Eurobank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $27,098,000 | 303 |
| Total interest expense | $17,751,000 | 140 |
| Net interest income | $9,347,000 | 591 |
| Provision for loan and lease losses | $2,640,000 | 604 |
| Total noninterest income | $2,776,000 | 566 |
| Gross Fiduciary activities income | $213,000 | 444 |
| Service charges on deposit accounts | $737,000 | 516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,826,000 | 521 |
| Total noninterest expense | $14,738,000 | 361 |
| Salaries and employee benefits | $4,949,000 | 491 |
| Premises and equipment expense | $2,864,000 | 241 |
| Additional noninterest expense | $6,925,000 | 292 |
| Pre-tax net operating income | $-5,255,000 | 7,773 |
| Securities gains (losses) | $1,712,000 | 92 |
| Applicable income taxes | $166,000 | 1,623 |
| Income before extraordinary items | $-3,709,000 | 7,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,709,000 | 7,747 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,709,000 | 7,747 |
| Net charge-offs | $3,379,000 | 443 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,421,000 | 7,794 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $128,010,000 | 276 |
| Total interest expense | $83,916,000 | 146 |
| Net interest income | $44,094,000 | 491 |
| Provision for loan and lease losses | $64,165,000 | 196 |
| Total noninterest income | $9,797,000 | 647 |
| Gross Fiduciary activities income | $772,000 | 447 |
| Service charges on deposit accounts | $3,905,000 | 427 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,120,000 | 698 |
| Total noninterest expense | $57,335,000 | 401 |
| Salaries and employee benefits | $19,261,000 | 503 |
| Premises and equipment expense | $9,710,000 | 291 |
| Additional noninterest expense | $28,364,000 | 335 |
| Pre-tax net operating income | $-67,609,000 | 7,898 |
| Securities gains (losses) | $16,884,000 | 51 |
| Applicable income taxes | $20,250,000 | 106 |
| Income before extraordinary items | $-70,975,000 | 7,910 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-70,975,000 | 7,909 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-70,975,000 | 7,909 |
| Net charge-offs | $59,958,000 | 172 |
| Cash dividends | $220,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $860,000 | 450 |
| Net operating income | $-87,859,000 | 7,924 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $101,122,000 | 274 |
| Total interest expense | $64,098,000 | 157 |
| Net interest income | $37,024,000 | 445 |
| Provision for loan and lease losses | $35,984,000 | 257 |
| Total noninterest income | $7,401,000 | 653 |
| Gross Fiduciary activities income | $576,000 | 448 |
| Service charges on deposit accounts | $3,015,000 | 416 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,810,000 | 719 |
| Total noninterest expense | $42,578,000 | 400 |
| Salaries and employee benefits | $14,579,000 | 508 |
| Premises and equipment expense | $7,129,000 | 301 |
| Additional noninterest expense | $20,870,000 | 337 |
| Pre-tax net operating income | $-34,137,000 | 7,941 |
| Securities gains (losses) | $13,220,000 | 53 |
| Applicable income taxes | $-5,706,000 | 7,916 |
| Income before extraordinary items | $-15,211,000 | 7,858 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-15,211,000 | 7,857 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-15,211,000 | 7,857 |
| Net charge-offs | $35,854,000 | 208 |
| Cash dividends | $220,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $860,000 | 370 |
| Net operating income | $-24,861,600 | 7,916 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $69,547,000 | 274 |
| Total interest expense | $43,264,000 | 167 |
| Net interest income | $26,283,000 | 422 |
| Provision for loan and lease losses | $18,396,000 | 318 |
| Total noninterest income | $4,677,000 | 685 |
| Gross Fiduciary activities income | $389,000 | 444 |
| Service charges on deposit accounts | $2,026,000 | 407 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,262,000 | 797 |
| Total noninterest expense | $28,449,000 | 407 |
| Salaries and employee benefits | $9,818,000 | 516 |
| Premises and equipment expense | $4,706,000 | 310 |
| Additional noninterest expense | $13,925,000 | 344 |
| Pre-tax net operating income | $-15,885,000 | 7,991 |
| Securities gains (losses) | $4,080,000 | 103 |
| Applicable income taxes | $-3,800,000 | 8,002 |
| Income before extraordinary items | $-8,005,000 | 7,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,005,000 | 7,909 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,005,000 | 7,909 |
| Net charge-offs | $18,492,000 | 241 |
| Cash dividends | $220,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $860,000 | 301 |
| Net operating income | $-10,779,400 | 7,965 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $36,199,000 | 268 |
| Total interest expense | $21,928,000 | 174 |
| Net interest income | $14,271,000 | 387 |
| Provision for loan and lease losses | $5,689,000 | 374 |
| Total noninterest income | $2,591,000 | 610 |
| Gross Fiduciary activities income | $191,000 | 456 |
| Service charges on deposit accounts | $1,029,000 | 391 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,371,000 | 668 |
| Total noninterest expense | $12,354,000 | 425 |
| Salaries and employee benefits | $4,905,000 | 519 |
| Premises and equipment expense | $2,369,000 | 311 |
| Additional noninterest expense | $5,080,000 | 380 |
| Pre-tax net operating income | $-1,181,000 | 7,687 |
| Securities gains (losses) | $3,229,000 | 86 |
