007,681
Applicable income taxes$48,0003,353
Income before extraordinary items$1,856,0001,445
Extraordinary gains, net$027
Net income$1,856,0001,443
Minority interest net income$0118
Net income of bank and minority interests.$1,856,0001,445
Net charge-offs$900,0002,314
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,183,8601,208
2009-06-30 (YTD Data)Rank
Total interest income$5,507,0003,050
Total interest expense$2,369,0002,568
Net interest income$3,138,0003,328
Provision for loan and lease losses$160,0004,648
Total noninterest income$262,0004,713
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$80,0005,062
Trading account gains and fees$0193
Additional Noninterest Income$182,0003,792
Total noninterest expense$1,648,0004,960
Salaries and employee benefits$869,0004,856
Premises and equipment expense$214,0004,889
Additional noninterest expense$565,0004,899
Pre-tax net operating income$1,592,0001,442
Securities gains (losses)$-489,0007,908
Applicable income taxes$31,0003,458
Income before extraordinary items$1,072,0001,742
Extraordinary gains, net$021
Net income$1,072,0001,739
Minority interest net income$0112
Net income of bank and minority interests.$1,072,0001,741
Net charge-offs$355,0002,743
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,546,3301,187
2009-03-31 (YTD Data)Rank
Total interest income$2,920,0002,928
Total interest expense$1,215,0002,598
Net interest income$1,705,0003,105
Provision for loan and lease losses$100,0003,845
Total noninterest income$112,0005,000
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$78,0004,061
Total noninterest expense$749,0005,188
Salaries and employee benefits$434,0004,902
Premises and equipment expense$101,0005,089
Additional noninterest expense$214,0005,416
Pre-tax net operating income$968,0001,329
Securities gains (losses)$-538,0008,109
Applicable income taxes$16,0003,709
Income before extraordinary items$414,0002,503
Extraordinary gains, net$015
Net income$414,0002,503
Minority interest net income$0102
Net income of bank and minority interests.$414,0002,505
Net charge-offs$277,0001,850
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$930,4801,096
2008-12-31 (YTD Data)Rank
Total interest income$9,976,0003,526
Total interest expense$5,283,0002,834
Net interest income$4,693,0004,119
Provision for loan and lease losses$-700,0008,299
Total noninterest income$469,0004,975
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$155,0005,258
Trading account gains and fees$0154
Additional Noninterest Income$314,0004,031
Total noninterest expense$2,868,0005,265
Salaries and employee benefits$1,589,0005,153
Premises and equipment expense$450,0004,762
Additional noninterest expense$829,0005,384
Pre-tax net operating income$2,994,0001,799
Securities gains (losses)$-824,0007,678
Applicable income taxes$56,0003,792
Income before extraordinary items$2,114,0001,886
Extraordinary gains, net$039
Net income$2,114,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-698,0008,298
Cash dividends$350,0003,873
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,913,2801,503
2008-09-30 (YTD Data)Rank
Total interest income$7,335,0003,650
Total interest expense$3,955,0002,928
Net interest income$3,380,0004,247
Provision for loan and lease losses$-700,0008,377
Total noninterest income$295,0005,399
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$116,0005,285
Trading account gains and fees$0148
Additional Noninterest Income$179,0004,652
Total noninterest expense$2,150,0005,246
Salaries and employee benefits$1,191,0005,193
Premises and equipment expense$325,0004,883
Additional noninterest expense$634,0005,257
Pre-tax net operating income$2,225,0002,122
Securities gains (losses)$-493,0007,777
Applicable income taxes$41,0004,235
Income before extraordinary items$1,691,0002,083
Extraordinary gains, net$031
Net income$1,691,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-617,0008,373
Cash dividends$350,0003,203
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,174,1401,746
2008-06-30 (YTD Data)Rank
Total interest income$4,797,0003,743
Total interest expense$2,648,0003,030
Net interest income$2,149,0004,386
Provision for loan and lease losses$-700,0008,445
Total noninterest income$175,0005,709
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$74,0005,395
Trading account gains and fees$0149
Additional Noninterest Income$101,0005,037
Total noninterest expense$1,422,0005,295
Salaries and employee benefits$785,0005,273
Premises and equipment expense$218,0004,891
Additional noninterest expense$419,0005,283
Pre-tax net operating income$1,602,0002,064
Securities gains (losses)$22,0001,974
Applicable income taxes$27,0004,494
Income before extraordinary items$1,597,0001,695
Extraordinary gains, net$021
Net income$1,597,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-593,0008,441
Cash dividends$350,0002,743
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,575,4401,685
2008-03-31 (YTD Data)Rank
Total interest income$2,302,0003,942
Total interest expense$1,347,0003,156
Net interest income$955,0004,773
Provision for loan and lease losses$06,080
Total noninterest income$107,0005,281
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$36,0005,409
Trading account gains and fees$0158
Additional Noninterest Income$71,0004,403
Total noninterest expense$690,0005,407
Salaries and employee benefits$388,0005,336
Premises and equipment expense$110,0004,886
Additional noninterest expense$192,0005,487
Pre-tax net operating income$372,0003,697
Securities gains (losses)$02,688
Applicable income taxes$13,0004,639
Income before extraordinary items$359,0003,437
Extraordinary gains, net$015
Net income$359,0003,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-705,0008,491
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$359,0003,335
2007-12-31 (YTD Data)Rank
Total interest income$8,274,0004,282
Total interest expense$4,884,0003,523
Net interest income$3,390,0005,145
Provision for loan and lease losses$-100,0008,371
Total noninterest income$457,0005,229
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$151,0005,412
Trading account gains and fees$0178
Additional Noninterest Income$306,0004,207
Total noninterest expense$2,579,0005,508
Salaries and employee benefits$1,483,0005,339
Premises and equipment expense$403,0005,006
Additional noninterest expense$693,0005,764
Pre-tax net operating income$1,368,0004,072
Securities gains (losses)$-15,0007,664
Applicable income taxes$65,0004,781
Income before extraordinary items$1,288,0003,786
Extraordinary gains, net$039
Net income$1,288,0003,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-246,0008,463
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,302,2503,750
2007-09-30 (YTD Data)Rank
Total interest income$6,083,0004,339
Total interest expense$3,553,0003,602
Net interest income$2,530,0005,173
Provision for loan and lease losses$-100,0008,418
Total noninterest income$281,0005,673
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$108,0005,504
Trading account gains and fees$0184
Additional Noninterest Income$173,0004,781
Total noninterest expense$1,867,0005,580
Salaries and employee benefits$1,116,0005,307
Premises and equipment expense$299,0005,031
Additional noninterest expense$452,0006,096
Pre-tax net operating income$1,044,0004,258
Securities gains (losses)$-19,0007,946
Applicable income taxes$52,0004,920
Income before extraordinary items$973,0003,959
Extraordinary gains, net$033
Net income$973,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-246,0008,480
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$991,0503,897
2007-06-30 (YTD Data)Rank
Total interest income$3,797,0004,548
Total interest expense$2,287,0003,695
Net interest income$1,510,0005,550
Provision for loan and lease losses$60,0003,990
Total noninterest income$181,0005,775
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$69,0005,607
Trading account gains and fees$0168
Additional Noninterest Income$112,0004,907
Total noninterest expense$1,190,0005,753
Salaries and employee benefits$744,0005,352
Premises and equipment expense$203,0004,994
Additional noninterest expense$243,0006,660
Pre-tax net operating income$441,0005,308
Securities gains (losses)$-5,0007,859
Applicable income taxes$33,0005,052
Income before extraordinary items$403,0005,061
Extraordinary gains, net$029
Net income$403,0005,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,359
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$407,6005,027
2007-03-31 (YTD Data)Rank
Total interest income$1,833,0004,656
Total interest expense$1,107,0003,744
Net interest income$726,0005,669
Provision for loan and lease losses$30,0003,737
Total noninterest income$84,0005,880
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$30,0005,797
Trading account gains and fees$0195
Additional Noninterest Income$54,0004,958
Total noninterest expense$617,0005,667
Salaries and employee benefits$364,0005,467
Premises and equipment expense$104,0004,929
Additional noninterest expense$149,0006,135
Pre-tax net operating income$163,0005,898
Securities gains (losses)$-2,0008,059
Applicable income taxes$5,0005,693
Income before extraordinary items$156,0005,573
Extraordinary gains, net$022
Net income$156,0005,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,282
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$157,9405,543
2006-12-31 (YTD Data)Rank
Total interest income$6,546,0004,744
Total interest expense$3,649,0003,813
Net interest income$2,897,0005,629
Provision for loan and lease losses$120,0004,374
