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Evergreen Bank Group, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$26,731,000	576
Total interest expense	$11,614,000	508
Net interest income	$15,117,000	610
Provision for loan and lease losses	$3,050,000	212
Total noninterest income	$928,000	1,356
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$87,000	2,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$841,000	1,076
Total noninterest expense	$9,155,000	792
Salaries and employee benefits	$4,932,000	815
Premises and equipment expense	$586,000	1,112
Additional noninterest expense	$841,000	1,076
Pre-tax net operating income	$3,840,000	876
Securities gains (losses)	$0	665
Applicable income taxes	$918,000	682
Income before extraordinary items	$2,922,000	936
Extraordinary gains, net	$0	47
Net income	$2,922,000	949
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,922,000	936
Net charge-offs	$3,587,000	161
Cash dividends	$7,300,000	233
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,922,000	943
2024-12-31 (YTD Data)		Rank
Total interest income	$108,118,000	566
Total interest expense	$52,747,000	488
Net interest income	$55,371,000	628
Provision for loan and lease losses	$11,375,000	199
Total noninterest income	$2,660,000	1,713
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$322,000	2,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,338,000	1,423
Total noninterest expense	$37,383,000	764
Salaries and employee benefits	$18,975,000	822
Premises and equipment expense	$2,323,000	1,080
Additional noninterest expense	$2,338,000	1,423
Pre-tax net operating income	$9,273,000	1,222
Securities gains (losses)	$270,000	192
Applicable income taxes	$2,183,000	907
Income before extraordinary items	$7,360,000	1,295
Extraordinary gains, net	$0	53
Net income	$7,360,000	1,305
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,360,000	1,295
Net charge-offs	$11,794,000	184
Cash dividends	$1,200,000	2,073
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$7,146,700	1,335
2024-09-30 (YTD Data)		Rank
Total interest income	$80,288,000	564
Total interest expense	$39,834,000	483
Net interest income	$40,454,000	634
Provision for loan and lease losses	$8,075,000	204
Total noninterest income	$1,826,000	1,788
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$235,000	2,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,591,000	1,517
Total noninterest expense	$28,458,000	744
Salaries and employee benefits	$14,213,000	814
Premises and equipment expense	$1,747,000	1,081
Additional noninterest expense	$1,591,000	1,517
Pre-tax net operating income	$5,747,000	1,377
Securities gains (losses)	$0	930
Applicable income taxes	$1,321,000	1,034
Income before extraordinary items	$4,426,000	1,490
Extraordinary gains, net	$0	51
Net income	$4,426,000	1,507
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,426,000	1,492
Net charge-offs	$7,919,000	197
Cash dividends	$900,000	1,847
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$4,426,000	1,494
2024-06-30 (YTD Data)		Rank
Total interest income	$52,718,000	567
Total interest expense	$26,406,000	477
Net interest income	$26,312,000	639
Provision for loan and lease losses	$5,775,000	197
Total noninterest income	$1,132,000	1,841
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$150,000	2,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$982,000	1,572
Total noninterest expense	$18,909,000	751
Salaries and employee benefits	$9,525,000	814
Premises and equipment expense	$1,173,000	1,076
Additional noninterest expense	$982,000	1,572
Pre-tax net operating income	$2,760,000	1,711
Securities gains (losses)	$0	628
Applicable income taxes	$612,000	1,261
Income before extraordinary items	$2,148,000	1,839
Extraordinary gains, net	$0	52
Net income	$2,148,000	1,864
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,148,000	1,840
Net charge-offs	$5,101,000	190
Cash dividends	$600,000	1,834
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,148,000	1,845
2024-03-31 (YTD Data)		Rank
Total interest income	$26,193,000	566
Total interest expense	$13,243,000	469
Net interest income	$12,950,000	664
Provision for loan and lease losses	$3,100,000	180
Total noninterest income	$622,000	1,722
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$72,000	2,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	1,435
Total noninterest expense	$9,503,000	758
Salaries and employee benefits	$4,805,000	816
Premises and equipment expense	$600,000	1,074
Additional noninterest expense	$550,000	1,435
Pre-tax net operating income	$969,000	2,096
Securities gains (losses)	$0	689
Applicable income taxes	$205,000	1,499
Income before extraordinary items	$764,000	2,209
Extraordinary gains, net	$0	51
Net income	$764,000	2,235
Minority interest net income	$0	72
Net income of bank and minority interests.	$764,000	2,209
Net charge-offs	$2,804,000	168
Cash dividends	$300,000	1,570
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$764,000	2,211
2023-12-31 (YTD Data)		Rank
Total interest income	$97,263,000	556
Total interest expense	$40,323,000	462
Net interest income	$56,940,000	606
Provision for loan and lease losses	$11,575,000	200
Total noninterest income	$2,123,000	1,945
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$280,000	2,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,843,000	1,684
Total noninterest expense	$37,515,000	731
Salaries and employee benefits	$18,778,000	806
Premises and equipment expense	$2,358,000	1,051
Additional noninterest expense	$1,843,000	1,684
Pre-tax net operating income	$9,973,000	1,163
Securities gains (losses)	$4,000	883
Applicable income taxes	$2,313,000	889
Income before extraordinary items	$7,664,000	1,249
Extraordinary gains, net	$0	54
Net income	$7,664,000	1,265
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,664,000	1,252
Net charge-offs	$11,778,000	144
Cash dividends	$1,050,000	2,106
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,660,840	1,271
2023-09-30 (YTD Data)		Rank
Total interest income	$70,835,000	559
Total interest expense	$27,499,000	466
Net interest income	$43,336,000	602
Provision for loan and lease losses	$6,175,000	235
Total noninterest income	$1,612,000	1,935
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$206,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,406,000	1,663
Total noninterest expense	$28,549,000	723
Salaries and employee benefits	$14,265,000	812
Premises and equipment expense	$1,759,000	1,059
Additional noninterest expense	$1,406,000	1,663
Pre-tax net operating income	$10,224,000	953
Securities gains (losses)	$4,000	719
Applicable income taxes	$2,345,000	757
Income before extraordinary items	$7,883,000	1,013
Extraordinary gains, net	$0	52
Net income	$7,883,000	1,018
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,883,000	1,013
Net charge-offs	$8,739,000	138
Cash dividends	$750,000	1,927
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,879,840	1,026
2023-06-30 (YTD Data)		Rank
Total interest income	$45,125,000	553
Total interest expense	$15,812,000	474
Net interest income	$29,313,000	593
Provision for loan and lease losses	$3,875,000	240
Total noninterest income	$1,036,000	1,914
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$131,000	2,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$905,000	1,626
Total noninterest expense	$18,997,000	712
Salaries and employee benefits	$9,663,000	790
Premises and equipment expense	$1,154,000	1,064
Additional noninterest expense	$905,000	1,624
Pre-tax net operating income	$7,477,000	903
Securities gains (losses)	$4,000	768
Applicable income taxes	$1,724,000	716
Income before extraordinary items	$5,757,000	951
Extraordinary gains, net	$0	51
Net income	$5,757,000	962
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,757,000	951
Net charge-offs	$3,689,000	165
Cash dividends	$450,000	2,035
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,753,840	961
2023-03-31 (YTD Data)		Rank
Total interest income	$21,535,000	571
Total interest expense	$6,799,000	483
Net interest income	$14,736,000	608
Provision for loan and lease losses	$1,875,000	244
Total noninterest income	$433,000	2,110
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$63,000	2,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$370,000	1,819
Total noninterest expense	$9,312,000	737
Salaries and employee benefits	$4,880,000	797
Premises and equipment expense	$587,000	1,074
Additional noninterest expense	$370,000	1,819
Pre-tax net operating income	$3,982,000	881
Securities gains (losses)	$0	950
Applicable income taxes	$921,000	709
Income before extraordinary items	$3,061,000	927
Extraordinary gains, net	$0	4
Net income	$3,061,000	926
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,061,000	926
Net charge-offs	$1,921,000	148
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,061,000	944
2022-12-31 (YTD Data)		Rank
Total interest income	$71,313,000	556
Total interest expense	$10,023,000	452
Net interest income	$61,290,000	563
Provision for loan and lease losses	$5,220,000	272
Total noninterest income	$2,109,000	1,992
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$308,000	2,221
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,801,000	1,722
Total noninterest expense	$34,414,000	759
Salaries and employee benefits	$18,304,000	816
Premises and equipment expense	$2,445,000	1,021
Additional noninterest expense	$1,801,000	1,722
Pre-tax net operating income	$23,765,000	666
Securities gains (losses)	$7,000	482
Applicable income taxes	$5,751,000	551
Income before extraordinary items	$18,021,000	700
Extraordinary gains, net	$0	5
Net income	$18,021,000	701
Minority interest net income	$0	63
Net income of bank and minority interests.	$18,021,000	701
Net charge-offs	$4,033,000	177
Cash dividends	$23,050,000	269
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$18,015,470	704
2022-09-30 (YTD Data)		Rank
Total interest income	$50,116,000	559
Total interest expense	$4,767,000	482
Net interest income	$45,349,000	555
Provision for loan and lease losses	$1,675,000	446
Total noninterest income	$1,659,000	1,967
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$238,000	2,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,421,000	1,699
Total noninterest expense	$25,321,000	776
Salaries and employee benefits	$13,322,000	831
Premises and equipment expense	$1,849,000	1,008
Additional noninterest expense	$1,421,000	1,699
Pre-tax net operating income	$20,012,000	613
Securities gains (losses)	$7,000	491
Applicable income taxes	$4,807,000	529
Income before extraordinary items	$15,212,000	643
Extraordinary gains, net	$0	4
Net income	$15,212,000	643
Minority interest net income	$0	57
Net income of bank and minority interests.	$15,212,000	643
Net charge-offs	$2,598,000	188
Cash dividends	$22,300,000	215
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$15,206,470	651
2022-06-30 (YTD Data)		Rank
Total interest income	$31,611,000	553
Total interest expense	$2,082,000	565
Net interest income	$29,529,000	549
Provision for loan and lease losses	$550,000	653
Total noninterest income	$1,090,000	1,969
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$166,000	2,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$924,000	1,758
Total noninterest expense	$16,295,000	787
Salaries and employee benefits	$8,714,000	831
Premises and equipment expense	$1,252,000	993
Additional noninterest expense	$6,329,000	631
Pre-tax net operating income	$13,774,000	571
Securities gains (losses)	$0	687
Applicable income taxes	$3,311,000	487
Income before extraordinary items	$10,463,000	592
Extraordinary gains, net	$0	4
Net income	$10,463,000	591
Minority interest net income	$0	60
Net income of bank and minority interests.	$10,463,000	592
Net charge-offs	$1,485,000	193
Cash dividends	$21,550,000	176
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$10,463,000	604
2022-03-31 (YTD Data)		Rank
Total interest income	$15,386,000	553
Total interest expense	$979,000	567
Net interest income	$14,407,000	549
Provision for loan and lease losses	$0	2,285
Total noninterest income	$530,000	2,003
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$84,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$446,000	1,795
Total noninterest expense	$8,037,000	796
Salaries and employee benefits	$4,384,000	830
Premises and equipment expense	$642,000	986
Additional noninterest expense	$3,011,000	652
Pre-tax net operating income	$6,900,000	544
Securities gains (losses)	$0	623
Applicable income taxes	$1,660,000	472
Income before extraordinary items	$5,240,000	570
Extraordinary gains, net	$0	4
Net income	$5,240,000	570
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,240,000	570
Net charge-offs	$729,000	190
Cash dividends	$850,000	857
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,240,000	580
2021-12-31 (YTD Data)		Rank
Total interest income	$66,326,000	524
Total interest expense	$6,292,000	433
Net interest income	$60,034,000	531
Provision for loan and lease losses	$325,000	1,356
Total noninterest income	$2,975,000	1,809
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$313,000	2,146
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,662,000	1,606
Total noninterest expense	$28,678,000	883
Salaries and employee benefits	$15,644,000	903
Premises and equipment expense	$2,353,000	1,041
Additional noninterest expense	$10,681,000	727
Pre-tax net operating income	$34,006,000	496
Securities gains (losses)	$69,000	1,008
Applicable income taxes	$7,991,000	453
Income before extraordinary items	$26,084,000	524
Extraordinary gains, net	$0	10
Net income	$26,084,000	524
Minority interest net income	$0	74
Net income of bank and minority interests.	$26,084,000	525
Net charge-offs	$2,680,000	242
Cash dividends	$750,000	2,477
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$26,029,490	519
2021-09-30 (YTD Data)		Rank
Total interest income	$50,315,000	527
Total interest expense	$5,175,000	421
Net interest income	$45,140,000	535
Provision for loan and lease losses	$525,000	775
Total noninterest income	$2,445,000	1,759
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$236,000	2,133
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,209,000	1,565
Total noninterest expense	$21,594,000	886
Salaries and employee benefits	$11,778,000	912
Premises and equipment expense	$1,808,000	1,028
Additional noninterest expense	$8,008,000	733
Pre-tax net operating income	$25,466,000	511
Securities gains (losses)	$51,000	1,044
Applicable income taxes	$6,126,000	456
Income before extraordinary items	$19,391,000	538
Extraordinary gains, net	$0	8
Net income	$19,391,000	537
Minority interest net income	$0	69
Net income of bank and minority interests.	$19,391,000	538
Net charge-offs	$1,913,000	246
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$19,350,710	535
2021-06-30 (YTD Data)		Rank
Total interest income	$33,594,000	519
Total interest expense	$3,858,000	400
Net interest income	$29,736,000	530
Provision for loan and lease losses	$1,025,000	300
Total noninterest income	$1,177,000	2,058
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$156,000	2,099
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,021,000	1,886
Total noninterest expense	$14,234,000	888
Salaries and employee benefits	$7,699,000	915
Premises and equipment expense	$1,231,000	1,014
Additional noninterest expense	$5,304,000	725
Pre-tax net operating income	$15,654,000	540
Securities gains (losses)	$51,000	878
Applicable income taxes	$3,875,000	476
Income before extraordinary items	$11,830,000	588
Extraordinary gains, net	$0	6
Net income	$11,830,000	588
Minority interest net income	$0	67
Net income of bank and minority interests.	$11,830,000	588
Net charge-offs	$1,129,000	252
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$11,789,710	576
2021-03-31 (YTD Data)		Rank
Total interest income	$16,717,000	519
Total interest expense	$2,178,000	370
Net interest income	$14,539,000	538
Provision for loan and lease losses	$600,000	309
Total noninterest income	$583,000	2,066
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$79,000	2,077
Trading account gains and fees	$0	127
Additional Noninterest Income	$504,000	1,911
Total noninterest expense	$7,086,000	883
Salaries and employee benefits	$3,818,000	917
Premises and equipment expense	$603,000	1,036
Additional noninterest expense	$2,665,000	710
Pre-tax net operating income	$7,436,000	562
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,856,000	486
Income before extraordinary items	$5,580,000	604
Extraordinary gains, net	$0	3
Net income	$5,580,000	604
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,580,000	604
Net charge-offs	$841,000	196
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,580,000	594
2020-12-31 (YTD Data)		Rank
Total interest income	$70,806,000	494
Total interest expense	$14,805,000	355
Net interest income	$56,001,000	530
Provision for loan and lease losses	$13,900,000	273
Total noninterest income	$2,140,000	2,045
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$310,000	2,198
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,830,000	1,877
Total noninterest expense	$26,328,000	914
Salaries and employee benefits	$14,182,000	949
Premises and equipment expense	$2,393,000	1,021
Additional noninterest expense	$9,753,000	753
Pre-tax net operating income	$17,913,000	649
Securities gains (losses)	$173,000	1,101
Applicable income taxes	$4,451,000	536
Income before extraordinary items	$13,635,000	721
Extraordinary gains, net	$0	4
Net income	$13,635,000	721
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,635,000	721
Net charge-offs	$4,214,000	247
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$13,498,330	695
2020-09-30 (YTD Data)		Rank
Total interest income	$53,058,000	488
Total interest expense	$11,900,000	357
Net interest income	$41,158,000	530
Provision for loan and lease losses	$8,300,000	352
Total noninterest income	$1,596,000	2,019
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$244,000	2,128
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,352,000	1,850
Total noninterest expense	$19,567,000	906
Salaries and employee benefits	$10,460,000	947
Premises and equipment expense	$1,829,000	999
Additional noninterest expense	$7,278,000	745
Pre-tax net operating income	$14,887,000	569
Securities gains (losses)	$132,000	1,092
Applicable income taxes	$3,843,000	447
Income before extraordinary items	$11,176,000	630
Extraordinary gains, net	$0	4
Net income	$11,176,000	629
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,176,000	630
Net charge-offs	$3,325,000	225
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$11,071,720	612
2020-06-30 (YTD Data)		Rank
Total interest income	$34,864,000	501
Total interest expense	$8,385,000	374
Net interest income	$26,479,000	546
Provision for loan and lease losses	$5,550,000	374
Total noninterest income	$1,055,000	1,960
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$165,000	2,136
Trading account gains and fees	$0	123
Additional Noninterest Income	$890,000	1,787
Total noninterest expense	$12,565,000	924
Salaries and employee benefits	$6,925,000	952
Premises and equipment expense	$1,237,000	979
Additional noninterest expense	$4,403,000	796
Pre-tax net operating income	$9,419,000	533
Securities gains (losses)	$132,000	880
Applicable income taxes	$2,469,000	420
Income before extraordinary items	$7,082,000	611
Extraordinary gains, net	$0	4
Net income	$7,082,000	611
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,082,000	611
Net charge-offs	$2,586,000	221
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,977,720	592
2020-03-31 (YTD Data)		Rank
Total interest income	$16,987,000	517
Total interest expense	$4,425,000	403
Net interest income	$12,562,000	563
Provision for loan and lease losses	$2,730,000	342
Total noninterest income	$493,000	1,956
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$84,000	2,374
Trading account gains and fees	$0	106
Additional Noninterest Income	$409,000	1,708
Total noninterest expense	$6,175,000	940
Salaries and employee benefits	$3,348,000	981
Premises and equipment expense	$616,000	1,000
Additional noninterest expense	$2,211,000	797
Pre-tax net operating income	$4,150,000	555
Securities gains (losses)	$49,000	845
Applicable income taxes	$1,044,000	447
Income before extraordinary items	$3,155,000	619
Extraordinary gains, net	$0	4
Net income	$3,155,000	620
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,155,000	619
Net charge-offs	$1,621,000	182
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,116,290	610
2019-12-31 (YTD Data)		Rank
Total interest income	$65,256,000	543
Total interest expense	$17,099,000	436
Net interest income	$48,157,000	587
Provision for loan and lease losses	$6,566,000	210
Total noninterest income	$1,771,000	2,102
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$320,000	2,513
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,451,000	1,825
Total noninterest expense	$22,800,000	981
Salaries and employee benefits	$12,181,000	1,020
Premises and equipment expense	$2,436,000	1,003
Additional noninterest expense	$8,183,000	839
Pre-tax net operating income	$20,562,000	603
Securities gains (losses)	$243,000	573
Applicable income taxes	$5,314,000	491
Income before extraordinary items	$15,491,000	652
Extraordinary gains, net	$0	11
Net income	$15,491,000	654
Minority interest net income	$0	76
Net income of bank and minority interests.	$15,491,000	653
Net charge-offs	$4,597,000	225
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$15,299,030	643
2019-09-30 (YTD Data)		Rank
Total interest income	$46,124,000	574
Total interest expense	$12,593,000	452
Net interest income	$33,531,000	627
Provision for loan and lease losses	$3,710,000	255
Total noninterest income	$1,336,000	2,091
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$239,000	2,541
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,097,000	1,805
Total noninterest expense	$16,723,000	993
Salaries and employee benefits	$9,064,000	1,029
Premises and equipment expense	$1,816,000	1,003
Additional noninterest expense	$5,843,000	867
Pre-tax net operating income	$14,434,000	637