| Applicable income taxes | $-1,249,000 | 8,040 |
| Income before extraordinary items | $3,297,000 | 297 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,297,000 | 297 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,297,000 | 298 |
| Net charge-offs | $5,713,000 | 291 |
| Cash dividends | $235,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $850,000 | 169 |
| Net operating income | $68,000 | 5,244 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $159,010,000 | 258 |
| Total interest expense | $100,370,000 | 185 |
| Net interest income | $58,640,000 | 390 |
| Provision for loan and lease losses | $42,314,000 | 215 |
| Total noninterest income | $10,714,000 | 554 |
| Gross Fiduciary activities income | $845,000 | 448 |
| Service charges on deposit accounts | $4,855,000 | 357 |
| Trading account gains and fees | $2,000 | 150 |
| Additional Noninterest Income | $5,012,000 | 649 |
| Total noninterest expense | $50,461,000 | 431 |
| Salaries and employee benefits | $20,736,000 | 462 |
| Premises and equipment expense | $10,432,000 | 277 |
| Additional noninterest expense | $19,293,000 | 406 |
| Pre-tax net operating income | $-23,421,000 | 8,120 |
| Securities gains (losses) | $191,000 | 737 |
| Applicable income taxes | $-13,267,000 | 8,201 |
| Income before extraordinary items | $-9,963,000 | 7,999 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,963,000 | 7,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,412,000 | 157 |
| Cash dividends | $1,348,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-10,085,240 | 8,032 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $123,232,000 | 267 |
| Total interest expense | $76,513,000 | 195 |
| Net interest income | $46,719,000 | 383 |
| Provision for loan and lease losses | $25,800,000 | 210 |
| Total noninterest income | $8,776,000 | 555 |
| Gross Fiduciary activities income | $671,000 | 443 |
| Service charges on deposit accounts | $3,677,000 | 363 |
| Trading account gains and fees | $2,000 | 142 |
| Additional Noninterest Income | $4,426,000 | 605 |
| Total noninterest expense | $39,032,000 | 413 |
| Salaries and employee benefits | $16,502,000 | 453 |
| Premises and equipment expense | $7,882,000 | 280 |
| Additional noninterest expense | $14,648,000 | 374 |
| Pre-tax net operating income | $-9,337,000 | 8,215 |
| Securities gains (losses) | $191,000 | 645 |
| Applicable income taxes | $-6,608,000 | 8,287 |
| Income before extraordinary items | $-2,538,000 | 7,951 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,538,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,563,000 | 134 |
| Cash dividends | $1,011,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,660,240 | 8,029 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $82,982,000 | 272 |
| Total interest expense | $52,346,000 | 199 |
| Net interest income | $30,636,000 | 391 |
| Provision for loan and lease losses | $17,820,000 | 181 |
| Total noninterest income | $6,640,000 | 519 |
| Gross Fiduciary activities income | $493,000 | 424 |
| Service charges on deposit accounts | $2,503,000 | 352 |
| Trading account gains and fees | $1,000 | 143 |
| Additional Noninterest Income | $3,643,000 | 534 |
| Total noninterest expense | $25,700,000 | 415 |
| Salaries and employee benefits | $11,225,000 | 454 |
| Premises and equipment expense | $5,196,000 | 288 |
| Additional noninterest expense | $9,279,000 | 380 |
| Pre-tax net operating income | $-6,244,000 | 8,314 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-4,153,000 | 8,379 |
| Income before extraordinary items | $-2,091,000 | 8,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,091,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,802,000 | 146 |
| Cash dividends | $699,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,091,000 | 8,213 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $42,639,000 | 275 |
| Total interest expense | $27,003,000 | 210 |
| Net interest income | $15,636,000 | 381 |
| Provision for loan and lease losses | $7,833,000 | 177 |
| Total noninterest income | $3,500,000 | 512 |
| Gross Fiduciary activities income | $226,000 | 450 |
| Service charges on deposit accounts | $1,238,000 | 349 |
| Trading account gains and fees | $1,000 | 152 |
| Additional Noninterest Income | $2,035,000 | 503 |
| Total noninterest expense | $13,187,000 | 400 |
| Salaries and employee benefits | $5,758,000 | 441 |
| Premises and equipment expense | $2,692,000 | 272 |
| Additional noninterest expense | $4,737,000 | 355 |
| Pre-tax net operating income | $-1,884,000 | 8,365 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,250,000 | 8,411 |
| Income before extraordinary items | $-634,000 | 8,209 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-634,000 | 8,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,542,000 | 123 |
| Cash dividends | $402,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-634,000 | 8,196 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $173,325,000 | 280 |
| Total interest expense | $103,730,000 | 221 |
| Net interest income | $69,595,000 | 355 |
| Provision for loan and lease losses | $25,348,000 | 132 |
| Total noninterest income | $8,091,000 | 738 |
| Gross Fiduciary activities income | $762,000 | 491 |
| Service charges on deposit accounts | $4,794,000 | 363 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,535,000 | 1,147 |
| Total noninterest expense | $47,940,000 | 424 |
| Salaries and employee benefits | $20,335,000 | 481 |
