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Evergreen Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$92,734,000412
Total interest expense$43,880,000418
Net interest income$48,854,000410
Provision for loan and lease losses$2,458,000595
Total noninterest income$5,811,000876
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,355,000448
Trading account gains and fees$0177
Additional Noninterest Income$2,456,0001,080
Total noninterest expense$32,872,000513
Salaries and employee benefits$9,844,000756
Premises and equipment expense$4,033,000553
Additional noninterest expense$18,995,000370
Pre-tax net operating income$19,335,000439
Securities gains (losses)$816,000456
Applicable income taxes$6,453,000460
Income before extraordinary items$13,698,000443
Extraordinary gains, net$0105
Net income$13,698,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,851,000442
Cash dividends$2,973,000946
Sale, conversion, retirement of capital stock, net$0922
Net operating income$13,143,120438
2000-12-31 (YTD Data)Rank
Total interest income$90,487,000447
Total interest expense$50,515,000421
Net interest income$39,972,000475
Provision for loan and lease losses$-1,141,0009,889
Total noninterest income$5,779,000834
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,651,000512
Trading account gains and fees$0180
Additional Noninterest Income$3,128,000839
Total noninterest expense$33,741,000479
Salaries and employee benefits$9,342,000752
Premises and equipment expense$3,919,000567
Additional noninterest expense$20,480,000342
Pre-tax net operating income$13,151,000615
Securities gains (losses)$1,0001,732
Applicable income taxes$3,674,000693
Income before extraordinary items$9,478,000596
Extraordinary gains, net$038
Net income$9,478,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,312,000621
Cash dividends$2,222,0001,240
Sale, conversion, retirement of capital stock, net$0969
Net operating income$9,477,280590
1999-12-31 (YTD Data)Rank
Total interest income$81,003,000474
Total interest expense$39,387,000453
Net interest income$41,616,000480
Provision for loan and lease losses$1,300,000793
Total noninterest income$7,572,000728
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,953,000465
Trading account gains and fees$9,000151
Additional Noninterest Income$4,610,000683
Total noninterest expense$27,141,000588
Salaries and employee benefits$9,201,000758
Premises and equipment expense$3,798,000585
Additional noninterest expense$14,142,000462
Pre-tax net operating income$20,747,000471
Securities gains (losses)$1,0002,805
Applicable income taxes$6,637,000495
Income before extraordinary items$14,111,000469
Extraordinary gains, net$035
Net income$14,111,000469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,837,000479
Cash dividends$8,435,000460
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$14,110,320463
1998-12-31 (YTD Data)Rank
Total interest income$80,196,000477
Total interest expense$38,038,000481
Net interest income$42,158,000463
Provision for loan and lease losses$1,980,000585
Total noninterest income$15,216,000451
Gross Fiduciary activities income$2,734,000266
Service charges on deposit accounts$3,062,000429
Trading account gains and fees$0224
Additional Noninterest Income$9,420,000453
Total noninterest expense$43,283,000401
Salaries and employee benefits$23,000,000328
Premises and equipment expense$4,387,000504
Additional noninterest expense$15,896,000411
Pre-tax net operating income$12,111,000670
Securities gains (losses)$379,000650
Applicable income taxes$4,042,000678
Income before extraordinary items$8,448,000688
Extraordinary gains, net$032
Net income$8,448,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,461,000416
Cash dividends$24,750,000222
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,190,280670
1997-12-31 (YTD Data)Rank
Total interest income$76,454,000494
Total interest expense$34,163,000528
Net interest income$42,291,000464
Provision for loan and lease losses$1,710,000667
Total noninterest income$7,022,000731
Gross Fiduciary activities income$2,527,000290
Service charges on deposit accounts$2,931,000453
Trading account gains and fees$0239
Additional Noninterest Income$1,564,0001,290
Total noninterest expense$29,605,000522
Salaries and employee benefits$15,064,000460
Premises and equipment expense$4,306,000512
Additional noninterest expense$10,235,000583
Pre-tax net operating income$17,998,000497
Securities gains (losses)$9,0002,430
Applicable income taxes$5,861,000552
Income before extraordinary items$12,146,000510
Extraordinary gains, net$044
Net income$12,146,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,272,000671
Cash dividends$11,100,000343
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$12,139,970485
1996-12-31 (YTD Data)Rank
Total interest income$70,504,000563
Total interest expense$29,257,000628
Net interest income$41,247,000500
Provision for loan and lease losses$1,440,000776
Total noninterest income$6,344,000811
Gross Fiduciary activities income$2,329,000332
Service charges on deposit accounts$2,812,000497
Trading account gains and fees$0262
Additional Noninterest Income$1,203,0001,599
Total noninterest expense$29,118,000575
Salaries and employee benefits$15,397,000470
Premises and equipment expense$3,780,000590
Additional noninterest expense$9,941,000680
Pre-tax net operating income$17,033,000511
Securities gains (losses)$-6,00010,029
Applicable income taxes$6,057,000513
Income before extraordinary items$10,970,000533
Extraordinary gains, net$053
Net income$10,970,000535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,162,000820
Cash dividends$8,900,000463
Sale, conversion, retirement of capital stock, net$0953
Net operating income$10,973,840524
1995-12-31 (YTD Data)Rank
Total interest income$67,128,000608
Total interest expense$27,374,000690
Net interest income$39,754,000537
Provision for loan and lease losses$1,800,000617
Total noninterest income$6,297,000813
Gross Fiduciary activities income$2,213,000361
Service charges on deposit accounts$2,791,000525
Trading account gains and fees$0522
Additional Noninterest Income$1,293,0001,513
Total noninterest expense$31,506,000562
Salaries and employee benefits$15,204,000486
Premises and equipment expense$3,638,000639
Additional noninterest expense$12,664,000574
Pre-tax net operating income$12,745,000680
Securities gains (losses)$-137,00011,595
Applicable income taxes$3,450,000812
Income before extraordinary items$9,158,000640
Extraordinary gains, net$065
Net income$9,158,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,437,000215
Cash dividends$4,200,000727
Sale, conversion, retirement of capital stock, net$0809
Net operating income$9,258,010626
1994-12-31 (YTD Data)Rank
Total interest income$60,710,000595
Total interest expense$21,453,000679
Net interest income$39,257,000535
Provision for loan and lease losses$2,211,000535
Total noninterest income$7,869,000684
Gross Fiduciary activities income$2,390,000334
Service charges on deposit accounts$2,767,000508
Trading account gains and fees$0475
Additional Noninterest Income$2,712,000941
Total noninterest expense$32,730,000544
Salaries and employee benefits$8,601,000802
Premises and equipment expense$3,184,000720
Additional noninterest expense$20,945,000428
Pre-tax net operating income$12,185,000677
Securities gains (losses)$-117,00011,646
Applicable income taxes$4,118,000666
Income before extraordinary items$7,950,000693
Extraordinary gains, net$0249
Net income$7,950,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,213,000526
Cash dividends$272,0004,740
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,027,220692
1993-12-31 (YTD Data)Rank
Total interest income$45,201,000755
Total interest expense$17,966,000784
Net interest income$27,235,000716
Provision for loan and lease losses$12,858,000232
Total noninterest income$6,834,000782
Gross Fiduciary activities income$2,285,000352
Service charges on deposit accounts$2,131,000645
Trading account gains and fees$0532
Additional Noninterest Income$2,418,0001,118
Total noninterest expense$26,706,000677
Salaries and employee benefits$10,966,000662
Premises and equipment expense$2,993,000775
Additional noninterest expense$12,747,000636
Pre-tax net operating income$-5,495,00013,185
Securities gains (losses)$76,0002,857
Applicable income taxes$-597,00013,145
Income before extraordinary items$-4,822,00013,157
Extraordinary gains, net$03,149
Net income$-4,822,00013,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,384,000289
Cash dividends$651,0002,515
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-4,889,64013,148
1992-12-31 (YTD Data)Rank
Total interest income$52,734,000747
Total interest expense$24,844,000757
Net interest income$27,890,000718
Provision for loan and lease losses$12,066,000323
Total noninterest income$8,898,000647
Gross Fiduciary activities income$2,278,000359
Service charges on deposit accounts$2,100,000653
Trading account gains and fees$0504
Additional Noninterest Income$4,520,000724
Total noninterest expense$23,218,000752
Salaries and employee benefits$9,548,000731
Premises and equipment expense$2,978,000805
Additional noninterest expense$10,692,000733
Pre-tax net operating income$1,504,0004,040
Securities gains (losses)$926,000693
Applicable income taxes$63,00010,913
Income before extraordinary items$2,367,0001,927
Extraordinary gains, net$01,422
Net income$2,367,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,929,000388
Cash dividends$2,804,000632
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,468,7802,902

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.