Securities gains (losses)	$222,000	496
Applicable income taxes	$3,654,000	524
Income before extraordinary items	$11,002,000	686
Extraordinary gains, net	$0	11
Net income	$11,002,000	688
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,002,000	687
Net charge-offs	$3,141,000	230
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$10,826,620	687
2019-06-30 (YTD Data)		Rank
Total interest income	$29,670,000	585
Total interest expense	$8,129,000	455
Net interest income	$21,541,000	642
Provision for loan and lease losses	$2,400,000	254
Total noninterest income	$858,000	2,129
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$161,000	2,505
Trading account gains and fees	$0	131
Additional Noninterest Income	$697,000	1,842
Total noninterest expense	$11,154,000	990
Salaries and employee benefits	$5,995,000	1,029
Premises and equipment expense	$1,228,000	1,003
Additional noninterest expense	$3,931,000	862
Pre-tax net operating income	$8,845,000	656
Securities gains (losses)	$27,000	937
Applicable income taxes	$2,193,000	544
Income before extraordinary items	$6,679,000	717
Extraordinary gains, net	$0	11
Net income	$6,679,000	718
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,679,000	717
Net charge-offs	$2,025,000	229
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,657,670	709
2019-03-31 (YTD Data)		Rank
Total interest income	$14,251,000	610
Total interest expense	$3,873,000	463
Net interest income	$10,378,000	667
Provision for loan and lease losses	$1,425,000	230
Total noninterest income	$384,000	2,216
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$80,000	2,519
Trading account gains and fees	$0	126
Additional Noninterest Income	$304,000	1,952
Total noninterest expense	$5,546,000	994
Salaries and employee benefits	$3,003,000	1,031
Premises and equipment expense	$607,000	1,015
Additional noninterest expense	$1,936,000	862
Pre-tax net operating income	$3,791,000	718
Securities gains (losses)	$5,000	841
Applicable income taxes	$924,000	592
Income before extraordinary items	$2,872,000	806
Extraordinary gains, net	$0	5
Net income	$2,872,000	806
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,872,000	805
Net charge-offs	$1,343,000	179
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,868,050	791
2018-12-31 (YTD Data)		Rank
Total interest income	$51,660,000	625
Total interest expense	$12,036,000	452
Net interest income	$39,624,000	683
Provision for loan and lease losses	$4,755,000	267
Total noninterest income	$2,075,000	1,945
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$353,000	2,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,722,000	1,645
Total noninterest expense	$21,348,000	1,015
Salaries and employee benefits	$11,235,000	1,068
Premises and equipment expense	$2,349,000	1,031
Additional noninterest expense	$7,764,000	862
Pre-tax net operating income	$15,596,000	733
Securities gains (losses)	$-20,000	4,598
Applicable income taxes	$4,035,000	551
Income before extraordinary items	$11,541,000	816
Extraordinary gains, net	$0	6
Net income	$11,541,000	814
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,541,000	815
Net charge-offs	$3,391,000	260
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,556,800	812
2018-09-30 (YTD Data)		Rank
Total interest income	$37,461,000	636
Total interest expense	$8,277,000	455
Net interest income	$29,184,000	691
Provision for loan and lease losses	$3,900,000	244
Total noninterest income	$1,297,000	2,179
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$264,000	2,496
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,033,000	1,906
Total noninterest expense	$15,393,000	1,051
Salaries and employee benefits	$7,962,000	1,124
Premises and equipment expense	$1,758,000	1,026
Additional noninterest expense	$5,673,000	870
Pre-tax net operating income	$11,188,000	747
Securities gains (losses)	$-21,000	4,943
Applicable income taxes	$2,735,000	584
Income before extraordinary items	$8,432,000	834
Extraordinary gains, net	$0	5
Net income	$8,432,000	832
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,432,000	833
Net charge-offs	$2,489,000	249
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,448,590	829
2018-06-30 (YTD Data)		Rank
Total interest income	$23,680,000	661
Total interest expense	$4,967,000	464
Net interest income	$18,713,000	712
Provision for loan and lease losses	$2,400,000	260
Total noninterest income	$872,000	2,162
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$172,000	2,526
Trading account gains and fees	$0	130
Additional Noninterest Income	$700,000	1,874
Total noninterest expense	$10,139,000	1,058
Salaries and employee benefits	$5,234,000	1,143
Premises and equipment expense	$1,169,000	1,030
Additional noninterest expense	$3,736,000	882
Pre-tax net operating income	$7,046,000	774
Securities gains (losses)	$0	961
Applicable income taxes	$1,717,000	610
Income before extraordinary items	$5,329,000	848
Extraordinary gains, net	$0	6
Net income	$5,329,000	846
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,329,000	847
Net charge-offs	$1,547,000	256
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,329,000	846
2018-03-31 (YTD Data)		Rank
Total interest income	$11,253,000	678
Total interest expense	$2,319,000	464
Net interest income	$8,934,000	731
Provision for loan and lease losses	$1,275,000	236
Total noninterest income	$456,000	2,084
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$87,000	2,531
Trading account gains and fees	$0	123
Additional Noninterest Income	$369,000	1,793
Total noninterest expense	$4,923,000	1,084
Salaries and employee benefits	$2,569,000	1,161
Premises and equipment expense	$577,000	1,055
Additional noninterest expense	$1,777,000	914
Pre-tax net operating income	$3,192,000	817
Securities gains (losses)	$0	735
Applicable income taxes	$769,000	638
Income before extraordinary items	$2,423,000	898
Extraordinary gains, net	$0	7
Net income	$2,423,000	898
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,423,000	898
Net charge-offs	$976,000	229
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,423,000	893
2017-12-31 (YTD Data)		Rank
Total interest income	$41,637,000	690
Total interest expense	$7,352,000	483
Net interest income	$34,285,000	736
Provision for loan and lease losses	$3,800,000	296
Total noninterest income	$1,813,000	2,156
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$329,000	2,701
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,484,000	1,827
Total noninterest expense	$19,148,000	1,096
Salaries and employee benefits	$9,797,000	1,185
Premises and equipment expense	$2,220,000	1,062
Additional noninterest expense	$7,131,000	927
Pre-tax net operating income	$13,150,000	778
Securities gains (losses)	$0	2,243
Applicable income taxes	$7,084,000	530
Income before extraordinary items	$6,066,000	1,160
Extraordinary gains, net	$0	9
Net income	$6,066,000	1,160
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,066,000	1,160
Net charge-offs	$3,207,000	282
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,066,000	1,138
2017-09-30 (YTD Data)		Rank
Total interest income	$30,514,000	704
Total interest expense	$5,107,000	504
Net interest income	$25,407,000	747
Provision for loan and lease losses	$3,075,000	279
Total noninterest income	$1,467,000	2,080
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$243,000	2,748
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,224,000	1,743
Total noninterest expense	$14,101,000	1,116
Salaries and employee benefits	$7,147,000	1,215
Premises and equipment expense	$1,657,000	1,078
Additional noninterest expense	$5,297,000	927
Pre-tax net operating income	$9,698,000	802
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,466,000	615
Income before extraordinary items	$6,232,000	952
Extraordinary gains, net	$0	9
Net income	$6,232,000	952
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,232,000	952
Net charge-offs	$2,381,000	264
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,232,000	936
2017-06-30 (YTD Data)		Rank
Total interest income	$19,747,000	716
Total interest expense	$3,181,000	518
Net interest income	$16,566,000	760
Provision for loan and lease losses	$2,050,000	273
Total noninterest income	$1,195,000	1,834
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$158,000	2,789
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,037,000	1,511
Total noninterest expense	$9,427,000	1,118
Salaries and employee benefits	$4,791,000	1,206
Premises and equipment expense	$1,099,000	1,084
Additional noninterest expense	$3,537,000	924
Pre-tax net operating income	$6,284,000	803
Securities gains (losses)	$0	1,906
Applicable income taxes	$2,199,000	626
Income before extraordinary items	$4,085,000	946
Extraordinary gains, net	$0	11
Net income	$4,085,000	947
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,085,000	946
Net charge-offs	$1,633,000	253
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,085,000	934
2017-03-31 (YTD Data)		Rank
Total interest income	$9,598,000	733
Total interest expense	$1,541,000	518
Net interest income	$8,057,000	782
Provision for loan and lease losses	$1,075,000	257
Total noninterest income	$670,000	1,708
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$78,000	2,814
Trading account gains and fees	$0	142
Additional Noninterest Income	$592,000	1,377
Total noninterest expense	$4,707,000	1,124
Salaries and employee benefits	$2,389,000	1,221
Premises and equipment expense	$529,000	1,130
Additional noninterest expense	$1,789,000	902
Pre-tax net operating income	$2,945,000	830
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,032,000	642
Income before extraordinary items	$1,913,000	987
Extraordinary gains, net	$0	8
Net income	$1,913,000	988
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,913,000	987
Net charge-offs	$962,000	230
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,913,000	970
2016-12-31 (YTD Data)		Rank
Total interest income	$34,811,000	766
Total interest expense	$5,149,000	583
Net interest income	$29,662,000	804
Provision for loan and lease losses	$3,350,000	358
Total noninterest income	$1,447,000	2,541
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$268,000	3,143
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,179,000	2,203
Total noninterest expense	$16,340,000	1,230
Salaries and employee benefits	$7,912,000	1,383
Premises and equipment expense	$1,660,000	1,382
Additional noninterest expense	$6,768,000	969
Pre-tax net operating income	$11,419,000	825
Securities gains (losses)	$387,000	545
Applicable income taxes	$4,148,000	632
Income before extraordinary items	$7,658,000	976
Extraordinary gains, net	$0	5
Net income	$7,658,000	975
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,658,000	975
Net charge-offs	$2,709,000	316
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,406,450	983
2016-09-30 (YTD Data)		Rank
Total interest income	$25,389,000	790
Total interest expense	$3,681,000	609
Net interest income	$21,708,000	812
Provision for loan and lease losses	$2,375,000	357
Total noninterest income	$1,117,000	2,501
