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Eureka Savings Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$4,301,000	2,335
Total interest expense	$1,405,000	2,325
Net interest income	$2,896,000	2,276
Provision for loan and lease losses	$-60,000	4,320
Total noninterest income	$210,000	2,836
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$64,000	2,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	2,715
Total noninterest expense	$1,990,000	2,453
Salaries and employee benefits	$1,193,000	2,350
Premises and equipment expense	$230,000	2,173
Additional noninterest expense	$146,000	2,715
Pre-tax net operating income	$1,176,000	2,057
Securities gains (losses)	$101,000	150
Applicable income taxes	$295,000	1,350
Income before extraordinary items	$982,000	2,058
Extraordinary gains, net	$0	47
Net income	$982,000	2,083
Minority interest net income	$0	65
Net income of bank and minority interests.	$982,000	2,058
Net charge-offs	$-10,000	4,057
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$902,210	2,196
2024-12-31 (YTD Data)		Rank
Total interest income	$16,545,000	2,349
Total interest expense	$5,278,000	2,434
Net interest income	$11,267,000	2,220
Provision for loan and lease losses	$-376,000	4,362
Total noninterest income	$988,000	2,734
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$248,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$740,000	2,574
Total noninterest expense	$7,620,000	2,474
Salaries and employee benefits	$4,449,000	2,414
Premises and equipment expense	$926,000	2,140
Additional noninterest expense	$740,000	2,574
Pre-tax net operating income	$5,011,000	1,862
Securities gains (losses)	$116,000	259
Applicable income taxes	$1,181,000	1,284
Income before extraordinary items	$3,946,000	1,969
Extraordinary gains, net	$0	53
Net income	$3,946,000	1,990
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,946,000	1,969
Net charge-offs	$181,000	1,418
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$3,854,360	1,998
2024-09-30 (YTD Data)		Rank
Total interest income	$12,147,000	2,367
Total interest expense	$3,815,000	2,456
Net interest income	$8,332,000	2,239
Provision for loan and lease losses	$-297,000	4,393
Total noninterest income	$779,000	2,653
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$183,000	2,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$596,000	2,466
Total noninterest expense	$5,743,000	2,441
Salaries and employee benefits	$3,310,000	2,406
Premises and equipment expense	$737,000	2,059
Additional noninterest expense	$596,000	2,466
Pre-tax net operating income	$3,665,000	1,882
Securities gains (losses)	$14,000	620
Applicable income taxes	$837,000	1,329
Income before extraordinary items	$2,842,000	2,018
Extraordinary gains, net	$0	51
Net income	$2,842,000	2,038
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,842,000	2,019
Net charge-offs	$6,000	2,493
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$2,830,940	2,024
2024-06-30 (YTD Data)		Rank
Total interest income	$7,939,000	2,375
Total interest expense	$2,438,000	2,471
Net interest income	$5,501,000	2,233
Provision for loan and lease losses	$-320,000	4,441
Total noninterest income	$569,000	2,533
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$119,000	2,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$450,000	2,306
Total noninterest expense	$3,884,000	2,412
Salaries and employee benefits	$2,259,000	2,378
Premises and equipment expense	$519,000	2,013
Additional noninterest expense	$450,000	2,306
Pre-tax net operating income	$2,506,000	1,843
Securities gains (losses)	$24,000	325
Applicable income taxes	$579,000	1,306
Income before extraordinary items	$1,951,000	1,955
Extraordinary gains, net	$0	52
Net income	$1,951,000	1,981
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,951,000	1,956
Net charge-offs	$6,000	2,192
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$1,932,040	1,965
2024-03-31 (YTD Data)		Rank
Total interest income	$3,883,000	2,393
Total interest expense	$1,185,000	2,487
Net interest income	$2,698,000	2,258
Provision for loan and lease losses	$30,000	1,896
Total noninterest income	$249,000	2,640
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$57,000	2,494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	2,430
Total noninterest expense	$1,966,000	2,396
Salaries and employee benefits	$1,149,000	2,356
Premises and equipment expense	$245,000	2,065
Additional noninterest expense	$192,000	2,430
Pre-tax net operating income	$951,000	2,123
Securities gains (losses)	$24,000	264
Applicable income taxes	$207,000	1,491
Income before extraordinary items	$768,000	2,203
Extraordinary gains, net	$0	51
Net income	$768,000	2,229
Minority interest net income	$0	72
Net income of bank and minority interests.	$768,000	2,203
Net charge-offs	$9,000	1,569
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$749,040	2,229
2023-12-31 (YTD Data)		Rank
Total interest income	$14,643,000	2,328
Total interest expense	$3,370,000	2,479
Net interest income	$11,273,000	2,207
Provision for loan and lease losses	$-100,000	4,328
Total noninterest income	$837,000	2,942
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$238,000	2,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$599,000	2,797
Total noninterest expense	$7,564,000	2,434
Salaries and employee benefits	$4,356,000	2,398
Premises and equipment expense	$933,000	2,111
Additional noninterest expense	$599,000	2,797
Pre-tax net operating income	$4,646,000	2,008
Securities gains (losses)	$24,000	616
Applicable income taxes	$1,216,000	1,312
Income before extraordinary items	$3,454,000	2,164
Extraordinary gains, net	$0	54
Net income	$3,454,000	2,188
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,454,000	2,167
Net charge-offs	$24,000	2,124
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,435,040	2,191
2023-09-30 (YTD Data)		Rank
Total interest income	$10,606,000	2,338
Total interest expense	$2,272,000	2,490
Net interest income	$8,334,000	2,248
Provision for loan and lease losses	$-131,000	4,401
Total noninterest income	$597,000	2,992
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$175,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	2,845
Total noninterest expense	$5,523,000	2,462
Salaries and employee benefits	$3,204,000	2,420
Premises and equipment expense	$734,000	2,059
Additional noninterest expense	$422,000	2,844
Pre-tax net operating income	$3,539,000	2,035
Securities gains (losses)	$11,000	596
Applicable income taxes	$844,000	1,402
Income before extraordinary items	$2,706,000	2,169
Extraordinary gains, net	$0	52
Net income	$2,706,000	2,190
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,706,000	2,171
Net charge-offs	$26,000	1,782
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,697,310	2,200
2023-06-30 (YTD Data)		Rank
Total interest income	$7,001,000	2,324
Total interest expense	$1,364,000	2,467
Net interest income	$5,637,000	2,234
Provision for loan and lease losses	$100,000	1,805
Total noninterest income	$396,000	2,963
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$110,000	2,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	2,803
Total noninterest expense	$3,645,000	2,466
Salaries and employee benefits	$2,153,000	2,410
Premises and equipment expense	$461,000	2,116
Additional noninterest expense	$286,000	2,797
Pre-tax net operating income	$2,288,000	2,074
Securities gains (losses)	$4,000	768
Applicable income taxes	$561,000	1,413
Income before extraordinary items	$1,731,000	2,225
Extraordinary gains, net	$0	51
Net income	$1,731,000	2,252
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,731,000	2,225
Net charge-offs	$5,000	2,026
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,727,840	2,245
2023-03-31 (YTD Data)		Rank
Total interest income	$3,434,000	2,337
Total interest expense	$609,000	2,411
Net interest income	$2,825,000	2,241
Provision for loan and lease losses	$100,000	1,277
Total noninterest income	$219,000	2,856
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$54,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	2,644
Total noninterest expense	$1,829,000	2,483
Salaries and employee benefits	$1,066,000	2,451
Premises and equipment expense	$233,000	2,142
Additional noninterest expense	$165,000	2,644
Pre-tax net operating income	$1,115,000	2,166
Securities gains (losses)	$3,000	808
Applicable income taxes	$304,000	1,380
Income before extraordinary items	$814,000	2,350
Extraordinary gains, net	$0	4
Net income	$814,000	2,349
Minority interest net income	$0	48
Net income of bank and minority interests.	$814,000	2,350
Net charge-offs	$-2,000	3,519
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$811,630	2,371
2022-12-31 (YTD Data)		Rank
Total interest income	$11,653,000	2,320
Total interest expense	$1,586,000	1,852
Net interest income	$10,067,000	2,359
Provision for loan and lease losses	$-300,000	4,476
Total noninterest income	$1,713,000	2,203
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$168,000	2,950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,545,000	1,867
Total noninterest expense	$7,076,000	2,500
Salaries and employee benefits	$4,088,000	2,467
Premises and equipment expense	$918,000	2,106
Additional noninterest expense	$1,545,000	1,867
Pre-tax net operating income	$5,004,000	2,046
Securities gains (losses)	$-1,025,000	4,461
Applicable income taxes	$863,000	1,670
Income before extraordinary items	$3,116,000	2,405
Extraordinary gains, net	$0	5
Net income	$3,116,000	2,403
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,116,000	2,404
Net charge-offs	$203,000	917
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,925,750	2,159
2022-09-30 (YTD Data)		Rank
Total interest income	$8,520,000	2,304
Total interest expense	$1,097,000	1,653
Net interest income	$7,423,000	2,364
Provision for loan and lease losses	$-300,000	4,538
Total noninterest income	$778,000	2,797
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$134,000	2,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$644,000	2,523
Total noninterest expense	$5,250,000	2,502
Salaries and employee benefits	$3,015,000	2,489
Premises and equipment expense	$688,000	2,128
Additional noninterest expense	$644,000	2,523
Pre-tax net operating income	$3,251,000	2,195
Securities gains (losses)	$-342,000	4,436
Applicable income taxes	$539,000	1,785
Income before extraordinary items	$2,370,000	2,366
Extraordinary gains, net	$0	4
Net income	$2,370,000	2,365
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,370,000	2,365
Net charge-offs	$192,000	708
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,647,020	2,269
2022-06-30 (YTD Data)		Rank
Total interest income	$5,560,000	2,275
Total interest expense	$699,000	1,516
Net interest income	$4,861,000	2,354
Provision for loan and lease losses	$0	2,599
Total noninterest income	$421,000	3,024
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$86,000	2,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$335,000	2,827
Total noninterest expense	$3,451,000	2,515
Salaries and employee benefits	$2,009,000	2,492
Premises and equipment expense	$441,000	2,191
Additional noninterest expense	$1,001,000	2,621
Pre-tax net operating income	$1,831,000	2,320
Securities gains (losses)	$-20,000	4,087
Applicable income taxes	$338,000	1,770
Income before extraordinary items	$1,473,000	2,371
Extraordinary gains, net	$0	4
Net income	$1,473,000	2,371
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,473,000	2,371
Net charge-offs	$158,000	596
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,489,200	2,391
2022-03-31 (YTD Data)		Rank
Total interest income	$2,728,000	2,268
Total interest expense	$350,000	1,470
Net interest income	$2,378,000	2,337
Provision for loan and lease losses	$0	2,285
Total noninterest income	$195,000	3,079
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$42,000	2,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$153,000	2,867
Total noninterest expense	$1,678,000	2,562
Salaries and employee benefits	$1,009,000	2,487
Premises and equipment expense	$186,000	2,436
Additional noninterest expense	$483,000	2,654
Pre-tax net operating income	$895,000	2,249
Securities gains (losses)	$-2,000	4,032
Applicable income taxes	$177,000	1,695
Income before extraordinary items	$716,000	2,331
Extraordinary gains, net	$0	4
Net income	$716,000	2,330
Minority interest net income	$0	50
Net income of bank and minority interests.	$716,000	2,331
Net charge-offs	$144,000	425
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$717,600	2,351
2021-12-31 (YTD Data)		Rank
Total interest income	$10,675,000	2,382
Total interest expense	$1,543,000	1,623
Net interest income	$9,132,000	2,451
Provision for loan and lease losses	$0	3,064
Total noninterest income	$704,000	3,338
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$152,000	2,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$552,000	3,175
Total noninterest expense	$7,085,000	2,462
Salaries and employee benefits	$3,894,000	2,547
Premises and equipment expense	$876,000	2,195
Additional noninterest expense	$2,315,000	2,347
Pre-tax net operating income	$2,751,000	2,787
Securities gains (losses)	$-76,000	4,616
Applicable income taxes	$476,000	2,136
Income before extraordinary items	$2,199,000	2,902
Extraordinary gains, net	$0	10
Net income	$2,199,000	2,902
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,199,000	2,902
Net charge-offs	$-10,000	3,664
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,261,320	2,854
2021-09-30 (YTD Data)		Rank
Total interest income	$7,785,000	2,466
Total interest expense	$1,180,000	1,682
Net interest income	$6,605,000	2,542
Provision for loan and lease losses	$0	2,963
Total noninterest income	$522,000	3,385
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$109,000	3,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$413,000	3,225
Total noninterest expense	$5,264,000	2,491
Salaries and employee benefits	$2,782,000	2,630
Premises and equipment expense	$685,000	2,168
Additional noninterest expense	$1,797,000	2,321
Pre-tax net operating income	$1,863,000	3,009
Securities gains (losses)	$-76,000	4,780
Applicable income taxes	$303,000	2,304
Income before extraordinary items	$1,484,000	3,147
Extraordinary gains, net	$0	8
Net income	$1,484,000	3,147
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,484,000	3,147
Net charge-offs	$-6,000	3,495
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,547,080	3,074
2021-06-30 (YTD Data)		Rank
Total interest income	$4,974,000	2,523
Total interest expense	$816,000	1,698
Net interest income	$4,158,000	2,628
Provision for loan and lease losses	$0	2,862
Total noninterest income	$320,000	3,463
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$62,000	3,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	3,270
Total noninterest expense	$3,586,000	2,449
Salaries and employee benefits	$1,813,000	2,666
Premises and equipment expense	$467,000	2,133
Additional noninterest expense	$1,306,000	2,167
Pre-tax net operating income	$892,000	3,401
Securities gains (losses)	$-47,000	4,806
Applicable income taxes	$108,000	2,692
Income before extraordinary items	$737,000	3,495
Extraordinary gains, net	$0	6
Net income	$737,000	3,494
Minority interest net income	$0	67
Net income of bank and minority interests.	$737,000	3,495
Net charge-offs	$-4,000	3,475
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$777,890	3,407
2021-03-31 (YTD Data)		Rank
Total interest income	$2,457,000	2,533
Total interest expense	$416,000	1,746
Net interest income	$2,041,000	2,642
Provision for loan and lease losses	$0	2,741
Total noninterest income	$153,000	3,501
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$27,000	3,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	3,290
Total noninterest expense	$1,492,000	2,724
Salaries and employee benefits	$828,000	2,795
Premises and equipment expense	$211,000	2,288
Additional noninterest expense	$453,000	2,722
Pre-tax net operating income	$702,000	2,830
Securities gains (losses)	$-13,000	4,688
Applicable income taxes	$126,000	2,128
Income before extraordinary items	$563,000	2,979
Extraordinary gains, net	$0	3
Net income	$563,000	2,978
Minority interest net income	$0	55
Net income of bank and minority interests.	$563,000	2,979
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$573,660	2,933
2020-12-31 (YTD Data)		Rank
Total interest income	$9,779,000	2,551
Total interest expense	$1,807,000	2,102
Net interest income	$7,972,000	2,621
Provision for loan and lease losses	$0	4,319
Total noninterest income	$533,000	3,564
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$119,000	3,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	3,337
Total noninterest expense	$6,478,000	2,581
Salaries and employee benefits	$3,784,000	2,570
Premises and equipment expense	$809,000	2,332
Additional noninterest expense	$1,885,000	2,622
Pre-tax net operating income	$2,027,000	2,937
Securities gains (losses)	$347,000	752
Applicable income taxes	$406,000	2,092
Income before extraordinary items	$1,968,000	2,854
Extraordinary gains, net	$0	4
Net income	$1,968,000	2,853
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,968,000	2,854
Net charge-offs	$117,000	1,894
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,679,990	3,000
2020-09-30 (YTD Data)		Rank
Total interest income	$7,383,000	2,551
Total interest expense	$1,371,000	2,170
Net interest income	$6,012,000	2,620
Provision for loan and lease losses	$0	4,239
Total noninterest income	$394,000	3,560
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$89,000	3,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$305,000	3,326
Total noninterest expense	$4,641,000	2,634
Salaries and employee benefits	$2,726,000	2,623
Premises and equipment expense	$626,000	2,275
Additional noninterest expense	$1,289,000	2,786
Pre-tax net operating income	$1,765,000	2,754
Securities gains (losses)	$235,000	819
Applicable income taxes	$372,000	1,931
Income before extraordinary items	$1,628,000	2,718
Extraordinary gains, net	$0	4
Net income	$1,628,000	2,716
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,628,000	2,718
Net charge-offs	$110,000	1,607
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,437,650	2,839
2020-06-30 (YTD Data)		Rank
Total interest income	$4,955,000	2,568
Total interest expense	$905,000	2,299
Net interest income	$4,050,000	2,612
Provision for loan and lease losses	$0	4,134
Total noninterest income	$225,000	3,703
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$60,000	3,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	3,502
Total noninterest expense	$3,044,000	2,676
Salaries and employee benefits	$1,802,000	2,646
Premises and equipment expense	$399,000	2,335
Additional noninterest expense	$843,000	2,815
Pre-tax net operating income	$1,231,000	2,652
Securities gains (losses)	$234,000	636
Applicable income taxes	$293,000	1,769
Income before extraordinary items	$1,172,000	2,588
Extraordinary gains, net	$0	4
Net income	$1,172,000	2,586
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,172,000	2,588
Net charge-offs	$75,000	1,502
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$984,800	2,778
2020-03-31 (YTD Data)		Rank
Total interest income	$2,394,000	2,621
Total interest expense	$437,000	2,505
Net interest income	$1,957,000	2,634
Provision for loan and lease losses	$0	3,711
Total noninterest income	$125,000	3,578
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$41,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	3,370
Total noninterest expense	$1,507,000	2,720
Salaries and employee benefits	$917,000	2,619
Premises and equipment expense	$190,000	2,413
Additional noninterest expense	$400,000	2,937
Pre-tax net operating income	$575,000	2,603
Securities gains (losses)	$0	1,705
Applicable income taxes	$96,000	1,971
Income before extraordinary items	$479,000	2,684
Extraordinary gains, net	$0	4
Net income	$479,000	2,683
Minority interest net income	$0	56
Net income of bank and minority interests.	$479,000	2,685
Net charge-offs	$50,000	1,202
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$479,000	2,672
2019-12-31 (YTD Data)		Rank
Total interest income	$9,703,000	2,627
Total interest expense	$1,686,000	2,599
Net interest income	$8,017,000	2,624
Provision for loan and lease losses	$0	3,973
Total noninterest income	$519,000	3,636
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$223,000	3,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	3,588
Total noninterest expense	$7,402,000	2,358
Salaries and employee benefits	$3,931,000	2,477
Premises and equipment expense	$821,000	2,307
Additional noninterest expense	$2,650,000	2,123
Pre-tax net operating income	$1,134,000	3,730
Securities gains (losses)	$166,000	701
Applicable income taxes	$206,000	2,614
Income before extraordinary items	$1,094,000	3,668
Extraordinary gains, net	$0	11
Net income	$1,094,000	3,668
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,094,000	3,669
Net charge-offs	$22,000	3,083
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$954,560	3,803
2019-09-30 (YTD Data)		Rank
Total interest income	$7,348,000	2,650
Total interest expense	$1,247,000	2,644
Net interest income	$6,101,000	2,620
Provision for loan and lease losses	$0	3,836
Total noninterest income	$394,000	3,648
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$174,000	3,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	3,627
Total noninterest expense	$5,691,000	2,335
Salaries and employee benefits	$2,912,000	2,509
Premises and equipment expense	$608,000	2,341
Additional noninterest expense	$2,171,000	1,988
Pre-tax net operating income	$804,000	3,881
Securities gains (losses)	$166,000	591
Applicable income taxes	$102,000	2,931
Income before extraordinary items	$868,000	3,700
Extraordinary gains, net	$0	11
Net income	$868,000	3,699
Minority interest net income	$0	72
Net income of bank and minority interests.	$868,000	3,700
Net charge-offs	$23,000	2,640
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$720,260	3,881
2019-06-30 (YTD Data)		Rank
Total interest income	$4,904,000	2,659
Total interest expense	$807,000	2,663
Net interest income	$4,097,000	2,617
Provision for loan and lease losses	$0	3,685
Total noninterest income	$293,000	3,478
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$114,000	3,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	3,398
Total noninterest expense	$3,785,000	2,352
Salaries and employee benefits	$1,858,000	2,604
Premises and equipment expense	$375,000	2,456
Additional noninterest expense	$1,552,000	1,884
Pre-tax net operating income	$605,000	3,759
Securities gains (losses)	$117,000	498
Applicable income taxes	$89,000	2,758
Income before extraordinary items	$633,000	3,567
Extraordinary gains, net	$0	11
Net income	$633,000	3,566
Minority interest net income	$0	69
Net income of bank and minority interests.	$633,000	3,566
Net charge-offs	$24,000	2,264
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$530,040	3,767
2019-03-31 (YTD Data)		Rank
Total interest income	$2,476,000	2,645
Total interest expense	$389,000	2,681
Net interest income	$2,087,000	2,601
Provision for loan and lease losses	$0	3,406
Total noninterest income	$160,000	3,333
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$54,000	3,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,151
Total noninterest expense	$1,881,000	2,366
Salaries and employee benefits	$917,000	2,641
Premises and equipment expense	$189,000	2,466
Additional noninterest expense	$775,000	1,870
Pre-tax net operating income	$366,000	3,516
Securities gains (losses)	$70,000	329
Applicable income taxes	$61,000	2,501
Income before extraordinary items	$375,000	3,313
Extraordinary gains, net	$0	5
Net income	$375,000	3,311
Minority interest net income	$0	52
Net income of bank and minority interests.	$375,000	3,312
Net charge-offs	$6,000	2,153
