Home > Evergreen Bank > Income and Expense

Evergreen Bank, Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$23,234,0001,484
Total interest expense$9,767,0001,222
Net interest income$13,467,0001,670
Provision for loan and lease losses$24,932,000419
Total noninterest income$1,118,0003,126
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$988,0001,707
Trading account gains and fees$0211
Additional Noninterest Income$130,0005,304
Total noninterest expense$15,633,0001,321
Salaries and employee benefits$6,197,0001,608
Premises and equipment expense$2,217,0001,227
Additional noninterest expense$7,219,0001,071
Pre-tax net operating income$-25,980,0007,773
Securities gains (losses)$662,000715
Applicable income taxes$188,0002,431
Income before extraordinary items$-25,506,0007,785
Extraordinary gains, net$034
Net income$-25,506,0007,782
Minority interest net income$0115
Net income of bank and minority interests.$-25,506,0007,784
Net charge-offs$11,180,000632
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-26,168,0007,795
2009-09-30 (YTD Data)Rank
Total interest income$17,927,0001,465
Total interest expense$7,663,0001,221
Net interest income$10,264,0001,646
Provision for loan and lease losses$24,932,000343
Total noninterest income$941,0002,931
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$737,0001,719
Trading account gains and fees$0212
Additional Noninterest Income$204,0004,252
Total noninterest expense$11,731,0001,309
Salaries and employee benefits$4,766,0001,581
Premises and equipment expense$1,706,0001,214
Additional noninterest expense$5,259,0001,075
Pre-tax net operating income$-25,458,0007,906
Securities gains (losses)$150,0001,510
Applicable income taxes$04,592
Income before extraordinary items$-25,308,0007,920
Extraordinary gains, net$027
Net income$-25,308,0007,920
Minority interest net income$0118
Net income of bank and minority interests.$-25,308,0007,920
Net charge-offs$11,043,000472
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-25,458,0007,921
2009-06-30 (YTD Data)Rank
Total interest income$12,192,0001,469
Total interest expense$5,141,0001,282
Net interest income$7,051,0001,586
Provision for loan and lease losses$18,255,000320
Total noninterest income$274,0004,611
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$488,0001,708
Trading account gains and fees$0193
Additional Noninterest Income$-214,0008,024
Total noninterest expense$7,706,0001,352
Salaries and employee benefits$3,247,0001,577
Premises and equipment expense$1,187,0001,191
Additional noninterest expense$3,272,0001,174
Pre-tax net operating income$-18,636,0008,014
Securities gains (losses)$1,0003,011
Applicable income taxes$04,657
Income before extraordinary items$-18,635,0008,030
Extraordinary gains, net$021
Net income$-18,635,0008,030
Minority interest net income$0112
Net income of bank and minority interests.$-18,635,0008,030
Net charge-offs$9,745,000380
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-18,636,0008,026
2009-03-31 (YTD Data)Rank
Total interest income$6,179,0001,462
Total interest expense$2,632,0001,308
Net interest income$3,547,0001,573
Provision for loan and lease losses$55,0004,803
Total noninterest income$412,0002,452
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$243,0001,661
Trading account gains and fees$0171
Additional Noninterest Income$169,0002,756
Total noninterest expense$3,595,0001,383
Salaries and employee benefits$1,603,0001,613
Premises and equipment expense$625,0001,149
Additional noninterest expense$1,367,0001,211
Pre-tax net operating income$309,0003,295
Securities gains (losses)$1,0002,304
Applicable income taxes$04,835
Income before extraordinary items$310,0003,073
Extraordinary gains, net$015
Net income$310,0003,074
Minority interest net income$0102
Net income of bank and minority interests.$310,0003,074
Net charge-offs$411,0001,513
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$309,0002,928
2008-12-31 (YTD Data)Rank
Total interest income$28,247,0001,370
Total interest expense$12,141,0001,348
Net interest income$16,106,0001,379
Provision for loan and lease losses$11,961,000520
Total noninterest income$7,978,000711
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,159,0001,545
Trading account gains and fees$0154
Additional Noninterest Income$6,819,000517
Total noninterest expense$16,239,0001,206
Salaries and employee benefits$6,477,0001,596
Premises and equipment expense$2,265,0001,207
Additional noninterest expense$7,497,000870
Pre-tax net operating income$-4,116,0007,728
