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Evans Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$26,689,000578
Total interest expense$11,150,000529
Net interest income$15,539,000601
Provision for loan and lease losses$300,000793
Total noninterest income$2,021,000856
Gross Fiduciary activities income$0918
Service charges on deposit accounts$711,000435
Trading account gains and fees$0116
Additional Noninterest Income$1,310,000814
Total noninterest expense$11,943,000645
Salaries and employee benefits$7,447,000578
Premises and equipment expense$1,124,000633
Additional noninterest expense$1,310,000814
Pre-tax net operating income$5,317,000692
Securities gains (losses)$0665
Applicable income taxes$1,071,000621
Income before extraordinary items$4,246,000705
Extraordinary gains, net$047
Net income$4,246,000716
Minority interest net income$065
Net income of bank and minority interests.$4,246,000705
Net charge-offs$379,000472
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$116,000286
Net operating income$4,246,000702
2024-12-31 (YTD Data)Rank
Total interest income$109,918,000560
Total interest expense$49,645,000503
Net interest income$60,273,000585
Provision for loan and lease losses$2,236,000576
Total noninterest income$10,684,000735
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$2,774,000432
Trading account gains and fees$0138
Additional Noninterest Income$7,910,000670
Total noninterest expense$50,764,000590
Salaries and employee benefits$30,637,000537
Premises and equipment expense$4,357,000629
Additional noninterest expense$7,910,000670
Pre-tax net operating income$17,957,000734
Securities gains (losses)$0940
Applicable income taxes$2,314,000876
Income before extraordinary items$15,643,000725
Extraordinary gains, net$053
Net income$15,643,000733
Minority interest net income$090
Net income of bank and minority interests.$15,643,000725
Net charge-offs$174,0001,437
Cash dividends$3,012,0001,247
Sale, conversion, retirement of capital stock, net$1,027,000237
Net operating income$15,643,000729
2024-09-30 (YTD Data)Rank
Total interest income$81,887,000557
Total interest expense$37,638,000498
Net interest income$44,249,000589
Provision for loan and lease losses$1,133,000690
Total noninterest income$7,662,000748
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,047,000436
Trading account gains and fees$0139
Additional Noninterest Income$5,615,000679
Total noninterest expense$37,470,000585
Salaries and employee benefits$22,706,000535
Premises and equipment expense$3,334,000619
Additional noninterest expense$5,615,000679
Pre-tax net operating income$13,308,000726
Securities gains (losses)$0930
Applicable income taxes$2,506,000691
Income before extraordinary items$10,802,000756
Extraordinary gains, net$051
Net income$10,802,000769
Minority interest net income$082
Net income of bank and minority interests.$10,802,000758
Net charge-offs$156,0001,166
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$713,000226
Net operating income$10,802,000752
2024-06-30 (YTD Data)Rank
Total interest income$53,189,000562
Total interest expense$24,313,000506
Net interest income$28,876,000597
Provision for loan and lease losses$563,000785
Total noninterest income$4,667,000797
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,348,000440
Trading account gains and fees$0145
Additional Noninterest Income$3,319,000735
Total noninterest expense$24,782,000596
Salaries and employee benefits$15,167,000538
Premises and equipment expense$2,245,000612
Additional noninterest expense$3,319,000735
Pre-tax net operating income$8,198,000776
Securities gains (losses)$0628
Applicable income taxes$1,566,000709
Income before extraordinary items$6,632,000796
Extraordinary gains, net$052
Net income$6,632,000807
Minority interest net income$084
Net income of bank and minority interests.$6,632,000798
Net charge-offs$115,0001,024
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$476,000217
Net operating income$6,632,000795
2024-03-31 (YTD Data)Rank
Total interest income$25,374,000582
Total interest expense$11,142,000539
Net interest income$14,232,000614
Provision for loan and lease losses$266,000724
Total noninterest income$2,267,000807
Gross Fiduciary activities income$0895
Service charges on deposit accounts$681,000437
Trading account gains and fees$0121
Additional Noninterest Income$1,586,000754
Total noninterest expense$12,559,000587
Salaries and employee benefits$7,837,000528
Premises and equipment expense$1,157,000611
Additional noninterest expense$1,586,000754
Pre-tax net operating income$3,674,000833
Securities gains (losses)$0689
Applicable income taxes$647,000791
Income before extraordinary items$3,027,000845
Extraordinary gains, net$051
Net income$3,027,000853
Minority interest net income$072
Net income of bank and minority interests.$3,027,000845
Net charge-offs$93,000739
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$259,000146
Net operating income$3,027,000843
2023-12-31 (YTD Data)Rank
Total interest income$96,851,000558
Total interest expense$34,341,000514
Net interest income$62,510,000561
Provision for loan and lease losses$18,0003,092
Total noninterest income$3,072,0001,613
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,593,000452
Trading account gains and fees$0123
Additional Noninterest Income$479,0003,016
Total noninterest expense$51,354,000556
Salaries and employee benefits$31,725,000502
Premises and equipment expense$4,419,000620
Additional noninterest expense$479,0003,016
Pre-tax net operating income$14,210,000894
Securities gains (losses)$0988
Applicable income taxes$3,372,000696
Income before extraordinary items$10,838,000941
Extraordinary gains, net$054
Net income$10,838,000955
Minority interest net income$088
Net income of bank and minority interests.$10,838,000944
Net charge-offs$77,0001,632
Cash dividends$4,795,000848
Sale, conversion, retirement of capital stock, net$872,000205
Net operating income$10,838,000963
2023-09-30 (YTD Data)Rank
Total interest income$71,645,000553
Total interest expense$23,409,000526
Net interest income$48,236,000557
Provision for loan and lease losses$-264,0004,459
Total noninterest income$6,144,000864
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,922,000452
Trading account gains and fees$0125
Additional Noninterest Income$4,222,000832
Total noninterest expense$36,359,000588
Salaries and employee benefits$22,296,000533
Premises and equipment expense$3,356,000618
Additional noninterest expense$4,222,000832
Pre-tax net operating income$18,285,000601
Securities gains (losses)$0849
Applicable income taxes$3,847,000549
Income before extraordinary items$14,438,000616
Extraordinary gains, net$052
Net income$14,438,000620
Minority interest net income$081
Net income of bank and minority interests.$14,438,000616
Net charge-offs$63,0001,378
Cash dividends$4,794,000631
Sale, conversion, retirement of capital stock, net$569,000210
Net operating income$14,438,000627
2023-06-30 (YTD Data)Rank
Total interest income$47,353,000531
Total interest expense$13,701,000527
Net interest income$33,652,000532
Provision for loan and lease losses$-770,0004,569
Total noninterest income$3,965,000848
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,258,000447
Trading account gains and fees$0112
Additional Noninterest Income$2,707,000803
Total noninterest expense$24,166,000576
Salaries and employee benefits$15,031,000517
Premises and equipment expense$2,268,000597
Additional noninterest expense$2,707,000803
Pre-tax net operating income$14,221,000532
Securities gains (losses)$0938
Applicable income taxes$2,957,000505
Income before extraordinary items$11,264,000553
Extraordinary gains, net$051
Net income$11,264,000562
Minority interest net income$081
Net income of bank and minority interests.$11,264,000552
Net charge-offs$35,0001,312
Cash dividends$2,496,000748
Sale, conversion, retirement of capital stock, net$396,000189
Net operating income$11,264,000554
2023-03-31 (YTD Data)Rank
Total interest income$23,365,000541
Total interest expense$5,718,000546
Net interest income$17,647,000521
Provision for loan and lease losses$-654,0004,637
Total noninterest income$1,830,000888
Gross Fiduciary activities income$0913
Service charges on deposit accounts$613,000466
Trading account gains and fees$097
Additional Noninterest Income$1,217,000845
Total noninterest expense$12,240,000577
Salaries and employee benefits$7,905,000500
Premises and equipment expense$1,146,000616
Additional noninterest expense$1,217,000845
Pre-tax net operating income$7,891,000514
Securities gains (losses)$0950
Applicable income taxes$1,707,000474
Income before extraordinary items$6,184,000526
Extraordinary gains, net$04
Net income$6,184,000527
Minority interest net income$048
Net income of bank and minority interests.$6,184,000527
Net charge-offs$-4,0003,763
Cash dividends$2,496,000424
Sale, conversion, retirement of capital stock, net$245,000160
Net operating income$6,184,000531
2022-12-31 (YTD Data)Rank
Total interest income$79,482,000503
Total interest expense$5,227,000763
Net interest income$74,255,000480
Provision for loan and lease losses$2,739,000422
Total noninterest income$9,434,000786
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,861,000431
Trading account gains and fees$0116
Additional Noninterest Income$6,573,000746
Total noninterest expense$50,941,000541
Salaries and employee benefits$32,641,000471
Premises and equipment expense$4,484,000610
Additional noninterest expense$6,573,000746
Pre-tax net operating income$30,009,000566
Securities gains (losses)$0691
Applicable income taxes$6,636,000506
Income before extraordinary items$23,373,000581
Extraordinary gains, net$05
Net income$23,373,000582
Minority interest net income$063
Net income of bank and minority interests.$23,373,000582
Net charge-offs$1,739,000305
Cash dividends$9,511,000500
Sale, conversion, retirement of capital stock, net$960,000246
Net operating income$23,373,000589
2022-09-30 (YTD Data)Rank
Total interest income$57,101,000499
Total interest expense$2,388,000865
Net interest income$54,713,000478
Provision for loan and lease losses$1,816,000417
Total noninterest income$7,003,000808
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,177,000430
Trading account gains and fees$0111
Additional Noninterest Income$4,826,000773
Total noninterest expense$38,251,000534
Salaries and employee benefits$24,671,000463
Premises and equipment expense$3,325,000613
Additional noninterest expense$4,826,000773
Pre-tax net operating income$21,649,000580
Securities gains (losses)$0740
Applicable income taxes$4,856,000521
Income before extraordinary items$16,793,000595
Extraordinary gains, net$04
Net income$16,793,000595
Minority interest net income$057
Net income of bank and minority interests.$16,793,000595
Net charge-offs$1,624,000239
Cash dividends$6,500,000478
Sale, conversion, retirement of capital stock, net$766,000218
Net operating income$16,793,000603
2022-06-30 (YTD Data)Rank
Total interest income$36,614,000491
Total interest expense$1,417,000807
Net interest income$35,197,000485
Provision for loan and lease losses$488,000709
Total noninterest income$4,486,000819
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,395,000443
Trading account gains and fees$0108
Additional Noninterest Income$3,091,000807
Total noninterest expense$24,797,000536
Salaries and employee benefits$15,861,000472
Premises and equipment expense$2,235,000611
Additional noninterest expense$6,701,000602
Pre-tax net operating income$14,398,000552
Securities gains (losses)$0687
Applicable income taxes$3,197,000495
Income before extraordinary items$11,201,000558
Extraordinary gains, net$04
Net income$11,201,000557
Minority interest net income$060
Net income of bank and minority interests.$11,201,000558
Net charge-offs$107,000704
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$500,000204
Net operating income$11,201,000570
2022-03-31 (YTD Data)Rank
Total interest income$17,517,000498
Total interest expense$696,000785
Net interest income$16,821,000487
Provision for loan and lease losses$221,000626
Total noninterest income$2,270,000819
Gross Fiduciary activities income$0892
Service charges on deposit accounts$692,000440
Trading account gains and fees$0103
Additional Noninterest Income$1,578,000803
Total noninterest expense$12,186,000540
Salaries and employee benefits$7,915,000471
Premises and equipment expense$1,142,000603
Additional noninterest expense$3,129,000632
Pre-tax net operating income$6,684,000562
Securities gains (losses)$0623
Applicable income taxes$1,448,000509
Income before extraordinary items$5,236,000572
Extraordinary gains, net$04
Net income$5,236,000572
Minority interest net income$050
Net income of bank and minority interests.$5,236,000572
Net charge-offs$41,000744
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$270,000164
Net operating income$5,236,000581
2021-12-31 (YTD Data)Rank
Total interest income$77,580,000463
Total interest expense$3,492,000790
Net interest income$74,088,000444
Provision for loan and lease losses$-1,513,0004,576
Total noninterest income$8,715,000917
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,531,000453
Trading account gains and fees$0132
Additional Noninterest Income$6,184,000934
Total noninterest expense$51,601,000521
Salaries and employee benefits$32,236,000466
Premises and equipment expense$4,470,000602
Additional noninterest expense$14,895,000552
Pre-tax net operating income$32,715,000512
Securities gains (losses)$02,062
Applicable income taxes$7,421,000477
Income before extraordinary items$25,294,000539
Extraordinary gains, net$010
Net income$25,294,000539
Minority interest net income$074
Net income of bank and minority interests.$25,294,000540
Net charge-offs$464,000668
Cash dividends$7,506,000592
Sale, conversion, retirement of capital stock, net$695,000263
Net operating income$25,294,000532
2021-09-30 (YTD Data)Rank
Total interest income$56,848,000473
Total interest expense$2,755,000796
Net interest income$54,093,000457
Provision for loan and lease losses$-1,906,0004,683
Total noninterest income$6,243,000979
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,843,000466
Trading account gains and fees$0132
Additional Noninterest Income$4,400,000976
Total noninterest expense$37,658,000539
Salaries and employee benefits$23,443,000481
Premises and equipment expense$3,317,000609
Additional noninterest expense$10,898,000565
Pre-tax net operating income$24,584,000531
Securities gains (losses)$02,015
Applicable income taxes$5,669,000486
Income before extraordinary items$18,915,000553
Extraordinary gains, net$08
Net income$18,915,000552
Minority interest net income$069
Net income of bank and minority interests.$18,915,000553
Net charge-offs$458,000532
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$445,000257
Net operating income$18,915,000548
2021-06-30 (YTD Data)Rank
Total interest income$37,546,000473
Total interest expense$1,948,000784
Net interest income$35,598,000459
Provision for loan and lease losses$-447,0004,605
Total noninterest income$4,136,000977
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,179,000464
Trading account gains and fees$0133
Additional Noninterest Income$2,957,000986
Total noninterest expense$24,589,000538
Salaries and employee benefits$15,036,000501
Premises and equipment expense$2,247,000594
Additional noninterest expense$7,306,000543
Pre-tax net operating income$15,592,000544
Securities gains (losses)$01,818
Applicable income taxes$3,534,000507
Income before extraordinary items$12,058,000574
Extraordinary gains, net$06
Net income$12,058,000574
Minority interest net income$067
Net income of bank and minority interests.$12,058,000574
Net charge-offs$26,0001,395
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$307,000227
Net operating income$12,058,000561
2021-03-31 (YTD Data)Rank
Total interest income$17,970,000489
Total interest expense$1,049,000761
Net interest income$16,921,000470
Provision for loan and lease losses$313,000532
Total noninterest income$2,228,000927
Gross Fiduciary activities income$0922
Service charges on deposit accounts$572,000472
Trading account gains and fees$0127
Additional Noninterest Income$1,656,000920
Total noninterest expense$11,864,000550
Salaries and employee benefits$7,334,000507
Premises and equipment expense$1,125,000606
Additional noninterest expense$3,405,000556
Pre-tax net operating income$6,972,000593
Securities gains (losses)$01,392
Applicable income taxes$1,584,000548
Income before extraordinary items$5,388,000621
Extraordinary gains, net$03
Net income$5,388,000621
Minority interest net income$055
Net income of bank and minority interests.$5,388,000621
Net charge-offs$27,0001,045
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$168,000198
Net operating income$5,388,000610
2020-12-31 (YTD Data)Rank
Total interest income$68,833,000508
Total interest expense$8,415,000576
Net interest income$60,418,000494
Provision for loan and lease losses$5,351,000541
Total noninterest income$8,113,000936
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,242,000478
Trading account gains and fees$0133
Additional Noninterest Income$5,871,000915
Total noninterest expense$48,674,000527
Salaries and employee benefits$27,005,000526
Premises and equipment expense$4,022,000654
Additional noninterest expense$17,647,000451
Pre-tax net operating income$14,506,000762
Securities gains (losses)$02,675
Applicable income taxes$1,142,0001,333
Income before extraordinary items$13,364,000735
Extraordinary gains, net$04
Net income$13,364,000735
Minority interest net income$072
Net income of bank and minority interests.$13,364,000735
Net charge-offs$111,0001,934
Cash dividends$4,506,000824
Sale, conversion, retirement of capital stock, net$625,000248
Net operating income$13,364,000707
2020-09-30 (YTD Data)Rank
Total interest income$50,658,000511
Total interest expense$7,007,000560
Net interest income$43,651,000500
Provision for loan and lease losses$5,477,000470
Total noninterest income$5,516,000958
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,623,000490
Trading account gains and fees$0125
Additional Noninterest Income$3,893,000962
Total noninterest expense$36,651,000512
Salaries and employee benefits$19,504,000533
Premises and equipment expense$2,917,000668
Additional noninterest expense$14,230,000418
Pre-tax net operating income$7,039,0001,076
Securities gains (losses)$02,494
Applicable income taxes$354,0001,971
Income before extraordinary items$6,685,0001,012
Extraordinary gains, net$04
Net income$6,685,0001,011
Minority interest net income$065
Net income of bank and minority interests.$6,685,0001,012
Net charge-offs$51,0002,047
Cash dividends$4,500,000615
Sale, conversion, retirement of capital stock, net$470,000221
Net operating income$6,685,000984
2020-06-30 (YTD Data)Rank
Total interest income$32,892,000530
Total interest expense$5,177,000560
Net interest income$27,715,000518
Provision for loan and lease losses$3,596,000498
Total noninterest income$2,717,0001,105
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,025,000510
Trading account gains and fees$0123
Additional Noninterest Income$1,692,0001,218
Total noninterest expense$24,657,000499
Salaries and employee benefits$12,860,000531
Premises and equipment expense$1,775,000727
Additional noninterest expense$10,022,000396
Pre-tax net operating income$2,179,0001,878
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,179,0001,718
Extraordinary gains, net$04
Net income$2,179,0001,719
Minority interest net income$065
Net income of bank and minority interests.$2,179,0001,719
Net charge-offs$17,0002,258
Cash dividends$4,500,000466
Sale, conversion, retirement of capital stock, net$330,000202
Net operating income$2,179,0001,671
2020-03-31 (YTD Data)Rank
Total interest income$15,823,000552
Total interest expense$3,044,000539
Net interest income$12,779,000554
Provision for loan and lease losses$2,999,000326
Total noninterest income$1,027,0001,259
Gross Fiduciary activities income$0941
Service charges on deposit accounts$628,000489
Trading account gains and fees$0106
Additional Noninterest Income$399,0001,733
Total noninterest expense$9,926,000612
Salaries and employee benefits$6,185,000554
Premises and equipment expense$785,000818
Additional noninterest expense$2,956,000618
Pre-tax net operating income$881,0002,017
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$881,0001,837
Extraordinary gains, net$04
Net income$881,0001,837
Minority interest net income$056
Net income of bank and minority interests.$881,0001,837
Net charge-offs$17,0001,650
Cash dividends$3,000,000403
Sale, conversion, retirement of capital stock, net$188,000187
Net operating income$881,0001,809
2019-12-31 (YTD Data)Rank
Total interest income$64,740,000547
Total interest expense$12,588,000563
Net interest income$52,152,000534
Provision for loan and lease losses$75,0003,120
Total noninterest income$6,979,000902
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,569,000489
Trading account gains and fees$0135
Additional Noninterest Income$4,410,000903
Total noninterest expense$37,639,000623
Salaries and employee benefits$23,346,000568
Premises and equipment expense$3,077,000830
Additional noninterest expense$11,216,000634
Pre-tax net operating income$21,417,000577
Securities gains (losses)$02,379
Applicable income taxes$3,261,000665
Income before extraordinary items$18,156,000579
Extraordinary gains, net$011
Net income$18,156,000580
Minority interest net income$076
Net income of bank and minority interests.$18,156,000580
Net charge-offs$-316,0005,060
Cash dividends$3,006,0001,177
Sale, conversion, retirement of capital stock, net$756,000243
Net operating income$18,156,000568
2019-09-30 (YTD Data)Rank
Total interest income$48,712,000547
Total interest expense$9,352,000576
Net interest income$39,360,000533
Provision for loan and lease losses$197,0001,994
Total noninterest income$5,736,000847
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,822,000515
Trading account gains and fees$0129
Additional Noninterest Income$3,914,000801
Total noninterest expense$27,921,000627
Salaries and employee benefits$17,408,000568
Premises and equipment expense$2,282,000841
Additional noninterest expense$8,231,000643
Pre-tax net operating income$16,978,000560
Securities gains (losses)$02,167
Applicable income taxes$3,880,000503
Income before extraordinary items$13,098,000602
Extraordinary gains, net$011
Net income$13,098,000602
Minority interest net income$072
Net income of bank and minority interests.$13,098,000602
Net charge-offs$-401,0005,168
Cash dividends$3,000,000869
Sale, conversion, retirement of capital stock, net$559,000218
Net operating income$13,098,000592
2019-06-30 (YTD Data)Rank
Total interest income$31,867,000556
Total interest expense$6,160,000572
Net interest income$25,707,000543
Provision for loan and lease losses$628,000694
Total noninterest income$3,829,000825
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,135,000548
Trading account gains and fees$0131
Additional Noninterest Income$2,694,000764
Total noninterest expense$18,383,000635
Salaries and employee benefits$11,454,000574
Premises and equipment expense$1,528,000837
Additional noninterest expense$5,401,000654
Pre-tax net operating income$10,525,000575
Securities gains (losses)$01,702
Applicable income taxes$2,293,000530
Income before extraordinary items$8,232,000609
Extraordinary gains, net$011
Net income$8,232,000609
Minority interest net income$069
Net income of bank and minority interests.$8,232,000609
Net charge-offs$164,0001,120
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$364,000201
Net operating income$8,232,000599
2019-03-31 (YTD Data)Rank
Total interest income$15,542,000567
Total interest expense$3,001,000570
Net interest income$12,541,000554
Provision for loan and lease losses$538,000452
Total noninterest income$1,872,000808
Gross Fiduciary activities income$0972
Service charges on deposit accounts$533,000577
Trading account gains and fees$0126
Additional Noninterest Income$1,339,000736
Total noninterest expense$8,824,000665
Salaries and employee benefits$5,606,000583
Premises and equipment expense$741,000873
Additional noninterest expense$2,477,000702
Pre-tax net operating income$5,051,000588
Securities gains (losses)$01,087
Applicable income taxes$1,181,000518
Income before extraordinary items$3,870,000630
