Home > Excel Bank > Assets and Liabilities
Excel Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $72,498,000 | 5,722 |
| Cash and due from depository institutions | $5,537,000 | 7,667 |
| Interest-bearing balances | $3,165,000 | 1,188 |
| Securities | $5,261,000 | 9,667 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,607 |
| Net loans & leases | $8,463,000 | 10,520 |
| Loan loss allowance | $86,000 | 10,711 |
| Trading account assets | $40,425,000 | 53 |
| Bank premises and fixed assets | $1,589,000 | 4,504 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,223,000 | 2,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,498,000 | 5,722 |
| Total liabilities | $64,150,000 | 5,785 |
| Total deposits | $62,956,000 | 5,628 |
| Interest-bearing deposits | $62,247,000 | 5,043 |
| Deposits held in domestic offices | $62,956,000 | 5,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,194,000 | 3,082 |
| Total equity capital | $8,348,000 | 5,060 |
| Total bank equity capital | $8,348,000 | 5,060 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,500,000 | 1,091 |
| Surplus | $5,706,000 | 2,548 |
| Undivided profits | $-858,000 | 11,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $176,000 | 8,871 |
| Earning assets | $65,314,000 | 5,794 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $46,124,500 | 7,426 |
| Average Assets, quarterly | $72,368,000 | 5,677 |
| Volatile liabilities | $19,989,000 | 2,913 |
| Insider loans | $95,000 | 8,871 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $8,376,000 | 4,924 |
| Tier 2 risk-based capital | $86,000 | 10,534 |
| Total risk weighted assets | $22,035,600 | 8,287 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $6,000,000 | 470 |