Securities gains (losses)$03,220
Applicable income taxes$-678,0007,595
Income before extraordinary items$-3,438,0007,678
Extraordinary gains, net$039
Net income$-3,438,0007,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,629,000623
Cash dividends$915,0002,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,438,0007,745
2008-09-30 (YTD Data)Rank
Total interest income$21,594,0001,369
Total interest expense$9,250,0001,376
Net interest income$12,344,0001,367
Provision for loan and lease losses$2,842,000938
Total noninterest income$6,974,000662
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$887,0001,522
Trading account gains and fees$0148
Additional Noninterest Income$6,087,000478
Total noninterest expense$10,580,0001,361
Salaries and employee benefits$4,747,0001,640
Premises and equipment expense$1,623,0001,272
Additional noninterest expense$4,210,0001,091
Pre-tax net operating income$5,896,000866
Securities gains (losses)$03,106
Applicable income taxes$1,799,000708
Income before extraordinary items$4,097,000892
Extraordinary gains, net$031
Net income$4,097,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$923,0001,379
Cash dividends$800,0002,095
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,097,000956
2008-06-30 (YTD Data)Rank
Total interest income$14,381,0001,393
Total interest expense$6,269,0001,406
Net interest income$8,112,0001,371
Provision for loan and lease losses$2,341,000704
Total noninterest income$6,524,000525
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$602,0001,479
Trading account gains and fees$0149
Additional Noninterest Income$5,922,000393
Total noninterest expense$6,571,0001,466
Salaries and employee benefits$3,007,0001,734
Premises and equipment expense$1,090,0001,255
Additional noninterest expense$2,474,0001,202
Pre-tax net operating income$5,724,000624
Securities gains (losses)$03,233
Applicable income taxes$1,762,000567
Income before extraordinary items$3,962,000696
Extraordinary gains, net$021
Net income$3,962,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$915,000915
Cash dividends$570,0002,106
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,962,000679
2008-03-31 (YTD Data)Rank
Total interest income$7,423,0001,385
Total interest expense$3,312,0001,422
Net interest income$4,111,0001,347
Provision for loan and lease losses$1,832,000424
Total noninterest income$6,071,000349
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$312,0001,402
Trading account gains and fees$0158
Additional Noninterest Income$5,759,000252
Total noninterest expense$3,112,0001,546
Salaries and employee benefits$1,416,0001,860
Premises and equipment expense$510,0001,358
Additional noninterest expense$1,186,0001,208
Pre-tax net operating income$5,238,000386
Securities gains (losses)$02,688
Applicable income taxes$1,607,000405
Income before extraordinary items$3,631,000405
Extraordinary gains, net$015
Net income$3,631,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000566
Cash dividends$170,0002,483
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,631,000392
2007-12-31 (YTD Data)Rank
Total interest income$29,804,0001,445
Total interest expense$13,064,0001,543
Net interest income$16,740,0001,334
Provision for loan and lease losses$1,926,000866
Total noninterest income$2,914,0001,682
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,411,0001,262
Trading account gains and fees$0178
Additional Noninterest Income$1,503,0001,665
Total noninterest expense$13,959,0001,326
Salaries and employee benefits$5,913,0001,703
Premises and equipment expense$1,970,0001,343
Additional noninterest expense$6,076,000927
Pre-tax net operating income$3,769,0002,073
Securities gains (losses)$-444,0008,355
Applicable income taxes$1,211,0001,637
Income before extraordinary items$2,114,0002,703
Extraordinary gains, net$039
Net income$2,114,0002,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0001,591
Cash dividends$1,075,0002,511
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,398,1602,458
2007-09-30 (YTD Data)Rank
Total interest income$21,880,0001,479
Total interest expense$9,468,0001,589
Net interest income$12,412,0001,359
Provision for loan and lease losses$1,021,000886
Total noninterest income$1,663,0002,055
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,061,0001,237
Trading account gains and fees$0184
Additional Noninterest Income$602,0002,555
Total noninterest expense$8,535,0001,597
Salaries and employee benefits$4,236,0001,783
Premises and equipment expense$1,464,0001,343
