Home > Evermore Bank > Net Loans and Leases
Evermore Bank, Net Loans and Leases
| 2025-03-31 | Rank | |
| Net loans and leases | $173,646,000 | 2,568 |
| Loan loss allowance | $1,653,000 | 2,851 |
| Total loans and leases | $175,299,000 | 2,572 |
| Unearned income | $304,000 | 439 |
| Loans and leases, gross | $175,603,000 | 2,570 |
| All real estate loans | $162,452,000 | 2,304 |
| Real estate loans in domestic offices | $162,452,000 | 2,304 |
| Construction and development loans | $17,170,000 | 1,948 |
| Commercial RE | $100,803,000 | 1,634 |
| Commercial real estate owner-occupied | $37,835,000 | 1,756 |
| Commercial real estate other non-farm non-residential | $62,968,000 | 1,501 |
| Multifamily residential real estate | $1,977,000 | 2,744 |
| 1-4 family residential loans | $39,322,000 | 2,697 |
| Farmland loans | $3,180,000 | 2,521 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,099 |
| Commercial and industrial loans | $12,919,000 | 2,721 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $232,000 | 4,000 |
| Credit card loans | $0 | 733 |
| Related Plans | $0 | 2,384 |
| Consumer Loans - Auto | $0 | 3,830 |
| Other loans to individuals | $232,000 | 3,705 |
| All other loans & leases | $0 | 3,665 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,174 |
| Other loans | $0 | 3,225 |
| Lease financing receivables | $0 | 754 |
| Loans to depository institutions and acceptances of other banks | $0 | 186 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 975 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,847 |
| Non 1-4 family restructured loans & leases | $0 | 522 |
| Residential 1-4 family construction | $9,309,000 | 1,328 |
| Other construction, all land development and other land | $7,861,000 | 2,167 |
| Allowance for loan and lease losses in tier 2 | $1,683,000 | 1,869 |
| Total loans and leases | NA | NA |
| 2024-12-31 | Rank | |
| Net loans and leases | $138,212,000 | 2,867 |
| Loan loss allowance | $1,362,000 | 3,085 |
| Total loans and leases | $139,574,000 | 2,871 |
| Unearned income | $224,000 | 496 |
| Loans and leases, gross | $139,798,000 | 2,871 |
| All real estate loans | $132,647,000 | 2,543 |
| Real estate loans in domestic offices | $132,647,000 | 2,544 |
| Construction and development loans | $15,845,000 | 2,033 |
| Commercial RE | $86,139,000 | 1,757 |
| Commercial real estate owner-occupied | $25,781,000 | 2,111 |
| Commercial real estate other non-farm non-residential | $60,358,000 | 1,519 |
| Multifamily residential real estate | $1,982,000 | 2,738 |
| 1-4 family residential loans | $25,494,000 | 3,144 |
| Farmland loans | $3,187,000 | 2,550 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,130 |
| Commercial and industrial loans | $6,918,000 | 3,290 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $233,000 | 4,013 |
| Credit card loans | $0 | 744 |
| Related Plans | $0 | 2,396 |
| Consumer Loans - Auto | $0 | 3,853 |
| Other loans to individuals | $233,000 | 3,724 |
| All other loans & leases | $0 | 3,685 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,209 |
| Other loans | $0 | 3,220 |
| Lease financing receivables | $0 | 768 |
| Loans to depository institutions and acceptances of other banks | $0 | 190 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 965 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,963 |
| Non 1-4 family restructured loans & leases | $0 | 1,539 |
| Residential 1-4 family construction | $7,976,000 | 1,471 |
| Other construction, all land development and other land | $7,869,000 | 2,186 |
| Allowance for loan and lease losses in tier 2 | $1,392,000 | 1,999 |
| Total loans and leases | NA | NA |
| 2024-09-30 | Rank | |
| Net loans and leases | $115,239,000 | 3,059 |
| Loan loss allowance | $1,156,000 | 3,282 |
| Total loans and leases | $116,395,000 | 3,064 |
| Unearned income | $213,000 | 492 |
| Loans and leases, gross | $116,608,000 | 3,060 |
| All real estate loans | $110,560,000 | 2,752 |
| Real estate loans in domestic offices | $110,560,000 | 2,752 |
| Construction and development loans | $19,846,000 | 1,824 |
| Commercial RE | $62,502,000 | 2,026 |
| Commercial real estate owner-occupied | $24,165,000 | 2,158 |
| Commercial real estate other non-farm non-residential | $38,337,000 | 1,855 |
| Multifamily residential real estate | $1,987,000 | 2,736 |
| 1-4 family residential loans | $23,646,000 | 3,221 |