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$186,000	3,288
Trading account gains and fees	$0	169
Additional Noninterest Income	$931,000	2,132
Total noninterest expense	$11,853,000	1,274
Salaries and employee benefits	$5,796,000	1,401
Premises and equipment expense	$1,107,000	1,557
Additional noninterest expense	$4,950,000	993
Pre-tax net operating income	$8,597,000	823
Securities gains (losses)	$387,000	502
Applicable income taxes	$3,115,000	637
Income before extraordinary items	$5,869,000	955
Extraordinary gains, net	$0	5
Net income	$5,869,000	955
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,869,000	955
Net charge-offs	$1,912,000	308
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,617,450	974
2016-06-30 (YTD Data)		Rank
Total interest income	$16,347,000	821
Total interest expense	$2,354,000	633
Net interest income	$13,993,000	838
Provision for loan and lease losses	$1,400,000	386
Total noninterest income	$740,000	2,479
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$95,000	3,673
Trading account gains and fees	$0	157
Additional Noninterest Income	$645,000	2,054
Total noninterest expense	$7,775,000	1,295
Salaries and employee benefits	$3,899,000	1,405
Premises and equipment expense	$733,000	1,563
Additional noninterest expense	$3,143,000	1,041
Pre-tax net operating income	$5,558,000	845
Securities gains (losses)	$273,000	461
Applicable income taxes	$2,028,000	643
Income before extraordinary items	$3,803,000	969
Extraordinary gains, net	$0	16
Net income	$3,803,000	968
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,803,000	968
Net charge-offs	$993,000	358
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,625,550	987
2016-03-31 (YTD Data)		Rank
Total interest income	$7,937,000	846
Total interest expense	$1,164,000	638
Net interest income	$6,773,000	875
Provision for loan and lease losses	$725,000	356
Total noninterest income	$351,000	2,517
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$45,000	3,743
Trading account gains and fees	$0	142
Additional Noninterest Income	$306,000	2,066
Total noninterest expense	$3,723,000	1,332
Salaries and employee benefits	$1,926,000	1,423
Premises and equipment expense	$347,000	1,651
Additional noninterest expense	$1,450,000	1,121
Pre-tax net operating income	$2,676,000	848
Securities gains (losses)	$265,000	233
Applicable income taxes	$1,037,000	626
Income before extraordinary items	$1,904,000	940
Extraordinary gains, net	$0	12
Net income	$1,904,000	941
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,904,000	941
Net charge-offs	$698,000	267
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,731,750	1,010
2015-12-31 (YTD Data)		Rank
Total interest income	$29,468,000	871
Total interest expense	$4,349,000	647
Net interest income	$25,119,000	903
Provision for loan and lease losses	$2,270,000	408
Total noninterest income	$1,342,000	2,626
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$187,000	3,798
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,155,000	2,194
Total noninterest expense	$13,778,000	1,412
Salaries and employee benefits	$6,877,000	1,539
Premises and equipment expense	$1,318,000	1,733
Additional noninterest expense	$5,583,000	1,153
Pre-tax net operating income	$10,413,000	865
Securities gains (losses)	$184,000	792
Applicable income taxes	$3,703,000	651
Income before extraordinary items	$6,894,000	1,038
Extraordinary gains, net	$0	23
Net income	$6,894,000	1,037
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,894,000	1,038
Net charge-offs	$1,913,000	389
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,774,400	1,029
2015-09-30 (YTD Data)		Rank
Total interest income	$21,685,000	898
Total interest expense	$3,161,000	666
Net interest income	$18,524,000	929
Provision for loan and lease losses	$1,550,000	404
Total noninterest income	$1,001,000	2,664
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$138,000	3,857
Trading account gains and fees	$0	153
Additional Noninterest Income	$863,000	2,209
Total noninterest expense	$10,108,000	1,448
Salaries and employee benefits	$5,017,000	1,581
Premises and equipment expense	$985,000	1,753
Additional noninterest expense	$4,106,000	1,173
Pre-tax net operating income	$7,867,000	857
Securities gains (losses)	$184,000	689
Applicable income taxes	$2,850,000	655
Income before extraordinary items	$5,201,000	1,018
Extraordinary gains, net	$0	21
Net income	$5,201,000	1,018
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,201,000	1,018
Net charge-offs	$1,288,000	400
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,081,400	1,032
2015-06-30 (YTD Data)		Rank
Total interest income	$14,099,000	921
Total interest expense	$2,065,000	678
Net interest income	$12,034,000	951
Provision for loan and lease losses	$1,100,000	394
Total noninterest income	$695,000	2,628
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$88,000	3,922
Trading account gains and fees	$0	157
Additional Noninterest Income	$607,000	2,160
Total noninterest expense	$6,656,000	1,474
Salaries and employee benefits	$3,317,000	1,604
Premises and equipment expense	$652,000	1,775
Additional noninterest expense	$2,687,000	1,190
Pre-tax net operating income	$4,973,000	899
Securities gains (losses)	$48,000	1,258
Applicable income taxes	$1,774,000	690
Income before extraordinary items	$3,247,000	1,089
Extraordinary gains, net	$0	22
Net income	$3,247,000	1,089
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,247,000	1,090
Net charge-offs	$872,000	386
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,215,800	1,065
2015-03-31 (YTD Data)		Rank
Total interest income	$6,813,000	950
Total interest expense	$1,023,000	683
Net interest income	$5,790,000	992
Provision for loan and lease losses	$500,000	407
Total noninterest income	$343,000	2,601
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$43,000	3,933
Trading account gains and fees	$0	152
Additional Noninterest Income	$300,000	2,129
Total noninterest expense	$3,384,000	1,447
Salaries and employee benefits	$1,651,000	1,621
Premises and equipment expense	$312,000	1,864
Additional noninterest expense	$1,421,000	1,119
Pre-tax net operating income	$2,249,000	960
Securities gains (losses)	$40,000	939
Applicable income taxes	$806,000	733
Income before extraordinary items	$1,483,000	1,146
Extraordinary gains, net	$0	13
Net income	$1,483,000	1,147
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,483,000	1,147
Net charge-offs	$499,000	359
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,457,000	1,128
2014-12-31 (YTD Data)		Rank
Total interest income	$26,142,000	978
Total interest expense	$3,523,000	843
Net interest income	$22,619,000	991
Provision for loan and lease losses	$2,050,000	454
Total noninterest income	$1,219,000	2,815
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$186,000	4,034
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,033,000	2,293
Total noninterest expense	$12,907,000	1,477
Salaries and employee benefits	$6,120,000	1,693
Premises and equipment expense	$1,124,000	2,037
Additional noninterest expense	$5,663,000	1,158
Pre-tax net operating income	$8,881,000	937
Securities gains (losses)	$338,000	561
Applicable income taxes	$2,802,000	761
Income before extraordinary items	$6,417,000	1,030
Extraordinary gains, net	$0	17
Net income	$6,417,000	1,029
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,417,000	1,029
Net charge-offs	$2,053,000	502
Cash dividends	$1,384,000	1,665
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,180,400	1,038
2014-09-30 (YTD Data)		Rank
Total interest income	$19,362,000	995
Total interest expense	$2,582,000	881
Net interest income	$16,780,000	1,011
Provision for loan and lease losses	$1,500,000	449
Total noninterest income	$989,000	2,710
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$141,000	4,066
Trading account gains and fees	$0	174
Additional Noninterest Income	$848,000	2,171
Total noninterest expense	$9,239,000	1,552
Salaries and employee benefits	$4,412,000	1,753
Premises and equipment expense	$832,000	2,077
Additional noninterest expense	$3,995,000	1,228
Pre-tax net operating income	$7,030,000	899
Securities gains (losses)	$316,000	458
Applicable income taxes	$2,157,000	754
Income before extraordinary items	$5,189,000	967
Extraordinary gains, net	$0	15
Net income	$5,189,000	966
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,189,000	966
Net charge-offs	$1,420,000	511
Cash dividends	$1,384,000	1,231
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,964,640	984
2014-06-30 (YTD Data)		Rank
Total interest income	$12,819,000	996
Total interest expense	$1,699,000	894
Net interest income	$11,120,000	1,007
Provision for loan and lease losses	$875,000	513
Total noninterest income	$698,000	2,605
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$92,000	4,074
Trading account gains and fees	$0	172
Additional Noninterest Income	$606,000	2,043
Total noninterest expense	$6,098,000	1,568
Salaries and employee benefits	$2,878,000	1,791
Premises and equipment expense	$558,000	2,072
Additional noninterest expense	$2,662,000	1,214
Pre-tax net operating income	$4,845,000	837
Securities gains (losses)	$110,000	738
Applicable income taxes	$1,317,000	781
Income before extraordinary items	$3,638,000	889
Extraordinary gains, net	$0	20
Net income	$3,638,000	889
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,638,000	889
Net charge-offs	$919,000	539
Cash dividends	$997,000	1,180
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,557,700	890
2014-03-31 (YTD Data)		Rank
Total interest income	$6,258,000	1,019
Total interest expense	$843,000	913
Net interest income	$5,415,000	1,038
Provision for loan and lease losses	$450,000	484
Total noninterest income	$370,000	2,492
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$45,000	4,116
Trading account gains and fees	$0	147
Additional Noninterest Income	$325,000	1,900
Total noninterest expense	$2,969,000	1,622
Salaries and employee benefits	$1,416,000	1,835
Premises and equipment expense	$308,000	1,934
Additional noninterest expense	$1,245,000	1,292
Pre-tax net operating income	$2,366,000	835
Securities gains (losses)	$0	1,715
Applicable income taxes	$623,000	795
Income before extraordinary items	$1,743,000	900
Extraordinary gains, net	$0	16
Net income	$1,743,000	901
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,743,000	901
Net charge-offs	$586,000	439
Cash dividends	$523,000	989
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,743,000	873
2013-12-31 (YTD Data)		Rank
Total interest income	$25,172,000	1,004
Total interest expense	$3,375,000	997
Net interest income	$21,797,000	1,004
Provision for loan and lease losses	$1,555,000	760
Total noninterest income	$2,597,000	1,809
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$184,000	4,230
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,413,000	1,330
Total noninterest expense	$11,423,000	1,684
Salaries and employee benefits	$5,263,000	1,933
Premises and equipment expense	$1,135,000	2,005
Additional noninterest expense	$5,025,000	1,335