| Premises and equipment expense | $10,213,000 | 270 |
| Additional noninterest expense | $17,392,000 | 391 |
| Pre-tax net operating income | $4,398,000 | 1,837 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-359,000 | 8,245 |
| Income before extraordinary items | $4,757,000 | 1,352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,757,000 | 1,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,148,000 | 129 |
| Cash dividends | $1,741,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,757,000 | 1,341 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $128,998,000 | 283 |
| Total interest expense | $76,076,000 | 226 |
| Net interest income | $52,922,000 | 353 |
| Provision for loan and lease losses | $18,467,000 | 108 |
| Total noninterest income | $5,798,000 | 771 |
| Gross Fiduciary activities income | $586,000 | 482 |
| Service charges on deposit accounts | $3,552,000 | 365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,660,000 | 1,290 |
| Total noninterest expense | $36,528,000 | 414 |
| Salaries and employee benefits | $16,145,000 | 457 |
| Premises and equipment expense | $7,565,000 | 274 |
| Additional noninterest expense | $12,818,000 | 377 |
| Pre-tax net operating income | $3,725,000 | 1,775 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-123,000 | 8,261 |
| Income before extraordinary items | $3,848,000 | 1,327 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,848,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,273,000 | 116 |
| Cash dividends | $1,310,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,848,000 | 1,321 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $85,263,000 | 291 |
| Total interest expense | $49,895,000 | 242 |
| Net interest income | $35,368,000 | 360 |
| Provision for loan and lease losses | $8,873,000 | 116 |
| Total noninterest income | $3,730,000 | 815 |
| Gross Fiduciary activities income | $419,000 | 469 |
| Service charges on deposit accounts | $2,363,000 | 373 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $948,000 | 1,451 |
| Total noninterest expense | $24,253,000 | 424 |
| Salaries and employee benefits | $11,068,000 | 453 |
| Premises and equipment expense | $4,938,000 | 287 |
| Additional noninterest expense | $8,247,000 | 395 |
| Pre-tax net operating income | $5,972,000 | 808 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,288,000 | 1,040 |
| Income before extraordinary items | $4,684,000 | 771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,684,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,298,000 | 108 |
| Cash dividends | $865,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,684,000 | 764 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $42,314,000 | 291 |
| Total interest expense | $24,823,000 | 241 |
| Net interest income | $17,491,000 | 361 |
| Provision for loan and lease losses | $5,279,000 | 98 |
| Total noninterest income | $1,767,000 | 830 |
| Gross Fiduciary activities income | $159,000 | 550 |
| Service charges on deposit accounts | $1,165,000 | 370 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $443,000 | 1,488 |
| Total noninterest expense | $12,066,000 | 422 |
| Salaries and employee benefits | $5,806,000 | 438 |
| Premises and equipment expense | $2,468,000 | 289 |
| Additional noninterest expense | $3,792,000 | 410 |
| Pre-tax net operating income | $1,913,000 | 1,225 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $238,000 | 2,161 |
| Income before extraordinary items | $1,675,000 | 1,055 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,675,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,862,000 | 109 |
| Cash dividends | $431,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,675,000 | 1,037 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $162,147,000 | 286 |
| Total interest expense | $92,956,000 | 230 |
| Net interest income | $69,191,000 | 353 |
| Provision for loan and lease losses | $16,903,000 | 100 |
| Total noninterest income | $8,350,000 | 708 |
| Gross Fiduciary activities income | $595,000 | 544 |
| Service charges on deposit accounts | $4,445,000 | 383 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,310,000 | 925 |
| Total noninterest expense | $43,115,000 | 451 |
| Salaries and employee benefits | $17,829,000 | 531 |
| Premises and equipment expense | $9,063,000 | 288 |
| Additional noninterest expense | $16,223,000 | 386 |
| Pre-tax net operating income | $17,523,000 | 610 |
| Securities gains (losses) | $-1,092,000 | 8,589 |
| Applicable income taxes | $6,182,000 | 545 |
| Income before extraordinary items | $10,249,000 | 724 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,249,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,154,000 | 93 |
| Cash dividends | $2,407,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 78 |
| Net operating income | $10,947,880 | 674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $119,447,000 | 296 |
| Total interest expense | $66,838,000 | 240 |
| Net interest income | $52,609,000 | 364 |
| Provision for loan and lease losses | $11,629,000 | 107 |
| Total noninterest income | $6,313,000 | 722 |
| Gross Fiduciary activities income | $461,000 | 539 |
| Service charges on deposit accounts | $3,321,000 | 390 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,531,000 | 933 |
| Total noninterest expense | $32,942,000 | 454 |
| Salaries and employee benefits | $14,236,000 | 515 |
| Premises and equipment expense | $6,742,000 | 304 |