| Farmland loans | $2,579,000 | 2,682 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,161 |
| Commercial and industrial loans | $5,790,000 | 3,434 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $234,000 | 4,046 |
| Credit card loans | $0 | 757 |
| Related Plans | $0 | 2,416 |
| Consumer Loans - Auto | $0 | 3,889 |
| Other loans to individuals | $234,000 | 3,762 |
| All other loans & leases | $24,000 | 3,309 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,233 |
| Other loans | $24,000 | 2,511 |
| Lease financing receivables | $0 | 771 |
| Loans to depository institutions and acceptances of other banks | $0 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 972 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,888 |
| Non 1-4 family restructured loans & leases | $0 | 514 |
| Residential 1-4 family construction | $6,938,000 | 1,609 |
| Other construction, all land development and other land | $12,908,000 | 1,804 |
| Allowance for loan and lease losses in tier 2 | $1,208,000 | 2,090 |
| Total loans and leases | NA | NA |
| 2024-06-30 | Rank | |
| Net loans and leases | $102,949,000 | 3,190 |
| Loan loss allowance | $1,028,000 | 3,383 |
| Total loans and leases | $103,977,000 | 3,193 |
| Unearned income | $182,000 | 558 |
| Loans and leases, gross | $104,159,000 | 3,192 |
| All real estate loans | $96,487,000 | 2,885 |
| Real estate loans in domestic offices | $96,487,000 | 2,885 |
| Construction and development loans | $17,305,000 | 1,935 |
| Commercial RE | $58,913,000 | 2,069 |
| Commercial real estate owner-occupied | $23,531,000 | 2,180 |
| Commercial real estate other non-farm non-residential | $35,382,000 | 1,895 |
| Multifamily residential real estate | $1,416,000 | 2,900 |
| 1-4 family residential loans | $16,572,000 | 3,494 |
| Farmland loans | $2,281,000 | 2,762 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,178 |
| Commercial and industrial loans | $7,428,000 | 3,255 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $236,000 | 4,051 |
| Credit card loans | $0 | 774 |
| Related Plans | $0 | 2,433 |
| Consumer Loans - Auto | $0 | 3,896 |
| Other loans to individuals | $236,000 | 3,767 |
| All other loans & leases | $8,000 | 3,502 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,246 |
| Other loans | $8,000 | 2,864 |
| Lease financing receivables | $0 | 770 |
| Loans to depository institutions and acceptances of other banks | $0 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 972 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,921 |
| Non 1-4 family restructured loans & leases | $0 | 1,505 |
| Residential 1-4 family construction | $4,523,000 | 1,979 |
| Other construction, all land development and other land | $12,782,000 | 1,818 |
| Allowance for loan and lease losses in tier 2 | $1,073,000 | 2,176 |
| Total loans and leases | NA | NA |
| 2024-03-31 | Rank | |
| Net loans and leases | $84,795,000 | 3,377 |
| Loan loss allowance | $849,000 | 3,585 |
| Total loans and leases | $85,644,000 | 3,380 |
| Unearned income | $159,000 | 570 |
| Loans and leases, gross | $85,803,000 | 3,395 |
| All real estate loans | $74,957,000 | 3,146 |
| Real estate loans in domestic offices | $74,957,000 | 3,146 |
| Construction and development loans | $16,498,000 | 1,974 |
| Commercial RE | $46,601,000 | 2,286 |
| Commercial real estate owner-occupied | $17,674,000 | 2,428 |
| Commercial real estate other non-farm non-residential | $28,927,000 | 2,045 |
| Multifamily residential real estate | $996,000 | 3,034 |
| 1-4 family residential loans | $8,828,000 | 3,849 |
| Farmland loans | $2,034,000 | 2,827 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,193 |
| Commercial and industrial loans | $10,534,000 | 2,925 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $237,000 | 4,096 |
| Credit card loans | $0 | 770 |
| Related Plans | $0 | 2,453 |
| Consumer Loans - Auto | $0 | 3,936 |
| Other loans to individuals | $237,000 | 3,794 |
| All other loans & leases | $75,000 | 3,052 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,256 |
| Other loans | $75,000 | 1,956 |
| Lease financing receivables | $0 | 773 |
| Loans to depository institutions and acceptances of other banks | $0 | 194 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 938 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,810 |
| Non 1-4 family restructured loans & leases | $0 | 486 |
| Residential 1-4 family construction | $3,263,000 | 2,298 |
