Home > Eurobank > Net charge- offs to loans

Eurobank, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8818%1,796
Percentage Net Loans Charged-off: Total real estate loans0.3498%2,403
Percentage Net Loans Charged-off:Construction & development0.8534%1,540
Percentage Net Loans Charged-off: Commercial real estate0.0947%1,637
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4136%1,710
Percentage Net Loans Charged-off: Home equity loans2.4699%329
All other 1-4 family - Percent of loans charged-off, net0.2747%1,956
Percentage Net Loans Charged-off: Commercial and industrial0.2658%2,295
Percentage Net Loans Charged-off: Loans to individuals7.3671%214
Percentage Net Loans Charged-off: Credit card loans5.8291%287
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4370%301
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5844%532
Percentage Net Loans Charged-off: Total real estate loans3.4786%516
Percentage Net Loans Charged-off:Construction & development8.9504%688
Percentage Net Loans Charged-off: Commercial real estate2.0240%564
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1775%1,136
Percentage Net Loans Charged-off: Home equity loans3.9606%250
All other 1-4 family - Percent of loans charged-off, net0.9051%1,332
Percentage Net Loans Charged-off: Commercial and industrial3.2429%1,246
Percentage Net Loans Charged-off: Loans to individuals5.8451%317
Percentage Net Loans Charged-off: Credit card loans12.9820%98
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0065%474
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8051%630
Percentage Net Loans Charged-off: Total real estate loans2.4872%630
Percentage Net Loans Charged-off:Construction & development7.5599%671
Percentage Net Loans Charged-off: Commercial real estate0.7664%1,021
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.1138%982
Percentage Net Loans Charged-off: Home equity loans3.6289%243
All other 1-4 family - Percent of loans charged-off, net0.8491%1,179
Percentage Net Loans Charged-off: Commercial and industrial2.5851%1,233
Percentage Net Loans Charged-off: Loans to individuals5.5443%320
Percentage Net Loans Charged-off: Credit card loans12.7249%101
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.1007%392
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1344%863
Percentage Net Loans Charged-off: Total real estate loans1.5807%962
Percentage Net Loans Charged-off:Construction & development5.0586%827
Percentage Net Loans Charged-off: Commercial real estate0.3691%1,217
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.7441%1,205
Percentage Net Loans Charged-off: Home equity loans2.9573%261
All other 1-4 family - Percent of loans charged-off, net0.4934%1,505
Percentage Net Loans Charged-off: Commercial and industrial2.1434%1,244
Percentage Net Loans Charged-off: Loans to individuals6.5853%254
Percentage Net Loans Charged-off: Credit card loans14.1104%87
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9634%344
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3046%1,081
Percentage Net Loans Charged-off: Total real estate loans0.4606%1,694
Percentage Net Loans Charged-off:Construction & development1.1129%1,193
Percentage Net Loans Charged-off: Commercial real estate0.0646%1,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.8386%864
Percentage Net Loans Charged-off: Home equity loans3.9724%162
All other 1-4 family - Percent of loans charged-off, net0.4663%1,211
Percentage Net Loans Charged-off: Commercial and industrial1.0669%1,385
Percentage Net Loans Charged-off: Loans to individuals7.4829%207
Percentage Net Loans Charged-off: Credit card loans16.6650%74
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2877%296
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2749%451
Percentage Net Loans Charged-off: Total real estate loans1.8370%461
Percentage Net Loans Charged-off:Construction & development3.5701%718
Percentage Net Loans Charged-off: Commercial real estate1.6896%291
Percentage Net Loans Charged-off: Multi-family residential8.2298%73
Percentage Net Loans Charged-off: 1-4 family residential0.6319%984
Percentage Net Loans Charged-off: Home equity loans1.0433%439
All other 1-4 family - Percent of loans charged-off, net0.5734%1,025
Percentage Net Loans Charged-off: Commercial and industrial2.3004%909
Percentage Net Loans Charged-off: Loans to individuals3.3947%471
Percentage Net Loans Charged-off: Credit card loans7.8171%123
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6095%380
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3691%276
Percentage Net Loans Charged-off: Total real estate loans2.1808%238
Percentage Net Loans Charged-off:Construction & development4.2440%390
Percentage Net Loans Charged-off: Commercial real estate2.0275%151
Percentage Net Loans Charged-off: Multi-family residential7.7387%50
Percentage Net Loans Charged-off: 1-4 family residential0.7077%664
Percentage Net Loans Charged-off: Home equity loans1.1474%318
All other 1-4 family - Percent of loans charged-off, net0.6439%680
Percentage Net Loans Charged-off: Commercial and industrial1.4710%989
Percentage Net Loans Charged-off: Loans to individuals3.4692%394
Percentage Net Loans Charged-off: Credit card loans6.2243%165
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.5753%312
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7133%360
Percentage Net Loans Charged-off: Total real estate loans1.0827%461
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate1.6264%174
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0578%368
Percentage Net Loans Charged-off: Home equity loans1.7784%190
All other 1-4 family - Percent of loans charged-off, net0.9549%374
Percentage Net Loans Charged-off: Commercial and industrial1.8266%672
Percentage Net Loans Charged-off: Loans to individuals3.9439%310
Percentage Net Loans Charged-off: Credit card loans7.1842%136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2932%296
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0667%234
Percentage Net Loans Charged-off: Total real estate loans1.2460%266
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate1.8990%106