| Additional noninterest expense | $11,964,000 | 400 |
| Pre-tax net operating income | $14,351,000 | 583 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,861,000 | 553 |
| Income before extraordinary items | $9,490,000 | 624 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,490,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,417,000 | 98 |
| Cash dividends | $1,628,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,490,000 | 614 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $77,597,000 | 301 |
| Total interest expense | $42,096,000 | 247 |
| Net interest income | $35,501,000 | 361 |
| Provision for loan and lease losses | $7,550,000 | 104 |
| Total noninterest income | $4,690,000 | 657 |
| Gross Fiduciary activities income | $304,000 | 545 |
| Service charges on deposit accounts | $2,235,000 | 383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,151,000 | 768 |
| Total noninterest expense | $21,480,000 | 470 |
| Salaries and employee benefits | $9,619,000 | 515 |
| Premises and equipment expense | $4,288,000 | 317 |
| Additional noninterest expense | $7,573,000 | 417 |
| Pre-tax net operating income | $11,161,000 | 519 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,405,000 | 452 |
| Income before extraordinary items | $6,756,000 | 600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,756,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,674,000 | 99 |
| Cash dividends | $1,053,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,756,000 | 585 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $37,783,000 | 301 |
| Total interest expense | $19,889,000 | 246 |
| Net interest income | $17,894,000 | 356 |
| Provision for loan and lease losses | $3,390,000 | 112 |
| Total noninterest income | $2,249,000 | 674 |
| Gross Fiduciary activities income | $148,000 | 562 |
| Service charges on deposit accounts | $1,132,000 | 366 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $969,000 | 822 |
| Total noninterest expense | $10,997,000 | 456 |
| Salaries and employee benefits | $5,024,000 | 493 |
| Premises and equipment expense | $2,121,000 | 323 |
| Additional noninterest expense | $3,852,000 | 405 |
| Pre-tax net operating income | $5,756,000 | 502 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,020,000 | 472 |
| Income before extraordinary items | $3,736,000 | 545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,736,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,168,000 | 110 |
| Cash dividends | $510,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,736,000 | 533 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $133,232,000 | 304 |
| Total interest expense | $63,188,000 | 232 |
| Net interest income | $70,044,000 | 353 |
| Provision for loan and lease losses | $12,775,000 | 120 |
| Total noninterest income | $7,562,000 | 768 |
| Gross Fiduciary activities income | $784,000 | 456 |
| Service charges on deposit accounts | $4,752,000 | 356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,026,000 | 1,356 |
| Total noninterest expense | $37,510,000 | 496 |
| Salaries and employee benefits | $15,017,000 | 605 |
| Premises and equipment expense | $8,255,000 | 310 |
| Additional noninterest expense | $14,238,000 | 430 |
| Pre-tax net operating income | $27,321,000 | 435 |
| Securities gains (losses) | $-301,000 | 8,657 |
| Applicable income taxes | $8,952,000 | 428 |
| Income before extraordinary items | $18,068,000 | 447 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $18,068,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,626,000 | 107 |
| Cash dividends | $1,748,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $18,269,670 | 435 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $96,400,000 | 305 |
| Total interest expense | $44,529,000 | 232 |
| Net interest income | $51,871,000 | 350 |
| Provision for loan and lease losses | $6,340,000 | 160 |
| Total noninterest income | $5,845,000 | 760 |
| Gross Fiduciary activities income | $640,000 | 425 |
| Service charges on deposit accounts | $3,622,000 | 349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,583,000 | 1,306 |
| Total noninterest expense | $27,370,000 | 501 |
| Salaries and employee benefits | $10,984,000 | 616 |
| Premises and equipment expense | $5,906,000 | 323 |
| Additional noninterest expense | $10,480,000 | 429 |
| Pre-tax net operating income | $24,006,000 | 379 |
| Securities gains (losses) | $-230,000 | 8,732 |
| Applicable income taxes | $7,800,000 | 393 |
| Income before extraordinary items | $15,976,000 | 402 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,976,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,113,000 | 115 |
| Cash dividends | $1,263,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $16,130,100 | 389 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $65,689,000 | 285 |
| Total interest expense | $27,360,000 | 237 |
| Net interest income | $38,329,000 | 317 |
| Provision for loan and lease losses | $3,325,000 | 178 |
| Total noninterest income | $3,517,000 | 815 |
| Gross Fiduciary activities income | $463,000 | 405 |
| Service charges on deposit accounts | $2,407,000 | 341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $647,000 | 1,831 |
| Total noninterest expense | $22,075,000 | 422 |
| Salaries and employee benefits | $11,449,000 | 410 |
| Premises and equipment expense | $3,931,000 | 321 |
| Additional noninterest expense | $6,695,000 | 436 |
| Pre-tax net operating income | $16,446,000 | 369 |
| Securities gains (losses) | $-230,000 | 8,776 |
| Applicable income taxes | $5,429,000 | 374 |
| Income before extraordinary items | $10,787,000 | 398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,787,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,321,000 | 112 |
| Cash dividends | $810,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,941,100 | 383 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $31,753,000 | 287 |
| Total interest expense | $13,098,000 | 236 |
| Net interest income | $18,655,000 | 324 |
| Provision for loan and lease losses | $1,250,000 | 214 |
| Total noninterest income | $1,077,000 | 1,183 |
| Gross Fiduciary activities income | $167,000 | 503 |
| Service charges on deposit accounts | $1,140,000 | 347 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-230,000 | 8,939 |
| Total noninterest expense | $10,795,000 | 429 |
| Salaries and employee benefits | $5,793,000 | 398 |
| Premises and equipment expense | $1,996,000 | 317 |
| Additional noninterest expense | $3,006,000 | 467 |
| Pre-tax net operating income | $7,687,000 | 389 |
| Securities gains (losses) | $-230,000 | 8,871 |
| Applicable income taxes | $2,326,000 | 419 |
| Income before extraordinary items | $5,131,000 | 393 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,131,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,323,000 | 138 |
| Cash dividends | $387,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,289,700 | 378 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $103,476,000 | 316 |
| Total interest expense | $40,392,000 | 245 |
| Net interest income | $63,084,000 | 355 |
| Provision for loan and lease losses | $7,100,000 | 198 |
| Total noninterest income | $8,881,000 | 672 |
| Gross Fiduciary activities income | $566,000 | 528 |
| Service charges on deposit accounts | $4,780,000 | 361 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,535,000 | 871 |
| Total noninterest expense | $36,920,000 | 483 |
| Salaries and employee benefits | $19,400,000 | 468 |
| Premises and equipment expense | $6,731,000 | 351 |
| Additional noninterest expense | $10,789,000 | 508 |
| Pre-tax net operating income | $27,945,000 | 391 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,632,000 | 404 |
| Income before extraordinary items | $19,313,000 | 400 |
| Extraordinary gains, net | $4,419,000 | 4 |
| Net income | $23,732,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,357,000 | 164 |
| Cash dividends | $1,089,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 71 |
| Net operating income | $19,313,000 | 386 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $72,990,000 | 324 |
| Total interest expense | $28,578,000 | 253 |
| Net interest income | $44,412,000 | 375 |
| Provision for loan and lease losses | $5,850,000 | 185 |
| Total noninterest income | $5,613,000 | 772 |
| Gross Fiduciary activities income | $402,000 | 550 |
| Service charges on deposit accounts | $3,538,000 | 371 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,673,000 | 1,219 |
| Total noninterest expense | $25,964,000 | 507 |
| Salaries and employee benefits | $14,158,000 | 475 |
| Premises and equipment expense | $4,862,000 | 369 |
| Additional noninterest expense | $6,944,000 | 584 |
| Pre-tax net operating income | $18,211,000 | 431 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,332,000 | 461 |
| Income before extraordinary items | $12,879,000 | 432 |
| Extraordinary gains, net | $4,414,000 | 3 |
| Net income | $17,293,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,960,000 | 168 |
| Cash dividends | $731,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 57 |
| Net operating income | $12,879,000 | 418 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $44,426,000 | 343 |
| Total interest expense | $17,845,000 | 260 |
| Net interest income | $26,581,000 | 403 |
| Provision for loan and lease losses | $3,975,000 | 187 |
| Total noninterest income | $3,298,000 | 846 |
| Gross Fiduciary activities income | $243,000 | 580 |
| Service charges on deposit accounts | $2,317,000 | 367 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $738,000 | 1,649 |
| Total noninterest expense | $16,195,000 | 530 |
| Salaries and employee benefits | $8,887,000 | 502 |
| Premises and equipment expense | $3,103,000 | 388 |
| Additional noninterest expense | $4,205,000 | 630 |
| Pre-tax net operating income | $9,709,000 | 496 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,532,000 | 604 |
| Income before extraordinary items | $7,177,000 | 496 |
| Extraordinary gains, net | $4,414,000 | 3 |
| Net income | $11,591,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,881,000 | 156 |
| Cash dividends | $399,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $12,500,000 | 36 |
| Net operating income | $7,177,000 | 471 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $19,006,000 | 399 |
| Total interest expense | $8,196,000 | 283 |
| Net interest income | $10,810,000 | 477 |
| Provision for loan and lease losses | $1,500,000 | 231 |
| Total noninterest income | $1,557,000 | 880 |
| Gross Fiduciary activities income | $48,000 | 809 |
| Service charges on deposit accounts | $1,117,000 | 378 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $392,000 | 1,555 |
| Total noninterest expense | $7,345,000 | 583 |
| Salaries and employee benefits | $4,046,000 | 551 |
| Premises and equipment expense | $1,489,000 | 408 |
| Additional noninterest expense | $1,810,000 | 698 |