Total noninterest income$486,0005,197
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$116,0005,942
Trading account gains and fees$0130
Additional Noninterest Income$370,0003,883
Total noninterest expense$2,779,0005,145
Salaries and employee benefits$1,490,0005,211
Premises and equipment expense$392,0004,985
Additional noninterest expense$897,0004,869
Pre-tax net operating income$484,0006,543
Securities gains (losses)$11,0001,071
Applicable income taxes$20,0005,921
Income before extraordinary items$475,0006,240
Extraordinary gains, net$051
Net income$475,0006,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,281
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$464,4406,282
2006-09-30 (YTD Data)Rank
Total interest income$4,825,0004,782
Total interest expense$2,601,0003,860
Net interest income$2,224,0005,618
Provision for loan and lease losses$90,0004,225
Total noninterest income$349,0005,300
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$86,0006,025
Trading account gains and fees$0126
Additional Noninterest Income$263,0003,997
Total noninterest expense$2,116,0005,076
Salaries and employee benefits$1,126,0005,163
Premises and equipment expense$291,0005,044
Additional noninterest expense$699,0004,707
Pre-tax net operating income$367,0006,736
Securities gains (losses)$8,000944
Applicable income taxes$14,0006,105
Income before extraordinary items$361,0006,425
Extraordinary gains, net$045
Net income$361,0006,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,000921
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$353,3206,450
2006-06-30 (YTD Data)Rank
Total interest income$3,157,0004,798
Total interest expense$1,634,0003,902
Net interest income$1,523,0005,541
Provision for loan and lease losses$60,0004,062
Total noninterest income$219,0005,440
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$56,0006,082
Trading account gains and fees$0126
Additional Noninterest Income$163,0004,143
Total noninterest expense$1,491,0004,893
Salaries and employee benefits$765,0005,133
Premises and equipment expense$196,0005,000
Additional noninterest expense$530,0004,286
Pre-tax net operating income$191,0007,135
Securities gains (losses)$7,000794
Applicable income taxes$8,0006,196
Income before extraordinary items$190,0006,824
Extraordinary gains, net$039
Net income$190,0006,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,000847
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$183,2806,892
2006-03-31 (YTD Data)Rank
Total interest income$1,563,0004,777
Total interest expense$759,0003,959
Net interest income$804,0005,382
Provision for loan and lease losses$30,0003,822
Total noninterest income$106,0005,470
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$25,0006,215
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,122
Total noninterest expense$741,0004,942
Salaries and employee benefits$372,0005,244
Premises and equipment expense$95,0005,109
Additional noninterest expense$274,0004,183
Pre-tax net operating income$139,0006,554
Securities gains (losses)$0955
Applicable income taxes$5,0006,088
Income before extraordinary items$134,0006,186
Extraordinary gains, net$021
Net income$134,0006,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,000859
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$134,0006,188
2005-12-31 (YTD Data)Rank
Total interest income$5,672,0004,765
Total interest expense$2,572,0003,733
Net interest income$3,100,0005,398
Provision for loan and lease losses$120,0004,465
Total noninterest income$544,0005,048
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$125,0005,931
Trading account gains and fees$0138
Additional Noninterest Income$419,0003,696
Total noninterest expense$3,033,0004,736
Salaries and employee benefits$1,472,0005,113
Premises and equipment expense$448,0004,505
Additional noninterest expense$1,113,0004,087
Pre-tax net operating income$491,0006,777
Securities gains (losses)$8,0001,546
Applicable income taxes$21,0006,311
Income before extraordinary items$478,0006,449
Extraordinary gains, net$046
Net income$478,0006,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,512
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$470,3206,465
2005-09-30 (YTD Data)Rank
Total interest income$4,266,0004,720
Total interest expense$1,863,0003,699
Net interest income$2,403,0005,301
Provision for loan and lease losses$90,0004,305
Total noninterest income$324,0005,595
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$92,0006,004
Trading account gains and fees$0126
Additional Noninterest Income$232,0004,264
Total noninterest expense$2,336,0004,638
Salaries and employee benefits$1,123,0005,029
Premises and equipment expense$308,0004,750
Additional noninterest expense$905,0003,787
