Home > Evermore Bank > Assets and Liabilities
Evermore Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 28 | 3,107 |
| Assets and Liabilities | ||
| Total Assets: | $215,213,000 | 2,959 |
| Cash and due from depository institutions | $29,812,000 | 3,107 |
| Interest-bearing balances | $28,483,000 | 1,724 |
| Securities | $8,714,000 | 3,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,907 |
| Net loans & leases | $173,646,000 | 2,568 |
| Loan loss allowance | $1,653,000 | 2,851 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,960,000 | 3,062 |
| Other real estate owned | $0 | 3,107 |
| Goodwill and other intangibles | $0 | 2,242 |
| All other assets | $1,081,000 | 4,109 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $215,213,000 | 2,933 |
| Total liabilities | $176,791,000 | 3,036 |
| Total deposits | $174,339,000 | 3,031 |
| Interest-bearing deposits | $158,342,000 | 2,752 |
| Deposits held in domestic offices | $174,339,000 | 3,031 |
| % insured | 60.68% | 3,795 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,578 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $2,452,000 | 2,258 |
| Total equity capital | $38,422,000 | 2,118 |
| Total bank equity capital | $38,422,000 | 2,142 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $19,605,000 | 226 |
| Surplus | $22,310,000 | 1,395 |
| Undivided profits | $-3,493,000 | 4,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $624,000 | 3,597 |
| Earning assets | $210,843,000 | 2,866 |
| Long-term assets (5+ years) | $23,146,000 | 3,491 |
| Average Assets, year-to-date | $205,662,500 | 2,983 |
| Average Assets, quarterly | $205,662,500 | 2,983 |
| Volatile liabilities | $37,331,000 | 2,007 |
| Insider loans | $6,134,000 | 973 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $1,348,000 | 579 |
| Unused loan commitments | $35,459,000 | 2,158 |
| Tier 1 (core) risk-based capital | $38,429,000 | 2,271 |
| Tier 2 risk-based capital | $1,683,000 | 1,867 |
| Total risk weighted assets | $174,271,000 | 1,833 |
| Total unused commitments | $35,459,000 | 2,158 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 27 | 3,159 |
| Assets and Liabilities | ||
| Total Assets: | $196,112,000 | 3,070 |
| Cash and due from depository institutions | $47,059,000 | 3,159 |
| Interest-bearing balances | $45,796,000 | 1,173 |
| Securities | $7,870,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,818 |
| Net loans & leases | $138,212,000 | 2,867 |
| Loan loss allowance | $1,362,000 | 3,085 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $2,042,000 | 3,038 |
| Other real estate owned | $0 | 3,159 |
| Goodwill and other intangibles | $0 | 2,257 |
| All other assets | $929,000 | 4,205 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $196,112,000 | 3,044 |
| Total liabilities | $157,919,000 | 3,179 |
| Total deposits | $155,396,000 | 3,145 |
| Interest-bearing deposits | $144,117,000 | 2,848 |
| Deposits held in domestic offices | $155,396,000 | 3,145 |
| % insured | 64.40% | 3,545 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,697 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $2,523,000 | 2,248 |
| Total equity capital | $38,193,000 | 2,077 |
| Total bank equity capital | $38,193,000 | 2,094 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $19,605,000 | 220 |
| Surplus | $22,180,000 | 1,399 |
| Undivided profits | $-3,592,000 | 4,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $519,000 | 3,816 |
| Earning assets | $191,878,000 | 2,974 |
| Long-term assets (5+ years) | $21,825,000 | 3,573 |
| Average Assets, year-to-date | $154,873,400 | 3,321 |
| Average Assets, quarterly | $190,791,500 | 3,066 |
| Volatile liabilities | $33,081,000 | 2,167 |
| Insider loans | $3,325,000 | 1,454 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $1,327,000 | 579 |
| Unused loan commitments | $23,951,000 | 2,542 |
| Tier 1 (core) risk-based capital | $38,267,000 | 2,269 |
