Home > EurekaBank, a Federal Savings Bank > Income and Expense
EurekaBank, a Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $156,015,000 | 281 |
| Total interest expense | $96,704,000 | 236 |
| Net interest income | $59,311,000 | 357 |
| Provision for loan and lease losses | $4,756,000 | 330 |
| Total noninterest income | $12,787,000 | 478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $12,787,000 | 356 |
| Total noninterest expense | $45,994,000 | 355 |
| Salaries and employee benefits | $25,798,000 | 276 |
| Premises and equipment expense | $8,035,000 | 293 |
| Additional noninterest expense | $12,161,000 | 497 |
| Pre-tax net operating income | $21,348,000 | 434 |
| Securities gains (losses) | $332,000 | 538 |
| Applicable income taxes | $1,280,000 | 1,956 |
| Income before extraordinary items | $20,400,000 | 323 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $20,400,000 | 323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,128 |
| Cash dividends | $12,000,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $20,087,920 | 318 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $160,354,000 | 305 |
| Total interest expense | $101,671,000 | 250 |
| Net interest income | $58,683,000 | 388 |
| Provision for loan and lease losses | $964,000 | 1,057 |
| Total noninterest income | $9,340,000 | 611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,340,000 | 442 |
| Total noninterest expense | $55,073,000 | 368 |
| Salaries and employee benefits | $21,227,000 | 364 |
| Premises and equipment expense | $8,336,000 | 313 |
| Additional noninterest expense | $25,510,000 | 365 |
| Pre-tax net operating income | $11,986,000 | 677 |
| Securities gains (losses) | $307,000 | 540 |
| Applicable income taxes | $-20,871,000 | 11,448 |
| Income before extraordinary items | $33,164,000 | 244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $33,164,000 | 244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 1,030 |
| Cash dividends | $12,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $32,857,000 | 241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $162,168,000 | 317 |
| Total interest expense | $107,602,000 | 254 |
| Net interest income | $54,566,000 | 425 |
| Provision for loan and lease losses | $792,000 | 1,131 |
| Total noninterest income | $9,222,000 | 632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $9,222,000 | 450 |
| Total noninterest expense | $43,802,000 | 437 |
| Salaries and employee benefits | $18,759,000 | 422 |
| Premises and equipment expense | $8,849,000 | 325 |
| Additional noninterest expense | $16,194,000 | 478 |
| Pre-tax net operating income | $19,194,000 | 499 |
| Securities gains (losses) | $89,000 | 1,008 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $19,283,000 | 361 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $19,283,000 | 360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,483,000 | 694 |
| Cash dividends | $12,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $19,194,000 | 361 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $136,729,000 | 322 |
| Total interest expense | $84,193,000 | 251 |
| Net interest income | $52,536,000 | 426 |
| Provision for loan and lease losses | $1,244,000 | 800 |
| Total noninterest income | $11,551,000 | 533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $11,551,000 | 383 |
| Total noninterest expense | $45,702,000 | 423 |
| Salaries and employee benefits | $20,207,000 | 390 |
| Premises and equipment expense | $9,361,000 | 310 |
| Additional noninterest expense | $16,134,000 | 505 |
| Pre-tax net operating income | $17,141,000 | 511 |
| Securities gains (losses) | $131,000 | 665 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $17,272,000 | 358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,272,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,783,000 | 437 |
| Cash dividends | $12,000,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $-124,000 | 12,513 |
| Net operating income | $17,141,000 | 365 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $158,430,000 | 286 |
| Total interest expense | $86,058,000 | 231 |
| Net interest income | $72,372,000 | 324 |
| Provision for loan and lease losses | $2,509,000 | 682 |
| Total noninterest income | $8,035,000 | 703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $8,035,000 | 490 |
| Total noninterest expense | $79,480,000 | 292 |
| Salaries and employee benefits | $19,102,000 | 400 |
| Premises and equipment expense | $8,330,000 | 337 |
| Additional noninterest expense | $52,048,000 | 234 |
| Pre-tax net operating income | $-1,582,000 | 13,042 |
| Securities gains (losses) | $3,830,000 | 193 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $2,248,000 | 2,227 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,248,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,846,000 | 758 |
| Cash dividends | $12,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $1,125,000 | 443 |
| Net operating income | $-1,582,000 | 13,029 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $172,495,000 | 289 |
| Total interest expense | $94,935,000 | 261 |
| Net interest income | $77,560,000 | 307 |
| Provision for loan and lease losses | $2,855,000 | 872 |
| Total noninterest income | $5,961,000 | 860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,961,000 | 595 |
| Total noninterest expense | $59,758,000 | 354 |
| Salaries and employee benefits | $20,429,000 | 381 |
| Premises and equipment expense | $8,117,000 | 348 |
| Additional noninterest expense | $31,211,000 | 330 |
| Pre-tax net operating income | $20,908,000 | 334 |
| Securities gains (losses) | $2,344,000 | 361 |
| Applicable income taxes | $9,000 | 12,400 |
| Income before extraordinary items | $23,244,000 | 244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $23,244,000 | 243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,368,000 | 864 |
| Cash dividends | $12,000,000 | 180 |
| Sale, conversion, retirement of capital stock, net | $712,000 | 477 |
| Net operating income | $20,900,000 | 236 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.