Home > Evergreen State Bank > Income and Expense
Evergreen State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,508,000 | 2,609 |
| Total interest expense | $6,634,000 | 1,241 |
| Net interest income | $4,874,000 | 4,025 |
| Provision for loan and lease losses | $11,687,000 | 587 |
| Total noninterest income | $-984,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $363,000 | 3,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,347,000 | 7,525 |
| Total noninterest expense | $9,549,000 | 2,034 |
| Salaries and employee benefits | $3,920,000 | 2,447 |
| Premises and equipment expense | $851,000 | 2,831 |
| Additional noninterest expense | $4,778,000 | 1,511 |
| Pre-tax net operating income | $-17,346,000 | 7,496 |
| Securities gains (losses) | $870,000 | 553 |
| Applicable income taxes | $6,128,000 | 308 |
| Income before extraordinary items | $-22,604,000 | 7,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-22,604,000 | 7,530 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-22,604,000 | 7,530 |
| Net charge-offs | $11,123,000 | 555 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-23,474,000 | 7,528 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,095,000 | 2,525 |
| Total interest expense | $5,195,000 | 1,232 |
| Net interest income | $3,900,000 | 3,906 |
| Provision for loan and lease losses | $11,687,000 | 441 |
| Total noninterest income | $-1,017,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $276,000 | 3,311 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,293,000 | 7,675 |
| Total noninterest expense | $6,444,000 | 2,253 |
| Salaries and employee benefits | $2,899,000 | 2,500 |
| Premises and equipment expense | $647,000 | 2,854 |
| Additional noninterest expense | $2,898,000 | 1,827 |
| Pre-tax net operating income | $-15,248,000 | 7,625 |
| Securities gains (losses) | $235,000 | 1,248 |
| Applicable income taxes | $6,131,000 | 244 |
| Income before extraordinary items | $-21,144,000 | 7,665 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-21,144,000 | 7,665 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-21,144,000 | 7,665 |
| Net charge-offs | $10,898,000 | 431 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-21,379,000 | 7,660 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 2,434 |
| Total interest expense | $3,612,000 | 1,230 |
| Net interest income | $2,763,000 | 3,744 |
| Provision for loan and lease losses | $4,850,000 | 648 |
| Total noninterest income | $39,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $178,000 | 3,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-139,000 | 7,561 |
| Total noninterest expense | $4,185,000 | 2,310 |
| Salaries and employee benefits | $2,027,000 | 2,406 |
| Premises and equipment expense | $433,000 | 2,859 |
| Additional noninterest expense | $1,725,000 | 2,000 |
| Pre-tax net operating income | $-6,233,000 | 7,601 |
| Securities gains (losses) | $135,000 | 1,214 |
| Applicable income taxes | $6,131,000 | 172 |
| Income before extraordinary items | $-12,229,000 | 7,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-12,229,000 | 7,712 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-12,229,000 | 7,712 |
| Net charge-offs | $3,416,000 | 738 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-12,364,000 | 7,711 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 2,436 |
| Total interest expense | $1,836,000 | 1,269 |
| Net interest income | $1,432,000 | 3,677 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $258,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $173,000 | 2,609 |
| Total noninterest expense | $2,080,000 | 2,345 |
| Salaries and employee benefits | $1,029,000 | 2,403 |
| Premises and equipment expense | $220,000 | 2,891 |
| Additional noninterest expense | $831,000 | 2,044 |
| Pre-tax net operating income | $-515,000 | 7,194 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $-212,000 | 7,568 |
| Income before extraordinary items | $-277,000 | 7,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-277,000 | 7,050 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-277,000 | 7,049 |
| Net charge-offs | $180,000 | 2,551 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-293,640 | 7,029 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,366,000 | 2,498 |
| Total interest expense | $8,243,000 | 1,453 |
| Net interest income | $5,123,000 | 3,883 |
| Provision for loan and lease losses | $5,283,000 | 1,380 |
| Total noninterest income | $896,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $403,000 | 3,318 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $493,000 | 3,223 |
| Total noninterest expense | $8,140,000 | 2,426 |
| Salaries and employee benefits | $3,916,000 | 2,497 |
| Premises and equipment expense | $918,000 | 2,769 |
| Additional noninterest expense | $3,306,000 | 2,156 |
| Pre-tax net operating income | $-7,404,000 | 7,376 |
| Securities gains (losses) | $1,339,000 | 387 |
| Applicable income taxes | $-2,562,000 | 7,585 |