| Tier 2 risk-based capital | $1,392,000 | 1,996 |
| Total risk weighted assets | $143,402,000 | 1,993 |
| Total unused commitments | $23,951,000 | 2,543 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 27 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $185,471,000 | 3,142 |
| Cash and due from depository institutions | $60,612,000 | 3,167 |
| Interest-bearing balances | $59,457,000 | 970 |
| Securities | $6,687,000 | 4,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,851 |
| Net loans & leases | $115,239,000 | 3,059 |
| Loan loss allowance | $1,156,000 | 3,282 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,120,000 | 3,012 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $813,000 | 4,274 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $185,471,000 | 3,108 |
| Total liabilities | $147,435,000 | 3,246 |
| Total deposits | $144,872,000 | 3,216 |
| Interest-bearing deposits | $131,377,000 | 2,939 |
| Deposits held in domestic offices | $144,872,000 | 3,215 |
| % insured | 65.43% | 3,540 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $2,563,000 | 2,321 |
| Total equity capital | $38,036,000 | 2,135 |
| Total bank equity capital | $38,036,000 | 2,157 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $19,605,000 | 221 |
| Surplus | $22,089,000 | 1,397 |
| Undivided profits | $-3,658,000 | 4,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $490,000 | 3,863 |
| Earning assets | $181,383,000 | 3,042 |
| Long-term assets (5+ years) | $18,854,000 | 3,704 |
| Average Assets, year-to-date | $144,563,750 | 3,412 |
| Average Assets, quarterly | $176,821,000 | 3,163 |
| Volatile liabilities | $28,055,000 | 2,428 |
| Insider loans | $237,000 | 3,360 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $1,312,000 | 645 |
| Unused loan commitments | $23,186,000 | 2,591 |
| Tier 1 (core) risk-based capital | $38,023,000 | 2,267 |
| Tier 2 risk-based capital | $1,208,000 | 2,085 |
| Total risk weighted assets | $120,279,000 | 2,095 |
| Total unused commitments | $23,186,000 | 2,592 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 28 | 3,130 |
| Assets and Liabilities | ||
| Total Assets: | $168,171,000 | 3,271 |
| Cash and due from depository institutions | $57,762,000 | 3,130 |
| Interest-bearing balances | $56,858,000 | 925 |
| Securities | $4,359,000 | 4,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,862 |
| Net loans & leases | $102,949,000 | 3,190 |
| Loan loss allowance | $1,028,000 | 3,383 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $2,196,000 | 2,985 |
| Other real estate owned | $0 | 3,130 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $905,000 | 4,243 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $168,171,000 | 3,237 |
| Total liabilities | $142,482,000 | 3,281 |
| Total deposits | $139,971,000 | 3,254 |
| Interest-bearing deposits | $115,205,000 | 3,105 |
| Deposits held in domestic offices | $139,971,000 | 3,253 |
| % insured | 62.21% | 3,812 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $2,511,000 | 2,253 |
| Total equity capital | $25,689,000 | 2,584 |
| Total bank equity capital | $25,689,000 | 2,618 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,585,000 | 275 |
| Surplus | $14,988,000 | 1,745 |
| Undivided profits | $-3,884,000 | 4,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $521,000 | 3,829 |
| Earning assets | $164,166,000 | 3,175 |
| Long-term assets (5+ years) | $17,455,000 | 3,768 |
| Average Assets, year-to-date | $130,928,000 | 3,538 |
| Average Assets, quarterly | $146,839,500 | 3,404 |
| Volatile liabilities | $20,744,000 | 2,776 |
| Insider loans | $187,000 | 3,465 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $1,196,000 | 644 |
| Unused loan commitments | $24,765,000 | 2,529 |
| Tier 1 (core) risk-based capital | $25,716,000 | 2,852 |
| Tier 2 risk-based capital | $1,073,000 | 2,170 |