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.1814%261
Percentage Net Loans Charged-off: Home equity loans1.9812%138
All other 1-4 family - Percent of loans charged-off, net1.0664%282
Percentage Net Loans Charged-off: Commercial and industrial3.3590%296
Percentage Net Loans Charged-off: Loans to individuals4.1532%291
Percentage Net Loans Charged-off: Credit card loans6.3180%163
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1971%264
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8947%536
Percentage Net Loans Charged-off: Total real estate loans0.0346%3,165
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0290%1,409
Percentage Net Loans Charged-off: Multi-family residential2.6603%75
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,724
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0042%7,736
Percentage Net Loans Charged-off: Commercial and industrial0.9445%1,221
Percentage Net Loans Charged-off: Loans to individuals2.3044%489
Percentage Net Loans Charged-off: Credit card loans4.0308%271
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6947%349
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6551%34
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8390%419
Percentage Net Loans Charged-off: Total real estate loans0.0214%2,653
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0084%7,845
Percentage Net Loans Charged-off: Multi-family residential3.7042%43
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,571
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,562
Percentage Net Loans Charged-off: Commercial and industrial0.6280%1,301
Percentage Net Loans Charged-off: Loans to individuals2.1933%476
Percentage Net Loans Charged-off: Credit card loans4.7317%209
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6368%313
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.1502%21
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8229%411
Percentage Net Loans Charged-off: Total real estate loans0.0329%1,927
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0129%7,916
Percentage Net Loans Charged-off: Multi-family residential5.8617%27
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,590
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0025%7,600
Percentage Net Loans Charged-off: Commercial and industrial0.5018%1,253
Percentage Net Loans Charged-off: Loans to individuals2.0578%521
Percentage Net Loans Charged-off: Credit card loans5.4097%159
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5697%297
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.1207%15
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8796%376
Percentage Net Loans Charged-off: Total real estate loans-0.0101%7,778
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0262%8,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0240%1,282
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0287%1,133
Percentage Net Loans Charged-off: Commercial and industrial0.5278%864
Percentage Net Loans Charged-off: Loans to individuals2.6352%385
Percentage Net Loans Charged-off: Credit card loans6.4094%158
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7124%241
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.9289%12
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9698%312
Percentage Net Loans Charged-off: Total real estate loans0.0805%1,534
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0856%825
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1601%1,003
Percentage Net Loans Charged-off: Home equity loans0.5213%147
All other 1-4 family - Percent of loans charged-off, net0.0927%1,431
Percentage Net Loans Charged-off: Commercial and industrial0.9038%1,096
Percentage Net Loans Charged-off: Loans to individuals2.3783%430
Percentage Net Loans Charged-off: Credit card loans4.6385%205
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3266%351
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9257%254
Percentage Net Loans Charged-off: Total real estate loans0.0928%1,131
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0944%614
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1967%695
Percentage Net Loans Charged-off: Home equity loans0.7361%88
All other 1-4 family - Percent of loans charged-off, net0.0977%1,159
Percentage Net Loans Charged-off: Commercial and industrial0.9076%849
Percentage Net Loans Charged-off: Loans to individuals2.2651%406
Percentage Net Loans Charged-off: Credit card loans4.3314%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1073%322
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9454%276
Percentage Net Loans Charged-off: Total real estate loans0.1460%732
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.1449%438
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3222%403
Percentage Net Loans Charged-off: Home equity loans1.1521%51
All other 1-4 family - Percent of loans charged-off, net0.1696%728
Percentage Net Loans Charged-off: Commercial and industrial1.1883%665
Percentage Net Loans Charged-off: Loans to individuals2.3684%387
Percentage Net Loans Charged-off: Credit card loans3.9150%258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8753%324
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7919%344
Percentage Net Loans Charged-off: Total real estate loans0.0120%1,434
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0664%890
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0782%796
Percentage Net Loans Charged-off: Commercial and industrial0.6884%725
Percentage Net Loans Charged-off: Loans to individuals1.8551%660
Percentage Net Loans Charged-off: Credit card loans6.8643%140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8688%292
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9134%350
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.7329%699
Percentage Net Loans Charged-off: Loans to individuals3.3688%256
Percentage Net Loans Charged-off: Credit card loans4.8986%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3795%481
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9169%317
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial2.0558%503
Percentage Net Loans Charged-off: Loans to individuals3.3202%250