Additional noninterest expense$2,835,0001,426
Pre-tax net operating income$4,519,0001,497
Securities gains (losses)$01,655
Applicable income taxes$1,478,0001,239
Income before extraordinary items$3,041,0001,665
Extraordinary gains, net$033
Net income$3,041,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,893
Cash dividends$635,0002,602
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,041,0001,650
2007-06-30 (YTD Data)Rank
Total interest income$13,896,0001,574
Total interest expense$5,948,0001,681
Net interest income$7,948,0001,443
Provision for loan and lease losses$496,0001,042
Total noninterest income$1,097,0002,089
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$698,0001,264
Trading account gains and fees$0168
Additional Noninterest Income$399,0002,583
Total noninterest expense$5,646,0001,632
Salaries and employee benefits$2,803,0001,836
Premises and equipment expense$963,0001,376
Additional noninterest expense$1,880,0001,454
Pre-tax net operating income$2,903,0001,593
Securities gains (losses)$01,444
Applicable income taxes$948,0001,325
Income before extraordinary items$1,955,0001,771
Extraordinary gains, net$029
Net income$1,955,0001,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,409
Cash dividends$470,0002,528
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,955,0001,759
2007-03-31 (YTD Data)Rank
Total interest income$6,701,0001,621
Total interest expense$2,878,0001,730
Net interest income$3,823,0001,500
Provision for loan and lease losses$263,000921
Total noninterest income$525,0002,144
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$335,0001,288
Trading account gains and fees$0195
Additional Noninterest Income$190,0002,624
Total noninterest expense$2,747,0001,688
Salaries and employee benefits$1,432,0001,801
Premises and equipment expense$479,0001,404
Additional noninterest expense$836,0001,596
Pre-tax net operating income$1,338,0001,703
Securities gains (losses)$01,187
Applicable income taxes$430,0001,448
Income before extraordinary items$908,0001,857
Extraordinary gains, net$022
Net income$908,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,528
Cash dividends$165,0002,633
Sale, conversion, retirement of capital stock, net$0885
Net operating income$908,0001,848
2006-12-31 (YTD Data)Rank
Total interest income$20,585,0001,928
Total interest expense$7,760,0002,099
Net interest income$12,825,0001,802
Provision for loan and lease losses$810,0001,261
Total noninterest income$2,030,0002,200
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,165,0001,529
Trading account gains and fees$0130
Additional Noninterest Income$865,0002,456
Total noninterest expense$10,374,0001,720
Salaries and employee benefits$5,293,0001,840
Premises and equipment expense$1,811,0001,416
Additional noninterest expense$3,270,0001,613
Pre-tax net operating income$3,671,0002,396
Securities gains (losses)$01,687
Applicable income taxes$1,150,0002,005
Income before extraordinary items$2,521,0002,599
Extraordinary gains, net$051
Net income$2,521,0002,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,413
Cash dividends$845,0002,858
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,521,0002,585
2006-09-30 (YTD Data)Rank
Total interest income$14,627,0002,013
Total interest expense$5,264,0002,227
Net interest income$9,363,0001,863
Provision for loan and lease losses$578,0001,249
Total noninterest income$1,342,0002,417
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$712,0001,835
Trading account gains and fees$0126
Additional Noninterest Income$630,0002,496
Total noninterest expense$7,613,0001,746
Salaries and employee benefits$3,916,0001,859
Premises and equipment expense$1,299,0001,494
Additional noninterest expense$2,398,0001,643
Pre-tax net operating income$2,514,0002,633
Securities gains (losses)$01,388
Applicable income taxes$783,0002,232
Income before extraordinary items$1,731,0002,881
Extraordinary gains, net$045
Net income$1,731,0002,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,731,0002,871
2006-06-30 (YTD Data)Rank
Total interest income$9,089,0002,117
Total interest expense$3,099,0002,372
Net interest income$5,990,0001,948
Provision for loan and lease losses$348,0001,319
Total noninterest income$900,0002,398
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$469,0001,833
Trading account gains and fees$0126
Additional Noninterest Income$431,0002,441
Total noninterest expense$5,029,0001,762
Salaries and employee benefits$2,707,0001,815
Premises and equipment expense$882,0001,478
Additional noninterest expense$1,440,0001,813