| Total risk weighted assets | $108,968,000 | 2,160 |
| Total unused commitments | $24,765,000 | 2,529 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 24 | 3,337 |
| Assets and Liabilities | ||
| Total Assets: | $125,508,000 | 3,648 |
| Cash and due from depository institutions | $34,702,000 | 3,337 |
| Interest-bearing balances | $33,798,000 | 1,422 |
| Securities | $2,916,000 | 4,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,910 |
| Net loans & leases | $84,795,000 | 3,377 |
| Loan loss allowance | $849,000 | 3,585 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,260,000 | 2,971 |
| Other real estate owned | $0 | 3,337 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $835,000 | 4,280 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $125,508,000 | 3,607 |
| Total liabilities | $99,829,000 | 3,700 |
| Total deposits | $97,110,000 | 3,710 |
| Interest-bearing deposits | $87,345,000 | 3,448 |
| Deposits held in domestic offices | $97,110,000 | 3,710 |
| % insured | 65.38% | 3,580 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $2,719,000 | 2,129 |
| Total equity capital | $25,679,000 | 2,607 |
| Total bank equity capital | $25,679,000 | 2,597 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $14,585,000 | 235 |
| Surplus | $14,897,000 | 1,744 |
| Undivided profits | $-3,803,000 | 4,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $457,000 | 3,918 |
| Earning assets | $121,509,000 | 3,540 |
| Long-term assets (5+ years) | $15,727,000 | 3,856 |
| Average Assets, year-to-date | $112,306,500 | 3,711 |
| Average Assets, quarterly | $112,306,500 | 3,711 |
| Volatile liabilities | $13,411,000 | 3,143 |
| Insider loans | $500,000 | 2,977 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $490,000 | 810 |
| Unused loan commitments | $27,841,000 | 2,421 |
| Tier 1 (core) risk-based capital | $25,702,000 | 2,849 |
| Tier 2 risk-based capital | $894,000 | 2,273 |
| Total risk weighted assets | $93,354,000 | 2,256 |
| Total unused commitments | $27,841,000 | 2,421 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 23 | 3,405 |
| Assets and Liabilities | ||
| Total Assets: | $99,105,000 | 3,892 |
| Cash and due from depository institutions | $19,705,000 | 3,405 |
| Interest-bearing balances | $18,800,000 | 1,805 |
| Securities | $2,037,000 | 4,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,820 |
| Net loans & leases | $74,363,000 | 3,518 |
| Loan loss allowance | $752,000 | 3,710 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $2,334,000 | 2,927 |
| Other real estate owned | $0 | 3,405 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $666,000 | 4,372 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $99,105,000 | 3,856 |
| Total liabilities | $73,225,000 | 3,981 |
| Total deposits | $70,798,000 | 3,996 |
| Interest-bearing deposits | $64,653,000 | 3,757 |
| Deposits held in domestic offices | $70,798,000 | 3,995 |
| % insured | 65.83% | 3,570 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $2,427,000 | 2,222 |
| Total equity capital | $25,880,000 | 2,603 |
| Total bank equity capital | $25,880,000 | 2,593 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,585,000 | 231 |
| Surplus | $14,806,000 | 1,754 |
| Undivided profits | $-3,511,000 | 4,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $371,000 | 4,075 |
| Earning assets | $95,200,000 | 3,806 |
| Long-term assets (5+ years) | $18,419,000 | 3,812 |
| Average Assets, year-to-date | $71,619,800 | 4,099 |
| Average Assets, quarterly | $93,306,500 | 3,892 |
| Volatile liabilities | $4,285,000 | 3,941 |
| Insider loans | $0 | 3,951 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $490,000 | 720 |
| Unused loan commitments | $23,203,000 | 2,601 |
| Tier 1 (core) risk-based capital | $25,870,000 | 2,835 |
| Tier 2 risk-based capital | $792,000 | 2,370 |
| Total risk weighted assets | $83,136,000 | 2,341 |