Percentage Net Loans Charged-off: Credit card loans3.6572%389
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2008%474
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8707%380
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial1.8918%547
Percentage Net Loans Charged-off: Loans to individuals3.9201%197
Percentage Net Loans Charged-off: Credit card loans3.3680%446
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0316%435
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6577%519
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial1.2998%607
Percentage Net Loans Charged-off: Loans to individuals1.7088%837
Percentage Net Loans Charged-off: Credit card loans3.0459%442
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0044%372
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7016%709
Percentage Net Loans Charged-off: Total real estate loans0.0010%3,853
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0051%3,106
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0060%2,914
Percentage Net Loans Charged-off: Commercial and industrial1.4475%1,009
Percentage Net Loans Charged-off: Loans to individuals1.6479%1,051
Percentage Net Loans Charged-off: Credit card loans3.1406%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0003%574
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6959%643
Percentage Net Loans Charged-off: Total real estate loans0.0014%3,274
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0070%2,606
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0084%2,417
Percentage Net Loans Charged-off: Commercial and industrial1.5388%786
Percentage Net Loans Charged-off: Loans to individuals1.7310%888
Percentage Net Loans Charged-off: Credit card loans2.0082%893
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9080%526
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9148%469
Percentage Net Loans Charged-off: Total real estate loans0.0023%2,734
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0113%2,086
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0138%1,910
Percentage Net Loans Charged-off: Commercial and industrial2.1291%544
Percentage Net Loans Charged-off: Loans to individuals2.1156%679
Percentage Net Loans Charged-off: Credit card loans1.8614%902
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1583%424
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4355%1,035
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,876
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,362
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0347%1,223
Percentage Net Loans Charged-off: Commercial and industrial0.3927%1,291
Percentage Net Loans Charged-off: Loans to individuals2.6377%592
Percentage Net Loans Charged-off: Credit card loans1.9721%771
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7618%443
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3733%2,012
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.2302%3,501
Percentage Net Loans Charged-off: Loans to individuals3.7842%300
Percentage Net Loans Charged-off: Credit card loans2.8159%914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5490%939
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3413%1,911
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0924%3,614
Percentage Net Loans Charged-off: Loans to individuals3.3620%330
Percentage Net Loans Charged-off: Credit card loans3.2981%740
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5632%822
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3636%1,723
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.2119%2,655
Percentage Net Loans Charged-off: Loans to individuals3.2129%377
Percentage Net Loans Charged-off: Credit card loans4.9151%451
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5684%748
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2164%2,229
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0295%7,416
Percentage Net Loans Charged-off: Loans to individuals3.3041%431
Percentage Net Loans Charged-off: Credit card loans5.6597%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2612%721
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6471%1,253
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial1.0059%1,882
Percentage Net Loans Charged-off: Loans to individuals7.1128%89
Percentage Net Loans Charged-off: Credit card loans4.3007%626
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5279%998
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2379%3,206
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0936%4,216
Percentage Net Loans Charged-off: Loans to individuals2.9396%450
Percentage Net Loans Charged-off: Credit card loans2.5702%1,030
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2696%1,245
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1759%3,468
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0469%956
Percentage Net Loans Charged-off: Loans to individuals2.1161%166
Percentage Net Loans Charged-off: Credit card loans1.4909%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0803%307
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6079%1,071
Percentage Net Loans Charged-off: Total real estate loans0.0313%589
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0141%1,244
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0989%299
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.1111%254
Percentage Net Loans Charged-off: Commercial and industrial0.5743%340
Percentage Net Loans Charged-off: Loans to individuals3.4032%102
Percentage Net Loans Charged-off: Credit card loans3.7054%257
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0555%1,304
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8969%698
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7561%885
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1486%10,970
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2113%3,726
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8745%905
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8610%123
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8334%2,624
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA