Evergreen Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,154,000	10,583
Total interest expense	$1,465,000	8,627
Net interest income	$689,000	12,366
Provision for loan and lease losses	$327,000	3,934
Total noninterest income	$463,000	5,950
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$463,000	3,355
Total noninterest expense	$1,369,000	8,409
Salaries and employee benefits	$347,000	11,473
Premises and equipment expense	$141,000	9,376
Additional noninterest expense	$881,000	5,624
Pre-tax net operating income	$-544,000	13,314
Securities gains (losses)	$0	8,369
Applicable income taxes	$8,000	12,420
Income before extraordinary items	$-552,000	13,400
Extraordinary gains, net	$0	1,422
Net income	$-552,000	13,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	4,010
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-552,000	13,294

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.