| Income before extraordinary items | $-3,503,000 | 7,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,503,000 | 7,073 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,503,000 | 7,073 |
| Net charge-offs | $1,423,000 | 2,438 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,359,960 | 7,205 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,116,000 | 2,513 |
| Total interest expense | $6,270,000 | 1,502 |
| Net interest income | $3,846,000 | 3,889 |
| Provision for loan and lease losses | $5,033,000 | 1,041 |
| Total noninterest income | $896,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $305,000 | 3,308 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $591,000 | 2,544 |
| Total noninterest expense | $6,071,000 | 2,436 |
| Salaries and employee benefits | $2,942,000 | 2,515 |
| Premises and equipment expense | $710,000 | 2,741 |
| Additional noninterest expense | $2,419,000 | 2,173 |
| Pre-tax net operating income | $-6,362,000 | 7,585 |
| Securities gains (losses) | $1,295,000 | 303 |
| Applicable income taxes | $-2,138,000 | 7,733 |
| Income before extraordinary items | $-2,929,000 | 7,367 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,929,000 | 7,366 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,929,000 | 7,367 |
| Net charge-offs | $1,464,000 | 1,797 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,757,800 | 7,468 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 2,564 |
| Total interest expense | $4,231,000 | 1,555 |
| Net interest income | $2,442,000 | 3,997 |
| Provision for loan and lease losses | $4,433,000 | 820 |
| Total noninterest income | $947,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $199,000 | 3,323 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $748,000 | 1,735 |
| Total noninterest expense | $4,250,000 | 2,351 |
| Salaries and employee benefits | $2,093,000 | 2,412 |
| Premises and equipment expense | $470,000 | 2,799 |
| Additional noninterest expense | $1,687,000 | 2,095 |
| Pre-tax net operating income | $-5,294,000 | 7,759 |
| Securities gains (losses) | $765,000 | 364 |
| Applicable income taxes | $-1,889,000 | 7,883 |
| Income before extraordinary items | $-2,640,000 | 7,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,640,000 | 7,587 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,640,000 | 7,587 |
| Net charge-offs | $-66,000 | 8,125 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,129,600 | 7,656 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,521 |
| Total interest expense | $2,167,000 | 1,569 |
| Net interest income | $1,278,000 | 3,872 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $408,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $100,000 | 3,259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $308,000 | 1,912 |
| Total noninterest expense | $2,045,000 | 2,376 |
| Salaries and employee benefits | $1,034,000 | 2,479 |
| Premises and equipment expense | $245,000 | 2,713 |
| Additional noninterest expense | $766,000 | 2,065 |
| Pre-tax net operating income | $-434,000 | 7,245 |
| Securities gains (losses) | $471,000 | 356 |
| Applicable income taxes | $-32,000 | 7,341 |
| Income before extraordinary items | $69,000 | 5,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $69,000 | 5,418 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $69,000 | 5,417 |
| Net charge-offs | $54,000 | 3,467 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-402,000 | 7,309 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,611,000 | 2,381 |
| Total interest expense | $9,415,000 | 1,715 |
| Net interest income | $6,196,000 | 3,385 |
| Provision for loan and lease losses | $2,925,000 | 1,417 |
| Total noninterest income | $2,300,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $397,000 | 3,465 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,903,000 | 1,343 |
| Total noninterest expense | $7,856,000 | 2,409 |
| Salaries and employee benefits | $3,991,000 | 2,517 |
| Premises and equipment expense | $946,000 | 2,762 |
| Additional noninterest expense | $2,919,000 | 2,055 |
| Pre-tax net operating income | $-2,285,000 | 7,444 |
| Securities gains (losses) | $-2,127,000 | 7,913 |
| Applicable income taxes | $-2,058,000 | 7,924 |
| Income before extraordinary items | $-2,354,000 | 7,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,354,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 1,991 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-992,720 | 7,113 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,715,000 | 2,430 |
| Total interest expense | $7,083,000 | 1,785 |
| Net interest income | $4,632,000 | 3,420 |
| Provision for loan and lease losses | $2,075,000 | 1,156 |
| Total noninterest income | $863,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $294,000 | 3,519 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $569,000 | 2,604 |
| Total noninterest expense | $5,900,000 | 2,403 |
| Salaries and employee benefits | $2,992,000 | 2,549 |
| Premises and equipment expense | $723,000 | 2,716 |
| Additional noninterest expense | $2,185,000 | 1,992 |
| Pre-tax net operating income | $-2,480,000 | 7,943 |
| Securities gains (losses) | $-1,967,000 | 8,056 |
| Applicable income taxes | $-2,011,000 | 8,183 |
| Income before extraordinary items | $-2,436,000 | 7,945 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,436,000 | 7,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,578 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,177,120 | 7,700 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 2,518 |
| Total interest expense | $4,647,000 | 1,860 |
| Net interest income | $2,965,000 | 3,523 |
| Provision for loan and lease losses | $1,325,000 | 1,025 |
| Total noninterest income | $756,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $190,000 | 3,582 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $566,000 | 2,070 |
| Total noninterest expense | $3,868,000 | 2,451 |
| Salaries and employee benefits | $1,936,000 | 2,644 |
| Premises and equipment expense | $479,000 | 2,737 |
| Additional noninterest expense | $1,453,000 | 1,978 |
| Pre-tax net operating income | $-1,472,000 | 8,074 |
| Securities gains (losses) | $40,000 | 1,598 |
| Applicable income taxes | $-755,000 | 8,234 |
| Income before extraordinary items | $-677,000 | 7,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-677,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 1,062 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-702,600 | 7,816 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 2,589 |
| Total interest expense | $2,401,000 | 1,930 |
| Net interest income | $1,391,000 | 3,672 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $446,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $95,000 | 3,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $351,000 | 1,776 |
| Total noninterest expense | $1,969,000 | 2,404 |
| Salaries and employee benefits | $969,000 | 2,656 |
| Premises and equipment expense | $251,000 | 2,657 |
| Additional noninterest expense | $749,000 | 1,882 |
| Pre-tax net operating income | $-177,000 | 7,717 |
| Securities gains (losses) | $31,000 | 1,352 |
| Applicable income taxes | $-161,000 | 8,224 |
| Income before extraordinary items | $15,000 | 7,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $15,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,097 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-4,840 | 7,226 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,816,000 | 2,559 |
| Total interest expense | $9,438,000 | 2,028 |
| Net interest income | $6,378,000 | 3,358 |
| Provision for loan and lease losses | $2,200,000 | 779 |
| Total noninterest income | $1,121,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $322,000 | 3,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $799,000 | 2,559 |
| Total noninterest expense | $7,057,000 | 2,571 |
| Salaries and employee benefits | $3,805,000 | 2,608 |
| Premises and equipment expense | $775,000 | 3,167 |
| Additional noninterest expense | $2,477,000 | 2,192 |
| Pre-tax net operating income | $-1,758,000 | 8,243 |
| Securities gains (losses) | $-35,000 | 7,913 |
| Applicable income taxes | $-1,191,000 | 8,421 |
| Income before extraordinary items | $-602,000 | 7,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-602,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,920,000 | 469 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-579,600 | 7,922 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,777,000 | 2,578 |
| Total interest expense | $6,977,000 | 2,054 |
| Net interest income | $4,800,000 | 3,348 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $838,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $230,000 | 4,037 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $608,000 | 2,544 |
| Total noninterest expense | $5,076,000 | 2,655 |
| Salaries and employee benefits | $2,894,000 | 2,563 |
| Premises and equipment expense | $574,000 | 3,184 |
| Additional noninterest expense | $1,608,000 | 2,454 |
| Pre-tax net operating income | $412,000 | 6,114 |
| Securities gains (losses) | $-23,000 | 7,998 |
| Applicable income taxes | $-212,000 | 8,327 |
| Income before extraordinary items | $601,000 | 4,999 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $601,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,308 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $624,000 | 4,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,775,000 | 2,623 |
| Total interest expense | $4,585,000 | 2,078 |
| Net interest income | $3,190,000 | 3,372 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $566,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $145,000 | 4,154 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $421,000 | 2,500 |
| Total noninterest expense | $3,291,000 | 2,742 |
| Salaries and employee benefits | $1,873,000 | 2,664 |
| Premises and equipment expense | $386,000 | 3,169 |
| Additional noninterest expense | $1,032,000 | 2,553 |
| Pre-tax net operating income | $365,000 | 5,691 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $-101,000 | 8,385 |
| Income before extraordinary items | $468,000 | 4,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $468,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $466,000 | 4,709 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 2,678 |
| Total interest expense | $2,239,000 | 2,113 |
| Net interest income | $1,535,000 | 3,480 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $290,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $221,000 | 2,400 |
| Total noninterest expense | $1,614,000 | 2,793 |
| Salaries and employee benefits | $933,000 | 2,709 |
| Premises and equipment expense | $195,000 | 3,183 |
| Additional noninterest expense | $486,000 | 2,685 |
| Pre-tax net operating income | $161,000 | 5,928 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $-64,000 | 8,454 |
| Income before extraordinary items | $227,000 | 4,773 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $227,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $225,000 | 4,767 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,010,000 | 2,545 |
| Total interest expense | $8,070,000 | 2,028 |
| Net interest income | $6,940,000 | 3,128 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $1,135,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $319,000 | 3,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $816,000 | 2,558 |
| Total noninterest expense | $6,015,000 | 2,869 |
| Salaries and employee benefits | $3,433,000 | 2,775 |
| Premises and equipment expense | $655,000 | 3,515 |
| Additional noninterest expense | $1,927,000 | 2,663 |
| Pre-tax net operating income | $1,860,000 | 3,809 |
| Securities gains (losses) | $24,000 | 859 |
| Applicable income taxes | $194,000 | 4,325 |
| Income before extraordinary items | $1,690,000 | 3,498 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,690,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,657 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,668,400 | 3,506 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,285,000 | 2,540 |
| Total interest expense | $5,886,000 | 2,025 |
| Net interest income | $5,399,000 | 3,059 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $870,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $240,000 | 4,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $630,000 | 2,496 |
| Total noninterest expense | $4,531,000 | 2,850 |
| Salaries and employee benefits | $2,618,000 | 2,737 |
| Premises and equipment expense | $470,000 | 3,652 |
| Additional noninterest expense | $1,443,000 | 2,648 |
| Pre-tax net operating income | $1,588,000 | 3,664 |
| Securities gains (losses) | $-63,000 | 8,261 |
| Applicable income taxes | $176,000 | 4,302 |
| Income before extraordinary items | $1,349,000 | 3,435 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,349,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,133 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,404,440 | 3,333 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,464,000 | 2,516 |
| Total interest expense | $3,767,000 | 2,000 |
| Net interest income | $3,697,000 | 2,997 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $572,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $2,977,000 | 2,895 |
| Salaries and employee benefits | $1,722,000 | 2,775 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $953,000 | 2,683 |
| Pre-tax net operating income | $1,192,000 | 3,377 |
| Securities gains (losses) | $-66,000 | 8,436 |
| Applicable income taxes | $165,000 | 3,875 |
| Income before extraordinary items | $961,000 | 3,301 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $961,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 742 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,017,100 | 3,160 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 2,488 |
| Total interest expense | $1,735,000 | 2,058 |
| Net interest income | $1,976,000 | 2,802 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $271,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 4,136 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $198,000 | 2,508 |
| Total noninterest expense | $1,526,000 | 2,834 |
| Salaries and employee benefits | $905,000 | 2,668 |
| Premises and equipment expense | $150,000 | 3,796 |
| Additional noninterest expense | $471,000 | 2,677 |
| Pre-tax net operating income | $671,000 | 3,059 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $127,000 | 3,258 |
| Income before extraordinary items | $548,000 | 2,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 420 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $544,760 | 2,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,441,000 | 2,811 |
| Total interest expense | $4,981,000 | 2,203 |
| Net interest income | $6,460,000 | 3,226 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,563,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $321,000 | 4,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,242,000 | 1,922 |