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$314,800	3,558
2018-12-31 (YTD Data)		Rank
Total interest income	$9,588,000	2,610
Total interest expense	$1,464,000	2,379
Net interest income	$8,124,000	2,626
Provision for loan and lease losses	$50,000	3,480
Total noninterest income	$532,000	3,697
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$213,000	3,230
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	3,606
Total noninterest expense	$7,091,000	2,455
Salaries and employee benefits	$4,226,000	2,371
Premises and equipment expense	$723,000	2,516
Additional noninterest expense	$2,142,000	2,477
Pre-tax net operating income	$1,515,000	3,515
Securities gains (losses)	$117,000	279
Applicable income taxes	$844,000	1,531
Income before extraordinary items	$788,000	4,151
Extraordinary gains, net	$0	6
Net income	$788,000	4,150
Minority interest net income	$0	72
Net income of bank and minority interests.	$788,000	4,150
Net charge-offs	$463,000	1,002
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$695,570	4,289
2018-09-30 (YTD Data)		Rank
Total interest income	$7,195,000	2,592
Total interest expense	$1,089,000	2,318
Net interest income	$6,106,000	2,629
Provision for loan and lease losses	$0	3,948
Total noninterest income	$378,000	3,801
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$154,000	3,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	3,711
Total noninterest expense	$5,266,000	2,474
Salaries and employee benefits	$3,128,000	2,392
Premises and equipment expense	$539,000	2,544
Additional noninterest expense	$1,599,000	2,491
Pre-tax net operating income	$1,218,000	3,476
Securities gains (losses)	$117,000	272
Applicable income taxes	$815,000	1,363
Income before extraordinary items	$520,000	4,356
Extraordinary gains, net	$0	5
Net income	$520,000	4,355
Minority interest net income	$0	66
Net income of bank and minority interests.	$520,000	4,355
Net charge-offs	$396,000	826
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$427,570	4,542
2018-06-30 (YTD Data)		Rank
Total interest income	$4,800,000	2,576
Total interest expense	$722,000	2,234
Net interest income	$4,078,000	2,614
Provision for loan and lease losses	$0	3,782
Total noninterest income	$261,000	3,775
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$101,000	3,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	3,648
Total noninterest expense	$3,599,000	2,440
Salaries and employee benefits	$2,250,000	2,273
Premises and equipment expense	$295,000	2,899
Additional noninterest expense	$1,054,000	2,520
Pre-tax net operating income	$740,000	3,609
Securities gains (losses)	$38,000	372
Applicable income taxes	$716,000	1,101
Income before extraordinary items	$62,000	5,225
Extraordinary gains, net	$0	6
Net income	$62,000	5,223
Minority interest net income	$0	65
Net income of bank and minority interests.	$62,000	5,224
Net charge-offs	$156,000	1,056
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$31,980	5,291
2018-03-31 (YTD Data)		Rank
Total interest income	$2,396,000	2,579
Total interest expense	$357,000	2,184
Net interest income	$2,039,000	2,627
Provision for loan and lease losses	$0	3,508
Total noninterest income	$125,000	3,824
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$50,000	3,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,721
Total noninterest expense	$2,016,000	2,270
Salaries and employee benefits	$1,372,000	1,974
Premises and equipment expense	$104,000	3,571
Additional noninterest expense	$540,000	2,486
Pre-tax net operating income	$148,000	4,625
Securities gains (losses)	$0	735
Applicable income taxes	$727,000	662
Income before extraordinary items	$-579,000	5,565
Extraordinary gains, net	$0	7
Net income	$-579,000	5,565
Minority interest net income	$0	52
Net income of bank and minority interests.	$-579,000	5,565
Net charge-offs	$113,000	787
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-579,000	5,568
2017-12-31 (YTD Data)		Rank
Total interest income	$9,669,000	2,510
Total interest expense	$1,429,000	2,002
Net interest income	$8,240,000	2,582
Provision for loan and lease losses	$495,000	1,468
Total noninterest income	$432,000	4,101
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$214,000	3,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	4,123
Total noninterest expense	$6,466,000	2,643
Salaries and employee benefits	$3,507,000	2,702
Premises and equipment expense	$757,000	2,535
Additional noninterest expense	$2,202,000	2,484
Pre-tax net operating income	$1,711,000	3,354
Securities gains (losses)	$-3,000	4,906
Applicable income taxes	$494,000	2,423
Income before extraordinary items	$1,214,000	3,461
Extraordinary gains, net	$0	9
Net income	$1,214,000	3,459
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,214,000	3,461
Net charge-offs	$818,000	802
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,216,130	3,439
2017-09-30 (YTD Data)		Rank
Total interest income	$7,309,000	2,504
Total interest expense	$1,065,000	1,989
Net interest income	$6,244,000	2,577
Provision for loan and lease losses	$495,000	1,161
Total noninterest income	$343,000	4,089
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$160,000	3,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	4,072
Total noninterest expense	$4,810,000	2,666
Salaries and employee benefits	$2,573,000	2,766
Premises and equipment expense	$572,000	2,546
Additional noninterest expense	$1,665,000	2,478
Pre-tax net operating income	$1,282,000	3,389
Securities gains (losses)	$-3,000	5,250
Applicable income taxes	$397,000	2,264
Income before extraordinary items	$882,000	3,719
Extraordinary gains, net	$0	9
Net income	$882,000	3,717
Minority interest net income	$0	71
Net income of bank and minority interests.	$882,000	3,719
Net charge-offs	$811,000	567
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$884,070	3,692
2017-06-30 (YTD Data)		Rank
Total interest income	$4,862,000	2,492
Total interest expense	$703,000	1,962
Net interest income	$4,159,000	2,572
Provision for loan and lease losses	$275,000	1,291
Total noninterest income	$249,000	3,991
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$105,000	3,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	3,907
Total noninterest expense	$3,171,000	2,696
Salaries and employee benefits	$1,712,000	2,783
Premises and equipment expense	$359,000	2,645
Additional noninterest expense	$1,100,000	2,497
Pre-tax net operating income	$962,000	3,191
Securities gains (losses)	$0	1,906
Applicable income taxes	$292,000	2,164
Income before extraordinary items	$670,000	3,483
Extraordinary gains, net	$0	11
Net income	$670,000	3,482
Minority interest net income	$0	71
Net income of bank and minority interests.	$670,000	3,483
Net charge-offs	$578,000	501
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$670,000	3,460
2017-03-31 (YTD Data)		Rank
Total interest income	$2,436,000	2,481
Total interest expense	$349,000	1,955
Net interest income	$2,087,000	2,555
Provision for loan and lease losses	$215,000	893
Total noninterest income	$95,000	4,336
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$51,000	3,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	4,438
Total noninterest expense	$1,535,000	2,779
Salaries and employee benefits	$860,000	2,805
Premises and equipment expense	$172,000	2,762
Additional noninterest expense	$503,000	2,660
Pre-tax net operating income	$432,000	3,323
Securities gains (losses)	$0	1,153
Applicable income taxes	$133,000	2,219
Income before extraordinary items	$299,000	3,610
Extraordinary gains, net	$0	8
Net income	$299,000	3,609
Minority interest net income	$0	55
Net income of bank and minority interests.	$299,000	3,610
Net charge-offs	$385,000	405
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$299,000	3,590
2016-12-31 (YTD Data)		Rank
Total interest income	$9,628,000	2,476
Total interest expense	$1,431,000	1,860
Net interest income	$8,197,000	2,568
Provision for loan and lease losses	$210,000	2,378
Total noninterest income	$490,000	4,117
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$224,000	3,433
Trading account gains and fees	$0	170
Additional Noninterest Income	$266,000	4,069
Total noninterest expense	$6,312,000	2,762
Salaries and employee benefits	$3,162,000	2,934
Premises and equipment expense	$878,000	2,355
Additional noninterest expense	$2,272,000	2,503
Pre-tax net operating income	$2,165,000	2,929
Securities gains (losses)	$-37,000	5,723
Applicable income taxes	$567,000	2,156
Income before extraordinary items	$1,561,000	3,216
Extraordinary gains, net	$0	5
Net income	$1,561,000	3,216
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,561,000	3,216
Net charge-offs	$500,000	1,080
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,588,010	3,128
2016-09-30 (YTD Data)		Rank
Total interest income	$7,348,000	2,448
Total interest expense	$1,077,000	1,862
Net interest income	$6,271,000	2,542
Provision for loan and lease losses	$200,000	2,037
Total noninterest income	$372,000	4,127
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$166,000	3,463
Trading account gains and fees	$0	169
Additional Noninterest Income	$206,000	4,071
Total noninterest expense	$4,649,000	2,786
Salaries and employee benefits	$2,249,000	3,027
Premises and equipment expense	$666,000	2,335
Additional noninterest expense	$1,734,000	2,469
Pre-tax net operating income	$1,794,000	2,800
Securities gains (losses)	$-37,000	5,864
Applicable income taxes	$450,000	2,147
Income before extraordinary items	$1,307,000	3,048
Extraordinary gains, net	$0	5
Net income	$1,307,000	3,048
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,307,000	3,048
Net charge-offs	$465,000	840
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,334,380	2,962
2016-06-30 (YTD Data)		Rank
Total interest income	$5,004,000	2,407
Total interest expense	$716,000	1,874
Net interest income	$4,288,000	2,492
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$259,000	4,079
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$106,000	3,530
Trading account gains and fees	$0	157
Additional Noninterest Income	$153,000	3,949
Total noninterest expense	$3,056,000	2,822
Salaries and employee benefits	$1,474,000	3,080
Premises and equipment expense	$411,000	2,465
Additional noninterest expense	$1,171,000	2,449
Pre-tax net operating income	$1,341,000	2,577
Securities gains (losses)	$-37,000	5,958
Applicable income taxes	$301,000	2,133
Income before extraordinary items	$1,003,000	2,792
Extraordinary gains, net	$0	16
Net income	$1,003,000	2,790
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,003,000	2,791
Net charge-offs	$294,000	877
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,031,490	2,680
2016-03-31 (YTD Data)		Rank
Total interest income	$2,476,000	2,422
Total interest expense	$357,000	1,886
Net interest income	$2,119,000	2,516
Provision for loan and lease losses	$0	3,656
Total noninterest income	$110,000	4,269
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$49,000	3,626
Trading account gains and fees	$0	142
Additional Noninterest Income	$61,000	4,193
Total noninterest expense	$1,523,000	2,837
Salaries and employee benefits	$732,000	3,114
Premises and equipment expense	$202,000	2,526
Additional noninterest expense	$589,000	2,437
Pre-tax net operating income	$706,000	2,471
Securities gains (losses)	$0	2,077
Applicable income taxes	$102,000	2,449
Income before extraordinary items	$604,000	2,436
Extraordinary gains, net	$0	12
Net income	$604,000	2,436
Minority interest net income	$0	62
Net income of bank and minority interests.	$604,000	2,436
Net charge-offs	$-4,000	4,749
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$604,000	2,386
2015-12-31 (YTD Data)		Rank
Total interest income	$9,995,000	2,367
Total interest expense	$1,578,000	1,703
Net interest income	$8,417,000	2,472
Provision for loan and lease losses	$700,000	1,059
Total noninterest income	$566,000	3,982
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$194,000	3,756