| Total unused commitments | $23,203,000 | 2,601 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 21 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $87,508,000 | 3,996 |
| Cash and due from depository institutions | $24,467,000 | 3,543 |
| Interest-bearing balances | $23,533,000 | 1,575 |
| Securities | $0 | 4,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,844 |
| Net loans & leases | $60,084,000 | 3,737 |
| Loan loss allowance | $659,000 | 3,800 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,409,000 | 2,899 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $548,000 | 4,448 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $87,508,000 | 3,955 |
| Total liabilities | $61,423,000 | 4,117 |
| Total deposits | $59,078,000 | 4,129 |
| Interest-bearing deposits | $52,177,000 | 3,930 |
| Deposits held in domestic offices | $59,078,000 | 4,129 |
| % insured | 62.67% | 3,814 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $2,345,000 | 2,278 |
| Total equity capital | $26,085,000 | 2,478 |
| Total bank equity capital | $26,085,000 | 2,472 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $14,585,000 | 235 |
| Surplus | $14,751,000 | 1,750 |
| Undivided profits | $-3,251,000 | 4,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $294,000 | 4,201 |
| Earning assets | $83,617,000 | 3,909 |
| Long-term assets (5+ years) | $10,255,000 | 4,095 |
| Average Assets, year-to-date | $64,748,500 | 4,186 |
| Average Assets, quarterly | $83,174,000 | 4,006 |
| Volatile liabilities | $1,742,000 | 4,204 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $490,000 | 805 |
| Unused loan commitments | $21,589,000 | 2,708 |
| Tier 1 (core) risk-based capital | $26,084,000 | 2,834 |
| Tier 2 risk-based capital | $689,000 | 2,431 |
| Total risk weighted assets | $68,925,000 | 2,444 |
| Total unused commitments | $21,589,000 | 2,708 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 21 | 3,564 |
| Assets and Liabilities | ||
| Total Assets: | $78,840,000 | 4,099 |
| Cash and due from depository institutions | $36,066,000 | 3,564 |
| Interest-bearing balances | $34,804,000 | 1,191 |
| Securities | $0 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,868 |
| Net loans & leases | $39,908,000 | 4,023 |
| Loan loss allowance | $470,000 | 4,029 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $2,479,000 | 2,861 |
| Other real estate owned | $0 | 3,564 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $387,000 | 4,534 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $78,840,000 | 4,057 |
| Total liabilities | $52,401,000 | 4,238 |
| Total deposits | $49,955,000 | 4,266 |
| Interest-bearing deposits | $44,632,000 | 4,061 |
| Deposits held in domestic offices | $49,955,000 | 4,266 |
| % insured | 53.92% | 4,246 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $2,446,000 | 2,097 |
| Total equity capital | $26,439,000 | 2,507 |
| Total bank equity capital | $26,439,000 | 2,500 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,585,000 | 235 |
| Surplus | $14,696,000 | 1,753 |
| Undivided profits | $-2,842,000 | 4,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $126,000 | 4,452 |
| Earning assets | $74,712,000 | 4,018 |
| Long-term assets (5+ years) | $2,305,000 | 4,425 |
| Average Assets, year-to-date | $57,162,000 | 4,280 |
| Average Assets, quarterly | $67,224,000 | 4,173 |
| Volatile liabilities | $1,724,000 | 4,189 |
| Insider loans | $0 | 3,997 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $659,000 | 776 |
| Unused loan commitments | $30,350,000 | 2,356 |
| Tier 1 (core) risk-based capital | $26,439,000 | 2,781 |
| Tier 2 risk-based capital | $499,000 | 2,578 |
| Total risk weighted assets | $51,691,000 | 2,596 |
| Total unused commitments | $30,350,000 | 2,357 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 17 | 3,828 |
| Assets and Liabilities | ||
| Total Assets: | $55,608,000 | 4,355 |