| Total noninterest expense | $5,101,000 | 3,182 |
| Salaries and employee benefits | $2,867,000 | 3,095 |
| Premises and equipment expense | $532,000 | 3,995 |
| Additional noninterest expense | $1,702,000 | 2,915 |
| Pre-tax net operating income | $2,742,000 | 2,968 |
| Securities gains (losses) | $41,000 | 990 |
| Applicable income taxes | $704,000 | 2,803 |
| Income before extraordinary items | $2,079,000 | 2,995 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,079,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $2,400,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,048,250 | 3,003 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 2,827 |
| Total interest expense | $3,532,000 | 2,195 |
| Net interest income | $4,827,000 | 3,236 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $1,085,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $244,000 | 4,024 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $841,000 | 2,054 |
| Total noninterest expense | $3,827,000 | 3,155 |
| Salaries and employee benefits | $2,134,000 | 3,086 |
| Premises and equipment expense | $400,000 | 3,972 |
| Additional noninterest expense | $1,293,000 | 2,838 |
| Pre-tax net operating income | $1,950,000 | 3,110 |
| Securities gains (losses) | $39,000 | 968 |
| Applicable income taxes | $496,000 | 2,962 |
| Income before extraordinary items | $1,493,000 | 3,141 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,493,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $2,400,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,463,750 | 3,153 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 2,829 |
| Total interest expense | $2,259,000 | 2,179 |
| Net interest income | $3,177,000 | 3,248 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $687,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $162,000 | 3,971 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $525,000 | 2,115 |
| Total noninterest expense | $2,630,000 | 3,055 |
| Salaries and employee benefits | $1,517,000 | 2,901 |
| Premises and equipment expense | $270,000 | 3,918 |
| Additional noninterest expense | $843,000 | 2,877 |
| Pre-tax net operating income | $1,144,000 | 3,380 |
| Securities gains (losses) | $33,000 | 930 |
| Applicable income taxes | $277,000 | 3,236 |
| Income before extraordinary items | $900,000 | 3,360 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $900,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $874,920 | 3,377 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 2,819 |
| Total interest expense | $1,048,000 | 2,229 |
| Net interest income | $1,640,000 | 3,154 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $343,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,053 |
| Total noninterest expense | $1,362,000 | 2,965 |
| Salaries and employee benefits | $786,000 | 2,813 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $437,000 | 2,772 |
| Pre-tax net operating income | $576,000 | 3,317 |
| Securities gains (losses) | $31,000 | 666 |
| Applicable income taxes | $147,000 | 3,137 |
| Income before extraordinary items | $460,000 | 3,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $460,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $436,440 | 3,363 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,161,000 | 2,789 |
| Total interest expense | $3,877,000 | 2,092 |
| Net interest income | $6,284,000 | 3,167 |
| Provision for loan and lease losses | $136,000 | 4,421 |
| Total noninterest income | $1,489,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $313,000 | 4,227 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,176,000 | 1,936 |
| Total noninterest expense | $4,967,000 | 3,138 |
| Salaries and employee benefits | $2,782,000 | 3,052 |
| Premises and equipment expense | $576,000 | 3,651 |
| Additional noninterest expense | $1,609,000 | 2,958 |
| Pre-tax net operating income | $2,670,000 | 2,838 |
| Securities gains (losses) | $328,000 | 598 |
| Applicable income taxes | $759,000 | 2,612 |
| Income before extraordinary items | $2,239,000 | 2,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,239,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,672 |
| Cash dividends | $1,300,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,993,000 | 2,871 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 2,792 |
| Total interest expense | $2,857,000 | 2,100 |
| Net interest income | $4,645,000 | 3,201 |
| Provision for loan and lease losses | $136,000 | 3,711 |
| Total noninterest income | $1,101,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $237,000 | 4,228 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $864,000 | 1,973 |
| Total noninterest expense | $3,730,000 | 3,101 |
| Salaries and employee benefits | $2,075,000 | 3,029 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $1,204,000 | 2,927 |
| Pre-tax net operating income | $1,880,000 | 3,038 |
| Securities gains (losses) | $330,000 | 559 |