Pre-tax net operating income$1,513,0002,862
Securities gains (losses)$01,185
Applicable income taxes$464,0002,419
Income before extraordinary items$1,049,0003,103
Extraordinary gains, net$039
Net income$1,049,0003,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,049,0003,089
2006-03-31 (YTD Data)Rank
Total interest income$4,254,0002,206
Total interest expense$1,352,0002,544
Net interest income$2,902,0002,002
Provision for loan and lease losses$168,0001,305
Total noninterest income$410,0002,511
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$216,0001,916
Trading account gains and fees$0115
Additional Noninterest Income$194,0002,540
Total noninterest expense$2,440,0001,820
Salaries and employee benefits$1,356,0001,821
Premises and equipment expense$435,0001,492
Additional noninterest expense$649,0002,010
Pre-tax net operating income$704,0002,960
Securities gains (losses)$0955
Applicable income taxes$222,0002,459
Income before extraordinary items$482,0003,261
Extraordinary gains, net$021
Net income$482,0003,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$125,0002,884
Sale, conversion, retirement of capital stock, net$0648
Net operating income$482,0003,237
2005-12-31 (YTD Data)Rank
Total interest income$13,712,0002,413
Total interest expense$3,104,0003,236
Net interest income$10,608,0002,094
Provision for loan and lease losses$423,0002,175
Total noninterest income$1,688,0002,487
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$980,0001,763
Trading account gains and fees$0138
Additional Noninterest Income$708,0002,750
Total noninterest expense$9,697,0001,753
Salaries and employee benefits$4,897,0001,891
Premises and equipment expense$1,698,0001,440
Additional noninterest expense$3,102,0001,631
Pre-tax net operating income$2,176,0003,486
Securities gains (losses)$5,0001,712
Applicable income taxes$660,0002,917
Income before extraordinary items$1,521,0003,755
Extraordinary gains, net$046
Net income$1,521,0003,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,960
Cash dividends$870,0002,713
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,517,5003,728
2005-09-30 (YTD Data)Rank
Total interest income$9,980,0002,420
Total interest expense$2,165,0003,275
Net interest income$7,815,0002,110
Provision for loan and lease losses$291,0002,246
Total noninterest income$1,276,0002,474
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$765,0001,684
Trading account gains and fees$0126
Additional Noninterest Income$511,0002,844
Total noninterest expense$7,164,0001,756
Salaries and employee benefits$3,616,0001,902
Premises and equipment expense$1,260,0001,441
Additional noninterest expense$2,288,0001,643
Pre-tax net operating income$1,636,0003,527
Securities gains (losses)$5,0001,712
Applicable income taxes$520,0002,869
Income before extraordinary items$1,121,0003,859
Extraordinary gains, net$035
Net income$1,121,0003,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,459
Cash dividends$350,0003,299
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,117,6003,825
2005-06-30 (YTD Data)Rank
Total interest income$6,465,0002,433
Total interest expense$1,348,0003,318
Net interest income$5,117,0002,117
Provision for loan and lease losses$147,0002,736
Total noninterest income$866,0002,415
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$532,0001,585
Trading account gains and fees$0116
Additional Noninterest Income$334,0002,872
Total noninterest expense$4,675,0001,783
Salaries and employee benefits$2,338,0001,935
Premises and equipment expense$810,0001,487
Additional noninterest expense$1,527,0001,618
Pre-tax net operating income$1,161,0003,338
Securities gains (losses)$5,0001,582
Applicable income taxes$384,0002,676
Income before extraordinary items$782,0003,682
Extraordinary gains, net$030
Net income$782,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,569
Cash dividends$150,0003,809
Sale, conversion, retirement of capital stock, net$0643
Net operating income$778,6503,645
2005-03-31 (YTD Data)Rank
Total interest income$3,179,0002,429
Total interest expense$642,0003,332
Net interest income$2,537,0002,133
Provision for loan and lease losses$81,0002,384
Total noninterest income$423,0002,407
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$248,0001,645
Trading account gains and fees$0115
Additional Noninterest Income$175,0002,703
Total noninterest expense$2,275,0001,835
Salaries and employee benefits$1,134,0002,015
Premises and equipment expense$390,0001,560
Additional noninterest expense$751,0001,641
Pre-tax net operating income$604,0003,206
Securities gains (losses)$5,0001,192
Applicable income taxes$201,0002,581
Income before extraordinary items$408,0003,575
Extraordinary gains, net$024
Net income$408,0003,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,000999
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$404,6503,560
2004-12-31 (YTD Data)Rank
Total interest income$11,363,0002,519
Total interest expense$2,008,0003,640
Net interest income$9,355,0002,181
Provision for loan and lease losses$321,0002,782
Total noninterest income$1,694,0002,467
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$939,0001,865
Trading account gains and fees$0138
Additional Noninterest Income$755,0002,590
Total noninterest expense$8,231,0001,949
Salaries and employee benefits$4,259,0002,049
Premises and equipment expense$1,204,0001,911
Additional noninterest expense$2,768,0001,756
Pre-tax net operating income$2,497,0003,018
Securities gains (losses)$14,0002,631
Applicable income taxes$814,0002,502
Income before extraordinary items$1,697,0003,328
Extraordinary gains, net$034
Net income$1,697,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,177
Cash dividends$495,0003,588
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,687,4803,271
2004-09-30 (YTD Data)Rank
Total interest income$8,269,0002,551
Total interest expense$1,441,0003,731
Net interest income$6,828,0002,215
Provision for loan and lease losses$190,0003,078
Total noninterest income$1,263,0002,488
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$693,0001,906
Trading account gains and fees$0134
Additional Noninterest Income$570,0002,590
Total noninterest expense$6,147,0001,950
Salaries and employee benefits$3,172,0002,063
Premises and equipment expense$1,031,0001,691
Additional noninterest expense$1,944,0001,840
Pre-tax net operating income$1,754,0003,204
Securities gains (losses)$15,0002,477
Applicable income taxes$587,0002,601
Income before extraordinary items$1,182,0003,581
Extraordinary gains, net$026
Net income$1,182,0003,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,421
Cash dividends$295,0003,501
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,171,9503,534
2004-06-30 (YTD Data)Rank
Total interest income$5,427,0002,575
Total interest expense$949,0003,764
Net interest income$4,478,0002,238
Provision for loan and lease losses$140,0002,884
Total noninterest income$857,0002,472
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$460,0001,889
Trading account gains and fees$0130
Additional Noninterest Income$397,0002,526
Total noninterest expense$4,101,0001,954
Salaries and employee benefits$2,088,0002,096
Premises and equipment expense$670,0001,726
Additional noninterest expense$1,343,0001,780
Pre-tax net operating income$1,094,0003,329
Securities gains (losses)$15,0002,191
Applicable income taxes$369,0002,709
Income before extraordinary items$740,0003,730
Extraordinary gains, net$021
Net income$740,0003,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,193
Cash dividends$195,0003,525
Sale, conversion, retirement of capital stock, net$0638
Net operating income$729,9503,677
2004-03-31 (YTD Data)Rank
Total interest income$2,725,0002,561
Total interest expense$473,0003,819
Net interest income$2,252,0002,219
Provision for loan and lease losses$60,0002,918
Total noninterest income$435,0002,399
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$229,0001,841
Trading account gains and fees$0121
Additional Noninterest Income$206,0002,427
Total noninterest expense$2,146,0001,868
Salaries and employee benefits$1,052,0002,094
Premises and equipment expense$331,0001,766
Additional noninterest expense$763,0001,563
Pre-tax net operating income$481,0003,627
Securities gains (losses)$15,0001,841
Applicable income taxes$166,0002,899
Income before extraordinary items$330,0004,015
Extraordinary gains, net$016
Net income$330,0004,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,391
Cash dividends$95,0002,963
Sale, conversion, retirement of capital stock, net$0464
Net operating income$319,9503,959
2003-12-31 (YTD Data)Rank
Total interest income$10,409,0002,713
Total interest expense$1,968,0004,080
Net interest income$8,441,0002,295
Provision for loan and lease losses$233,0003,741
Total noninterest income$1,698,0002,593
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$822,0002,080
Trading account gains and fees$0160
Additional Noninterest Income$876,0002,582
Total noninterest expense$8,193,0001,943
Salaries and employee benefits$4,036,0002,110
Premises and equipment expense$1,318,0001,718
Additional noninterest expense$2,839,0001,702
Pre-tax net operating income$1,713,0003,770
Securities gains (losses)$56,0002,403
Applicable income taxes$573,0003,148
Income before extraordinary items$1,196,0004,155
Extraordinary gains, net$054
Net income$1,196,0004,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0002,313
Cash dividends$365,0004,084
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,157,9204,068
2003-09-30 (YTD Data)Rank
Total interest income$7,717,0002,800
Total interest expense$1,484,0004,180
Net interest income$6,233,0002,345
Provision for loan and lease losses$74,0005,257
Total noninterest income$1,248,0002,700
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$612,0002,103
Trading account gains and fees$0153
Additional Noninterest Income$636,0002,730
Total noninterest expense$6,156,0001,929
Salaries and employee benefits$3,049,0002,095
Premises and equipment expense$943,0001,830
Additional noninterest expense$2,164,0001,675
Pre-tax net operating income$1,251,0003,963
Securities gains (losses)$56,0002,221
Applicable income taxes$435,0003,284
Income before extraordinary items$872,0004,377
Extraordinary gains, net$040
Net income$872,0004,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,859
Cash dividends$365,0003,175
Sale, conversion, retirement of capital stock, net$0722
Net operating income$834,4804,316
2003-06-30 (YTD Data)Rank
Total interest income$5,143,0002,807
Total interest expense$1,018,0004,196
Net interest income$4,125,0002,348
Provision for loan and lease losses$38,0005,528
Total noninterest income$836,0002,671
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$414,0002,033
Trading account gains and fees$0150
Additional Noninterest Income$422,0002,708
Total noninterest expense$4,084,0001,931
Salaries and employee benefits$2,030,0002,093
Premises and equipment expense$618,0001,847
Additional noninterest expense$1,436,0001,677
Pre-tax net operating income$839,0003,932
Securities gains (losses)$57,0001,923
Applicable income taxes$297,0003,259
Income before extraordinary items$599,0004,303
Extraordinary gains, net$030
Net income$599,0004,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,312
Cash dividends$215,0003,366
Sale, conversion, retirement of capital stock, net$0589
Net operating income$560,8104,276
2003-03-31 (YTD Data)Rank
Total interest income$2,610,0002,793
Total interest expense$526,0004,176
Net interest income$2,084,0002,334
Provision for loan and lease losses$3,0006,662
Total noninterest income$412,0002,613
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$203,0001,994
Trading account gains and fees$0134
Additional Noninterest Income$209,0002,647
Total noninterest expense$1,987,0001,968
Salaries and employee benefits$1,018,0002,072
Premises and equipment expense$300,0001,912
Additional noninterest expense$669,0001,753
Pre-tax net operating income$506,0003,456
Securities gains (losses)$02,891
Applicable income taxes$166,0003,033
Income before extraordinary items$340,0003,883
Extraordinary gains, net$021
Net income$340,0003,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,381
Cash dividends$215,0002,125
Sale, conversion, retirement of capital stock, net$0419
Net operating income$340,0003,703
2002-12-31 (YTD Data)Rank
Total interest income$11,049,0002,758
Total interest expense$2,546,0004,046
Net interest income$8,503,0002,279
Provision for loan and lease losses$330,0003,240
Total noninterest income$2,377,0001,865
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$741,0002,141
Trading account gains and fees$0153
Additional Noninterest Income$1,636,0001,541
Total noninterest expense$8,329,0001,818
Salaries and employee benefits$3,879,0002,064
Premises and equipment expense$1,196,0001,861
Additional noninterest expense$3,254,0001,464
Pre-tax net operating income$2,221,0003,177
Securities gains (losses)$10,0003,604
Applicable income taxes$752,0002,702
Income before extraordinary items$1,479,0003,540
Extraordinary gains, net$070
Net income$1,479,0003,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,648
Cash dividends$168,0005,081
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,472,4003,449
2001-12-31 (YTD Data)Rank
Total interest income$11,749,0002,886
Total interest expense$4,035,0003,769
Net interest income$7,714,0002,320
Provision for loan and lease losses$479,0002,302
Total noninterest income$2,820,0001,554
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$727,0002,073
Trading account gains and fees$0177
Additional Noninterest Income$2,093,0001,207
Total noninterest expense$8,341,0001,745
Salaries and employee benefits$3,882,0001,935
Premises and equipment expense$1,055,0002,017
Additional noninterest expense$3,404,0001,380
Pre-tax net operating income$1,714,0003,534
Securities gains (losses)$118,0001,614
Applicable income taxes$589,0003,009
Income before extraordinary items$1,243,0003,703
Extraordinary gains, net$0105
Net income$1,243,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,227
Cash dividends$241,0004,735
Sale, conversion, retirement of capital stock, net$-998,0009,578
Net operating income$1,162,7603,764
2000-12-31 (YTD Data)Rank
Total interest income$11,872,0002,922
Total interest expense$4,703,0003,486
Net interest income$7,169,0002,480
Provision for loan and lease losses$455,0002,034
Total noninterest income$2,220,0001,735
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$647,0002,134
Trading account gains and fees$0180
Additional Noninterest Income$1,573,0001,340
Total noninterest expense$7,181,0001,940
Salaries and employee benefits$3,856,0001,868
Premises and equipment expense$727,0002,785
Additional noninterest expense$2,598,0001,708
Pre-tax net operating income$1,753,0003,629
Securities gains (losses)$-19,0008,710
Applicable income taxes$524,0003,385
Income before extraordinary items$1,210,0003,840
Extraordinary gains, net$038
Net income$1,210,0003,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,496
Cash dividends$160,0005,403
Sale, conversion, retirement of capital stock, net$-778,0009,846
Net operating income$1,223,3003,793
1999-12-31 (YTD Data)Rank
Total interest income$10,434,0003,097
Total interest expense$4,105,0003,514
Net interest income$6,329,0002,781
Provision for loan and lease losses$300,0002,624
Total noninterest income$2,015,0001,846
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$513,0002,571
Trading account gains and fees$0173
Additional Noninterest Income$1,502,0001,397
Total noninterest expense$6,508,0002,095
Salaries and employee benefits$3,703,0001,883
Premises and equipment expense$805,0002,523
Additional noninterest expense$2,000,0002,190
Pre-tax net operating income$1,536,0004,025
Securities gains (losses)$2,0002,566
Applicable income taxes$463,0003,787
Income before extraordinary items$1,075,0004,209
Extraordinary gains, net$035
Net income$1,075,0004,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,829
Cash dividends$153,0005,602
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,073,6004,175
1998-12-31 (YTD Data)Rank
Total interest income$10,334,0003,133
Total interest expense$4,658,0003,195
Net interest income$5,676,0003,036
Provision for loan and lease losses$205,0003,461
Total noninterest income$1,808,0001,976
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$433,0002,922
Trading account gains and fees$0224
Additional Noninterest Income$1,375,0001,485
Total noninterest expense$5,896,0002,218
Salaries and employee benefits$3,471,0001,913
Premises and equipment expense$642,0002,985
Additional noninterest expense$1,783,0002,342
Pre-tax net operating income$1,383,0004,442
Securities gains (losses)$04,449
Applicable income taxes$417,0004,314
Income before extraordinary items$966,0004,627
Extraordinary gains, net$032
Net income$966,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,781
Cash dividends$147,0005,843
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$966,0004,527
1997-12-31 (YTD Data)Rank
Total interest income$9,394,0003,443
Total interest expense$4,065,0003,619
Net interest income$5,329,0003,279
Provision for loan and lease losses$275,0002,782
Total noninterest income$1,790,0001,935
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$476,0002,745
Trading account gains and fees$0239
Additional Noninterest Income$1,314,0001,454
Total noninterest expense$5,440,0002,369
Salaries and employee benefits$3,070,0002,155
Premises and equipment expense$781,0002,479
Additional noninterest expense$1,589,0002,585
Pre-tax net operating income$1,404,0004,719
Securities gains (losses)$2,0003,292
Applicable income taxes$456,0004,486
Income before extraordinary items$950,0004,875
Extraordinary gains, net$044
Net income$950,0004,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,966
Cash dividends$139,0006,047
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$948,6404,821
1996-12-31 (YTD Data)Rank
Total interest income$8,857,0003,666
Total interest expense$3,605,0004,076
Net interest income$5,252,0003,374
Provision for loan and lease losses$229,0003,131