Extraordinary gains, net$05
Net income$3,870,000630
Minority interest net income$052
Net income of bank and minority interests.$3,870,000629
Net charge-offs$115,000827
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$167,000180
Net operating income$3,870,000615
2018-12-31 (YTD Data)Rank
Total interest income$57,612,000561
Total interest expense$9,384,000554
Net interest income$48,228,000558
Provision for loan and lease losses$1,402,000666
Total noninterest income$6,256,000951
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,176,000585
Trading account gains and fees$0126
Additional Noninterest Income$4,080,000904
Total noninterest expense$34,795,000657
Salaries and employee benefits$21,534,000579
Premises and equipment expense$2,872,000871
Additional noninterest expense$10,389,000687
Pre-tax net operating income$18,287,000636
Securities gains (losses)$1,0001,025
Applicable income taxes$1,961,000884
Income before extraordinary items$16,327,000604
Extraordinary gains, net$06
Net income$16,327,000602
Minority interest net income$072
Net income of bank and minority interests.$16,327,000603
Net charge-offs$637,000821
Cash dividends$7,306,000541
Sale, conversion, retirement of capital stock, net$638,000284
Net operating income$16,326,110607
2018-09-30 (YTD Data)Rank
Total interest income$42,303,000562
Total interest expense$6,481,000562
Net interest income$35,822,000560
Provision for loan and lease losses$1,678,000441
Total noninterest income$5,359,000882
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,605,000592
Trading account gains and fees$0138
Additional Noninterest Income$3,754,000809
Total noninterest expense$25,739,000660
Salaries and employee benefits$16,005,000584
Premises and equipment expense$2,096,000891
Additional noninterest expense$7,638,000674
Pre-tax net operating income$13,764,000637
Securities gains (losses)$01,118
Applicable income taxes$2,121,000698
Income before extraordinary items$11,643,000626
Extraordinary gains, net$05
Net income$11,643,000624
Minority interest net income$066
Net income of bank and minority interests.$11,643,000625
Net charge-offs$484,000727
Cash dividends$7,300,000407
Sale, conversion, retirement of capital stock, net$479,000263
Net operating income$11,643,000625
2018-06-30 (YTD Data)Rank
Total interest income$27,613,000563
Total interest expense$3,909,000569
Net interest income$23,704,000563
Provision for loan and lease losses$1,426,000364
Total noninterest income$3,565,000877
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,034,000609
Trading account gains and fees$0130
Additional Noninterest Income$2,531,000805
Total noninterest expense$16,674,000676
Salaries and employee benefits$10,608,000590
Premises and equipment expense$1,371,000910
Additional noninterest expense$4,695,000724
Pre-tax net operating income$9,169,000633
Securities gains (losses)$0961
Applicable income taxes$2,005,000556
Income before extraordinary items$7,164,000666
Extraordinary gains, net$06
Net income$7,164,000663
Minority interest net income$065
Net income of bank and minority interests.$7,164,000665
Net charge-offs$210,000908
Cash dividends$7,300,000286
Sale, conversion, retirement of capital stock, net$318,000235
Net operating income$7,164,000664
2018-03-31 (YTD Data)Rank
Total interest income$13,366,000573
Total interest expense$1,887,000558
Net interest income$11,479,000579
Provision for loan and lease losses$767,000332
Total noninterest income$1,810,000847
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$509,000622
Trading account gains and fees$0123
Additional Noninterest Income$1,301,000770
Total noninterest expense$8,282,000684
Salaries and employee benefits$5,426,000589
Premises and equipment expense$698,000898
Additional noninterest expense$2,158,000768
Pre-tax net operating income$4,240,000660
Securities gains (losses)$0735
Applicable income taxes$899,000582
Income before extraordinary items$3,341,000696
Extraordinary gains, net$07
Net income$3,341,000696
Minority interest net income$052
Net income of bank and minority interests.$3,341,000696
Net charge-offs$93,000889
Cash dividends$2,300,000377
Sale, conversion, retirement of capital stock, net$140,000223
Net operating income$3,341,000689
2017-12-31 (YTD Data)Rank
Total interest income$47,748,000603
Total interest expense$5,629,000611
Net interest income$42,119,000601
Provision for loan and lease losses$738,0001,115
Total noninterest income$5,521,0001,045
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,747,000720
Trading account gains and fees$0151
Additional Noninterest Income$3,774,000987
Total noninterest expense$31,838,000691
Salaries and employee benefits$19,757,000609
Premises and equipment expense$3,885,000634
Additional noninterest expense$8,196,000811
Pre-tax net operating income$15,064,000693
Securities gains (losses)$02,243
Applicable income taxes$4,674,000695
Income before extraordinary items$10,390,000730
Extraordinary gains, net$09
Net income$10,390,000729
Minority interest net income$076
Net income of bank and minority interests.$10,390,000730
Net charge-offs$635,000943
Cash dividends$1,406,0001,785
Sale, conversion, retirement of capital stock, net$502,000289
Net operating income$10,390,000720
2017-09-30 (YTD Data)Rank
Total interest income$34,954,000610
Total interest expense$4,020,000630
Net interest income$30,934,000609
Provision for loan and lease losses$136,0002,382
Total noninterest income$4,040,0001,080
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,266,000747
Trading account gains and fees$0145
Additional Noninterest Income$2,774,0001,036
Total noninterest expense$23,253,000707
Salaries and employee benefits$14,659,000621
Premises and equipment expense$2,870,000662
Additional noninterest expense$5,724,000858
Pre-tax net operating income$11,585,000684
Securities gains (losses)$02,274
Applicable income taxes$2,402,000809
Income before extraordinary items$9,183,000680
Extraordinary gains, net$09
Net income$9,183,000680
Minority interest net income$071
Net income of bank and minority interests.$9,183,000680
Net charge-offs$-130,0005,410
Cash dividends$1,400,0001,367
Sale, conversion, retirement of capital stock, net$374,000278
Net operating income$9,183,000664
2017-06-30 (YTD Data)Rank
Total interest income$22,380,000628
Total interest expense$2,566,000636
Net interest income$19,814,000630
Provision for loan and lease losses$-25,0005,561
Total noninterest income$2,737,0001,070
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$818,000756
Trading account gains and fees$0139
Additional Noninterest Income$1,919,0001,002
Total noninterest expense$15,132,000725
Salaries and employee benefits$9,521,000645
Premises and equipment expense$1,887,000665
Additional noninterest expense$3,724,000880
Pre-tax net operating income$7,444,000687
Securities gains (losses)$01,906
Applicable income taxes$1,869,000697
Income before extraordinary items$5,575,000721
Extraordinary gains, net$011
Net income$5,575,000721
Minority interest net income$071
Net income of bank and minority interests.$5,575,000721
Net charge-offs$-287,0005,650
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$240,000257
Net operating income$5,575,000699
2017-03-31 (YTD Data)Rank
Total interest income$10,918,000643
Total interest expense$1,248,000629
Net interest income$9,670,000639
Provision for loan and lease losses$-435,0005,808
Total noninterest income$1,464,000997
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$390,000789
Trading account gains and fees$0142
Additional Noninterest Income$1,074,000910
Total noninterest expense$7,432,000743
Salaries and employee benefits$4,626,000675
Premises and equipment expense$940,000678
Additional noninterest expense$1,866,000873
Pre-tax net operating income$4,137,000627
Securities gains (losses)$01,153
Applicable income taxes$1,190,000579
Income before extraordinary items$2,947,000674
Extraordinary gains, net$08
Net income$2,947,000674
Minority interest net income$055
Net income of bank and minority interests.$2,947,000674
Net charge-offs$-98,0005,609
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$112,000237
Net operating income$2,947,000663
2016-12-31 (YTD Data)Rank
Total interest income$39,955,000676
Total interest expense$4,584,000646
Net interest income$35,371,000682
Provision for loan and lease losses$1,209,000775
Total noninterest income$5,133,0001,122
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,750,000736
Trading account gains and fees$0170
Additional Noninterest Income$3,383,0001,111
Total noninterest expense$30,438,000704
Salaries and employee benefits$18,705,000628
Premises and equipment expense$3,422,000730
Additional noninterest expense$8,311,000799
Pre-tax net operating income$8,857,0001,021
Securities gains (losses)$03,212
Applicable income taxes$1,396,0001,331
Income before extraordinary items$7,461,0001,002
Extraordinary gains, net$05
Net income$7,461,0001,001
Minority interest net income$082
Net income of bank and minority interests.$7,461,0001,001
Net charge-offs$176,0002,061
Cash dividends$3,258,000962
Sale, conversion, retirement of capital stock, net$1,092,000194
Net operating income$7,461,000976
2016-09-30 (YTD Data)Rank
Total interest income$29,291,000685
Total interest expense$3,348,000660
Net interest income$25,943,000691
Provision for loan and lease losses$838,000796
Total noninterest income$3,766,0001,145
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,321,000731
Trading account gains and fees$0169
Additional Noninterest Income$2,445,0001,144
Total noninterest expense$22,440,000713
Salaries and employee benefits$13,724,000644
Premises and equipment expense$2,533,000736
Additional noninterest expense$6,183,000809
Pre-tax net operating income$6,431,0001,054
Securities gains (losses)$03,160
Applicable income taxes$1,268,0001,221
Income before extraordinary items$5,163,0001,089
Extraordinary gains, net$05
Net income$5,163,0001,089
Minority interest net income$071
Net income of bank and minority interests.$5,163,0001,089
Net charge-offs$9,0003,453
Cash dividends$3,255,000713
Sale, conversion, retirement of capital stock, net$611,000200
Net operating income$5,163,0001,061
2016-06-30 (YTD Data)Rank
Total interest income$19,050,000700
Total interest expense$2,209,000667
Net interest income$16,841,000707
Provision for loan and lease losses$-168,0005,883
Total noninterest income$2,193,0001,243
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$846,000747
Trading account gains and fees$0157
Additional Noninterest Income$1,347,0001,274
Total noninterest expense$14,878,000717
Salaries and employee benefits$9,161,000640
Premises and equipment expense$1,681,000738
Additional noninterest expense$4,036,000822
Pre-tax net operating income$4,324,0001,039
Securities gains (losses)$02,835
Applicable income taxes$1,003,0001,078
Income before extraordinary items$3,321,0001,108
Extraordinary gains, net$016
Net income$3,321,0001,108
Minority interest net income$071
Net income of bank and minority interests.$3,321,0001,108
Net charge-offs$-58,0005,552
Cash dividends$1,626,000902
Sale, conversion, retirement of capital stock, net$453,000178
Net operating income$3,321,0001,080
2016-03-31 (YTD Data)Rank
Total interest income$9,356,000717
Total interest expense$1,065,000689
Net interest income$8,291,000719
Provision for loan and lease losses$208,000941
Total noninterest income$1,354,0001,040
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$443,000710
Trading account gains and fees$0142
Additional Noninterest Income$911,0001,003
Total noninterest expense$7,328,000726
Salaries and employee benefits$4,583,000647
Premises and equipment expense$803,000782
Additional noninterest expense$1,942,000838
Pre-tax net operating income$2,109,0001,043
Securities gains (losses)$8,0001,573
Applicable income taxes$650,000860
Income before extraordinary items$1,467,0001,209
Extraordinary gains, net$012
Net income$1,467,0001,209
Minority interest net income$062
Net income of bank and minority interests.$1,467,0001,210
Net charge-offs$-28,0005,572
Cash dividends$1,626,000505
Sale, conversion, retirement of capital stock, net$127,000226
Net operating income$1,461,4801,175
2015-12-31 (YTD Data)Rank