| Cash and due from depository institutions | $32,399,000 | 3,828 |
| Interest-bearing balances | $31,557,000 | 1,362 |
| Securities | $0 | 4,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,938 |
| Net loans & leases | $20,375,000 | 4,381 |
| Loan loss allowance | $229,000 | 4,376 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,455,000 | 2,884 |
| Other real estate owned | $0 | 3,828 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $379,000 | 4,594 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $55,608,000 | 4,355 |
| Total liabilities | $28,589,000 | 4,517 |
| Total deposits | $26,266,000 | 4,505 |
| Interest-bearing deposits | $22,088,000 | 4,464 |
| Deposits held in domestic offices | $26,266,000 | 4,505 |
| % insured | 53.57% | 4,289 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $2,323,000 | 2,091 |
| Total equity capital | $27,019,000 | 2,474 |
| Total bank equity capital | $27,019,000 | 2,474 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $14,585,000 | 237 |
| Surplus | $14,641,000 | 1,782 |
| Undivided profits | $-2,207,000 | 4,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $97,000 | 4,542 |
| Earning assets | $51,932,000 | 4,328 |
| Long-term assets (5+ years) | $212,000 | 4,593 |
| Average Assets, year-to-date | $46,323,000 | 4,447 |
| Average Assets, quarterly | $46,323,000 | 4,447 |
| Volatile liabilities | $0 | 4,515 |
| Insider loans | $0 | 4,013 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $169,000 | 966 |
| Unused loan commitments | $12,445,000 | 3,329 |
| Tier 1 (core) risk-based capital | $27,018,000 | 2,751 |
| Tier 2 risk-based capital | $231,000 | 2,818 |
| Total risk weighted assets | $26,300,000 | 2,849 |
| Total unused commitments | $12,445,000 | 3,329 |
| Derivatives | $0 | 1,166 |
| 2022-12-31 | Rank | |
| # of Employees: | 16 | 3,922 |
| Assets and Liabilities | ||
| Total Assets: | $37,038,000 | 4,557 |
| Cash and due from depository institutions | $27,299,000 | 3,922 |
| Interest-bearing balances | $26,499,000 | 1,380 |
| Securities | $0 | 4,617 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 533 |
| Net loans & leases | $0 | 4,635 |
| Loan loss allowance | $0 | 4,606 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $2,608,000 | 2,814 |
| Other real estate owned | $0 | 3,922 |
| Goodwill and other intangibles | $0 | 2,346 |
| All other assets | $181,000 | 4,693 |
| Life insurance assets | $0 | 3,164 |
| Total liabilities and capital | $37,038,000 | 4,557 |
| Total liabilities | $9,262,000 | 4,663 |
| Total deposits | $7,025,000 | 4,643 |
| Interest-bearing deposits | $6,649,000 | 4,620 |
| Deposits held in domestic offices | $7,025,000 | 4,643 |
| % insured | 49.64% | 4,311 |
| Federal funds purchased & repurchase agreements | $0 | 1,292 |
| Trading liabilities | $0 | 171 |
| Other borrowed funds | $0 | 2,705 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $2,237,000 | 2,057 |
| Total equity capital | $27,776,000 | 2,386 |
| Total bank equity capital | $27,776,000 | 2,386 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $14,585,000 | 235 |
| Surplus | $14,585,000 | 1,789 |
| Undivided profits | $-1,394,000 | 4,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
| Income earned, not collected on loans | $11,000 | 4,668 |
| Earning assets | $33,449,000 | 4,534 |
| Long-term assets (5+ years) | $0 | 4,642 |
| Average Assets, year-to-date | $37,038,000 | 4,555 |
| Average Assets, quarterly | $37,038,000 | 4,557 |
| Volatile liabilities | $0 | 4,544 |
| Insider loans | $0 | 4,059 |
| FHLB advances | $0 | 2,484 |
| Loans and leases held for sale | $0 | 1,039 |
| Unused loan commitments | $0 | 4,584 |
| Tier 1 (core) risk-based capital | $27,776,000 | 2,717 |
| Tier 2 risk-based capital | $0 | 2,975 |
| Total risk weighted assets | $4,236,000 | 3,030 |
| Total unused commitments | $0 | 4,584 |
| Derivatives | $0 | 1,127 |