Trading account gains and fees	$0	159
Additional Noninterest Income	$372,000	3,684
Total noninterest expense	$6,308,000	2,763
Salaries and employee benefits	$3,058,000	2,999
Premises and equipment expense	$753,000	2,677
Additional noninterest expense	$2,497,000	2,342
Pre-tax net operating income	$1,975,000	3,031
Securities gains (losses)	$-3,000	5,742
Applicable income taxes	$718,000	1,894
Income before extraordinary items	$1,254,000	3,547
Extraordinary gains, net	$0	23
Net income	$1,254,000	3,545
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,254,000	3,547
Net charge-offs	$1,151,000	612
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,255,920	3,498
2015-09-30 (YTD Data)		Rank
Total interest income	$7,562,000	2,371
Total interest expense	$1,218,000	1,685
Net interest income	$6,344,000	2,471
Provision for loan and lease losses	$300,000	1,503
Total noninterest income	$426,000	4,015
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$137,000	3,872
Trading account gains and fees	$0	153
Additional Noninterest Income	$289,000	3,664
Total noninterest expense	$4,699,000	2,792
Salaries and employee benefits	$2,306,000	3,009
Premises and equipment expense	$571,000	2,691
Additional noninterest expense	$1,822,000	2,394
Pre-tax net operating income	$1,771,000	2,784
Securities gains (losses)	$-3,000	5,887
Applicable income taxes	$578,000	1,881
Income before extraordinary items	$1,190,000	3,202
Extraordinary gains, net	$0	21
Net income	$1,190,000	3,201
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,190,000	3,202
Net charge-offs	$868,000	566
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,192,010	3,141
2015-06-30 (YTD Data)		Rank
Total interest income	$5,050,000	2,368
Total interest expense	$847,000	1,629
Net interest income	$4,203,000	2,486
Provision for loan and lease losses	$250,000	1,275
Total noninterest income	$280,000	4,044
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$83,000	4,005
Trading account gains and fees	$0	157
Additional Noninterest Income	$197,000	3,659
Total noninterest expense	$3,111,000	2,818
Salaries and employee benefits	$1,541,000	3,026
Premises and equipment expense	$376,000	2,731
Additional noninterest expense	$1,194,000	2,440
Pre-tax net operating income	$1,122,000	2,865
Securities gains (losses)	$0	2,636
Applicable income taxes	$362,000	1,949
Income before extraordinary items	$760,000	3,260
Extraordinary gains, net	$0	22
Net income	$760,000	3,260
Minority interest net income	$0	75
Net income of bank and minority interests.	$760,000	3,261
Net charge-offs	$705,000	474
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$760,000	3,193
2015-03-31 (YTD Data)		Rank
Total interest income	$2,524,000	2,362
Total interest expense	$445,000	1,560
Net interest income	$2,079,000	2,512
Provision for loan and lease losses	$25,000	2,683
Total noninterest income	$154,000	3,866
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$41,000	4,018
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	3,409
Total noninterest expense	$1,553,000	2,833
Salaries and employee benefits	$774,000	3,037
Premises and equipment expense	$185,000	2,800
Additional noninterest expense	$594,000	2,438
Pre-tax net operating income	$655,000	2,541
Securities gains (losses)	$0	2,027
Applicable income taxes	$198,000	1,836
Income before extraordinary items	$457,000	2,891
Extraordinary gains, net	$0	13
Net income	$457,000	2,894
Minority interest net income	$0	64
Net income of bank and minority interests.	$457,000	2,894
Net charge-offs	$209,000	699
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$457,000	2,817
2014-12-31 (YTD Data)		Rank
Total interest income	$10,355,000	2,323
Total interest expense	$2,152,000	1,362
Net interest income	$8,203,000	2,565
Provision for loan and lease losses	$715,000	1,114
Total noninterest income	$549,000	4,132
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$180,000	4,097
Trading account gains and fees	$0	180
Additional Noninterest Income	$369,000	3,723
Total noninterest expense	$6,556,000	2,744
Salaries and employee benefits	$3,321,000	2,872
Premises and equipment expense	$799,000	2,671
Additional noninterest expense	$2,436,000	2,458
Pre-tax net operating income	$1,481,000	3,504
Securities gains (losses)	$0	3,259
Applicable income taxes	$441,000	2,324
Income before extraordinary items	$1,040,000	3,896
Extraordinary gains, net	$0	17
Net income	$1,040,000	3,896
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,040,000	3,897
Net charge-offs	$1,446,000	672
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,040,000	3,840
2014-09-30 (YTD Data)		Rank
Total interest income	$7,815,000	2,333
Total interest expense	$1,660,000	1,325
Net interest income	$6,155,000	2,583
Provision for loan and lease losses	$575,000	1,030
Total noninterest income	$343,000	4,455
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$134,000	4,156
Trading account gains and fees	$0	174
Additional Noninterest Income	$209,000	4,145
Total noninterest expense	$4,896,000	2,758
Salaries and employee benefits	$2,456,000	2,905
Premises and equipment expense	$616,000	2,644
Additional noninterest expense	$1,824,000	2,476
Pre-tax net operating income	$1,027,000	3,709
Securities gains (losses)	$0	2,980
Applicable income taxes	$290,000	2,500
Income before extraordinary items	$737,000	4,041
Extraordinary gains, net	$0	15
Net income	$737,000	4,043
Minority interest net income	$0	81
Net income of bank and minority interests.	$737,000	4,043
Net charge-offs	$1,159,000	598
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$737,000	3,996
2014-06-30 (YTD Data)		Rank
Total interest income	$5,233,000	2,302
Total interest expense	$1,131,000	1,307
Net interest income	$4,102,000	2,578
Provision for loan and lease losses	$550,000	770
Total noninterest income	$222,000	4,509
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$87,000	4,188
Trading account gains and fees	$0	172
Additional Noninterest Income	$135,000	4,180
Total noninterest expense	$3,235,000	2,795
Salaries and employee benefits	$1,641,000	2,925
Premises and equipment expense	$395,000	2,732
Additional noninterest expense	$1,199,000	2,490
Pre-tax net operating income	$539,000	4,050
Securities gains (losses)	$0	2,580
Applicable income taxes	$128,000	2,812
Income before extraordinary items	$411,000	4,273
Extraordinary gains, net	$0	20
Net income	$411,000	4,277
Minority interest net income	$0	80
Net income of bank and minority interests.	$411,000	4,278
Net charge-offs	$798,000	600
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$411,000	4,215
2014-03-31 (YTD Data)		Rank
Total interest income	$2,615,000	2,309
Total interest expense	$578,000	1,296
Net interest income	$2,037,000	2,585
Provision for loan and lease losses	$425,000	523
Total noninterest income	$122,000	4,327
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$42,000	4,230
Trading account gains and fees	$0	147
Additional Noninterest Income	$80,000	3,893
Total noninterest expense	$1,592,000	2,849
Salaries and employee benefits	$811,000	2,966
Premises and equipment expense	$205,000	2,713
Additional noninterest expense	$576,000	2,579
Pre-tax net operating income	$142,000	4,923
Securities gains (losses)	$0	1,715
Applicable income taxes	$-4,000	6,408
Income before extraordinary items	$146,000	4,724
Extraordinary gains, net	$0	16
Net income	$146,000	4,726
Minority interest net income	$0	66
Net income of bank and minority interests.	$146,000	4,725
Net charge-offs	$541,000	472
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$146,000	4,670
2013-12-31 (YTD Data)		Rank
Total interest income	$10,524,000	2,305
Total interest expense	$2,633,000	1,274
Net interest income	$7,891,000	2,634
Provision for loan and lease losses	$1,175,000	969
Total noninterest income	$570,000	4,209
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$182,000	4,246
Trading account gains and fees	$0	184
Additional Noninterest Income	$388,000	3,711
Total noninterest expense	$6,597,000	2,764
Salaries and employee benefits	$3,316,000	2,909
Premises and equipment expense	$775,000	2,759
Additional noninterest expense	$2,506,000	2,458
Pre-tax net operating income	$689,000	4,615
Securities gains (losses)	$0	3,182
Applicable income taxes	$-222,000	6,567
Income before extraordinary items	$911,000	4,057
Extraordinary gains, net	$0	29
Net income	$911,000	4,060
Minority interest net income	$0	90
Net income of bank and minority interests.	$911,000	4,060
Net charge-offs	$1,056,000	1,220
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$911,000	4,012
2013-09-30 (YTD Data)		Rank
Total interest income	$7,982,000	2,292
Total interest expense	$2,016,000	1,291
Net interest income	$5,966,000	2,630
Provision for loan and lease losses	$575,000	1,372
Total noninterest income	$397,000	4,398
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$135,000	4,313
Trading account gains and fees	$0	180
Additional Noninterest Income	$262,000	3,955
Total noninterest expense	$4,931,000	2,780
Salaries and employee benefits	$2,434,000	2,971
Premises and equipment expense	$594,000	2,745
Additional noninterest expense	$1,903,000	2,411
Pre-tax net operating income	$857,000	3,941
Securities gains (losses)	$0	3,040
Applicable income taxes	$-149,000	6,718
Income before extraordinary items	$1,006,000	3,414
Extraordinary gains, net	$0	25
Net income	$1,006,000	3,417
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,006,000	3,418
Net charge-offs	$829,000	1,144
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,006,000	3,344
2013-06-30 (YTD Data)		Rank
Total interest income	$5,342,000	2,290
Total interest expense	$1,378,000	1,296
Net interest income	$3,964,000	2,626
Provision for loan and lease losses	$550,000	1,076
Total noninterest income	$280,000	4,334
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$90,000	4,299
Trading account gains and fees	$0	157
Additional Noninterest Income	$190,000	3,871
Total noninterest expense	$3,263,000	2,796
Salaries and employee benefits	$1,621,000	2,990
Premises and equipment expense	$368,000	2,894
Additional noninterest expense	$1,274,000	2,398
Pre-tax net operating income	$431,000	4,369
Securities gains (losses)	$0	2,791
Applicable income taxes	$-289,000	6,843
Income before extraordinary items	$720,000	3,258
Extraordinary gains, net	$0	22
Net income	$720,000	3,259
Minority interest net income	$0	82
Net income of bank and minority interests.	$720,000	3,261
Net charge-offs	$526,000	1,224
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$720,000	3,166
2013-03-31 (YTD Data)		Rank
Total interest income	$2,676,000	2,310
Total interest expense	$709,000	1,298
Net interest income	$1,967,000	2,655
Provision for loan and lease losses	$450,000	738
Total noninterest income	$168,000	3,965
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$44,000	4,324
Trading account gains and fees	$0	148
Additional Noninterest Income	$124,000	3,449
Total noninterest expense	$1,654,000	2,794
Salaries and employee benefits	$805,000	3,038
Premises and equipment expense	$188,000	2,879
Additional noninterest expense	$661,000	2,341
Pre-tax net operating income	$31,000	6,033
Securities gains (losses)	$0	1,966
Applicable income taxes	$-432,000	6,985
Income before extraordinary items	$463,000	2,738
Extraordinary gains, net	$0	10
Net income	$463,000	2,742
Minority interest net income	$0	76
Net income of bank and minority interests.	$463,000	2,741
Net charge-offs	$221,000	1,279
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$463,000	2,656
2012-12-31 (YTD Data)		Rank
Total interest income	$12,194,000	2,140
Total interest expense	$3,446,000	1,306
Net interest income	$8,748,000	2,448
Provision for loan and lease losses	$3,250,000	716
Total noninterest income	$536,000	4,377
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$200,000	4,264
Trading account gains and fees	$0	166
Additional Noninterest Income	$336,000	3,888
Total noninterest expense	$7,081,000	2,635
Salaries and employee benefits	$3,512,000	2,777
Premises and equipment expense	$811,000	2,711
Additional noninterest expense	$2,758,000	2,354
Pre-tax net operating income	$-1,047,000	6,679
Securities gains (losses)	$0	3,810
Applicable income taxes	$-86,000	6,682
Income before extraordinary items	$-961,000	6,713
Extraordinary gains, net	$0	29
Net income	$-961,000	6,708
Minority interest net income	$0	93
Net income of bank and minority interests.	$-961,000	6,709
Net charge-offs	$1,826,000	1,238
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-961,000	6,669
2012-09-30 (YTD Data)		Rank
Total interest income	$9,374,000	2,134
Total interest expense	$2,675,000	1,320
Net interest income	$6,699,000	2,451
Provision for loan and lease losses	$2,350,000	746
Total noninterest income	$435,000	4,276
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$150,000	4,314
Trading account gains and fees	$0	157
Additional Noninterest Income	$285,000	3,753
Total noninterest expense	$5,335,000	2,637
Salaries and employee benefits	$2,616,000	2,806
Premises and equipment expense	$599,000	2,780
Additional noninterest expense	$2,120,000	2,289
Pre-tax net operating income	$-551,000	6,708
Securities gains (losses)	$0	3,575
Applicable income taxes	$-86,000	6,896
Income before extraordinary items	$-465,000	6,744
Extraordinary gains, net	$0	20
Net income	$-465,000	6,742
Minority interest net income	$0	86
Net income of bank and minority interests.	$-465,000	6,742
Net charge-offs	$1,434,000	1,149
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-465,000	6,684
2012-06-30 (YTD Data)		Rank
Total interest income	$6,384,000	2,104
Total interest expense	$1,811,000	1,343
Net interest income	$4,573,000	2,388
Provision for loan and lease losses	$1,250,000	912
Total noninterest income	$292,000	4,264
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$100,000	4,306
Trading account gains and fees	$0	153
Additional Noninterest Income	$192,000	3,739
Total noninterest expense	$3,629,000	2,606
Salaries and employee benefits	$1,765,000	2,779
Premises and equipment expense	$401,000	2,768
Additional noninterest expense	$1,463,000	2,207
Pre-tax net operating income	$-14,000	6,357
Securities gains (losses)	$0	3,178
Applicable income taxes	$8,000	4,301
Income before extraordinary items	$-22,000	6,507
Extraordinary gains, net	$0	19
Net income	$-22,000	6,507
Minority interest net income	$0	84
Net income of bank and minority interests.	$-22,000	6,507
Net charge-offs	$724,000	1,406
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-22,000	6,389
2012-03-31 (YTD Data)		Rank
Total interest income	$3,194,000	2,120
Total interest expense	$946,000	1,336
Net interest income	$2,248,000	2,432
Provision for loan and lease losses	$700,000	818
Total noninterest income	$126,000	4,560
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$86,000	3,236
Trading account gains and fees	$0	148
Additional Noninterest Income	$40,000	5,029
Total noninterest expense	$1,939,000	2,438
Salaries and employee benefits	$933,000	2,660
Premises and equipment expense	$193,000	2,858
Additional noninterest expense	$813,000	2,003
Pre-tax net operating income	$-265,000	6,919
Securities gains (losses)	$0	2,210
Applicable income taxes	$-86,000	7,149
Income before extraordinary items	$-179,000	6,889
Extraordinary gains, net	$0	19
Net income	$-179,000	6,890
Minority interest net income	$0	78
Net income of bank and minority interests.	$-179,000	6,890
Net charge-offs	$177,000	1,949
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-179,000	6,851
2011-12-31 (YTD Data)		Rank
Total interest income	$14,268,000	1,972
Total interest expense	$4,695,000	1,298
Net interest income	$9,573,000	2,284
Provision for loan and lease losses	$1,375,000	2,004
Total noninterest income	$375,000	4,889
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$355,000	3,276
Trading account gains and fees	$0	146
Additional Noninterest Income	$20,000	6,376
Total noninterest expense	$6,899,000	2,696
Salaries and employee benefits	$3,432,000	2,787
Premises and equipment expense	$768,000	3,001
Additional noninterest expense	$2,699,000	2,442
Pre-tax net operating income	$1,674,000	2,840
Securities gains (losses)	$-35,000	6,978
Applicable income taxes	$512,000	2,006
Income before extraordinary items	$1,127,000	3,305
Extraordinary gains, net	$0	29
Net income	$1,127,000	3,308
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,127,000	3,308
Net charge-offs	$1,338,000	2,026
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,151,150	3,177
2011-09-30 (YTD Data)		Rank
Total interest income	$10,853,000	1,974
Total interest expense	$3,704,000	1,284
Net interest income	$7,149,000	2,300
Provision for loan and lease losses	$1,175,000	1,774
Total noninterest income	$243,000	5,165
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$261,000	3,327
Trading account gains and fees	$0	145
Additional Noninterest Income	$-18,000	6,947
Total noninterest expense	$5,205,000	2,691
Salaries and employee benefits	$2,543,000	2,815
Premises and equipment expense	$582,000	3,006
Additional noninterest expense	$2,080,000	2,378
Pre-tax net operating income	$1,012,000	3,295
Securities gains (losses)	$-35,000	7,119
Applicable income taxes	$286,000	2,322
Income before extraordinary items	$691,000	3,772
Extraordinary gains, net	$0	21
Net income	$691,000	3,774
Minority interest net income	$0	87
Net income of bank and minority interests.	$691,000	3,774
Net charge-offs	$1,117,000	1,792
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$715,850	3,608
2011-06-30 (YTD Data)		Rank
Total interest income	$7,273,000	1,974
Total interest expense	$2,530,000	1,303
Net interest income	$4,743,000	2,314
Provision for loan and lease losses	$950,000	1,536
Total noninterest income	$166,000	5,139
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$169,000	3,358
Trading account gains and fees	$0	153
Additional Noninterest Income	$-3,000	6,991
Total noninterest expense	$3,508,000	2,684
Salaries and employee benefits	$1,707,000	2,827
Premises and equipment expense	$372,000	3,113
Additional noninterest expense	$1,429,000	2,349
Pre-tax net operating income	$451,000	4,001
Securities gains (losses)	$-35,000	7,194
Applicable income taxes	$111,000	2,776
Income before extraordinary items	$305,000	4,420
Extraordinary gains, net	$0	15
Net income	$305,000	4,419
Minority interest net income	$0	89
Net income of bank and minority interests.	$305,000	4,421
Net charge-offs	$936,000	1,527
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$330,550	4,212
2011-03-31 (YTD Data)		Rank
Total interest income	$3,624,000	1,985
Total interest expense	$1,307,000	1,305
Net interest income	$2,317,000	2,357
Provision for loan and lease losses	$800,000	1,013
Total noninterest income	$112,000	4,711
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$81,000	3,410
Trading account gains and fees	$0	158
Additional Noninterest Income	$31,000	5,357
Total noninterest expense	$1,822,000	2,605
Salaries and employee benefits	$859,000	2,815
Premises and equipment expense	$187,000	3,156
Additional noninterest expense	$776,000	2,165
Pre-tax net operating income	$-193,000	6,819
Securities gains (losses)	$0	1,772
Applicable income taxes	$-99,000	7,286
Income before extraordinary items	$-94,000	6,708
Extraordinary gains, net	$0	9
Net income	$-94,000	6,708
Minority interest net income	$0	86
Net income of bank and minority interests.	$-94,000	6,708
Net charge-offs	$314,000	1,706
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-94,000	6,696
2010-12-31 (YTD Data)		Rank
Total interest income	$15,231,000	1,987
Total interest expense	$6,196,000	1,335
Net interest income	$9,035,000	2,418
Provision for loan and lease losses	$1,305,000	2,653
Total noninterest income	$278,000	5,513
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$326,000	3,470
Trading account gains and fees	$0	175
Additional Noninterest Income	$-48,000	7,114
Total noninterest expense	$6,861,000	2,771
Salaries and employee benefits	$3,377,000	2,817
Premises and equipment expense	$855,000	2,820
Additional noninterest expense	$2,629,000	2,566
Pre-tax net operating income	$1,147,000	3,155
Securities gains (losses)	$0	3,793
Applicable income taxes	$297,000	2,368
Income before extraordinary items	$850,000	3,518
Extraordinary gains, net	$0	29
Net income	$850,000	3,515
Minority interest net income	$0	111
Net income of bank and minority interests.	$850,000	3,518
Net charge-offs	$473,000	3,731
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$850,000	3,395
2010-09-30 (YTD Data)		Rank
Total interest income	$11,481,000	2,019
Total interest expense	$4,767,000	1,349
Net interest income	$6,714,000	2,471
Provision for loan and lease losses	$805,000	2,841
Total noninterest income	$279,000	5,162
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$242,000	3,557
Trading account gains and fees	$0	165
Additional Noninterest Income	$37,000	6,263
Total noninterest expense	$5,054,000	2,812
Salaries and employee benefits	$2,482,000	2,860
Premises and equipment expense	$663,000	2,797
Additional noninterest expense	$1,909,000	2,590
Pre-tax net operating income	$1,134,000	2,874
Securities gains (losses)	$0	3,651
Applicable income taxes	$334,000	2,047
Income before extraordinary items	$800,000	3,281
Extraordinary gains, net	$0	23
Net income	$800,000	3,279
Minority interest net income	$0	110
Net income of bank and minority interests.	$800,000	3,281
Net charge-offs	$154,000	4,480
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$800,000	3,155
2010-06-30 (YTD Data)		Rank
Total interest income	$7,641,000	2,043
Total interest expense	$3,229,000	1,386
Net interest income	$4,412,000	2,508
Provision for loan and lease losses	$305,000	3,565
Total noninterest income	$197,000	5,053
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$159,000	3,587
Trading account gains and fees	$0	152
Additional Noninterest Income	$38,000	5,906
Total noninterest expense	$3,374,000	2,816
Salaries and employee benefits	$1,655,000	2,880
Premises and equipment expense	$436,000	2,846
Additional noninterest expense	$1,283,000	2,573
Pre-tax net operating income	$930,000	2,522
Securities gains (losses)	$0	3,184
Applicable income taxes	$305,000	1,720
Income before extraordinary items	$625,000	2,989
Extraordinary gains, net	$0	19
Net income	$625,000	2,985
Minority interest net income	$0	105
Net income of bank and minority interests.	$625,000	2,988
Net charge-offs	$132,000	3,957
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$625,000	2,873
2010-03-31 (YTD Data)		Rank
Total interest income	$3,817,000	2,092
Total interest expense	$1,639,000	1,440
Net interest income	$2,178,000	2,578
Provision for loan and lease losses	$80,000	4,236
Total noninterest income	$92,000	5,193
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$75,000	3,697
Trading account gains and fees	$0	175
Additional Noninterest Income	$17,000	6,134
Total noninterest expense	$1,651,000	2,888
Salaries and employee benefits	$817,000	2,957
Premises and equipment expense	$203,000	3,081
Additional noninterest expense	$631,000	2,590
Pre-tax net operating income	$539,000	2,274
Securities gains (losses)	$0	2,284
Applicable income taxes	$176,000	1,558
Income before extraordinary items	$363,000	2,736
Extraordinary gains, net	$0	16
Net income	$363,000	2,734
Minority interest net income	$0	91
Net income of bank and minority interests.	$363,000	2,736
Net charge-offs	$44,000	3,838
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$363,000	2,625
2009-12-31 (YTD Data)		Rank
Total interest income	$15,859,000	2,131
Total interest expense	$7,396,000	1,594
Net interest income	$8,463,000	2,570
Provision for loan and lease losses	$825,000	3,797
Total noninterest income	$474,000	4,827
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$304,000	3,853
Trading account gains and fees	$0	211
Additional Noninterest Income	$170,000	4,908
Total noninterest expense	$6,375,000	3,029
Salaries and employee benefits	$3,076,000	3,101
Premises and equipment expense	$834,000	3,016
Additional noninterest expense	$2,465,000	2,777
Pre-tax net operating income	$1,737,000	2,142
Securities gains (losses)	$-8,000	6,985
Applicable income taxes	$427,000	1,703
Income before extraordinary items	$1,302,000	2,349
Extraordinary gains, net	$0	34
Net income	$1,302,000	2,347
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,302,000	2,348
Net charge-offs	$464,000	3,892
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,308,000	2,293
2009-09-30 (YTD Data)		Rank
Total interest income	$12,037,000	2,149
Total interest expense	$5,637,000	1,644
Net interest income	$6,400,000	2,545
Provision for loan and lease losses	$475,000	3,876
Total noninterest income	$354,000	4,895
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$222,000	3,911
Trading account gains and fees	$0	212
Additional Noninterest Income	$132,000	4,981
Total noninterest expense	$4,806,000	3,021
Salaries and employee benefits	$2,232,000	3,225
Premises and equipment expense	$628,000	3,043
Additional noninterest expense	$1,946,000	2,633
Pre-tax net operating income	$1,473,000	2,082
Securities gains (losses)	$-8,000	7,209
Applicable income taxes	$370,000	1,713
Income before extraordinary items	$1,095,000	2,328
Extraordinary gains, net	$0	27
Net income	$1,095,000	2,324
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,095,000	2,327
Net charge-offs	$38,000	5,868
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,101,000	2,275
2009-06-30 (YTD Data)		Rank
Total interest income	$8,180,000	2,148
Total interest expense	$3,791,000	1,707
Net interest income	$4,389,000	2,458
Provision for loan and lease losses	$275,000	3,863
Total noninterest income	$252,000	4,793
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$142,000	3,986
Trading account gains and fees	$0	193
Additional Noninterest Income	$110,000	4,632
Total noninterest expense	$3,226,000	3,030
Salaries and employee benefits	$1,491,000	3,253
Premises and equipment expense	$390,000	3,251
Additional noninterest expense	$1,345,000	2,567
Pre-tax net operating income	$1,140,000	1,907
Securities gains (losses)	$-8,000	7,458
Applicable income taxes	$283,000	1,599
Income before extraordinary items	$849,000	2,141
Extraordinary gains, net	$0	21
Net income	$849,000	2,139
Minority interest net income	$0	112
Net income of bank and minority interests.	$849,000	2,140
Net charge-offs	$23,000	5,517
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$855,000	2,061
2009-03-31 (YTD Data)		Rank
Total interest income	$4,158,000	2,138
Total interest expense	$1,901,000	1,777
Net interest income	$2,257,000	2,400
Provision for loan and lease losses	$18,000	5,948
Total noninterest income	$100,000	5,221
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$68,000	4,022
Trading account gains and fees	$0	171
Additional Noninterest Income	$32,000	5,513
Total noninterest expense	$1,463,000	3,201
Salaries and employee benefits	$749,000	3,278
Premises and equipment expense	$189,000	3,383
Additional noninterest expense	$525,000	2,878
Pre-tax net operating income	$876,000	1,475
Securities gains (losses)	$-8,000	7,812
Applicable income taxes	$224,000	1,333
Income before extraordinary items	$644,000	1,678
Extraordinary gains, net	$0	15
Net income	$644,000	1,679
Minority interest net income	$0	102
Net income of bank and minority interests.	$644,000	1,680
Net charge-offs	$17,000	4,442
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$649,920	1,583
2008-12-31 (YTD Data)		Rank
Total interest income	$17,460,000	2,171
Total interest expense	$9,369,000	1,726
Net interest income	$8,091,000	2,673
Provision for loan and lease losses	$168,000	5,437
Total noninterest income	$387,000	5,333
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$293,000	4,056
Trading account gains and fees	$0	154
Additional Noninterest Income	$94,000	6,009
Total noninterest expense	$5,828,000	3,162
Salaries and employee benefits	$2,986,000	3,259
Premises and equipment expense	$887,000	2,908
Additional noninterest expense	$1,955,000	2,920
Pre-tax net operating income	$2,482,000	2,101
Securities gains (losses)	$0	3,220
Applicable income taxes	$621,000	1,630
Income before extraordinary items	$1,861,000	2,138
Extraordinary gains, net	$0	39
Net income	$1,861,000	2,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	4,371
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,861,000	2,250
2008-09-30 (YTD Data)		Rank
Total interest income	$13,200,000	2,206
Total interest expense	$7,354,000	1,724
Net interest income	$5,846,000	2,786
Provision for loan and lease losses	$106,000	5,087
Total noninterest income	$291,000	5,423
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$217,000	4,095
Trading account gains and fees	$0	148
Additional Noninterest Income	$74,000	6,057
Total noninterest expense	$4,355,000	3,150
Salaries and employee benefits	$2,217,000	3,339
Premises and equipment expense	$678,000	2,890
Additional noninterest expense	$1,460,000	2,843
Pre-tax net operating income	$1,676,000	2,616
Securities gains (losses)	$0	3,106
Applicable income taxes	$367,000	2,254
Income before extraordinary items	$1,309,000	2,586
Extraordinary gains, net	$0	31
Net income	$1,309,000	2,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,926
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,309,000	2,711
2008-06-30 (YTD Data)		Rank
Total interest income	$8,817,000	2,233
Total interest expense	$5,152,000	1,706
Net interest income	$3,665,000	2,942
Provision for loan and lease losses	$89,000	4,498
Total noninterest income	$184,000	5,609
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$141,000	4,160
Trading account gains and fees	$0	149
Additional Noninterest Income	$43,000	6,338
Total noninterest expense	$2,877,000	3,186
Salaries and employee benefits	$1,483,000	3,363
Premises and equipment expense	$428,000	3,032
Additional noninterest expense	$966,000	2,834
Pre-tax net operating income	$883,000	3,216
Securities gains (losses)	$0	3,233
Applicable income taxes	$130,000	3,177
Income before extraordinary items	$753,000	3,178
Extraordinary gains, net	$0	21
Net income	$753,000	3,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	3,194
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$753,000	3,125
2008-03-31 (YTD Data)		Rank
Total interest income	$4,439,000	2,271
Total interest expense	$2,711,000	1,734
Net interest income	$1,728,000	3,113
Provision for loan and lease losses	$54,000	3,716
Total noninterest income	$97,000	5,495
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$68,000	4,202
Trading account gains and fees	$0	158
Additional Noninterest Income	$29,000	5,952
Total noninterest expense	$1,449,000	3,164
Salaries and employee benefits	$743,000	3,384
Premises and equipment expense	$222,000	2,948
Additional noninterest expense	$484,000	2,805
Pre-tax net operating income	$322,000	3,985
Securities gains (losses)	$0	2,688
Applicable income taxes	$-16,000	7,878
Income before extraordinary items	$338,000	3,554
Extraordinary gains, net	$0	15
Net income	$338,000	3,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,388
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$338,000	3,453
2007-12-31 (YTD Data)		Rank
Total interest income	$17,871,000	2,301
Total interest expense	$10,912,000	1,825
Net interest income	$6,959,000	3,125
Provision for loan and lease losses	$15,000	6,431
Total noninterest income	$388,000	5,556
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$278,000	4,243
Trading account gains and fees	$0	178
Additional Noninterest Income	$110,000	6,071
Total noninterest expense	$5,621,000	3,136
Salaries and employee benefits	$2,952,000	3,266
Premises and equipment expense	$855,000	2,921
Additional noninterest expense	$1,814,000	2,909
Pre-tax net operating income	$1,711,000	3,650
Securities gains (losses)	$0	2,146
Applicable income taxes	$232,000	3,693
Income before extraordinary items	$1,479,000	3,479
Extraordinary gains, net	$0	39
Net income	$1,479,000	3,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,321
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,479,000	3,469
2007-09-30 (YTD Data)		Rank
Total interest income	$13,354,000	2,320
Total interest expense	$8,102,000	1,832
Net interest income	$5,252,000	3,105
Provision for loan and lease losses	$7,000	6,306
Total noninterest income	$288,000	5,619
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$199,000	4,351
Trading account gains and fees	$0	184
Additional Noninterest Income	$89,000	5,996
Total noninterest expense	$4,147,000	3,152
Salaries and employee benefits	$2,172,000	3,310
Premises and equipment expense	$622,000	2,983
Additional noninterest expense	$1,353,000	2,867
Pre-tax net operating income	$1,386,000	3,641
Securities gains (losses)	$0	1,655
Applicable income taxes	$214,000	3,640
Income before extraordinary items	$1,172,000	3,522
Extraordinary gains, net	$0	33
Net income	$1,172,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,441
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,172,000	3,508
2007-06-30 (YTD Data)		Rank
Total interest income	$8,805,000	2,365
Total interest expense	$5,310,000	1,871
Net interest income	$3,495,000	3,124
Provision for loan and lease losses	$3,000	6,090
Total noninterest income	$179,000	5,794
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$129,000	4,409
Trading account gains and fees	$0	168
Additional Noninterest Income	$50,000	6,275
Total noninterest expense	$2,751,000	3,190
Salaries and employee benefits	$1,450,000	3,340
Premises and equipment expense	$417,000	2,996
Additional noninterest expense	$884,000	2,926
Pre-tax net operating income	$920,000	3,714
Securities gains (losses)	$0	1,444
Applicable income taxes	$159,000	3,562
Income before extraordinary items	$761,000	3,633
Extraordinary gains, net	$0	29
Net income	$761,000	3,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$761,000	3,609
2007-03-31 (YTD Data)		Rank
Total interest income	$4,349,000	2,388
Total interest expense	$2,599,000	1,885
Net interest income	$1,750,000	3,126
Provision for loan and lease losses	$1,000	5,727
Total noninterest income	$89,000	5,768
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$60,000	4,528
Trading account gains and fees	$0	195
Additional Noninterest Income	$29,000	6,041
Total noninterest expense	$1,355,000	3,232
Salaries and employee benefits	$716,000	3,394
Premises and equipment expense	$207,000	3,020
Additional noninterest expense	$432,000	2,968
Pre-tax net operating income	$483,000	3,610
Securities gains (losses)	$0	1,187
Applicable income taxes	$99,000	3,281
Income before extraordinary items	$384,000	3,593
Extraordinary gains, net	$0	22
Net income	$384,000	3,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$384,000	3,571
2006-12-31 (YTD Data)		Rank
Total interest income	$16,559,000	2,351
Total interest expense	$8,968,000	1,858
Net interest income	$7,591,000	2,887
Provision for loan and lease losses	$77,000	5,061
Total noninterest income	$306,000	6,141
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$238,000	4,614
Trading account gains and fees	$0	130
Additional Noninterest Income	$68,000	6,891
Total noninterest expense	$5,584,000	3,049
Salaries and employee benefits	$2,858,000	3,267
Premises and equipment expense	$915,000	2,681
Additional noninterest expense	$1,811,000	2,804
Pre-tax net operating income	$2,236,000	3,396
Securities gains (losses)	$0	1,687
Applicable income taxes	$507,000	3,144
Income before extraordinary items	$1,729,000	3,449
Extraordinary gains, net	$0	51
Net income	$1,729,000	3,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	3,821
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,729,000	3,434
2006-09-30 (YTD Data)		Rank
Total interest income	$12,284,000	2,364
Total interest expense	$6,432,000	1,875
Net interest income	$5,852,000	2,832
Provision for loan and lease losses	$49,000	5,100
Total noninterest income	$237,000	6,136
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$176,000	4,693
Trading account gains and fees	$0	126
Additional Noninterest Income	$61,000	6,658
Total noninterest expense	$4,113,000	3,099
Salaries and employee benefits	$2,098,000	3,317
Premises and equipment expense	$709,000	2,604
Additional noninterest expense	$1,306,000	2,886
Pre-tax net operating income	$1,927,000	3,201
Securities gains (losses)	$0	1,388
Applicable income taxes	$470,000	2,942
Income before extraordinary items	$1,457,000	3,263
Extraordinary gains, net	$0	45
Net income	$1,457,000	3,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,575
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,457,000	3,258
2006-06-30 (YTD Data)		Rank
Total interest income	$8,110,000	2,343
Total interest expense	$4,108,000	1,862
Net interest income	$4,002,000	2,785
Provision for loan and lease losses	$38,000	4,803
Total noninterest income	$157,000	6,156
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$113,000	4,738
Trading account gains and fees	$0	126
Additional Noninterest Income	$44,000	6,558
Total noninterest expense	$2,720,000	3,124
Salaries and employee benefits	$1,403,000	3,318
Premises and equipment expense	$466,000	2,636
Additional noninterest expense	$851,000	2,962
Pre-tax net operating income	$1,401,000	3,018
Securities gains (losses)	$0	1,185
Applicable income taxes	$357,000	2,797
Income before extraordinary items	$1,044,000	3,117
Extraordinary gains, net	$0	39
Net income	$1,044,000	3,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,063
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,044,000	3,102
2006-03-31 (YTD Data)		Rank
Total interest income	$3,987,000	2,332
Total interest expense	$1,973,000	1,845
Net interest income	$2,014,000	2,765
Provision for loan and lease losses	$5,000	5,672
Total noninterest income	$83,000	5,997
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$55,000	4,737
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,187
Total noninterest expense	$1,362,000	3,137
Salaries and employee benefits	$706,000	3,311
Premises and equipment expense	$248,000	2,481
Additional noninterest expense	$408,000	3,066
Pre-tax net operating income	$730,000	2,895
Securities gains (losses)	$0	955
Applicable income taxes	$189,000	2,686
Income before extraordinary items	$541,000	2,970
Extraordinary gains, net	$0	21
Net income	$541,000	2,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,757
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$541,000	2,954
2005-12-31 (YTD Data)		Rank
Total interest income	$15,718,000	2,119
Total interest expense	$6,978,000	1,633
Net interest income	$8,740,000	2,489
Provision for loan and lease losses	$39,000	6,015
Total noninterest income	$289,000	6,391
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$212,000	4,914
Trading account gains and fees	$0	138
Additional Noninterest Income	$77,000	6,809
Total noninterest expense	$5,520,000	2,971
Salaries and employee benefits	$2,712,000	3,249
Premises and equipment expense	$750,000	3,065
Additional noninterest expense	$2,058,000	2,416
Pre-tax net operating income	$3,470,000	2,474
Securities gains (losses)	$0	2,296
Applicable income taxes	$914,000	2,381
Income before extraordinary items	$2,556,000	2,558
Extraordinary gains, net	$0	46
Net income	$2,556,000	2,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,723
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,556,000	2,531
2005-09-30 (YTD Data)		Rank
Total interest income	$11,713,000	2,084
Total interest expense	$5,083,000	1,582
Net interest income	$6,630,000	2,455
Provision for loan and lease losses	$11,000	6,464
Total noninterest income	$215,000	6,441
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$153,000	5,029
Trading account gains and fees	$0	126
Additional Noninterest Income	$62,000	6,714
Total noninterest expense	$4,092,000	2,960
Salaries and employee benefits	$1,978,000	3,305
Premises and equipment expense	$534,000	3,175
Additional noninterest expense	$1,580,000	2,331
Pre-tax net operating income	$2,742,000	2,393
Securities gains (losses)	$0	2,317
Applicable income taxes	$727,000	2,339
Income before extraordinary items	$2,015,000	2,470
Extraordinary gains, net	$0	35
Net income	$2,015,000	2,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,516
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,015,000	2,444
2005-06-30 (YTD Data)		Rank
Total interest income	$7,778,000	2,031
Total interest expense	$3,269,000	1,539
Net interest income	$4,509,000	2,397
Provision for loan and lease losses	$7,000	6,262
Total noninterest income	$137,000	6,517
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$97,000	5,104
Trading account gains and fees	$0	116
Additional Noninterest Income	$40,000	6,773
Total noninterest expense	$2,706,000	2,972
Salaries and employee benefits	$1,330,000	3,260
Premises and equipment expense	$317,000	3,461
Additional noninterest expense	$1,059,000	2,302
Pre-tax net operating income	$1,933,000	2,248
Securities gains (losses)	$0	2,146
Applicable income taxes	$511,000	2,245
Income before extraordinary items	$1,422,000	2,317
Extraordinary gains, net	$0	30
Net income	$1,422,000	2,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,991
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,422,000	2,287
2005-03-31 (YTD Data)		Rank
Total interest income	$3,880,000	2,004
Total interest expense	$1,603,000	1,493
Net interest income	$2,277,000	2,362
Provision for loan and lease losses	$6,000	5,706
Total noninterest income	$71,000	6,402
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$48,000	5,081
Trading account gains and fees	$0	115
Additional Noninterest Income	$23,000	6,629
Total noninterest expense	$1,309,000	3,080
Salaries and employee benefits	$661,000	3,275
Premises and equipment expense	$146,000	3,725
Additional noninterest expense	$502,000	2,429
Pre-tax net operating income	$1,033,000	2,110
Securities gains (losses)	$0	1,685
Applicable income taxes	$293,000	2,009
Income before extraordinary items	$740,000	2,228
Extraordinary gains, net	$0	24
Net income	$740,000	2,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,095
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$740,000	2,187
2004-12-31 (YTD Data)		Rank
Total interest income	$15,920,000	1,801
Total interest expense	$6,630,000	1,236
Net interest income	$9,290,000	2,197
Provision for loan and lease losses	$160,000	4,119
Total noninterest income	$286,000	6,506
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$194,000	5,290
Trading account gains and fees	$0	138
Additional Noninterest Income	$92,000	6,549
Total noninterest expense	$4,983,000	3,126
Salaries and employee benefits	$2,417,000	3,441
Premises and equipment expense	$624,000	3,423
Additional noninterest expense	$1,942,000	2,488
Pre-tax net operating income	$4,433,000	1,874
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,462,000	1,638
Income before extraordinary items	$2,971,000	2,094
Extraordinary gains, net	$0	34
Net income	$2,971,000	2,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	3,012
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,971,000	2,053
2004-09-30 (YTD Data)		Rank
Total interest income	$11,996,000	1,767
Total interest expense	$4,979,000	1,205
Net interest income	$7,017,000	2,158
Provision for loan and lease losses	$108,000	4,154
Total noninterest income	$201,000	6,665
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$143,000	5,373
Trading account gains and fees	$0	134
Additional Noninterest Income	$58,000	6,846
Total noninterest expense	$3,645,000	3,178
Salaries and employee benefits	$1,741,000	3,523
Premises and equipment expense	$467,000	3,450
Additional noninterest expense	$1,437,000	2,480
Pre-tax net operating income	$3,465,000	1,818
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,176,000	1,561
Income before extraordinary items	$2,289,000	2,053
Extraordinary gains, net	$0	26
Net income	$2,289,000	2,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,767
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,289,000	1,998
2004-06-30 (YTD Data)		Rank
Total interest income	$8,024,000	1,758
Total interest expense	$3,311,000	1,188
Net interest income	$4,713,000	2,129
Provision for loan and lease losses	$75,000	3,988
Total noninterest income	$124,000	6,836
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$92,000	5,442
Trading account gains and fees	$0	130
Additional Noninterest Income	$32,000	7,137
Total noninterest expense	$2,382,000	3,238
Salaries and employee benefits	$1,113,000	3,663
Premises and equipment expense	$295,000	3,605
Additional noninterest expense	$974,000	2,443
Pre-tax net operating income	$2,380,000	1,767
Securities gains (losses)	$0	3,413
Applicable income taxes	$860,000	1,449
Income before extraordinary items	$1,520,000	2,045
Extraordinary gains, net	$0	21
Net income	$1,520,000	2,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,567
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,520,000	1,995
2004-03-31 (YTD Data)		Rank
Total interest income	$4,034,000	1,745
Total interest expense	$1,683,000	1,184
Net interest income	$2,351,000	2,135
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$68,000	6,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$45,000	5,435
Trading account gains and fees	$0	121
Additional Noninterest Income	$23,000	6,579
Total noninterest expense	$1,253,000	3,089
Salaries and employee benefits	$631,000	3,321
Premises and equipment expense	$137,000	3,844
Additional noninterest expense	$485,000	2,434
Pre-tax net operating income	$1,136,000	1,808
Securities gains (losses)	$0	2,934
Applicable income taxes	$482,000	1,335
Income before extraordinary items	$654,000	2,313
Extraordinary gains, net	$0	16
Net income	$654,000	2,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,469
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$654,000	2,229
2003-12-31 (YTD Data)		Rank
Total interest income	$17,161,000	1,663
Total interest expense	$7,338,000	1,210
Net interest income	$9,823,000	1,992
Provision for loan and lease losses	$199,000	4,051
Total noninterest income	$287,000	6,685
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$190,000	5,378
Trading account gains and fees	$0	160
Additional Noninterest Income	$97,000	6,585
Total noninterest expense	$4,840,000	3,132
Salaries and employee benefits	$2,457,000	3,318
Premises and equipment expense	$580,000	3,624
Additional noninterest expense	$1,803,000	2,635
Pre-tax net operating income	$5,071,000	1,599
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,268,000	1,857
Income before extraordinary items	$3,803,000	1,634
Extraordinary gains, net	$0	54
Net income	$3,803,000	1,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,977
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,803,000	1,563
2003-09-30 (YTD Data)		Rank
Total interest income	$13,064,000	1,671
Total interest expense	$5,646,000	1,237
Net interest income	$7,418,000	1,985
Provision for loan and lease losses	$56,000	5,611
Total noninterest income	$210,000	6,765
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$138,000	5,469
Trading account gains and fees	$0	153
Additional Noninterest Income	$72,000	6,652
Total noninterest expense	$3,603,000	3,154
Salaries and employee benefits	$1,812,000	3,353
Premises and equipment expense	$447,000	3,538
Additional noninterest expense	$1,344,000	2,626
Pre-tax net operating income	$3,969,000	1,592
Securities gains (losses)	$0	4,204
Applicable income taxes	$996,000	1,862
Income before extraordinary items	$2,973,000	1,622
Extraordinary gains, net	$0	40
Net income	$2,973,000	1,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,377
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,973,000	1,551
2003-06-30 (YTD Data)		Rank
Total interest income	$8,794,000	1,673
Total interest expense	$3,863,000	1,241
Net interest income	$4,931,000	1,984
Provision for loan and lease losses	$20,000	6,304
Total noninterest income	$139,000	6,788
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$88,000	5,550
Trading account gains and fees	$0	150
Additional Noninterest Income	$51,000	6,530
Total noninterest expense	$2,376,000	3,189
Salaries and employee benefits	$1,209,000	3,346
Premises and equipment expense	$277,000	3,722
Additional noninterest expense	$890,000	2,642
Pre-tax net operating income	$2,674,000	1,573
Securities gains (losses)	$0	3,782
Applicable income taxes	$626,000	1,981
Income before extraordinary items	$2,048,000	1,582
Extraordinary gains, net	$0	30
Net income	$2,048,000	1,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,113
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,048,000	1,478
2003-03-31 (YTD Data)		Rank
Total interest income	$4,417,000	1,678
Total interest expense	$1,947,000	1,255
Net interest income	$2,470,000	1,981
Provision for loan and lease losses	$17,000	5,461
Total noninterest income	$76,000	6,544
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$42,000	5,576
Trading account gains and fees	$0	134
Additional Noninterest Income	$34,000	5,990
Total noninterest expense	$1,170,000	3,229
Salaries and employee benefits	$605,000	3,340
Premises and equipment expense	$133,000	3,855
Additional noninterest expense	$432,000	2,673
Pre-tax net operating income	$1,359,000	1,551
Securities gains (losses)	$0	2,891
Applicable income taxes	$221,000	2,535
Income before extraordinary items	$1,138,000	1,430
Extraordinary gains, net	$0	21
Net income	$1,138,000	1,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,762
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,138,000	1,342
2002-12-31 (YTD Data)		Rank
Total interest income	$18,464,000	1,664
Total interest expense	$8,642,000	1,296
Net interest income	$9,822,000	1,973
Provision for loan and lease losses	$213,000	4,230
Total noninterest income	$241,000	6,938
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$171,000	5,579
Trading account gains and fees	$0	153
Additional Noninterest Income	$70,000	7,078
Total noninterest expense	$5,025,000	2,915
Salaries and employee benefits	$2,540,000	3,076
Premises and equipment expense	$659,000	3,154
Additional noninterest expense	$1,826,000	2,514
Pre-tax net operating income	$4,825,000	1,686
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,420,000	1,724
Income before extraordinary items	$3,405,000	1,758
Extraordinary gains, net	$0	70
Net income	$3,405,000	1,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	3,043
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,405,000	1,703
2001-12-31 (YTD Data)		Rank
Total interest income	$19,885,000	1,711
Total interest expense	$12,112,000	1,348
Net interest income	$7,773,000	2,299
Provision for loan and lease losses	$197,000	4,179
Total noninterest income	$54,000	9,120
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$144,000	5,880
Trading account gains and fees	$0	177
Additional Noninterest Income	$-90,000	9,610
Total noninterest expense	$4,602,000	3,031
Salaries and employee benefits	$2,189,000	3,330
Premises and equipment expense	$566,000	3,532
Additional noninterest expense	$1,847,000	2,417
Pre-tax net operating income	$3,028,000	2,241
Securities gains (losses)	$0	4,612
Applicable income taxes	$647,000	2,827
Income before extraordinary items	$2,381,000	2,183
Extraordinary gains, net	$0	105
Net income	$2,381,000	2,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,764
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,381,000	2,115
2000-12-31 (YTD Data)		Rank
Total interest income	$19,486,000	1,778
Total interest expense	$12,207,000	1,412
Net interest income	$7,279,000	2,436
Provision for loan and lease losses	$90,000	5,514
Total noninterest income	$218,000	7,088
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$125,000	6,142
Trading account gains and fees	$0	180
Additional Noninterest Income	$93,000	6,597
Total noninterest expense	$4,061,000	3,293
Salaries and employee benefits	$1,920,000	3,597
Premises and equipment expense	$500,000	3,789
Additional noninterest expense	$1,641,000	2,599
Pre-tax net operating income	$3,346,000	2,164
Securities gains (losses)	$0	1,956
Applicable income taxes	$927,000	2,266
Income before extraordinary items	$2,419,000	2,138
Extraordinary gains, net	$0	38
Net income	$2,419,000	2,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,771
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,419,000	2,140
1999-12-31 (YTD Data)		Rank
Total interest income	$19,163,000	1,696
Total interest expense	$11,779,000	1,280
Net interest income	$7,384,000	2,390
Provision for loan and lease losses	$448,000	1,932
Total noninterest income	$213,000	7,344
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$96,000	6,793
Trading account gains and fees	$0	173
Additional Noninterest Income	$117,000	6,247
Total noninterest expense	$4,059,000	3,270
Salaries and employee benefits	$1,806,000	3,736
Premises and equipment expense	$499,000	3,772
Additional noninterest expense	$1,754,000	2,478
Pre-tax net operating income	$3,090,000	2,346
Securities gains (losses)	$0	3,155
Applicable income taxes	$912,000	2,362
Income before extraordinary items	$2,178,000	2,397
Extraordinary gains, net	$0	35
Net income	$2,178,000	2,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$702,000	929
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,178,000	2,367
1998-12-31 (YTD Data)		Rank
Total interest income	$20,023,000	1,625
Total interest expense	$12,634,000	1,236
Net interest income	$7,389,000	2,307
Provision for loan and lease losses	$384,000	2,141
Total noninterest income	$151,000	8,220
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$76,000	7,388
Trading account gains and fees	$0	224
Additional Noninterest Income	$75,000	7,329
Total noninterest expense	$3,716,000	3,436
Salaries and employee benefits	$1,620,000	3,998
Premises and equipment expense	$455,000	3,976
Additional noninterest expense	$1,641,000	2,551
Pre-tax net operating income	$3,440,000	2,101
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,125,000	2,098
Income before extraordinary items	$2,315,000	2,244
Extraordinary gains, net	$0	32
Net income	$2,315,000	2,243
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,683
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,315,000	2,174
1997-12-31 (YTD Data)		Rank
Total interest income	$20,000,000	1,645
Total interest expense	$13,102,000	1,218
Net interest income	$6,898,000	2,517
Provision for loan and lease losses	$332,000	2,414
Total noninterest income	$123,000	9,012
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$67,000	7,961
Trading account gains and fees	$0	239
Additional Noninterest Income	$56,000	8,171
Total noninterest expense	$3,411,000	3,686
Salaries and employee benefits	$1,579,000	4,062
Premises and equipment expense	$359,000	4,802
Additional noninterest expense	$1,473,000	2,776
Pre-tax net operating income	$3,278,000	2,296
Securities gains (losses)	$36,000	1,535
Applicable income taxes	$1,088,000	2,266
Income before extraordinary items	$2,226,000	2,343
Extraordinary gains, net	$0	44
Net income	$2,226,000	2,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,640
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,201,880	2,309
1996-12-31 (YTD Data)		Rank
Total interest income	$20,003,000	1,680
Total interest expense	$13,422,000	1,220
Net interest income	$6,581,000	2,691
Provision for loan and lease losses	$67,000	5,924
Total noninterest income	$156,000	8,920
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$61,000	8,520
Trading account gains and fees	$0	262
Additional Noninterest Income	$95,000	7,288
Total noninterest expense	$5,200,000	2,618
Salaries and employee benefits	$1,508,000	4,284
Premises and equipment expense	$492,000	3,825
Additional noninterest expense	$3,200,000	1,625
Pre-tax net operating income	$1,470,000	4,413
Securities gains (losses)	$81,000	1,058
Applicable income taxes	$320,000	5,612
Income before extraordinary items	$1,231,000	3,798
Extraordinary gains, net	$0	53
Net income	$1,231,000	3,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,912
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,167,010	3,911
1995-12-31 (YTD Data)		Rank
Total interest income	$17,685,000	1,920
Total interest expense	$11,071,000	1,474
Net interest income	$6,614,000	2,689
Provision for loan and lease losses	$75,000	5,235
Total noninterest income	$70,000	10,954
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$45,000	9,404
Trading account gains and fees	$0	522
Additional Noninterest Income	$25,000	10,586
Total noninterest expense	$2,962,000	4,332
Salaries and employee benefits	$1,262,000	4,989
Premises and equipment expense	$327,000	5,286
Additional noninterest expense	$1,373,000	3,327
Pre-tax net operating income	$3,647,000	2,011
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,234,000	1,977
Income before extraordinary items	$2,413,000	2,091
Extraordinary gains, net	$0	65
Net income	$2,413,000	2,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,413,000	2,061
1994-12-31 (YTD Data)		Rank
Total interest income	$16,530,000	1,865
Total interest expense	$9,505,000	1,371
Net interest income	$7,025,000	2,565
Provision for loan and lease losses	$105,000	4,433
Total noninterest income	$88,000	11,036
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$41,000	10,006
Trading account gains and fees	$0	475
Additional Noninterest Income	$47,000	9,769
Total noninterest expense	$2,561,000	5,048
Salaries and employee benefits	$1,116,000	5,581
Premises and equipment expense	$150,000	8,551
Additional noninterest expense	$1,295,000	3,787
Pre-tax net operating income	$4,447,000	1,609
Securities gains (losses)	$101,000	772
Applicable income taxes	$1,706,000	1,378
Income before extraordinary items	$2,842,000	1,730
Extraordinary gains, net	$0	249
Net income	$2,842,000	1,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,263
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,777,360	1,763
1993-12-31 (YTD Data)		Rank
Total interest income	$17,118,000	1,829
Total interest expense	$10,045,000	1,337
Net interest income	$7,073,000	2,536
Provision for loan and lease losses	$40,000	7,927
Total noninterest income	$67,000	12,150
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$42,000	10,341
Trading account gains and fees	$0	532
Additional Noninterest Income	$25,000	11,679
Total noninterest expense	$2,443,000	5,378
Salaries and employee benefits	$1,009,000	6,080
Premises and equipment expense	$133,000	9,383
Additional noninterest expense	$1,301,000	3,932
Pre-tax net operating income	$4,657,000	1,508
Securities gains (losses)	$266,000	1,413
Applicable income taxes	$1,858,000	1,287
Income before extraordinary items	$3,065,000	1,651
Extraordinary gains, net	$-203,000	13,049
Net income	$2,862,000	1,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	9,724
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,894,760	1,641
1992-12-31 (YTD Data)		Rank
Total interest income	$17,998,000	1,977
Total interest expense	$11,363,000	1,537
Net interest income	$6,635,000	2,764
Provision for loan and lease losses	$80,000	7,886
Total noninterest income	$74,000	12,451
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$41,000	10,666
Trading account gains and fees	$0	504
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$2,288,000	5,710
Salaries and employee benefits	$854,000	6,915
Premises and equipment expense	$132,000	9,627
Additional noninterest expense	$1,302,000	4,033
Pre-tax net operating income	$4,341,000	1,464
Securities gains (losses)	$-101,000	13,785
Applicable income taxes	$1,503,000	1,453
Income before extraordinary items	$2,737,000	1,683
Extraordinary gains, net	$0	1,422
Net income	$2,737,000	1,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	9,710
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,802,650	1,522

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.