| Applicable income taxes | $559,000 | 2,703 |
| Income before extraordinary items | $1,651,000 | 2,737 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,651,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $1,000,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,403,500 | 3,065 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 2,852 |
| Total interest expense | $1,848,000 | 2,137 |
| Net interest income | $3,022,000 | 3,261 |
| Provision for loan and lease losses | $102,000 | 3,423 |
| Total noninterest income | $733,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $156,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $577,000 | 1,982 |
| Total noninterest expense | $2,489,000 | 3,108 |
| Salaries and employee benefits | $1,392,000 | 3,034 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $789,000 | 2,969 |
| Pre-tax net operating income | $1,164,000 | 3,187 |
| Securities gains (losses) | $195,000 | 657 |
| Applicable income taxes | $336,000 | 2,877 |
| Income before extraordinary items | $1,023,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,023,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $876,750 | 3,202 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 2,905 |
| Total interest expense | $910,000 | 2,185 |
| Net interest income | $1,489,000 | 3,286 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $336,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $260,000 | 2,073 |
| Total noninterest expense | $1,222,000 | 3,165 |
| Salaries and employee benefits | $707,000 | 3,009 |
| Premises and equipment expense | $158,000 | 3,442 |
| Additional noninterest expense | $357,000 | 3,235 |
| Pre-tax net operating income | $552,000 | 3,279 |
| Securities gains (losses) | $196,000 | 510 |
| Applicable income taxes | $189,000 | 2,673 |
| Income before extraordinary items | $559,000 | 2,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $559,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $412,000 | 3,313 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,801,000 | 2,617 |
| Total interest expense | $4,022,000 | 2,207 |
| Net interest income | $6,779,000 | 2,835 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,259,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $268,000 | 4,579 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $991,000 | 2,404 |
| Total noninterest expense | $4,895,000 | 3,105 |
| Salaries and employee benefits | $2,836,000 | 2,912 |
| Premises and equipment expense | $624,000 | 3,413 |
| Additional noninterest expense | $1,435,000 | 3,212 |
| Pre-tax net operating income | $2,963,000 | 2,535 |
| Securities gains (losses) | $141,000 | 1,603 |
| Applicable income taxes | $733,000 | 2,695 |
| Income before extraordinary items | $2,371,000 | 2,492 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,371,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,154 |
| Cash dividends | $1,073,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,263,840 | 2,476 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 2,602 |
| Total interest expense | $3,128,000 | 2,212 |
| Net interest income | $5,196,000 | 2,803 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $894,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $205,000 | 4,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $689,000 | 2,589 |
| Total noninterest expense | $3,613,000 | 3,148 |
| Salaries and employee benefits | $2,102,000 | 2,958 |
| Premises and equipment expense | $483,000 | 3,313 |
| Additional noninterest expense | $1,028,000 | 3,320 |
| Pre-tax net operating income | $2,342,000 | 2,515 |
| Securities gains (losses) | $123,000 | 1,568 |
| Applicable income taxes | $633,000 | 2,572 |
| Income before extraordinary items | $1,832,000 | 2,518 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,832,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $673,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,740,980 | 2,498 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 2,602 |
| Total interest expense | $2,162,000 | 2,208 |
| Net interest income | $3,448,000 | 2,800 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $575,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $139,000 | 4,465 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $436,000 | 2,658 |
| Total noninterest expense | $2,299,000 | 3,277 |
| Salaries and employee benefits | $1,307,000 | 3,133 |
| Premises and equipment expense | $320,000 | 3,314 |
| Additional noninterest expense | $672,000 | 3,361 |
| Pre-tax net operating income | $1,634,000 | 2,422 |
| Securities gains (losses) | $123,000 | 1,355 |
| Applicable income taxes | $465,000 | 2,425 |
| Income before extraordinary items | $1,292,000 | 2,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,292,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $673,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,200,980 | 2,432 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 2,655 |
