Home > Etowah Bank > Assets and Liabilities
Etowah Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 187 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $421,793,000 | 1,104 |
| Cash and due from depository institutions | $16,100,000 | 893 |
| Interest-bearing balances | $143,000 | 4,561 |
| Securities | $71,187,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $55,660,000 | 303 |
| Net loans & leases | $254,528,000 | 1,130 |
| Loan loss allowance | $5,378,000 | 755 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $8,957,000 | 838 |
| Other real estate owned | $98,000 | 893 |
| Goodwill and other intangibles | $1,553,000 | 1,181 |
| All other assets | $13,710,000 | 705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $421,793,000 | 1,104 |
| Total liabilities | $392,714,000 | 1,066 |
| Total deposits | $366,147,000 | 999 |
| Interest-bearing deposits | $313,650,000 | 1,016 |
| Deposits held in domestic offices | $366,147,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,555,000 | 914 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,012,000 | 1,981 |
| Total equity capital | $29,079,000 | 1,532 |
| Total bank equity capital | $29,079,000 | 1,532 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,110,000 | 382 |
| Surplus | $17,425,000 | 987 |
| Undivided profits | $2,544,000 | 6,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,177,000 | 388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,065,000 | 1,001 |
| Earning assets | $381,518,000 | 1,119 |
| Long-term assets (5+ years) | $105,541,000 | 855 |
| Average Assets, year-to-date | $418,465,400 | 1,051 |
| Average Assets, quarterly | $416,518,500 | 1,097 |
| Volatile liabilities | $47,451,000 | 1,454 |
| Insider loans | $5,683,000 | 726 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,754,000 | 619 |
| Unused loan commitments | $41,877,000 | 1,283 |
| Tier 1 (core) risk-based capital | $27,348,000 | 1,543 |
| Tier 2 risk-based capital | $3,806,070 | 930 |
| Total risk weighted assets | $302,913,270 | 977 |
| Total unused commitments | $41,877,000 | 1,288 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 203 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $429,652,000 | 1,104 |
| Cash and due from depository institutions | $21,572,000 | 869 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $108,015,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $21,600,000 | 619 |
| Net loans & leases | $251,204,000 | 1,173 |
| Loan loss allowance | $2,745,000 | 1,353 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $14,443,000 | 516 |
| Other real estate owned | $555,000 | 869 |
| Goodwill and other intangibles | $1,773,000 | 1,055 |
| All other assets | $10,490,000 | 838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,652,000 | 1,104 |
| Total liabilities | $400,964,000 | 1,068 |
| Total deposits | $370,617,000 | 1,022 |
| Interest-bearing deposits | $327,439,000 | 997 |
| Deposits held in domestic offices | $370,617,000 | 1,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $28,313,000 | 790 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,034,000 | 1,995 |
| Total equity capital | $28,688,000 | 1,583 |
| Total bank equity capital | $28,688,000 | 1,583 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,056,000 | 394 |
| Surplus | $14,190,000 | 1,157 |
| Undivided profits | $5,442,000 | 4,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,330,000 | 1,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,982,000 | 737 |
| Earning assets | $380,820,000 | 1,130 |
| Long-term assets (5+ years) | $105,492,000 | 733 |
| Average Assets, year-to-date | $390,322,800 | 1,146 |
| Average Assets, quarterly | $411,810,000 | 1,126 |
| Volatile liabilities | $54,321,000 | 1,321 |
| Insider loans | $3,245,000 | 1,295 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $13,139,000 | 204 |
| Unused loan commitments | $56,854,000 | 982 |
| Tier 1 (core) risk-based capital | $26,988,000 | 1,574 |
| Tier 2 risk-based capital | $2,745,000 | 1,155 |
| Total risk weighted assets | $297,023,000 | 999 |
| Total unused commitments | $56,854,000 | 988 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 198 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $375,318,000 | 1,280 |
| Cash and due from depository institutions | $21,394,000 | 941 |
| Interest-bearing balances | $185,000 | 4,156 |
| Securities | $91,100,000 | 1,312 |
| Federal funds sold & reverse repurchase agreements | $22,740,000 | 576 |
| Net loans & leases | $222,277,000 | 1,343 |
| Loan loss allowance | $2,126,000 | 1,792 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,986,000 | 682 |
| Other real estate owned | $324,000 | 941 |
| Goodwill and other intangibles | $1,993,000 | 937 |
| All other assets | $4,504,000 | 1,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $375,318,000 | 1,280 |
| Total liabilities | $350,255,000 | 1,244 |
| Total deposits | $326,992,000 | 1,185 |
| Interest-bearing deposits | $284,024,000 | 1,181 |
| Deposits held in domestic offices | $326,992,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,697,000 | 898 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,566,000 | 2,471 |
| Total equity capital | $25,063,000 | 1,799 |
| Total bank equity capital | $25,063,000 | 1,799 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,000,000 | 422 |
| Surplus | $11,000,000 | 1,473 |
| Undivided profits | $5,063,000 | 4,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,484,000 | 769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,319,000 | 953 |
| Earning assets | $336,302,000 | 1,297 |
| Long-term assets (5+ years) | $88,220,000 | 802 |
| Average Assets, year-to-date | $327,269,200 | 1,398 |
| Average Assets, quarterly | $357,766,500 | 1,309 |
| Volatile liabilities | $44,535,000 | 1,511 |
| Insider loans | $3,106,000 | 1,385 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $14,525,000 | 167 |
| Unused loan commitments | $38,290,000 | 1,284 |
| Tier 1 (core) risk-based capital | $23,442,000 | 1,841 |
| Tier 2 risk-based capital | $2,126,000 | 1,505 |
| Total risk weighted assets | $248,593,600 | 1,191 |
| Total unused commitments | $38,290,000 | 1,291 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 162 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $294,821,000 | 1,607 |
| Cash and due from depository institutions | $17,368,000 | 1,172 |
| Interest-bearing balances | $14,000 | 6,325 |
| Securities | $73,703,000 | 1,723 |
| Federal funds sold & reverse repurchase agreements | $17,200,000 | 833 |
| Net loans & leases | $174,206,000 | 1,647 |
| Loan loss allowance | $2,135,000 | 1,829 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,322,000 | 1,183 |
| Other real estate owned | $396,000 | 1,172 |
| Goodwill and other intangibles | $2,213,000 | 821 |
| All other assets | $3,413,000 | 2,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,821,000 | 1,607 |
| Total liabilities | $271,834,000 | 1,587 |
| Total deposits | $268,344,000 | 1,471 |
| Interest-bearing deposits | $231,025,000 | 1,486 |
| Deposits held in domestic offices | $268,344,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,989,000 | 2,428 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,501,000 | 2,643 |
| Total equity capital | $22,987,000 | 1,950 |
| Total bank equity capital | $22,987,000 | 1,950 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,000,000 | 438 |
| Surplus | $9,000,000 | 1,730 |
| Undivided profits | $4,987,000 | 4,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,041,000 | 1,114 |
| Earning assets | $265,123,000 | 1,638 |
| Long-term assets (5+ years) | $61,155,000 | 1,011 |
| Average Assets, year-to-date | $264,366,600 | 1,713 |
| Average Assets, quarterly | $276,308,000 | 1,687 |
| Volatile liabilities | $27,694,000 | 2,005 |
| Insider loans | $2,262,000 | 1,900 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $7,800,000 | 270 |
| Unused loan commitments | $42,619,000 | 1,155 |
| Tier 1 (core) risk-based capital | $20,525,000 | 2,073 |
| Tier 2 risk-based capital | $2,135,000 | 1,493 |
| Total risk weighted assets | $188,082,200 | 1,520 |
| Total unused commitments | $42,619,000 | 1,163 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 151 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $258,373,000 | 1,784 |
| Cash and due from depository institutions | $15,169,000 | 1,315 |
| Interest-bearing balances | $343,000 | 3,814 |
| Securities | $59,843,000 | 2,198 |
| Federal funds sold & reverse repurchase agreements | $7,374,000 | 1,261 |
| Net loans & leases | $163,452,000 | 1,721 |
| Loan loss allowance | $1,764,000 | 2,194 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,312,000 | 1,149 |
| Other real estate owned | $871,000 | 1,315 |
| Goodwill and other intangibles | $2,433,000 | 709 |
| All other assets | $2,919,000 | 2,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,373,000 | 1,784 |
| Total liabilities | $239,027,000 | 1,763 |
| Total deposits | $235,219,000 | 1,613 |
| Interest-bearing deposits | $203,356,000 | 1,627 |
| Deposits held in domestic offices | $235,219,000 | 1,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,903,000 | 2,219 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $905,000 | 3,306 |
| Total equity capital | $19,346,000 | 2,122 |
| Total bank equity capital | $19,346,000 | 2,122 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,000,000 | 601 |
| Surplus | $6,000,000 | 2,368 |
| Undivided profits | $7,346,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,450,000 | 822 |
| Earning assets | $231,012,000 | 1,818 |
| Long-term assets (5+ years) | $25,716,000 | 2,080 |
| Average Assets, year-to-date | $242,864,600 | 1,843 |
| Average Assets, quarterly | $253,192,500 | 1,810 |
| Volatile liabilities | $22,536,000 | 2,299 |
| Insider loans | $2,197,000 | 1,903 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $3,802,000 | 314 |
| Unused loan commitments | $39,067,000 | 1,175 |
| Tier 1 (core) risk-based capital | $17,347,000 | 2,367 |
| Tier 2 risk-based capital | $1,764,000 | 1,767 |
| Total risk weighted assets | $169,789,700 | 1,643 |
| Total unused commitments | $39,067,000 | 1,182 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 144 | 1,465 |
| Assets and Liabilities | ||
| Total Assets: | $238,058,000 | 1,953 |
| Cash and due from depository institutions | $11,084,000 | 1,465 |
| Interest-bearing balances | $367,000 | 4,824 |
| Securities | $54,865,000 | 2,525 |
| Federal funds sold & reverse repurchase agreements | $14,956,000 | 881 |
| Net loans & leases | $145,062,000 | 1,884 |
| Loan loss allowance | $1,413,000 | 2,770 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,330,000 | 1,149 |
| Other real estate owned | $464,000 | 1,465 |
| Goodwill and other intangibles | $2,653,000 | 606 |
| All other assets | $2,644,000 | 2,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,058,000 | 1,953 |
| Total liabilities | $220,315,000 | 1,930 |
| Total deposits | $219,175,000 | 1,803 |
| Interest-bearing deposits | $188,577,000 | 1,834 |
| Deposits held in domestic offices | $219,175,000 | 1,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $170,000 | 4,124 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $970,000 | 3,207 |
| Total equity capital | $17,743,000 | 2,273 |
| Total bank equity capital | $17,743,000 | 2,273 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,000,000 | 588 |
| Surplus | $6,000,000 | 2,271 |
| Undivided profits | $5,743,000 | 3,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 2,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,228,000 | 1,398 |
| Earning assets | $215,250,000 | 1,980 |
| Long-term assets (5+ years) | $19,707,000 | 2,699 |
| Average Assets, year-to-date | $214,591,800 | 2,112 |
| Average Assets, quarterly | $226,389,000 | 2,031 |
| Volatile liabilities | $17,444,000 | 2,675 |
| Insider loans | $1,109,000 | 3,463 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $2,972,000 | 662 |
| Unused loan commitments | $59,586,000 | 875 |
| Tier 1 (core) risk-based capital | $15,090,000 | 2,621 |
| Tier 2 risk-based capital | $1,413,000 | 2,128 |
| Total risk weighted assets | $147,741,800 | 1,855 |
| Total unused commitments | $59,586,000 | 894 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 138 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $212,576,000 | 2,225 |
| Cash and due from depository institutions | $11,026,000 | 1,567 |
| Interest-bearing balances | $391,000 | 5,364 |
| Securities | $57,254,000 | 2,367 |
| Federal funds sold & reverse repurchase agreements | $19,850,000 | 873 |
| Net loans & leases | $110,723,000 | 2,439 |
| Loan loss allowance | $1,053,000 | 3,556 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,886,000 | 1,237 |
| Other real estate owned | $1,891,000 | 1,567 |
| Goodwill and other intangibles | $2,873,000 | 588 |
| All other assets | $3,073,000 | 2,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,576,000 | 2,225 |
| Total liabilities | $196,548,000 | 2,201 |
| Total deposits | $195,285,000 | 2,104 |
| Interest-bearing deposits | $173,143,000 | 2,080 |
| Deposits held in domestic offices | $195,285,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,000 | 4,938 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,251,000 | 2,734 |
| Total equity capital | $16,028,000 | 2,383 |
| Total bank equity capital | $16,028,000 | 2,383 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000,000 | 591 |
| Surplus | $6,000,000 | 2,191 |
| Undivided profits | $4,028,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 3,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,050,000 | 942 |
| Earning assets | $188,218,000 | 2,288 |
| Long-term assets (5+ years) | $26,171,000 | 2,107 |
| Average Assets, year-to-date | $193,020,400 | 2,390 |
| Average Assets, quarterly | $205,174,000 | 2,289 |
| Volatile liabilities | $16,602,000 | 2,750 |
| Insider loans | $2,054,000 | 322 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,123,000 | 1,813 |
| Tier 1 (core) risk-based capital | $13,155,000 | 2,874 |
| Tier 2 risk-based capital | $1,053,000 | 2,772 |
| Total risk weighted assets | $115,734,600 | 2,345 |
| Total unused commitments | $20,123,000 | 1,829 |
| Derivatives | $0 | 651 |