Home > Etowah Bank > Loan Charge- Offs and Recoveries

Etowah Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$4,203,000371
Loans secured by real estate, total$3,926,00091
To non-U.S. addressees$013
Real estate loans in domestic offices$3,926,00091
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$3,926,00058
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$7,0005,616
Loans to individuals$270,0001,176
Credit card loan charge offs$7,0002,310
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$263,000973
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$47,0003,511
Loans secured by real estate, total$03,922
To non-U.S. addressees$010
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$2,0005,286
Loans to individuals$45,0001,726
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,572
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,156,000314
Loans secured by real estate, total$3,926,00067
To non-U.S. addressees$012
Real estate loans in domestic offices$3,926,00066
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$3,926,00051
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$5,0004,810
To non-U.S. addressees$036
Loans to individuals$225,0001,073
Credit card loan net charge offs$6,0002,183
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$219,000884
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$211,0003,148
Loans secured by real estate, total$04,932
To non-U.S. addressees$011
Real estate loans in domestic offices$04,929
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$77,0002,714
Loans to individuals$134,0002,087
Credit card loan charge offs$14,0001,900
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$120,0001,973
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$33,0004,516
Loans secured by real estate, total$04,351
To non-U.S. addressees$012
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$9,0004,101
Loans to individuals$24,0002,767
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0002,623
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$178,0002,726
Loans secured by real estate, total$04,060
To non-U.S. addressees$010
Real estate loans in domestic offices$04,052
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$03,512
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$68,0002,232
To non-U.S. addressees$021
Loans to individuals$110,0001,914
Credit card loan net charge offs$13,0001,781
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$97,0001,775
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$909,0001,167
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$813,000431
Loans to individuals$96,0002,608
Credit card loan charge offs$4,0003,025
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$92,0002,330
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$35,0004,617
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0004,774
Loans to individuals$28,0002,609
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$28,0002,377
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$874,000975
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$806,000306
To non-U.S. addresseesNANA
Loans to individuals$68,0002,622
Credit card loan net charge offs$4,0002,808
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$64,0002,306
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$108,0004,753
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0005,250
Loans to individuals$92,0002,452
Credit card loan charge offs$2,0003,288
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$90,0002,165
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$9,0007,883
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0006,218
Loans to individuals$6,0005,767
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0005,450
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$99,0003,786
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0004,146
To non-U.S. addresseesNANA
Loans to individuals$86,0001,948
Credit card loan net charge offs$2,0003,022
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$84,0001,655
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$397,0002,148
Loans secured by real estate, total$211,0001,309
To non-U.S. addresseesNANA
Real estate loans in domestic offices$211,0001,309
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$79,0001,321
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$132,000883
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$91,0002,598
Loans to individuals$95,0002,299
Credit card loan charge offs$1,0003,518
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$94,0002,000
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$91,0003,094
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$66,0001,871
Loans to individuals$25,0002,988
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$25,0002,761
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$306,0001,879
Loans secured by real estate, total$211,0001,088
To non-U.S. addresseesNANA
Real estate loans in domestic offices$211,0001,088
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$79,0001,113
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$132,000718
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0003,413
To non-U.S. addresseesNANA
Loans to individuals$70,0002,028
Credit card loan net charge offs$1,0003,225
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$69,0001,678
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$65,0007,112
Loans secured by real estate, total$36,0003,841
To non-U.S. addresseesNANA
Real estate loans in domestic offices$36,0003,840
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$36,0002,450
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0007,763
Loans to individuals$24,0005,643
Credit card loan charge offs$4,0002,919
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$20,0005,616
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$65,0004,176
Loans secured by real estate, total$41,0001,790
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0001,789
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$41,000890
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0006,756
Loans to individuals$19,0003,811
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$18,0003,661
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$09,922
Loans secured by real estate, total$-5,00011,741
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-5,00011,780
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-5,00012,235
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$5,0007,181
Credit card loan net charge offs$3,0002,821
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,0007,600
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$373,0003,537
Loans secured by real estate, total$241,0001,947
To non-U.S. addresseesNANA
Real estate loans in domestic offices$241,0001,947
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$197,0001,030
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$44,0002,310
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0006,550
Loans to individuals$101,0003,020
Credit card loan charge offs$3,0003,275
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$98,0002,712
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$84,0003,736
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0006,353
Loans to individuals$76,0001,546
Credit card loan recoveries$3,0001,679
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$73,0001,424
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$289,0003,404
Loans secured by real estate, total$241,0001,760
To non-U.S. addresseesNANA
Real estate loans in domestic offices$241,0001,760
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$197,000915
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$44,0002,142
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$23,0005,868
To non-U.S. addresseesNANA
Loans to individuals$25,0005,163
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$25,0004,704
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.