Total interest income$35,629,000710
Total interest expense$3,707,000753
Net interest income$31,922,000704
Provision for loan and lease losses$1,216,000679
Total noninterest income$7,197,000868
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,736,000759
Trading account gains and fees$0159
Additional Noninterest Income$5,461,000769
Total noninterest expense$28,102,000733
Salaries and employee benefits$17,087,000666
Premises and equipment expense$3,241,000756
Additional noninterest expense$7,774,000840
Pre-tax net operating income$9,801,000906
Securities gains (losses)$03,216
Applicable income taxes$3,071,000736
Income before extraordinary items$6,730,0001,057
Extraordinary gains, net$023
Net income$6,730,0001,056
Minority interest net income$081
Net income of bank and minority interests.$6,730,0001,057
Net charge-offs$866,000775
Cash dividends$3,049,000958
Sale, conversion, retirement of capital stock, net$976,000227
Net operating income$6,730,0001,033
2015-09-30 (YTD Data)Rank
Total interest income$26,190,000733
Total interest expense$2,736,000771
Net interest income$23,454,000725
Provision for loan and lease losses$1,012,000585
Total noninterest income$5,700,000851
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,275,000773
Trading account gains and fees$0153
Additional Noninterest Income$4,425,000726
Total noninterest expense$20,604,000760
Salaries and employee benefits$12,587,000687
Premises and equipment expense$2,401,000780
Additional noninterest expense$5,616,000873
Pre-tax net operating income$7,538,000898
Securities gains (losses)$03,031
Applicable income taxes$2,423,000732
Income before extraordinary items$5,115,0001,048
Extraordinary gains, net$021
Net income$5,115,0001,048
Minority interest net income$078
Net income of bank and minority interests.$5,115,0001,048
Net charge-offs$89,0002,279
Cash dividends$3,043,000702
Sale, conversion, retirement of capital stock, net$626,000225
Net operating income$5,115,0001,022
2015-06-30 (YTD Data)Rank
Total interest income$17,093,000749
Total interest expense$1,807,000778
Net interest income$15,286,000737
Provision for loan and lease losses$616,000634
Total noninterest income$3,247,000945
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$820,000787
Trading account gains and fees$0157
Additional Noninterest Income$2,427,000843
Total noninterest expense$13,572,000772
Salaries and employee benefits$8,259,000701
Premises and equipment expense$1,590,000792
Additional noninterest expense$3,723,000875
Pre-tax net operating income$4,345,0001,018
Securities gains (losses)$02,636
Applicable income taxes$1,410,000810
Income before extraordinary items$2,935,0001,194
Extraordinary gains, net$022
Net income$2,935,0001,194
Minority interest net income$075
Net income of bank and minority interests.$2,935,0001,195
Net charge-offs$39,0002,519
Cash dividends$1,517,000886
Sale, conversion, retirement of capital stock, net$578,000182
Net operating income$2,935,0001,162
2015-03-31 (YTD Data)Rank
Total interest income$8,456,000752
Total interest expense$846,000843
Net interest income$7,610,000740
Provision for loan and lease losses$201,000882
Total noninterest income$1,397,0001,023
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$409,000772
Trading account gains and fees$0152
Additional Noninterest Income$988,000934
Total noninterest expense$6,496,000808
Salaries and employee benefits$4,036,000730
Premises and equipment expense$776,000821
Additional noninterest expense$1,684,000951
Pre-tax net operating income$2,310,000926
Securities gains (losses)$02,027
Applicable income taxes$788,000743
Income before extraordinary items$1,522,0001,119
Extraordinary gains, net$013
Net income$1,522,0001,120
Minority interest net income$064
Net income of bank and minority interests.$1,522,0001,120
Net charge-offs$-43,0005,909
Cash dividends$1,517,000466
Sale, conversion, retirement of capital stock, net$164,000202
Net operating income$1,522,0001,087
2014-12-31 (YTD Data)Rank
Total interest income$34,715,000729
Total interest expense$3,502,000852
Net interest income$31,213,000706
Provision for loan and lease losses$1,229,000718
Total noninterest income$3,736,0001,338
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,839,000747
Trading account gains and fees$0180
Additional Noninterest Income$1,897,0001,523
Total noninterest expense$26,867,000763
Salaries and employee benefits$15,642,000712
Premises and equipment expense$3,289,000755
Additional noninterest expense$7,936,000819
Pre-tax net operating income$6,853,0001,181
Securities gains (losses)$03,259
Applicable income taxes$-103,0006,270
Income before extraordinary items$6,956,000958
Extraordinary gains, net$017
Net income$6,956,000957
Minority interest net income$084
Net income of bank and minority interests.$6,956,000957
Net charge-offs$199,0002,465
Cash dividends$2,735,0001,002
Sale, conversion, retirement of capital stock, net$-131,0006,448
Net operating income$6,956,000929
2014-09-30 (YTD Data)Rank
Total interest income$25,388,000746
Total interest expense$2,644,000853
Net interest income$22,744,000727
Provision for loan and lease losses$655,000933
Total noninterest income$4,803,000914
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,406,000730
Trading account gains and fees$0174
Additional Noninterest Income$3,397,000821
Total noninterest expense$20,112,000755
Salaries and employee benefits$11,652,000714
Premises and equipment expense$2,412,000777
Additional noninterest expense$6,048,000802
Pre-tax net operating income$6,780,000933
Securities gains (losses)$02,980
Applicable income taxes$1,967,000814
Income before extraordinary items$4,813,0001,039
Extraordinary gains, net$015
Net income$4,813,0001,039
Minority interest net income$081
Net income of bank and minority interests.$4,813,0001,039
Net charge-offs$203,0001,970
Cash dividends$2,729,000729
Sale, conversion, retirement of capital stock, net$-564,0006,564
Net operating income$4,813,0001,022
2014-06-30 (YTD Data)Rank
Total interest income$16,813,000747
Total interest expense$1,774,000850
Net interest income$15,039,000731
Provision for loan and lease losses$328,0001,161
Total noninterest income$3,028,000931
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$925,000717
Trading account gains and fees$0172
Additional Noninterest Income$2,103,000847
Total noninterest expense$13,762,000735
Salaries and employee benefits$7,719,000714
Premises and equipment expense$1,580,000792
Additional noninterest expense$4,463,000735
Pre-tax net operating income$3,977,0001,032
Securities gains (losses)$02,580
Applicable income taxes$1,104,000896
Income before extraordinary items$2,873,0001,123
Extraordinary gains, net$020
Net income$2,873,0001,124
Minority interest net income$080
Net income of bank and minority interests.$2,873,0001,124
Net charge-offs$309,0001,235
Cash dividends$1,304,000937
Sale, conversion, retirement of capital stock, net$-879,0006,640
Net operating income$2,873,0001,099
2014-03-31 (YTD Data)Rank
Total interest income$8,219,000764
Total interest expense$893,000847
Net interest income$7,326,000746
Provision for loan and lease losses$153,0001,180
Total noninterest income$1,411,000959
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$461,000706
Trading account gains and fees$0147
Additional Noninterest Income$950,000884
Total noninterest expense$6,466,000786
Salaries and employee benefits$3,881,000723
Premises and equipment expense$811,000783
Additional noninterest expense$1,774,000898
Pre-tax net operating income$2,118,000930
Securities gains (losses)$01,715
Applicable income taxes$596,000815
Income before extraordinary items$1,522,0001,033
Extraordinary gains, net$016
Net income$1,522,0001,034
Minority interest net income$066
Net income of bank and minority interests.$1,522,0001,034
Net charge-offs$-78,0006,428
Cash dividends$1,304,000480
Sale, conversion, retirement of capital stock, net$-1,284,0006,721
Net operating income$1,522,0001,010
2013-12-31 (YTD Data)Rank
Total interest income$32,385,000766
Total interest expense$3,922,000866
Net interest income$28,463,000755
Provision for loan and lease losses$1,540,000769
Total noninterest income$5,468,0001,058
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,039,000673
Trading account gains and fees$0184
Additional Noninterest Income$3,429,0001,056
Total noninterest expense$24,793,000817
Salaries and employee benefits$14,628,000745
Premises and equipment expense$3,211,000754
Additional noninterest expense$6,954,000975
Pre-tax net operating income$7,598,0001,005
Securities gains (losses)$03,182
Applicable income taxes$1,022,0001,449
Income before extraordinary items$6,576,000949
Extraordinary gains, net$029
Net income$6,576,000951
Minority interest net income$090
Net income of bank and minority interests.$6,576,000951
Net charge-offs$-231,0006,644
Cash dividends$1,098,0001,827
Sale, conversion, retirement of capital stock, net$470,000298
Net operating income$6,576,000923
2013-09-30 (YTD Data)Rank
Total interest income$24,080,000774
Total interest expense$2,990,000881
Net interest income$21,090,000760
Provision for loan and lease losses$1,304,000725
Total noninterest income$3,894,0001,120
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,528,000678
Trading account gains and fees$0180
Additional Noninterest Income$2,366,0001,138
Total noninterest expense$18,232,000843
Salaries and employee benefits$10,798,000759
Premises and equipment expense$2,390,000764
Additional noninterest expense$5,044,0001,006
Pre-tax net operating income$5,448,0001,064
Securities gains (losses)$03,040
Applicable income taxes$299,0002,437
Income before extraordinary items$5,149,000913
Extraordinary gains, net$025
Net income$5,149,000915
Minority interest net income$084
Net income of bank and minority interests.$5,149,000915
Net charge-offs$146,0002,897
Cash dividends$1,092,0001,355
Sale, conversion, retirement of capital stock, net$405,000250
Net operating income$5,149,000892
2013-06-30 (YTD Data)Rank
Total interest income$15,950,000775
Total interest expense$2,064,000868
Net interest income$13,886,000762
Provision for loan and lease losses$530,0001,108
Total noninterest income$3,032,0001,009
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$988,000686
Trading account gains and fees$0157
Additional Noninterest Income$2,044,000972
Total noninterest expense$12,054,000846
Salaries and employee benefits$6,970,000779
Premises and equipment expense$1,652,000741
Additional noninterest expense$3,432,000978
Pre-tax net operating income$4,334,000879
Securities gains (losses)$02,791
Applicable income taxes$1,314,000747
Income before extraordinary items$3,020,0001,027
Extraordinary gains, net$022
Net income$3,020,0001,028
Minority interest net income$082
Net income of bank and minority interests.$3,020,0001,030
Net charge-offs$3,0004,643
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$309,000218
Net operating income$3,020,000977
2013-03-31 (YTD Data)Rank
Total interest income$7,956,000781
Total interest expense$1,102,000840
Net interest income$6,854,000773
Provision for loan and lease losses$450,000738
Total noninterest income$1,402,0001,070
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$482,000704
Trading account gains and fees$0148
Additional Noninterest Income$920,0001,050
Total noninterest expense$5,906,000870
Salaries and employee benefits$3,492,000784
Premises and equipment expense$861,000726
Additional noninterest expense$1,553,0001,074
Pre-tax net operating income$1,900,000975
Securities gains (losses)$01,966
Applicable income taxes$529,000870
Income before extraordinary items$1,371,0001,109
Extraordinary gains, net$010
Net income$1,371,0001,111
Minority interest net income$076
Net income of bank and minority interests.$1,371,0001,111
Net charge-offs$29,0002,821
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$75,000273
Net operating income$1,371,0001,051
2012-12-31 (YTD Data)Rank
Total interest income$33,377,000788
Total interest expense$5,473,000817
Net interest income$27,904,000771
Provision for loan and lease losses$-68,0006,868
Total noninterest income$5,857,0001,024
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,858,000765
Trading account gains and fees$0166
Additional Noninterest Income$3,999,000965
Total noninterest expense$23,862,000843
Salaries and employee benefits$14,082,000744
Premises and equipment expense$2,963,000818
Additional noninterest expense$6,817,0001,019
Pre-tax net operating income$9,967,000718
Securities gains (losses)$1,0003,729
Applicable income taxes$3,007,000609
Income before extraordinary items$6,961,000852
Extraordinary gains, net$029
Net income$6,961,000851
Minority interest net income$093
Net income of bank and minority interests.$6,961,000852
Net charge-offs$1,695,0001,305
Cash dividends$2,826,000924
Sale, conversion, retirement of capital stock, net$777,000248
Net operating income$6,960,300800
2012-09-30 (YTD Data)Rank
Total interest income$24,966,000799
Total interest expense$4,195,000835
Net interest income$20,771,000788
Provision for loan and lease losses$62,0004,788
Total noninterest income$4,180,0001,059
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,360,000788
Trading account gains and fees$0157
Additional Noninterest Income$2,820,000981
Total noninterest expense$17,805,000838
Salaries and employee benefits$10,725,000726
Premises and equipment expense$2,134,000845
Additional noninterest expense$4,946,0001,044
Pre-tax net operating income$7,084,000790
Securities gains (losses)$03,575
Applicable income taxes$1,982,000715
Income before extraordinary items$5,102,000896
Extraordinary gains, net$020
Net income$5,102,000894
Minority interest net income$086
Net income of bank and minority interests.$5,102,000896
Net charge-offs$1,349,0001,209
Cash dividends$1,822,000848
Sale, conversion, retirement of capital stock, net$432,000256
Net operating income$5,102,000835
2012-06-30 (YTD Data)Rank
Total interest income$16,657,000812
Total interest expense$2,862,000858
Net interest income$13,795,000796
Provision for loan and lease losses$52,0004,538
Total noninterest income$2,738,0001,059
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$873,000799
Trading account gains and fees$0153
Additional Noninterest Income$1,865,000972
Total noninterest expense$11,727,000843
Salaries and employee benefits$6,806,000759
Premises and equipment expense$1,394,000869
Additional noninterest expense$3,527,000987
Pre-tax net operating income$4,754,000780
Securities gains (losses)$1,0003,081
Applicable income taxes$1,503,000635
Income before extraordinary items$3,252,000931
Extraordinary gains, net$019
Net income$3,252,000930
Minority interest net income$084
Net income of bank and minority interests.$3,252,000931
Net charge-offs$889,0001,240
Cash dividends$908,0001,062
Sale, conversion, retirement of capital stock, net$350,000209
Net operating income$3,251,320881
2012-03-31 (YTD Data)Rank
Total interest income$8,369,000811
Total interest expense$1,485,000854
Net interest income$6,884,000798
Provision for loan and lease losses$-249,0007,241
Total noninterest income$1,340,0001,057
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$433,000801
Trading account gains and fees$0148
Additional Noninterest Income$907,000980
Total noninterest expense$5,666,000878
Salaries and employee benefits$3,406,000768
Premises and equipment expense$703,000865
Additional noninterest expense$1,557,0001,093
Pre-tax net operating income$2,807,000656
Securities gains (losses)$02,210
Applicable income taxes$842,000578
Income before extraordinary items$1,965,000766
Extraordinary gains, net$019
Net income$1,965,000766
Minority interest net income$078
Net income of bank and minority interests.$1,965,000768
Net charge-offs$456,0001,159
Cash dividends$908,000520
Sale, conversion, retirement of capital stock, net$71,000263
Net operating income$1,965,000722
2011-12-31 (YTD Data)Rank
Total interest income$32,715,000849
Total interest expense$6,607,000918
Net interest income$26,108,000838
Provision for loan and lease losses$2,484,0001,345
Total noninterest income$5,504,000960
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,783,000825
Trading account gains and fees$0146
Additional Noninterest Income$3,721,000880
Total noninterest expense$21,859,000895
Salaries and employee benefits$12,503,000787
Premises and equipment expense$3,012,000830
Additional noninterest expense$6,344,0001,108
Pre-tax net operating income$7,269,000834
Securities gains (losses)$26,0002,967
Applicable income taxes$2,043,000776
Income before extraordinary items$5,252,000957
Extraordinary gains, net$029
Net income$5,252,000955
Minority interest net income$096
Net income of bank and minority interests.$5,252,000957
Net charge-offs$1,413,0001,965
Cash dividends$1,642,0001,141
Sale, conversion, retirement of capital stock, net$637,000382
Net operating income$5,233,280924
2011-09-30 (YTD Data)Rank
Total interest income$24,197,000875
Total interest expense$5,011,000951
Net interest income$19,186,000868
Provision for loan and lease losses$1,656,0001,414
Total noninterest income$4,005,000997
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,300,000854
Trading account gains and fees$0145
Additional Noninterest Income$2,705,000900
Total noninterest expense$16,064,000926
Salaries and employee benefits$9,345,000796
Premises and equipment expense$2,260,000843
Additional noninterest expense$4,459,0001,166
Pre-tax net operating income$5,471,000849
Securities gains (losses)$26,0002,700
Applicable income taxes$1,560,000767
Income before extraordinary items$3,937,000980
Extraordinary gains, net$021
Net income$3,937,000977
Minority interest net income$087
Net income of bank and minority interests.$3,937,000980
Net charge-offs$1,372,0001,590
Cash dividends$1,638,000774
Sale, conversion, retirement of capital stock, net$387,000373
Net operating income$3,918,280937
2011-06-30 (YTD Data)Rank
Total interest income$16,028,000896
Total interest expense$3,386,000983
Net interest income$12,642,000878
Provision for loan and lease losses$1,497,0001,133
Total noninterest income$2,696,000984
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$802,000909
Trading account gains and fees$0153
Additional Noninterest Income$1,894,000873
Total noninterest expense$10,628,000943
Salaries and employee benefits$6,150,000809
Premises and equipment expense$1,459,000881
Additional noninterest expense$3,019,0001,176
Pre-tax net operating income$3,213,000949
Securities gains (losses)$02,914
Applicable income taxes$914,000821
Income before extraordinary items$2,299,0001,073
Extraordinary gains, net$015
Net income$2,299,0001,072
Minority interest net income$089
Net income of bank and minority interests.$2,299,0001,073
Net charge-offs$1,254,0001,273
Cash dividends$816,000962
Sale, conversion, retirement of capital stock, net$313,000270
Net operating income$2,299,0001,038
2011-03-31 (YTD Data)Rank
Total interest income$8,014,000899
Total interest expense$1,687,0001,018
Net interest income$6,327,000872
Provision for loan and lease losses$488,0001,448
Total noninterest income$1,371,000979
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$386,000928
Trading account gains and fees$0158
Additional Noninterest Income$985,000836
Total noninterest expense$5,281,000945
Salaries and employee benefits$3,076,000827
Premises and equipment expense$745,000887
Additional noninterest expense$1,460,0001,225
Pre-tax net operating income$1,929,000791
Securities gains (losses)$01,772
Applicable income taxes$506,000747
Income before extraordinary items$1,423,000862
Extraordinary gains, net$09
Net income$1,423,000860
Minority interest net income$086
Net income of bank and minority interests.$1,423,000862
Net charge-offs$430,0001,460
Cash dividends$816,000472
Sale, conversion, retirement of capital stock, net$66,000316
Net operating income$1,423,000845
2010-12-31 (YTD Data)Rank
Total interest income$31,417,000969
Total interest expense$6,739,0001,219
Net interest income$24,678,000893
Provision for loan and lease losses$3,942,0001,355
Total noninterest income$5,634,000979
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,897,000793
Trading account gains and fees$0175
Additional Noninterest Income$3,737,000910
Total noninterest expense$20,522,000974
Salaries and employee benefits$11,093,000884
Premises and equipment expense$2,820,000906
Additional noninterest expense$6,609,0001,116
Pre-tax net operating income$5,848,000887
Securities gains (losses)$7,0003,401
Applicable income taxes$1,766,000805
Income before extraordinary items$4,089,0001,063
Extraordinary gains, net$029
Net income$4,089,0001,065
Minority interest net income$0111
Net income of bank and minority interests.$4,089,0001,066
Net charge-offs$489,0003,683
Cash dividends$1,385,0001,160
Sale, conversion, retirement of capital stock, net$14,015,00061
Net operating income$4,084,1001,019
2010-09-30 (YTD Data)Rank
Total interest income$23,573,000982
Total interest expense$5,012,0001,285
Net interest income$18,561,000893
Provision for loan and lease losses$2,535,0001,419
Total noninterest income$4,147,000967
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,462,000794
Trading account gains and fees$0165
Additional Noninterest Income$2,685,000893
Total noninterest expense$15,256,000966
Salaries and employee benefits$8,248,000880
Premises and equipment expense$2,102,000919
Additional noninterest expense$4,906,0001,097
Pre-tax net operating income$4,917,000851
Securities gains (losses)$6,0003,242
Applicable income taxes$1,369,000804
Income before extraordinary items$3,554,000976
Extraordinary gains, net$023
Net income$3,554,000979
Minority interest net income$0110
Net income of bank and minority interests.$3,554,000979
Net charge-offs$407,0003,332
Cash dividends$1,379,000805
Sale, conversion, retirement of capital stock, net$13,781,00054
Net operating income$3,549,680935
2010-06-30 (YTD Data)Rank
Total interest income$15,581,0001,011
Total interest expense$3,304,0001,352
Net interest income$12,277,000898
Provision for loan and lease losses$1,523,0001,503
Total noninterest income$2,799,000948
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$991,000775
Trading account gains and fees$0152
Additional Noninterest Income$1,808,000862
Total noninterest expense$10,163,000966
Salaries and employee benefits$5,450,000898
Premises and equipment expense$1,435,000917
Additional noninterest expense$3,278,0001,081
Pre-tax net operating income$3,390,000812
Securities gains (losses)$7,0002,699
Applicable income taxes$895,000790
Income before extraordinary items$2,502,000899
Extraordinary gains, net$019
Net income$2,502,000899
Minority interest net income$0105
Net income of bank and minority interests.$2,502,000900
Net charge-offs$189,0003,608
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$13,724,00037
Net operating income$2,496,820864
2010-03-31 (YTD Data)Rank
Total interest income$7,746,0001,037
Total interest expense$1,618,0001,460
Net interest income$6,128,000909
Provision for loan and lease losses$1,214,0001,023
Total noninterest income$1,462,000904
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$511,000758
Trading account gains and fees$0175
Additional Noninterest Income$951,000826
Total noninterest expense$4,977,0001,000
Salaries and employee benefits$2,625,000933
Premises and equipment expense$756,000888
Additional noninterest expense$1,596,0001,099
Pre-tax net operating income$1,399,000960
Securities gains (losses)$-6,0007,459
Applicable income taxes$389,000860
Income before extraordinary items$1,004,0001,089
Extraordinary gains, net$016
Net income$1,004,0001,090
Minority interest net income$091
Net income of bank and minority interests.$1,004,0001,091
Net charge-offs$15,0004,608
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$49,000420
Net operating income$1,008,3201,053
2009-12-31 (YTD Data)Rank
Total interest income$30,700,0001,113
Total interest expense$7,970,0001,488
Net interest income$22,730,000952
Provision for loan and lease losses$10,500,000833
Total noninterest income$6,858,000856
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,260,000745
Trading account gains and fees$0211
Additional Noninterest Income$4,598,000766
Total noninterest expense$20,654,0001,011
Salaries and employee benefits$9,229,0001,068
Premises and equipment expense$2,810,000968
Additional noninterest expense$8,615,000912
Pre-tax net operating income$-1,566,0006,469
Securities gains (losses)$18,0003,082
Applicable income taxes$-1,241,0007,358
Income before extraordinary items$-307,0005,932
Extraordinary gains, net$034
Net income$-307,0005,931
Minority interest net income$0115
Net income of bank and minority interests.$-307,0005,931
Net charge-offs$9,616,000708
Cash dividends$1,701,0001,060
Sale, conversion, retirement of capital stock, net$605,000504
Net operating income$-318,5205,943
2009-09-30 (YTD Data)Rank
Total interest income$22,817,0001,148
Total interest expense$6,177,0001,515
Net interest income$16,640,000981
Provision for loan and lease losses$9,583,000644
Total noninterest income$5,389,000821
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,685,000744
Trading account gains and fees$0212
Additional Noninterest Income$3,704,000732
Total noninterest expense$15,504,000994
Salaries and employee benefits$7,013,0001,062
Premises and equipment expense$2,155,000951
Additional noninterest expense$6,336,000888
Pre-tax net operating income$-3,058,0007,298
Securities gains (losses)$16,0002,829
Applicable income taxes$-1,444,0007,651
Income before extraordinary items$-1,598,0007,029
Extraordinary gains, net$027
Net income$-1,598,0007,028
Minority interest net income$0118
Net income of bank and minority interests.$-1,598,0007,029
Net charge-offs$9,607,000519
Cash dividends$1,695,000764
Sale, conversion, retirement of capital stock, net$359,000490
Net operating income$-1,608,2407,025
2009-06-30 (YTD Data)Rank
Total interest income$14,894,0001,196
Total interest expense$4,249,0001,547
Net interest income$10,645,0001,023
Provision for loan and lease losses$8,949,000487
Total noninterest income$3,320,000892
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,123,000736
Trading account gains and fees$0193
Additional Noninterest Income$2,197,000819
Total noninterest expense$11,082,000967
Salaries and employee benefits$4,669,0001,081
Premises and equipment expense$1,453,000970
Additional noninterest expense$4,960,000779
Pre-tax net operating income$-6,066,0007,792
Securities gains (losses)$6,0002,720
Applicable income taxes$-2,080,0007,905
Income before extraordinary items$-3,980,0007,726
Extraordinary gains, net$021
Net income$-3,980,0007,725
Minority interest net income$0112
Net income of bank and minority interests.$-3,980,0007,725
Net charge-offs$9,457,000393
Cash dividends$1,136,000798
Sale, conversion, retirement of capital stock, net$320,000407
Net operating income$-3,983,9607,733
2009-03-31 (YTD Data)Rank
Total interest income$7,427,0001,212
Total interest expense$2,163,0001,572
Net interest income$5,264,0001,030
Provision for loan and lease losses$3,314,000528
Total noninterest income$1,570,000907
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$560,000719
Trading account gains and fees$0171
Additional Noninterest Income$1,010,000846
Total noninterest expense$6,327,000797
Salaries and employee benefits$2,416,0001,046
Premises and equipment expense$769,000923
Additional noninterest expense$3,142,000560
Pre-tax net operating income$-2,807,0007,930
Securities gains (losses)$02,434
Applicable income taxes$-996,0008,006
Income before extraordinary items$-1,811,0007,877
Extraordinary gains, net$015
Net income$-1,811,0007,878
Minority interest net income$0102
Net income of bank and minority interests.$-1,811,0007,878
Net charge-offs$1,622,000702
Cash dividends$1,136,000385
Sale, conversion, retirement of capital stock, net$2,0001,034
Net operating income$-1,811,0007,874
2008-12-31 (YTD Data)Rank
Total interest income$29,152,0001,324
Total interest expense$9,597,0001,693
Net interest income$19,555,0001,119
Provision for loan and lease losses$3,508,0001,264
Total noninterest income$4,800,0001,098
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,256,000777
Trading account gains and fees$0154
Additional Noninterest Income$2,544,0001,104
Total noninterest expense$15,148,0001,292
Salaries and employee benefits$7,805,0001,291
Premises and equipment expense$2,424,0001,144
Additional noninterest expense$4,919,0001,283
Pre-tax net operating income$5,699,000981
Securities gains (losses)$10,0002,511
Applicable income taxes$1,591,000829
Income before extraordinary items$4,118,0001,003
Extraordinary gains, net$039
Net income$4,118,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,976,0001,300
Cash dividends$2,152,0001,256
Sale, conversion, retirement of capital stock, net$408,000595
Net operating income$4,110,8001,073
2008-09-30 (YTD Data)Rank
Total interest income$21,680,0001,363
Total interest expense$7,134,0001,773
Net interest income$14,546,0001,159
Provision for loan and lease losses$1,814,0001,257
Total noninterest income$3,744,0001,106
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,669,000795
Trading account gains and fees$0148
Additional Noninterest Income$2,075,0001,080
Total noninterest expense$11,534,0001,256
Salaries and employee benefits$6,189,0001,234
Premises and equipment expense$1,767,0001,177
Additional noninterest expense$3,578,0001,275
Pre-tax net operating income$4,942,0001,031
Securities gains (losses)$7,0002,502
Applicable income taxes$1,424,000883
Income before extraordinary items$3,525,0001,045
Extraordinary gains, net$031
Net income$3,525,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,278,0001,121
Cash dividends$2,147,000952
Sale, conversion, retirement of capital stock, net$132,000696
Net operating income$3,520,0301,106
2008-06-30 (YTD Data)Rank
Total interest income$14,047,0001,436
Total interest expense$4,699,0001,848
Net interest income$9,348,0001,198
Provision for loan and lease losses$1,232,0001,073
Total noninterest income$2,585,0001,086
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,072,000802
Trading account gains and fees$0149
Additional Noninterest Income$1,513,0001,052
Total noninterest expense$7,558,0001,273
Salaries and employee benefits$4,081,0001,264
Premises and equipment expense$1,144,0001,198
Additional noninterest expense$2,333,0001,281
Pre-tax net operating income$3,143,0001,123
Securities gains (losses)$7,0002,608
Applicable income taxes$796,0001,116
Income before extraordinary items$2,354,0001,173
Extraordinary gains, net$021
Net income$2,354,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$728,0001,036
Cash dividends$1,017,0001,367
Sale, conversion, retirement of capital stock, net$89,000618
Net operating income$2,348,7501,156
2008-03-31 (YTD Data)Rank
Total interest income$6,896,0001,496
Total interest expense$2,448,0001,897
Net interest income$4,448,0001,245
Provision for loan and lease losses$557,000950
Total noninterest income$1,397,0001,027
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$532,000806
Trading account gains and fees$0158
Additional Noninterest Income$865,000946
Total noninterest expense$3,794,0001,279
Salaries and employee benefits$2,054,0001,281
Premises and equipment expense$585,0001,185
Additional noninterest expense$1,155,0001,241
Pre-tax net operating income$1,494,0001,266
Securities gains (losses)$02,688
Applicable income taxes$360,0001,281
Income before extraordinary items$1,134,0001,332
Extraordinary gains, net$015
Net income$1,134,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,000872
Cash dividends$1,017,000717
Sale, conversion, retirement of capital stock, net$-198,0008,462
Net operating income$1,134,0001,293
2007-12-31 (YTD Data)Rank
Total interest income$28,745,0001,497
Total interest expense$11,627,0001,725
Net interest income$17,118,0001,305
Provision for loan and lease losses$1,917,000872
Total noninterest income$4,593,0001,174
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,237,000795
Trading account gains and fees$0178
Additional Noninterest Income$2,356,0001,219
Total noninterest expense$14,495,0001,277
Salaries and employee benefits$7,773,0001,285
Premises and equipment expense$2,096,0001,264
Additional noninterest expense$4,626,0001,219
Pre-tax net operating income$5,299,0001,572
Securities gains (losses)$-2,299,0008,463
Applicable income taxes$483,0002,785
Income before extraordinary items$2,517,0002,343
Extraordinary gains, net$039
Net income$2,517,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,101,000955
Cash dividends$1,951,0001,643
Sale, conversion, retirement of capital stock, net$410,000569
Net operating income$4,448,1601,429
2007-09-30 (YTD Data)Rank
Total interest income$21,577,0001,504
Total interest expense$8,936,0001,678
Net interest income$12,641,0001,331
Provision for loan and lease losses$943,000945
Total noninterest income$3,381,0001,182
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,615,000817
Trading account gains and fees$0184
Additional Noninterest Income$1,766,0001,230
Total noninterest expense$11,026,0001,259
Salaries and employee benefits$5,888,0001,275
Premises and equipment expense$1,640,0001,203
Additional noninterest expense$3,498,0001,178
Pre-tax net operating income$4,053,0001,651
Securities gains (losses)$-2,302,0008,516
Applicable income taxes$38,0005,126
Income before extraordinary items$1,713,0002,699
Extraordinary gains, net$033
Net income$1,713,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$841,000738
Cash dividends$1,945,0001,260
Sale, conversion, retirement of capital stock, net$285,000516
Net operating income$3,968,9601,288
2007-06-30 (YTD Data)Rank
Total interest income$14,505,0001,504
Total interest expense$6,217,0001,617
Net interest income$8,288,0001,375
Provision for loan and lease losses$660,000810
Total noninterest income$2,184,0001,241
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,019,000876
Trading account gains and fees$0168
Additional Noninterest Income$1,165,0001,256
Total noninterest expense$7,360,0001,272
Salaries and employee benefits$3,886,0001,308
Premises and equipment expense$1,113,0001,199
Additional noninterest expense$2,361,0001,184
Pre-tax net operating income$2,452,0001,840
Securities gains (losses)$-2,303,0008,579
Applicable income taxes$-372,0008,523
Income before extraordinary items$521,0004,463
Extraordinary gains, net$029
Net income$521,0004,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,000686
Cash dividends$928,0001,630
Sale, conversion, retirement of capital stock, net$282,000387
Net operating income$2,824,0001,244
2007-03-31 (YTD Data)Rank
Total interest income$7,134,0001,520
Total interest expense$3,144,0001,586
Net interest income$3,990,0001,433
Provision for loan and lease losses$315,000762
Total noninterest income$1,017,0001,292
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$471,000924
Trading account gains and fees$0195
Additional Noninterest Income$546,0001,281
Total noninterest expense$3,783,0001,241
Salaries and employee benefits$1,974,0001,306
Premises and equipment expense$642,0001,033
Additional noninterest expense$1,167,0001,169
Pre-tax net operating income$909,0002,324
Securities gains (losses)$-1,0007,986
Applicable income taxes$137,0002,850
Income before extraordinary items$771,0002,131
Extraordinary gains, net$022
Net income$771,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,000826
Cash dividends$928,000867
Sale, conversion, retirement of capital stock, net$-49,0008,598
Net operating income$771,8502,123
2006-12-31 (YTD Data)Rank
Total interest income$26,296,0001,518
Total interest expense$11,188,0001,501
Net interest income$15,108,0001,514
Provision for loan and lease losses$1,128,000932
Total noninterest income$4,388,0001,217
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,990,000891
Trading account gains and fees$0130
Additional Noninterest Income$2,398,0001,177
Total noninterest expense$13,164,0001,356
Salaries and employee benefits$6,889,0001,431
Premises and equipment expense$2,011,0001,289
Additional noninterest expense$4,264,0001,254
Pre-tax net operating income$5,204,0001,820
Securities gains (losses)$140,000466
Applicable income taxes$1,276,0001,883
Income before extraordinary items$4,068,0001,759
Extraordinary gains, net$051
Net income$4,068,0001,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,0001,021
Cash dividends$1,855,0001,647
Sale, conversion, retirement of capital stock, net$96,000899
Net operating income$3,961,6001,782
2006-09-30 (YTD Data)Rank
Total interest income$19,394,0001,533
Total interest expense$8,183,0001,499
Net interest income$11,211,0001,543
Provision for loan and lease losses$815,000931
Total noninterest income$3,169,0001,262
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,508,000884
Trading account gains and fees$0126
Additional Noninterest Income$1,661,0001,277
Total noninterest expense$9,901,0001,366
Salaries and employee benefits$5,283,0001,400
Premises and equipment expense$1,490,0001,308
Additional noninterest expense$3,128,0001,281
Pre-tax net operating income$3,664,0001,983
Securities gains (losses)$114,000418
Applicable income taxes$861,0002,084
Income before extraordinary items$2,917,0001,880
Extraordinary gains, net$045
Net income$2,917,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,045
Cash dividends$1,855,0001,220
Sale, conversion, retirement of capital stock, net$-101,0008,683
Net operating income$2,829,2201,919
2006-06-30 (YTD Data)Rank
Total interest income$12,662,0001,532
Total interest expense$5,215,0001,492
Net interest income$7,447,0001,546
Provision for loan and lease losses$510,000952
Total noninterest income$2,007,0001,307
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$975,000894
Trading account gains and fees$0126
Additional Noninterest Income$1,032,0001,320
Total noninterest expense$6,652,0001,360
Salaries and employee benefits$3,533,0001,402
Premises and equipment expense$1,101,0001,169
Additional noninterest expense$2,018,0001,324
Pre-tax net operating income$2,292,0002,091
Securities gains (losses)$1,0001,053
Applicable income taxes$498,0002,317
Income before extraordinary items$1,795,0002,012
Extraordinary gains, net$039
Net income$1,795,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,561
Cash dividends$928,0001,542
Sale, conversion, retirement of capital stock, net$-40,0008,718
Net operating income$1,794,2202,002
2006-03-31 (YTD Data)Rank
Total interest income$6,204,0001,528
Total interest expense$2,452,0001,500
Net interest income$3,752,0001,531
Provision for loan and lease losses$282,000844
Total noninterest income$979,0001,296
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$498,000849
Trading account gains and fees$0115
Additional Noninterest Income$481,0001,377
Total noninterest expense$3,282,0001,377
Salaries and employee benefits$1,786,0001,396
Premises and equipment expense$562,0001,138
Additional noninterest expense$934,0001,413
Pre-tax net operating income$1,167,0002,023
Securities gains (losses)$0955
Applicable income taxes$274,0002,127
Income before extraordinary items$893,0001,985
Extraordinary gains, net$021
Net income$893,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,000805
Cash dividends$928,000809
Sale, conversion, retirement of capital stock, net$-178,0008,760
Net operating income$893,0001,968
2005-12-31 (YTD Data)Rank
Total interest income$22,882,0001,461
Total interest expense$8,168,0001,384
Net interest income$14,714,0001,490
Provision for loan and lease losses$769,0001,315
Total noninterest income$3,956,0001,289
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,077,000833
Trading account gains and fees$0138
Additional Noninterest Income$1,879,0001,416
Total noninterest expense$12,784,0001,349
Salaries and employee benefits$6,488,0001,439
Premises and equipment expense$2,172,0001,120
Additional noninterest expense$4,124,0001,259
Pre-tax net operating income$5,117,0001,824
Securities gains (losses)$108,000676
Applicable income taxes$1,218,0001,986
Income before extraordinary items$4,007,0001,742
Extraordinary gains, net$046
Net income$4,007,0001,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,0001,072
Cash dividends$1,776,0001,617
Sale, conversion, retirement of capital stock, net$310,000587
Net operating income$3,923,8401,741
2005-09-30 (YTD Data)Rank
Total interest income$16,845,0001,449
Total interest expense$5,843,0001,374
Net interest income$11,002,0001,475
Provision for loan and lease losses$554,0001,279
Total noninterest income$2,849,0001,342
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,546,000843
Trading account gains and fees$0126
Additional Noninterest Income$1,303,0001,494
Total noninterest expense$9,594,0001,339
Salaries and employee benefits$4,774,0001,454
Premises and equipment expense$1,626,0001,108
Additional noninterest expense$3,194,0001,190
Pre-tax net operating income$3,703,0001,892
Securities gains (losses)$107,000636
Applicable income taxes$903,0002,028
Income before extraordinary items$2,907,0001,802
Extraordinary gains, net$035
Net income$2,907,0001,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,545
Cash dividends$1,762,0001,187
Sale, conversion, retirement of capital stock, net$55,000622
Net operating income$2,825,6801,818
2005-06-30 (YTD Data)Rank
Total interest income$10,893,0001,445
Total interest expense$3,753,0001,344
Net interest income$7,140,0001,492
Provision for loan and lease losses$339,0001,374
Total noninterest income$1,854,0001,346
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$988,000864
Trading account gains and fees$0116
Additional Noninterest Income$866,0001,489
Total noninterest expense$6,443,0001,317
Salaries and employee benefits$3,171,0001,458
Premises and equipment expense$973,0001,233
Additional noninterest expense$2,299,0001,092
Pre-tax net operating income$2,212,0002,027
Securities gains (losses)$105,000545
Applicable income taxes$509,0002,252
Income before extraordinary items$1,808,0001,889
Extraordinary gains, net$030
Net income$1,808,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,332
Cash dividends$857,0001,493
Sale, conversion, retirement of capital stock, net$119,000413
Net operating income$1,726,1001,933
2005-03-31 (YTD Data)Rank
Total interest income$5,199,0001,488
Total interest expense$1,752,0001,367
Net interest income$3,447,0001,544
Provision for loan and lease losses$151,0001,377
Total noninterest income$908,0001,355
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$488,000835
Trading account gains and fees$0115
Additional Noninterest Income$420,0001,499
Total noninterest expense$3,244,0001,316
Salaries and employee benefits$1,566,0001,488
Premises and equipment expense$497,0001,217
Additional noninterest expense$1,181,0001,044
Pre-tax net operating income$960,0002,236
Securities gains (losses)$93,000385
Applicable income taxes$213,0002,495
Income before extraordinary items$840,0002,001
Extraordinary gains, net$024
Net income$840,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,462
Cash dividends$857,000769
Sale, conversion, retirement of capital stock, net$-16,0008,891
Net operating income$765,6002,127
2004-12-31 (YTD Data)Rank
Total interest income$17,708,0001,639
Total interest expense$5,016,0001,631
Net interest income$12,692,0001,605
Provision for loan and lease losses$485,0002,008
Total noninterest income$3,411,0001,448
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,890,000921
Trading account gains and fees$0138
Additional Noninterest Income$1,521,0001,623
Total noninterest expense$10,947,0001,492
Salaries and employee benefits$5,577,0001,588
Premises and equipment expense$1,770,0001,306
Additional noninterest expense$3,600,0001,381
Pre-tax net operating income$4,671,0001,797
Securities gains (losses)$245,000729
Applicable income taxes$1,000,0002,154
Income before extraordinary items$3,916,0001,647
Extraordinary gains, net$034
Net income$3,916,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,991
Cash dividends$1,659,0001,603
Sale, conversion, retirement of capital stock, net$-52,0008,886
Net operating income$3,720,0001,679
2004-09-30 (YTD Data)Rank
Total interest income$12,860,0001,666
Total interest expense$3,453,0001,739
Net interest income$9,407,0001,607
Provision for loan and lease losses$394,0001,808
Total noninterest income$6,133,000714
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,394,000945
Trading account gains and fees$0134
Additional Noninterest Income$4,739,000564
Total noninterest expense$10,895,0001,113
Salaries and employee benefits$5,775,0001,112
Premises and equipment expense$1,670,0001,032
Additional noninterest expense$3,450,0001,069
Pre-tax net operating income$4,251,0001,515
Securities gains (losses)$168,000857
Applicable income taxes$1,098,0001,647
Income before extraordinary items$3,321,0001,483
Extraordinary gains, net$026
Net income$3,321,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,667
Cash dividends$1,658,0001,159
Sale, conversion, retirement of capital stock, net$5,000704
Net operating income$3,195,0001,475
2004-06-30 (YTD Data)Rank
Total interest income$8,381,0001,677
Total interest expense$2,221,0001,793
Net interest income$6,160,0001,621
Provision for loan and lease losses$272,0001,712
Total noninterest income$4,125,000712
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$910,000953
Trading account gains and fees$0130
Additional Noninterest Income$3,215,000567
Total noninterest expense$7,180,0001,125
Salaries and employee benefits$3,855,0001,115
Premises and equipment expense$1,017,0001,136
Additional noninterest expense$2,308,0001,065
Pre-tax net operating income$2,833,0001,502
Securities gains (losses)$144,000808
Applicable income taxes$730,0001,646
Income before extraordinary items$2,247,0001,437
Extraordinary gains, net$021
Net income$2,247,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,747
Cash dividends$817,0001,498
Sale, conversion, retirement of capital stock, net$-33,0009,030
Net operating income$2,139,0001,452
2004-03-31 (YTD Data)Rank
Total interest income$4,023,0001,752
Total interest expense$1,026,0001,947
Net interest income$2,997,0001,665
Provision for loan and lease losses$136,0001,658
Total noninterest income$2,187,000675
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$430,000987
Trading account gains and fees$0121
Additional Noninterest Income$1,757,000528
Total noninterest expense$3,635,0001,109
Salaries and employee benefits$1,979,0001,094
Premises and equipment expense$512,0001,151
Additional noninterest expense$1,144,0001,069
Pre-tax net operating income$1,413,0001,472
Securities gains (losses)$143,000638
Applicable income taxes$388,0001,597
Income before extraordinary items$1,168,0001,371
Extraordinary gains, net$016
Net income$1,168,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0008,875
Cash dividends$817,000788
Sale, conversion, retirement of capital stock, net$-97,0009,094
Net operating income$1,060,7501,424
2003-12-31 (YTD Data)Rank
Total interest income$15,330,0001,849
Total interest expense$4,484,0001,992
Net interest income$10,846,0001,800
Provision for loan and lease losses$480,0002,232
Total noninterest income$7,395,000831
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,812,000945
Trading account gains and fees$0160
Additional Noninterest Income$5,583,000702
Total noninterest expense$12,739,0001,268
Salaries and employee benefits$6,813,0001,254
Premises and equipment expense$1,831,0001,228
Additional noninterest expense$4,095,0001,212
Pre-tax net operating income$5,022,0001,616
Securities gains (losses)$271,0001,117
Applicable income taxes$1,224,0001,915
Income before extraordinary items$4,069,0001,540
Extraordinary gains, net$054
Net income$4,069,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,292
Cash dividends$1,563,0001,676
Sale, conversion, retirement of capital stock, net$-21,0009,081
Net operating income$3,860,3301,541
2003-09-30 (YTD Data)Rank
Total interest income$11,344,0001,908
Total interest expense$3,461,0002,014
Net interest income$7,883,0001,872
Provision for loan and lease losses$360,0002,185
Total noninterest income$5,724,000833
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,353,000962
Trading account gains and fees$0153
Additional Noninterest Income$4,371,000701
Total noninterest expense$9,515,0001,284
Salaries and employee benefits$5,028,0001,296
Premises and equipment expense$1,392,0001,229
Additional noninterest expense$3,095,0001,223
Pre-tax net operating income$3,732,0001,685
Securities gains (losses)$271,0001,030
Applicable income taxes$908,0002,006
Income before extraordinary items$3,095,0001,563
Extraordinary gains, net$040
Net income$3,095,0001,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$1,546,0001,241
Sale, conversion, retirement of capital stock, net$-305,0009,194
Net operating income$2,886,3301,585
2003-06-30 (YTD Data)Rank
Total interest income$7,698,0001,896
Total interest expense$2,334,0002,059
Net interest income$5,364,0001,818
Provision for loan and lease losses$240,0002,189
Total noninterest income$3,748,000833
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$902,000952
Trading account gains and fees$0150
Additional Noninterest Income$2,846,000702
Total noninterest expense$6,383,0001,285
Salaries and employee benefits$3,286,0001,324
Premises and equipment expense$962,0001,189
Additional noninterest expense$2,135,0001,180
Pre-tax net operating income$2,489,0001,681
Securities gains (losses)$212,0001,012
Applicable income taxes$615,0002,012
Income before extraordinary items$2,086,0001,561
Extraordinary gains, net$030
Net income$2,086,0001,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$759,0001,611
Sale, conversion, retirement of capital stock, net$221,000322
Net operating income$1,922,7601,581
2003-03-31 (YTD Data)Rank
Total interest income$3,821,0001,924
Total interest expense$1,135,0002,155
Net interest income$2,686,0001,816
Provision for loan and lease losses$120,0002,030
Total noninterest income$1,889,000819
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$450,000930
Trading account gains and fees$0134
Additional Noninterest Income$1,439,000686
Total noninterest expense$3,310,0001,213
Salaries and employee benefits$1,686,0001,288
Premises and equipment expense$523,0001,109
Additional noninterest expense$1,101,0001,122
Pre-tax net operating income$1,145,0001,821
Securities gains (losses)$249,000580
Applicable income taxes$320,0001,962
Income before extraordinary items$1,074,0001,508
Extraordinary gains, net$021
Net income$1,074,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$759,000855
Sale, conversion, retirement of capital stock, net$0419
Net operating income$882,2701,684
2002-12-31 (YTD Data)Rank
Total interest income$15,212,0002,020
Total interest expense$4,816,0002,321
Net interest income$10,396,0001,879
Provision for loan and lease losses$420,0002,722
Total noninterest income$5,363,000984
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,096,0001,471
Trading account gains and fees$0153
Additional Noninterest Income$4,267,000779
Total noninterest expense$10,651,0001,446
Salaries and employee benefits$5,533,0001,469
Premises and equipment expense$1,749,0001,253
Additional noninterest expense$3,369,0001,408
Pre-tax net operating income$4,688,0001,732
Securities gains (losses)$111,0001,639
Applicable income taxes$1,193,0001,952
Income before extraordinary items$3,606,0001,656
Extraordinary gains, net$070
Net income$3,606,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,987
Cash dividends$1,304,0001,824
Sale, conversion, retirement of capital stock, net$322,000522
Net operating income$3,522,7501,653
2001-12-31 (YTD Data)Rank
Total interest income$15,647,0002,200
Total interest expense$6,537,0002,458
Net interest income$9,110,0001,955
Provision for loan and lease losses$420,0002,511
Total noninterest income$4,355,0001,114
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,046,0001,427
Trading account gains and fees$0177
Additional Noninterest Income$3,309,000878
Total noninterest expense$9,542,0001,536
Salaries and employee benefits$5,023,0001,505
Premises and equipment expense$1,523,0001,401
Additional noninterest expense$2,996,0001,552
Pre-tax net operating income$3,503,0001,977
Securities gains (losses)$184,0001,268
Applicable income taxes$1,108,0001,929
Income before extraordinary items$2,579,0002,025
Extraordinary gains, net$0105
Net income$2,579,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,826
Cash dividends$1,090,0002,100
Sale, conversion, retirement of capital stock, net$160,000604
Net operating income$2,450,2002,060
2000-12-31 (YTD Data)Rank
Total interest income$15,071,0002,324
Total interest expense$6,491,0002,571
Net interest income$8,580,0002,065
Provision for loan and lease losses$689,0001,441
Total noninterest income$3,736,0001,128
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$862,0001,593
Trading account gains and fees$0180
Additional Noninterest Income$2,874,000883
Total noninterest expense$7,570,0001,841
Salaries and employee benefits$3,951,0001,823
Premises and equipment expense$1,290,0001,610
Additional noninterest expense$2,329,0001,889
Pre-tax net operating income$4,057,0001,800
Securities gains (losses)$-53,0009,220
Applicable income taxes$781,0002,565
Income before extraordinary items$3,223,0001,633
Extraordinary gains, net$038
Net income$3,223,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,598
Cash dividends$899,0002,487
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,265,4001,608
1999-12-31 (YTD Data)Rank
Total interest income$12,555,0002,592
Total interest expense$5,043,0002,895
Net interest income$7,512,0002,353
Provision for loan and lease losses$170,0003,962
Total noninterest income$1,341,0002,480
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$741,0001,787
Trading account gains and fees$0173
Additional Noninterest Income$600,0002,631
Total noninterest expense$6,048,0002,257
Salaries and employee benefits$3,213,0002,185
Premises and equipment expense$1,142,0001,786
Additional noninterest expense$1,693,0002,553
Pre-tax net operating income$2,635,0002,683
Securities gains (losses)$-1,0008,592
Applicable income taxes$607,0003,195
Income before extraordinary items$2,027,0002,566
Extraordinary gains, net$035
Net income$2,027,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,488
Cash dividends$797,0002,688
Sale, conversion, retirement of capital stock, net$61,000837
Net operating income$2,027,7702,526
1998-12-31 (YTD Data)Rank
Total interest income$11,852,0002,735
Total interest expense$4,947,0003,021
Net interest income$6,905,0002,454
Provision for loan and lease losses$150,0004,136
Total noninterest income$1,211,0002,663
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$709,0001,802
Trading account gains and fees$0224
Additional Noninterest Income$502,0002,976
Total noninterest expense$5,197,0002,503
Salaries and employee benefits$2,807,0002,408
Premises and equipment expense$949,0002,052
Additional noninterest expense$1,441,0002,877
Pre-tax net operating income$2,769,0002,559
Securities gains (losses)$10,0002,952
Applicable income taxes$736,0002,916
Income before extraordinary items$2,043,0002,496
Extraordinary gains, net$032
Net income$2,043,0002,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,719
Cash dividends$628,0003,042
Sale, conversion, retirement of capital stock, net$-61,00010,330
Net operating income$2,035,6002,430
1997-12-31 (YTD Data)Rank
Total interest income$11,073,0002,944
Total interest expense$4,588,0003,233
Net interest income$6,485,0002,683
Provision for loan and lease losses$60,0006,153
Total noninterest income$952,0003,167
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$670,0001,952
Trading account gains and fees$0239
Additional Noninterest Income$282,0004,072
Total noninterest expense$4,849,0002,648
Salaries and employee benefits$2,592,0002,554
Premises and equipment expense$925,0002,129
Additional noninterest expense$1,332,0003,036
Pre-tax net operating income$2,528,0002,881
Securities gains (losses)$-2,0009,246
Applicable income taxes$724,0003,153
Income before extraordinary items$1,802,0002,826
Extraordinary gains, net$044
Net income$1,802,0002,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0009,638
Cash dividends$510,0003,410
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,803,4202,777
1996-12-31 (YTD Data)Rank
Total interest income$9,799,0003,344
Total interest expense$3,912,0003,791
Net interest income$5,887,0003,013
Provision for loan and lease losses$60,0006,086
Total noninterest income$963,0003,222
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$668,0002,023
Trading account gains and fees$0262
Additional Noninterest Income$295,0004,116
Total noninterest expense$4,563,0002,977
Salaries and employee benefits$2,603,0002,569
Premises and equipment expense$784,0002,500
Additional noninterest expense$1,176,0003,841
Pre-tax net operating income$2,227,0003,121
Securities gains (losses)$-24,00010,728
Applicable income taxes$588,0003,652
Income before extraordinary items$1,615,0002,977
Extraordinary gains, net$053
Net income$1,615,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,609
Cash dividends$421,0003,764
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,632,5202,912
1995-12-31 (YTD Data)Rank
Total interest income$9,225,0003,539
Total interest expense$3,419,0004,244
Net interest income$5,806,0003,061
Provision for loan and lease losses$-87,00011,681
Total noninterest income$754,0003,857
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$561,0002,409
Trading account gains and fees$0522
Additional Noninterest Income$193,0005,232
Total noninterest expense$4,228,0003,161
Salaries and employee benefits$2,390,0002,796
Premises and equipment expense$637,0003,059
Additional noninterest expense$1,201,0003,737
Pre-tax net operating income$2,419,0002,944
Securities gains (losses)$9,0002,462
Applicable income taxes$764,0002,997
Income before extraordinary items$1,664,0002,954
Extraordinary gains, net$065
Net income$1,664,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00010,916
Cash dividends$260,0004,875
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,657,7902,932
1994-12-31 (YTD Data)Rank
Total interest income$8,208,0003,659
Total interest expense$2,747,0004,275
Net interest income$5,461,0003,286
Provision for loan and lease losses$16,0008,030
Total noninterest income$784,0003,785
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$502,0002,736
Trading account gains and fees$0475
Additional Noninterest Income$282,0004,274
Total noninterest expense$3,982,0003,443
Salaries and employee benefits$2,106,0003,127
Premises and equipment expense$582,0003,361
Additional noninterest expense$1,294,0003,789
Pre-tax net operating income$2,247,0003,111
Securities gains (losses)$03,600
Applicable income taxes$630,0003,361
Income before extraordinary items$1,617,0002,972
Extraordinary gains, net$0249
Net income$1,617,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$171,0005,814
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,617,0002,999
1993-12-31 (YTD Data)Rank
Total interest income$7,989,0003,822
Total interest expense$2,680,0004,536
Net interest income$5,309,0003,375
Provision for loan and lease losses$85,0006,189
Total noninterest income$663,0004,611
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$554,0002,496
Trading account gains and fees$0532
Additional Noninterest Income$109,0007,610
Total noninterest expense$3,584,0003,833
Salaries and employee benefits$1,870,0003,488
Premises and equipment expense$455,0004,216
Additional noninterest expense$1,259,0004,020
Pre-tax net operating income$2,303,0002,923
Securities gains (losses)$11,0005,374
Applicable income taxes$760,0002,872
Income before extraordinary items$1,554,0003,137
Extraordinary gains, net$58,0002,059
Net income$1,612,0003,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,00012,650
Cash dividends$142,0006,233
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,546,6302,974
1992-12-31 (YTD Data)Rank
Total interest income$8,266,0004,177
Total interest expense$3,366,0004,701
Net interest income$4,900,0003,718
Provision for loan and lease losses$160,0005,897
Total noninterest income$597,0004,971
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$464,0003,007
Trading account gains and feesNANA
Additional Noninterest Income$133,0007,087
Total noninterest expense$3,397,0004,045
Salaries and employee benefits$1,771,0003,613
Premises and equipment expense$405,0004,746
Additional noninterest expense$1,221,0004,278
Pre-tax net operating income$1,940,0003,189
Securities gains (losses)$8,0006,653
Applicable income taxes$515,0003,907
Income before extraordinary items$1,433,0003,213
Extraordinary gains, net$01,422
Net income$1,433,0003,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0004,574
Cash dividends$116,0006,295
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,427,0802,987

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.