| Pre-tax net operating income | $3,522,000 | 635 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,060,000 | 699 |
| Income before extraordinary items | $2,462,000 | 680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,462,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,013,000 | 277 |
| Cash dividends | $149,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,462,000 | 632 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $71,516,000 | 418 |
| Total interest expense | $31,312,000 | 312 |
| Net interest income | $40,204,000 | 489 |
| Provision for loan and lease losses | $4,920,000 | 333 |
| Total noninterest income | $8,277,000 | 758 |
| Gross Fiduciary activities income | $124,000 | 917 |
| Service charges on deposit accounts | $3,236,000 | 536 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,917,000 | 776 |
| Total noninterest expense | $28,817,000 | 591 |
| Salaries and employee benefits | $15,579,000 | 563 |
| Premises and equipment expense | $5,763,000 | 416 |
| Additional noninterest expense | $7,475,000 | 711 |
| Pre-tax net operating income | $14,744,000 | 609 |
| Securities gains (losses) | $707,000 | 604 |
| Applicable income taxes | $3,429,000 | 833 |
| Income before extraordinary items | $12,022,000 | 571 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,022,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,119,000 | 395 |
| Cash dividends | $609,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,470,540 | 556 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $52,780,000 | 432 |
| Total interest expense | $23,413,000 | 328 |
| Net interest income | $29,367,000 | 514 |
| Provision for loan and lease losses | $3,590,000 | 352 |
| Total noninterest income | $6,097,000 | 798 |
| Gross Fiduciary activities income | $88,000 | 930 |
| Service charges on deposit accounts | $2,266,000 | 578 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,743,000 | 793 |
| Total noninterest expense | $20,719,000 | 625 |
| Salaries and employee benefits | $11,301,000 | 592 |
| Premises and equipment expense | $4,312,000 | 424 |
| Additional noninterest expense | $5,106,000 | 764 |
| Pre-tax net operating income | $11,155,000 | 622 |
| Securities gains (losses) | $109,000 | 1,672 |
| Applicable income taxes | $2,965,000 | 775 |
| Income before extraordinary items | $8,299,000 | 624 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,299,000 | 625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,098,000 | 426 |
| Cash dividends | $458,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,218,340 | 586 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $34,667,000 | 443 |
| Total interest expense | $15,590,000 | 337 |
| Net interest income | $19,077,000 | 523 |
| Provision for loan and lease losses | $2,140,000 | 379 |
| Total noninterest income | $4,375,000 | 748 |
| Gross Fiduciary activities income | $52,000 | 963 |
| Service charges on deposit accounts | $1,583,000 | 545 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,740,000 | 720 |
| Total noninterest expense | $13,648,000 | 629 |
| Salaries and employee benefits | $7,655,000 | 586 |
| Premises and equipment expense | $2,827,000 | 430 |
| Additional noninterest expense | $3,166,000 | 830 |
| Pre-tax net operating income | $7,664,000 | 605 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,963,000 | 780 |
| Income before extraordinary items | $5,701,000 | 615 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,701,000 | 614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,461,000 | 413 |
| Cash dividends | $309,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,701,000 | 566 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $17,267,000 | 454 |
| Total interest expense | $7,799,000 | 352 |
| Net interest income | $9,468,000 | 533 |
| Provision for loan and lease losses | $563,000 | 577 |
| Total noninterest income | $1,103,000 | 1,251 |
| Gross Fiduciary activities income | $16,000 | 1,055 |
| Service charges on deposit accounts | $793,000 | 530 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $294,000 | 2,141 |
| Total noninterest expense | $6,441,000 | 650 |
| Salaries and employee benefits | $3,588,000 | 615 |
| Premises and equipment expense | $1,355,000 | 452 |
| Additional noninterest expense | $1,498,000 | 840 |
| Pre-tax net operating income | $3,567,000 | 634 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $583,000 | 1,211 |
| Income before extraordinary items | $2,984,000 | 590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,984,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 554 |
| Cash dividends | $156,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,984,000 | 552 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $54,968,000 | 574 |
| Total interest expense | $25,109,000 | 472 |
| Net interest income | $29,859,000 | 639 |
| Provision for loan and lease losses | $4,884,000 | 395 |
| Total noninterest income | $4,020,000 | 1,247 |
| Gross Fiduciary activities income | $54,000 | 1,098 |
| Service charges on deposit accounts | $2,876,000 | 568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,090,000 | 2,063 |
| Total noninterest expense | $21,919,000 | 733 |
| Salaries and employee benefits | $12,041,000 | 686 |
| Premises and equipment expense | $4,495,000 | 514 |
| Additional noninterest expense | $5,383,000 | 924 |
| Pre-tax net operating income | $7,076,000 | 1,192 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,724,000 | 1,011 |
| Income before extraordinary items | $4,352,000 | 1,426 |