Pre-tax net operating income	$11,416,000	693
Securities gains (losses)	$56,000	1,717
Applicable income taxes	$4,364,000	499
Income before extraordinary items	$7,108,000	883
Extraordinary gains, net	$0	29
Net income	$7,108,000	885
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,108,000	885
Net charge-offs	$1,608,000	899
Cash dividends	$2,132,000	1,150
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,072,160	868
2013-09-30 (YTD Data)		Rank
Total interest income	$18,667,000	1,020
Total interest expense	$2,499,000	1,043
Net interest income	$16,168,000	1,023
Provision for loan and lease losses	$1,105,000	818
Total noninterest income	$2,321,000	1,611
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$141,000	4,235
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,180,000	1,200
Total noninterest expense	$8,455,000	1,709
Salaries and employee benefits	$3,850,000	1,998
Premises and equipment expense	$883,000	1,960
Additional noninterest expense	$3,722,000	1,342
Pre-tax net operating income	$8,929,000	674
Securities gains (losses)	$40,000	1,818
Applicable income taxes	$3,413,000	498
Income before extraordinary items	$5,556,000	856
Extraordinary gains, net	$0	25
Net income	$5,556,000	857
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,556,000	858
Net charge-offs	$1,021,000	981
Cash dividends	$1,667,000	1,022
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,530,400	843
2013-06-30 (YTD Data)		Rank
Total interest income	$12,089,000	1,050
Total interest expense	$1,656,000	1,076
Net interest income	$10,433,000	1,048
Provision for loan and lease losses	$815,000	787
Total noninterest income	$2,087,000	1,326
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$93,000	4,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,994,000	993
Total noninterest expense	$5,508,000	1,753
Salaries and employee benefits	$2,542,000	2,029
Premises and equipment expense	$571,000	2,019
Additional noninterest expense	$2,395,000	1,383
Pre-tax net operating income	$6,197,000	629
Securities gains (losses)	$40,000	1,658
Applicable income taxes	$2,375,000	483
Income before extraordinary items	$3,862,000	806
Extraordinary gains, net	$0	22
Net income	$3,862,000	806
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,862,000	808
Net charge-offs	$750,000	944
Cash dividends	$1,159,000	960
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,836,400	789
2013-03-31 (YTD Data)		Rank
Total interest income	$5,947,000	1,073
Total interest expense	$838,000	1,098
Net interest income	$5,109,000	1,067
Provision for loan and lease losses	$125,000	1,855
Total noninterest income	$276,000	3,112
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$47,000	4,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$229,000	2,578
Total noninterest expense	$2,857,000	1,698
Salaries and employee benefits	$1,238,000	2,086
Premises and equipment expense	$287,000	2,042
Additional noninterest expense	$1,332,000	1,232
Pre-tax net operating income	$2,403,000	785
Securities gains (losses)	$6,000	1,600
Applicable income taxes	$921,000	576
Income before extraordinary items	$1,488,000	1,026
Extraordinary gains, net	$0	10
Net income	$1,488,000	1,026
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,488,000	1,028
Net charge-offs	$426,000	853
Cash dividends	$447,000	1,033
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,484,160	976
2012-12-31 (YTD Data)		Rank
Total interest income	$22,866,000	1,171
Total interest expense	$3,812,000	1,174
Net interest income	$19,054,000	1,157
Provision for loan and lease losses	$1,860,000	1,131
Total noninterest income	$1,788,000	2,360
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$165,000	4,607
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,623,000	1,769
Total noninterest expense	$11,833,000	1,631
Salaries and employee benefits	$5,034,000	1,997
Premises and equipment expense	$1,018,000	2,252
Additional noninterest expense	$5,781,000	1,191
Pre-tax net operating income	$7,149,000	990
Securities gains (losses)	$550,000	862
Applicable income taxes	$2,465,000	731
Income before extraordinary items	$5,234,000	1,126
Extraordinary gains, net	$0	29
Net income	$5,234,000	1,127
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,234,000	1,127
Net charge-offs	$1,586,000	1,360
Cash dividends	$1,127,000	1,810
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,860,000	1,154
2012-09-30 (YTD Data)		Rank
Total interest income	$16,825,000	1,215
Total interest expense	$2,946,000	1,203
Net interest income	$13,879,000	1,206
Provision for loan and lease losses	$1,320,000	1,200
Total noninterest income	$767,000	3,236
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$111,000	4,881
Trading account gains and fees	$0	157
Additional Noninterest Income	$656,000	2,552
Total noninterest expense	$8,685,000	1,673
Salaries and employee benefits	$3,694,000	2,036
Premises and equipment expense	$724,000	2,371
Additional noninterest expense	$4,267,000	1,201
Pre-tax net operating income	$4,641,000	1,154
Securities gains (losses)	$470,000	784
Applicable income taxes	$1,738,000	798
Income before extraordinary items	$3,373,000	1,340
Extraordinary gains, net	$0	20
Net income	$3,373,000	1,341
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,373,000	1,341
Net charge-offs	$1,231,000	1,269
Cash dividends	$210,000	2,860
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,062,800	1,372
2012-06-30 (YTD Data)		Rank
Total interest income	$10,876,000	1,266
Total interest expense	$1,957,000	1,248
Net interest income	$8,919,000	1,251
Provision for loan and lease losses	$860,000	1,232
Total noninterest income	$533,000	3,121
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$67,000	5,048
Trading account gains and fees	$0	153
Additional Noninterest Income	$466,000	2,422
Total noninterest expense	$5,647,000	1,718
Salaries and employee benefits	$2,467,000	2,034
Premises and equipment expense	$468,000	2,434
Additional noninterest expense	$2,712,000	1,251
Pre-tax net operating income	$2,945,000	1,210
Securities gains (losses)	$353,000	755
Applicable income taxes	$1,121,000	810
Income before extraordinary items	$2,177,000	1,359
Extraordinary gains, net	$0	19
Net income	$2,177,000	1,359
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,177,000	1,359
Net charge-offs	$959,000	1,170
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,944,020	1,437
2012-03-31 (YTD Data)		Rank
Total interest income	$5,333,000	1,295
Total interest expense	$992,000	1,274
Net interest income	$4,341,000	1,278
Provision for loan and lease losses	$450,000	1,139
Total noninterest income	$312,000	2,884
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$32,000	5,116
Trading account gains and fees	$0	148
Additional Noninterest Income	$280,000	2,199
Total noninterest expense	$2,752,000	1,759
Salaries and employee benefits	$1,229,000	2,044
Premises and equipment expense	$243,000	2,353
Additional noninterest expense	$1,280,000	1,311
Pre-tax net operating income	$1,451,000	1,210
Securities gains (losses)	$260,000	499
Applicable income taxes	$582,000	776
Income before extraordinary items	$1,129,000	1,285
Extraordinary gains, net	$0	19
Net income	$1,129,000	1,286
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,129,000	1,286
Net charge-offs	$332,000	1,398
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$957,400	1,431
2011-12-31 (YTD Data)		Rank
Total interest income	$21,190,000	1,351
Total interest expense	$4,431,000	1,370
Net interest income	$16,759,000	1,317
Provision for loan and lease losses	$4,040,000	936
Total noninterest income	$765,000	3,602
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$159,000	4,787
Trading account gains and fees	$0	146
Additional Noninterest Income	$606,000	2,844
Total noninterest expense	$10,107,000	1,897
Salaries and employee benefits	$4,267,000	2,270
Premises and equipment expense	$940,000	2,535
Additional noninterest expense	$4,900,000	1,407
Pre-tax net operating income	$3,377,000	1,651
Securities gains (losses)	$346,000	1,033
Applicable income taxes	$1,264,000	1,126
Income before extraordinary items	$2,459,000	1,901
Extraordinary gains, net	$0	29
Net income	$2,459,000	1,902
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,459,000	1,902
Net charge-offs	$3,608,000	1,064
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,230,640	1,983
2011-09-30 (YTD Data)		Rank
Total interest income	$15,825,000	1,374
Total interest expense	$3,405,000	1,394
Net interest income	$12,420,000	1,342
Provision for loan and lease losses	$3,140,000	905
Total noninterest income	$646,000	3,382
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$126,000	4,712
Trading account gains and fees	$0	145
Additional Noninterest Income	$520,000	2,645
Total noninterest expense	$7,307,000	1,969
Salaries and employee benefits	$3,170,000	2,283
Premises and equipment expense	$745,000	2,445
Additional noninterest expense	$3,392,000	1,519
Pre-tax net operating income	$2,619,000	1,666
Securities gains (losses)	$193,000	1,250
Applicable income taxes	$955,000	1,127
Income before extraordinary items	$1,857,000	1,955
Extraordinary gains, net	$0	21
Net income	$1,857,000	1,955
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,857,000	1,955
Net charge-offs	$2,418,000	1,073
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,729,620	1,967
2011-06-30 (YTD Data)		Rank
Total interest income	$10,387,000	1,410
Total interest expense	$2,344,000	1,402
Net interest income	$8,043,000	1,381
Provision for loan and lease losses	$1,850,000	974
Total noninterest income	$476,000	3,218
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$92,000	4,547
Trading account gains and fees	$0	153
Additional Noninterest Income	$384,000	2,495
Total noninterest expense	$4,855,000	1,994
Salaries and employee benefits	$2,066,000	2,347
Premises and equipment expense	$498,000	2,457
Additional noninterest expense	$2,291,000	1,509
Pre-tax net operating income	$1,814,000	1,587
Securities gains (losses)	$36,000	1,782
Applicable income taxes	$628,000	1,109
Income before extraordinary items	$1,222,000	1,927
Extraordinary gains, net	$0	15
Net income	$1,222,000	1,927
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,222,000	1,927
Net charge-offs	$1,344,000	1,218
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,198,240	1,890
2011-03-31 (YTD Data)		Rank
Total interest income	$5,053,000	1,452
Total interest expense	$1,226,000	1,385
Net interest income	$3,827,000	1,458
Provision for loan and lease losses	$950,000	895
Total noninterest income	$294,000	2,860
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$54,000	4,208
Trading account gains and fees	$0	158
Additional Noninterest Income	$240,000	2,208
Total noninterest expense	$2,246,000	2,154
Salaries and employee benefits	$995,000	2,446
Premises and equipment expense	$248,000	2,517
Additional noninterest expense	$1,003,000	1,709
Pre-tax net operating income	$925,000	1,555
Securities gains (losses)	$0	1,772
Applicable income taxes	$315,000	1,080
Income before extraordinary items	$610,000	1,894
Extraordinary gains, net	$0	9
Net income	$610,000	1,892
