Home > Evergreen Bank > Net charge- offs to loans
Evergreen Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3291% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 2,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 3,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6791% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8341% | 2,770 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2134% | 5,412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 538 |
| Percentage Net Loans Charged-off:Construction & development | -0.0435% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0862% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3648% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4832% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9427% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1666% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.7571% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3433% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9325% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0417% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6033% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5086% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0752% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0156% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3584% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1872% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5799% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1160% | 1,328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9627% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8566% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1238% | 1,258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1918% | 3,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 559 |
| Percentage Net Loans Charged-off:Construction & development | -2.5865% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1008% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0567% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1139% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3775% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9109% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7211% | 1,284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 4,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1210% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1373% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4342% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8216% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1179% | 1,357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4559% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7599% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 2.5583% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4201% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6578% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3761% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3090% | 1,349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5718% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4645% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5279% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3388% | 1,336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0513% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3857% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6078% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 14.2423% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9030% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3885% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2470% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1012% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3559% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6544% | 1,293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9111% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9154% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 24.9796% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1420% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1491% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3479% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2529% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5981% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6921% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2483% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 6.1000% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3283% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1397% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9620% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8960% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0707% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1960% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |