Home > EverTrust Bank > Income and Expense
EverTrust Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $33,444,000 | 626 |
| Total interest expense | $11,716,000 | 519 |
| Net interest income | $21,728,000 | 679 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $3,736,000 | 1,094 |
| Gross Fiduciary activities income | $962,000 | 335 |
| Service charges on deposit accounts | $753,000 | 1,760 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,021,000 | 1,077 |
| Total noninterest expense | $13,091,000 | 931 |
| Salaries and employee benefits | $6,874,000 | 932 |
| Premises and equipment expense | $2,036,000 | 831 |
| Additional noninterest expense | $4,181,000 | 883 |
| Pre-tax net operating income | $12,148,000 | 583 |
| Securities gains (losses) | $49,000 | 1,678 |
| Applicable income taxes | $4,314,000 | 545 |
| Income before extraordinary items | $7,883,000 | 650 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,883,000 | 651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,637 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,851,150 | 626 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,325,000 | 622 |
| Total interest expense | $7,826,000 | 509 |
| Net interest income | $14,499,000 | 673 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $2,639,000 | 1,039 |
| Gross Fiduciary activities income | $633,000 | 336 |
| Service charges on deposit accounts | $503,000 | 1,737 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,503,000 | 986 |
| Total noninterest expense | $8,934,000 | 912 |
| Salaries and employee benefits | $4,658,000 | 919 |
| Premises and equipment expense | $1,376,000 | 818 |
| Additional noninterest expense | $2,900,000 | 856 |
| Pre-tax net operating income | $8,004,000 | 578 |
| Securities gains (losses) | $50,000 | 1,460 |
| Applicable income taxes | $2,887,000 | 537 |
| Income before extraordinary items | $5,167,000 | 649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,167,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $5,000,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,135,000 | 624 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,244,000 | 629 |
| Total interest expense | $3,993,000 | 507 |
| Net interest income | $7,251,000 | 673 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $1,086,000 | 1,184 |
| Gross Fiduciary activities income | $305,000 | 348 |
| Service charges on deposit accounts | $248,000 | 1,713 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $533,000 | 1,234 |
| Total noninterest expense | $4,315,000 | 945 |
| Salaries and employee benefits | $2,198,000 | 981 |
| Premises and equipment expense | $682,000 | 837 |
| Additional noninterest expense | $1,435,000 | 859 |
| Pre-tax net operating income | $3,922,000 | 584 |
| Securities gains (losses) | $49,000 | 1,209 |
| Applicable income taxes | $1,442,000 | 547 |
| Income before extraordinary items | $2,529,000 | 661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,529,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $5,000,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,497,640 | 624 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $45,004,000 | 623 |
| Total interest expense | $17,558,000 | 523 |
| Net interest income | $27,446,000 | 687 |
| Provision for loan and lease losses | $425,000 | 2,459 |
| Total noninterest income | $4,859,000 | 1,162 |
| Gross Fiduciary activities income | $877,000 | 410 |
| Service charges on deposit accounts | $1,092,000 | 1,574 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,890,000 | 1,121 |
| Total noninterest expense | $18,419,000 | 874 |
| Salaries and employee benefits | $10,204,000 | 833 |
| Premises and equipment expense | $2,801,000 | 804 |
| Additional noninterest expense | $5,414,000 | 941 |
| Pre-tax net operating income | $13,461,000 | 659 |
| Securities gains (losses) | $-173,000 | 9,062 |
| Applicable income taxes | $4,399,000 | 688 |
| Income before extraordinary items | $8,889,000 | 730 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,889,000 | 732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,636 |
| Cash dividends | $10,792,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,004,910 | 675 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,249,000 | 632 |
| Total interest expense | $13,346,000 | 539 |
| Net interest income | $20,903,000 | 687 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $3,441,000 | 1,235 |
| Gross Fiduciary activities income | $622,000 | 431 |
| Service charges on deposit accounts | $833,000 | 1,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,986,000 | 1,238 |
| Total noninterest expense | $13,837,000 | 877 |
| Salaries and employee benefits | $7,805,000 | 822 |
| Premises and equipment expense | $2,070,000 | 827 |
| Additional noninterest expense | $3,962,000 | 965 |
| Pre-tax net operating income | $10,332,000 | 666 |
| Securities gains (losses) | $-78,000 | 9,100 |
| Applicable income taxes | $3,333,000 | 702 |
| Income before extraordinary items | $6,921,000 | 741 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,921,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,238 |
| Cash dividends | $10,792,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,973,260 | 681 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $23,146,000 | 627 |
| Total interest expense | $8,988,000 | 552 |
| Net interest income | $14,158,000 | 675 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $2,433,000 | 1,173 |
| Gross Fiduciary activities income | $386,000 | 448 |
| Service charges on deposit accounts | $548,000 | 1,552 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,499,000 | 1,139 |
| Total noninterest expense | $9,402,000 | 868 |
| Salaries and employee benefits | $5,370,000 | 806 |
| Premises and equipment expense | $1,377,000 | 826 |
| Additional noninterest expense | $2,655,000 | 950 |
| Pre-tax net operating income | $7,014,000 | 651 |
| Securities gains (losses) | $-78,000 | 9,181 |
| Applicable income taxes | $2,158,000 | 728 |
| Income before extraordinary items | $4,778,000 | 719 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,778,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,186 |
| Cash dividends | $10,792,000 | 196 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,831,820 | 662 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,716,000 | 627 |
| Total interest expense | $4,562,000 | 558 |
| Net interest income | $7,154,000 | 671 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,205,000 | 1,161 |
| Gross Fiduciary activities income | $177,000 | 472 |
| Service charges on deposit accounts | $256,000 | 1,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $772,000 | 1,078 |
| Total noninterest expense | $4,915,000 | 830 |
| Salaries and employee benefits | $2,798,000 | 779 |
| Premises and equipment expense | $714,000 | 808 |
| Additional noninterest expense | $1,403,000 | 890 |
| Pre-tax net operating income | $3,444,000 | 658 |
| Securities gains (losses) | $-80,000 | 9,251 |
| Applicable income taxes | $956,000 | 832 |
| Income before extraordinary items | $2,408,000 | 710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,408,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $6,800,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,465,600 | 644 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $47,291,000 | 649 |
| Total interest expense | $19,980,000 | 580 |
| Net interest income | $27,311,000 | 690 |
| Provision for loan and lease losses | $640,000 | 1,960 |
| Total noninterest income | $3,875,000 | 1,280 |
| Gross Fiduciary activities income | $477,000 | 589 |
| Service charges on deposit accounts | $1,054,000 | 1,533 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,344,000 | 1,176 |
| Total noninterest expense | $18,099,000 | 867 |
| Salaries and employee benefits | $9,707,000 | 834 |
| Premises and equipment expense | $2,833,000 | 777 |
| Additional noninterest expense | $5,559,000 | 907 |
| Pre-tax net operating income | $12,447,000 | 704 |
| Securities gains (losses) | $-2,000 | 8,714 |
| Applicable income taxes | $3,622,000 | 787 |
| Income before extraordinary items | $8,823,000 | 722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,823,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,980 |
| Cash dividends | $8,300,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,824,420 | 688 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $47,478,000 | 730 |
| Total interest expense | $23,192,000 | 723 |
| Net interest income | $24,286,000 | 729 |
| Provision for loan and lease losses | $1,460,000 | 927 |
| Total noninterest income | $2,143,000 | 1,911 |
| Gross Fiduciary activities income | $74,000 | 1,061 |
| Service charges on deposit accounts | $925,000 | 1,626 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,144,000 | 1,866 |
| Total noninterest expense | $15,396,000 | 959 |
| Salaries and employee benefits | $8,156,000 | 919 |
| Premises and equipment expense | $2,478,000 | 850 |
| Additional noninterest expense | $4,762,000 | 1,015 |
| Pre-tax net operating income | $9,573,000 | 794 |
| Securities gains (losses) | $37,000 | 2,648 |
| Applicable income taxes | $2,972,000 | 850 |
| Income before extraordinary items | $6,638,000 | 838 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,638,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,683 |
| Cash dividends | $15,300,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,612,470 | 805 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $41,975,000 | 847 |
| Total interest expense | $22,261,000 | 819 |
| Net interest income | $19,714,000 | 880 |
| Provision for loan and lease losses | $850,000 | 1,213 |
| Total noninterest income | $1,434,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $652,000 | 2,118 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $782,000 | 2,181 |
| Total noninterest expense | $11,462,000 | 1,215 |
| Salaries and employee benefits | $5,573,000 | 1,268 |
| Premises and equipment expense | $1,994,000 | 1,002 |
| Additional noninterest expense | $3,895,000 | 1,177 |
| Pre-tax net operating income | $8,836,000 | 874 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $2,695,000 | 902 |
| Income before extraordinary items | $6,144,000 | 856 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,144,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $15,744,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,141,900 | 858 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $35,267,000 | 947 |
| Total interest expense | $18,516,000 | 853 |
| Net interest income | $16,751,000 | 1,044 |
| Provision for loan and lease losses | $1,005,000 | 968 |
| Total noninterest income | $1,137,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $535,000 | 2,475 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $602,000 | 2,623 |
| Total noninterest expense | $11,434,000 | 1,213 |
| Salaries and employee benefits | $4,379,000 | 1,580 |
| Premises and equipment expense | $3,007,000 | 695 |
| Additional noninterest expense | $4,048,000 | 1,156 |
| Pre-tax net operating income | $5,449,000 | 1,395 |
| Securities gains (losses) | $315,000 | 438 |
| Applicable income taxes | $1,637,000 | 1,475 |
| Income before extraordinary items | $4,127,000 | 1,316 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,127,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $673,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $42,156,000 | 16 |
| Net operating income | $3,900,200 | 1,360 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,003,000 | 996 |
| Total interest expense | $17,648,000 | 900 |
| Net interest income | $15,355,000 | 1,103 |
| Provision for loan and lease losses | $405,000 | 2,042 |
| Total noninterest income | $1,107,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $416,000 | 3,029 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $691,000 | 2,419 |
| Total noninterest expense | $8,980,000 | 1,473 |
| Salaries and employee benefits | $4,023,000 | 1,656 |
| Premises and equipment expense | $2,077,000 | 931 |
| Additional noninterest expense | $2,880,000 | 1,497 |
| Pre-tax net operating income | $7,077,000 | 1,066 |
| Securities gains (losses) | $210,000 | 896 |
| Applicable income taxes | $2,240,000 | 1,124 |
| Income before extraordinary items | $5,047,000 | 1,067 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,047,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $5,284,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,902,100 | 1,063 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,703,000 | 1,045 |
| Total interest expense | $17,742,000 | 921 |
| Net interest income | $14,961,000 | 1,176 |
| Provision for loan and lease losses | $340,000 | 2,366 |
| Total noninterest income | $1,239,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $346,000 | 3,650 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $893,000 | 1,873 |
| Total noninterest expense | $9,086,000 | 1,442 |
| Salaries and employee benefits | $3,987,000 | 1,646 |
| Premises and equipment expense | $2,182,000 | 921 |
| Additional noninterest expense | $2,917,000 | 1,477 |
| Pre-tax net operating income | $6,774,000 | 1,172 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,060,000 | 1,286 |
| Income before extraordinary items | $4,714,000 | 1,169 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,714,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $3,150,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,714,000 | 1,144 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,136,000 | 1,110 |
| Total interest expense | $17,079,000 | 971 |
| Net interest income | $14,057,000 | 1,272 |
| Provision for loan and lease losses | $438,000 | 1,936 |
| Total noninterest income | $1,169,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $259,000 | 4,701 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $910,000 | 1,930 |
| Total noninterest expense | $8,680,000 | 1,634 |
| Salaries and employee benefits | $3,511,000 | 1,881 |
| Premises and equipment expense | $2,186,000 | 971 |
| Additional noninterest expense | $2,983,000 | 1,746 |
| Pre-tax net operating income | $6,108,000 | 1,190 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,769,000 | 1,372 |
| Income before extraordinary items | $4,339,000 | 1,170 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,339,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $2,500,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,339,000 | 1,151 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,337,000 | 1,183 |
| Total interest expense | $16,565,000 | 1,024 |
| Net interest income | $12,772,000 | 1,410 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,028,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $824,000 | 2,059 |
| Total noninterest expense | $8,499,000 | 1,660 |
| Salaries and employee benefits | $3,230,000 | 2,057 |
| Premises and equipment expense | $2,205,000 | 973 |
| Additional noninterest expense | $3,064,000 | 1,673 |
| Pre-tax net operating income | $5,001,000 | 1,504 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $1,420,000 | 1,726 |
| Income before extraordinary items | $3,630,000 | 1,433 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,630,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,594,720 | 1,419 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,248,000 | 1,239 |
| Total interest expense | $12,775,000 | 1,035 |
| Net interest income | $12,473,000 | 1,445 |
| Provision for loan and lease losses | $469,000 | 1,623 |
| Total noninterest income | $1,017,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $822,000 | 2,101 |
| Total noninterest expense | $9,814,000 | 1,500 |
| Salaries and employee benefits | $3,516,000 | 1,900 |
| Premises and equipment expense | $1,606,000 | 1,304 |
| Additional noninterest expense | $4,692,000 | 1,238 |
| Pre-tax net operating income | $3,207,000 | 2,216 |
| Securities gains (losses) | $54,000 | 1,106 |
| Applicable income taxes | $800,000 | 2,759 |
| Income before extraordinary items | $2,461,000 | 1,989 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,461,000 | 1,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,123 |
| Cash dividends | $1,035,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,420,500 | 2,034 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,968,000 | 1,273 |
| Total interest expense | $12,318,000 | 1,098 |
| Net interest income | $12,650,000 | 1,433 |
| Provision for loan and lease losses | $273,000 | 3,211 |
| Total noninterest income | $1,299,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $202,000 | 5,939 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,097,000 | 1,913 |
| Total noninterest expense | $8,894,000 | 1,707 |
| Salaries and employee benefits | $3,100,000 | 2,130 |
| Premises and equipment expense | $1,444,000 | 1,470 |
| Additional noninterest expense | $4,350,000 | 1,418 |
| Pre-tax net operating income | $4,782,000 | 1,468 |
| Securities gains (losses) | $60,000 | 3,157 |
| Applicable income taxes | $1,391,000 | 1,677 |
| Income before extraordinary items | $3,451,000 | 1,473 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $3,621,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 2,144 |
| Cash dividends | $1,600,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,209 |
| Net operating income | $3,408,400 | 1,403 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,952,000 | 1,226 |
| Total interest expense | $15,048,000 | 1,188 |
| Net interest income | $14,904,000 | 1,251 |
| Provision for loan and lease losses | $2,114,000 | 1,112 |
| Total noninterest income | $1,161,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $201,000 | 5,976 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $960,000 | 2,065 |
| Total noninterest expense | $8,532,000 | 1,781 |
| Salaries and employee benefits | $3,469,000 | 1,899 |
| Premises and equipment expense | $1,340,000 | 1,586 |
| Additional noninterest expense | $3,723,000 | 1,675 |
| Pre-tax net operating income | $5,419,000 | 1,189 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $2,262,000 | 1,021 |
| Income before extraordinary items | $3,161,000 | 1,478 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,161,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 2,518 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,158,440 | 1,368 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.