Minority interest net income	$0	86
Net income of bank and minority interests.	$610,000	1,894
Net charge-offs	$737,000	1,038
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$610,000	1,844
2010-12-31 (YTD Data)		Rank
Total interest income	$21,326,000	1,429
Total interest expense	$5,738,000	1,451
Net interest income	$15,588,000	1,434
Provision for loan and lease losses	$4,126,000	1,311
Total noninterest income	$1,138,000	2,998
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$202,000	4,384
Trading account gains and fees	$0	175
Additional Noninterest Income	$936,000	2,253
Total noninterest expense	$8,362,000	2,311
Salaries and employee benefits	$3,690,000	2,605
Premises and equipment expense	$956,000	2,574
Additional noninterest expense	$3,716,000	1,913
Pre-tax net operating income	$4,238,000	1,201
Securities gains (losses)	$366,000	1,099
Applicable income taxes	$1,173,000	1,090
Income before extraordinary items	$3,431,000	1,244
Extraordinary gains, net	$0	29
Net income	$3,431,000	1,246
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,431,000	1,247
Net charge-offs	$5,824,000	900
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,156,500	1,296
2010-09-30 (YTD Data)		Rank
Total interest income	$16,058,000	1,461
Total interest expense	$4,396,000	1,476
Net interest income	$11,662,000	1,459
Provision for loan and lease losses	$2,503,000	1,434
Total noninterest income	$809,000	3,129
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$152,000	4,449
Trading account gains and fees	$0	165
Additional Noninterest Income	$657,000	2,361
Total noninterest expense	$6,294,000	2,304
Salaries and employee benefits	$2,739,000	2,634
Premises and equipment expense	$747,000	2,530
Additional noninterest expense	$2,808,000	1,865
Pre-tax net operating income	$3,674,000	1,107
Securities gains (losses)	$243,000	1,224
Applicable income taxes	$1,332,000	816
Income before extraordinary items	$2,585,000	1,287
Extraordinary gains, net	$0	23
Net income	$2,585,000	1,291
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,585,000	1,291
Net charge-offs	$3,386,000	1,034
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,424,620	1,320
2010-06-30 (YTD Data)		Rank
Total interest income	$10,710,000	1,488
Total interest expense	$3,016,000	1,486
Net interest income	$7,694,000	1,476
Provision for loan and lease losses	$1,472,000	1,545
Total noninterest income	$362,000	3,843
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$103,000	4,427
Trading account gains and fees	$0	152
Additional Noninterest Income	$259,000	3,069
Total noninterest expense	$4,111,000	2,357
Salaries and employee benefits	$1,792,000	2,699
Premises and equipment expense	$498,000	2,550
Additional noninterest expense	$1,821,000	1,902
Pre-tax net operating income	$2,473,000	1,078
Securities gains (losses)	$243,000	816
Applicable income taxes	$923,000	771
Income before extraordinary items	$1,793,000	1,241
Extraordinary gains, net	$0	19
Net income	$1,793,000	1,242
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,793,000	1,242
Net charge-offs	$2,475,000	962
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,632,620	1,306
2010-03-31 (YTD Data)		Rank
Total interest income	$5,371,000	1,517
Total interest expense	$1,583,000	1,493
Net interest income	$3,788,000	1,520
Provision for loan and lease losses	$622,000	1,583
Total noninterest income	$209,000	3,555
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$52,000	4,405
Trading account gains and fees	$0	175
Additional Noninterest Income	$157,000	2,758
Total noninterest expense	$2,015,000	2,430
Salaries and employee benefits	$903,000	2,718
Premises and equipment expense	$254,000	2,562
Additional noninterest expense	$858,000	1,979
Pre-tax net operating income	$1,360,000	987
Securities gains (losses)	$164,000	587
Applicable income taxes	$518,000	688
Income before extraordinary items	$1,006,000	1,083
Extraordinary gains, net	$0	16
Net income	$1,006,000	1,084
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,006,000	1,085
Net charge-offs	$1,345,000	853
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$897,760	1,189
2009-12-31 (YTD Data)		Rank
Total interest income	$21,596,000	1,591
Total interest expense	$7,960,000	1,489
Net interest income	$13,636,000	1,649
Provision for loan and lease losses	$8,639,000	973
Total noninterest income	$261,000	5,830
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$236,000	4,338
Trading account gains and fees	$0	211
Additional Noninterest Income	$25,000	6,847
Total noninterest expense	$7,669,000	2,572
Salaries and employee benefits	$3,442,000	2,828
Premises and equipment expense	$993,000	2,591
Additional noninterest expense	$3,234,000	2,190
Pre-tax net operating income	$-2,411,000	6,747
Securities gains (losses)	$120,000	1,972
Applicable income taxes	$-431,000	6,990
Income before extraordinary items	$-1,860,000	6,704
Extraordinary gains, net	$0	34
Net income	$-1,860,000	6,703
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,860,000	6,703
Net charge-offs	$4,568,000	1,229
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,957,200	6,736
2009-09-30 (YTD Data)		Rank
Total interest income	$16,101,000	1,622
Total interest expense	$6,146,000	1,520
Net interest income	$9,955,000	1,688
Provision for loan and lease losses	$4,803,000	1,080
Total noninterest income	$210,000	5,797
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$175,000	4,381
Trading account gains and fees	$0	212
Additional Noninterest Income	$35,000	6,592
Total noninterest expense	$5,710,000	2,594
Salaries and employee benefits	$2,271,000	3,175
Premises and equipment expense	$739,000	2,639
Additional noninterest expense	$2,700,000	1,954
Pre-tax net operating income	$-348,000	6,183
Securities gains (losses)	$120,000	1,678
Applicable income taxes	$-2,000	6,572
Income before extraordinary items	$-226,000	6,151
Extraordinary gains, net	$0	27
Net income	$-226,000	6,152
Minority interest net income	$0	118
Net income of bank and minority interests.	$-226,000	6,151
Net charge-offs	$2,894,000	1,202
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-344,800	6,275
2009-06-30 (YTD Data)		Rank
Total interest income	$10,548,000	1,680
Total interest expense	$4,254,000	1,545
Net interest income	$6,294,000	1,781
Provision for loan and lease losses	$2,595,000	1,193
Total noninterest income	$98,000	6,402
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$112,000	4,425
Trading account gains and fees	$0	193
Additional Noninterest Income	$-14,000	7,843
Total noninterest expense	$3,732,000	2,673
Salaries and employee benefits	$1,506,000	3,231
Premises and equipment expense	$499,000	2,643
Additional noninterest expense	$1,727,000	2,050
Pre-tax net operating income	$65,000	5,427
Securities gains (losses)	$99,000	1,501
Applicable income taxes	$56,000	3,074
Income before extraordinary items	$108,000	5,144
Extraordinary gains, net	$0	21
Net income	$108,000	5,142
Minority interest net income	$0	112
Net income of bank and minority interests.	$108,000	5,142
Net charge-offs	$1,839,000	1,183
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$42,660	5,551
2009-03-31 (YTD Data)		Rank
Total interest income	$5,165,000	1,737
Total interest expense	$2,238,000	1,529
Net interest income	$2,927,000	1,886
Provision for loan and lease losses	$976,000	1,208
Total noninterest income	$17,000	7,517
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$55,000	4,417
Trading account gains and fees	$0	171
Additional Noninterest Income	$-38,000	8,066
Total noninterest expense	$1,801,000	2,677
Salaries and employee benefits	$731,000	3,349
Premises and equipment expense	$259,000	2,609
Additional noninterest expense	$811,000	1,971
Pre-tax net operating income	$167,000	4,332
Securities gains (losses)	$99,000	1,003
Applicable income taxes	$90,000	2,286
Income before extraordinary items	$176,000	4,078
Extraordinary gains, net	$0	15
Net income	$176,000	4,081
Minority interest net income	$0	102
Net income of bank and minority interests.	$176,000	4,081
Net charge-offs	$784,000	1,090
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$110,660	4,644
2008-12-31 (YTD Data)		Rank
Total interest income	$18,252,000	2,089
Total interest expense	$7,810,000	2,013
Net interest income	$10,442,000	2,126
Provision for loan and lease losses	$3,395,000	1,290
Total noninterest income	$280,000	5,937
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$236,000	4,479
Trading account gains and fees	$0	154
Additional Noninterest Income	$44,000	6,882
Total noninterest expense	$6,578,000	2,828
Salaries and employee benefits	$2,906,000	3,339
Premises and equipment expense	$956,000	2,736
Additional noninterest expense	$2,716,000	2,198
Pre-tax net operating income	$749,000	4,281
Securities gains (losses)	$0	3,220
Applicable income taxes	$260,000	2,554
Income before extraordinary items	$489,000	4,495
Extraordinary gains, net	$0	39
Net income	$489,000	4,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,933,000	1,323
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$489,000	4,655
2008-09-30 (YTD Data)		Rank
Total interest income	$12,955,000	2,239
Total interest expense	$5,404,000	2,232
Net interest income	$7,551,000	2,226
Provision for loan and lease losses	$2,502,000	1,019
Total noninterest income	$266,000	5,601
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$176,000	4,524
Trading account gains and fees	$0	148
Additional Noninterest Income	$90,000	5,787
Total noninterest expense	$4,878,000	2,829
Salaries and employee benefits	$2,215,000	3,342
Premises and equipment expense	$723,000	2,716
Additional noninterest expense	$1,940,000	2,220
Pre-tax net operating income	$437,000	5,149
Securities gains (losses)	$0	3,106
Applicable income taxes	$151,000	3,228
Income before extraordinary items	$286,000	5,277
Extraordinary gains, net	$0	31
Net income	$286,000	5,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,279,000	1,120
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$286,000	5,451
2008-06-30 (YTD Data)		Rank
Total interest income	$7,942,000	2,432
Total interest expense	$3,281,000	2,502
Net interest income	$4,661,000	2,354
Provision for loan and lease losses	$1,584,000	916
Total noninterest income	$171,000	5,743
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$112,000	4,627
Trading account gains and fees	$0	149
Additional Noninterest Income	$59,000	5,884
Total noninterest expense	$3,244,000	2,840
Salaries and employee benefits	$1,548,000	3,244
Premises and equipment expense	$472,000	2,777
Additional noninterest expense	$1,224,000	2,294
Pre-tax net operating income	$4,000	6,908
Securities gains (losses)	$0	3,233
Applicable income taxes	$2,000	5,394
Income before extraordinary items	$2,000	6,997
Extraordinary gains, net	$0	21
Net income	$2,000	6,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$722,000	1,043
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,000	6,942
2008-03-31 (YTD Data)		Rank
Total interest income	$3,587,000	2,725
Total interest expense	$1,402,000	3,058
Net interest income	$2,185,000	2,499