| Total interest expense | $1,115,000 | 2,190 |
| Net interest income | $1,646,000 | 2,912 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $268,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $198,000 | 2,732 |
| Total noninterest expense | $1,201,000 | 3,144 |
| Salaries and employee benefits | $651,000 | 3,135 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $379,000 | 2,991 |
| Pre-tax net operating income | $668,000 | 2,843 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $142,000 | 3,323 |
| Income before extraordinary items | $532,000 | 2,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $532,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $527,260 | 2,693 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,919,000 | 2,788 |
| Total interest expense | $4,735,000 | 2,355 |
| Net interest income | $6,184,000 | 3,067 |
| Provision for loan and lease losses | $298,000 | 3,488 |
| Total noninterest income | $1,006,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $260,000 | 4,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $746,000 | 2,616 |
| Total noninterest expense | $4,357,000 | 3,318 |
| Salaries and employee benefits | $2,405,000 | 3,211 |
| Premises and equipment expense | $575,000 | 3,539 |
| Additional noninterest expense | $1,377,000 | 3,184 |
| Pre-tax net operating income | $2,535,000 | 2,851 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $541,000 | 3,309 |
| Income before extraordinary items | $2,035,000 | 2,761 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,035,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $942,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,002,610 | 2,716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 3,009 |
| Total interest expense | $6,645,000 | 2,414 |
| Net interest income | $4,597,000 | 3,681 |
| Provision for loan and lease losses | $158,000 | 4,678 |
| Total noninterest income | $927,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $259,000 | 4,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $668,000 | 2,645 |
| Total noninterest expense | $3,858,000 | 3,542 |
| Salaries and employee benefits | $2,026,000 | 3,560 |
| Premises and equipment expense | $560,000 | 3,563 |
| Additional noninterest expense | $1,272,000 | 3,313 |
| Pre-tax net operating income | $1,508,000 | 3,847 |
| Securities gains (losses) | $181,000 | 1,281 |
| Applicable income taxes | $191,000 | 5,108 |
| Income before extraordinary items | $1,498,000 | 3,234 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,498,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $797,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,336,910 | 3,423 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,250,000 | 3,332 |
| Total interest expense | $6,355,000 | 2,623 |
| Net interest income | $3,895,000 | 4,276 |
| Provision for loan and lease losses | $123,000 | 4,793 |
| Total noninterest income | $787,000 | 3,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 2,741 |
| Total noninterest expense | $3,168,000 | 4,047 |
| Salaries and employee benefits | $1,764,000 | 3,837 |
| Premises and equipment expense | $440,000 | 4,195 |
| Additional noninterest expense | $964,000 | 4,099 |
| Pre-tax net operating income | $1,391,000 | 4,292 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $206,000 | 5,328 |
| Income before extraordinary items | $1,202,000 | 3,857 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,202,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $268,000 | 4,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,187,550 | 3,871 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 4,225 |
| Total interest expense | $4,053,000 | 3,549 |
| Net interest income | $3,284,000 | 4,846 |
| Provision for loan and lease losses | $78,000 | 5,718 |
| Total noninterest income | $580,000 | 4,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 3,522 |
| Total noninterest expense | $2,643,000 | 4,666 |
| Salaries and employee benefits | $1,479,000 | 4,389 |
| Premises and equipment expense | $366,000 | 4,819 |
| Additional noninterest expense | $798,000 | 4,793 |
| Pre-tax net operating income | $1,143,000 | 4,915 |
| Securities gains (losses) | $-43,000 | 9,756 |
| Applicable income taxes | $198,000 | 5,734 |
| Income before extraordinary items | $902,000 | 4,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $902,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $937,260 | 4,589 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 4,429 |
| Total interest expense | $3,875,000 | 3,795 |
| Net interest income | $3,066,000 | 5,055 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $803,000 | 3,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,686 |
| Total noninterest expense | $2,544,000 | 4,712 |
| Salaries and employee benefits | $1,516,000 | 4,205 |
| Premises and equipment expense | $340,000 | 4,977 |
| Additional noninterest expense | $688,000 | 5,235 |
| Pre-tax net operating income | $1,247,000 | 4,758 |
| Securities gains (losses) | $103,000 | 1,252 |
| Applicable income taxes | $307,000 | 5,109 |
| Income before extraordinary items | $1,043,000 | 4,356 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,043,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $137,000 | 5,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $963,690 | 4,536 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 4,992 |
| Total interest expense | $3,229,000 | 4,419 |
| Net interest income | $2,879,000 | 5,476 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $482,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,129 |
| Total noninterest expense | $2,096,000 | 5,469 |
| Salaries and employee benefits | $1,192,000 | 5,125 |
| Premises and equipment expense | $310,000 | 5,351 |
| Additional noninterest expense | $594,000 | 5,849 |
| Pre-tax net operating income | $1,148,000 | 5,390 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $397,000 | 4,906 |
| Income before extraordinary items | $761,000 | 5,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $761,000 | 5,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $134,000 | 6,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $754,400 | 5,615 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,750 |
| Total interest expense | $2,802,000 | 5,072 |
| Net interest income | $2,426,000 | 6,329 |
| Provision for loan and lease losses | $190,000 | 3,537 |
| Total noninterest income | $427,000 | 5,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $1,934,000 | 6,081 |
| Salaries and employee benefits | $1,090,000 | 5,625 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $540,000 | 6,766 |
| Pre-tax net operating income | $729,000 | 6,797 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $259,000 | 6,327 |
| Income before extraordinary items | $462,000 | 7,155 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $462,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $184,000 | 5,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $467,120 | 7,073 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 7,067 |
| Total interest expense | $1,945,000 | 6,597 |
| Net interest income | $1,993,000 | 7,333 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $391,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $1,763,000 | 6,564 |
| Salaries and employee benefits | $963,000 | 6,231 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $527,000 | 7,061 |
| Pre-tax net operating income | $497,000 | 8,453 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $175,000 | 7,838 |
| Income before extraordinary items | $347,000 | 8,506 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $347,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $113,000 | 6,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $330,500 | 8,631 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 7,970 |
| Total interest expense | $1,075,000 | 8,374 |
| Net interest income | $1,963,000 | 7,658 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $367,000 | 6,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $1,521,000 | 7,539 |
| Salaries and employee benefits | $796,000 | 7,233 |
| Premises and equipment expense | $207,000 | 7,274 |
| Additional noninterest expense | $518,000 | 7,682 |
| Pre-tax net operating income | $717,000 | 7,301 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $240,000 | 6,686 |
| Income before extraordinary items | $476,000 | 7,485 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $476,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $109,000 | 6,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $476,660 | 7,523 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 8,360 |
| Total interest expense | $1,100,000 | 8,685 |
| Net interest income | $1,886,000 | 7,991 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $363,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $1,395,000 | 8,211 |
| Salaries and employee benefits | $699,000 | 8,007 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $818,000 | 6,718 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $541,000 | 7,217 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $541,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $540,340 | 6,973 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 8,548 |
| Total interest expense | $1,339,000 | 9,086 |
| Net interest income | $1,918,000 | 7,986 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $1,377,000 | 8,384 |
| Salaries and employee benefits | $666,000 | 8,256 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $517,000 | 8,287 |
| Pre-tax net operating income | $821,000 | 6,474 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $276,000 | 6,273 |
| Income before extraordinary items | $545,000 | 6,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $545,000 | 7,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $95,000 | 6,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $545,000 | 6,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.