| Extraordinary gains, net | $1,081,000 | 15 |
| Net income | $5,433,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,822,000 | 383 |
| Cash dividends | $16,000 | 6,257 |
| Sale, conversion, retirement of capital stock, net | $12,566,000 | 38 |
| Net operating income | $4,352,000 | 1,378 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $44,590,000 | 762 |
| Total interest expense | $21,379,000 | 768 |
| Net interest income | $23,211,000 | 763 |
| Provision for loan and lease losses | $2,377,000 | 612 |
| Total noninterest income | $4,529,000 | 1,079 |
| Gross Fiduciary activities income | $19,000 | 1,312 |
| Service charges on deposit accounts | $2,407,000 | 624 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,103,000 | 1,200 |
| Total noninterest expense | $17,607,000 | 854 |
| Salaries and employee benefits | $9,466,000 | 778 |
| Premises and equipment expense | $3,881,000 | 572 |
| Additional noninterest expense | $4,260,000 | 1,121 |
| Pre-tax net operating income | $7,756,000 | 972 |
| Securities gains (losses) | $195,000 | 1,208 |
| Applicable income taxes | $2,147,000 | 1,109 |
| Income before extraordinary items | $5,804,000 | 950 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,804,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 1,002 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,617,000 | 162 |
| Net operating income | $5,661,650 | 931 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,788,000 | 1,022 |
| Total interest expense | $16,872,000 | 1,047 |
| Net interest income | $17,916,000 | 963 |
| Provision for loan and lease losses | $1,343,000 | 834 |
| Total noninterest income | $3,113,000 | 1,312 |
| Gross Fiduciary activities income | $15,000 | 1,176 |
| Service charges on deposit accounts | $2,135,000 | 624 |
| Trading account gains and fees | $-58,000 | 4,509 |
| Additional Noninterest Income | $1,021,000 | 1,830 |
| Total noninterest expense | $14,047,000 | 1,003 |
| Salaries and employee benefits | $7,707,000 | 908 |
| Premises and equipment expense | $3,246,000 | 657 |
| Additional noninterest expense | $3,094,000 | 1,449 |
| Pre-tax net operating income | $5,639,000 | 1,308 |
| Securities gains (losses) | $300,000 | 342 |
| Applicable income taxes | $1,908,000 | 1,215 |
| Income before extraordinary items | $4,031,000 | 1,304 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,031,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,376 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,644,000 | 136 |
| Net operating income | $3,827,000 | 1,374 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,729,000 | 1,574 |
| Total interest expense | $9,391,000 | 1,601 |
| Net interest income | $11,338,000 | 1,538 |
| Provision for loan and lease losses | $1,103,000 | 897 |
| Total noninterest income | $3,264,000 | 1,261 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,774,000 | 752 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,490,000 | 1,406 |
| Total noninterest expense | $10,545,000 | 1,316 |
| Salaries and employee benefits | $5,107,000 | 1,356 |
| Premises and equipment expense | $2,664,000 | 765 |
| Additional noninterest expense | $2,774,000 | 1,610 |
| Pre-tax net operating income | $2,954,000 | 2,444 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,170,000 | 1,967 |
| Income before extraordinary items | $1,784,000 | 2,832 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,784,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $993,000 | 712 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 741 |
| Net operating income | $1,784,000 | 2,798 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,568,000 | 1,665 |
| Total interest expense | $8,873,000 | 1,728 |
| Net interest income | $10,695,000 | 1,579 |
| Provision for loan and lease losses | $933,000 | 1,030 |
| Total noninterest income | $3,028,000 | 1,336 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,854,000 | 664 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,174,000 | 1,653 |
| Total noninterest expense | $9,450,000 | 1,393 |
| Salaries and employee benefits | $4,648,000 | 1,406 |
| Premises and equipment expense | $2,255,000 | 863 |
| Additional noninterest expense | $2,547,000 | 1,685 |
| Pre-tax net operating income | $3,340,000 | 2,156 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $956,000 | 2,387 |
| Income before extraordinary items | $2,384,000 | 2,195 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,384,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 592 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 828 |
| Net operating income | $2,384,000 | 2,122 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,099,000 | 1,559 |
| Total interest expense | $10,002,000 | 1,549 |
| Net interest income | $11,097,000 | 1,551 |
| Provision for loan and lease losses | $533,000 | 1,695 |
| Total noninterest income | $2,680,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,750,000 | 729 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $930,000 | 1,827 |
| Total noninterest expense | $16,711,000 | 857 |
| Salaries and employee benefits | $6,334,000 | 1,044 |
| Premises and equipment expense | $3,355,000 | 616 |
| Additional noninterest expense | $7,022,000 | 760 |
| Pre-tax net operating income | $-3,467,000 | 10,916 |
| Securities gains (losses) | $-106,000 | 10,774 |
| Applicable income taxes | $-2,656,000 | 10,906 |