| Other construction, all land development and other land | $13,235,000 | 1,749 |
| Allowance for loan and lease losses in tier 2 | $894,000 | 2,276 |
| Total loans and leases | NA | NA |
| 2023-12-31 | Rank | |
| Net loans and leases | $74,363,000 | 3,518 |
| Loan loss allowance | $752,000 | 3,710 |
| Total loans and leases | $75,115,000 | 3,525 |
| Unearned income | $175,000 | 537 |
| Loans and leases, gross | $75,290,000 | 3,541 |
| All real estate loans | $65,366,000 | 3,280 |
| Real estate loans in domestic offices | $65,366,000 | 3,281 |
| Construction and development loans | $14,340,000 | 2,106 |
| Commercial RE | $42,580,000 | 2,352 |
| Commercial real estate owner-occupied | $16,629,000 | 2,470 |
| Commercial real estate other non-farm non-residential | $25,951,000 | 2,133 |
| Multifamily residential real estate | $998,000 | 3,045 |
| 1-4 family residential loans | $6,784,000 | 3,955 |
| Farmland loans | $664,000 | 3,233 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,205 |
| Commercial and industrial loans | $9,683,000 | 3,018 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $238,000 | 4,108 |
| Credit card loans | $0 | 772 |
| Related Plans | $0 | 2,462 |
| Consumer Loans - Auto | $0 | 3,949 |
| Other loans to individuals | $238,000 | 3,823 |
| All other loans & leases | $2,000 | 3,660 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,262 |
| Other loans | $2,000 | 3,121 |
| Lease financing receivables | $0 | 782 |
| Loans to depository institutions and acceptances of other banks | $0 | 193 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 932 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,987 |
| Non 1-4 family restructured loans & leases | $0 | 1,547 |
| Residential 1-4 family construction | $1,218,000 | 3,018 |
| Other construction, all land development and other land | $13,122,000 | 1,763 |
| Allowance for loan and lease losses in tier 2 | $792,000 | 2,375 |
| Total loans and leases | NA | NA |
| 2023-09-30 | Rank | |
| Net loans and leases | $60,084,000 | 3,737 |
| Loan loss allowance | $659,000 | 3,800 |
| Total loans and leases | $60,743,000 | 3,737 |
| Unearned income | $169,000 | 557 |
| Loans and leases, gross | $60,912,000 | 3,749 |
| All real estate loans | $55,422,000 | 3,442 |
| Real estate loans in domestic offices | $55,422,000 | 3,442 |
| Construction and development loans | $6,964,000 | 2,677 |
| Commercial RE | $41,753,000 | 2,364 |
| Commercial real estate owner-occupied | $26,744,000 | 2,026 |
| Commercial real estate other non-farm non-residential | $15,009,000 | 2,579 |
| Multifamily residential real estate | $1,000,000 | 3,048 |
| 1-4 family residential loans | $5,705,000 | 4,029 |
| Farmland loans | $0 | 3,688 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,219 |
| Commercial and industrial loans | $5,250,000 | 3,538 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $240,000 | 4,143 |
| Credit card loans | $0 | 784 |
| Related Plans | $0 | 2,499 |
| Consumer Loans - Auto | $0 | 3,985 |
| Other loans to individuals | $240,000 | 3,855 |
| All other loans & leases | $0 | 3,766 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,284 |
| Other loans | $0 | 3,248 |
| Lease financing receivables | $0 | 784 |
| Loans to depository institutions and acceptances of other banks | $0 | 189 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 935 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,010 |
| Non 1-4 family restructured loans & leases | $0 | 529 |
| Residential 1-4 family construction | $964,000 | 3,137 |
| Other construction, all land development and other land | $6,000,000 | 2,344 |
| Allowance for loan and lease losses in tier 2 | $689,000 | 2,436 |
| Total loans and leases | NA | NA |
| 2023-06-30 | Rank | |
| Net loans and leases | $39,908,000 | 4,023 |
| Loan loss allowance | $470,000 | 4,029 |
| Total loans and leases | $40,378,000 | 4,024 |
| Unearned income | $139,000 | 580 |
| Loans and leases, gross | $40,517,000 | 4,040 |
| All real estate loans | $35,388,000 | 3,811 |
| Real estate loans in domestic offices | $35,388,000 | 3,811 |
| Construction and development loans | $6,209,000 | 2,765 |
| Commercial RE | $24,946,000 | 2,836 |
| Commercial real estate owner-occupied | $14,264,000 | 2,606 |
| Commercial real estate other non-farm non-residential | $10,682,000 | 2,830 |
| Multifamily residential real estate | $0 | 3,689 |
| 1-4 family residential loans | $4,233,000 | 4,138 |
| Farmland loans | $0 | 3,702 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,233 |
| Commercial and industrial loans | $5,125,000 | 3,566 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,445 |
| Credit card loans | $0 | 798 |
| Related Plans | $0 | 2,503 |
| Consumer Loans - Auto | $0 | 3,998 |
| Other loans to individuals | $0 | 4,325 |
| All other loans & leases | $5,000 | 3,619 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,287 |
| Other loans | $5,000 | 3,026 |
| Lease financing receivables | $0 | 792 |
| Loans to depository institutions and acceptances of other banks | $0 | 202 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 934 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,128 |
| Non 1-4 family restructured loans & leases | $0 | 1,681 |
| Residential 1-4 family construction | $209,000 | 3,645 |
| Other construction, all land development and other land | $6,000,000 | 2,314 |
| Allowance for loan and lease losses in tier 2 | $499,000 | 2,586 |
| Total loans and leases | NA | NA |
| 2023-03-31 | Rank | |
| Net loans and leases | $20,375,000 | 4,381 |
| Loan loss allowance | $229,000 | 4,376 |
| Total loans and leases | $20,604,000 | 4,382 |
| Unearned income | $49,000 | 666 |
| Loans and leases, gross | $20,653,000 | 4,382 |
| All real estate loans | $18,228,000 | 4,203 |
| Real estate loans in domestic offices | $18,228,000 | 4,203 |
| Construction and development loans | $6,066,000 | 2,817 |
| Commercial RE | $11,879,000 | 3,387 |
| Commercial real estate owner-occupied | $7,174,000 | 3,154 |
| Commercial real estate other non-farm non-residential | $4,705,000 | 3,336 |
| Multifamily residential real estate | $0 | 3,730 |
| 1-4 family residential loans | $283,000 | 4,466 |
| Farmland loans | $0 | 3,740 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,236 |
| Commercial and industrial loans | $2,425,000 | 4,037 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,472 |
| Credit card loans | $0 | 782 |
| Related Plans | $0 | 2,544 |
| Consumer Loans - Auto | $0 | 4,027 |
| Other loans to individuals | $0 | 4,399 |
| All other loans & leases | $0 | 3,825 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,322 |
| Other loans | $0 | 3,279 |
| Lease financing receivables | $0 | 768 |
| Loans to depository institutions and acceptances of other banks | $0 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 931 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,137 |
| Non 1-4 family restructured loans & leases | $0 | 547 |
| Residential 1-4 family construction | $66,000 | 3,809 |
| Other construction, all land development and other land | $6,000,000 | 2,335 |
| Allowance for loan and lease losses in tier 2 | $231,000 | 2,819 |
| Total loans and leases | NA | NA |
| 2022-12-31 | Rank | |
| Net loans and leases | $0 | 4,635 |
| Loan loss allowance | $0 | 4,606 |
| Total loans and leases | $0 | 4,635 |
| Unearned income | $0 | 859 |
| Loans and leases, gross | $0 | 4,635 |
| All real estate loans | $0 | 4,608 |
| Real estate loans in domestic offices | $0 | 4,608 |
| Construction and development loans | $0 | 4,254 |
| Commercial RE | $0 | 4,546 |
| Commercial real estate owner-occupied | $0 | 4,289 |
| Commercial real estate other non-farm non-residential | $0 | 4,327 |
| Multifamily residential real estate | $0 | 3,746 |
| 1-4 family residential loans | $0 | 4,561 |
| Farmland loans | $0 | 3,779 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 3,258 |
| Commercial and industrial loans | $0 | 4,503 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 4,511 |
| Credit card loans | $0 | 792 |
| Related Plans | $0 | 2,574 |
| Consumer Loans - Auto | $0 | 4,049 |
| Other loans to individuals | $0 | 4,435 |
| All other loans & leases | $0 | 3,873 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 2,351 |
| Other loans | $0 | 3,330 |
| Lease financing receivables | $0 | 778 |
| Loans to depository institutions and acceptances of other banks | $0 | 202 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 925 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,494 |
| Non 1-4 family restructured loans & leases | $0 | 1,996 |
| Residential 1-4 family construction | $0 | 3,892 |
| Other construction, all land development and other land | $0 | 3,911 |
| Allowance for loan and lease losses in tier 2 | $0 | 2,976 |
| Total loans and leases | NA | NA |