Total noninterest income$1,778,0002,025
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$484,0002,799
Trading account gains and fees$0262
Additional Noninterest Income$1,294,0001,514
Total noninterest expense$5,600,0002,454
Salaries and employee benefits$2,997,0002,225
Premises and equipment expense$713,0002,738
Additional noninterest expense$1,890,0002,588
Pre-tax net operating income$1,201,0005,121
Securities gains (losses)$65,0001,179
Applicable income taxes$398,0004,908
Income before extraordinary items$868,0004,993
Extraordinary gains, net$053
Net income$868,0004,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,709
Cash dividends$132,0006,255
Sale, conversion, retirement of capital stock, net$0953
Net operating income$823,1505,139
1995-12-31 (YTD Data)Rank
Total interest income$8,319,0003,874
Total interest expense$3,159,0004,533
Net interest income$5,160,0003,431
Provision for loan and lease losses$255,0002,517
Total noninterest income$1,515,0002,269
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$475,0002,858
Trading account gains and fees$0522
Additional Noninterest Income$1,040,0001,760
Total noninterest expense$5,109,0002,654
Salaries and employee benefits$2,830,0002,341
Premises and equipment expense$592,0003,238
Additional noninterest expense$1,687,0002,767
Pre-tax net operating income$1,311,0004,935
Securities gains (losses)$03,831
Applicable income taxes$419,0004,790
Income before extraordinary items$895,0005,015
Extraordinary gains, net$065
Net income$895,0005,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,186
Cash dividends$126,0006,377
Sale, conversion, retirement of capital stock, net$0809
Net operating income$895,0005,000
1994-12-31 (YTD Data)Rank
Total interest income$7,169,0004,132
Total interest expense$2,322,0004,946
Net interest income$4,847,0003,665
Provision for loan and lease losses$210,0002,926
Total noninterest income$3,262,0001,281
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$549,0002,484
Trading account gains and fees$0475
Additional Noninterest Income$2,713,000940
Total noninterest expense$6,711,0002,117
Salaries and employee benefits$2,966,0002,244
Premises and equipment expense$538,0003,572
Additional noninterest expense$3,207,0001,707
Pre-tax net operating income$1,188,0005,269
Securities gains (losses)$03,600
Applicable income taxes$365,0005,096
Income before extraordinary items$823,0005,255
Extraordinary gains, net$0249
Net income$823,0005,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,377
Cash dividends$118,0006,606
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$823,0005,311
1993-12-31 (YTD Data)Rank
Total interest income$6,860,0004,390
Total interest expense$2,203,0005,370
Net interest income$4,657,0003,809
Provision for loan and lease losses$270,0003,226
Total noninterest income$3,355,0001,338
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$519,0002,684
Trading account gains and fees$0532
Additional Noninterest Income$2,836,0001,003
Total noninterest expense$6,480,0002,238
Salaries and employee benefits$2,767,0002,407
Premises and equipment expense$471,0004,080
Additional noninterest expense$3,242,0001,793
Pre-tax net operating income$1,262,0004,986
Securities gains (losses)$07,477
Applicable income taxes$399,0005,022
Income before extraordinary items$863,0005,243
Extraordinary gains, net$03,149
Net income$863,0005,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,427
Cash dividends$112,0006,683
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$863,0005,036
1992-12-31 (YTD Data)Rank
Total interest income$7,166,0004,738
Total interest expense$2,913,0005,282
Net interest income$4,253,0004,205
Provision for loan and lease losses$270,0004,396
Total noninterest income$3,264,0001,333
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$436,0003,218
Trading account gains and fees$0504
Additional Noninterest Income$2,828,000995
Total noninterest expense$6,100,0002,382
Salaries and employee benefits$2,524,0002,566
Premises and equipment expense$474,0004,158
Additional noninterest expense$3,102,0001,952
Pre-tax net operating income$1,147,0005,105
Securities gains (losses)$08,369
Applicable income taxes$352,0005,327
Income before extraordinary items$795,0005,391
Extraordinary gains, net$01,422
Net income$795,0005,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0004,162
Cash dividends$107,0006,441
Sale, conversion, retirement of capital stock, net$51,000926
Net operating income$795,0005,080

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.