Home > European American Bank > Net charge- offs to loans
European American Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4816% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9134% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8745% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1848% | 1,301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8393% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.9013% | 469 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4757% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6373% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4256% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6657% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5602% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2956% | 485 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4378% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 1.2310% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0646% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1971% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5743% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4441% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7409% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1223% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8371% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0934% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3163% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4393% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6251% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2356% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1040% | 22 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6460% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1935% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6291% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5227% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5267% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8270% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4622% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4389% | 516 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8026% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4855% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6954% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3802% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4870% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5499% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7665% | 17 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8186% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3512% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 2.2699% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7147% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1608% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2023% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1539% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3485% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3973% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8102% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1940% | 45 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5426% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.3215% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2370% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6230% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8474% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1050% | 73 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5217% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4961% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.1405% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2087% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5097% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7210% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6248% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5466% | 85 |