Pre-tax net operating income$301,0007,197
Securities gains (losses)$8,0001,553
Applicable income taxes$4,0006,719
Income before extraordinary items$305,0006,889
Extraordinary gains, net$035
Net income$305,0006,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,828
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$297,0806,893
2005-06-30 (YTD Data)Rank
Total interest income$2,848,0004,666
Total interest expense$1,186,0003,645
Net interest income$1,662,0005,185
Provision for loan and lease losses$60,0004,115
Total noninterest income$251,0005,208
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$59,0006,042
Trading account gains and fees$0116
Additional Noninterest Income$192,0003,826
Total noninterest expense$1,596,0004,541
Salaries and employee benefits$762,0004,964
Premises and equipment expense$202,0004,786
Additional noninterest expense$632,0003,645
Pre-tax net operating income$257,0006,861
Securities gains (losses)$8,0001,424
Applicable income taxes$3,0006,722
Income before extraordinary items$262,0006,413
Extraordinary gains, net$030
Net income$262,0006,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,240
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$254,0806,432
2005-03-31 (YTD Data)Rank
Total interest income$1,312,0004,895
Total interest expense$566,0003,676
Net interest income$746,0005,543
Provision for loan and lease losses$30,0003,913
Total noninterest income$135,0004,995
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$30,0005,982
Trading account gains and fees$0115
Additional Noninterest Income$105,0003,636
Total noninterest expense$799,0004,562
Salaries and employee benefits$378,0005,021
Premises and equipment expense$110,0004,551
Additional noninterest expense$311,0003,705
Pre-tax net operating income$52,0007,875
Securities gains (losses)$2,0001,406
Applicable income taxes$3,0006,538
Income before extraordinary items$51,0007,750
Extraordinary gains, net$024
Net income$51,0007,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,045
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$49,1207,750
2004-12-31 (YTD Data)Rank
Total interest income$5,364,0004,617
Total interest expense$2,210,0003,361
Net interest income$3,154,0005,267
Provision for loan and lease losses$5,893,000220
Total noninterest income$433,0005,626
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$178,0005,459
Trading account gains and fees$0138
Additional Noninterest Income$255,0004,590
Total noninterest expense$2,393,0005,450
Salaries and employee benefits$1,204,0005,685
Premises and equipment expense$380,0004,934
Additional noninterest expense$809,0005,062
Pre-tax net operating income$-4,699,0008,955
Securities gains (losses)$106,0001,198
Applicable income taxes$-12,0008,590
Income before extraordinary items$-4,581,0008,960
Extraordinary gains, net$034
Net income$-4,581,0008,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,510,000252
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-4,687,0008,952
2004-09-30 (YTD Data)Rank
Total interest income$3,997,0004,618
Total interest expense$1,657,0003,314
Net interest income$2,340,0005,288
Provision for loan and lease losses$5,493,000194
Total noninterest income$267,0006,077
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$147,0005,309
Trading account gains and fees$0134
Additional Noninterest Income$120,0005,572
Total noninterest expense$1,849,0005,312
Salaries and employee benefits$944,0005,508
Premises and equipment expense$370,0004,114
Additional noninterest expense$535,0005,428
Pre-tax net operating income$-4,735,0009,011
Securities gains (losses)$94,0001,210
Applicable income taxes$-12,0008,736
Income before extraordinary items$-4,629,0009,010
Extraordinary gains, net$026
Net income$-4,629,0009,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,151,000248
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-4,723,0009,001
2004-06-30 (YTD Data)Rank
Total interest income$2,913,0004,341
Total interest expense$1,128,0003,239
Net interest income$1,785,0004,830
Provision for loan and lease losses$4,627,000167
Total noninterest income$197,0005,855
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$118,0004,906
Trading account gains and fees$0130
Additional Noninterest Income$79,0005,623
Total noninterest expense$1,115,0005,666
Salaries and employee benefits$564,0005,886
Premises and equipment expense$249,0004,088
Additional noninterest expense$302,0005,961
Pre-tax net operating income$-3,760,0009,066
Securities gains (losses)$64,0001,301
Applicable income taxes$13,0006,532
Income before extraordinary items$-3,709,0009,064
Extraordinary gains, net$021
Net income$-3,709,0009,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,442,000322
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-3,773,0009,057
2004-03-31 (YTD Data)Rank
Total interest income$1,634,0003,991
Total interest expense$598,0003,121
Net interest income$1,036,0004,373
Provision for loan and lease losses$220,0001,080
Total noninterest income$113,0005,490
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$69,0004,450
Trading account gains and fees$0121
Additional Noninterest Income$44,0005,375
Total noninterest expense$422,0006,607
Salaries and employee benefits$235,0006,534
Premises and equipment expense$66,0006,063
Additional noninterest expense$121,0006,647
Pre-tax net operating income$507,0003,489
Securities gains (losses)$10,0002,045
Applicable income taxes$10,0006,242
Income before extraordinary items$507,0002,916
Extraordinary gains, net$016
Net income$507,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,505,000209
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$497,2002,855
2003-12-31 (YTD Data)Rank
Total interest income$6,220,0004,205
Total interest expense$2,421,0003,420
Net interest income$3,799,0004,532
Provision for loan and lease losses$770,0001,514
Total noninterest income$360,0006,195
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$244,0004,809
Trading account gains and fees$0160
Additional Noninterest Income$116,0006,281
Total noninterest expense$1,481,0006,919
Salaries and employee benefits$851,0006,745
Premises and equipment expense$230,0006,432
Additional noninterest expense$400,0007,159
Pre-tax net operating income$1,908,0003,498
Securities gains (losses)$48,0002,552
Applicable income taxes$218,0004,799
Income before extraordinary items$1,738,0003,189
Extraordinary gains, net$054
Net income$1,738,0003,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,623
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,695,2803,105
2003-09-30 (YTD Data)Rank
Total interest income$4,597,0004,299
Total interest expense$1,819,0003,531
Net interest income$2,778,0004,636
Provision for loan and lease losses$420,0001,956
Total noninterest income$239,0006,516
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$181,0004,859
Trading account gains and fees$0153
Additional Noninterest Income$58,0007,004
Total noninterest expense$1,104,0006,936
Salaries and employee benefits$638,0006,749
Premises and equipment expense$181,0006,279
Additional noninterest expense$285,0007,273
Pre-tax net operating income$1,493,0003,523
Securities gains (losses)$-6,0008,888
Applicable income taxes$481,0003,101
Income before extraordinary items$1,006,0003,964
Extraordinary gains, net$040
Net income$1,006,0003,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,183
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,010,0803,798
2003-06-30 (YTD Data)Rank
Total interest income$2,957,0004,432
Total interest expense$1,179,0003,718
Net interest income$1,778,0004,754
Provision for loan and lease losses$290,0001,910
Total noninterest income$153,0006,594
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$114,0004,956
Trading account gains and fees$0150
Additional Noninterest Income$39,0006,988
Total noninterest expense$738,0006,951
Salaries and employee benefits$433,0006,723
Premises and equipment expense$118,0006,318
Additional noninterest expense$187,0007,310
Pre-tax net operating income$903,0003,750
Securities gains (losses)$-22,0009,108
Applicable income taxes$264,0003,460
Income before extraordinary items$617,0004,209
Extraordinary gains, net$030
Net income$617,0004,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$632,4003,949
2003-03-31 (YTD Data)Rank
Total interest income$1,452,0004,509
Total interest expense$605,0003,727
Net interest income$847,0004,886
Provision for loan and lease losses$240,0001,159
Total noninterest income$70,0006,722
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$51,0005,142
Trading account gains and fees$0134
Additional Noninterest Income$19,0007,007
Total noninterest expense$364,0007,015
Salaries and employee benefits$211,0006,813
Premises and equipment expense$65,0006,056
Additional noninterest expense$88,0007,465
Pre-tax net operating income$313,0004,683
Securities gains (losses)$-26,0009,202
Applicable income taxes$91,0004,120
Income before extraordinary items$196,0005,386
Extraordinary gains, net$021
Net income$196,0005,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$213,6804,966
2002-12-31 (YTD Data)Rank
Total interest income$5,409,0004,901
Total interest expense$2,268,0004,426
Net interest income$3,141,0005,150
Provision for loan and lease losses$395,0002,878
Total noninterest income$217,0007,142
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$150,0005,831
Trading account gains and fees$0153
Additional Noninterest Income$67,0007,151
Total noninterest expense$1,310,0007,221
Salaries and employee benefits$738,0007,124
Premises and equipment expense$186,0006,955
Additional noninterest expense$386,0007,248
Pre-tax net operating income$1,653,0003,855
Securities gains (losses)$27,0002,929
Applicable income taxes$545,0003,291
Income before extraordinary items$1,135,0004,233
Extraordinary gains, net$070
Net income$1,135,0004,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,060
Cash dividends$240,0004,663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,116,6404,175
2001-12-31 (YTD Data)Rank
Total interest income$4,902,0005,683
Total interest expense$2,568,0005,311
Net interest income$2,334,0005,952
Provision for loan and lease losses$135,0004,984
Total noninterest income$163,0007,706
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$107,0006,451
Trading account gains and fees$0177
Additional Noninterest Income$56,0007,506
Total noninterest expense$1,006,0007,947
Salaries and employee benefits$640,0007,475
Premises and equipment expense$129,0007,863
Additional noninterest expense$237,0008,342
Pre-tax net operating income$1,356,0004,121
Securities gains (losses)$-344,0009,566
Applicable income taxes$306,0004,218
Income before extraordinary items$706,0005,200
Extraordinary gains, net$0105
Net income$706,0005,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0009,237
Cash dividends$480,0003,548
Sale, conversion, retirement of capital stock, net$0922
Net operating income$946,8004,308
2000-12-31 (YTD Data)Rank
Total interest income$4,427,0006,152
Total interest expense$2,442,0005,636
Net interest income$1,985,0006,582
Provision for loan and lease losses$99,0005,366
Total noninterest income$140,0008,035
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0006,922
Trading account gains and feesNANA
Additional Noninterest Income$57,0007,569
Total noninterest expense$928,0008,223
Salaries and employee benefits$582,0007,795
Premises and equipment expense$131,0007,898
Additional noninterest expense$215,0008,647
Pre-tax net operating income$1,098,0005,002
Securities gains (losses)$01,956
Applicable income taxes$315,0004,493
Income before extraordinary items$783,0005,102
Extraordinary gains, net$038
Net income$783,0005,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,816
Cash dividends$480,0003,634
Sale, conversion, retirement of capital stock, net$0969
Net operating income$783,0005,104
1999-12-31 (YTD Data)Rank
Total interest income$3,833,0006,497
Total interest expense$1,927,0006,131
Net interest income$1,906,0006,817
Provision for loan and lease losses$90,0005,432
Total noninterest income$132,0008,357
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0007,196
Trading account gains and feesNANA
Additional Noninterest Income$55,0007,882
Total noninterest expense$874,0008,525
Salaries and employee benefits$549,0008,052
Premises and equipment expense$128,0008,069
Additional noninterest expense$197,0009,060
Pre-tax net operating income$1,074,0005,091
Securities gains (losses)$5,0002,145
Applicable income taxes$304,0004,792
Income before extraordinary items$775,0005,177
Extraordinary gains, net$035
Net income$775,0005,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,603
Cash dividends$620,0003,086
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$771,4005,158
1998-12-31 (YTD Data)Rank
Total interest income$3,566,0006,881
Total interest expense$1,827,0006,498
Net interest income$1,739,0007,190
Provision for loan and lease losses$72,0005,801
Total noninterest income$110,0008,845
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0007,518
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,570
Total noninterest expense$879,0008,498
Salaries and employee benefits$514,0008,265
Premises and equipment expense$143,0007,816
Additional noninterest expense$222,0008,878
Pre-tax net operating income$898,0005,739
Securities gains (losses)$3,0003,720
Applicable income taxes$249,0005,656
Income before extraordinary items$652,0005,807
Extraordinary gains, net$032
Net income$652,0005,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,842
Cash dividends$130,0005,965
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$649,8405,710
1997-12-31 (YTD Data)Rank
Total interest income$3,181,0007,537
Total interest expense$1,569,0007,183
Net interest income$1,612,0007,743
Provision for loan and lease losses$80,0005,644
Total noninterest income$113,0009,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0007,739
Trading account gains and feesNANA
Additional Noninterest Income$37,0008,993
Total noninterest expense$925,0008,595
Salaries and employee benefits$489,0008,687
Premises and equipment expense$233,0006,305
Additional noninterest expense$203,0009,373
Pre-tax net operating income$720,0006,900
Securities gains (losses)$7,0002,566
Applicable income taxes$196,0006,931
Income before extraordinary items$531,0006,796
Extraordinary gains, net$044
Net income$531,0006,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,724
Cash dividends$195,0005,470
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$525,8906,771
1996-12-31 (YTD Data)Rank
Total interest income$2,873,0008,175
Total interest expense$1,414,0007,804
Net interest income$1,459,0008,366
Provision for loan and lease losses$60,0006,086
Total noninterest income$115,0009,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0008,196
Trading account gains and feesNANA
Additional Noninterest Income$42,0009,253
Total noninterest expense$826,0009,333
Salaries and employee benefits$463,0009,159
Premises and equipment expense$184,0007,341
Additional noninterest expense$179,00010,185
Pre-tax net operating income$688,0006,989
Securities gains (losses)$5,0002,986
Applicable income taxes$194,0007,228
Income before extraordinary items$499,0006,912
Extraordinary gains, net$053
Net income$499,0006,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0007,019
Cash dividends$77,0007,100
Sale, conversion, retirement of capital stock, net$0953
Net operating income$495,4006,869
1995-12-31 (YTD Data)Rank
Total interest income$2,539,0008,908
Total interest expense$1,240,0008,459
Net interest income$1,299,0009,077
Provision for loan and lease losses$80,0005,097
Total noninterest income$111,00010,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0008,863
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,276
Total noninterest expense$784,0009,839
Salaries and employee benefits$426,0009,728
Premises and equipment expense$143,0008,450
Additional noninterest expense$215,00010,240
Pre-tax net operating income$546,0008,194
Securities gains (losses)$1,0003,512
Applicable income taxes$158,0008,127
Income before extraordinary items$389,0008,165
Extraordinary gains, net$065
Net income$389,0008,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$40,0007,961
Sale, conversion, retirement of capital stock, net$0809
Net operating income$388,2908,136
1994-12-31 (YTD Data)Rank
Total interest income$2,161,0009,503
Total interest expense$947,0008,920
Net interest income$1,214,0009,730
Provision for loan and lease losses$63,0005,527
Total noninterest income$104,00010,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0009,141
Trading account gains and feesNANA
Additional Noninterest Income$38,00010,284
Total noninterest expense$778,00010,340
Salaries and employee benefits$395,00010,332
Premises and equipment expense$150,0008,551
Additional noninterest expense$233,00010,727
Pre-tax net operating income$477,0008,814
Securities gains (losses)$-4,0009,291
Applicable income taxes$133,0008,646
Income before extraordinary items$340,0008,721
Extraordinary gains, net$0249
Net income$340,0008,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$342,8808,757
1993-12-31 (YTD Data)Rank
Total interest income$1,892,00010,403
Total interest expense$842,0009,826
Net interest income$1,050,00010,596
Provision for loan and lease losses$24,0008,778
Total noninterest income$120,00010,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0008,815
Trading account gains and feesNANA
Additional Noninterest Income$34,00011,040
Total noninterest expense$720,00011,072
Salaries and employee benefits$358,00011,061
Premises and equipment expense$111,00010,087
Additional noninterest expense$251,00011,069
Pre-tax net operating income$426,0009,207
Securities gains (losses)$44,0003,595
Applicable income taxes$133,0009,018
Income before extraordinary items$337,0009,061
Extraordinary gains, net$03,149
Net income$337,0009,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0007,509
Cash dividends$260,0004,740
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$305,3209,167
1992-12-31 (YTD Data)Rank
Total interest income$1,912,00011,072
Total interest expense$1,004,00010,371
Net interest income$908,00011,481
Provision for loan and lease losses$34,0009,820
Total noninterest income$94,00011,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0009,331
Trading account gains and feesNANA
Additional Noninterest Income$18,00012,735
Total noninterest expense$632,00011,869
Salaries and employee benefits$335,00011,607
Premises and equipment expense$77,00011,610
Additional noninterest expense$220,00011,961
Pre-tax net operating income$336,0009,809
Securities gains (losses)$20,0005,594
Applicable income taxes$101,0009,893
Income before extraordinary items$255,0009,851
Extraordinary gains, net$01,422
Net income$255,0009,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0005,459
Cash dividends$240,0004,583
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$240,6009,679

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.