Provision for loan and lease losses	$781,000	735
Total noninterest income	$52,000	6,602
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$50,000	4,810
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,000	8,025
Total noninterest expense	$1,563,000	2,939
Salaries and employee benefits	$795,000	3,184
Premises and equipment expense	$206,000	3,144
Additional noninterest expense	$562,000	2,451
Pre-tax net operating income	$-107,000	7,585
Securities gains (losses)	$0	2,688
Applicable income taxes	$-36,000	7,977
Income before extraordinary items	$-71,000	7,573
Extraordinary gains, net	$0	15
Net income	$-71,000	7,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$365,000	865
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-71,000	7,520
2007-12-31 (YTD Data)		Rank
Total interest income	$8,982,000	4,041
Total interest expense	$3,222,000	4,582
Net interest income	$5,760,000	3,612
Provision for loan and lease losses	$922,000	1,513
Total noninterest income	$353,000	5,740
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$221,000	4,701
Trading account gains and fees	$0	178
Additional Noninterest Income	$132,000	5,788
Total noninterest expense	$5,581,000	3,155
Salaries and employee benefits	$2,615,000	3,595
Premises and equipment expense	$735,000	3,313
Additional noninterest expense	$2,231,000	2,418
Pre-tax net operating income	$-390,000	7,747
Securities gains (losses)	$0	2,146
Applicable income taxes	$-347,000	8,238
Income before extraordinary items	$-43,000	7,567
Extraordinary gains, net	$0	39
Net income	$-43,000	7,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-298,000	8,475
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-43,000	7,546
2007-09-30 (YTD Data)		Rank
Total interest income	$5,701,000	4,528
Total interest expense	$1,914,000	5,217
Net interest income	$3,787,000	3,980
Provision for loan and lease losses	$389,000	1,905
Total noninterest income	$270,000	5,743
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$167,000	4,709
Trading account gains and fees	$0	184
Additional Noninterest Income	$103,000	5,748
Total noninterest expense	$4,094,000	3,187
Salaries and employee benefits	$1,885,000	3,692
Premises and equipment expense	$531,000	3,388
Additional noninterest expense	$1,678,000	2,363
Pre-tax net operating income	$-426,000	8,035
Securities gains (losses)	$0	1,655
Applicable income taxes	$-359,000	8,399
Income before extraordinary items	$-67,000	7,810
Extraordinary gains, net	$0	33
Net income	$-67,000	7,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-598,000	8,534
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-67,000	7,791
2007-06-30 (YTD Data)		Rank
Total interest income	$2,966,000	5,301
Total interest expense	$916,000	6,061
Net interest income	$2,050,000	4,602
Provision for loan and lease losses	$363,000	1,324
Total noninterest income	$176,000	5,837
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$109,000	4,763
Trading account gains and fees	$0	168
Additional Noninterest Income	$67,000	5,821
Total noninterest expense	$2,527,000	3,412
Salaries and employee benefits	$1,157,000	3,962
Premises and equipment expense	$307,000	3,793
Additional noninterest expense	$1,063,000	2,494
Pre-tax net operating income	$-664,000	8,364
Securities gains (losses)	$0	1,444
Applicable income taxes	$-440,000	8,531
Income before extraordinary items	$-224,000	8,140
Extraordinary gains, net	$0	29
Net income	$-224,000	8,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-196,000	8,520
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-224,000	8,130
2007-03-31 (YTD Data)		Rank
Total interest income	$1,203,000	5,872
Total interest expense	$424,000	6,255
Net interest income	$779,000	5,470
Provision for loan and lease losses	$12,000	4,908
Total noninterest income	$81,000	5,960
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$53,000	4,757
Trading account gains and fees	$0	195
Additional Noninterest Income	$28,000	6,096
Total noninterest expense	$941,000	4,314
Salaries and employee benefits	$476,000	4,598
Premises and equipment expense	$130,000	4,270
Additional noninterest expense	$335,000	3,645
Pre-tax net operating income	$-93,000	8,139
Securities gains (losses)	$0	1,187
Applicable income taxes	$28,000	4,668
Income before extraordinary items	$-121,000	8,218
Extraordinary gains, net	$0	22
Net income	$-121,000	8,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-113,000	8,524
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-121,000	8,206
2006-12-31 (YTD Data)		Rank
Total interest income	$3,855,000	6,220
Total interest expense	$1,417,000	6,239
Net interest income	$2,438,000	6,101
Provision for loan and lease losses	$8,000	6,651
Total noninterest income	$343,000	5,917
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$252,000	4,472
Trading account gains and fees	$0	130
Additional Noninterest Income	$91,000	6,486
Total noninterest expense	$2,295,000	5,746
Salaries and employee benefits	$1,225,000	5,844
Premises and equipment expense	$272,000	5,990
Additional noninterest expense	$798,000	5,243
Pre-tax net operating income	$478,000	6,555
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$478,000	6,234
Extraordinary gains, net	$0	51
Net income	$478,000	6,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,800
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$36,000	1,050
Net operating income	$478,000	6,231
2006-09-30 (YTD Data)		Rank
Total interest income	$2,824,000	6,292
Total interest expense	$1,022,000	6,275
Net interest income	$1,802,000	6,190
Provision for loan and lease losses	$6,000	6,493
Total noninterest income	$264,000	5,880
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$192,000	4,481
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	6,374
Total noninterest expense	$1,644,000	5,880
Salaries and employee benefits	$899,000	5,884
Premises and equipment expense	$206,000	5,985
Additional noninterest expense	$539,000	5,543
Pre-tax net operating income	$416,000	6,544
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$416,000	6,158
Extraordinary gains, net	$0	45
Net income	$416,000	6,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	1,843
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$37,000	851
Net operating income	$416,000	6,156
2006-06-30 (YTD Data)		Rank
Total interest income	$1,860,000	6,309
Total interest expense	$669,000	6,231
Net interest income	$1,191,000	6,242
Provision for loan and lease losses	$4,000	6,268
Total noninterest income	$171,000	5,971
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$120,000	4,594
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,000	6,354
Total noninterest expense	$1,064,000	5,982
Salaries and employee benefits	$557,000	6,132
Premises and equipment expense	$135,000	6,040
Additional noninterest expense	$372,000	5,453
Pre-tax net operating income	$294,000	6,502
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$294,000	6,052
Extraordinary gains, net	$0	39
Net income	$294,000	6,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	1,215
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$37,000	669
Net operating income	$294,000	6,052
2006-03-31 (YTD Data)		Rank
Total interest income	$910,000	6,322
Total interest expense	$322,000	6,236
Net interest income	$588,000	6,282
Provision for loan and lease losses	$2,000	5,907
Total noninterest income	$84,000	5,967
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$56,000	4,691
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,187
Total noninterest expense	$554,000	5,875
Salaries and employee benefits	$307,000	5,861
Premises and equipment expense	$68,000	6,040
Additional noninterest expense	$179,000	5,526
Pre-tax net operating income	$116,000	6,862
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$116,000	6,470
Extraordinary gains, net	$0	21
Net income	$116,000	6,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-84,000	8,615
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$37,000	435
Net operating income	$116,000	6,472
2005-12-31 (YTD Data)		Rank
Total interest income	$3,796,000	5,977
Total interest expense	$1,257,000	5,716
Net interest income	$2,539,000	5,999
Provision for loan and lease losses	$1,144,000	922
Total noninterest income	$327,000	6,156
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$230,000	4,750
Trading account gains and fees	$0	138
Additional Noninterest Income	$97,000	6,449
Total noninterest expense	$2,184,000	5,801
Salaries and employee benefits	$1,031,000	6,262
Premises and equipment expense	$289,000	5,831
Additional noninterest expense	$864,000	4,903
Pre-tax net operating income	$-462,000	8,487
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$0	6,964
Income before extraordinary items	$-459,000	8,533
Extraordinary gains, net	$0	46
Net income	$-459,000	8,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,003,000	673
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-462,000	8,512
2005-09-30 (YTD Data)		Rank
Total interest income	$2,922,000	5,881
Total interest expense	$957,000	5,561
Net interest income	$1,965,000	5,941
Provision for loan and lease losses	$1,142,000	674
Total noninterest income	$249,000	6,158
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$171,000	4,801
Trading account gains and fees	$0	126
Additional Noninterest Income	$78,000	6,360
Total noninterest expense	$1,589,000	5,872
Salaries and employee benefits	$778,000	6,218
Premises and equipment expense	$205,000	5,974
Additional noninterest expense	$606,000	5,090
Pre-tax net operating income	$-517,000	8,603
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$0	6,976
Income before extraordinary items	$-514,000	8,651
Extraordinary gains, net	$0	35
Net income	$-514,000	8,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,084,000	471
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-517,000	8,627
2005-06-30 (YTD Data)		Rank
Total interest income	$1,936,000	5,833
Total interest expense	$623,000	5,463
Net interest income	$1,313,000	5,922
Provision for loan and lease losses	$1,140,000	440
Total noninterest income	$158,000	6,238
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$111,000	4,818
Trading account gains and fees	$0	116
Additional Noninterest Income	$47,000	6,506
Total noninterest expense	$1,117,000	5,699
Salaries and employee benefits	$539,000	6,112
Premises and equipment expense	$142,000	5,866
Additional noninterest expense	$436,000	4,828
Pre-tax net operating income	$-786,000	8,746
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$0	6,961
Income before extraordinary items	$-783,000	8,768
Extraordinary gains, net	$0	30
Net income	$-783,000	8,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,170,000	322
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-786,000	8,746
2005-03-31 (YTD Data)		Rank
Total interest income	$953,000	5,876
Total interest expense	$303,000	5,452
Net interest income	$650,000	5,973
Provision for loan and lease losses	$8,000	5,590
Total noninterest income	$79,000	6,196
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$56,000	4,748
Trading account gains and fees	$0	115
Additional Noninterest Income	$23,000	6,629
Total noninterest expense	$552,000	5,766
Salaries and employee benefits	$294,000	5,838
Premises and equipment expense	$71,000	5,908
Additional noninterest expense	$187,000	5,322
Pre-tax net operating income	$169,000	6,329
Securities gains (losses)	$3,000	1,324
Applicable income taxes	$0	6,892
Income before extraordinary items	$172,000	5,780
Extraordinary gains, net	$0	24
Net income	$172,000	5,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$169,000	5,785
2004-12-31 (YTD Data)		Rank
Total interest income	$3,493,000	5,975
Total interest expense	$1,058,000	5,498
Net interest income	$2,435,000	6,089
Provision for loan and lease losses	$13,000	6,922
Total noninterest income	$301,000	6,401
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$226,000	4,956
Trading account gains and fees	$0	138
Additional Noninterest Income	$75,000	6,883
Total noninterest expense	$2,253,000	5,623
Salaries and employee benefits	$1,136,000	5,871
Premises and equipment expense	$303,000	5,656
Additional noninterest expense	$814,000	5,033
Pre-tax net operating income	$470,000	6,804
Securities gains (losses)	$-11,000	8,257
Applicable income taxes	$0	7,185
Income before extraordinary items	$459,000	6,513
Extraordinary gains, net	$0	34
Net income	$459,000	6,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,405
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$470,000	6,408
2004-09-30 (YTD Data)		Rank
Total interest income	$2,577,000	6,027
Total interest expense	$761,000	5,586
Net interest income	$1,816,000	6,106
Provision for loan and lease losses	$11,000	6,669
Total noninterest income	$224,000	6,459
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$167,000	5,045
Trading account gains and fees	$0	134
Additional Noninterest Income	$57,000	6,877
Total noninterest expense	$1,665,000	5,645
Salaries and employee benefits	$837,000	5,877
Premises and equipment expense	$224,000	5,655
Additional noninterest expense	$604,000	5,024
Pre-tax net operating income	$364,000	6,903
Securities gains (losses)	$-12,000	8,545
Applicable income taxes	$0	7,220
Income before extraordinary items	$352,000	6,597
Extraordinary gains, net	$0	26
Net income	$352,000	6,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,103
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$364,000	6,456
2004-06-30 (YTD Data)		Rank
Total interest income	$1,719,000	6,030
Total interest expense	$504,000	5,621
Net interest income	$1,215,000	6,114
Provision for loan and lease losses	$19,000	5,937
Total noninterest income	$138,000	6,641
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$101,000	5,244
Trading account gains and fees	$0	130
Additional Noninterest Income	$37,000	6,933
Total noninterest expense	$1,104,000	5,702
Salaries and employee benefits	$549,000	5,972
Premises and equipment expense	$148,000	5,701
Additional noninterest expense	$407,000	5,005
Pre-tax net operating income	$230,000	6,978
Securities gains (losses)	$-3,000	8,495
Applicable income taxes	$0	7,214
Income before extraordinary items	$227,000	6,655
Extraordinary gains, net	$0	21
Net income	$227,000	6,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,680
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$230,000	6,539
2004-03-31 (YTD Data)		Rank
Total interest income	$857,000	6,070
Total interest expense	$252,000	5,686
Net interest income	$605,000	6,132
Provision for loan and lease losses	$-19,000	8,949
Total noninterest income	$57,000	6,981
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$38,000	5,782
Trading account gains and fees	$0	121
Additional Noninterest Income	$19,000	6,892
Total noninterest expense	$555,000	5,690
Salaries and employee benefits	$260,000	6,198
Premises and equipment expense	$75,000	5,696
Additional noninterest expense	$220,000	4,725
Pre-tax net operating income	$126,000	6,777
Securities gains (losses)	$-3,000	8,790
Applicable income taxes	$0	7,103
Income before extraordinary items	$123,000	6,459
Extraordinary gains, net	$0	16
Net income	$123,000	6,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$126,000	6,287
2003-12-31 (YTD Data)		Rank
Total interest income	$3,233,000	6,283
Total interest expense	$1,001,000	6,124
Net interest income	$2,232,000	6,278
Provision for loan and lease losses	$114,000	5,128
Total noninterest income	$228,000	7,112
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$158,000	5,765
Trading account gains and fees	$0	160
Additional Noninterest Income	$70,000	7,103
Total noninterest expense	$1,987,000	6,008
Salaries and employee benefits	$1,047,000	6,104
Premises and equipment expense	$281,000	5,863
Additional noninterest expense	$659,000	5,694
Pre-tax net operating income	$359,000	7,193
Securities gains (losses)	$-3,000	8,643
Applicable income taxes	$0	7,459
Income before extraordinary items	$356,000	7,005
Extraordinary gains, net	$0	54
Net income	$356,000	7,006
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,392
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$359,000	6,845
2003-09-30 (YTD Data)		Rank
Total interest income	$2,378,000	6,413
Total interest expense	$748,000	6,283
Net interest income	$1,630,000	6,388
Provision for loan and lease losses	$99,000	4,692
Total noninterest income	$165,000	7,224
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$110,000	5,945
Trading account gains and fees	$0	153
Additional Noninterest Income	$55,000	7,077
Total noninterest expense	$1,417,000	6,137
Salaries and employee benefits	$748,000	6,245
Premises and equipment expense	$207,000	5,905
Additional noninterest expense	$462,000	5,888
Pre-tax net operating income	$279,000	7,287
Securities gains (losses)	$-3,000	8,827
Applicable income taxes	$0	7,524
Income before extraordinary items	$276,000	7,082
Extraordinary gains, net	$0	40
Net income	$276,000	7,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	8,221
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$279,000	6,904
2003-06-30 (YTD Data)		Rank
Total interest income	$1,565,000	6,502
Total interest expense	$492,000	6,438
Net interest income	$1,073,000	6,428
Provision for loan and lease losses	$49,000	5,190
Total noninterest income	$107,000	7,271
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$70,000	6,025
Trading account gains and fees	$0	150
Additional Noninterest Income	$37,000	7,072
Total noninterest expense	$929,000	6,218
Salaries and employee benefits	$486,000	6,363
Premises and equipment expense	$137,000	5,926
Additional noninterest expense	$306,000	5,922
Pre-tax net operating income	$202,000	7,200
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$202,000	6,948
Extraordinary gains, net	$0	30
Net income	$202,000	6,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,985
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$202,000	6,759
2003-03-31 (YTD Data)		Rank
Total interest income	$776,000	6,571
Total interest expense	$242,000	6,579
Net interest income	$534,000	6,444
Provision for loan and lease losses	$31,000	4,417
Total noninterest income	$49,000	7,390
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$30,000	6,255
Trading account gains and fees	$0	134
Additional Noninterest Income	$19,000	7,007
Total noninterest expense	$443,000	6,392
Salaries and employee benefits	$223,000	6,648
Premises and equipment expense	$70,000	5,840
Additional noninterest expense	$150,000	5,938
Pre-tax net operating income	$109,000	7,056
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$109,000	6,730
Extraordinary gains, net	$0	21
Net income	$109,000	6,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$109,000	6,561
2002-12-31 (YTD Data)		Rank
Total interest income	$2,931,000	6,926
Total interest expense	$1,082,000	6,721
Net interest income	$1,849,000	6,865
Provision for loan and lease losses	$158,000	4,829
Total noninterest income	$154,000	7,779
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$93,000	6,699
Trading account gains and fees	$0	153
Additional Noninterest Income	$61,000	7,318
Total noninterest expense	$1,640,000	6,581
Salaries and employee benefits	$853,000	6,689
Premises and equipment expense	$255,000	6,073
Additional noninterest expense	$532,000	6,329
Pre-tax net operating income	$205,000	7,905
Securities gains (losses)	$135,000	1,469
Applicable income taxes	$0	7,681
Income before extraordinary items	$340,000	7,128
Extraordinary gains, net	$0	70
Net income	$340,000	7,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,090
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$205,000	7,714
2001-12-31 (YTD Data)		Rank
Total interest income	$2,597,000	7,638
Total interest expense	$1,372,000	7,247
Net interest income	$1,225,000	7,833
Provision for loan and lease losses	$153,000	4,725
Total noninterest income	$136,000	8,019
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$92,000	6,725
Trading account gains and fees	$0	177
Additional Noninterest Income	$44,000	7,857
Total noninterest expense	$1,508,000	6,777
Salaries and employee benefits	$867,000	6,510
Premises and equipment expense	$179,000	7,080
Additional noninterest expense	$462,000	6,695
Pre-tax net operating income	$-300,000	9,031
Securities gains (losses)	$9,000	3,652
Applicable income taxes	$0	7,903
Income before extraordinary items	$-291,000	9,113
Extraordinary gains, net	$0	105
Net income	$-291,000	9,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-300,000	9,069
2000-12-31 (YTD Data)		Rank
Total interest income	$1,738,000	8,698
Total interest expense	$921,000	8,398
Net interest income	$817,000	8,861
Provision for loan and lease losses	$81,000	5,741
Total noninterest income	$102,000	8,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	7,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	8,801
Total noninterest expense	$1,533,000	6,669
Salaries and employee benefits	$897,000	6,330
Premises and equipment expense	$259,000	5,916
Additional noninterest expense	$377,000	7,342
Pre-tax net operating income	$-695,000	9,632
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$0	8,362
Income before extraordinary items	$-694,000	9,655
Extraordinary gains, net	$0	38
Net income	$-694,000	9,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,027
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-695,000	9,652
1999-12-31 (YTD Data)		Rank
Total interest income	$130,000	10,160
Total interest expense	$32,000	10,122
Net interest income	$98,000	10,156
Provision for loan and lease losses	$5,000	8,322
Total noninterest income	$63,000	9,407
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	8,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,688
Total noninterest expense	$541,000	9,501
Salaries and employee benefits	$227,000	9,810
Premises and equipment expense	$31,000	9,958
Additional noninterest expense	$283,000	8,269
Pre-tax net operating income	$-385,000	9,768
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-385,000	9,831
Extraordinary gains, net	$0	35
Net income	$-385,000	9,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$6,714,000	172
Net operating income	$-385,000	9,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.