| Income before extraordinary items | $-917,000 | 10,847 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-917,000 | 10,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,175,000 | 722 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $578,000 | 519 |
| Net operating income | $-849,160 | 10,825 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 2,304 |
| Total interest expense | $7,876,000 | 1,992 |
| Net interest income | $6,692,000 | 2,634 |
| Provision for loan and lease losses | $-249,000 | 11,361 |
| Total noninterest income | $2,054,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,232,000 | 1,067 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $822,000 | 2,071 |
| Total noninterest expense | $7,684,000 | 1,847 |
| Salaries and employee benefits | $3,670,000 | 1,795 |
| Premises and equipment expense | $1,703,000 | 1,218 |
| Additional noninterest expense | $2,311,000 | 2,169 |
| Pre-tax net operating income | $1,311,000 | 4,806 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $308,000 | 5,745 |
| Income before extraordinary items | $1,003,000 | 4,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,003,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-160,000 | 11,303 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-600,000 | 11,410 |
| Net operating income | $1,003,000 | 4,447 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,051,000 | 2,241 |
| Total interest expense | $7,930,000 | 1,975 |
| Net interest income | $7,121,000 | 2,520 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,743,000 | 2,046 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,135,000 | 1,175 |
| Trading account gains and fees | $3,000 | 476 |
| Additional Noninterest Income | $605,000 | 2,517 |
| Total noninterest expense | $8,020,000 | 1,751 |
| Salaries and employee benefits | $3,425,000 | 1,934 |
| Premises and equipment expense | $1,667,000 | 1,249 |
| Additional noninterest expense | $2,928,000 | 1,734 |
| Pre-tax net operating income | $844,000 | 6,667 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $268,000 | 6,400 |
| Income before extraordinary items | $576,000 | 6,747 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $576,000 | 6,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,253 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $631,000 | 346 |
| Net operating income | $576,000 | 6,734 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,753,000 | 2,089 |
| Total interest expense | $7,362,000 | 1,697 |
| Net interest income | $7,391,000 | 2,446 |
| Provision for loan and lease losses | $1,255,000 | 792 |
| Total noninterest income | $1,736,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,101,000 | 1,208 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $634,000 | 2,488 |
| Total noninterest expense | $8,666,000 | 1,696 |
| Salaries and employee benefits | $3,194,000 | 2,070 |
| Premises and equipment expense | $1,845,000 | 1,144 |
| Additional noninterest expense | $3,627,000 | 1,535 |
| Pre-tax net operating income | $-794,000 | 12,427 |
| Securities gains (losses) | $233,000 | 449 |
| Applicable income taxes | $-2,000 | 12,041 |
| Income before extraordinary items | $-559,000 | 12,367 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-559,000 | 12,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,066,000 | 836 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,307,000 | 280 |
| Net operating income | $-792,000 | 12,404 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,762,000 | 2,120 |
| Total interest expense | $7,878,000 | 1,669 |
| Net interest income | $6,884,000 | 2,619 |
| Provision for loan and lease losses | $5,374,000 | 417 |
| Total noninterest income | $2,118,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,266,000 | 1,051 |
| Trading account gains and fees | $3,000 | 479 |
| Additional Noninterest Income | $849,000 | 2,298 |
| Total noninterest expense | $8,635,000 | 1,749 |
| Salaries and employee benefits | $3,838,000 | 1,747 |
| Premises and equipment expense | $1,605,000 | 1,328 |
| Additional noninterest expense | $3,192,000 | 1,826 |
| Pre-tax net operating income | $-5,007,000 | 13,177 |
| Securities gains (losses) | $1,422,000 | 405 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-3,585,000 | 13,143 |
| Extraordinary gains, net | $2,228,000 | 119 |
| Net income | $-1,357,000 | 13,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,509,000 | 386 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-5,007,000 | 13,149 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,887,000 | 2,535 |
| Total interest expense | $7,671,000 | 2,217 |
| Net interest income | $6,216,000 | 2,927 |
| Provision for loan and lease losses | $1,573,000 | 1,361 |
| Total noninterest income | $2,064,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,166,000 | 1,133 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $898,000 | 2,150 |
| Total noninterest expense | $7,561,000 | 1,958 |
| Salaries and employee benefits | $3,233,000 | 2,028 |
| Premises and equipment expense | $1,427,000 | 1,497 |
| Additional noninterest expense | $2,901,000 | 2,044 |
| Pre-tax net operating income | $-854,000 | 13,443 |
| Securities gains (losses) | $629,000 | 907 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $-366,000 | 13,306 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-366,000 | 13,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $995,000 | 1,564 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-995,000 | 13,479 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.